feat(instruments): offer per-section retry after exhausted reads (WealthLedger/frontend#55)

Reviewed-on: #80

.ai/conventions/data.md

@@ -30,7 +30,8 @@ backend checkout и не проверяют backend runtime OpenAPI; измен
 shape/status/route сохраняет
 публичный контракт предоставленного snapshot.
 Одна UI-модель не требует менять API. `openapi:generate` работает offline от snapshot;
-`openapi:check` генерирует во временный каталог и сравнивает, не меняя tracked files.
+`openapi:check` запускает native `--check` того же CLI и падает при устаревших
+generated types, не меняя tracked files.
 
 ## Auth и invalidation
 
@@ -39,6 +40,11 @@ Authorization. Auth endpoints исключены из Bearer/retry middleware. R
 координируется single-flight; после `401` с `UNAUTHORIZED` возможен один retry.
 Не добавляй собственный refresh/retry loop в caller.
 
+Refresh, завершившийся `401`, очищает session. Сетевая ошибка и `5xx`
+(например, деплой backend) не доказывают конец session: она сохраняется,
+`unavailable` показывает retry-экран вместо login, а следующий `401` снова
+запускает refresh. Retry/backoff внутри refresh не добавляется.
+
 Cookie-writing requests упорядочены только в текущей вкладке. Cross-tab auth
 synchronization не требуется; допустим reload/re-login. Web Locks и отдельные
 token stores не добавляются.

.ai/conventions/engineering.md

@@ -7,11 +7,19 @@
 checkout. Внешний API задаётся предоставленным публичным контрактом;
 исходники или инструкции его реализации не являются зависимостью разработки.
 При нехватке требования сообщи, какое решение не определено, до его реализации.
+При конфликте с общим шаблоном следуй местным правилам и явному запросу
+пользователя. Выбирай реализацию самостоятельно, но изменение финансовой
+логики, публичного контракта или утверждённой семантики возвращай владельцу
+на согласование до зависимой работы.
 
 Начни с результата и affected areas. До edits проследи flow/invariants, найди
 owner и 1–3 примера. Код показывает механизм; случайный аналог не меняет контракт.
-Работай напрямую; OpenSpec/SDD lifecycle — только по явному запросу.
-Перед Node-командами активируй местную `.nvmrc`: `nvm use --silent`.
+Выбери lightweight или SDD по [Engineering Workflow](https://git.personal.ksv741.ru/WealthLedger/main/src/commit/03b3b59e6ff2ba391f9dfc42a039a96d0d84c1c9/.ai/conventions/engineering-workflow.md);
+OpenSpec lifecycle начинай после явного решения Change Owner.
+Перед Node-командами активируй местную `.nvmrc`: если `nvm` не загружен в
+non-interactive shell, загрузи установленный `$HOME/.nvm/nvm.sh`; затем
+выполни `nvm use --silent` из frontend. Если `nvm.sh` недоступен, остановись,
+не используй системный Node.
 Сохраняй чужие staged/unstaged/untracked изменения и read-only архивы.
 
 ## Change scope
@@ -57,21 +65,33 @@ Peer-конфликт решай совместимыми версиями бе
 
 ## Проверки и завершение
 
-Code/dependency change: `npm ci`, полный `npm run verify` и дополнительные
-risk checks из местной testing convention. Targeted tests ускоряют итерацию,
-но не заменяют финальный gate. `lint:fix`/format — edits, не proof.
-Markdown-only: проверь новые/изменённые тексты, локальные ссылки/якоря, маршруты
-чтения и `git diff --check`; application build ради текста не нужен.
-Повтори routing по staged/unstaged/new files. Запиши краткие команды, результаты
-и ограничения. Зелёный lint не заменяет semantic/security review.
+| Когда | Что проверить |
+| --- | --- |
+| Окружение новое, изменились manifest/lockfile или Node, установка сомнительна | `npm ci` до Node-проверок; одна правка кода переустановки не требует. |
+| Итерация | Адресные тесты, typecheck и lint по затронутому поведению и риску. При изменении поведения добавь/обнови содержательную регрессию, если существующая проверка не ловит её; для косметики не создавай искусственный тест. |
+| Итоговый code/dependency diff | Перед объявлением готовности и передачей к интеграции выполни один полный `npm run verify` на итоговых входах. Дополнительные risk checks из testing convention и явно утверждённые task checks обязательны; CI проверяет независимо. |
+| Только Markdown | Проверь тексты, ссылки/якоря, маршруты чтения и `git diff --check`; application build не нужен. При изменении verification-контура проверь его работу. |
+| Pre-commit | Hook не скачивает tools: вызывай установленные бинарники из `node_modules/.bin` (не `npx`). Full graph не входит в hook; он выполняется в `npm run verify` и CI. |
+
+Повтори routing по staged/unstaged/new files. В отчёте по задаче/PR запиши
+проверенные входы, команду, exit code, результат и ограничения. Повторяй
+проверку при изменении значимых входов (включая config, dependencies и
+generated artifacts), сомнении в evidence или явном запросе пользователя.
+`lint:fix`/format — edits, не proof; lint не заменяет semantic/security review.
 
 ## Git и релизы
 
-Работа — в `codex/<task>` от актуального `develop`, затем PR в `develop`.
+Работа — в ветке `<type>/<issue-number>-<slug>` от актуального `develop`,
+затем PR в `develop`; для cross-repo ссылки укажи owner/repo#number.
 Сохраняй чужие изменения; перед commit просмотри staged paths и diff.
-Commits и PR titles — Conventional Commits; допустим `spec:`. Каждый commit
-содержит одну связанную задачу. При связанной issue добавь её номер в конец
-заголовка (`fix: … #12`); без issue номер не нужен. Root другого checkout
-не управляет этим repo.
+Commits и PR titles — Conventional Commits с parser-recognized Issue reference (`fix: … (#12)`
+или `chore: … (WealthLedger/main#27)`); допустим `spec:`. Каждый commit
+содержит одну связанную задачу. Исключения release и правила ссылки — в
+Engineering Workflow из AGENTS. Root другого checkout не управляет этим repo.
 Прямой push в `main`, force-push и перенос опубликованных тегов не входят в
-обычную работу. Перед release/hotfix прочитай местный README, раздел «Релизы».
+обычную работу. PR сливается squash или rebase-merge; merge-коммит не
+используется. `main` обновляется только fast-forward из `develop`, поэтому
+`origin/main` всегда предок `origin/develop`:
+`git merge-base --is-ancestor origin/main origin/develop`. Срочный fix —
+обычная ветка `fix/*` от `develop`; пути hotfix от `main` нет.
+Перед релизом прочитай местный README, раздел «Релизы».

.dockerignore

@@ -13,6 +13,9 @@
 !public/**
 !docker/
 !docker/**
+!scripts/
+!scripts/minimatch-compat/
+!scripts/minimatch-compat/**
 !packages/
 !packages/tokens/
 !packages/tokens/package.json

.gitea/ISSUE_TEMPLATE/bug.md

@@ -0,0 +1,12 @@
+---
+name: Bug Report
+about: Неверное поведение
+---
+## Проблема и шаги воспроизведения
+
+## Факт / ожидание
+
+## Acceptance Criteria
+- [ ]
+
+## Окружение / ссылки (если применимо)

.gitea/ISSUE_TEMPLATE/engineering.md

@@ -0,0 +1,10 @@
+---
+name: Engineering Task
+about: CI, тесты, документация, процесс и прочее
+---
+## Контекст и результат
+
+## Scope / связанные Issues (если есть)
+
+## Acceptance Criteria
+- [ ]

.gitea/ISSUE_TEMPLATE/feature.md

@@ -0,0 +1,12 @@
+---
+name: Feature Request
+about: Новое наблюдаемое поведение
+---
+## Зачем и какой результат
+
+## Ожидаемое поведение
+
+## Acceptance Criteria
+- [ ]
+
+## Зависимости / связанные Issues (если есть)

.gitea/ISSUE_TEMPLATE/refactor.md

@@ -0,0 +1,12 @@
+---
+name: Refactoring / Technical Debt
+about: Улучшение без нового поведения
+---
+## Проблема и результат
+
+## Сохраняемые инварианты / границы
+
+## Acceptance Criteria
+- [ ]
+
+## Зависимости / ссылки (если есть)

.gitea/PULL_REQUEST_TEMPLATE.md

@@ -0,0 +1,11 @@
+## Summary
+
+## Linked Issue
+Refs
+
+## Changes
+
+## Verification
+- Команда / результат / ограничения:
+
+## Breaking Changes (если есть)

.gitea/workflows/pr-title.yml

@@ -0,0 +1,34 @@
+name: Frontend verify
+
+# Metadata-only: refreshes only the `commits` context after a PR title edit.
+# Same workflow name keeps the required context; `security` and `verify`
+# statuses of the head revision stay untouched (no skipped overwrite).
+on:
+  pull_request:
+    types: [edited]
+
+concurrency:
+  group: frontend-pr-title-${{ gitea.event.pull_request.number }}
+  cancel-in-progress: true
+
+jobs:
+  commits:
+    timeout-minutes: 15
+    runs-on: ubuntu-latest
+    steps:
+      - uses: https://github.com/actions/checkout@v4
+        with:
+          ref: ${{ github.event.pull_request.head.sha }}
+          fetch-depth: 0
+      - uses: https://github.com/actions/setup-node@v4
+        with:
+          node-version-file: .nvmrc
+      - run: npm ci --ignore-scripts
+      - name: Check PR title and commits
+        env:
+          PR_TITLE: ${{ github.event.pull_request.title }}
+          BASE_SHA: ${{ github.event.pull_request.base.sha }}
+          HEAD_SHA: ${{ github.event.pull_request.head.sha }}
+        run: |
+          printf '%s\n' "$PR_TITLE" | npm run commitlint -- --strict
+          npm run commitlint -- --strict --from "$BASE_SHA" --to "$HEAD_SHA"

.gitea/workflows/verify.yml

@@ -4,7 +4,7 @@ on:
   push:
     branches: [develop, main]
   pull_request:
-    types: [opened, synchronize, reopened, edited]
+    types: [opened, synchronize, reopened]
   schedule:
     - cron: '17 5 * * *'
 
@@ -34,7 +34,11 @@ jobs:
           HEAD_SHA: ${{ github.event.pull_request.head.sha }}
         run: |
           printf '%s\n' "$PR_TITLE" | npm run commitlint -- --strict
-          npm run commitlint -- --strict --from "$BASE_SHA" --to "$HEAD_SHA"
+          if [[ "$PR_TITLE" =~ ^chore\(release\):\ [0-9]+\.[0-9]+\.[0-9]+$ ]]; then
+            npm run commitlint -- --strict --from "$HEAD_SHA^" --to "$HEAD_SHA"
+          else
+            npm run commitlint -- --strict --from "$BASE_SHA" --to "$HEAD_SHA"
+          fi
 
   security:
     needs: commits
@@ -62,7 +66,7 @@ jobs:
       - name: Verify pre-commit secret blocking and redaction
         run: PATH=/tmp/gitleaks-bin:$PATH node --test scripts/test-pre-commit.mjs
       - name: Audit runtime and development dependencies
-        run: npm audit --include=dev --audit-level=low
+        run: npm audit --include=dev --audit-level=moderate
 
   verify:
     needs: [commits, security]

.husky/pre-commit

@@ -1,3 +1,6 @@
 gitleaks git --pre-commit --staged --redact=100 --no-banner || exit $?
-npx lint-staged
-npm run deps
+if [ ! -x node_modules/.bin/lint-staged ]; then
+	echo "lint-staged is not installed; run npm ci" >&2
+	exit 1
+fi
+node_modules/.bin/lint-staged

.nvmrc

@@ -1 +1 @@
-24.21.0
+24.22.1

AGENTS.md

@@ -4,6 +4,9 @@
 только его файлы и предоставленные публичные контракты. Перед работой прочитай
 [порядок работы](.ai/conventions/engineering.md#граница-и-порядок-работы), затем
 объединяй triggers задачи и путей; читай активированные темы до решения.
+До edits найди/создай подходящую Gitea Issue, проверь AC и ветку; чтение
+допускается без Issue. Общий маршрут — [Engineering Workflow](https://git.personal.ksv741.ru/WealthLedger/main/src/commit/03b3b59e6ff2ba391f9dfc42a039a96d0d84c1c9/.ai/conventions/engineering-workflow.md)
+(main#28; после merge — актуальная версия `develop`).
 
 | Решение / сигнал | Читать |
 | --- | --- |

CHANGELOG.md

@@ -1,5 +1,116 @@
 # Changelog
 
+## [1.3.0](https://git.personal.ksv741.ru/WealthLedger/frontend/compare/v1.2.1...v1.3.0) (2026-11-01)
+
+### Features
+
+* **account:** add concentration tab with top-5 slices and chart (WealthLedger/main[#48](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/48)) ([#127](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/127)) ([70a2c33](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/70a2c335fdddb8b6a99e3f609befe06aeb8cc45d))
+* group all-account rows by instrument and day (WealthLedger/main[#47](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/47)) ([#126](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/126)) ([71126c9](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/71126c91f0b30f4d65a313ddc7d7f86963340455))
+* make brokerage account list compact ([#111](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/111)) ([c24704a](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/c24704affacbe7fbc08f5e2b61bb6e7ffa6053b9))
+* remove top header and rework mobile bottom navigation ([#109](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/109)) ([1a92f02](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/1a92f023c1c79f646424f72710ab74de63386a11))
+* replace account page accordion with tabs and show open position result ([#112](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/112)) ([3075081](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/3075081df188de0630d314ba15a34fe6efd1eea9))
+* show return, cash and structure on account cards ([#114](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/114)) ([431559b](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/431559be0fca9eb37f6a09d930d502f939884e39))
+
+### Bug Fixes
+
+* round money to currency minor units without negative zero (WealthLedger/frontend[#118](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/118)) ([#119](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/119)) ([1d49904](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/1d4990491f254e1ec6bafad8204872eaae2982d0))
+* show account source sync status (WealthLedger/frontend[#120](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/120)) ([#121](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/121)) ([a56edf2](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/a56edf2b3757ef0b0f6c42ecbd422a1a563f6505))
+* show history loading alert only while loading (WealthLedger/frontend[#124](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/124)) ([#125](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/125)) ([6792f5b](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/6792f5b70aa3ba90b2eb2df7e63d3ae2f669e295))
+* stabilize auth client registration (WealthLedger/frontend[#95](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/95)) ([#122](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/122)) ([5796d2d](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/5796d2d789963e66a3a4bcd79eab44700f16bd31))
+
+### Refactoring
+
+* derive api error codes from contract (WealthLedger/backend[#117](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/117)) ([#123](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/123)) ([32e8fe9](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/32e8fe9402665ea0c350f5f247d87e328ffd44c8))
+
+### Tests
+
+* pin date in all accounts events test ([#115](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/115)) ([58b4e12](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/58b4e126330d01c1d6865bd0e9dd066a028fba08))
+
+### Maintenance
+
+* **deps:** resolve minimatch and glob audit advisories (WealthLedger/main[#49](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/49)) ([#128](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/128)) ([7242240](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/7242240b2188e9d1ca1325e65d0e1a0a3655d882))
+* sync brokerage accounts contract (WealthLedger/backend[#138](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/138)) ([0e4bbec](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/0e4bbec2a7b814579095ea7ef6db68a70508fa29))
+
+## [1.2.1](https://git.personal.ksv741.ru/WealthLedger/frontend/compare/v1.2.0...v1.2.1) (2026-10-24)
+
+### Bug Fixes
+
+* keep session when refresh fails on network error or 5xx (WealthLedger/frontend[#97](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/97)) ([3af9df0](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/3af9df0ae2f0fb314c276504ef7d50a7472de680))
+* show snapshot time in browser time zone ([#101](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/101)) ([b009101](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/b009101b7b954e8462672a9da859267ebb71edc4))
+
+### Maintenance
+
+* bump Node to 24.22.1 (WealthLedger/backend[#122](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/122)) ([2cd6b1e](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/2cd6b1e72d97117b0c37465aac3d989b0469c1c3))
+* bump test stack and fix npm audit findings ([#105](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/105)) ([7e6fd95](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/7e6fd95cfaf7d288242fb46ec7091f561e6f3de5))
+* **deps:** update non-major dependencies [#9](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/9) ([b5ceb77](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/b5ceb77208e35a0e389258f3d3c4b85852980042))
+* resolve dev dependency audit findings (WealthLedger/frontend[#103](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/103)) ([7b6f34c](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/7b6f34c776fa3517c93b5c3468e3b277aaa6273f))
+
+## [1.2.0](https://git.personal.ksv741.ru/WealthLedger/frontend/compare/v1.1.0...v1.2.0) (2026-10-18)
+
+### Features
+
+* unify income payment cards and remove comparisons (WealthLedger/main[#33](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/33)) ([#74](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/74)) ([43b0f55](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/43b0f5574a79e26de0abae35de16d8aa8700f718))
+
+### Bug Fixes
+
+* align password validation with backend ASCII policy (WealthLedger/backend[#60](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/60)) ([#89](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/89)) ([ebe9268](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/ebe92684a74b4e2617b04ef00d9406b8a0f674ea))
+* **auth,bank:** guard switch-auth nav and surface banking retry ([e38ecd8](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/e38ecd87d6f69968bb56e6035ceeb6cfda208a3f)), closes [#56](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/56) [#57](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/57)
+* **bank:** break BankFeedback's shared/api edge for stories ([#80](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/80)) ([2336804](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/233680448f97dc3ec57d7665ec14c68ac92410e5))
+* deliver screener OpenAPI constraints (WealthLedger/backend[#70](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/70)) ([#85](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/85)) ([ed63ada](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/ed63adad94f5d0e20f7d0d1446a235f953d10ec2))
+* **events:** seven-date default period and picker from today (WealthLedger/frontend[#63](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/63)) ([612ab62](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/612ab6250979bf8d9b57f4feb6e1476ed3d759e4))
+* respect query eligibility in screen sync (WealthLedger/frontend[#54](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/54)) ([f295dea](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/f295dea6a6a33c597c753b52aff629d5382c963a))
+
+### Refactoring
+
+* derive payment-system options from schema tuple ([#58](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/58)) ([#75](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/75)) ([e67c47b](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/e67c47b102329877eb5d9c9d8bb4ea7c0bc70883))
+
+### Build
+
+* use native openapi-typescript --check ([#60](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/60)) ([#77](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/77)) ([df05c8c](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/df05c8c7dbb5d6816fb95d54ca43cd0d83eecd48))
+
+### CI
+
+* keep pre-commit proportionate and avoid tool downloads (WealthLedger/frontend[#62](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/62)) ([#86](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/86)) ([d409a29](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/d409a297e5f9ae5658d4efa958bda9a012a859a1))
+* recheck PR title on edited without the full pipeline (WealthLedger/frontend[#64](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/64)) ([bc28973](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/bc28973d1ad5e15bfbc2e5b73b00ba63449933db))
+
+### Tests
+
+* await client settlement in late-response cases (WealthLedger/frontend[#61](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/61)) ([#81](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/81)) ([f3725c2](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/f3725c202bd8cef4ba711085df82a921a2da6b7d))
+* cover non-retry of INVALID_TBANK_TOKEN reads (WealthLedger/backend[#59](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/59)) ([#90](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/90)) ([5134106](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/513410669680480a1f68f5720744cc85e43c8286))
+* cover null events and income envelopes on account pages ([#72](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/72)) ([#79](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/79)) ([e5f8bbe](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/e5f8bbe33cd438f432281818c5276abe9a425646))
+* cover null resource envelopes for account pages ([#70](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/70)) ([#71](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/71)) ([#78](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/78)) ([f7f53ff](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/f7f53ff8e4de3c1d06fac6063974ff9667145ed6))
+
+### Maintenance
+
+* adopt linear git model in frontend docs ([#91](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/91)) ([eefdde2](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/eefdde29f8da269581e90bd797078e10a39e472f))
+
+## [1.1.0](https://git.personal.ksv741.ru/WealthLedger/frontend/compare/v1.0.0...v1.1.0) (2026-10-12)
+
+### Features
+
+* add stock screener ([a84411d](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/a84411df39dc131290e9f5b5d9313fed17cc629a))
+* align investment client with hourly sync ([432cca2](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/432cca299f3a9a9e45b2697527369ee95f2d0adc))
+* render hourly investment states ([3c226f8](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/3c226f8c29efceccb75af0d6424639a757534f39))
+
+### Bug Fixes
+
+* align frontend workflow rules (WealthLedger/main[#27](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/27)) ([c315f80](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/c315f80b1b07ae0888366512ec157b8e29c81d62))
+* preserve latest stock screener result ([cec9c63](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/cec9c6348a389f16f272dac5533aebc9d12ceae8))
+* show bank summary totals ([20b2cdf](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/20b2cdfd432f8b01e447f68657cf5c685a297f1e))
+
+### Documentation
+
+* clarify frontend verification policy ([cac4351](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/cac4351bc4abf2cec7c5b6611a74d87bf4ec2f70))
+* pin frontend workflow reference (WealthLedger/main[#27](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/27)) ([0d747cc](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/0d747cc93ee08c337cf300c0367612708f45dfb9))
+
+### CI
+
+* skip checks on PR metadata edits ([c882120](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/c8821200ce699dab1ce65360d1968d5877a2e78b))
+
+### Maintenance
+
+* align frontend engineering workflow (WealthLedger/main[#27](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/27)) ([617edfd](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/617edfd489a6a84bb33b57386eca4eb54661f4f0))
+
 ## [1.0.0](https://git.personal.ksv741.ru/WealthLedger/frontend/compare/v0.4.0...v1.0.0) (2026-10-07)
 
 ### ⚠ BREAKING CHANGES

Dockerfile

@@ -1,10 +1,11 @@
-FROM node:24.21.0-bookworm-slim AS dependencies
+FROM node:24.22.1-bookworm-slim AS dependencies
 WORKDIR /app
 ENV HUSKY=0
 COPY package.json package-lock.json ./
 COPY packages/tokens/package.json ./packages/tokens/
 COPY packages/ui/package.json ./packages/ui/
 COPY packages/icons/package.json ./packages/icons/
+COPY scripts/minimatch-compat ./scripts/minimatch-compat
 RUN npm ci
 
 FROM dependencies AS development
@@ -19,7 +20,7 @@ COPY . .
 ENV VITE_API_BASE_URL=""
 RUN npm run build
 
-FROM nginx:1.28.0-alpine AS production
+FROM nginx:1.31.8-alpine AS production
 ARG VERSION
 ARG REVISION
 LABEL org.opencontainers.image.version=$VERSION \

README.md

@@ -19,8 +19,10 @@ npm run dev
 
 Для commits установите [Gitleaks](https://github.com/gitleaks/gitleaks/releases/tag/v8.30.1)
 8.30.1 в `PATH` (macOS: `brew install gitleaks`). Pre-commit сначала проверяет
-staged diff с полной редакцией секретов, затем запускает formatting и FSD checks.
-Находка или отсутствие Gitleaks блокирует commit.
+staged diff с полной редакцией секретов, затем запускает установленный
+`node_modules/.bin/lint-staged` только для staged JS/TS. Hook не скачивает tools и
+не запускает full graph: полный `npm run verify` выполняется в CI и перед передачей.
+Находка или отсутствие Gitleaks либо lint-staged блокирует commit.
 Проверка этого поведения: `node --test scripts/test-pre-commit.mjs`.
 
 ## Контейнерный image
@@ -116,14 +118,17 @@ Chromium при ширинах 375 и 1280 px. Browser project не исполь
 Единый `.gitea/workflows/verify.yml` запускает `commits → security → verify`
 последовательно на PR; на push в `develop`/`main` — `security → verify`.
 Рабочие ветки проверяются после открытия PR, без дублирующего push-запуска.
-Изменение заголовка PR тоже повторяет проверки Conventional Commits.
+Изменение заголовка PR запускает `.gitea/workflows/pr-title.yml` (то же имя workflow,
+только job `commits`): статусы `security` и `verify` на HEAD не перезаписываются.
 Новый запуск отменяет устаревший для того же PR/ветки и типа события
 (требуется Gitea 1.26+). Ежедневно в 05:17 UTC выполняется только `security`.
 Job `security` проверяет полную доступную историю Gitleaks 8.30.1 и выполняет
-`npm audit --include=dev --audit-level=low`. Любой advisory блокирует security job;
-исключений frontend нет. Локально можно выполнить те же команды:
+`npm audit --include=dev --audit-level=moderate`. Advisory уровня moderate и выше
+блокирует security job; low не блокирует, т.к. для них часто нет исправленной версии
+(например, GHSA-gcqx-w48m-w2h4 в build-only deepmerge). Других исключений нет.
+Локально можно выполнить те же команды:
 `gitleaks git --log-opts=--all --redact=100 --no-banner` и
-`npm audit --include=dev --audit-level=low`. Audit требует доступа к npm registry;
+`npm audit --include=dev --audit-level=moderate`. Audit требует доступа к npm registry;
 проверка секретов выполняется локально и не выводит их значения.
 
 Имена jobs `commits`, `security`, `verify` сохранены, но Gitea включает имя
@@ -203,7 +208,8 @@ Checkout frontend содержит все входы сборки и прове
 локальную копию и не обращаются к исходникам или CI сервера. Доставка новой
 схемы — явное обновление snapshot с review и `npm run openapi:generate`.
 Runtime URL API задаётся окружением, а не расположением другого репозитория.
-Разработка идёт напрямую по задаче пользователя; OpenSpec/SDD — по явному запросу.
+Разработка начинается с Issue; lightweight или SDD выбирается по критериям
+Engineering Workflow из AGENTS. OpenSpec — после явного решения Change Owner.
 
 Knip исключает `conventional-changelog-conventionalcommits`: release-it загружает
 preset по имени из `.release-it.json`. Версия preset закреплена напрямую.
@@ -211,36 +217,61 @@ preset по имени из `.release-it.json`. Версия preset закреп
 ## Релизы
 
 Репозиторий выпускается независимо. `develop` — интеграция, `main` — принятые
-релизы. Работа: `codex/<task>` от актуального `develop`, PR в `develop`.
-Обычные PR допускают squash; release и обратная синхронизация сохраняют историю.
-Commits и PR titles — Conventional Commits, включая `spec:`. Версии вручную не повышай.
+релизы. Обычная работа: issue-linked ветка от актуального `develop`, PR в `develop`;
+общие правила — в Engineering Workflow по ссылке из AGENTS.
+PR сливается squash или rebase-merge; merge-коммит не используется. `main`
+обновляется только fast-forward из `develop`, поэтому история линейна:
 
-1. Получи `main`, `develop` и теги: `git fetch origin --tags`. Убедись, что
-   `develop` содержит последний релиз. Создай `release/<name>` от проверенного
-   `develop`; `nvm use --silent`, `npm ci`. Hotfix начинается от `main` в
-   `release/hotfix-<name>` и проходит тот же процесс.
+```text
+<type>/<issue>-<slug> --squash--> develop --ff-only--> main --> tag vX.Y.Z
+```
+
+Инвариант: `origin/main` всегда предок `origin/develop`. Проверка:
+
+```bash
+git fetch -q origin
+git merge-base --is-ancestor origin/main origin/develop && echo ok || echo BROKEN
+```
+
+Commits и PR titles — Conventional Commits со ссылкой на Issue (кроме release),
+включая `spec:`. Версии вручную не повышай.
+
+1. Получи `main`, `develop` и теги: `git fetch origin --tags`. Проверь
+   инвариант. Создай `release/X.Y.Z` от проверенного `develop`;
+   `nvm use --silent`, `npm ci`.
 2. На чистой ветке выполни `npm run release:preview`, просмотри версию/changelog,
    затем `npm run release:prepare`. Команда создаёт `chore(release): X.Y.Z`,
    обновляет manifest/lockfile/CHANGELOG; тег и push не выполняет. Не обходи
    guards ветки, чистого дерева, отсутствующих тегов или уже подготовленной версии.
 3. Проверь diff и штатные gates этого репозитория. Отправь только release-ветку,
-   открой PR в `main` с заголовком `chore(release): X.Y.Z`. После зелёных
-   `verify`, `security`, `commits` выполни fast-forward-only merge. Если `main`
-   изменился, согласуй историю и повтори проверки кандидата.
-4. Получи удалённый `main`, сравни его HEAD с проверенным release SHA и версией
+   открой PR в **`develop`** с заголовком `chore(release): X.Y.Z`. После зелёных
+   `verify`, `security`, `commits` выполни fast-forward-only merge. Если
+   `develop` изменился, обнови release-ветку и повтори проверки кандидата.
+4. Открой PR `develop → main` с тем же заголовком и слей fast-forward-only.
+5. Получи удалённый `main`, сравни его HEAD с проверенным release SHA и версией
    manifest/lockfile. Создай аннотированный `vX.Y.Z` именно на этом SHA:
    `git tag -a vX.Y.Z <release-sha> -m "Release X.Y.Z"`, затем отправь только
    `git push origin refs/tags/vX.Y.Z`. Не запускай release-it повторно на `main`.
-5. Верни release-коммит через PR `main → develop` без squash/rebase; проверь,
-   что `develop` содержит тег. Опубликованные теги не перемещай. При сбое после
-   merge создай отсутствующий тег без нового bump; до merge исправь и проверь
-   существующий кандидат без повторного повышения версии.
+
+Обратная синхронизация не нужна: release-коммит попал в `develop` на шаге 3.
+Опубликованные теги не перемещай. При сбое после merge создай отсутствующий тег
+без нового bump; до merge исправь и проверь существующий кандидат без
+повторного повышения версии.
+
+Freeze релиза не поддерживается: пока открыт релизный PR, `develop` не двигают.
+Срочный fix — обычная ветка `fix/*` от `develop` с последующим релизом;
+пути от `main` нет, он сделал бы `main` не-предком `develop`. Исключение
+требует явного решения: `release/hotfix-<name>` от `main`, PR в `main`, тег,
+затем merge `main → develop` для восстановления инварианта.
 
 `feat:` повышает minor, `fix:`/`perf:` и прочие разрешённые типы — patch;
 `!`/`BREAKING CHANGE:` — major, включая версии до 1.0. `chore(release):`
 исключён из рекомендации и changelog. Конфигурация — `.release-it.json`.
 В Gitea для `main`/`develop` должны быть запрещены прямой/force push и обход
-администратором, обязательны `verify`, `security`, `commits`; теги `v*` защищены.
+администратором, включена блокировка устаревшей ветки, обязательны `verify`,
+`security`, `commits`; теги `v*` защищены. Линейность обеспечивают merge styles
+репозитория: merge-коммиты и rebase `--no-ff` выключены, доступны squash,
+rebase-merge и fast-forward-only; стиль по умолчанию — squash.
 Workflow сам не включает эти настройки. Отдельное review approval для одного
 владельца не требуется. Npm publishing, deploy и Gitea Releases не включены.
 

commitlint.config.cjs

@@ -1,6 +1,12 @@
 module.exports = {
+	defaultIgnores: false,
 	extends: ["@commitlint/config-conventional"],
+	ignores: [
+		message => /^chore\(release\): \d+\.\d+\.\d+$/.test(message.trim()),
+		message => /^Merge pull request ['"].+['"] \(#\d+\) from .+ into .+$/.test(message.trim()),
+	],
 	rules: {
+		"references-empty": [2, "never"],
 		"type-enum": [
 			2,
 			"always",

index.html

@@ -5,7 +5,7 @@
     <link rel="icon" type="image/svg+xml" href="/favicon.svg" />
     <link rel="apple-touch-icon" href="/apple-touch-icon.png" />
     <meta name="theme-color" content="#ffffff" />
-    <meta name="viewport" content="width=device-width, initial-scale=1.0" />
+    <meta name="viewport" content="width=device-width, initial-scale=1.0, viewport-fit=cover" />
     <title>WealthLedger</title>
   </head>
   <body>

knip.json

@@ -1,5 +1,5 @@
 {
-	"ignoreDependencies": ["conventional-changelog-conventionalcommits"],
+	"ignoreDependencies": ["conventional-changelog-conventionalcommits", "minimatch"],
 	"workspaces": {
 		".": {
 			"project": ["src/**/*.{ts,tsx}", "!src/shared/api/generated/**"]

package.json

@@ -1,10 +1,10 @@
 {
 	"name": "wealth-ledger-frontend",
 	"private": true,
-	"version": "1.0.0",
+	"version": "1.3.0",
 	"type": "module",
 	"engines": {
-		"node": "24.21.0"
+		"node": "24.22.1"
 	},
 	"scripts": {
 		"dev": "npm run build:packages && vite",
@@ -20,7 +20,7 @@
 		"test:coverage": "npm run build:packages && vitest run --coverage",
 		"test:lint": "node --test scripts/test-eslint.mjs",
 		"openapi:generate": "openapi-typescript src/shared/api/spec/openapi.json -o src/shared/api/generated/schema.d.ts",
-		"openapi:check": "node scripts/check-openapi.mjs",
+		"openapi:check": "openapi-typescript src/shared/api/spec/openapi.json -o src/shared/api/generated/schema.d.ts --check",
 		"knip": "npm run build:packages && knip",
 		"deps": "npm run build:packages && depcruise src packages --config dependency-cruiser.cjs --output-type err-long",
 		"verify": "npm run build:packages && npm run openapi:check && tsc -b --noEmit && eslint . --max-warnings=0 && npm run test:lint && vitest run --coverage && knip && depcruise src packages --config dependency-cruiser.cjs --output-type err-long && depcruise src packages .storybook/preview.tsx --config .storybook/dependency-cruiser.cjs --output-type err-long && tsc -b && vite build && storybook build --output-dir storybook-static --disable-telemetry",
@@ -37,89 +37,97 @@
 		"*.{js,mjs,cjs,ts,tsx}": "eslint --fix --max-warnings=0 --no-warn-ignored"
 	},
 	"dependencies": {
-		"@hookform/resolvers": "5.9.1",
-		"@mantine/charts": "9.6.1",
-		"@mantine/core": "9.6.1",
-		"@mantine/dates": "9.6.1",
-		"@mantine/hooks": "9.6.1",
-		"@mantine/notifications": "9.6.1",
-		"@tanstack/react-query": "5.102.8",
+		"@hookform/resolvers": "5.9.2",
+		"@mantine/charts": "9.7.3",
+		"@mantine/core": "9.7.3",
+		"@mantine/dates": "9.7.3",
+		"@mantine/hooks": "9.7.3",
+		"@mantine/notifications": "9.7.3",
+		"@tanstack/react-query": "5.104.5",
 		"@wealthledger/icons": "file:packages/icons",
 		"@wealthledger/tokens": "file:packages/tokens",
 		"@wealthledger/ui": "file:packages/ui",
 		"dayjs": "1.11.23",
-		"i18next": "26.4.2",
-		"motion": "13.2.0",
+		"i18next": "26.5.10",
+		"motion": "13.5.1",
 		"openapi-fetch": "0.17.0",
 		"openapi-react-query": "0.5.4",
-		"react": "19.3.0",
-		"react-dom": "19.3.0",
-		"react-hook-form": "7.88.0",
-		"react-i18next": "17.0.14",
-		"react-is": "19.3.0",
-		"react-router": "8.3.1",
+		"react": "19.3.1",
+		"react-dom": "19.3.1",
+		"react-hook-form": "7.91.0",
+		"react-i18next": "17.1.8",
+		"react-is": "19.3.1",
+		"react-router": "8.5.0",
 		"recharts": "3.10.1",
-		"zod": "4.6.4"
+		"zod": "4.6.7"
 	},
 	"devDependencies": {
-		"@babel/core": "8.0.5",
-		"@commitlint/cli": "21.2.2",
-		"@commitlint/config-conventional": "21.2.2",
-		"@eslint-react/eslint-plugin": "5.21.0",
+		"@babel/core": "8.0.9",
+		"@commitlint/cli": "21.2.4",
+		"@commitlint/config-conventional": "21.2.4",
+		"@eslint-react/eslint-plugin": "5.28.8",
 		"@eslint/js": "10.0.1",
-		"@release-it/conventional-changelog": "12.0.0",
+		"@release-it/conventional-changelog": "12.0.2",
 		"@rolldown/plugin-babel": "0.2.4",
-		"@storybook/addon-docs": "10.6.0",
-		"@storybook/react-vite": "10.6.0",
+		"@storybook/addon-docs": "10.6.3",
+		"@storybook/react-vite": "10.6.3",
 		"@stylistic/eslint-plugin": "5.10.0",
-		"@tanstack/eslint-plugin-query": "5.104.0",
+		"@tanstack/eslint-plugin-query": "5.104.5",
 		"@testing-library/jest-dom": "7.0.1",
 		"@testing-library/react": "16.3.3",
-		"@types/node": "24.13.4",
+		"@types/node": "24.19.2",
 		"@types/react": "19.3.0",
 		"@types/react-dom": "19.3.0",
-		"@vitejs/plugin-react": "6.1.1",
-		"@vitest/browser-playwright": "5.0.0",
-		"@vitest/coverage-v8": "5.0.0",
+		"@vitejs/plugin-react": "6.1.2",
+		"@vitest/browser": "5.0.5",
+		"@vitest/browser-playwright": "5.0.5",
+		"@vitest/coverage-v8": "5.0.5",
 		"@vitest/eslint-plugin": "1.6.27",
+		"@vitest/ui": "5.0.5",
 		"babel-plugin-react-compiler": "1.0.0",
-		"conventional-changelog-conventionalcommits": "10.4.0",
-		"dependency-cruiser": "18.2.0",
-		"eslint": "10.11.0",
+		"conventional-changelog-conventionalcommits": "10.4.1",
+		"dependency-cruiser": "18.7.0",
+		"eslint": "10.13.0",
 		"eslint-import-resolver-typescript": "4.4.5",
 		"eslint-plugin-import-x": "4.17.1",
 		"eslint-plugin-jest-dom": "5.10.1",
 		"eslint-plugin-no-unsanitized": "4.1.5",
-		"eslint-plugin-perfectionist": "5.12.1",
+		"eslint-plugin-perfectionist": "5.13.0",
 		"eslint-plugin-react-hooks": "7.1.1",
 		"eslint-plugin-react-refresh": "0.5.7",
 		"eslint-plugin-regexp": "3.3.1",
-		"eslint-plugin-security": "4.1.0",
-		"eslint-plugin-sonarjs": "4.2.1",
-		"eslint-plugin-storybook": "10.6.0",
+		"eslint-plugin-security": "4.2.0",
+		"eslint-plugin-sonarjs": "4.2.2",
+		"eslint-plugin-storybook": "10.6.3",
 		"eslint-plugin-testing-library": "7.16.2",
 		"eslint-plugin-unicorn": "76.0.0",
-		"globals": "17.12.0",
+		"globals": "17.13.0",
 		"husky": "9.1.7",
-		"jsdom": "30.0.1",
-		"knip": "6.35.1",
-		"lint-staged": "17.5.1",
+		"jsdom": "30.1.3",
+		"knip": "6.43.0",
+		"lint-staged": "17.6.0",
+		"minimatch": "file:scripts/minimatch-compat",
 		"msw": "2.15.0",
 		"openapi-typescript": "7.13.0",
-		"playwright": "1.63.0",
-		"release-it": "21.0.2",
-		"storybook": "10.6.0",
+		"playwright": "1.64.1",
+		"release-it": "21.1.1",
+		"storybook": "10.6.3",
 		"typescript": "5.9.3",
-		"typescript-eslint": "8.70.1",
-		"vite": "8.3.0",
-		"vite-plugin-pwa": "1.3.0",
-		"vitest": "5.0.0"
+		"typescript-eslint": "8.72.0",
+		"vite": "8.3.5",
+		"vite-plugin-pwa": "2.0.0",
+		"vitest": "5.0.5"
 	},
 	"overrides": {
 		"release-it": {
-			"basic-ftp": "6.2.1",
-			"undici": "7.29.1"
-		}
+			"basic-ftp": "6.2.3",
+			"undici": "8.12.3"
+		},
+		"@vitest/browser": "5.0.5",
+		"@vitest/ui": "5.0.5",
+		"@vitest/mocker": "5.0.5",
+		"minimatch": "$minimatch",
+		"glob": "14.0.3"
 	},
 	"allowScripts": {
 		"esbuild@0.28.2": true,

packages/icons/package.json

@@ -20,14 +20,14 @@
 		"build": "vite build && tsc -p tsconfig.json"
 	},
 	"peerDependencies": {
-		"react": "19.3.0"
+		"react": "19.3.1"
 	},
 	"devDependencies": {
-		"@storybook/react-vite": "10.6.0",
+		"@storybook/react-vite": "10.6.3",
 		"@testing-library/react": "16.3.3",
 		"@types/react": "19.3.0",
 		"typescript": "5.9.3",
-		"vite": "8.3.0",
-		"vitest": "5.0.0"
+		"vite": "8.3.5",
+		"vitest": "5.0.5"
 	}
 }

packages/ui/package.json

@@ -27,18 +27,18 @@
 		"@wealthledger/tokens": "0.3.0"
 	},
 	"peerDependencies": {
-		"@mantine/core": "9.6.1",
-		"@mantine/hooks": "9.6.1",
-		"react": "19.3.0",
-		"react-dom": "19.3.0"
+		"@mantine/core": "9.7.3",
+		"@mantine/hooks": "9.7.3",
+		"react": "19.3.1",
+		"react-dom": "19.3.1"
 	},
 	"devDependencies": {
-		"@storybook/react-vite": "10.6.0",
+		"@storybook/react-vite": "10.6.3",
 		"@testing-library/react": "16.3.3",
 		"@types/react": "19.3.0",
-		"storybook": "10.6.0",
+		"storybook": "10.6.3",
 		"typescript": "5.9.3",
-		"vite": "8.3.0",
-		"vitest": "5.0.0"
+		"vite": "8.3.5",
+		"vitest": "5.0.5"
 	}
 }

packages/ui/src/EntryCard/EntryCard.tsx

@@ -16,7 +16,7 @@ type EntryCardProps = {
 	tone: "negative"
 		| "neutral"
 		| "positive";
-	value: string;
+	value: ReactNode;
 	valueLabel: string;
 	wrap?: boolean;
 };
@@ -32,6 +32,7 @@ const EntryCard: FC<EntryCardProps> = (props) => {
 
 	const valueContainerClass = props.actions ? classes.valueFooter : undefined;
 	const valueLabelClass = `${classes[props.tone]} ${props.actions ? classes.valueLabel : ""}`;
+	const valueComponent = typeof props.value === "string" ? undefined : "div";
 
 	return (
 		<Paper
@@ -63,7 +64,11 @@ const EntryCard: FC<EntryCardProps> = (props) => {
 			</Stack>
 
 			<Stack className={classes.value} gap={2}>
-				<Text className={classes[props.tone]} fw={700}>
+				<Text
+					className={classes[props.tone]}
+					component={valueComponent}
+					fw={700}
+				>
 					{props.value}
 				</Text>
 

scripts/check-openapi.mjs

@@ -1,45 +0,0 @@
-import { spawnSync } from "node:child_process";
-import { mkdtemp, readFile, rm } from "node:fs/promises";
-import { tmpdir } from "node:os";
-import nodePath from "node:path";
-
-const temporaryDirectory = await mkdtemp(
-	nodePath.join(tmpdir(), "wealth-ledger-openapi-"),
-);
-
-const generatedPath = nodePath.join(temporaryDirectory, "schema.d.ts");
-const committedPath = nodePath.resolve("src/shared/api/generated/schema.d.ts");
-const cliPath = nodePath.resolve("node_modules/openapi-typescript/bin/cli.js");
-let exitCode = 0;
-
-try {
-	const generated = spawnSync(
-		process.execPath,
-		[cliPath, "src/shared/api/spec/openapi.json", "-o", generatedPath],
-		{ encoding: "utf8" },
-	);
-
-	if (generated.status === 0) {
-		const [committed, current] = await Promise.all([
-			readFile(committedPath, "utf8"),
-			// eslint-disable-next-line security/detect-non-literal-fs-filename -- Path is built from this check’s private mkdtemp directory and fixed filenames.
-			readFile(generatedPath, "utf8"),
-		]);
-
-		if (committed !== current) {
-			console.error(
-				"Generated OpenAPI types are stale. Run `npm run openapi:generate` and commit the result.",
-			);
-			exitCode = 1;
-		}
-	}
-	else {
-		process.stderr.write(generated.stderr || generated.stdout);
-		exitCode = generated.status ?? 1;
-	}
-}
-finally {
-	await rm(temporaryDirectory, { force: true, recursive: true });
-}
-
-process.exitCode = exitCode;

scripts/minimatch-compat/index.cjs

@@ -0,0 +1,9 @@
+// ponytail: CommonJS twin of index.js (import-x ships lib/index.cjs too).
+const minimatch = require("minimatch-11");
+
+module.exports = {
+	...minimatch,
+	makeRe: (pattern, options = {}) => ({
+		test: path => minimatch.minimatch(path, pattern, options),
+	}),
+};

scripts/minimatch-compat/index.js

@@ -0,0 +1,11 @@
+// ponytail: shim for eslint-plugin-import-x@4.17.1, which still imports the
+// makeRe export removed in minimatch 11. Its only caller (no-internal-modules)
+// uses the result via .test(), so a matcher object is enough. Delete this
+// package and the override once import-x supports minimatch 11.
+import { minimatch } from "minimatch-11";
+
+export * from "minimatch-11";
+
+export const makeRe = (pattern, options = {}) => ({
+	test: path => minimatch(path, pattern, options),
+});

scripts/minimatch-compat/package.json

@@ -0,0 +1,14 @@
+{
+	"name": "minimatch",
+	"version": "11.0.2-compat.0",
+	"private": true,
+	"description": "minimatch 11 plus the makeRe export eslint-plugin-import-x 4.17.1 still imports. Remove when import-x supports minimatch 11.",
+	"type": "module",
+	"exports": {
+		"import": "./index.js",
+		"require": "./index.cjs"
+	},
+	"dependencies": {
+		"minimatch-11": "npm:minimatch@11.0.2"
+	}
+}

scripts/test-eslint.mjs

@@ -85,7 +85,7 @@ test("ESLint enforces the frontend profile and excludes generated artifacts", as
 			"security/detect-non-literal-regexp",
 		],
 		[
-			"scripts/check-openapi.mjs",
+			"scripts/test-pre-commit.mjs",
 			"import { exec } from \"node:child_process\"; exec(process.argv[2]);",
 			"security/detect-child-process",
 		],

scripts/test-pre-commit.mjs

@@ -47,6 +47,12 @@ test("pre-commit scans the index, redacts findings and fails closed", () => {
 		}
 
 		git("init", "--quiet");
+		// The hook must run the installed lint-staged binary, never download one.
+		const localBin = nodePath.join(cwd, "node_modules", ".bin");
+		// eslint-disable-next-line security/detect-non-literal-fs-filename -- Path is built from this check’s private mkdtemp directory and fixed filenames.
+		mkdirSync(localBin, { recursive: true });
+		// eslint-disable-next-line security/detect-non-literal-fs-filename -- Path is built from this check’s private mkdtemp directory and fixed filenames.
+		writeFileSync(nodePath.join(localBin, "lint-staged"), "#!/bin/sh\necho ran >> downstream\n", { mode: 0o755 });
 		// eslint-disable-next-line security/detect-non-literal-fs-filename -- Path is built from this check’s private mkdtemp directory and fixed filenames.
 		writeFileSync(nodePath.join(cwd, "sample.txt"), "safe staged content\n");
 		git("add", "sample.txt");
@@ -77,3 +83,37 @@ test("pre-commit scans the index, redacts findings and fails closed", () => {
 		rmSync(cwd, { force: true, recursive: true });
 	}
 });
+
+test("pre-commit never downloads tools and blocks when lint-staged is missing", () => {
+	const hook = nodePath.resolve(".husky/pre-commit");
+	const cwd = mkdtempSync(nodePath.join(tmpdir(), "frontend-hook-"));
+	const bin = nodePath.join(cwd, "bin");
+	const marker = nodePath.join(cwd, "downstream");
+
+	try {
+		// eslint-disable-next-line security/detect-non-literal-fs-filename -- Path is built from this check’s private mkdtemp directory and fixed filenames.
+		mkdirSync(bin);
+		// Gitleaks passes; npx/npm must never be reached, even if present on PATH.
+		// eslint-disable-next-line security/detect-non-literal-fs-filename -- Path is built from this check’s private mkdtemp directory and fixed filenames.
+		writeFileSync(nodePath.join(bin, "gitleaks"), "#!/bin/sh\nexit 0\n", { mode: 0o755 });
+
+		for (const command of ["npx", "npm"]) {
+			// eslint-disable-next-line security/detect-non-literal-fs-filename -- Path is built from this check’s private mkdtemp directory and fixed filenames.
+			writeFileSync(nodePath.join(bin, command), "#!/bin/sh\necho ran >> downstream\n", { mode: 0o755 });
+		}
+
+		const result = spawnSync("/bin/sh", ["-e", hook], {
+			cwd,
+			encoding: "utf8",
+			env: { ...process.env, PATH: `${bin}${nodePath.delimiter}${process.env.PATH}` },
+		});
+
+		assert.notEqual(result.status, 0, "missing lint-staged must block commit");
+		assert.match(result.stderr, /lint-staged is not installed/);
+		// eslint-disable-next-line security/detect-non-literal-fs-filename -- Path is built from this check’s private mkdtemp directory and fixed filenames.
+		assert.ok(!existsSync(marker), "hook must not invoke npx or npm");
+	}
+	finally {
+		rmSync(cwd, { force: true, recursive: true });
+	}
+});

src/app/routes/AppRoutes/AllAccounts.test.tsx

@@ -11,19 +11,28 @@ import {
 } from "@testing-library/react";
 import { http, HttpResponse } from "msw";
 import { MemoryRouter, useLocation } from "react-router";
-import { beforeEach, describe, expect, it } from "vitest";
+import { afterEach, beforeEach, describe, expect, it, vi } from "vitest";
 
 import type { BrokerageOperation } from "@/entities/broker-operation";
 import type { IncomeAnalytics } from "@/entities/income";
 import type { Portfolio } from "@/entities/portfolio";
 
 import { AuthProvider } from "@/features/auth";
+import { defaultPeriod, formatDate } from "@/shared/lib";
 import { createTestQueryClient } from "@/test/query";
 import { resource } from "@/test/resource";
 import { server } from "@/test/server";
 
 import { AppRoutes } from "./AppRoutes";
 
+// Mantine calendar labels follow dayjs default (English) locale.
+function dayLabel(date: string) {
+	const monthName = new Intl.DateTimeFormat("en", { month: "long" })
+		.format(new Date(`${date}T12:00:00Z`));
+
+	return `${Number(date.slice(8))} ${monthName} ${date.slice(0, 4)}`;
+}
+
 const accounts = [
 	{ id: "a", name: "Основной" },
 	{ id: "b", name: "ИИС" },
@@ -37,8 +46,10 @@ const position: Portfolio["positions"][number]
 		displayName: "Сбербанк",
 		figi: "SBER",
 		isin: null,
+		issuer: null,
 		logoName: null,
 		quantity: "2",
+		sector: null,
 		ticker: "SBER",
 		type: "STOCK",
 	};
@@ -95,10 +106,6 @@ const analytics: IncomeAnalytics
 			},
 		],
 		period: { from: "2026-08-01", to: "2026-08-31" },
-		previous: {
-			period: { from: "2026-07-01", to: "2026-07-31" },
-			totalsByCurrency: [],
-		},
 		totalsByCurrency: [
 			{
 				coupon: { currency: "RUB", value: "2" },
@@ -107,7 +114,6 @@ const analytics: IncomeAnalytics
 				total: { currency: "RUB", value: "2" },
 			},
 		],
-		yearComparison: null,
 	};
 
 const CurrentLocation: FC = () => {
@@ -141,6 +147,7 @@ function renderPage(path: string) {
 	return client;
 }
 
+afterEach(() => vi.useRealTimers());
 beforeEach(() => {
 	server.use(
 		http.post("*/api/v1/auth/refresh", () =>
@@ -238,7 +245,7 @@ describe("All accounts routes", () => {
 		);
 	});
 
-	it.each(["operations", "events", "income"])(
+	it.each(["operations", "income"])(
 		"restores applied dates when switching accounts in %s",
 		async (section) => {
 			const search = "?from=2026-08-01&to=2026-08-31";
@@ -266,6 +273,33 @@ describe("All accounts routes", () => {
 		},
 	);
 
+	it("restores applied dates when switching accounts in events", async () => {
+		vi.useFakeTimers({ toFake: ["Date"] });
+		vi.setSystemTime(new Date("2026-10-15T12:00:00Z"));
+		// The events calendar blocks past dates, so pick within selectable dates.
+		const search = `?from=${defaultPeriod()[0]}&to=${defaultPeriod()[1]}`;
+		renderPage(`/accounts/all/events${search}`);
+		const picker = await screen.findByLabelText("Период");
+		fireEvent.click(picker);
+		const [fromDate, toDate] = defaultPeriod();
+		fireEvent.click(
+			await screen.findByRole("button", { name: dayLabel(fromDate) }),
+		);
+		fireEvent.click(
+			await screen.findByRole("button", { name: dayLabel(toDate) }),
+		);
+		expect(screen.getByLabelText("Период")).toHaveTextContent(
+			`${formatDate(fromDate)} – ${formatDate(toDate)}`,
+		);
+		fireEvent.click(screen.getByRole("combobox", { name: "Счёт" }));
+		fireEvent.click(await screen.findByRole("option", { name: "ИИС" }));
+		await waitFor(() =>
+			expect(screen.getByLabelText("Текущий путь")).toHaveTextContent(
+				`/accounts/b/events${search}`,
+			),
+		);
+	});
+
 	it("groups the same security and links its accounts and overview sections", async () => {
 		renderPage("/accounts/all");
 		expect(await screen.findAllByText("Сбербанк")).toHaveLength(1);
@@ -274,14 +308,16 @@ describe("All accounts routes", () => {
 				"href",
 				`/accounts/${account.id}`,
 			);
-		for (const suffix of ["operations", "income", "events"])
-			expect(
-				screen
-					.getAllByRole("link")
-					.find(
-						link => link.getAttribute("href") === `/accounts/all/${suffix}`,
-					),
-			).toBeInTheDocument();
+
+		for (const [suffix, tab] of [
+			["operations", "Операции"],
+			["income", "Доход"],
+			["events", "События"],
+		]) {
+			fireEvent.click(screen.getByRole("tab", { name: tab }));
+			expect(screen.getByRole("link", { name: "Подробнее" }))
+				.toHaveAttribute("href", `/accounts/all/${suffix}`);
+		}
 	});
 
 	it("switches accounts within operations with applied filters and a fresh cursor", async () => {

src/app/routes/AppRoutes/AppRoutes.test.tsx

@@ -190,6 +190,30 @@ describe("AppRoutes", () => {
 		expect(document.title).toBe("Карты — WealthLedger");
 	});
 
+	it("offers a retry instead of the login form while the server is unreachable, then restores the route", async () => {
+		let isOutage = true;
+		server.use(
+			http.post("*/api/v1/auth/refresh", () =>
+				isOutage
+					? new HttpResponse(null, { status: 502 })
+					: HttpResponse.json({
+							accessToken: "test-token",
+							user: { email: "user@example.com", id: "user-1" },
+						}),
+			),
+		);
+		renderRoutes("/accounts");
+
+		expect(await screen.findByRole("alert")).toHaveTextContent("Не удалось подключиться");
+		expect(screen.queryByRole("heading", { name: "Вход" })).not.toBeInTheDocument();
+		isOutage = false;
+		fireEvent.click(screen.getByRole("button", { name: "Повторить" }));
+
+		expect(
+			await screen.findByRole("heading", { level: 2, name: "Нет инвестиционных счетов" }),
+		).toBeVisible();
+	});
+
 	it("lazy-loads the protected shell for an authenticated accounts route", async () => {
 		server.use(
 			http.post("*/api/v1/auth/refresh", () =>
@@ -208,7 +232,8 @@ describe("AppRoutes", () => {
 			}),
 		).toBeInTheDocument();
 		expect(
-			screen.getByRole("navigation", { name: "WealthLedger" }),
-		).toBeInTheDocument();
+			screen.getAllByRole("navigation", { name: "Основная навигация" }),
+		).toHaveLength(2);
+		expect(screen.queryByRole("banner")).not.toBeInTheDocument();
 	});
 });

src/app/routes/AppRoutes/AppRoutes.tsx

@@ -1,4 +1,4 @@
-import type { FC } from "react";
+import type { ComponentType, FC } from "react";
 
 import { lazy } from "react";
 import { Navigate, Route, Routes } from "react-router";
@@ -6,101 +6,35 @@ import { Navigate, Route, Routes } from "react-router";
 import { LazyPage } from "../RouteFallback";
 import { Protected, Public } from "../RouteGuards";
 
-const CardPage = lazy(async () => {
-	const { CardPage } = await import("@/pages/card");
+// Pages use named exports; React.lazy needs a default export per dynamic import (one chunk each).
+function lazyPage<Name extends string>(
+	load: () => Promise<Record<Name, ComponentType>>,
+	name: Name,
+) {
+	return lazy(async () => {
+		const page = await load();
 
-	return { default: CardPage };
-});
+		// eslint-disable-next-line security/detect-object-injection -- `name` is a compile-time literal checked against the module's exports.
+		return { default: page[name] };
+	});
+}
 
-const CardsPage = lazy(async () => {
-	const { CardsPage } = await import("@/pages/cards");
-
-	return { default: CardsPage };
-});
-
-const BondPage = lazy(async () => {
-	const { BondPage } = await import("@/pages/bond");
-
-	return { default: BondPage };
-});
-
-const BondsPage = lazy(async () => {
-	const { BondsPage } = await import("@/pages/bonds");
-
-	return { default: BondsPage };
-});
-
-const StockPage = lazy(async () => {
-	const { StockPage } = await import("@/pages/stock");
-
-	return { default: StockPage };
-});
-
-const StocksPage = lazy(async () => {
-	const { StocksPage } = await import("@/pages/stocks");
-
-	return { default: StocksPage };
-});
-
-const AccountPage = lazy(async () => {
-	const { AccountPage } = await import("@/pages/account");
-
-	return { default: AccountPage };
-});
-
-const AccountEventsPage = lazy(async () => {
-	const { AccountEventsPage } = await import("@/pages/account-events");
-
-	return { default: AccountEventsPage };
-});
-
-const AccountOperationsPage = lazy(async () => {
-	const { AccountOperationsPage } = await import("@/pages/account-operations");
-
-	return { default: AccountOperationsPage };
-});
-
-const AccountIncomePage = lazy(async () => {
-	const { AccountIncomePage } = await import("@/pages/account-income");
-
-	return { default: AccountIncomePage };
-});
-
-const AccountsPage = lazy(async () => {
-	const { AccountsPage } = await import("@/pages/accounts");
-
-	return { default: AccountsPage };
-});
-
-const LoginPage = lazy(async () => {
-	const { LoginPage } = await import("@/pages/login");
-
-	return { default: LoginPage };
-});
-
-const NotFoundPage = lazy(async () => {
-	const { NotFoundPage } = await import("@/pages/not-found");
-
-	return { default: NotFoundPage };
-});
-
-const RegisterPage = lazy(async () => {
-	const { RegisterPage } = await import("@/pages/register");
-
-	return { default: RegisterPage };
-});
-
-const SettingsPage = lazy(async () => {
-	const { SettingsPage } = await import("@/pages/settings");
-
-	return { default: SettingsPage };
-});
-
-const ProtectedLayout = lazy(async () => {
-	const { ProtectedLayout } = await import("../ProtectedLayout");
-
-	return { default: ProtectedLayout };
-});
+const CardPage = lazyPage(async () => import("@/pages/card"), "CardPage");
+const CardsPage = lazyPage(async () => import("@/pages/cards"), "CardsPage");
+const BondPage = lazyPage(async () => import("@/pages/bond"), "BondPage");
+const BondsPage = lazyPage(async () => import("@/pages/bonds"), "BondsPage");
+const StockPage = lazyPage(async () => import("@/pages/stock"), "StockPage");
+const StocksPage = lazyPage(async () => import("@/pages/stocks"), "StocksPage");
+const AccountPage = lazyPage(async () => import("@/pages/account"), "AccountPage");
+const AccountEventsPage = lazyPage(async () => import("@/pages/account-events"), "AccountEventsPage");
+const AccountOperationsPage = lazyPage(async () => import("@/pages/account-operations"), "AccountOperationsPage");
+const AccountIncomePage = lazyPage(async () => import("@/pages/account-income"), "AccountIncomePage");
+const AccountsPage = lazyPage(async () => import("@/pages/accounts"), "AccountsPage");
+const LoginPage = lazyPage(async () => import("@/pages/login"), "LoginPage");
+const NotFoundPage = lazyPage(async () => import("@/pages/not-found"), "NotFoundPage");
+const RegisterPage = lazyPage(async () => import("@/pages/register"), "RegisterPage");
+const SettingsPage = lazyPage(async () => import("@/pages/settings"), "SettingsPage");
+const ProtectedLayout = lazyPage(async () => import("../ProtectedLayout"), "ProtectedLayout");
 
 const AppRoutes: FC = () => (
 	<Routes>

src/app/routes/RouteErrorBoundary/RouteErrorBoundary.tsx

@@ -10,7 +10,6 @@ import { useAuth } from "@/features/auth";
 
 type BoundaryProps = PropsWithChildren<{
 	authenticated: boolean;
-	routeKey: string;
 }>;
 
 type RouteErrorFallbackProps = {
@@ -26,12 +25,6 @@ class Boundary extends Component<BoundaryProps, State> {
 
 	override state: State = { hasError: false };
 
-	override componentDidUpdate(previousProps: BoundaryProps) {
-		if (previousProps.routeKey !== this.props.routeKey && this.state.hasError) {
-			this.setState({ hasError: false });
-		}
-	}
-
 	override render() {
 		return this.state.hasError
 			? <RouteErrorFallback authenticated={this.props.authenticated} />
@@ -70,10 +63,7 @@ const RouteErrorBoundary: FC<PropsWithChildren> = (props) => {
 	const { user } = useAuth();
 
 	return (
-		<Boundary
-			authenticated={Boolean(user)}
-			routeKey={`${pathname}${search}:${key}`}
-		>
+		<Boundary authenticated={Boolean(user)} key={`${pathname}${search}:${key}`}>
 			{children}
 		</Boundary>
 	);

src/app/routes/RouteGuards.tsx

@@ -1,4 +1,7 @@
+import { Button, Container } from "@mantine/core";
+import { StateView } from "@wealthledger/ui";
 import { type FC, type PropsWithChildren, useState } from "react";
+import { useTranslation } from "react-i18next";
 import { Navigate, useLocation } from "react-router";
 
 import { useAuth } from "@/features/auth";
@@ -7,12 +10,26 @@ import { RouteSkeleton } from "./RouteFallback";
 
 const Protected: FC<PropsWithChildren> = (props) => {
 	const { children } = props;
-	const { ready, signedOut, user } = useAuth();
+	const { ready, retry, signedOut, unavailable, user } = useAuth();
+	const { t } = useTranslation();
 	const location = useLocation();
 	const [wasAuthenticated, setWasAuthenticated] = useState(false);
 	if (user && !wasAuthenticated) setWasAuthenticated(true);
 	if (!ready) return <RouteSkeleton variant="shell" />;
 
+	// The server was unreachable (e.g. mid-deploy), so the session is unproven, not gone.
+	if (!user && unavailable)
+		return (
+			<Container py="xl" size={560}>
+				<StateView
+					action={<Button onClick={retry}>{t("auth.retry")}</Button>}
+					error
+					text={t("auth.unavailableText")}
+					title={t("auth.unavailableTitle")}
+				/>
+			</Container>
+		);
+
 	const loginState = signedOut && wasAuthenticated
 		? undefined
 		: { returnTo: `${location.pathname}${location.search}` };

src/app/ui/AppShell/AppShell.module.css

@@ -1,12 +1,22 @@
+.root {
+	--bottom-nav-height: 56px;
+}
+
 .content {
 	max-width: 1120px;
 	margin-inline: auto;
 }
 
-.header {
+.brand {
 	align-items: center;
+	border-bottom: 1px solid var(--mantine-color-gray-3);
 	display: flex;
-	padding: 0 var(--mantine-spacing-md);
+	min-height: 60px;
+	padding-inline: var(--mantine-spacing-sm);
+}
+
+.navList {
+	padding: var(--mantine-spacing-sm);
 }
 
 .bottomNav {
@@ -52,29 +62,85 @@
 	.bottomNav {
 		background: var(--mantine-color-white);
 		border-top: 1px solid var(--mantine-color-gray-3);
-		bottom: 0;
-		display: flex;
-		justify-content: space-around;
-		left: 0;
-		padding: var(--mantine-spacing-xs) 2px;
-		gap: 2px;
-		font-size: 11px;
-		& a {
-			min-width: 0;
-			padding: 8px 2px;
-			text-align: center;
-		}
+		display: grid;
+		grid-template-columns: repeat(5, minmax(0, 1fr));
+		inset: auto 0 0;
+		min-height: calc(var(--bottom-nav-height) + env(safe-area-inset-bottom, 0px));
+		padding-bottom: env(safe-area-inset-bottom, 0px);
+		padding-inline:
+			max(4px, env(safe-area-inset-left, 0px))
+			max(4px, env(safe-area-inset-right, 0px));
 		position: fixed;
-		right: 0;
-		z-index: 200;
+		z-index: var(--mantine-z-index-app);
+	}
+
+	.bottomNavItem {
+		align-items: center;
+		color: var(--mantine-color-gray-7);
+		display: flex;
+		flex-direction: column;
+		gap: 2px;
+		justify-content: center;
+		min-height: var(--bottom-nav-height);
+		min-width: 0;
+		text-decoration: none;
+
+		&:active .iconPill {
+			background-color: var(--mantine-color-gray-1);
+		}
+
+		&:focus-visible {
+			outline: 2px solid var(--mantine-primary-color-filled);
+			outline-offset: -2px;
+		}
+	}
+
+	@media (hover: hover) {
+		.bottomNavItem:hover .iconPill {
+			background-color: var(--mantine-color-gray-1);
+		}
+	}
+
+	.iconPill {
+		align-items: center;
+		border-radius: 14px;
+		display: inline-flex;
+		height: 28px;
+		justify-content: center;
+		width: 48px;
+	}
+
+	.bottomNavLabel {
+		font-size: 12px;
+		font-weight: 500;
+		line-height: 16px;
+		max-width: 100%;
+		overflow: hidden;
+		text-overflow: ellipsis;
+		white-space: nowrap;
+	}
+
+	@media (prefers-reduced-motion: no-preference) {
+		.bottomNavItem,
+		.iconPill {
+			transition:
+				background-color 150ms ease-in-out,
+				color 150ms ease-in-out;
+		}
 	}
 
 	.active {
 		color: var(--mantine-primary-color-filled);
-		font-weight: 600;
+
+		& .iconPill {
+			background-color: var(--mantine-primary-color-light);
+		}
 	}
 
 	.main {
-		padding-bottom: 5rem;
+		padding-bottom: calc(
+			var(--bottom-nav-height) + env(safe-area-inset-bottom, 0px) +
+				var(--mantine-spacing-md)
+		);
 	}
 }

src/app/ui/AppShell/AppShell.test.tsx

@@ -0,0 +1,47 @@
+import { MantineProvider } from "@mantine/core";
+import { render, screen, within } from "@testing-library/react";
+import { MemoryRouter } from "react-router";
+import { describe, expect, it } from "vitest";
+
+import { AppShell } from "./AppShell";
+
+function renderShell(path: string) {
+	return render(
+		<MantineProvider>
+			<MemoryRouter initialEntries={[path]}>
+				<AppShell />
+			</MemoryRouter>
+		</MantineProvider>,
+	);
+}
+
+describe("AppShell", () => {
+	it("has no header banner", () => {
+		renderShell("/cards");
+
+		expect(screen.queryByRole("banner")).not.toBeInTheDocument();
+	});
+
+	it("marks only the current bottom navigation item", () => {
+		renderShell("/cards");
+
+		const bottomNav = screen
+			.getAllByRole("navigation", { name: "Основная навигация" })
+			.at(-1);
+
+		if (!bottomNav) {
+			throw new Error("Bottom navigation is not rendered");
+		}
+
+		const links = within(bottomNav).getAllByRole("link");
+
+		expect(links).toHaveLength(5);
+		expect(within(bottomNav).getByRole("link", { name: "Карты" })).toHaveAttribute(
+			"aria-current",
+			"page",
+		);
+		expect(
+			within(bottomNav).getByRole("link", { name: "Счета" }),
+		).not.toHaveAttribute("aria-current");
+	});
+});

src/app/ui/AppShell/AppShell.tsx

@@ -17,6 +17,12 @@ type AppShellProps = {
 	contentAboveOutlet?: ReactNode;
 };
 
+function getBottomNavItemClass({ isActive }: { isActive: boolean }) {
+	return isActive
+		? `${classes.bottomNavItem} ${classes.active}`
+		: classes.bottomNavItem;
+}
+
 const AppShell: FC<AppShellProps> = (props) => {
 	const { contentAboveOutlet } = props;
 	const { t } = useTranslation();
@@ -24,31 +30,31 @@ const AppShell: FC<AppShellProps> = (props) => {
 
 	const items = [
 		{
-			icon: <PortfolioIcon size={20} />,
+			Icon: PortfolioIcon,
 			iconClassName: classes.portfolioIcon,
 			label: t("navigation.accounts"),
 			to: "/accounts",
 		},
 		{
-			icon: <CardsIcon size={20} />,
+			Icon: CardsIcon,
 			iconClassName: classes.cardsIcon,
 			label: t("navigation.cards"),
 			to: "/cards",
 		},
 		{
-			icon: <StocksIcon size={20} />,
+			Icon: StocksIcon,
 			iconClassName: classes.stocksIcon,
 			label: t("navigation.stocks"),
 			to: "/stocks",
 		},
 		{
-			icon: <BondsIcon size={20} />,
+			Icon: BondsIcon,
 			iconClassName: classes.bondsIcon,
 			label: t("navigation.bonds"),
 			to: "/bonds",
 		},
 		{
-			icon: <SettingsIcon size={20} />,
+			Icon: SettingsIcon,
 			iconClassName: classes.settingsIcon,
 			label: t("navigation.settings"),
 			to: "/settings",
@@ -57,32 +63,32 @@ const AppShell: FC<AppShellProps> = (props) => {
 
 	return (
 		<MantineAppShell
-			header={{ height: 60 }}
+			className={classes.root}
 			navbar={{ breakpoint: "sm", collapsed: { mobile: true }, width: 220 }}
 			padding="md"
 		>
-			<MantineAppShell.Header className={classes.header}>
-				<Text fw={700}>{t("appName")}</Text>
-			</MantineAppShell.Header>
+			<MantineAppShell.Navbar aria-label={t("navigation.primary")}>
+				<div className={classes.brand}>
+					<Text fw={700}>{t("appName")}</Text>
+				</div>
 
-			<MantineAppShell.Navbar p="sm">
-				{items.map(item => (
-					<NavLink
-						active={pathname.startsWith(item.to)}
-						className={classes.navLink}
-						component={RouterNavLink}
-						key={item.to}
-						label={item.label}
-						leftSection={(
-							<span
-								className={`${classes.navIcon} ${item.iconClassName ?? ""}`}
-							>
-								{item.icon}
-							</span>
-						)}
-						to={item.to}
-					/>
-				))}
+				<div className={classes.navList}>
+					{items.map(item => (
+						<NavLink
+							active={pathname.startsWith(item.to)}
+							className={classes.navLink}
+							component={RouterNavLink}
+							key={item.to}
+							label={item.label}
+							leftSection={(
+								<span className={`${classes.navIcon} ${item.iconClassName}`}>
+									<item.Icon size={20} />
+								</span>
+							)}
+							to={item.to}
+						/>
+					))}
+				</div>
 			</MantineAppShell.Navbar>
 
 			<MantineAppShell.Main className={classes.main}>
@@ -93,22 +99,23 @@ const AppShell: FC<AppShellProps> = (props) => {
 				</div>
 			</MantineAppShell.Main>
 
-			<nav aria-label={t("appName")} className={classes.bottomNav}>
-				{items.map((item) => {
-					const appearanceClass = pathname.startsWith(item.to)
-						? classes.active
-						: undefined;
+			<nav
+				aria-label={t("navigation.primary")}
+				className={classes.bottomNav}
+			>
+				{items.map(item => (
+					<RouterNavLink
+						className={getBottomNavItemClass}
+						key={item.to}
+						to={item.to}
+					>
+						<span className={classes.iconPill}>
+							<item.Icon size={24} />
+						</span>
 
-					return (
-						<RouterNavLink
-							className={appearanceClass}
-							key={item.to}
-							to={item.to}
-						>
-							{item.label}
-						</RouterNavLink>
-					);
-				})}
+						<span className={classes.bottomNavLabel}>{item.label}</span>
+					</RouterNavLink>
+				))}
 			</nav>
 		</MantineAppShell>
 	);

src/entities/bank-card/model/error-code.ts

@@ -0,0 +1,7 @@
+function errorCode(error: unknown): string | undefined {
+	return typeof error === "object" && error !== null && "code" in error
+		? String(error.code)
+		: undefined;
+}
+
+export { errorCode };

src/entities/bank-card/model/form.schema.ts

@@ -6,6 +6,7 @@ import { calendarDate } from "@/shared/lib";
 import { bankToday } from "./form-validation";
 import { moneyCents } from "./money";
 const MAX_CARD_NAME_LENGTH = 100;
+const paymentSystemValues = ["mir", "visa", "mastercard"] as const;
 const MIN_BALANCE_KOPECKS = -9_223_372_036_854_775_808n;
 const MAX_BALANCE_KOPECKS = 9_223_372_036_854_775_807n;
 
@@ -63,7 +64,7 @@ const bankCardSchema = z.object({
 	openingBalance: moneySchema,
 	openingDate: bankDateSchema,
 	paymentSystem: z
-		.enum(["", "mir", "visa", "mastercard"], {
+		.enum(["", ...paymentSystemValues], {
 			error: validationMessage("bank.validation.paymentSystem"),
 		})
 		.optional(),
@@ -75,5 +76,6 @@ export {
 	bankCardSchema,
 	type BankCardValues,
 	bankDateSchema,
+	paymentSystemValues,
 	positiveMoneySchema,
 };

src/entities/bank-card/ui/BankCardForm/BankCardFields.vm.ts

@@ -1,8 +1,7 @@
 import { useController, useFormContext } from "react-hook-form";
 import { useTranslation } from "react-i18next";
 
-import type { BankCardValues } from "../../model/form.schema";
-
+import { type BankCardValues, paymentSystemValues } from "../../model/form.schema";
 import { bankDateField } from "../bankDateField";
 
 function useBankCardFieldsVm() {
@@ -16,7 +15,7 @@ function useBankCardFieldsVm() {
 	const { field: openingDateField } = useController({ control, name: "openingDate" });
 	const { field: paymentSystemField } = useController({ control, name: "paymentSystem" });
 
-	const paymentSystems = ["mir", "visa", "mastercard"].map(value => ({
+	const paymentSystems = paymentSystemValues.map(value => ({
 		label: t(`bank.paymentSystems.${value}`),
 		value,
 	}));

src/entities/bank-card/ui/BankFeedback.tsx

@@ -3,7 +3,7 @@ import type { FC } from "react";
 import { Alert, Button, Group, Text } from "@mantine/core";
 import { useTranslation } from "react-i18next";
 
-import { apiErrorCode } from "@/shared/api";
+import { errorCode } from "../model/error-code";
 
 type BankFeedbackProps = {
 	cached?: boolean;
@@ -14,7 +14,7 @@ type BankFeedbackProps = {
 
 const BankFeedback: FC<BankFeedbackProps> = (props) => {
 	const { t } = useTranslation();
-	const code = apiErrorCode(props.error);
+	const code = errorCode(props.error);
 
 	return (
 		<Alert color="orange" role="alert">

src/entities/bank-card/ui/BankSummary/BankSummary.module.css

@@ -15,6 +15,28 @@
 	min-width: 0;
 }
 
+.totals {
+	display: flex;
+	flex-wrap: wrap;
+	gap: var(--mantine-spacing-xs) var(--mantine-spacing-lg);
+	margin: 0;
+}
+
+.totals > div {
+	display: grid;
+	gap: 0;
+}
+
+.totals dt {
+	color: var(--mantine-color-dimmed);
+	font-size: var(--mantine-font-size-xs);
+}
+
+.totals dd {
+	margin: 0;
+	font-variant-numeric: tabular-nums;
+}
+
 .categories {
 	display: grid;
 	grid-template-columns: repeat(2, minmax(0, 1fr));

src/entities/bank-card/ui/BankSummary/BankSummary.view.test.tsx

@@ -0,0 +1,35 @@
+import { MantineProvider } from "@mantine/core";
+import { render, screen } from "@testing-library/react";
+import { describe, expect, it } from "vitest";
+
+import { BankSummaryView } from "./BankSummary.view";
+
+const money = (value: string) => ({ currency: "RUB", value });
+
+describe("BankSummaryView", () => {
+	it("shows expenses, refunds, and net monthly totals", () => {
+		render(
+			<MantineProvider env="test">
+				<BankSummaryView
+					data={{
+						cardId: "card-1",
+						categories: [],
+						expenses: money("1000"),
+						net: money("800"),
+						refunds: money("200"),
+					}}
+					error={false}
+					fetching={false}
+					loading={false}
+				/>
+			</MantineProvider>,
+		);
+
+		expect(screen.getAllByText("Расходы")).toHaveLength(2);
+		expect(screen.getByText("Возвращено")).toBeInTheDocument();
+		expect(screen.getByText("После возвратов")).toBeInTheDocument();
+		expect(screen.getByText("1 000,00 ₽")).toBeInTheDocument();
+		expect(screen.getByText("200,00 ₽")).toBeInTheDocument();
+		expect(screen.getByText("800,00 ₽")).toBeInTheDocument();
+	});
+});

src/entities/bank-card/ui/BankSummary/BankSummary.view.tsx

@@ -10,6 +10,7 @@ import { formatMoney } from "@/shared/lib";
 import type { BankSummary } from "../../api/types";
 
 import { bankOperationAppearance } from "../../model/operation-appearance";
+import { BankFeedback } from "../BankFeedback";
 import classes from "./BankSummary.module.css";
 
 const CATEGORY_COLUMNS = 2;
@@ -17,9 +18,10 @@ const CATEGORY_COLUMNS = 2;
 type BankSummaryViewProps = {
 	all?: boolean;
 	data?: BankSummary;
-	error: boolean;
+	error: unknown;
 	fetching: boolean;
 	loading: boolean;
+	retry?: () => void;
 };
 
 const BankSummaryViewCategories: FC<BankSummaryViewProps> = (props) => {
@@ -92,15 +94,44 @@ const BankSummaryView: FC<BankSummaryViewProps> = (props) => {
 				</Title>
 
 				{props.data && (
-					<Text className={classes.total}>
-						{formatMoney(props.data.net, { withZeroCents: true })}
-					</Text>
+					<dl className={classes.totals}>
+						<div>
+							<dt>{t("bank.summary")}</dt>
+
+							<dd>
+								{formatMoney(props.data.expenses, { withZeroCents: true })}
+							</dd>
+						</div>
+
+						<div>
+							<dt>{t("bank.refunds")}</dt>
+
+							<dd>
+								{formatMoney(props.data.refunds, { withZeroCents: true })}
+							</dd>
+						</div>
+
+						<div>
+							<dt>{t("bank.net")}</dt>
+
+							<dd className={classes.total}>
+								{formatMoney(props.data.net, { withZeroCents: true })}
+							</dd>
+						</div>
+					</dl>
 				)}
 			</div>
 
 			<BankSummaryViewCategories {...props} />
 
-			{props.error && !props.data && <Text role="alert">{t("bank.error")}</Text>}
+			{Boolean(props.error) && (
+				<BankFeedback
+					cached={Boolean(props.data)}
+					error={props.error}
+					loadingError={!props.data}
+					retry={props.retry}
+				/>
+			)}
 		</Stack>
 	);
 };

src/entities/broker-operation/index.ts

@@ -5,5 +5,7 @@ export {
 	type OperationCategory,
 	useBrokerageOperations,
 } from "./api/useBrokerageOperations";
+export { brokerageOperationGroupKey } from "./model/display";
 export { useBrokerageOperationHistory } from "./model/useBrokerageOperationHistory";
 export { LedgerEntryRow } from "./ui/LedgerEntryRow";
+export { OperationGroup } from "./ui/OperationGroup";

src/entities/broker-operation/model/display.test.ts

@@ -1,9 +1,12 @@
-import { expect, it } from "vitest";
+import { describe, expect, it } from "vitest";
 
-import { operationLabelKey } from "./display";
+import type { BrokerageOperation } from "../api/useBrokerageOperations";
+
+import { brokerageOperationGroupKey, operationLabelKey } from "./display";
 
 it.each([
 	["OPERATION_TYPE_BUY", "buy"],
+	["OPERATION_TYPE_COUPON", "other"],
 	["OPERATION_TYPE_BUY_CARD", "buy"],
 	["OPERATION_TYPE_BUY_MARGIN", "buy"],
 	["OPERATION_TYPE_SELL", "sell"],
@@ -21,3 +24,71 @@ it.each([
 ])("preserves the wire operation label for %s", (type, label) => {
 	expect(operationLabelKey(type)).toBe(`ledger.operationType.${label}`);
 });
+
+describe("brokerageOperationGroupKey", () => {
+	const base: BrokerageOperation = {
+		account: { id: "account-1", name: "Брокерский" },
+		accruedInterest: null,
+		category: "income",
+		commission: null,
+		description: "Купон",
+		figi: "FIGI",
+		id: "operation",
+		instrumentType: "bond",
+		instrumentUid: "UID",
+		logoName: null,
+		occurredAt: "2026-08-14T10:00:00Z",
+		payment: null,
+		price: null,
+		quantity: null,
+		ticker: "BOND",
+		type: "OPERATION_TYPE_COUPON",
+	};
+
+	it("uses screen day, preferred identity and exact type, not account", () => {
+		const first = brokerageOperationGroupKey(base);
+
+		const same = brokerageOperationGroupKey({
+			...base,
+			account: { id: "account-2", name: "ИИС" },
+			figi: "OTHER-FIGI",
+			occurredAt: "2026-08-14T11:00:00Z",
+		});
+
+		expect(same).toBe(first);
+		expect(brokerageOperationGroupKey({
+			...base,
+			type: "OPERATION_TYPE_DIVIDEND",
+		})).not.toBe(first);
+	});
+
+	it("keeps buy and sell of one instrument in different groups", () => {
+		expect(brokerageOperationGroupKey({ ...base, type: "OPERATION_TYPE_BUY" }))
+			.not.toBe(brokerageOperationGroupKey({
+				...base,
+				type: "OPERATION_TYPE_SELL",
+			}));
+	});
+
+	it("separates local midnight and joins one local day across UTC dates", () => {
+		const before = new Date(2026, 7, 14, 23, 59).toISOString();
+		const after = new Date(2026, 7, 15, 0, 1).toISOString();
+		const morning = new Date(2026, 7, 14, 1).toISOString();
+		const evening = new Date(2026, 7, 14, 23).toISOString();
+
+		expect(brokerageOperationGroupKey({ ...base, occurredAt: before }))
+			.not.toBe(brokerageOperationGroupKey({ ...base, occurredAt: after }));
+		expect(brokerageOperationGroupKey({ ...base, occurredAt: morning }))
+			.toBe(brokerageOperationGroupKey({ ...base, occurredAt: evening }));
+	});
+
+	it("falls back to FIGI and leaves missing identity ungrouped", () => {
+		expect(brokerageOperationGroupKey({ ...base, instrumentUid: null }))
+			.toBe(brokerageOperationGroupKey({ ...base, instrumentUid: "" }));
+		expect(brokerageOperationGroupKey({
+			...base,
+			figi: null,
+			instrumentUid: null,
+		})).toBeNull();
+	});
+});

src/entities/broker-operation/model/display.ts

@@ -1,4 +1,4 @@
-import { formatMoney } from "@/shared/lib";
+import { formatMoney, formatSnapshotDay } from "@/shared/lib";
 
 import type { BrokerageOperation } from "../api/useBrokerageOperations";
 
@@ -27,6 +27,19 @@ type PaymentPresentation = {
 		| "positive";
 };
 
+function brokerageOperationGroupKey(
+	operation: BrokerageOperation,
+): null | string {
+	const identity = operation.instrumentUid || operation.figi;
+	if (!identity) return null;
+
+	return JSON.stringify([
+		formatSnapshotDay(operation.occurredAt),
+		identity,
+		operation.type,
+	]);
+}
+
 function entryLabelKey(operation: BrokerageOperation): string {
 	if (operation.category === "income")
 		return isOperationType(operation.type, OperationType.Coupon)
@@ -36,6 +49,12 @@ function entryLabelKey(operation: BrokerageOperation): string {
 	return `ledger.category.${operation.category}`;
 }
 
+function isIncomePayment(operation: BrokerageOperation): boolean {
+	return [OperationType.Coupon, OperationType.Dividend].some(type =>
+		isOperationType(operation.type, type),
+	);
+}
+
 function isOperationType(value: unknown, expected: OperationType): boolean {
 	return value === expected;
 }
@@ -109,4 +128,11 @@ function paymentPresentation(
 	};
 }
 
-export { operationLabelKey, paymentPresentation };
+export {
+	brokerageOperationGroupKey,
+	entryLabelKey,
+	isIncomePayment,
+	isZeroDecimal,
+	operationLabelKey,
+	paymentPresentation,
+};

src/entities/broker-operation/ui/LedgerEntryRow.tsx

@@ -11,10 +11,11 @@ import {
 	formatSnapshotTime,
 	instrumentLogoUrl,
 } from "@/shared/lib";
+import { PayoutCard } from "@/shared/ui";
 
 import type { BrokerageOperation } from "../api/useBrokerageOperations";
 
-import { operationLabelKey, paymentPresentation } from "../model/display";
+import { isIncomePayment, operationLabelKey, paymentPresentation } from "../model/display";
 
 type LedgerEntryRowProps = {
 	operation: BrokerageOperation;
@@ -75,6 +76,28 @@ const LedgerEntryRow: FC<LedgerEntryRowProps> = (props) => {
 	}
 	else details = undefined;
 
+	if (isIncomePayment(operation)) {
+		const extraMetadata = [
+			instrument,
+			props.withDetails ? null : operation.account?.name,
+		].filter(Boolean).join(" · ");
+
+		return (
+			<PayoutCard
+				details={details}
+				extraMetadata={extraMetadata}
+				imageSrc={instrumentLogoUrl(operation.logoName)}
+				initial={(instrument.trim()[0] ?? "?").toUpperCase()}
+				kind="executed"
+				occurredAt={formatSnapshotTime(operation.occurredAt)}
+				payment={operation.payment}
+				title={operation.description || t(operationLabelKey(operation.type))}
+				typeLabel={t(paymentPresentation(operation).label)}
+				wrap={props.wrap}
+			/>
+		);
+	}
+
 	return (
 		<EntryCard
 			details={details}

src/entities/broker-operation/ui/OperationGroup.test.tsx

@@ -0,0 +1,131 @@
+import { MantineProvider } from "@mantine/core";
+import { render, screen, within } from "@testing-library/react";
+import { MemoryRouter } from "react-router";
+import { describe, expect, it } from "vitest";
+
+import type { BrokerageOperation } from "../api/useBrokerageOperations";
+
+import { OperationGroup } from "./OperationGroup";
+
+function operation(
+	id: string,
+	account: { id: string; name: string },
+	value: null | string,
+	currency = "RUB",
+): BrokerageOperation {
+	return {
+		account,
+		accruedInterest: null,
+		category: "income",
+		commission: null,
+		description: "Купон",
+		figi: "FIGI",
+		id,
+		instrumentType: "bond",
+		instrumentUid: "UID",
+		logoName: null,
+		occurredAt: "2026-08-14T10:00:00Z",
+		payment: value === null ? null : { currency, value },
+		price: null,
+		quantity: null,
+		ticker: "BOND",
+		type: "OPERATION_TYPE_COUPON",
+	};
+}
+
+function renderGroup(
+	operations: BrokerageOperation[],
+	isTotalVisible = true,
+) {
+	return render(
+		<MantineProvider>
+			<MemoryRouter>
+				<ul>
+					<OperationGroup
+						entries={operations.map((operation, index) => ({
+							key: `${operation.id}-${index}`,
+							operation,
+						}))}
+						totalVisible={isTotalVisible}
+					/>
+				</ul>
+			</MemoryRouter>
+		</MantineProvider>,
+	);
+}
+
+describe("OperationGroup", () => {
+	it("shows the header, exact total and separate card rows per account", () => {
+		renderGroup([
+			operation("1", { id: "broker", name: "Брокерский" }, "0.1"),
+			operation("2", { id: "iis", name: "ИИС" }, "0.2"),
+		]);
+
+		expect(screen.getByText("Купон · BOND")).toBeInTheDocument();
+		expect(screen.getByText("+0,3 ₽")).toBeInTheDocument();
+
+		const accounts = within(screen.getByRole("list", {
+			name: /Купон · BOND, Исполнено 14\.08\.2026.*, \+0,3 ₽/,
+		}));
+
+		expect(accounts.getByRole("listitem", { name: "Брокерский, +0,1 ₽" }))
+			.toHaveTextContent("Купон");
+		expect(accounts.getByRole("listitem", { name: "ИИС, +0,2 ₽" }))
+			.toHaveTextContent("Купон");
+		expect(accounts.queryByText(/Исполнено/)).not.toBeInTheDocument();
+		expect(accounts.queryByRole("link")).not.toBeInTheDocument();
+	});
+
+	it("announces the hidden total as unavailable", () => {
+		renderGroup([
+			operation("1", { id: "broker", name: "Брокерский" }, "100"),
+			operation("2", { id: "iis", name: "ИИС" }, null),
+		]);
+
+		expect(screen.getByRole("list", {
+			name: /Купон · BOND, Исполнено .*Итог недоступен/,
+		})).toBeInTheDocument();
+	});
+
+	it.each(["0", "0.000"])(
+		"hides the whole total for a zero source amount (%s)",
+		(value) => {
+			renderGroup([
+				operation("1", { id: "broker", name: "Брокерский" }, value),
+				operation("2", { id: "iis", name: "ИИС" }, "100"),
+			]);
+
+			expect(screen.getAllByText("+100 ₽")).toHaveLength(1);
+			expect(screen.getByText("Итог недоступен")).toBeInTheDocument();
+		},
+	);
+
+	it("hides the total for incomplete data but keeps compensated zero", () => {
+		const { unmount } = renderGroup([
+			operation("1", { id: "broker", name: "Брокерский" }, "100"),
+			operation("2", { id: "iis", name: "ИИС" }, "100"),
+		], false);
+
+		expect(screen.queryByText("+200 ₽")).not.toBeInTheDocument();
+		unmount();
+
+		renderGroup([
+			operation("1", { id: "broker", name: "Брокерский" }, "100"),
+			operation("2", { id: "iis", name: "ИИС" }, "-100"),
+		]);
+		expect(screen.getByText("0 ₽")).toBeInTheDocument();
+	});
+
+	it("renders repeated ids inside one group as separate rows", () => {
+		renderGroup([
+			operation("same", { id: "broker", name: "Брокерский" }, "10"),
+			operation("same", { id: "iis", name: "ИИС" }, "20"),
+		]);
+
+		expect(screen.getByText("+30 ₽")).toBeInTheDocument();
+		const accounts = within(screen.getByRole("list", { name: /Купон/ }));
+		expect(accounts.getAllByText("Брокерский")).toHaveLength(1);
+		expect(accounts.getAllByText("ИИС")).toHaveLength(1);
+		expect(accounts.getAllByRole("listitem")).toHaveLength(2);
+	});
+});

src/entities/broker-operation/ui/OperationGroup.tsx

@@ -0,0 +1,96 @@
+import type { FC } from "react";
+
+import { EntryCard } from "@wealthledger/ui";
+import { useTranslation } from "react-i18next";
+
+import {
+	formatSnapshotDay,
+	instrumentLogoUrl,
+	sumMoney,
+	totalText,
+} from "@/shared/lib";
+import { AccountCardRow, EntryGroup, EntryGroupTotal } from "@/shared/ui";
+
+import type { BrokerageOperation } from "../api/useBrokerageOperations";
+
+import {
+	entryLabelKey,
+	isZeroDecimal,
+	operationLabelKey,
+	paymentPresentation,
+} from "../model/display";
+
+type OperationGroupProps = {
+	entries: { key: string; operation: BrokerageOperation }[];
+	totalVisible: boolean;
+};
+
+const OperationGroup: FC<OperationGroupProps> = (props) => {
+	const { t } = useTranslation();
+	const operations = props.entries.map(entry => entry.operation);
+	const first = operations.at(0);
+
+	// groupItems only emits groups of at least two entries.
+	if (!first) return null;
+
+	const typeLabel = t(first.category === "income"
+		? entryLabelKey(first)
+		: operationLabelKey(first.type));
+
+	const instrument
+		= first.ticker ?? first.instrumentType ?? t("ledger.noInstrument");
+
+	const amounts = operations.flatMap(operation =>
+		operation.payment ? [operation.payment] : [],
+	);
+
+	const isAmountsKnown = amounts.length === operations.length
+		&& amounts.every(amount => !isZeroDecimal(amount.value));
+
+	const totals = isAmountsKnown && props.totalVisible
+		? sumMoney(amounts)
+		: null;
+
+	const date = formatSnapshotDay(first.occurredAt);
+	const title = `${typeLabel} · ${instrument}`;
+	const totalsText = totalText(totals, true);
+
+	const accessibleName = [
+		title,
+		t("payout.executedAt", { date }),
+		totalsText || t("entryGroup.totalUnavailable"),
+	].join(", ");
+
+	return (
+		<EntryGroup
+			header={(
+				<EntryCard
+					imageSrc={instrumentLogoUrl(first.logoName)}
+					initial={(first.ticker?.trim()[0] ?? "?").toUpperCase()}
+					metadata={t("payout.executedAt", { date })}
+					title={title}
+					tone="neutral"
+					value={<EntryGroupTotal isSigned totals={totals} />}
+					valueLabel={typeLabel}
+					wrap
+				/>
+			)}
+			label={accessibleName}
+		>
+			{props.entries.map(({ key, operation }) => {
+				const payment = paymentPresentation(operation);
+
+				return (
+					<AccountCardRow
+						accountName={operation.account?.name ?? "—"}
+						key={key}
+						value={payment.amount}
+						valueLabel={t(payment.label)}
+					/>
+				);
+			})}
+		</EntryGroup>
+	);
+};
+
+export { OperationGroup };

src/entities/brokerage-account/api/useBrokerageAccounts.ts

@@ -4,17 +4,22 @@ const brokerageAccountsQueryOptions = () =>
 	apiQueryClient.queryOptions("get", "/api/v1/brokerage-accounts");
 
 const brokerageAccountsQueryKey = brokerageAccountsQueryOptions().queryKey;
+const BROKERAGE_ACCOUNTS_STALE_TIME_MS = 1_800_000;
 
 type BrokerageAccount = NonNullable<
 	paths["/api/v1/brokerage-accounts"]["get"]["responses"][200]["content"]["application/json"]["data"]
 >[number];
 
 function useBrokerageAccounts() {
-	return useResourceQuery({
+	const query = useResourceQuery({
 		meta: { accessGroup: "brokerage" },
 		...brokerageAccountsQueryOptions(),
-		staleTime: 60_000,
+		staleTime: BROKERAGE_ACCOUNTS_STALE_TIME_MS,
 	});
+
+	return {
+		...query,
+	};
 }
 
 export {

src/entities/brokerage-account/model/display.ts

@@ -8,11 +8,15 @@ const VISIBLE_CURRENCY_LIMIT = 2;
 
 type BrokerageAccountCard = {
 	account: BrokerageAccount;
-	positionCounts: null
-		| { bonds: number; stocks: number };
+	positionCounts: null | PositionCounts;
 	source?: NonNullable<InvestmentResourceMeta["dependencies"]>[number];
 	summary:
-		| { remainingCurrencyCount: number; state: "available"; totals: Money[] }
+		| {
+			portfolio: NonNullable<BrokerageAccount["portfolioSummary"]>;
+			remainingCurrencyCount: number;
+			state: "available";
+			totals: Money[];
+		}
 		| { state: "empty" }
 		| { state: "unavailable" };
 };
@@ -21,6 +25,8 @@ type Money = NonNullable<
 	BrokerageAccount["portfolioSummary"]
 >["totalsByCurrency"][number];
 
+type PositionCounts = { bonds: number; stocks: number; total: number };
+
 function accountTypeKey(type: BrokerageAccount["type"]) {
 	return `accounts.types.${type}` as const;
 }
@@ -48,6 +54,7 @@ function brokerageAccountCards(
 		const positionCounts = {
 			bonds: summary.bondPositionCount,
 			stocks: summary.stockPositionCount,
+			total: summary.totalPositionCount,
 		};
 
 		if (summary.totalsByCurrency.length === 0)
@@ -58,6 +65,7 @@ function brokerageAccountCards(
 			positionCounts,
 			source,
 			summary: {
+				portfolio: summary,
 				remainingCurrencyCount: Math.max(
 					summary.totalsByCurrency.length - VISIBLE_CURRENCY_LIMIT,
 					0,

src/entities/brokerage-account/ui/BrokerageAccountList/BrokerageAccountList.module.css

@@ -1,166 +1,144 @@
 .list {
+	display: grid;
 	width: 100%;
+	margin: 0;
+	padding: 0;
+	gap: var(--mantine-spacing-sm);
+	list-style: none;
 }
 
-.card {
-	min-width: 0;
-	gap: var(--mantine-spacing-xl);
-	background: var(--mantine-color-white);
-	border-color: var(--mantine-color-gray-3);
-	box-shadow: 0 4px 16px rgb(15 23 42 / 3%);
+.row {
+	display: grid;
+	grid-template-areas:
+		"identity balance"
+		"details balance"
+		"structure structure";
+	grid-template-columns: minmax(0, 1fr) minmax(0, auto);
+	gap: var(--mantine-spacing-sm) var(--mantine-spacing-xl);
+	align-items: center;
+	padding: var(--mantine-spacing-lg);
+	border: 1px solid var(--wl-color-border);
+	border-left: 3px solid var(--wl-color-primary);
+	border-radius: var(--mantine-radius-md);
+	background: var(--wl-color-surface);
 	color: inherit;
 	text-decoration: none;
-	transition:
-		transform 160ms ease,
-		box-shadow 160ms ease,
-		border-color 160ms ease;
+	transition: background-color 160ms ease, border-color 160ms ease;
 }
 
-.card:hover,
-.card:focus-visible {
-	border-color: var(--mantine-color-blue-3);
-	box-shadow: 0 12px 28px rgb(15 23 42 / 8%);
-	transform: translateY(-3px);
+.row:hover,
+.row:focus-visible {
+	border-color: var(--wl-color-primary);
+	background: var(--wl-color-subtle);
 }
 
-.card:focus-visible {
-	outline: 2px solid var(--mantine-color-blue-6);
-	outline-offset: 3px;
+.row:focus-visible {
+	outline: 2px solid var(--wl-color-primary);
+	outline-offset: -2px;
 }
 
 .identity {
+	grid-area: identity;
 	min-width: 0;
 }
 
-.kicker {
-	padding: 5px 10px;
-	border-radius: var(--mantine-radius-sm);
-	background: var(--mantine-color-blue-0);
-	color: var(--mantine-color-blue-8);
-	letter-spacing: 0.02em;
-}
-
-.accountIcon {
-	width: 28px;
-	height: 28px;
-	flex-shrink: 0;
-	color: var(--mantine-color-blue-5);
-}
-
 .name {
 	margin: 0;
-	font-size: var(--mantine-h3-font-size);
-	line-height: 1.3;
+	color: var(--wl-color-text);
+	font-size: var(--mantine-font-size-md);
+	line-height: var(--mantine-line-height-md);
 	overflow-wrap: anywhere;
 }
 
+.accountType {
+	flex-shrink: 0;
+	align-self: flex-start;
+	padding: 2px var(--mantine-spacing-xs);
+	border-radius: var(--mantine-radius-sm);
+}
+
 .balance {
-	flex: 1;
+	grid-area: balance;
+	min-width: 0;
+	text-align: right;
 }
 
 .summary {
-	font-variant-numeric: tabular-nums;
+	font-variant-numeric: tabular-nums lining-nums;
+	white-space: nowrap;
 }
 
 .total {
-	font-size: clamp(1.5rem, 2.8vw, 2.25rem);
-	letter-spacing: -0.035em;
-	line-height: 1.2;
-	overflow-wrap: anywhere;
-}
-
-.total + .total {
+	color: var(--wl-color-text);
 	font-size: var(--mantine-font-size-lg);
-	font-weight: 500;
-	letter-spacing: 0;
-	color: var(--mantine-color-gray-7);
+	line-height: var(--mantine-line-height-lg);
 }
 
-.positions {
-	display: grid;
-	grid-template-columns: repeat(2, minmax(0, 1fr));
-	gap: var(--mantine-spacing-sm);
-	margin: 0;
+.return,
+.cashValue {
+	font-variant-numeric: tabular-nums lining-nums;
+	white-space: nowrap;
 }
 
-.positions > div {
-	display: flex;
-	flex-wrap: wrap;
-	align-items: center;
-	justify-content: space-between;
-	gap: 4px var(--mantine-spacing-sm);
-	padding: var(--mantine-spacing-sm) var(--mantine-spacing-md);
-	border-radius: var(--mantine-radius-md);
+.positive {
+	color: var(--wl-color-positive);
 }
 
-.stocks {
-	background: var(--mantine-color-blue-0);
-	color: var(--mantine-color-blue-8);
+.negative {
+	color: var(--wl-color-negative);
 }
 
-.bonds {
-	background: var(--mantine-color-grape-0);
-	color: var(--mantine-color-grape-8);
+.neutral {
+	color: var(--wl-color-muted);
 }
 
-.positions dt {
-	font-size: var(--mantine-font-size-sm);
-	font-weight: 500;
+.cash {
+	font-variant-numeric: tabular-nums lining-nums;
 }
 
-.positions dd {
-	margin: 0;
-	font-size: 1.75rem;
-	font-weight: 700;
-	font-variant-numeric: tabular-nums;
-	line-height: 1.25;
-	overflow-wrap: anywhere;
+.details {
+	grid-area: details;
+	min-width: 0;
+	font-variant-numeric: tabular-nums lining-nums;
 }
 
-.footer {
-	border-top: 1px solid var(--mantine-color-gray-2);
-	padding-top: var(--mantine-spacing-md);
-}
-
-.open {
-	display: inline-flex;
-	align-items: center;
+.structure {
+	grid-area: structure;
 	gap: var(--mantine-spacing-xs);
-	margin-left: auto;
-	color: var(--mantine-color-blue-7);
 }
 
-.arrow {
-	font-size: var(--mantine-font-size-lg);
-	transition: transform 160ms ease;
+.structureBar {
+	display: flex;
+	width: 100%;
+	height: 6px;
+	overflow: hidden;
+	border-radius: var(--mantine-radius-xs);
+	background: var(--wl-color-subtle);
 }
 
-.card:hover .arrow {
-	transform: translateX(3px);
+.structureSection {
+	flex: none;
+	height: 100%;
+	background: var(--category-color);
 }
 
-@media (max-width: 36em) {
-	.card {
+@media (max-width: 47.9375em) {
+	.row {
+		grid-template-areas:
+			"identity"
+			"balance"
+			"structure"
+			"details";
+		grid-template-columns: minmax(0, 1fr);
+		gap: var(--mantine-spacing-sm);
 		padding: var(--mantine-spacing-md);
-		gap: var(--mantine-spacing-lg);
 	}
 
-	.positions > div {
-		flex-direction: column;
-		align-items: flex-start;
-		padding: var(--mantine-spacing-sm);
+	.balance {
+		text-align: left;
 	}
-}
 
-@media (prefers-reduced-motion: reduce) {
-	.card,
-	.arrow {
-		transition: none;
-	}
-
-	.card:hover,
-	.card:focus-visible,
-	.card:hover .arrow {
-		transform: none;
+	.balance > div {
+		justify-content: flex-start;
 	}
 }

src/entities/brokerage-account/ui/BrokerageAccountList/BrokerageAccountList.stories.tsx

@@ -2,32 +2,86 @@ import type { Meta, StoryObj } from "@storybook/react-vite";
 
 import { MemoryRouter } from "react-router";
 
+import { resource } from "@/test/resource";
+
 import type { BrokerageAccount } from "../../api/useBrokerageAccounts";
 
 import { brokerageAccountCards } from "../../model/display";
 import { BrokerageAccountList } from "./BrokerageAccountList";
 
-const syntheticAccount = {
-	id: "storybook-account",
-	name: "Учебный брокерский счёт",
-	openedOn: "2025-03-15",
-	portfolioSummary: {
-		bondPositionCount: 12,
-		stockPositionCount: 5,
-		totalsByCurrency: [
-			{ currency: "RUB", value: "125000.50" },
-			{ currency: "USD", value: "320" },
-			{ currency: "EUR", value: "210" },
-		],
+type PortfolioSummary = NonNullable<BrokerageAccount["portfolioSummary"]>;
+
+const rubReturn = {
+	absolute: "136900",
+	costBasis: "1103600.50",
+	currency: "RUB",
+	partial: false,
+	percent: "12.40",
+};
+
+const portfolioSummary = {
+	bondPositionCount: 12,
+	cashBalances: [
+		{ currency: "RUB", value: "82500.50" },
+		{ currency: "USD", value: "1500" },
+	],
+	fundPositionCount: 2,
+	stockPositionCount: 5,
+	structure: {
+		currencies: [{
+			categories: [
+				{ sharePercent: "55.000000", type: "STOCK", value: "682500" },
+				{ sharePercent: "25.000000", type: "BOND", value: "310500" },
+				{ sharePercent: "10.000000", type: "OTHER", value: "124200" },
+				{ sharePercent: "10.000000", type: "CASH", value: "124200" },
+			],
+			currency: "RUB",
+			hasNegativeValues: false,
+			totalValue: "1241400",
+		}],
+		unvaluedCategories: [],
 	},
-	type: "BROKERAGE",
-} satisfies BrokerageAccount;
+	totalPositionCount: 19,
+	totalsByCurrency: [{ currency: "RUB", value: "1240500.50" }],
+	unrealizedReturnByCurrency: [rubReturn],
+} satisfies PortfolioSummary;
+
+function account(
+	id: string,
+	name: string,
+	summary: null | PortfolioSummary = portfolioSummary,
+	type: BrokerageAccount["type"] = "BROKERAGE",
+): BrokerageAccount {
+	return {
+		id,
+		name,
+		openedOn: "2025-03-15",
+		portfolioSummary: summary,
+		type,
+	};
+}
+
+const negativeSummary: PortfolioSummary = {
+	...portfolioSummary,
+	unrealizedReturnByCurrency: [{
+		...rubReturn,
+		absolute: "-4200",
+		percent: "-3.05",
+	}],
+};
+
+const emptySummary: PortfolioSummary = {
+	...portfolioSummary,
+	cashBalances: [],
+	structure: { currencies: [], unvaluedCategories: [] },
+	totalPositionCount: 0,
+	totalsByCurrency: [],
+	unrealizedReturnByCurrency: [],
+};
 
 const meta = {
-	args: { accounts: brokerageAccountCards([syntheticAccount]) },
-	argTypes: {
-		accounts: { control: false },
-	},
+	args: { accounts: brokerageAccountCards([account("normal", "Основной ИИС")]) },
+	argTypes: { accounts: { control: false } },
 	component: BrokerageAccountList,
 	decorators: [
 		Story => (
@@ -40,7 +94,7 @@ const meta = {
 		docs: {
 			description: {
 				component:
-					"Карточки счетов WealthLedger со сводкой по валютам и числом наименований акций и облигаций. Используйте на экране выбора счёта; отсутствие сводки и отсутствие сумм имеют разные сообщения. Примеры содержат вымышленные данные. Ссылки меняют только локальный маршрут MemoryRouter; страница назначения в этой истории не отображается.",
+					"Карточки счетов: стоимость и доходность по валютам, деньги, структура и свежесть источника. Денежные и процентные значения остаются строками. Все примеры содержат вымышленные данные; ссылки работают только внутри MemoryRouter.",
 			},
 		},
 	},
@@ -52,180 +106,112 @@ export default meta;
 
 type Story = StoryObj<typeof meta>;
 
-export const Available: Story = {
-	name: "Сводка по нескольким валютам",
-	parameters: {
-		docs: {
-			description: {
-				story:
-					"Показываются первые две валюты и количество остальных. Суммы разных валют не складываются в общий итог.",
-			},
-		},
+export const Normal: Story = {};
+
+export const MultiCurrency: Story = {
+	args: {
+		accounts: brokerageAccountCards([account("multi", "Мультивалютный", {
+			...portfolioSummary,
+			cashBalances: [
+				{ currency: "RUB", value: "82500.50" },
+				{ currency: "USD", value: "1500" },
+			],
+			totalsByCurrency: [
+				{ currency: "RUB", value: "1240500.50" },
+				{ currency: "USD", value: "3200" },
+				{ currency: "EUR", value: "900" },
+			],
+			unrealizedReturnByCurrency: [
+				...portfolioSummary.unrealizedReturnByCurrency,
+				{
+					absolute: "20",
+					costBasis: "3180",
+					currency: "USD",
+					partial: false,
+					percent: "2.10",
+				},
+				{
+					absolute: "0",
+					costBasis: "900",
+					currency: "EUR",
+					partial: false,
+					percent: null,
+				},
+			],
+		})]),
 	},
 };
 
-export const Unavailable: Story
-	= {
-		args: {
-			accounts: brokerageAccountCards([
-				{ ...syntheticAccount, openedOn: null, portfolioSummary: null },
-			]),
-		},
-		name: "Сводка недоступна",
-		parameters: {
-			docs: {
-				description: {
-					story:
-						"Счёт остаётся доступен для открытия, даже если сводка временно недоступна. Неизвестные суммы не заменяются нулём; отсутствующая дата открытия не отображается.",
-				},
-			},
-		},
-	};
+export const Negative: Story = {
+	args: {
+		accounts: brokerageAccountCards([
+			account("negative", "Просевший портфель", negativeSummary),
+		]),
+	},
+};
+
+export const Partial: Story = {
+	args: {
+		accounts: brokerageAccountCards([account("partial", "Частичные данные", {
+			...portfolioSummary,
+			unrealizedReturnByCurrency: [{
+				...rubReturn,
+				partial: true,
+			}],
+		})]),
+	},
+};
 
 export const Empty: Story = {
 	args: {
 		accounts: brokerageAccountCards([
-			{
-				...syntheticAccount,
-				portfolioSummary: {
-					bondPositionCount: 0,
-					stockPositionCount: 0,
-					totalsByCurrency: [],
-				},
-			},
+			account("empty", "Новый пустой счёт", emptySummary),
 		]),
 	},
-	name: "Нет текущих сумм",
-	parameters: {
-		docs: {
-			description: {
-				story:
-					"Успешно полученная пустая сводка отличается от ошибки получения данных. Карточка сохраняет название, тип счёта и переход.",
-			},
-		},
+};
+
+export const Unavailable: Story = {
+	args: {
+		accounts: brokerageAccountCards([
+			account("unavailable", "Счёт без сводки", null),
+		]),
+	},
+};
+
+export const Stale: Story = {
+	args: {
+		accounts: brokerageAccountCards([
+			account("stale", "Устаревший портфель"),
+		], resource([], {
+			dependencies: [{
+				availability: "available",
+				completeness: "complete",
+				dataRevision: "stale-revision",
+				freshness: "stale",
+				lastAttempt: {
+					finishedAt: null,
+					problems: [],
+					startedAt: null,
+					state: "none",
+				},
+				lastSuccessfulAt: "2026-08-13T00:00:00Z",
+				resourceKey: "portfolio/stale",
+			}],
+			freshness: "stale",
+			lastSuccessfulAt: "2026-08-14T00:00:00Z",
+		}).meta.dependencies),
 	},
 };
 
 export const LongName: Story = {
 	args: {
 		accounts: brokerageAccountCards([
-			{
-				...syntheticAccount,
-				name: "Учебный индивидуальный инвестиционный счёт для долгосрочных накоплений",
-				type: "INDIVIDUAL_INVESTMENT",
-			},
-		]),
-	},
-	name: "Длинное название счёта",
-	parameters: {
-		docs: {
-			description: {
-				story:
-					"Проверьте перенос длинного названия на узком экране и доступность всей карточки с клавиатуры.",
-			},
-		},
-	},
-};
-
-export const AccountGrid: Story = {
-	args: {
-		accounts: brokerageAccountCards([
-			{
-				...syntheticAccount,
-				name: "Основной",
-				portfolioSummary: {
-					bondPositionCount: 14,
-					stockPositionCount: 8,
-					totalsByCurrency: [{ currency: "RUB", value: "1256430.50" }],
-				},
-			},
-			{
-				...syntheticAccount,
-				id: "storybook-iis",
-				name: "Долгосрочные инвестиции",
-				portfolioSummary: {
-					bondPositionCount: 6,
-					stockPositionCount: 0,
-					totalsByCurrency: [{ currency: "RUB", value: "480250" }],
-				},
-				type: "INDIVIDUAL_INVESTMENT",
-			},
-		]),
-	},
-	name: "Несколько счетов",
-};
-
-export const UnvaluedPositions: Story = {
-	args: {
-		accounts: brokerageAccountCards([
-			{
-				...syntheticAccount,
-				portfolioSummary: {
-					bondPositionCount: 1,
-					stockPositionCount: 2,
-					totalsByCurrency: [],
-				},
-			},
-		]),
-	},
-	name: "Бумаги без текущей оценки",
-};
-
-export const LargeValues: Story = {
-	args: {
-		accounts: brokerageAccountCards([
-			{
-				...syntheticAccount,
-				portfolioSummary: {
-					bondPositionCount: 105,
-					stockPositionCount: 21,
-					totalsByCurrency: [
-						{ currency: "RUB", value: "1234567890123456789.50" },
-						{ currency: "USD", value: "-9876543210987654321.50" },
-					],
-				},
-			},
-		]),
-	},
-	name: "Длинные суммы",
-};
-
-export const IndependentFreshness: Story
-	= {
-		args: {
-			accounts: brokerageAccountCards(
-				[
-					syntheticAccount,
-					{
-						...syntheticAccount,
-						id: "waiting",
-						name: "Новый счёт",
-						portfolioSummary: null,
-					},
-				],
-				[
-					{
-						availability: "complete",
-						dataRevision: "1",
-						freshness: "stale",
-						lastSuccessfulAt: "2026-09-24T10:30:00Z",
-						resourceKey: "portfolio/storybook-account",
-						sync: {
-							errorCode: "TBANK_UNAVAILABLE",
-							id: "failed",
-							state: "failed",
-						},
-					},
-					{
-						availability: "missing",
-						dataRevision: "0",
-						freshness: "unknown",
-						lastSuccessfulAt: null,
-						resourceKey: "portfolio/waiting",
-						sync: { errorCode: null, id: "waiting", state: "running" },
-					},
-				],
+			account(
+				"long",
+				"Очень длинное название индивидуального инвестиционного счёта, которое должно корректно переноситься на узком экране",
+				portfolioSummary,
+				"INDIVIDUAL_INVESTMENT",
 			),
-		},
-		name: "Независимая свежесть и ошибка сводок",
-	};
+		]),
+	},
+};

src/entities/brokerage-account/ui/BrokerageAccountList/BrokerageAccountList.test.tsx

@@ -5,122 +5,202 @@ import { describe, expect, it } from "vitest";
 
 import { resource } from "@/test/resource";
 
+import type { BrokerageAccount } from "../../api/useBrokerageAccounts";
+
 import { brokerageAccountCards } from "../../model/display";
 import { BrokerageAccountList } from "./BrokerageAccountList";
 
-describe("BrokerageAccountList", () => {
-	it("renders account details and an account link", () => {
-		render(
-			<MantineProvider>
-				<MemoryRouter>
-					<BrokerageAccountList
-						accounts={brokerageAccountCards([
-							{
-								id: "account-1",
-								name: "Основной",
-								openedOn: "2024-08-13",
-								portfolioSummary: {
-									bondPositionCount: 12,
-									stockPositionCount: 5,
-									totalsByCurrency: [
-										{ currency: "RUB", value: "1500" },
-										{ currency: "USD", value: "20" },
-										{ currency: "EUR", value: "5" },
-									],
-								},
-								type: "BROKERAGE",
+type PortfolioSummary = NonNullable<BrokerageAccount["portfolioSummary"]>;
 
-							},
-							{
-								id: "account-2",
-								name: "Недоступный",
-								openedOn: null,
-								portfolioSummary: null,
-								type: "BROKERAGE",
-							},
-							{
-								id: "account-3",
-								name: "Пустой",
-								openedOn: null,
-								portfolioSummary: {
-									bondPositionCount: 0,
-									stockPositionCount: 2,
-									totalsByCurrency: [],
-								},
-								type: "BROKERAGE",
-							},
-						])}
-					/>
-				</MemoryRouter>
-			</MantineProvider>,
-		);
+const portfolioSummary = {
+	bondPositionCount: 12,
+	cashBalances: [
+		{ currency: "RUB", value: "82500.5" },
+		{ currency: "USD", value: "20" },
+	],
+	fundPositionCount: 0,
+	stockPositionCount: 5,
+	structure: {
+		currencies: [{
+			categories: [
+				{ sharePercent: "50.000000", type: "STOCK", value: "100" },
+				{ sharePercent: "30.000000", type: "BOND", value: "60" },
+				{ sharePercent: "0.000000", type: "OTHER", value: "0" },
+				{ sharePercent: "20.000000", type: "CASH", value: "40" },
+			],
+			currency: "RUB",
+			hasNegativeValues: false,
+			totalValue: "200",
+		}],
+		unvaluedCategories: [],
+	},
+	totalPositionCount: 17,
+	totalsByCurrency: [
+		{ currency: "RUB", value: "123456789012345678901.995" },
+		{ currency: "USD", value: "20" },
+		{ currency: "EUR", value: "5" },
+	],
+	unrealizedReturnByCurrency: [
+		{
+			absolute: "136900",
+			costBasis: "1000000",
+			currency: "RUB",
+			partial: true,
+			percent: "12.40",
+		},
+		{
+			absolute: "-4.2",
+			costBasis: "24.2",
+			currency: "USD",
+			partial: false,
+			percent: "-3.05",
+		},
+		{
+			absolute: "0",
+			costBasis: "5",
+			currency: "EUR",
+			partial: false,
+			percent: null,
+		},
+	],
+} satisfies PortfolioSummary;
 
-		expect(screen.getByRole("link", { name: /Основной/ })).toHaveAttribute(
-			"href",
-			"/accounts/account-1",
-		);
-		expect(screen.getAllByText("Брокерский счет")).toHaveLength(3);
-		expect(screen.getByText(/^Открыт /)).toBeInTheDocument();
-		expect(screen.getByText("1 500 ₽")).toBeInTheDocument();
-		expect(screen.getByText("20 USD")).toBeInTheDocument();
-		expect(screen.getByText("Еще 1 валюта")).toBeInTheDocument();
-		expect(screen.getByText("Сводка временно недоступна")).toBeInTheDocument();
-		expect(screen.getByText("Нет текущих сумм")).toBeInTheDocument();
-		expect(screen.getAllByText("Открыть счет")).toHaveLength(3);
-		const available = within(screen.getByRole("link", { name: /Основной/ }));
-		expect(available.getAllByRole("definition")[0]).toHaveTextContent("5");
-		expect(available.getAllByRole("definition")[1]).toHaveTextContent("12");
-		const unvalued = within(screen.getByRole("link", { name: /Пустой/ }));
-		expect(unvalued.getAllByRole("definition")[0]).toHaveTextContent("2");
-		expect(unvalued.getAllByRole("definition")[1]).toHaveTextContent("0");
-		expect(
-			within(screen.getByRole("link", { name: /Недоступный/ })).queryByText(
-				"Акции",
-			),
-		).not.toBeInTheDocument();
-	});
-});
+type BrokerageAccountCardInput = Parameters<typeof BrokerageAccountList>[0][
+	"accounts"
+];
 
-it("shows portfolio summary freshness independently for each account", () => {
-	const accounts = brokerageAccountCards(
-		["fresh", "stale"].map(
+function account(
+	id: string,
+	name: string,
+	summary: null | PortfolioSummary,
+): BrokerageAccount {
+	return {
+		id,
+		name,
+		openedOn: null,
+		portfolioSummary: summary,
+		type: "BROKERAGE",
+	};
+}
 
-			id =>
-				({
-					id,
-					name: id,
-					openedOn: null,
-					portfolioSummary: {
-						bondPositionCount: 0,
-						stockPositionCount: 1,
-						totalsByCurrency: [{ currency: "RUB", value: "10" }],
-					},
-					type: "BROKERAGE" as const,
-				}),
-		),
-		[
-			resource(null, { freshness: "fresh", resourceKey: "portfolio/fresh" })
-				.meta,
-			resource(null, { freshness: "stale", resourceKey: "portfolio/stale" })
-				.meta,
-		],
-	);
-
-	render(
+function renderList(accounts: BrokerageAccountCardInput) {
+	return render(
 		<MantineProvider>
 			<MemoryRouter>
 				<BrokerageAccountList accounts={accounts} />
 			</MemoryRouter>
 		</MantineProvider>,
 	);
-	expect(
-		within(screen.getByRole("link", { name: /stale/ })).getByText(
-			"Данные требуют обновления",
-		),
-	).toBeVisible();
-	expect(
-		within(screen.getByRole("link", { name: /fresh/ })).queryByText(
-			"Данные требуют обновления",
-		),
-	).not.toBeInTheDocument();
+}
+
+describe("BrokerageAccountList", () => {
+	it("renders returns, cash and structure with precise totals", () => {
+		const nullReturnSummary: PortfolioSummary = {
+			...portfolioSummary,
+			cashBalances: [],
+			structure: { currencies: [], unvaluedCategories: [] },
+			totalsByCurrency: [{ currency: "EUR", value: "5" }],
+			unrealizedReturnByCurrency: [{
+				absolute: "0",
+				costBasis: "5",
+				currency: "EUR",
+				partial: false,
+				percent: null,
+			}],
+		};
+
+		renderList(brokerageAccountCards([
+			account("account-1", "Основной", portfolioSummary),
+			account("account-2", "Без доходности", nullReturnSummary),
+		]));
+
+		const link = screen.getByRole("link", { name: /Основной/ });
+		expect(link).toHaveAttribute("href", "/accounts/account-1");
+		expect(within(link).getByText("123 456 789 012 345 678 902,00 ₽"))
+			.toBeInTheDocument();
+		expect(within(link).getByText("Еще 1 валюта")).toBeInTheDocument();
+		expect(within(link).getByText("+12,40 %")).toBeInTheDocument();
+		expect(within(link).getByText("+136 900 ₽")).toBeInTheDocument();
+		expect(within(link).getByText("−3,05 %")).toBeInTheDocument();
+		expect(within(link).getByText("−4,2 USD")).toBeInTheDocument();
+		const nullReturnLink = screen.getByRole("link", { name: /Без доходности/ });
+		expect(within(nullReturnLink).getByText("—")).toBeInTheDocument();
+		expect(within(link).getByText("частично")).toBeInTheDocument();
+		expect(within(link).getByText("82 500,50 ₽")).toBeInTheDocument();
+		expect(within(link).getAllByText("20,00 USD")).not.toHaveLength(0);
+		expect(within(link).getByText("17 позиций")).toBeInTheDocument();
+		expect(screen.getByRole("img", {
+			name: "Структура в RUB: Акции 50 %; Облигации 30 %; "
+				+ "Другие активы 0 %; Свободные деньги 20 %",
+		})).toBeInTheDocument();
+		const stockLegend = within(link).getByText(/Акции 50 %/);
+		expect(stockLegend).toHaveTextContent("● Акции 50 %");
+		// eslint-disable-next-line testing-library/no-node-access -- The legend is aria-hidden, so only DOM traversal reaches its container.
+		expect(stockLegend.parentElement).toHaveAttribute("aria-hidden", "true");
+		expect(within(link).queryByText(/Другие активы 0 %/)).not.toBeInTheDocument();
+		expect(link).toHaveTextContent("По данным брокера");
+		expect(link).toHaveTextContent("Структура RUB: Акции 100");
+	});
+
+	it("preserves empty, unavailable and stale states", () => {
+		const emptySummary: PortfolioSummary = {
+			...portfolioSummary,
+			cashBalances: [],
+			structure: { currencies: [], unvaluedCategories: [] },
+			totalPositionCount: 0,
+			totalsByCurrency: [],
+			unrealizedReturnByCurrency: [],
+		};
+
+		const cards = brokerageAccountCards([
+			account("empty", "Пустой", emptySummary),
+			account("unavailable", "Недоступный", null),
+			account("stale", "Устаревший", portfolioSummary),
+			account("failed", "Ошибка обновления", null),
+		], resource([], {
+			dependencies: [{
+				availability: "available",
+				completeness: "complete",
+				dataRevision: "stale-revision",
+				freshness: "stale",
+				lastAttempt: {
+					finishedAt: null,
+					problems: [],
+					startedAt: null,
+					state: "none",
+				},
+				lastSuccessfulAt: "2026-08-13T00:00:00Z",
+				resourceKey: "portfolio/stale",
+			}, {
+				availability: "available",
+				completeness: "complete",
+				dataRevision: "failed-revision",
+				freshness: "stale",
+				lastAttempt: {
+					finishedAt: "2026-08-14T00:01:00Z",
+					problems: [],
+					startedAt: "2026-08-14T00:00:00Z",
+					state: "failed",
+				},
+				lastSuccessfulAt: "2026-08-13T00:00:00Z",
+				resourceKey: "portfolio/failed",
+			}],
+			freshness: "stale",
+			lastSuccessfulAt: "2026-08-14T00:00:00Z",
+		}).meta.dependencies);
+
+		renderList(cards);
+
+		expect(screen.getByText("Нет текущих сумм")).toBeInTheDocument();
+		expect(screen.getAllByText("Сводка временно недоступна"))
+			.toHaveLength(2);
+		const staleLink = screen.getByRole("link", { name: /Устаревший/ });
+		expect(within(staleLink).getByText("Данные требуют обновления"))
+			.toBeInTheDocument();
+		expect(within(staleLink).getByText(/Данные на/)).toBeInTheDocument();
+		const failedLink = screen.getByRole("link", { name: /Ошибка обновления/ });
+		expect(within(failedLink).getByText(
+			"Не удалось обновить данные. Показаны последние полученные.",
+		)).toBeInTheDocument();
+	});
 });

src/entities/brokerage-account/ui/BrokerageAccountList/BrokerageAccountList.tsx

@@ -1,11 +1,10 @@
-import type { FC } from "react";
+import type { CSSProperties, FC } from "react";
 
-import { Card, Group, SimpleGrid, Stack, Text } from "@mantine/core";
-import { WalletIcon } from "@wealthledger/icons";
+import { Badge, Group, Stack, Text, VisuallyHidden } from "@mantine/core";
 import { useTranslation } from "react-i18next";
 import { Link } from "react-router";
 
-import { formatDate, formatMoney } from "@/shared/lib";
+import { formatMoney, portfolioCategoryPresentation } from "@/shared/lib";
 import { SourceSyncStatus } from "@/shared/ui";
 
 import type { BrokerageAccountCard } from "../../model/display";
@@ -13,12 +12,176 @@ import type { BrokerageAccountCard } from "../../model/display";
 import { accountTypeKey } from "../../model/display";
 import classes from "./BrokerageAccountList.module.css";
 
+const DECIMAL_PART_COUNT = 2;
+const STRUCTURE_CATEGORY_ORDER = ["STOCK", "BOND", "OTHER", "CASH"] as const;
+
+type AvailableSummary = Extract<
+	BrokerageAccountCard["summary"],
+	{ state: "available" }
+>;
+
 type BrokerageAccountListProps = { accounts: BrokerageAccountCard[] };
 
 type BrokerageAccountSummaryProps = {
 	summary: BrokerageAccountCard["summary"];
 };
 
+type PortfolioSummary = AvailableSummary["portfolio"];
+
+type ReturnValueProps = {
+	item: PortfolioSummary["unrealizedReturnByCurrency"][number];
+};
+
+type StructureCurrency = PortfolioSummary["structure"]["currencies"][number];
+
+function formatPercent(value: null | string) {
+	if (value === null) return "—";
+
+	const formatted = `${value.replace(".", ",")}\u{A0}%`;
+	if (isZero(value))
+		return value.startsWith("-") ? formatted.slice(1) : formatted;
+
+	return value.startsWith("-") ? `−${formatted.slice(1)}` : `+${formatted}`;
+}
+
+function formatStructurePercent(value: string) {
+	let trimmed = value;
+	while (trimmed.includes(".") && trimmed.endsWith("0"))
+		trimmed = trimmed.slice(0, -1);
+	if (trimmed.endsWith(".")) trimmed = trimmed.slice(0, -1);
+
+	return trimmed.replace(".", ",");
+}
+
+function isZero(value: string) {
+	const unsigned = value.startsWith("-") ? value.slice(1) : value;
+	const [integer = "", fraction = ""] = unsigned.split(".", DECIMAL_PART_COUNT);
+
+	return integer.replaceAll("0", "") === ""
+		&& fraction.replaceAll("0", "") === "";
+}
+
+const ReturnValue: FC<ReturnValueProps> = (props) => {
+	const { t } = useTranslation();
+	const { item } = props;
+
+	const isNegative = item.percent !== null
+		&& item.percent.startsWith("-")
+		&& !isZero(item.percent);
+
+	const isPositive = item.percent !== null
+		&& !item.percent.startsWith("-")
+		&& !isZero(item.percent);
+
+	let toneClass = classes.neutral;
+	if (isNegative) toneClass = classes.negative;
+	else if (isPositive) toneClass = classes.positive;
+
+	return (
+		<Group className={classes.return} gap="xs" wrap="nowrap">
+			<Text className={toneClass} fw={700} size="sm">
+				{formatPercent(item.percent)}
+			</Text>
+
+			<Text className={toneClass} size="sm">
+				{formatMoney(
+					{ currency: item.currency, value: item.absolute },
+					{ withSign: true },
+				)}
+			</Text>
+
+			{item.partial && (
+				<Text c="dimmed" size="xs">
+					{t("accounts.partial")}
+				</Text>
+			)}
+		</Group>
+	);
+};
+
+type StructureBarProps = { item: StructureCurrency };
+
+const StructureBar: FC<StructureBarProps> = (props) => {
+	const { t } = useTranslation();
+
+	const categories = STRUCTURE_CATEGORY_ORDER.flatMap((type) => {
+		const category = props.item.categories.find(item => item.type === type);
+
+		return category ? [category] : [];
+	});
+
+	const description = categories.map((category) => {
+		const label = t(portfolioCategoryPresentation[category.type].label);
+
+		const percent = category.sharePercent === null
+			? null
+			: formatStructurePercent(category.sharePercent);
+
+		return percent === null
+			? t("accounts.structure.incomplete", { category: label })
+			: t("accounts.structure.category", { category: label, percent });
+	}).join("; ");
+
+	const label = t("accounts.structure.label", {
+		currency: props.item.currency,
+		value: description,
+	});
+
+	const legendCategories = categories.filter(category =>
+		category.sharePercent === null || !isZero(category.sharePercent));
+
+	return (
+		<Stack gap={4}>
+			<div
+				aria-label={label}
+				className={classes.structureBar}
+				role="img"
+				title={label}
+			>
+				{categories.map((category) => {
+					const presentation = portfolioCategoryPresentation[category.type];
+
+					const style = {
+						"--category-color": `var(--mantine-color-${presentation.color.replace(".", "-")})`,
+						"width": `${category.sharePercent ?? 0}%`,
+					} as CSSProperties;
+
+					return (
+						<div
+							aria-hidden
+							className={classes.structureSection}
+							key={category.type}
+							style={style}
+						/>
+					);
+				})}
+			</div>
+
+			<Group aria-hidden gap="xs" wrap="wrap">
+				{legendCategories.map((category) => {
+					const presentation = portfolioCategoryPresentation[category.type];
+					const categoryLabel = t(presentation.label);
+
+					const text = category.sharePercent === null
+						? categoryLabel
+						: t("accounts.structure.category", {
+								category: categoryLabel,
+								percent: formatStructurePercent(category.sharePercent),
+							});
+
+					return (
+						<Text c="dimmed" key={category.type} size="xs">
+							<Text c={presentation.color} component="span">●</Text>
+							{" "}
+							{text}
+						</Text>
+					);
+				})}
+			</Group>
+		</Stack>
+	);
+};
+
 const BrokerageAccountSummary: FC<BrokerageAccountSummaryProps> = (props) => {
 	const { summary } = props;
 	const { t } = useTranslation();
@@ -36,19 +199,51 @@ const BrokerageAccountSummary: FC<BrokerageAccountSummaryProps> = (props) => {
 		);
 
 	return (
-		<Stack className={classes.summary} gap={4}>
-			{summary.totals.map(total => (
-				<Text className={classes.total} fw={700} key={total.currency}>
-					{formatMoney(total)}
-				</Text>
-			))}
+		<Stack className={classes.balance} gap="xs">
+			<Group align="flex-start" gap="lg" justify="flex-end" wrap="nowrap">
+				<Stack className={classes.summary} gap={4}>
+					{summary.totals.map(total => (
+						<Text className={classes.total} fw={700} key={total.currency}>
+							{formatMoney(total, { withRoundedCents: true })}
+						</Text>
+					))}
 
-			{!!summary.remainingCurrencyCount && (
-				<Text c="dimmed" size="sm">
-					{t("accounts.remainingCurrencies", {
-						count: summary.remainingCurrencyCount,
+					{!!summary.remainingCurrencyCount && (
+						<Text c="dimmed" size="sm">
+							{t("accounts.remainingCurrencies", {
+								count: summary.remainingCurrencyCount,
+							})}
+						</Text>
+					)}
+				</Stack>
+
+				<Stack gap={4}>
+					{summary.totals.map((total) => {
+						const item = summary.portfolio.unrealizedReturnByCurrency.find(
+							returnItem => returnItem.currency === total.currency,
+						);
+
+						return item
+							? <ReturnValue item={item} key={total.currency} />
+							: null;
 					})}
-				</Text>
+				</Stack>
+			</Group>
+
+			{summary.portfolio.cashBalances.length > 0 && (
+				<Group className={classes.cash} gap="xs" justify="flex-end">
+					<Text c="dimmed" size="xs">
+						{t("accounts.cash")}
+					</Text>
+
+					<Stack gap={0}>
+						{summary.portfolio.cashBalances.map(cash => (
+							<Text className={classes.cashValue} key={cash.currency} size="sm">
+								{formatMoney(cash, { withRoundedCents: true })}
+							</Text>
+						))}
+					</Stack>
+				</Group>
 			)}
 		</Stack>
 	);
@@ -61,18 +256,19 @@ type BrokerageAccountSourceStatusProps = {
 const BrokerageAccountSourceStatus: FC<BrokerageAccountSourceStatusProps> = (
 	props,
 ) => {
-	const { source } = props;
 	const { t } = useTranslation();
+	const { source } = props;
+	const isSyncing = source?.lastAttempt.state === "running";
 
-	const isSyncing = source?.sync.state === "running";
-
-	const errorText
-		= source?.sync.state === "failed" ? t("accounts.refreshError") : null;
+	const errorText = source?.lastAttempt.state === "failed"
+		? t("accounts.refreshError")
+		: null;
 
 	return (
 		<>
 			<SourceSyncStatus
 				errorText={errorText}
+				lastAttempt={source?.lastAttempt}
 				lastSuccessfulAt={source?.lastSuccessfulAt}
 				stale={source?.freshness === "stale"}
 			/>
@@ -86,86 +282,110 @@ const BrokerageAccountSourceStatus: FC<BrokerageAccountSourceStatusProps> = (
 	);
 };
 
+type AccountDescriptionProps = {
+	account: BrokerageAccountCard;
+};
+
+const AccountDescription: FC<AccountDescriptionProps> = (props) => {
+	const { t } = useTranslation();
+	const { account, summary } = props.account;
+	if (summary.state !== "available") return null;
+
+	const returns = summary.portfolio.unrealizedReturnByCurrency.map(item =>
+		t("accounts.description.return", {
+			absolute: formatMoney(
+				{ currency: item.currency, value: item.absolute },
+				{ withSign: true },
+			),
+			currency: item.currency,
+			percent: formatPercent(item.percent),
+		}),
+	);
+
+	const structures = summary.portfolio.structure.currencies.map((item) => {
+		const categories = item.categories.map(category =>
+			t("accounts.description.structureCategory", {
+				category: t(portfolioCategoryPresentation[category.type].label),
+				value: formatMoney(
+					{ currency: item.currency, value: category.value },
+					{ withRoundedCents: true },
+				),
+			}),
+		).join(", ");
+
+		return t("accounts.description.structure", {
+			currency: item.currency,
+			value: categories,
+		});
+	});
+
+	const hasPartialReturn = summary.portfolio.unrealizedReturnByCurrency.some(
+		item => item.partial,
+	);
+
+	const details = [...returns, ...structures].join(". ");
+
+	return (
+		<VisuallyHidden>
+			{t("accounts.description.start", {
+				name: account.name,
+				type: t(accountTypeKey(account.type)),
+			})}
+			{t("accounts.description.currentValue", {
+				value: summary.portfolio.totalsByCurrency
+					.map(total => formatMoney(total)).join(", "),
+			})}
+			{details ? `${details}. ` : ""}
+			{hasPartialReturn ? t("accounts.brokerDescription") : ""}
+		</VisuallyHidden>
+	);
+};
+
 const BrokerageAccountList: FC<BrokerageAccountListProps> = (props) => {
-	const { accounts } = props;
 	const { t } = useTranslation();
 
 	return (
-		<SimpleGrid className={classes.list} cols={1} spacing="lg">
-			{accounts.map(({ account, positionCounts, source, summary }) => (
-				<Card
-					className={classes.card}
-					component={Link}
-					key={account.id}
-					padding="xl"
-					radius="lg"
-					to={`/accounts/${account.id}`}
-					withBorder
-				>
-					<Stack className={classes.identity} gap="sm">
-						<Group gap="sm" justify="space-between" wrap="nowrap">
-							<Text className={classes.kicker} fw={700} size="xs">
+		<ul className={classes.list}>
+			{props.accounts.map(({ account, positionCounts, source, summary }) => (
+				<li key={account.id}>
+					<Link className={classes.row} to={`/accounts/${account.id}`}>
+						<Group className={classes.identity} wrap="nowrap">
+							<h2 className={classes.name}>{account.name}</h2>
+
+							<Badge className={classes.accountType} variant="light">
 								{t(accountTypeKey(account.type))}
-							</Text>
-
-							<WalletIcon className={classes.accountIcon} />
+							</Badge>
 						</Group>
 
-						<Text className={classes.name} component="h2" fw={700}>
-							{account.name}
-						</Text>
-					</Stack>
-
-					<Stack className={classes.balance} gap="xs">
-						<Text c="dimmed" size="sm">
-							{t("accounts.currentValue")}
-						</Text>
-
 						<BrokerageAccountSummary summary={summary} />
 
-						<BrokerageAccountSourceStatus source={source} />
-					</Stack>
+						<Stack className={classes.details} gap={2}>
+							{positionCounts && (
+								<Text c="dimmed" size="xs">
+									{t("accounts.positions", {
+										count: positionCounts.total,
+									})}
+								</Text>
+							)}
 
-					{!!positionCounts && (
-						<dl className={classes.positions}>
-							<div className={classes.stocks}>
-								<dt>{t("accounts.stocks")}</dt>
+							<BrokerageAccountSourceStatus source={source} />
+						</Stack>
 
-								<dd>
-									{new Intl.NumberFormat("ru-RU").format(positionCounts.stocks)}
-								</dd>
-							</div>
-
-							<div className={classes.bonds}>
-								<dt>{t("accounts.bonds")}</dt>
-
-								<dd>
-									{new Intl.NumberFormat("ru-RU").format(positionCounts.bonds)}
-								</dd>
-							</div>
-						</dl>
-					)}
-
-					<Group className={classes.footer} gap="sm" justify="space-between">
-						{!!account.openedOn && (
-							<Text c="dimmed" size="xs">
-								{t("accounts.openedOn", {
-									date: formatDate(account.openedOn),
-								})}
-							</Text>
+						{summary.state === "available" && (
+							<Stack className={classes.structure} gap={4}>
+								{summary.portfolio.structure.currencies.map(item => (
+									<StructureBar item={item} key={item.currency} />
+								))}
+							</Stack>
 						)}
 
-						<Text className={classes.open} component="span" fw={600} size="sm">
-							{t("accounts.openAccount")}
-
-							<span aria-hidden="true" className={classes.arrow}>
-								→
-							</span>
-						</Text>
-					</Group>
-				</Card>
+						<AccountDescription
+							account={{ account, positionCounts, source, summary }}
+						/>
+					</Link>
+				</li>
 			))}
-		</SimpleGrid>
+		</ul>
 	);
 };
 

src/entities/brokerage-event/index.ts

@@ -2,8 +2,9 @@ export {
 	type BrokerageEvent,
 	useBrokerageEvents,
 } from "./api/useBrokerageEvents";
-export { brokerageEventKey } from "./model/event-key";
+export { brokerageEventGroupKey, brokerageEventKey } from "./model/event-key";
 export { BrokerageEventCard } from "./ui/BrokerageEventCard";
+export { BrokerageEventGroup } from "./ui/BrokerageEventGroup";
 export {
 	BrokerageEventsPreview,
 	type BrokerageEventsPreviewState,

src/entities/brokerage-event/model/event-key.test.ts

@@ -0,0 +1,57 @@
+import { describe, expect, it } from "vitest";
+
+import type { BrokerageEvent } from "../api/useBrokerageEvents";
+
+import { brokerageEventGroupKey } from "./event-key";
+
+const base: BrokerageEvent = {
+	account: { id: "account-1", name: "Брокерский" },
+	date: "2026-08-20",
+	dateKind: "event",
+	displayName: "ОФЗ 26238",
+	figi: "FIGI",
+	instrumentUid: "UID",
+	isin: "RU000A0JX0J2",
+	logoName: null,
+	projectedAmount: { currency: "RUB", value: "100" },
+	ticker: "OFZ",
+	type: "coupon",
+};
+
+describe("brokerageEventGroupKey", () => {
+	it("uses date, preferred identity, exact type and dateKind", () => {
+		const key = brokerageEventGroupKey(base);
+
+		expect(brokerageEventGroupKey({
+			...base,
+			account: { id: "account-2", name: "ИИС" },
+			figi: "OTHER-FIGI",
+		})).toBe(key);
+		expect(brokerageEventGroupKey({ ...base, date: "2026-08-21" }))
+			.not.toBe(key);
+		expect(brokerageEventGroupKey({ ...base, dateKind: "registry" }))
+			.not.toBe(key);
+		expect(brokerageEventGroupKey({ ...base, type: "dividend" }))
+			.not.toBe(key);
+	});
+
+	it("falls back through FIGI and ISIN and rejects missing identity", () => {
+		expect(brokerageEventGroupKey({ ...base, instrumentUid: null }))
+			.toBe(brokerageEventGroupKey({ ...base, instrumentUid: "" }));
+		expect(brokerageEventGroupKey({
+			...base,
+			figi: null,
+			instrumentUid: null,
+		})).toBe(brokerageEventGroupKey({
+			...base,
+			figi: "",
+			instrumentUid: null,
+		}));
+		expect(brokerageEventGroupKey({
+			...base,
+			figi: null,
+			instrumentUid: null,
+			isin: null,
+		})).toBeNull();
+	});
+});

src/entities/brokerage-event/model/event-key.ts

@@ -1,5 +1,13 @@
 import type { BrokerageEvent } from "../api/useBrokerageEvents";
 
+function brokerageEventGroupKey(event: BrokerageEvent): null | string {
+	const identity = event.instrumentUid || event.figi || event.isin;
+
+	return identity
+		? JSON.stringify([event.date, identity, event.type, event.dateKind])
+		: null;
+}
+
 function brokerageEventKey(event: BrokerageEvent) {
 	return JSON.stringify([
 		event.account?.id, event.type, event.date, event.instrumentUid,
@@ -7,4 +15,4 @@ function brokerageEventKey(event: BrokerageEvent) {
 	]);
 }
 
-export { brokerageEventKey };
+export { brokerageEventGroupKey, brokerageEventKey };

src/entities/brokerage-event/ui/BrokerageEventCard.tsx

@@ -4,6 +4,7 @@ import { EntryCard } from "@wealthledger/ui";
 import { useTranslation } from "react-i18next";
 
 import { formatDate, formatMoney, instrumentLogoUrl } from "@/shared/lib";
+import { PayoutCard } from "@/shared/ui";
 
 import type { BrokerageEvent } from "../api/useBrokerageEvents";
 
@@ -15,6 +16,27 @@ const BrokerageEventCard: FC<BrokerageEventCardProps> = (props) => {
 
 	const date = formatDate(event.date);
 
+	if (event.type === "coupon" || event.type === "dividend") {
+		const title = [t(`events.type.${event.type}`), event.displayName].join(" · ");
+
+		const extraMetadata = [event.isin, event.account?.name]
+			.filter(Boolean)
+			.join(" · ");
+
+		return (
+			<PayoutCard
+				date={date}
+				dateKind={event.dateKind}
+				extraMetadata={extraMetadata}
+				imageSrc={instrumentLogoUrl(event.logoName)}
+				initial={(event.ticker.trim()[0] ?? "?").toUpperCase()}
+				kind="forecast"
+				projectedAmount={event.projectedAmount}
+				title={title}
+			/>
+		);
+	}
+
 	const metadata = [
 		date,
 		event.dateKind === "registry"
@@ -40,7 +62,7 @@ const BrokerageEventCard: FC<BrokerageEventCardProps> = (props) => {
 			title={[t(`events.type.${event.type}`), event.displayName].join(" · ")}
 			tone="neutral"
 			value={projectedAmount}
-			valueLabel={t("events.projectedAmount")}
+			valueLabel={t("payout.forecast")}
 		/>
 	);
 };

src/entities/brokerage-event/ui/BrokerageEventGroup.test.tsx

@@ -0,0 +1,122 @@
+import { MantineProvider } from "@mantine/core";
+import { render, screen, within } from "@testing-library/react";
+import { MemoryRouter } from "react-router";
+import { describe, expect, it } from "vitest";
+
+import type { BrokerageEvent } from "../api/useBrokerageEvents";
+
+import { BrokerageEventGroup } from "./BrokerageEventGroup";
+
+function event(
+	account: { id: string; name: string },
+	value: null | string,
+	currency = "RUB",
+): BrokerageEvent {
+	return {
+		account,
+		date: "2026-08-20",
+		dateKind: "registry",
+		displayName: "ОФЗ 26238",
+		figi: "FIGI",
+		instrumentUid: "UID",
+		isin: "RU000A0JX0J2",
+		logoName: null,
+		projectedAmount: value === null ? null : { currency, value },
+		ticker: "OFZ",
+		type: "coupon",
+	};
+}
+
+function renderGroup(
+	events: [BrokerageEvent, BrokerageEvent],
+	isTotalVisible = true,
+) {
+	return render(
+		<MantineProvider>
+			<MemoryRouter>
+				<ul>
+					<BrokerageEventGroup
+						events={events}
+						totalVisible={isTotalVisible}
+					/>
+				</ul>
+			</MemoryRouter>
+		</MantineProvider>,
+	);
+}
+
+describe("BrokerageEventGroup", () => {
+	it("shows an unsigned forecast total and every account forecast", () => {
+		renderGroup([
+			event({ id: "broker", name: "Брокерский" }, "100.5"),
+			event({ id: "iis", name: "ИИС" }, "49.5"),
+		]);
+
+		expect(screen.getByText("Купон · ОФЗ 26238")).toBeInTheDocument();
+		expect(screen.getByText("150 ₽")).toBeInTheDocument();
+		expect(screen.getAllByText("Прогноз").length).toBeGreaterThanOrEqual(3);
+
+		const accounts = within(screen.getByRole("list", {
+			name: /Купон · ОФЗ 26238, 20\.08\.2026 · Дата реестра, 150 ₽/,
+		}));
+
+		expect(accounts.getByText("Брокерский")).toBeInTheDocument();
+		expect(accounts.getByText("ИИС")).toBeInTheDocument();
+		expect(accounts.getByText("100,5 ₽")).toBeInTheDocument();
+		expect(accounts.getByText("49,5 ₽")).toBeInTheDocument();
+		expect(accounts.queryByRole("link")).not.toBeInTheDocument();
+	});
+
+	it("announces an unknown total as unavailable", () => {
+		renderGroup([
+			event({ id: "broker", name: "Брокерский" }, null),
+			event({ id: "iis", name: "ИИС" }, "49.5"),
+		]);
+
+		expect(screen.getByRole("list", {
+			name: /Купон · ОФЗ 26238.*Итог недоступен/,
+		})).toBeInTheDocument();
+		expect(screen.getByText("Сумма неизвестна")).toBeInTheDocument();
+	});
+
+	it("hides the total for incomplete data", () => {
+		renderGroup([
+			event({ id: "broker", name: "Брокерский" }, "100.5"),
+			event({ id: "iis", name: "ИИС" }, "49.5"),
+		], false);
+		expect(screen.queryByText("150 ₽")).not.toBeInTheDocument();
+	});
+
+	it("allows zero source forecasts to produce a visible zero total", () => {
+		renderGroup([
+			event({ id: "broker", name: "Брокерский" }, "0"),
+			event({ id: "iis", name: "ИИС" }, "0.00"),
+		]);
+
+		expect(screen.getAllByText("0 ₽")).toHaveLength(2);
+		expect(screen.getByText("0,00 ₽")).toBeInTheDocument();
+	});
+
+	it("shows separate forecast totals per currency without conversion", () => {
+		renderGroup([
+			event({ id: "broker", name: "Брокерский" }, "10", "USD"),
+			event({ id: "iis", name: "ИИС" }, "200"),
+		]);
+
+		expect(screen.getByRole("list", { name: /10 USD.*200 ₽/ }))
+			.toBeInTheDocument();
+	});
+
+	it("shows an offer group without a total", () => {
+		renderGroup([
+			{ ...event({ id: "broker", name: "Брокерский" }, null), type: "offer" },
+			{ ...event({ id: "iis", name: "ИИС" }, null), type: "offer" },
+		]);
+
+		const accounts = within(screen.getByRole("list", {
+			name: /Итог недоступен/,
+		}));
+
+		expect(accounts.getAllByRole("listitem")).toHaveLength(2);
+	});
+});

src/entities/brokerage-event/ui/BrokerageEventGroup.tsx

@@ -0,0 +1,87 @@
+import type { FC } from "react";
+
+import { EntryCard } from "@wealthledger/ui";
+import { useTranslation } from "react-i18next";
+
+import {
+	formatDate,
+	formatMoney,
+	instrumentLogoUrl,
+	sumMoney,
+	totalText,
+} from "@/shared/lib";
+import { AccountRow, EntryGroup, EntryGroupTotal } from "@/shared/ui";
+
+import type { BrokerageEvent } from "../api/useBrokerageEvents";
+
+import { brokerageEventKey } from "../model/event-key";
+
+type BrokerageEventGroupProps = {
+	events: [BrokerageEvent, BrokerageEvent, ...BrokerageEvent[]];
+	totalVisible: boolean;
+};
+
+const BrokerageEventGroup: FC<BrokerageEventGroupProps> = (props) => {
+	const { t } = useTranslation();
+	const [first] = props.events;
+	const typeLabel = t(`events.type.${first.type}`);
+
+	const amounts = props.events.flatMap(event =>
+		event.projectedAmount ? [event.projectedAmount] : [],
+	);
+
+	const totals = props.totalVisible && amounts.length === props.events.length
+		? sumMoney(amounts)
+		: null;
+
+	const date = formatDate(first.date);
+
+	const metadata = [
+		date,
+		first.dateKind === "registry" ? t("events.dateKind.registry") : null,
+	].filter(Boolean).join(" · ");
+
+	const title = `${typeLabel} · ${first.displayName}`;
+	const totalsText = totalText(totals, false);
+
+	const accessibleName = [
+		title,
+		metadata,
+		totalsText || t("entryGroup.totalUnavailable"),
+	].join(", ");
+
+	return (
+		<EntryGroup
+			header={(
+				<EntryCard
+					imageSrc={instrumentLogoUrl(first.logoName)}
+					initial={(first.ticker.trim()[0] ?? "?").toUpperCase()}
+					metadata={metadata}
+					title={title}
+					tone="neutral"
+					value={<EntryGroupTotal totals={totals} />}
+					valueLabel={t("payout.forecast")}
+					wrap
+				/>
+			)}
+			label={accessibleName}
+		>
+			{props.events.map((event) => {
+				const value = event.projectedAmount
+					? formatMoney(event.projectedAmount)
+					: t("events.noAmount");
+
+				return (
+					<AccountRow
+						accountName={event.account?.name ?? "—"}
+						key={brokerageEventKey(event)}
+						value={value}
+						valueLabel={t("payout.forecast")}
+					/>
+				);
+			})}
+		</EntryGroup>
+	);
+};
+
+export { BrokerageEventGroup };

src/entities/brokerage-event/ui/BrokerageEventsPreview/BrokerageEventsPreview.tsx

@@ -5,13 +5,18 @@ import { LoadingSkeleton } from "@wealthledger/ui";
 import { useTranslation } from "react-i18next";
 import { Link } from "react-router";
 
+import { groupItems } from "@/shared/lib";
+
 import type { BrokerageEvent } from "../../api/useBrokerageEvents";
 
-import { brokerageEventKey } from "../../model/event-key";
+import { brokerageEventGroupKey, brokerageEventKey } from "../../model/event-key";
 import { BrokerageEventCard } from "../BrokerageEventCard";
+import { BrokerageEventGroup } from "../BrokerageEventGroup";
 
 type BrokerageEventsPreviewProps = {
+	allAccounts?: boolean;
 	events: BrokerageEventsPreviewState;
+	moreLabel?: string;
 };
 
 type BrokerageEventsPreviewState
@@ -19,6 +24,7 @@ type BrokerageEventsPreviewState
 		items: BrokerageEvent[];
 		state: "loaded" | "partial";
 		to: string;
+		totalVisible?: boolean;
 	}
 	| { state: "empty"
 		| "error"
@@ -42,16 +48,35 @@ const BrokerageEventsPreview: FC<BrokerageEventsPreviewProps> = (props) => {
 
 			{events.state === "partial" && <Text role="status">{t("investment.partial")}</Text>}
 
-			{(events.state === "loaded" || events.state === "partial")
-				&& events.items.map(event => (
-					<BrokerageEventCard
-						event={event}
-						key={brokerageEventKey(event)}
-					/>
-				))}
+			{(events.state === "loaded" || events.state === "partial") && (
+				<Stack
+					component="ul"
+					gap="sm"
+					m={0}
+					p={0}
+					style={{ listStyle: "none" }}
+				>
+					{groupItems(
+						events.items,
+						props.allAccounts ? brokerageEventGroupKey : () => null,
+					).map(entry => entry.type === "group"
+						? (
+								<BrokerageEventGroup
+									events={entry.items}
+									key={entry.key}
+									totalVisible={events.totalVisible === true}
+								/>
+							)
+						: (
+								<li key={brokerageEventKey(entry.item)}>
+									<BrokerageEventCard event={entry.item} />
+								</li>
+							))}
+				</Stack>
+			)}
 
 			<Button component={Link} to={events.to} variant="subtle">
-				{t("events.open")}
+				{props.moreLabel ?? t("events.open")}
 			</Button>
 		</Stack>
 	);

src/entities/income/api/useIncome.ts

@@ -4,9 +4,6 @@ type IncomeAnalytics = NonNullable<
 	paths["/api/v1/brokerage-accounts/{accountId}/income-analytics"]["get"]["responses"][200]["content"]["application/json"]["data"]
 >;
 
-type IncomeAnalyticsMeta
-	= paths["/api/v1/brokerage-accounts/{accountId}/income-analytics"]["get"]["responses"][200]["content"]["application/json"]["meta"];
-
 type IncomeSummary = NonNullable<
 	paths["/api/v1/brokerage-accounts/{accountId}/income-summary"]["get"]["responses"][200]["content"]["application/json"]["data"]
 >;
@@ -47,7 +44,6 @@ function useIncomeSummary(accountId?: string) {
 
 export {
 	type IncomeAnalytics,
-	type IncomeAnalyticsMeta,
 	type IncomeSummary,
 	useIncomeAnalytics,
 	useIncomeSummary,

src/entities/income/index.ts

@@ -1,6 +1,5 @@
 export {
 	type IncomeAnalytics,
-	type IncomeAnalyticsMeta,
 	type IncomeSummary,
 	useIncomeAnalytics,
 	useIncomeSummary,

src/entities/stock/api/queries.ts

@@ -6,10 +6,6 @@ import {
 
 type StockCandles = NonNullable<paths["/api/v1/stocks/{uid}/candles"]["get"]["responses"][200]["content"]["application/json"]["data"]>;
 
-type StockPosition = NonNullable<paths["/api/v1/stocks/{uid}/position"]["get"]["responses"][200]["content"]["application/json"]["data"]>;
-
-const MIN_STOCK_SEARCH_LENGTH = 2;
-
 type StockDividends = NonNullable<paths["/api/v1/stocks/{uid}/dividends"]["get"]["responses"][200]["content"]["application/json"]["data"]>;
 
 type StockPeriod = NonNullable<
@@ -18,6 +14,8 @@ type StockPeriod = NonNullable<
 	>["period"]
 >;
 
+type StockPosition = NonNullable<paths["/api/v1/stocks/{uid}/position"]["get"]["responses"][200]["content"]["application/json"]["data"]>;
+
 const STOCK_STALE_TIME_MS = 30_000;
 
 function useStock(identifier: string) {
@@ -96,18 +94,7 @@ function useStockQuote(uid: string) {
 	});
 }
 
-function useStockSearch(query: string) {
-	return useResourceQuery({
-		...apiQueryClient.queryOptions("get", "/api/v1/stocks", {
-			params: { query: { query } },
-		}),
-		enabled: query.length >= MIN_STOCK_SEARCH_LENGTH,
-		staleTime: STOCK_STALE_TIME_MS,
-	});
-}
-
 export {
-	MIN_STOCK_SEARCH_LENGTH,
 	type StockCandles,
 	type StockDividends,
 	type StockPosition,
@@ -117,5 +104,4 @@ export {
 	useStockDividends,
 	useStockPosition,
 	useStockQuote,
-	useStockSearch,
 };

src/entities/stock/index.ts

@@ -1,5 +1,4 @@
 export {
-	MIN_STOCK_SEARCH_LENGTH,
 	type StockCandles,
 	type StockDividends,
 	type StockPosition,
@@ -9,5 +8,4 @@ export {
 	useStockDividends,
 	useStockPosition,
 	useStockQuote,
-	useStockSearch,
 } from "./api/queries";

src/features/auth/model/auth-context.ts

@@ -7,7 +7,12 @@ type AuthContextValue = {
 	logout: () => Promise<void>;
 	ready: boolean;
 	register: (email: string, password: string) => Promise<void>;
+	retry: () => void;
 	signedOut: boolean;
+	/**
+	Refresh failed with a network error or 5xx; the refresh cookie may still be valid.
+	*/
+	unavailable: boolean;
 	user: undefined | User;
 };
 

src/features/auth/model/auth.schema.test.ts

@@ -0,0 +1,55 @@
+import { describe, expect, it } from "vitest";
+
+import { loginSchema, registerSchema } from "./auth.schema";
+
+const email = "user@example.com";
+
+function canLogIn(password: string) {
+	return loginSchema.safeParse({ email, password }).success;
+}
+
+function canRegister(password: string, confirmation = password) {
+	return registerSchema.safeParse({
+		email,
+		password,
+		passwordConfirmation: confirmation,
+	}).success;
+}
+
+// Register policy: 8..72 printable ASCII (bcrypt reads 72 bytes, so non-ASCII could be
+// truncated). Login stays lenient so accounts created under the old policy still sign in.
+describe("auth password policy", () => {
+	it.each([
+		["7 chars", "a".repeat(7), false],
+		["8 chars", "a".repeat(8), true],
+		["72 chars", "a".repeat(72), true],
+		["73 chars", "a".repeat(73), false],
+		["printable symbols and space", "Aa1 !~\"#$%&'()*+,-./:;<=>?@", true],
+		["Cyrillic, 8+ chars", "пароль-пароль", false],
+		["emoji", "passw😀rd", false],
+		["tab", "pass\tword1", false],
+		["newline", "password1\n", false],
+		["DEL", "password\u{7F}1", false],
+	])("register: %s", (_, password, accepted) => {
+		expect(canRegister(password)).toBe(accepted);
+	});
+
+	it("register compares the raw password with its confirmation", () => {
+		const padded = "  spaced pass  ";
+
+		expect(canRegister(padded)).toBe(true);
+		expect(canRegister(padded, padded.trim())).toBe(false);
+	});
+
+	it.each([
+		["legacy Cyrillic password", "пароль-пароль", true],
+		["short legacy password", "short", true],
+		["72 bytes", "a".repeat(72), true],
+		["73 bytes", "a".repeat(73), false],
+		["36 Cyrillic letters = 72 bytes", "я".repeat(36), true],
+		["37 Cyrillic letters = 74 bytes", "я".repeat(37), false],
+		["empty", "", false],
+	])("login: %s", (_, password, accepted) => {
+		expect(canLogIn(password)).toBe(accepted);
+	});
+});

src/features/auth/model/auth.schema.ts

@@ -7,8 +7,10 @@ const EMAIL_PART_COUNT = 2;
 const ASCII_SPACE = 32;
 const ASCII_DELETE = 127;
 const MAX_EMAIL_LENGTH = 254;
-const MIN_PASSWORD_BYTES = 12;
+const MIN_PASSWORD_LENGTH = 8;
 const MAX_PASSWORD_BYTES = 72;
+// Printable ASCII keeps characters == bytes, within the bcrypt 72-byte limit.
+const ASCII_TILDE = 126;
 
 function isEmailCharacterInvalid(character: string): boolean {
 	const codePoint = character.codePointAt(0);
@@ -20,6 +22,14 @@ function isEmailCharacterInvalid(character: string): boolean {
 	);
 }
 
+function isPrintableAscii(value: string): boolean {
+	return value.split("").every((character) => {
+		const code = character.codePointAt(0) ?? 0;
+
+		return code >= ASCII_SPACE && code <= ASCII_TILDE;
+	});
+}
+
 const email = z
 	.string()
 	.trim()
@@ -33,28 +43,42 @@ const email = z
 		{ error: validationMessage("auth.validation.invalidEmail") },
 	);
 
-const password = z
+// Login stays lenient: accounts created under an older policy must still sign in.
+const loginPassword = z
 	.string()
+	.min(1)
 	.refine(
-		value =>
-			new TextEncoder().encode(value).length >= MIN_PASSWORD_BYTES
-				&& new TextEncoder().encode(value).length <= MAX_PASSWORD_BYTES,
-		{ error: validationMessage("auth.validation.invalidPasswordLength") },
+		value => new TextEncoder().encode(value).length <= MAX_PASSWORD_BYTES,
+		{ error: validationMessage("auth.validation.passwordTooLong") },
 	);
 
+const registerPassword = z
+	.string()
+	.min(MIN_PASSWORD_LENGTH, {
+		error: validationMessage("auth.validation.invalidPasswordLength"),
+	})
+	.max(MAX_PASSWORD_BYTES, {
+		error: validationMessage("auth.validation.invalidPasswordLength"),
+	})
+	.refine(isPrintableAscii, {
+		error: validationMessage("auth.validation.invalidPasswordLength"),
+	});
+
 const loginSchema = z.object({
 	email,
-	password,
+	password: loginPassword,
 	passwordConfirmation: z.string().optional(),
 });
 
-const registerSchema = loginSchema.refine(
-	value => value.password === value.passwordConfirmation,
-	{
-		error: validationMessage("auth.validation.passwordsDoNotMatch"),
-		path: ["passwordConfirmation"],
-	},
-);
+const registerSchema = loginSchema
+	.extend({ password: registerPassword })
+	.refine(
+		value => value.password === value.passwordConfirmation,
+		{
+			error: validationMessage("auth.validation.passwordsDoNotMatch"),
+			path: ["passwordConfirmation"],
+		},
+	);
 
 type AuthFormValues = z.input<typeof loginSchema>;
 

src/features/auth/model/auth.test.tsx

@@ -3,8 +3,9 @@ import type { FC, PropsWithChildren } from "react";
 import { QueryClientProvider, useQueryClient } from "@tanstack/react-query";
 import { act, renderHook, waitFor } from "@testing-library/react";
 import { http, HttpResponse } from "msw";
-import { describe, expect, it } from "vitest";
+import { describe, expect, it, onTestFinished, vi } from "vitest";
 
+import * as sharedApi from "@/shared/api";
 import { apiClient, apiQueryClient, useAuthenticatedQuery } from "@/shared/api";
 import { createTestQueryClient } from "@/test/query";
 import { resource } from "@/test/resource";
@@ -92,8 +93,10 @@ describe("AuthProvider", () => {
 		);
 	});
 
-	it("settles unauthenticated and clears cached data when cold-start refresh has a transport error", async () => {
-		server.use(http.post("*/api/v1/auth/refresh", () => HttpResponse.error()));
+	it("settles unauthenticated and clears cached data when cold-start refresh is rejected with 401", async () => {
+		server.use(http.post("*/api/v1/auth/refresh", () =>
+			HttpResponse.json({ code: "UNAUTHORIZED" }, { status: 401 }),
+		));
 		const queryClient = createTestQueryClient();
 		queryClient.setQueryData(["cached-query"], { value: "stale" });
 		queryClient.setQueryData(bankCardsKey, [{ id: "bank-card-1" }]);
@@ -103,12 +106,54 @@ describe("AuthProvider", () => {
 		await waitFor(() => expect(result.current.ready).toBe(true));
 
 		expect(result.current.user).toBeUndefined();
+		expect(result.current.unavailable).toBe(false);
 		expect(await requestAuthorization()).toBeNull();
 		expect(queryClient.getQueryData(["cached-query"])).toBeUndefined();
 		expect(queryClient.getQueryData(bankCardsKey)).toBeUndefined();
 	});
 
-	it("keeps the original protected 401 when serialized refresh has a transport error", async () => {
+	it.each([
+		["a transport error", () => HttpResponse.error()],
+		["a 502 from the proxy", () => new HttpResponse(null, { status: 502 })],
+		["a 503 problem", () => HttpResponse.json({ code: "INTERNAL_SERVER_ERROR" }, { status: 503 })],
+	])("settles as unavailable and keeps cached data when cold-start refresh gets %s", async (_name, failure) => {
+		server.use(http.post("*/api/v1/auth/refresh", failure));
+		const queryClient = createTestQueryClient();
+		queryClient.setQueryData(["cached-query"], { value: "kept" });
+		const wrapper: FC<PropsWithChildren> = createAuthWrapper(queryClient);
+		const { result } = renderHook(() => useAuth(), { wrapper });
+
+		await waitFor(() => expect(result.current.ready).toBe(true));
+
+		expect(result.current.user).toBeUndefined();
+		expect(result.current.unavailable).toBe(true);
+		expect(queryClient.getQueryData(["cached-query"])).toEqual({ value: "kept" });
+	});
+
+	it("restores the session when retry succeeds after an outage", async () => {
+		let isOutage = true;
+		server.use(http.post("*/api/v1/auth/refresh", () =>
+			isOutage
+				? new HttpResponse(null, { status: 502 })
+				: HttpResponse.json({
+						accessToken: "restored-token",
+						user: { email: "user@example.com", id: "user-1" },
+					}),
+		));
+		const queryClient = createTestQueryClient();
+		const wrapper: FC<PropsWithChildren> = createAuthWrapper(queryClient);
+		const { result } = renderHook(() => useAuth(), { wrapper });
+
+		await waitFor(() => expect(result.current.unavailable).toBe(true));
+		isOutage = false;
+		act(() => result.current.retry());
+
+		await waitFor(() => expect(result.current.user?.id).toBe("user-1"));
+		expect(result.current.unavailable).toBe(false);
+		expect(await requestAuthorization()).toBe("Bearer restored-token");
+	});
+
+	it("keeps the original protected 401 and the session when serialized refresh has a transport error", async () => {
 		let refreshCalls = 0;
 		server.use(
 			http.post("*/api/v1/auth/refresh", () => {
@@ -137,10 +182,11 @@ describe("AuthProvider", () => {
 		const response = await apiClient.GET("/api/v1/brokerage-accounts");
 
 		expect(response.response.status).toBe(401);
-		await waitFor(() => expect(result.current.user).toBeUndefined());
-		expect(await requestAuthorization()).toBeNull();
-		expect(queryClient.getQueryData(["cached-query"])).toBeUndefined();
-		expect(queryClient.getQueryData(bankCardsKey)).toBeUndefined();
+		// An unreachable server does not prove the session ended; the next 401 refreshes again.
+		await waitFor(() => expect(result.current.unavailable).toBe(true));
+		expect(result.current.user?.id).toBe("user-1");
+		expect(queryClient.getQueryData(["cached-query"])).toEqual({ value: "stale" });
+		expect(queryClient.getQueryData(bankCardsKey)).toEqual([{ id: "bank-card-1" }]);
 	});
 
 	it("clears connection status and financial cache independently on logout", async () => {
@@ -353,4 +399,23 @@ describe("AuthProvider", () => {
 			expect(result.current.cards.data?.[0]?.id).toBe("b-card"),
 		);
 	});
+
+	it("registers auth handlers once until unmount", async () => {
+		const configure = vi.spyOn(sharedApi, "configureAuthClient");
+		onTestFinished(() => configure.mockRestore());
+
+		const { rerender, result, unmount } = renderHook(useAuth, {
+			wrapper: createAuthWrapper(createTestQueryClient()),
+		});
+
+		await waitFor(() => expect(result.current.ready).toBe(true));
+		const registrations = configure.mock.calls.length;
+
+		rerender();
+		expect(configure).toHaveBeenCalledTimes(registrations);
+
+		unmount();
+		expect(configure).toHaveBeenCalledTimes(registrations + 1);
+		expect(configure).toHaveBeenLastCalledWith();
+	});
 });

src/features/auth/model/auth.vm.ts

@@ -5,6 +5,9 @@ import { apiClient, configureAuthClient, type paths } from "@/shared/api";
 
 import { type User } from "./auth-context";
 
+// A 5xx or network error means the server is unreachable, not that the session ended.
+const HTTP_SERVER_ERROR = 500;
+
 type Authentication
 	= paths["/api/v1/auth/login"]["post"]["responses"][200]["content"]["application/json"];
 
@@ -32,6 +35,8 @@ function useAuthProviderVm() {
 	const accessTokenRef = useRef<string | undefined>(undefined);
 	const [ready, setReady] = useState(false);
 	const [signedOut, setSignedOut] = useState(false);
+	const [unavailable, setUnavailable] = useState(false);
+	const unavailableRef = useRef(false);
 
 	const generationRef = useRef(0);
 	const userRef = useRef<undefined | User>(undefined);
@@ -49,12 +54,18 @@ function useAuthProviderVm() {
 		return next;
 	}, []);
 
+	const markUnavailable = useCallback((isUnavailable: boolean) => {
+		unavailableRef.current = isUnavailable;
+		setUnavailable(isUnavailable);
+	}, []);
+
 	const applyAuthentication = useCallback(
 		(authentication: Authentication) => {
 			const changedIdentity
 				= userRef.current && userRef.current.id !== authentication.user.id;
 
 			setSignedOut(false);
+			markUnavailable(false);
 			accessTokenRef.current = authentication.accessToken;
 
 			if (changedIdentity) {
@@ -67,16 +78,17 @@ function useAuthProviderVm() {
 			userRef.current = authentication.user;
 			setUser(authentication.user);
 		},
-		[queryClient],
+		[markUnavailable, queryClient],
 	);
 
 	const clearSession = useCallback(() => {
+		markUnavailable(false);
 		generationRef.current += 1;
 		userRef.current = undefined;
 		setUser(undefined);
 		accessTokenRef.current = undefined;
 		queryClient.clear();
-	}, [queryClient]);
+	}, [markUnavailable, queryClient]);
 
 	const refresh = useCallback((): Promise<boolean> => {
 		if (refreshPromiseRef.current) return refreshPromiseRef.current;
@@ -86,11 +98,12 @@ function useAuthProviderVm() {
 			if (started !== generationRef.current) return false;
 
 			try {
-				const { data } = await apiClient.POST("/api/v1/auth/refresh");
+				const { data, response } = await apiClient.POST("/api/v1/auth/refresh");
 				if (started !== generationRef.current) return false;
 
 				if (!data) {
-					clearSession();
+					if (response.status >= HTTP_SERVER_ERROR) markUnavailable(true);
+					else clearSession();
 
 					return false;
 				}
@@ -100,7 +113,7 @@ function useAuthProviderVm() {
 				return true;
 			}
 			catch {
-				if (started === generationRef.current) clearSession();
+				if (started === generationRef.current) markUnavailable(true);
 
 				return false;
 			}
@@ -112,7 +125,7 @@ function useAuthProviderVm() {
 		refreshPromiseRef.current = pending;
 
 		return pending;
-	}, [applyAuthentication, clearSession, serialize]);
+	}, [applyAuthentication, clearSession, markUnavailable, serialize]);
 
 	useEffect(() => {
 		void refresh().finally(() => setReady(true));
@@ -146,8 +159,10 @@ function useAuthProviderVm() {
 			clear: clearSession,
 			generation: () => generationRef.current,
 			refresh,
+			unavailable: () => unavailableRef.current,
 		});
-	});
+		// `user` tracks access-token changes, which configureAuthClient publishes as session state.
+	}, [clearSession, refresh, user]);
 	useEffect(() => () => configureAuthClient(), []);
 
 	const authContextValue = {
@@ -157,7 +172,9 @@ function useAuthProviderVm() {
 		ready,
 		register: (email: string, password: string) =>
 			authenticate("/api/v1/auth/register", email, password),
+		retry: () => void refresh(),
 		signedOut,
+		unavailable,
 		user,
 	};
 

src/features/auth/ui/AuthForm/AuthForm.test.tsx

@@ -30,4 +30,79 @@ describe("AuthForm", () => {
 		await waitFor(() => expect(onSubmit).not.toHaveBeenCalled());
 		expect(await screen.findByText("Пароли не совпадают")).toBeInTheDocument();
 	});
+
+	it.each([
+		["register", "Регистрация", "Уже есть аккаунт? Войти"],
+		["login", "Вход", "Нет аккаунта? Зарегистрироваться"],
+	])("blocks the switch-auth link while %s is submitting", async (_mode, submitLabel, linkLabel) => {
+		const { promise, resolve } = Promise.withResolvers<void>();
+		const onSubmit = vi.fn(() => promise);
+		render(
+			<MantineProvider>
+				<MemoryRouter>
+					<AuthForm
+						onSubmit={onSubmit}
+						register={_mode === "register"}
+					/>
+				</MemoryRouter>
+			</MantineProvider>,
+		);
+
+		fireEvent.change(screen.getByLabelText("Email"), {
+			target: { value: "user@example.com" },
+		});
+		fireEvent.change(screen.getByLabelText("Пароль"), {
+			target: { value: "a secure password" },
+		});
+
+		if (_mode === "register") {
+			fireEvent.change(screen.getByLabelText("Подтвердите пароль"), {
+				target: { value: "a secure password" },
+			});
+		}
+
+		fireEvent.click(screen.getByRole("button", { name: submitLabel }));
+
+		await waitFor(() => expect(onSubmit).toHaveBeenCalled());
+		expect(screen.queryByRole("link", { name: linkLabel })).not.toBeInTheDocument();
+		expect(screen.getByRole("button", { name: linkLabel })).toBeDisabled();
+
+		resolve();
+		await screen.findByRole("link", { name: linkLabel });
+	});
+
+	// Register policy is 8..72 printable ASCII; login accepts legacy passwords.
+	it.each([
+		["register", "Регистрация", "пароль-пароль", false],
+		["register", "Регистрация", "passw😀rd", false],
+		["register", "Регистрация", "a".repeat(7), false],
+		["register", "Регистрация", "a".repeat(8), true],
+		["register", "Регистрация", "a".repeat(72), true],
+		["register", "Регистрация", "a".repeat(73), false],
+		["login", "Вход", "пароль-пароль", true],
+	])("%s submits password %j: %s", async (mode, submitLabel, password, submitted) => {
+		const onSubmit = vi.fn().mockResolvedValue(undefined);
+
+		render(
+			<MantineProvider>
+				<MemoryRouter>
+					<AuthForm onSubmit={onSubmit} register={mode === "register"} />
+				</MemoryRouter>
+			</MantineProvider>,
+		);
+
+		fireEvent.change(screen.getByLabelText("Email"), { target: { value: "user@example.com" } });
+		fireEvent.change(screen.getByLabelText("Пароль"), { target: { value: password } });
+
+		if (mode === "register") {
+			fireEvent.change(screen.getByLabelText("Подтвердите пароль"), { target: { value: password } });
+		}
+
+		fireEvent.click(screen.getByRole("button", { name: submitLabel }));
+
+		await waitFor(() => expect(
+			screen.queryByText(/Пароль: от 8 до 72 символов/) === null,
+		).toBe(submitted));
+		expect(onSubmit).toHaveBeenCalledTimes(submitted ? 1 : 0);
+	});
 });

src/features/auth/ui/AuthForm/AuthForm.tsx

@@ -1,4 +1,4 @@
-import type { FC } from "react";
+import type { FC, ReactNode } from "react";
 
 import { zodResolver } from "@hookform/resolvers/zod";
 import { Alert, Button, Fieldset, PasswordInput, Stack, TextInput } from "@mantine/core";
@@ -15,7 +15,7 @@ import {
 
 type AuthFormProps = {
 	onSubmit: (email: string, password: string) => Promise<void>;
-	register?: true;
+	register?: boolean;
 };
 
 const AuthForm: FC<AuthFormProps> = (props) => {
@@ -45,6 +45,24 @@ const AuthForm: FC<AuthFormProps> = (props) => {
 	});
 
 	const to = register ? "/login" : "/register";
+	const switchLabel = t(register ? "auth.haveAccount" : "auth.noAccount");
+
+	let switchLink: ReactNode;
+
+	if (isSubmitting) {
+		switchLink = (
+			<Button aria-disabled disabled variant="subtle">
+				{switchLabel}
+			</Button>
+		);
+	}
+	else {
+		switchLink = (
+			<Button component={Link} to={to} variant="subtle">
+				{switchLabel}
+			</Button>
+		);
+	}
 
 	return (
 		<FormProvider {...methods}>
@@ -77,9 +95,7 @@ const AuthForm: FC<AuthFormProps> = (props) => {
 							{t(register ? "auth.register" : "auth.login")}
 						</Button>
 
-						<Button component={Link} to={to} variant="subtle">
-							{t(register ? "auth.haveAccount" : "auth.noAccount")}
-						</Button>
+						{switchLink}
 					</Stack>
 				</Fieldset>
 			</form>

src/features/instrument-details/model/section.test.ts

@@ -1,24 +1,27 @@
-import { describe, expect, it } from "vitest";
+import { describe, expect, it, vi } from "vitest";
 
 import { resource } from "@/test/resource";
 
 import { section } from "./section";
 
 describe("instrument source and transport presentation", () => {
-	it.each(["missing", "partial", "complete"] as const)(
+	it.each([
+		["initial-loading", "incomplete"],
+		["available", "complete"],
+	] as const)(
 		"keeps %s separate from successful transport",
-		(availability) => {
-			const data = availability === "missing" ? undefined : { rows: [] };
+		(availability, completeness) => {
+			const data = availability === "initial-loading" ? undefined : { rows: [] };
 
 			const state = section({
 				data,
 				isError: false,
-				meta: resource(data, { availability }).meta,
+				meta: resource(data, { availability, completeness }).meta,
 			});
 
-			expect(state.loading).toBe(availability === "missing");
-			expect(state.partial).toBe(availability === "partial");
-			expect(state.hasData).toBe(availability !== "missing");
+			expect(state.loading).toBe(availability === "initial-loading");
+			expect(state.partial).toBe(completeness === "incomplete");
+			expect(state.hasData).toBe(availability !== "initial-loading");
 		},
 	);
 	it("preserves empty successful data instead of treating it as missing", () => {
@@ -37,7 +40,12 @@ describe("instrument source and transport presentation", () => {
 
 	it("preserves a full source when force fails", () => {
 		const meta = resource([], {
-			sync: { errorCode: "TBANK_UNAVAILABLE", id: "work", state: "failed" },
+			lastAttempt: {
+				finishedAt: "2026-08-14T00:01:00Z",
+				problems: [],
+				startedAt: "2026-08-14T00:00:00Z",
+				state: "failed",
+			},
 		}).meta;
 
 		const state = section({ data: [], isError: false, meta });
@@ -53,7 +61,12 @@ describe("instrument source and transport presentation", () => {
 			data: undefined,
 			isError: false,
 			meta: resource(null, {
-				sync: { errorCode: "TBANK_UNAVAILABLE", id: "work", state: "failed" },
+				lastAttempt: {
+					finishedAt: "2026-08-14T00:01:00Z",
+					problems: [],
+					startedAt: "2026-08-14T00:00:00Z",
+					state: "failed",
+				},
 			}).meta,
 		});
 
@@ -63,4 +76,29 @@ describe("instrument source and transport presentation", () => {
 			loading: false,
 		});
 	});
+
+	it("carries the retry of an exhausted read and only of that read", () => {
+		const refetch = vi.fn(() => Promise.resolve());
+
+		const state = section({
+			data: { rows: [] },
+			error: { code: "TBANK_UNAVAILABLE", status: 503 },
+			isError: true,
+			isFetching: false,
+			refetch,
+		});
+
+		expect(state.readRetry?.exhausted).toBe(true);
+		state.readRetry?.onRetry();
+		expect(refetch).toHaveBeenCalledOnce();
+	});
+
+	it("offers no retry for access loss or a healthy read", () => {
+		const base = { data: undefined, isFetching: false, refetch: vi.fn() };
+
+		expect(section({ ...base, error: { code: "NOT_FOUND" }, isError: true })
+			.readRetry?.exhausted).toBe(false);
+		expect(section({ ...base, error: null, isError: false })
+			.readRetry?.exhausted).toBe(false);
+	});
 });

src/features/instrument-details/model/section.ts

@@ -1,10 +1,11 @@
-import type { InvestmentResourceMeta } from "@/shared/api";
+import { type InvestmentResourceMeta, readRetry } from "@/shared/api";
 
 type SectionState = {
 	error: boolean;
 	hasData: boolean;
 	loading: boolean;
 	partial?: boolean;
+	readRetry?: ReturnType<typeof readRetry>;
 };
 
 function hasSectionData(data: unknown) {
@@ -13,17 +14,31 @@ function hasSectionData(data: unknown) {
 
 function section(query: {
 	data: unknown;
+	error?: unknown;
 	isError: boolean;
+	isFetching?: boolean;
 	meta?: InvestmentResourceMeta;
+	refetch?: () => Promise<unknown>;
 }): SectionState {
-	const isError = query.isError || query.meta?.sync.state === "failed";
+	const isError = query.isError || query.meta?.lastAttempt.state === "failed";
 	const hasData = hasSectionData(query.data);
 
 	return {
 		error: isError,
 		hasData,
 		loading: !hasData && !isError,
-		partial: query.meta?.availability === "partial",
+		partial: query.meta?.completeness === "incomplete",
+		// Each section retries only its own GET, so sections recover independently.
+		readRetry: query.refetch
+			? readRetry([
+					{
+						error: query.error,
+						isError: query.isError,
+						isFetching: query.isFetching ?? false,
+						refetch: query.refetch,
+					},
+				])
+			: undefined,
 	};
 }
 

src/features/instrument-details/ui/InstrumentSection.view.tsx

@@ -12,6 +12,8 @@ import {
 import { LoadingSkeleton } from "@wealthledger/ui";
 import { useTranslation } from "react-i18next";
 
+import { ReadRetry } from "@/shared/ui";
+
 import type { SectionState } from "../model/section";
 
 import classes from "./InstrumentDetails.module.css";
@@ -81,6 +83,8 @@ const InstrumentSection: FC<InstrumentSectionProps> = (props) => {
 				</Alert>
 			)}
 
+			{!!props.state.readRetry && <ReadRetry {...props.state.readRetry} />}
+
 			{sectionContent}
 		</Paper>
 	);

src/features/tbank-connection/model/connection-boundary.ts

@@ -13,7 +13,6 @@ function isInvestmentPath(path: string) {
 		"/api/v1/brokerage-accounts",
 		"/api/v1/stocks",
 		"/api/v1/bonds",
-		"/api/v1/tbank-sync",
 	].some(root => path === root || path.startsWith(`${root}/`));
 }
 

src/features/tbank-connection/model/screen-sync.test.tsx

@@ -3,14 +3,12 @@ import { http, HttpResponse } from "msw";
 import { describe, expect, it, vi } from "vitest";
 
 import { useBrokerageAccounts } from "@/entities/brokerage-account";
-import { useStockQuote } from "@/entities/stock";
-import { configureAuthClient, invalidateResourceAccess } from "@/shared/api";
+import { configureAuthClient } from "@/shared/api";
 import { createQueryWrapper } from "@/test/query";
 import { resource } from "@/test/resource";
 import { server } from "@/test/server";
 
 import { useScreenSync } from "../index";
-import { commitTbankConnectionBoundary } from "./connection-boundary";
 
 function auth() {
 	configureAuthClient({
@@ -20,364 +18,23 @@ function auth() {
 	});
 }
 
-describe("page-owned screen synchronization", () => {
-	it("keeps the current scope when an older sync acceptance arrives last", async () => {
+describe("read-only screen synchronization", () => {
+	it("retries the resource with GET without requesting source observation", async () => {
 		auth();
-
-		const { promise: blocked, resolve: release }
-			= Promise.withResolvers<void>();
-
-		const posted: string[] = [];
-		const polled: string[] = [];
-		server.use(
-			http.post("*/api/v1/tbank-sync", async ({ request }) => {
-				const scope = (await request.json()) as {
-					accountId: string;
-					screen: "account";
-				};
-
-				posted.push(scope.accountId);
-				if (scope.accountId === "old") await blocked;
-
-				return HttpResponse.json(
-					{ id: scope.accountId, now: "2026-09-25T00:00:00Z", scope },
-					{ status: 202 },
-				);
-			}),
-			http.get("*/api/v1/tbank-sync/:id", ({ params }) => {
-				polled.push(String(params.id));
-
-				return HttpResponse.json({
-					id: params.id,
-					state: "succeeded",
-				});
-			}),
-		);
-
-		const { rerender, result } = renderHook(
-			({ accountId }) => useScreenSync({ accountId, screen: "account" }, []),
-			{
-				initialProps: { accountId: "old" },
-				wrapper: createQueryWrapper().wrapper,
-			},
-		);
-
-		let pending!: Promise<void>;
-		act(() => {
-			pending = result.current.refresh();
-		});
-		await waitFor(() => expect(posted).toEqual(["old"]));
-		rerender({ accountId: "new" });
-		await act(() => result.current.refresh());
-		await waitFor(() => expect(polled).toEqual(["new"]));
-		await act(async () => {
-			release();
-			await pending;
-		});
-		expect(polled).toEqual(["new"]);
-		expect(posted).toEqual(["old", "new"]);
-	});
-	it.each([false, true])(
-		"recovers a failed GET without forcing the source (cached=%s)",
-		async (cached) => {
-			auth();
-			const modes: (null | string)[] = [];
-			let isUnavailable = !cached;
-			let posts = 0;
-			server.use(
-				http.get("*/api/v1/brokerage-accounts", ({ request }) => {
-					modes.push(new URL(request.url).searchParams.get("sync"));
-
-					return isUnavailable
-						? HttpResponse.json({ code: "UNAVAILABLE" }, { status: 503 })
-						: HttpResponse.json(
-								resource([], { dataRevision: String(modes.length) }),
-							);
-				}),
-				http.post("*/api/v1/tbank-sync", () => {
-					posts += 1;
-
-					return new HttpResponse(null, { status: 500 });
-				}),
-			);
-			const { queryClient, wrapper } = createQueryWrapper();
-
-			const { result } = renderHook(
-				() => {
-					const accounts = useBrokerageAccounts();
-					const disabled = useStockQuote("");
-
-					return {
-						accounts,
-						disabled,
-						sync: useScreenSync({ screen: "accounts" }, [accounts, disabled]),
-					};
-				},
-				{ wrapper },
-			);
-
-			if (cached) {
-				await waitFor(() =>
-					// eslint-disable-next-line vitest/no-conditional-expect -- The fixed table case selects the expected outcome; every case asserts its own branch.
-					expect(result.current.accounts.isSuccess).toBe(true),
-				);
-				isUnavailable = true;
-				void result.current.accounts.refetch();
-			}
-
-			isUnavailable = false;
-			await waitFor(() => expect(result.current.accounts.isSuccess).toBe(true));
-			expect(posts).toBe(0);
-			expect(modes.every(mode => mode === null)).toBe(true);
-			expect(result.current.disabled.data).toBeUndefined();
-			expect(
-				queryClient
-					.getQueryCache()
-					.findAll({ queryKey: ["get", "/api/v1/brokerage-accounts"] }),
-			).toHaveLength(1);
-		},
-	);
-	it.each([
-		["logout", true],
-		["connection", true],
-		["session", false],
-		["connection", false],
-		["access", false],
-	] as const)(
-		"discards source recovery after %s changes (HTTP already pending=%s)",
-		async (boundary, pending) => {
-			auth();
-
-			const { promise: blocked, resolve: release }
-				= Promise.withResolvers<void>();
-
-			let recoveryRequests = 0;
-			let isChanged = false;
-
-			try {
-				server.use(
-					http.get("*/api/v1/brokerage-accounts", async () => {
-						if (isChanged)
-							return HttpResponse.json(
-								resource([], { dataRevision: "current" }),
-							);
-
-						if (recoveryRequests > 0) {
-							recoveryRequests += 1;
-							await blocked;
-
-							return HttpResponse.json(resource([], { dataRevision: "old" }));
-						}
-
-						recoveryRequests += 1;
-
-						return HttpResponse.json(
-							resource(null, {
-								sync: {
-									errorCode: "TBANK_UNAVAILABLE",
-									id: "failed",
-									state: "failed",
-								},
-							}),
-						);
-					}),
-				);
-				const { queryClient, wrapper } = createQueryWrapper();
-				const published: unknown[] = [];
-
-				const unsubscribe = queryClient.getQueryCache().subscribe((event) => {
-					if (event.type === "updated" && event.action.type === "success")
-						published.push(event.query.state.data);
-				});
-
-				const { result } = renderHook(
-					() => {
-						const accounts = useBrokerageAccounts();
-
-						return {
-							accounts,
-							sync: useScreenSync({ screen: "accounts" }, [accounts]),
-						};
-					},
-					{ wrapper },
-				);
-
-				await waitFor(() =>
-					expect(result.current.accounts.meta?.sync.state).toBe("failed"),
-				);
-				vi.useFakeTimers();
-				if (pending)
-					await act(() => vi.advanceTimersByTimeAsync(5000));
-				expect(recoveryRequests).toBeGreaterThanOrEqual(1);
-
-				await act(async () => {
-					isChanged = true;
-
-					switch (boundary) {
-						case "access": {
-							invalidateResourceAccess(queryClient, "brokerage", {
-								code: "FORBIDDEN",
-							});
-
-							break;
-						}
-
-						case "logout": {
-							configureAuthClient();
-							queryClient.clear();
-
-							break;
-						}
-
-						case "session": {
-							auth();
-							queryClient.clear();
-
-							break;
-						}
-
-						case "connection": {
-							commitTbankConnectionBoundary(queryClient, {
-								connected: true,
-								connectedAt: "2026-09-27T00:00:00Z",
-							});
-						}
-					}
-
-					release();
-					if (!pending) await vi.advanceTimersByTimeAsync(5000);
-				});
-				vi.useRealTimers();
-				if (boundary === "connection" && !pending)
-					await waitFor(() =>
-						// eslint-disable-next-line vitest/no-conditional-expect -- The fixed table case selects the expected outcome; every case asserts its own branch.
-						expect(result.current.accounts.meta?.dataRevision).toBe("current"),
-					);
-				expect(published).not.toContainEqual(
-					expect.objectContaining({
-						meta: expect.objectContaining({ dataRevision: "old" }) as unknown,
-					}),
-				);
-				unsubscribe();
-			}
-			finally {
-				vi.useRealTimers();
-			}
-		},
-	);
-	it.each([false, true])(
-		"recovers an initial GET failure without forced sync (status retry=%s)",
-		async (retryStatus) => {
-			auth();
-			const modes: (null | string)[] = [];
-			let posts = 0;
-			let polls = 0;
-
-			try {
-				server.use(
-					http.get("*/api/v1/brokerage-accounts", ({ request }) => {
-						modes.push(new URL(request.url).searchParams.get("sync"));
-
-						return modes.length === 1
-							? HttpResponse.json({ code: "UNAVAILABLE" }, { status: 503 })
-							: HttpResponse.json(resource([]));
-					}),
-					http.post("*/api/v1/tbank-sync", () => {
-						posts += 1;
-
-						return HttpResponse.json({ id: "recover" }, { status: 202 });
-					}),
-					http.get("*/api/v1/tbank-sync/:id", () => {
-						polls += 1;
-
-						return retryStatus && polls === 1
-							? HttpResponse.json({ code: "UNAVAILABLE" }, { status: 503 })
-							: HttpResponse.json({
-									id: "recover",
-									state: "succeeded",
-								});
-					}),
-				);
-				const { queryClient, wrapper } = createQueryWrapper();
-
-				const { result } = renderHook(
-					() => {
-						const accounts = useBrokerageAccounts();
-						const disabled = useStockQuote("");
-
-						return {
-							accounts,
-							sync: useScreenSync({ screen: "accounts" }, [accounts, disabled]),
-						};
-					},
-					{ wrapper },
-				);
-
-				await waitFor(
-					() => expect(result.current.accounts.isSuccess).toBe(true),
-					{ timeout: 3000 },
-				);
-				expect(result.current.accounts.data).toEqual([]);
-
-				expect(modes).toEqual([null, null]);
-				expect(posts).toBe(0);
-				expect(polls).toBe(0);
-				expect(
-					queryClient
-						.getQueryCache()
-						.findAll({ queryKey: ["get", "/api/v1/brokerage-accounts"] }),
-				).toHaveLength(1);
-			}
-			finally {
-				vi.useRealTimers();
-			}
-		},
-	);
-	it("posts only its scope once and observes completion without importing again", async () => {
-		auth();
-		const modes: (null | string)[] = [];
-		const bodies: unknown[] = [];
-		let isCompleted = false;
-		let polls = 0;
-
-		const meta = () =>
-			resource([], { dataRevision: isCompleted ? "2" : "1" }).meta;
-
+		let gets = 0;
+		const syncModes: (null | string)[] = [];
 		server.use(
 			http.get("*/api/v1/brokerage-accounts", ({ request }) => {
-				modes.push(new URL(request.url).searchParams.get("sync"));
+				gets += 1;
+				syncModes.push(new URL(request.url).searchParams.get("sync"));
 
-				return HttpResponse.json(resource([], meta()));
-			}),
-			http.post("*/api/v1/tbank-sync", async ({ request }) => {
-				bodies.push(await request.json());
-				isCompleted = true;
-
-				return HttpResponse.json(
-					{
-						id: "screen",
-						now: "2026-09-25T00:00:00Z",
-						scope: { screen: "accounts" },
-					},
-					{ status: 202 },
-				);
-			}),
-			http.get("*/api/v1/tbank-sync/:id", () => {
-				polls++;
-
-				return HttpResponse.json(
-					{
-						errorCode: null,
-						id: "screen",
-						now: "2026-09-25T00:00:00Z",
-						scope: { screen: "accounts" },
-						state: "succeeded",
-					},
-				);
+				return gets === 1
+					? HttpResponse.json({ code: "TBANK_UNAVAILABLE" }, { status: 503 })
+					: HttpResponse.json(resource([]));
 			}),
 		);
 
-		const { result, unmount } = renderHook(
+		const { result } = renderHook(
 			() => {
 				const accounts = useBrokerageAccounts();
 
@@ -389,382 +46,67 @@ describe("page-owned screen synchronization", () => {
 			{ wrapper: createQueryWrapper().wrapper },
 		);
 
+		await waitFor(() => expect(gets).toBe(1));
+		await act(async () => result.current.sync.retry());
 		await waitFor(() => expect(result.current.accounts.data).toEqual([]));
-		await act(async () => {
-			await Promise.all([
-				result.current.sync.refresh(),
-				result.current.sync.refresh(),
-			]);
-		});
-		await waitFor(() =>
-			expect(result.current.accounts.meta?.dataRevision).toBe("2"),
-		);
-		expect(bodies).toEqual([{ screen: "accounts" }]);
 
-		expect(modes).toEqual([null, "observe"]);
-		vi.useFakeTimers();
-
-		try {
-			await act(() => vi.advanceTimersByTimeAsync(120_000));
-			expect(polls).toBe(1);
-
-			expect(modes).toEqual([null, "observe"]);
-			unmount();
-			await vi.advanceTimersByTimeAsync(120_000);
-			expect(polls).toBe(1);
-		}
-		finally {
-			vi.useRealTimers();
-		}
+		expect(gets).toBe(2);
+		expect(syncModes).toEqual([null, null]);
 	});
-	it.each(["leave", "logout"])(
-		"publishes completed empty coverage while history runs, then stops on %s",
-		async (boundary) => {
-			vi.useFakeTimers();
 
-			try {
-				auth();
-				let isCompleted = false;
-				let polls = 0;
-				const modes: (null | string)[] = [];
-
-				const snapshot = () =>
-					resource(isCompleted ? [] : null, {
-						dataRevision: isCompleted ? "covered" : "initial",
-						sync: { errorCode: null, id: "history", state: "running" },
-						unavailableReason: isCompleted
-							? undefined
-							: "CALENDAR_OR_ACCOUNT_HISTORY",
-					});
-
-				server.use(
-					http.get("*/api/v1/brokerage-accounts", ({ request }) => {
-						modes.push(new URL(request.url).searchParams.get("sync"));
-
-						return HttpResponse.json(snapshot());
-					}),
-					http.get("*/api/v1/tbank-sync/:id", () => {
-						polls++;
-
-						return HttpResponse.json(
-							{
-								errorCode: null,
-								id: "history",
-								now: "2026-09-25T00:00:00Z",
-								scope: null,
-								state: "running",
-							},
-						);
-					}),
-				);
-
-				const { result, unmount } = renderHook(
-					() => {
-						const accounts = useBrokerageAccounts();
-
-						return {
-							accounts,
-							sync: useScreenSync({ screen: "accounts" }, [accounts]),
-						};
-					},
-					{ wrapper: createQueryWrapper().wrapper },
-				);
-
-				await vi.waitFor(() => expect(modes).toEqual([null, "observe"]));
-				expect(polls).toBe(1);
-				expect(result.current.sync.refreshing).toBe(true);
-				expect(result.current.accounts.data).toBeUndefined();
-
-				isCompleted = true;
-				await act(() => vi.advanceTimersByTimeAsync(5000));
-				await vi.waitFor(() =>
-					expect(result.current.accounts.data).toEqual([]),
-				);
-
-				expect(result.current.sync.refreshing).toBe(true);
-				expect(modes).toEqual([null, "observe", "observe"]);
-
-				if (boundary === "leave") unmount();
-				else act(() => configureAuthClient());
-
-				await act(() => vi.advanceTimersByTimeAsync(60_000));
-				expect(polls).toBe(2);
-				expect(modes).toHaveLength(3);
-			}
-			finally {
-				vi.useRealTimers();
-			}
-		},
-	);
-
-	it("runs the next status poll and observe read only after five seconds", async () => {
+	it("refreshes the currently open resources together", async () => {
 		auth();
-		const modes: (null | string)[] = [];
-		const pollGaps: number[] = [];
-		let polls = 0;
-		let previousPollAt = 0;
-
+		let gets = 0;
 		server.use(
-			http.get("*/api/v1/brokerage-accounts", ({ request }) => {
-				modes.push(new URL(request.url).searchParams.get("sync"));
+			http.get("*/api/v1/brokerage-accounts", () => {
+				gets += 1;
 
-				return HttpResponse.json(
-					resource([], {
-						sync: { errorCode: null, id: "history", state: "running" },
-					}),
-				);
-			}),
-			http.get("*/api/v1/tbank-sync/:id", () => {
-				const now = Date.now();
-				if (previousPollAt) pollGaps.push(now - previousPollAt);
-				previousPollAt = now;
-				polls++;
-
-				return HttpResponse.json({
-					errorCode: null,
-					id: "history",
-					now: "2026-09-25T00:00:00Z",
-					scope: null,
-					state: "running",
-				});
+				return HttpResponse.json(resource([]));
 			}),
 		);
 
+		const { result } = renderHook(
+			() => {
+				const accounts = useBrokerageAccounts();
+
+				return useScreenSync({ screen: "accounts" }, [accounts]);
+			},
+			{ wrapper: createQueryWrapper().wrapper },
+		);
+
+		await waitFor(() => expect(gets).toBe(1));
+		await act(async () => result.current.refresh());
+		await waitFor(() => expect(gets).toBe(2));
+	});
+
+	it("does not manually refetch disabled resources", async () => {
 		vi.useFakeTimers();
+		const refetch = vi.fn(() => Promise.resolve());
+
+		const resource = {
+			isEnabled: false,
+			isError: true,
+			isFetching: false,
+			queryKey: [],
+			refetch,
+		};
 
 		try {
-			const { unmount } = renderHook(
-				() => {
-					const accounts = useBrokerageAccounts();
-
-					return {
-						accounts,
-						sync: useScreenSync({ screen: "accounts" }, [accounts]),
-					};
-				},
-				{ wrapper: createQueryWrapper().wrapper },
+			const { result, unmount } = renderHook(() =>
+				useScreenSync({ screen: "accounts" }, [resource]),
 			);
 
-			await vi.waitFor(() => expect(modes).toEqual([null, "observe"]));
-			expect(polls).toBe(1);
-
-			await act(() => vi.advanceTimersByTimeAsync(2500));
-			expect(polls).toBe(1);
-			expect(modes).toEqual([null, "observe"]);
-
-			await act(() => vi.advanceTimersByTimeAsync(5000));
-			await vi.waitFor(() => expect(polls).toBe(2));
-
-			expect(modes).toEqual([null, "observe", "observe"]);
-			expect(pollGaps).toHaveLength(1);
-			expect(pollGaps[0]).toBeGreaterThanOrEqual(5000);
-
-			unmount();
-			await act(() => vi.advanceTimersByTimeAsync(60_000));
-			expect(polls).toBe(2);
-			expect(modes).toHaveLength(3);
-		}
-		finally {
-			vi.useRealTimers();
-		}
-	});
-	it("observes resources immediately when a status response turns terminal", async () => {
-		auth();
-		const modes: (null | string)[] = [];
-		let isCompleted = false;
-		let polls = 0;
-
-		const meta = () =>
-			resource([], {
-				dataRevision: isCompleted ? "covered" : "initial",
-				sync: { errorCode: null, id: "history", state: "running" },
+			await act(async () => {
+				await result.current.refresh();
+				await result.current.retry();
 			});
+			await act(() => vi.advanceTimersByTime(1_800_000));
 
-		server.use(
-			http.get("*/api/v1/brokerage-accounts", ({ request }) => {
-				modes.push(new URL(request.url).searchParams.get("sync"));
-
-				return HttpResponse.json(meta());
-			}),
-			http.get("*/api/v1/tbank-sync/:id", () => {
-				polls++;
-
-				return HttpResponse.json({
-					errorCode: null,
-					id: "history",
-					now: "2026-09-25T00:00:00Z",
-					scope: null,
-					state: isCompleted ? "succeeded" : "running",
-				});
-			}),
-		);
-
-		vi.useFakeTimers();
-
-		try {
-			const { result } = renderHook(
-				() => {
-					const accounts = useBrokerageAccounts();
-
-					return {
-						accounts,
-						sync: useScreenSync({ screen: "accounts" }, [accounts]),
-					};
-				},
-				{ wrapper: createQueryWrapper().wrapper },
-			);
-
-			await vi.waitFor(() => expect(modes).toEqual([null, "observe"]));
-			expect(polls).toBe(1);
-			expect(result.current.sync.refreshing).toBe(true);
-
-			isCompleted = true;
-			await act(() => vi.advanceTimersByTimeAsync(5000));
-			await vi.waitFor(() => expect(modes).toEqual([null, "observe", "observe"]));
-
-			expect(polls).toBe(2);
-			expect(result.current.accounts.meta?.dataRevision).toBe("covered");
-			expect(result.current.sync.refreshing).toBe(false);
-
-			await act(() => vi.advanceTimersByTimeAsync(60_000));
-			expect(polls).toBe(2);
-			expect(modes).toHaveLength(3);
+			expect(refetch).not.toHaveBeenCalled();
+			unmount();
 		}
 		finally {
 			vi.useRealTimers();
 		}
 	});
-
-	it("clears private snapshots when status confirms access loss", async () => {
-		auth();
-		server.use(
-			http.get("*/api/v1/brokerage-accounts", () =>
-				HttpResponse.json(
-					resource(
-
-						[],
-						{
-							sync: { errorCode: null, id: "revoked", state: "running" },
-						},
-					),
-				),
-			),
-			http.get("*/api/v1/tbank-sync/:id", () =>
-				HttpResponse.json({ code: "INVALID_TBANK_TOKEN" }, { status: 400 }),
-			),
-		);
-
-		const { result } = renderHook(
-			() => {
-				const accounts = useBrokerageAccounts();
-
-				return {
-					accounts,
-					sync: useScreenSync({ screen: "accounts" }, [accounts]),
-				};
-			},
-			{ wrapper: createQueryWrapper().wrapper },
-		);
-
-		await waitFor(() => expect(result.current.accounts.isError).toBe(true));
-		expect(result.current.accounts.data).toBeUndefined();
-	});
-	it("observes a projection when only its dependency reports new coverage", async () => {
-		auth();
-		let isObserved = false;
-		const modes: (null | string)[] = [];
-
-		const dependency = resource(
-
-			[],
-			{
-				dataRevision: isObserved ? "covered" : "initial",
-				resourceKey: "operations",
-				sync: {
-					errorCode: null,
-					id: "dependency",
-					state: isObserved ? "idle" : "running",
-				},
-			},
-		).meta;
-
-		server.use(
-			http.get("*/api/v1/brokerage-accounts", ({ request }) => {
-				const mode = new URL(request.url).searchParams.get("sync");
-				modes.push(mode);
-				if (mode) isObserved = true;
-
-				return HttpResponse.json(
-					resource(
-						isObserved
-							? []
-							: null,
-						{
-							dependencies: [
-								{
-									...dependency,
-									dataRevision: isObserved ? "covered" : "initial",
-								},
-							],
-							resourceKey: "projection",
-						},
-					),
-				);
-			}),
-			http.get("*/api/v1/tbank-sync/:id", () =>
-
-				HttpResponse.json(
-					{
-						errorCode: null,
-						id: "dependency",
-						now: "2026-09-25T00:00:00Z",
-						scope: null,
-						state: "succeeded",
-					},
-				),
-			),
-		);
-
-		const { result } = renderHook(
-			() => {
-				const accounts = useBrokerageAccounts();
-				useScreenSync({ screen: "accounts" }, [accounts]);
-
-				return accounts;
-			},
-			{ wrapper: createQueryWrapper().wrapper },
-		);
-
-		await waitFor(() => expect(result.current.data).toEqual([]));
-
-		expect(modes).toEqual([null, "observe"]);
-	});
-
-	it("preserves a fresh snapshot and timestamp after a failed force", async () => {
-		auth();
-		const saved = resource([], { lastSuccessfulAt: "2026-09-25T01:00:00Z" });
-		server.use(
-			http.get("*/api/v1/brokerage-accounts", () => HttpResponse.json(saved)),
-			http.post("*/api/v1/tbank-sync", () =>
-				HttpResponse.json({ code: "TBANK_UNAVAILABLE" }, { status: 503 }),
-			),
-		);
-
-		const { result } = renderHook(
-			() => {
-				const accounts = useBrokerageAccounts();
-
-				return {
-					accounts,
-					sync: useScreenSync({ screen: "accounts" }, [accounts]),
-				};
-			},
-			{ wrapper: createQueryWrapper().wrapper },
-		);
-
-		await waitFor(() => expect(result.current.accounts.data).toEqual([]));
-		await act(() => result.current.sync.refresh());
-		await waitFor(() => expect(result.current.sync.transportError).toBe(true));
-		expect(result.current.accounts.meta).toEqual(saved.meta);
-	});
 });

src/features/tbank-connection/model/screen-sync.ts

@@ -1,269 +1,61 @@
-import {
-	focusManager,
-	onlineManager,
-	type QueryKey,
-	useQueryClient,
-} from "@tanstack/react-query";
+import type { QueryKey } from "@tanstack/react-query";
+
 import { useEffect, useRef } from "react";
 
-import {
-	ApiErrorCode,
-	apiErrorCode,
-	apiQueryClient,
-	invalidateResourceAccess,
-	type InvestmentResourceMeta,
-	isApiErrorCode,
-	type paths,
-	useAuthenticatedQueries,
-} from "@/shared/api";
-
-type InvestmentScreen
-	= paths["/api/v1/tbank-sync"]["post"]["requestBody"]["content"]["application/json"];
+import type { InvestmentResourceMeta } from "@/shared/api";
 
 type ScreenResource = {
+	isEnabled: boolean;
 	isError: boolean;
 	isFetching: boolean;
 	meta?: InvestmentResourceMeta;
-	observe: () => Promise<unknown>;
 	queryKey: QueryKey;
 	refetch: () => Promise<unknown>;
 };
 
-const STATUS_INTERVAL_MS = 5000;
-const FIRST_SOURCE_RECOVERY_DELAY_MS = 5000;
-const SECOND_SOURCE_RECOVERY_DELAY_MS = 15_000;
+type ScreenScope = {
+	[key: string]: unknown;
+	screen: string;
+};
 
-function requiresSourceRecovery(meta?: InvestmentResourceMeta): boolean {
-	if (!meta || meta.unavailableReason) return false;
+const READ_INTERVAL_MS = 1_800_000;
 
-	return ["cancelled", "failed"].includes(meta.sync.state)
-		|| meta.availability === "missing"
-		|| meta.freshness === "stale"
-		|| (meta.dependencies ?? []).some(dependency =>
-			requiresSourceRecovery(dependency),
-		);
-}
+function useScreenSync(_scope: ScreenScope, resources: ScreenResource[]) {
+	const resourcesRef = useRef(resources);
+	useEffect(() => {
+		resourcesRef.current = resources;
+	}, [resources]);
 
-function sourceRecoveryDelay(attempt: number): number | undefined {
-	switch (attempt) {
-		case 0: {
-			return FIRST_SOURCE_RECOVERY_DELAY_MS;
-		}
+	useEffect(() => {
+		const timer = setInterval(() => {
+			for (const resource of resourcesRef.current) {
+				if (!resource.isEnabled || resource.isFetching) continue;
+				void resource.refetch().catch(() => {});
+			}
+		}, READ_INTERVAL_MS);
 
-		case 1: {
-			return SECOND_SOURCE_RECOVERY_DELAY_MS;
-		}
+		return () => clearInterval(timer);
+	}, []);
 
-		default: {
-			return undefined;
-		}
-	}
-}
-
-function useScreenSync(scope: InvestmentScreen, resources: ScreenResource[]) {
-	const mutation = apiQueryClient.useMutation("post", "/api/v1/tbank-sync", {
-		retry: false,
-	});
-
-	const client = useQueryClient();
-	const deniedRef = useRef(new Set<unknown>());
-	const scopeKey = JSON.stringify(scope);
-
-	const requestInFlightRef = useRef<null | string>(null);
-	const lifecycleRecoveryRef = useRef(new Set<string>());
-	const sourceRecoveryRef = useRef(new Map<string, number>());
-	const sourceTimersRef = useRef(new Set<ReturnType<typeof setTimeout>>());
-
-	const isCurrentMutation
-		= JSON.stringify(mutation.variables?.body) === scopeKey;
-
-	const observedRef = useRef("");
-
-	const ids = [
-		...new Set([
-			...(isCurrentMutation && mutation.data ? [mutation.data.id] : []),
-			...resources
-				.flatMap(({ meta }) =>
-					meta ? [meta, ...(meta.dependencies ?? [])] : [],
-				)
-				.flatMap(meta =>
-					meta.sync.id
-					&& meta.sync.state === "running"
-						? [meta.sync.id]
-						: [],
-				),
-		]),
-	];
-
-	const statuses = useAuthenticatedQueries(
-		ids.map(id => ({
-			...apiQueryClient.queryOptions("get", "/api/v1/tbank-sync/{id}", {
-				params: { path: { id } },
-			}),
-			refetchInterval: (query: {
-				state: { data?: { state: string }; error: unknown };
-			}) =>
-				!(
-					query.state.error
-					|| (query.state.data && query.state.data.state !== "running")
-				) && STATUS_INTERVAL_MS,
-			refetchOnMount: false,
-			refetchOnWindowFocus: false,
-			retry: false,
-		})),
+	const isRefreshing = resources.some(
+		resource => resource.isEnabled && resource.isFetching,
 	);
 
-	useEffect(() => {
-		for (const status of statuses) {
-			if (!status.error || deniedRef.current.has(status.error)) {
-				continue;
-			}
-
-			deniedRef.current.add(status.error);
-			if (!isApiErrorCode(apiErrorCode(status.error), ApiErrorCode.NotFound))
-				invalidateResourceAccess(client, "brokerage", status.error);
-		}
-
-		if (statuses.every(status => !status.data)) return;
-
-		const observation = JSON.stringify([
-			scopeKey,
-			statuses.map(status => [
-				status.data?.id,
-				status.data?.state,
-				status.dataUpdatedAt,
-			]),
-			resources.map(resource => resource.queryKey),
-		]);
-
-		if (observedRef.current === observation) return;
-		observedRef.current = observation;
-
-		const isCompleted = statuses.every(
-			status => status.data && status.data.state !== "running",
-		);
-
-		for (const resource of resources)
-			if (isCompleted || !resource.isFetching)
-				void resource.observe().catch(() => {});
-	}, [client, statuses, resources, scopeKey]);
-
-	useEffect(() => {
-		const timers = sourceTimersRef.current;
-		const attempts = sourceRecoveryRef.current;
-
-		return () => {
-			for (const timer of timers) clearTimeout(timer);
-			timers.clear();
-			attempts.clear();
-		};
-	}, [scopeKey]);
-
-	useEffect(() => {
-		for (const resource of resources) {
-			if (
-				!requiresSourceRecovery(resource.meta)
-				|| resource.isFetching
-			) continue;
-
-			const key = JSON.stringify([scopeKey, resource.queryKey]);
-			const attempt = sourceRecoveryRef.current.get(key) ?? 0;
-			const delay = sourceRecoveryDelay(attempt);
-			if (delay === undefined) continue;
-
-			sourceRecoveryRef.current.set(key, attempt + 1);
-
-			const timer = setTimeout(() => {
-				sourceTimersRef.current.delete(timer);
-				void resource.refetch().catch(() => {});
-			}, delay);
-
-			sourceTimersRef.current.add(timer);
-		}
-	}, [resources, scopeKey]);
-
-	useEffect(() => {
-		const recover = () => {
-			for (const resource of resources) {
-				if (
-					!requiresSourceRecovery(resource.meta)
-					|| resource.isFetching
-				) continue;
-
-				const key = JSON.stringify([scopeKey, resource.queryKey]);
-				if (lifecycleRecoveryRef.current.has(key)) continue;
-
-				sourceRecoveryRef.current.delete(key);
-				lifecycleRecoveryRef.current.add(key);
-				void resource.refetch()
-					.catch(() => {})
-					.finally(() => lifecycleRecoveryRef.current.delete(key));
-			}
-		};
-
-		const unsubscribeFocus = focusManager.subscribe((focused) => {
-			if (focused) recover();
-		});
-
-		const unsubscribeOnline = onlineManager.subscribe((online) => {
-			if (online) recover();
-		});
-
-		return () => {
-			unsubscribeFocus();
-			unsubscribeOnline();
-		};
-	}, [resources, scopeKey]);
-
-	const isRefreshing
-		= (isCurrentMutation && mutation.isPending)
-			|| statuses.some(
-				status => !status.isError && status.data?.state === "running",
-			)
-			|| resources.some(({ meta }) => {
-				const status = statuses[ids.indexOf(meta?.sync.id ?? "")];
-
-				return (
-					!status?.isError
-					&& (!status?.data || status.data.state === "running")
-					&& meta?.sync.state === "running"
-				);
-			});
+	const eligible = resources.filter(
+		resource => resource.isEnabled && !resource.isFetching,
+	);
 
 	const refresh = async () => {
-		if (isRefreshing || requestInFlightRef.current === scopeKey) return;
-		requestInFlightRef.current = scopeKey;
-
-		try {
-			await mutation.mutateAsync({ body: scope });
-		}
-		catch {
-			/*
-			The mutation retains the transport error for presentation.
-			*/
-		}
-		finally {
-			if (requestInFlightRef.current === scopeKey)
-				requestInFlightRef.current
-
-					= null;
-		}
+		if (isRefreshing) return;
+		await Promise.allSettled(eligible.map(resource => resource.refetch()));
 	};
 
-	// Retry failed HTTP reads without asking the source to import again.
-	// A source failure (or explicit refresh with no read error) still needs a sync.
+	// Retry only the HTTP read; source attempts are reported in resource metadata.
 	const retry = async () => {
-		const failed = resources.filter(
-			resource => resource.isError,
-		);
+		const failed = eligible.filter(resource => resource.isError);
 
-		const failedStatuses = statuses.filter(status => status.isError);
-		if (failed.length > 0 || failedStatuses.length > 0) {
-			await Promise.allSettled([
-				...failed.map(resource => resource.observe()),
-				...failedStatuses.map(status => status.refetch()),
-			]);
-		}
+		if (failed.length > 0)
+			await Promise.allSettled(failed.map(resource => resource.refetch()));
 		else await refresh();
 	};
 
@@ -271,13 +63,11 @@ function useScreenSync(scope: InvestmentScreen, resources: ScreenResource[]) {
 		refresh,
 		refreshing: isRefreshing,
 		retry,
-		sourceError:
-			statuses.some(status => status.data?.state === "failed")
-			|| resources.some(({ meta }) => meta?.sync.state === "failed"),
-		transportError:
-			(isCurrentMutation && mutation.isError)
-			|| statuses.some(status => status.isError),
+		sourceError: resources.some(
+			({ meta }) => meta?.lastAttempt.state === "failed",
+		),
+		transportError: resources.some(resource => resource.isError),
 	};
 }
 
-export { type InvestmentScreen, useScreenSync };
+export { useScreenSync };

src/features/tbank-connection/model/sync.test.tsx

@@ -1,148 +0,0 @@
-import { act, renderHook, waitFor } from "@testing-library/react";
-import { http, HttpResponse } from "msw";
-import { describe, expect, it, vi } from "vitest";
-
-import { useBrokerageAccounts } from "@/entities/brokerage-account";
-import { apiQueryClient, configureAuthClient } from "@/shared/api";
-import { createQueryWrapper } from "@/test/query";
-import { resource } from "@/test/resource";
-import { server } from "@/test/server";
-
-import type { InvestmentScreen } from "./screen-sync";
-
-import { useScreenSync } from "../index";
-import { commitTbankConnectionBoundary } from "./connection-boundary";
-
-describe("sync connection and session boundaries", () => {
-	it.each(["connection", "session"])(
-		"keeps old status out of the cache after %s changes",
-		async (boundary) => {
-			let generation = 0;
-			configureAuthClient({
-				accessToken: () => "synthetic",
-				clear: vi.fn(),
-				generation: () => generation,
-				refresh: () => Promise.resolve(true),
-			});
-
-			const { promise: blocked, resolve: release }
-				= Promise.withResolvers<void>();
-
-			const accepted = {
-				id: "work",
-				now: "2026-09-25T12:00:00Z",
-				scope: { screen: "accounts" },
-			};
-
-			let started = 0;
-			let isChanged = false;
-			server.use(
-				http.get("*/api/v1/brokerage-accounts", () =>
-					HttpResponse.json(resource([], {
-						sync: { errorCode: null, id: "work", state: "running" },
-					})),
-				),
-				http.post("*/api/v1/tbank-sync", async () => {
-					started += 1;
-					await blocked;
-
-					return HttpResponse.json(accepted, { status: 202 });
-				}),
-				http.get("*/api/v1/tbank-sync/:id", async () => {
-					const now = isChanged ? "2026-09-25T12:01:00Z" : accepted.now;
-					started += 1;
-					await blocked;
-
-					return HttpResponse.json(
-						{
-							...accepted,
-							errorCode: null,
-							now,
-							state: "succeeded",
-						},
-					);
-				}),
-			);
-			const { queryClient, wrapper } = createQueryWrapper();
-			const published: string[] = [];
-
-			const unsubscribe = queryClient.getQueryCache().subscribe((event) => {
-				if (
-					(event.query.queryKey as readonly unknown[])[1]
-					!== "/api/v1/tbank-sync/{id}"
-				) {
-					return;
-				}
-
-				const data = event.query.state.data as undefined | { now?: string };
-				if (data?.now) published.push(data.now);
-			});
-
-			const { result } = renderHook(
-				() => {
-					const accounts = useBrokerageAccounts();
-					useScreenSync({ screen: "accounts" }, [accounts]);
-
-					return {
-						mutation: apiQueryClient.useMutation("post", "/api/v1/tbank-sync", {
-							retry: false,
-						}),
-					};
-				},
-				{ wrapper },
-			);
-
-			const screen: InvestmentScreen = { screen: "accounts" };
-			let mutation!: Promise<unknown>;
-			act(() => {
-				mutation = result.current.mutation.mutateAsync({ body: screen });
-			});
-
-			// eslint-disable-next-line unicorn/prefer-await -- Handle rejection before changing the boundary and releasing the pending response.
-			const settled = mutation.catch(() => {});
-
-			await waitFor(() => expect(started).toBe(2));
-			await act(async () => {
-				isChanged = true;
-
-				if (boundary === "connection")
-					commitTbankConnectionBoundary(
-
-						queryClient,
-						{
-							connected: false,
-							connectedAt: null,
-						},
-					);
-				else {
-					generation += 1;
-					queryClient.clear();
-				}
-
-				release();
-				await blocked;
-			});
-			await settled;
-
-			const key = apiQueryClient.queryOptions(
-				"get",
-				"/api/v1/tbank-sync/{id}",
-				{ params: { path: { id: "work" } } },
-			).queryKey;
-
-			// A new request may start after a successful connection boundary; an old result cannot win it.
-			if (boundary === "session")
-				// eslint-disable-next-line vitest/no-conditional-expect -- The fixed table case selects the expected outcome; every case asserts its own branch.
-				expect(queryClient.getQueryData(key)).toBeUndefined();
-			else
-				await waitFor(() =>
-					// eslint-disable-next-line vitest/no-conditional-expect -- The fixed table case selects the expected outcome; every case asserts its own branch.
-					expect(queryClient.getQueryData(key)).toMatchObject({
-						now: "2026-09-25T12:01:00Z",
-					}),
-				);
-			expect(published).not.toContain(accepted.now);
-			unsubscribe();
-		},
-	);
-});

src/pages/account-events/ui/AccountEventsPage/AccountEventsPage.filters.test.tsx

@@ -17,10 +17,10 @@ import {
 	useLocation,
 	useNavigate,
 } from "react-router";
-import { beforeEach, describe, expect, it, vi } from "vitest";
+import { afterEach, beforeEach, describe, expect, it, vi } from "vitest";
 
 import { configureAuthClient } from "@/shared/api";
-import { defaultPeriod, formatDate } from "@/shared/lib";
+import { defaultPeriod, formatDate, moscowDate } from "@/shared/lib";
 import { createTestQueryClient } from "@/test/query";
 import { resource } from "@/test/resource";
 import { server } from "@/test/server";
@@ -72,7 +72,14 @@ function renderEvents(accountId: string, searches: string[]) {
 }
 
 describe("Upcoming event date filters", () => {
+	afterEach(() => {
+		vi.useRealTimers();
+	});
 	beforeEach(() => {
+		// Pin "today": the test picks today + 10 days, which must be inside the visible calendar grid.
+		// Real dates can push it beyond the grid (e.g. 2026-10-23 -> 2 November).
+		vi.useFakeTimers({ toFake: ["Date"] });
+		vi.setSystemTime(new Date("2026-08-10T09:00:00Z"));
 		configureAuthClient({
 			accessToken: () => "token",
 			clear: vi.fn(),
@@ -80,6 +87,8 @@ describe("Upcoming event date filters", () => {
 		});
 	});
 
+	afterEach(() => vi.useRealTimers());
+
 	it("keeps reads and sync disabled without an account scope", async () => {
 		const requests: string[] = [];
 		server.use(
@@ -123,9 +132,10 @@ describe("Upcoming event date filters", () => {
 						resource(
 							null,
 							{
-								sync: {
-									errorCode: "TBANK_UNAVAILABLE",
-									id: null,
+								lastAttempt: {
+									finishedAt: "2026-08-14T00:01:00Z",
+									problems: [],
+									startedAt: "2026-08-14T00:00:00Z",
 									state: "failed",
 								},
 							},
@@ -228,6 +238,10 @@ describe("Upcoming event date filters", () => {
 	it.each(["account-1", "all"])(
 		"applies dates only on submit, restores URL dates, and resets from empty results for %s",
 		async (accountId) => {
+			// Pin "today" mid-month so "today + 10 days" stays in the calendar's
+			// visible month regardless of the real date.
+			vi.useFakeTimers({ toFake: ["Date"] });
+			vi.setSystemTime(new Date("2026-10-15T12:00:00+03:00"));
 			const [defaultFrom, defaultTo] = defaultPeriod();
 			const searches: string[] = [];
 			server.use(
@@ -252,37 +266,58 @@ describe("Upcoming event date filters", () => {
 			expect(from).toHaveTextContent("01.02.2026 – 28.02.2026");
 			expect(screen.getByRole("button", { name: "Применить" })).toBeDisabled();
 			expect(searches).toEqual(["?from=2026-02-01&to=2026-02-28"]);
-			fireEvent.click(from);
+
+			// The calendar opens on the applied month, so reset to the default
+			// range first, then pick today and a future date.
+			fireEvent.click(screen.getByRole("button", { name: "Сбросить" }));
+			await waitFor(() => expect(screen.getByLabelText("URL")).toBeEmptyDOMElement());
+			const picker = await screen.findByLabelText("Период");
+
+			const [today] = defaultPeriod();
+			const [year = 1970, month = 0, day = 1] = today.split("-").map(Number);
+
+			const future = moscowDate(new Date(
+				Date.UTC(year, month - 1, day + 10, 12),
+			));
+
+			// Mantine calendar labels follow dayjs default (English) locale.
+			const calendarLabel = (date: string) => {
+				const monthName = new Intl.DateTimeFormat("en", { month: "long" })
+					.format(new Date(`${date}T12:00:00Z`));
+
+				const pattern = `${Number(date.slice(8))} ${monthName} ${date.slice(0, 4)}`;
+
+				// Dates are constructed above from validated defaultPeriod output.
+				// eslint-disable-next-line security/detect-non-literal-regexp -- see comment above
+				return new RegExp(pattern, "i");
+			};
+
+			fireEvent.click(picker);
 			fireEvent.click(
-				await screen.findByRole("button", { name: /10 February 2026/i }),
+				await screen.findByRole("button", { name: calendarLabel(today) }),
 			);
 			fireEvent.click(
-				await screen.findByRole("button", { name: /28 February 2026/i }),
+				await screen.findByRole("button", { name: calendarLabel(future) }),
 			);
-			expect(searches).toHaveLength(1);
+			// The reset itself fetched the default range; picking dates applies only on submit.
+			expect(searches).toEqual([
+				"?from=2026-02-01&to=2026-02-28",
+				`?from=${defaultFrom}&to=${defaultTo}`,
+			]);
 			fireEvent.click(screen.getByRole("button", { name: "Применить" }));
 			await waitFor(() =>
-				expect(searches.at(-1)).toBe("?from=2026-02-10&to=2026-02-28"),
+				expect(searches.at(-1)).toBe(`?from=${today}&to=${future}`),
 			);
 			expect(await screen.findByLabelText("Период")).toHaveTextContent(
-				"10.02.2026 – 28.02.2026",
+				`${formatDate(today)} – ${formatDate(future)}`,
 			);
 			fireEvent.click(screen.getByRole("button", { name: "History back" }));
 			await waitFor(() =>
 				expect(screen.getByLabelText("Период")).toHaveTextContent(
-					"01.02.2026 – 28.02.2026",
+					`${formatDate(defaultFrom)} – ${formatDate(defaultTo)}`,
 				),
 			);
-			expect(screen.getByLabelText("URL")).toHaveTextContent(
-				"?from=2026-02-01&to=2026-02-28",
-			);
-			fireEvent.click(screen.getByRole("button", { name: "Сбросить" }));
-			await waitFor(() =>
-				expect(searches.at(-1)).toBe(`?from=${defaultFrom}&to=${defaultTo}`),
-			);
-			expect(await screen.findByLabelText("Период")).toHaveTextContent(
-				`${formatDate(defaultFrom)} – ${formatDate(defaultTo)}`,
-			);
+			expect(screen.getByLabelText("URL")).toBeEmptyDOMElement();
 			expect(screen.getByRole("button", { name: "Применить" })).toBeDisabled();
 			expect(
 				screen.getByText("За выбранный период событий не найдено"),
@@ -309,7 +344,14 @@ it("retains the previous complete forecast when its source refresh fails", async
 
 	const snapshot = resource(
 		{ events, incomeTotalsByCurrency: [{ currency: "RUB", value: "123.45" }] },
-		{ sync: { errorCode: "TBANK_UNAVAILABLE", id: "failed", state: "failed" } },
+		{
+			lastAttempt: {
+				finishedAt: "2026-08-14T00:01:00Z",
+				problems: [],
+				startedAt: "2026-08-14T00:00:00Z",
+				state: "failed",
+			},
+		},
 	);
 
 	server.use(

src/pages/account-events/ui/AccountEventsPage/AccountEventsPage.retry.test.tsx

@@ -0,0 +1,155 @@
+import { MantineProvider } from "@mantine/core";
+import { QueryClientProvider } from "@tanstack/react-query";
+import { fireEvent, render, screen, waitFor } from "@testing-library/react";
+import { http, HttpResponse } from "msw";
+import { MemoryRouter, Route, Routes } from "react-router";
+import { describe, expect, it, vi } from "vitest";
+
+import { configureAuthClient } from "@/shared/api";
+import { createTestQueryClient } from "@/test/query";
+import { resource } from "@/test/resource";
+import { server } from "@/test/server";
+
+import { AccountEventsPage } from "./AccountEventsPage";
+
+// Automatic read retries wait 1s + 2s before the failure is final.
+const RETRIES_EXHAUSTED_MS = 6000;
+const TEST_MS = 10_000;
+
+const snapshot = resource({
+	events: [
+		{
+			date: "2026-10-01",
+			dateKind: "event",
+			displayName: "Synthetic coupon",
+			figi: null,
+			instrumentUid: null,
+			isin: null,
+			logoName: null,
+			projectedAmount: { currency: "RUB", value: "123.45" },
+			ticker: "SYN",
+			type: "coupon",
+		},
+	],
+	incomeTotalsByCurrency: [{ currency: "RUB", value: "123.45" }],
+});
+
+function renderEvents() {
+	configureAuthClient({
+		accessToken: () => "token",
+		clear: vi.fn(),
+		refresh: () => Promise.resolve(true),
+	});
+	const queryClient = createTestQueryClient();
+
+	render(
+		<QueryClientProvider client={queryClient}>
+			<MantineProvider env="test">
+				<MemoryRouter initialEntries={["/accounts/account-1/events"]}>
+					<Routes>
+						<Route
+							element={<AccountEventsPage />}
+							path="/accounts/:accountId/events"
+						/>
+					</Routes>
+				</MemoryRouter>
+			</MantineProvider>
+		</QueryClientProvider>,
+	);
+
+	return { queryClient };
+}
+
+describe("AccountEventsPage read retry", () => {
+	it(
+		"offers retry after an initial failure and recovers in place",
+		{ timeout: TEST_MS },
+		async () => {
+			let isFailing = true;
+			let requests = 0;
+			server.use(
+				http.get("*/api/v1/brokerage-accounts/:accountId/events", () => {
+					requests += 1;
+
+					return isFailing
+						? HttpResponse.json({ code: "TBANK_UNAVAILABLE" }, { status: 503 })
+						: HttpResponse.json(snapshot);
+				}),
+			);
+			renderEvents();
+
+			const retry = await screen.findByRole(
+				"button",
+				{ name: "Повторить" },
+				{ timeout: RETRIES_EXHAUSTED_MS },
+			);
+
+			expect(requests).toBe(3);
+
+			isFailing = false;
+			fireEvent.click(retry);
+
+			expect(await screen.findByText("Купон · Synthetic coupon")).toBeInTheDocument();
+			expect(requests).toBe(4);
+		},
+	);
+
+	it(
+		"keeps cached events, warns and retries the same GET",
+		{ timeout: TEST_MS },
+		async () => {
+			let isFailing = false;
+			let requests = 0;
+			server.use(
+				http.get("*/api/v1/brokerage-accounts/:accountId/events", () => {
+					requests += 1;
+
+					return isFailing
+						? HttpResponse.json({ code: "TBANK_UNAVAILABLE" }, { status: 503 })
+						: HttpResponse.json(snapshot);
+				}),
+			);
+			const { queryClient } = renderEvents();
+			await screen.findByText("Купон · Synthetic coupon");
+			expect(screen.queryByRole("button", { name: "Повторить" }))
+				.not.toBeInTheDocument();
+
+			isFailing = true;
+			void queryClient.invalidateQueries({
+				queryKey: ["get", "/api/v1/brokerage-accounts/{accountId}/events"],
+			});
+
+			const retry = await screen.findByRole(
+				"button",
+				{ name: "Повторить" },
+				{ timeout: RETRIES_EXHAUSTED_MS },
+			);
+
+			expect(screen.getByText("Не удалось обновить данные")).toBeInTheDocument();
+			expect(screen.getByText("Купон · Synthetic coupon")).toBeInTheDocument();
+			expect(requests).toBe(4);
+
+			isFailing = false;
+			fireEvent.click(retry);
+
+			await waitFor(() =>
+				expect(screen.queryByText("Не удалось обновить данные"))
+					.not.toBeInTheDocument());
+			expect(requests).toBe(5);
+		},
+	);
+
+	it("does not offer a plain retry when the account is gone", async () => {
+		server.use(
+			http.get("*/api/v1/brokerage-accounts/:accountId/events", () =>
+				HttpResponse.json({ code: "NOT_FOUND" }, { status: 404 })),
+		);
+		renderEvents();
+
+		await waitFor(() =>
+			expect(screen.queryByRole("heading", { name: "Загрузка" }))
+				.not.toBeInTheDocument());
+		expect(screen.queryByRole("button", { name: "Повторить" }))
+			.not.toBeInTheDocument();
+	});
+});

src/pages/account-events/ui/AccountEventsPage/AccountEventsPage.test.tsx

@@ -51,8 +51,9 @@ describe("AccountEventsPage", () => {
 				isError: false,
 				isLoading: false,
 				meta: {
-					availability: "complete",
-					sync: { errorCode: null, id: null, state: "idle" },
+					availability: "available",
+					completeness: "complete",
+					lastAttempt: { finishedAt: null, problems: [], startedAt: null, state: "none" },
 				},
 				refetch: vi.fn(),
 			} as never,
@@ -85,8 +86,9 @@ describe("AccountEventsPage", () => {
 				isError: false,
 				isLoading: false,
 				meta: {
-					availability: "complete",
-					sync: { errorCode: null, id: null, state: "idle" },
+					availability: "available",
+					completeness: "complete",
+					lastAttempt: { finishedAt: null, problems: [], startedAt: null, state: "none" },
 				},
 				refetch: vi.fn(),
 			} as never,
@@ -138,8 +140,9 @@ describe("AccountEventsPage", () => {
 				isError: false,
 				isLoading: false,
 				meta: {
-					availability: "complete",
-					sync: { errorCode: null, id: null, state: "idle" },
+					availability: "available",
+					completeness: "complete",
+					lastAttempt: { finishedAt: null, problems: [], startedAt: null, state: "none" },
 				},
 				refetch: vi.fn(),
 			} as never,
@@ -153,7 +156,7 @@ describe("AccountEventsPage", () => {
 		expect(screen.getAllByText(/RU000A0JX0J2$/)).toHaveLength(1);
 		expect(screen.getByText("25.08.2026")).toBeVisible();
 		expect(screen.queryByText(/Дата события/)).not.toBeInTheDocument();
-		expect(screen.getAllByText("Ожидаемая сумма")).toHaveLength(2);
+		expect(screen.getAllByText("Прогноз")).toHaveLength(2);
 		const logo = screen.queryByAltText("");
 		expect(logo).toHaveAttribute(
 			"src",
@@ -166,15 +169,18 @@ describe("AccountEventsPage", () => {
 		expect(screen.getAllByText("O")).toHaveLength(2);
 	});
 
-	it("renders empty and quiet error states", async () => {
+	it("renders empty and error states with retry", async () => {
 		const { rerender } = renderPage();
 		expect(
 			screen.getByText("За выбранный период событий не найдено"),
 		).toBeInTheDocument();
 		query.mockReturnValue({
 			data: undefined,
+			error: { code: "TBANK_UNAVAILABLE", status: 503 },
 			isError: true,
+			isFetching: false,
 			isLoading: false,
+			refetch: vi.fn(),
 		} as never);
 		rerender(
 			<MantineProvider>
@@ -184,7 +190,7 @@ describe("AccountEventsPage", () => {
 			</MantineProvider>,
 		);
 		expect(await screen.findByRole("button", { name: "Сбросить" })).toBeVisible();
-		expect(screen.queryByRole("button", { name: "Повторить" })).not.toBeInTheDocument();
+		expect(screen.getByRole("button", { name: "Повторить" })).toBeVisible();
 	});
 
 	it("shows a structural busy state before events are available", () => {
@@ -194,8 +200,9 @@ describe("AccountEventsPage", () => {
 				isError: false,
 				isLoading: true,
 				meta: {
-					availability: "complete",
-					sync: { errorCode: null, id: null, state: "idle" },
+					availability: "available",
+					completeness: "complete",
+					lastAttempt: { finishedAt: null, problems: [], startedAt: null, state: "none" },
 				},
 				refetch: vi.fn(),
 			} as never,
@@ -207,4 +214,105 @@ describe("AccountEventsPage", () => {
 		expect(status).toHaveAttribute("aria-busy", "true");
 		expect(within(status).queryByRole("button")).not.toBeInTheDocument();
 	});
+
+	it("keeps a null events envelope loading instead of an empty period", () => {
+		query.mockReturnValue(
+			{
+				data: null,
+				isError: false,
+				isLoading: false,
+				meta: {
+					availability: "available",
+					completeness: "complete",
+					lastAttempt: { finishedAt: null, problems: [], startedAt: null, state: "none" },
+				},
+				refetch: vi.fn(),
+			} as never,
+		);
+
+		renderPage();
+
+		expect(screen.getByRole("status", { name: "Загрузка" })).toHaveAttribute(
+			"aria-busy",
+			"true",
+		);
+		expect(
+			screen.queryByText("За выбранный период событий не найдено"),
+		).not.toBeInTheDocument();
+	});
+
+	it("groups same-day instrument events only in all-account mode", () => {
+		const events = [
+			{
+				account: { id: "broker", name: "Брокерский" },
+				date: "2026-08-20",
+				dateKind: "event",
+				displayName: "ОФЗ 26238",
+				figi: "FIGI",
+				instrumentUid: "UID",
+				isin: "RU000A0JX0J2",
+				logoName: null,
+				projectedAmount: { currency: "RUB", value: "200" },
+				ticker: "OFZ",
+				type: "coupon",
+			},
+			{
+				account: { id: "iis", name: "ИИС" },
+				date: "2026-08-20",
+				dateKind: "event",
+				displayName: "ОФЗ 26238",
+				figi: "FIGI",
+				instrumentUid: "UID",
+				isin: "RU000A0JX0J2",
+				logoName: null,
+				projectedAmount: { currency: "RUB", value: "100" },
+				ticker: "OFZ",
+				type: "coupon",
+			},
+		] as const;
+
+		query.mockReturnValue({
+			data: {
+				accountId: "all",
+				calculatedAt: "2026-08-14T00:00:00Z",
+				events: [...events],
+			},
+			isError: false,
+			isLoading: false,
+			meta: {
+				availability: "available",
+				completeness: "complete",
+				lastAttempt: {
+					finishedAt: null,
+					problems: [],
+					startedAt: null,
+					state: "none",
+				},
+			},
+			refetch: vi.fn(),
+		} as never);
+
+		render(
+			<MantineProvider>
+				<MemoryRouter initialEntries={["/accounts/all/events"]}>
+					<Routes>
+						<Route
+							element={<AccountEventsPage />}
+							path="/accounts/:accountId/events"
+						/>
+					</Routes>
+				</MemoryRouter>
+			</MantineProvider>,
+		);
+
+		expect(screen.getByText("Купон · ОФЗ 26238")).toBeInTheDocument();
+		expect(screen.getByText("300 ₽")).toBeInTheDocument();
+
+		const accounts = within(screen.getByRole("list", {
+			name: /Купон · ОФЗ 26238, 20\.08\.2026, 300 ₽/,
+		}));
+
+		expect(accounts.getByText("Брокерский")).toBeInTheDocument();
+		expect(accounts.getByText("ИИС")).toBeInTheDocument();
+	});
 });

src/pages/account-events/ui/AccountEventsPage/AccountEventsPage.vm.ts

@@ -6,6 +6,7 @@ import {
 	useBrokerageEvents,
 } from "@/entities/brokerage-event";
 import { useScreenSync } from "@/features/tbank-connection";
+import { type InvestmentResourceMeta, readRetry } from "@/shared/api";
 import {
 	defaultPeriod,
 	isValidPeriod,
@@ -16,18 +17,26 @@ import {
 
 type AccountEventsPageViewModel
 	= | {
+		allAccounts: boolean;
 		canApply: boolean;
 		draftPeriod: [null | string, null | string];
 		events: BrokerageEvent[];
-		maxDate: string;
+		minDate: string;
 		onApply: () => void;
 		onPeriodChange: (value: [null | string, null | string]) => void;
 		onPeriodPopoverOpen: () => void;
 		onReset: () => void;
 		partial?: boolean;
+		readRetry: ReturnType<typeof readRetry>;
+		source?: InvestmentResourceMeta;
 		state: "loaded";
+		totalVisible: boolean;
+	}
+	| {
+		onReset: () => void;
+		readRetry: ReturnType<typeof readRetry>;
+		state: "error";
 	}
-	| { onReset: () => void; state: "error" }
 	| { state: "loading" };
 
 function useAccountEventsPageViewModel(): AccountEventsPageViewModel {
@@ -46,7 +55,7 @@ function useAccountEventsPageViewModel(): AccountEventsPageViewModel {
 
 	const [draftFrom, draftTo] = draftPeriod;
 
-	const [maxDate, setMaxDate] = useState(() => moscowDate(new Date()));
+	const [minDate, setMinDate] = useState(() => moscowDate(new Date()));
 
 	const scope = JSON.stringify([accountId, appliedFrom, appliedTo]);
 	const [previousScope, setPreviousScope] = useState(scope);
@@ -74,10 +83,12 @@ function useAccountEventsPageViewModel(): AccountEventsPageViewModel {
 	const availability = useInitialAvailability({
 		hasContent: !!events.data,
 		identity: scope,
-		isError: events.isError || events.meta?.sync.state === "failed",
+		isError: events.isError || events.meta?.lastAttempt.state === "failed",
 		isFetching: events.isFetching,
 	});
 
+	const retry = readRetry([events]);
+
 	if (availability === "loading" && events.isLoading)
 		return { state: "loading" };
 
@@ -86,23 +97,25 @@ function useAccountEventsPageViewModel(): AccountEventsPageViewModel {
 		setSearchParameters({});
 	};
 
-	if ((events.isError || events.meta?.sync.state === "failed") && !events.data)
+	if ((events.isError || events.meta?.lastAttempt.state === "failed") && !events.data)
 		return {
 			onReset,
+			readRetry: retry,
 			state: "error",
 		};
 	if (!events.data)
 		return availability === "unavailable"
-			? { onReset, state: "error" }
+			? { onReset, readRetry: retry, state: "error" }
 			: { state: "loading" };
 
 	return {
+		allAccounts: accountId === "all",
 		canApply:
 			(draftFrom !== appliedFrom || draftTo !== appliedTo)
 			&& isValidPeriod(draftFrom, draftTo),
 		draftPeriod,
 		events: events.data.events,
-		maxDate,
+		minDate,
 		onApply: () => {
 			if (!isValidPeriod(draftFrom, draftTo)) return;
 			setSearchParameters({
@@ -113,10 +126,13 @@ function useAccountEventsPageViewModel(): AccountEventsPageViewModel {
 		onPeriodChange: value => setDraftPeriod(
 			value[0] === null && value[1] === null ? defaultPeriod() : value,
 		),
-		onPeriodPopoverOpen: () => setMaxDate(moscowDate(new Date())),
+		onPeriodPopoverOpen: () => setMinDate(moscowDate(new Date())),
 		onReset,
-		partial: events.meta?.availability !== "complete",
+		partial: events.meta?.completeness === "incomplete",
+		readRetry: retry,
+		source: events.meta,
 		state: "loaded",
+		totalVisible: events.meta?.completeness === "complete",
 	};
 }
 

src/pages/account-events/ui/AccountEventsPage/components/AccountEventsPageError.view.tsx

@@ -4,7 +4,12 @@ import { Button, Group } from "@mantine/core";
 import { StateView } from "@wealthledger/ui";
 import { useTranslation } from "react-i18next";
 
-type AccountEventsPageErrorProps = { onReset: () => void };
+import { ReadRetryButton, type ReadRetryProps } from "@/shared/ui";
+
+type AccountEventsPageErrorProps = {
+	onReset: () => void;
+	readRetry: ReadRetryProps;
+};
 
 const AccountEventsPageError: FC<AccountEventsPageErrorProps> = (props) => {
 	const { t } = useTranslation();
@@ -13,6 +18,13 @@ const AccountEventsPageError: FC<AccountEventsPageErrorProps> = (props) => {
 		<StateView
 			action={(
 				<Group>
+					{props.readRetry.exhausted && (
+						<ReadRetryButton
+							onRetry={props.readRetry.onRetry}
+							retrying={props.readRetry.retrying}
+						/>
+					)}
+
 					<Button onClick={props.onReset} variant="default">
 						{t("ledger.reset")}
 					</Button>

src/pages/account-events/ui/AccountEventsPage/components/AccountEventsPageLoaded.view.tsx

@@ -13,8 +13,12 @@ import { useTranslation } from "react-i18next";
 
 import {
 	BrokerageEventCard,
+	BrokerageEventGroup,
+	brokerageEventGroupKey,
 	brokerageEventKey,
 } from "@/entities/brokerage-event";
+import { groupItems } from "@/shared/lib";
+import { ReadRetry, SourceSyncStatus } from "@/shared/ui";
 
 import type { AccountEventsPageViewModel } from "../AccountEventsPage.vm";
 
@@ -29,14 +33,32 @@ const AccountEventsPageLoadedEvents: FC<AccountEventsPageLoadedProps> = (
 	props,
 ) => {
 	if (props.events.length > 0) {
+		const entries = groupItems(
+			props.events,
+			props.allAccounts ? brokerageEventGroupKey : () => null,
+		);
+
 		return (
-			<Stack gap="sm">
-				{props.events.map(event => (
-					<BrokerageEventCard
-						event={event}
-						key={brokerageEventKey(event)}
-					/>
-				))}
+			<Stack
+				component="ul"
+				gap="sm"
+				m={0}
+				p={0}
+				style={{ listStyle: "none" }}
+			>
+				{entries.map(entry => entry.type === "group"
+					? (
+							<BrokerageEventGroup
+								events={entry.items}
+								key={entry.key}
+								totalVisible={props.totalVisible}
+							/>
+						)
+					: (
+							<li key={brokerageEventKey(entry.item)}>
+								<BrokerageEventCard event={entry.item} />
+							</li>
+						))}
 			</Stack>
 		);
 	}
@@ -55,6 +77,14 @@ const AccountEventsPageLoaded: FC<AccountEventsPageLoadedProps> = (props) => {
 		<Stack gap="lg">
 			<Title order={1}>{t("events.title")}</Title>
 
+			<SourceSyncStatus
+				lastAttempt={props.source?.lastAttempt}
+				lastSuccessfulAt={props.source?.lastSuccessfulAt}
+				stale={props.source?.freshness === "stale"}
+			/>
+
+			<ReadRetry {...props.readRetry} />
+
 			{!!props.partial && <Alert role="status">{t("investment.partial")}</Alert>}
 
 			<Text c="dimmed">{t("events.hint")}</Text>
@@ -65,7 +95,7 @@ const AccountEventsPageLoaded: FC<AccountEventsPageLoadedProps> = (props) => {
 					clearable
 					clearButtonProps={{ "aria-label": t("ledger.clearPeriod") }}
 					label={t("ledger.period")}
-					maxDate={props.maxDate}
+					minDate={props.minDate}
 					onChange={props.onPeriodChange}
 					popoverProps={{
 						middlewares: { shift: { crossAxis: true } },

src/pages/account-income/model/display.test.ts

@@ -2,167 +2,25 @@ import { describe, expect, it } from "vitest";
 
 import type { IncomeAnalytics } from "@/entities/income";
 
-import { resource } from "@/test/resource";
-
 import { toIncomeDisplayModel } from "./display";
 
-const analytics: IncomeAnalytics = {
-	accountId: "account-1",
-	bucketGranularity: "day",
-	buckets: [],
-	calculatedAt: "2026-08-27T00:00:00Z",
-	entries: [],
-	instruments: [],
-	period: { from: "2026-08-01", to: "2026-08-27" },
-	previous: {
-		period: { from: "2026-07-01", to: "2026-07-31" },
-		totalsByCurrency: [comparison("RUB")],
-	},
-	totalsByCurrency: [],
-	yearComparison: null,
-};
+describe("income payments display", () => {
+	it("keeps repeated IDs, order and logo revisions without reconstructing financial data", () => {
+		const payment = {
+			id: "same",
+			instrumentKey: "bond:RUB",
+			logoName: null,
+		} as IncomeAnalytics["entries"][number];
 
-function comparison(currency: string) {
-	return {
-		compared: summary(currency, "1", "0"),
-		currency,
-		difference: summary(currency, "9", "2"),
-		selected: summary(currency, "10", "2"),
-	};
-}
+		const analytics = {
+			entries: [payment, payment, { ...payment, logoName: "bond.png" }],
+		} as IncomeAnalytics;
 
-function money(currency: string, value: string) {
-	return { currency, value };
-}
+		const display = toIncomeDisplayModel(analytics);
 
-function summary(currency: string, coupon: string, dividend: string) {
-	return {
-		coupon: money(currency, coupon),
-		currency,
-		dividend: money(currency, dividend),
-		total: money(currency, String(Number(coupon) + Number(dividend))),
-	};
-}
-
-describe("income comparison display", () => {
-	it.each([
-		["25", "100", "+25 %"],
-		["-25", "100", "-25 %"],
-		["0", "100", "0 %"],
-		["-0.000", "100", "0 %"],
-		["0.0001", "100", "0 %"],
-		["1", "3", "+33,3 %"],
-		["0.01", "0.04", "+25 %"],
-		["123456789012345678.123456789", "123456789012345678.123456789", "+100 %"],
-		[
-			"10",
-			"0",
-			null,
-		],
-		[
-			"0",
-			"0",
-			null,
-		],
-		[
-			"10",
-			"-0.00",
-			null,
-		],
-		[
-			"10",
-			"-100",
-			null,
-		],
-		[
-			"9".repeat(400),
-			"1",
-			null,
-		],
-		[
-			"1",
-			"9".repeat(400),
-			null,
-		],
-	])("formats change %s against base %s", (difference, base, expected) => {
-		const value = comparison("RUB");
-		value.difference.coupon = money("RUB", difference);
-		value.compared.coupon = money("RUB", base);
-
-		const display = toIncomeDisplayModel({
-			...analytics,
-			yearComparison: {
-				period: { from: "2025-08-01", to: "2025-08-27" },
-				totalsByCurrency: [value],
-			},
-		});
-
-		const result = display?.comparison?.values[0];
-		expect(
-			result?.percentages.coupon?.replaceAll("\u{A0}", " ")
-
-			?? null,
-		).toBe(expected);
-		expect(result?.difference.coupon.value).toBe(difference);
-		expect(result?.compared.coupon.value).toBe(base);
-	});
-
-	it("formats calendar ranges across years and preserves separate currencies", () => {
-		const display = toIncomeDisplayModel({
-			...analytics,
-			period: { from: "2025-12-01", to: "2026-01-09" },
-			yearComparison: {
-				period: { from: "2024-12-01", to: "2025-01-09" },
-				totalsByCurrency: [comparison("RUB"), comparison("USD")],
-			},
-		});
-
-		expect(display?.comparison?.selectedPeriod.replaceAll(/\s/g, " ")).toBe(
-			"01.12.2025 – 09.01.2026",
+		expect(display.entries.map(({ operation }) => operation)).toEqual(
+			analytics.entries,
 		);
-		expect(display?.comparison?.comparedPeriod.replaceAll(/\s/g, " ")).toBe(
-			"01.12.2024 – 09.01.2025",
-		);
-		expect(display?.comparison?.values.map(value => value.currency)).toEqual([
-			"RUB",
-			"USD",
-		]);
+		expect(new Set(display.entries.map(({ key }) => key)).size).toBe(3);
 	});
 });
-
-it("maps comparison notices by role regardless of dependency order or resource key", () => {
-	const selected = { ...resource(analytics).meta, role: "selected" as const };
-
-	const previous
-		= {
-			...resource(null).meta,
-			resourceKey: "opaque/year-looking-key",
-			role: "previous" as const,
-			sync: {
-				errorCode: "TBANK_UNAVAILABLE",
-				id: null,
-				state: "failed" as const,
-			},
-		};
-
-	const year = {
-		...resource(null).meta,
-		resourceKey: "opaque/previous-looking-key",
-		role: "year" as const,
-		unavailableReason: "CALENDAR_OR_ACCOUNT_HISTORY",
-	};
-
-	for (const dependencies of [
-		[selected, previous, year],
-		[year, selected, previous],
-	]) {
-		const display = toIncomeDisplayModel(analytics, {
-			...resource(analytics).meta,
-			dependencies,
-		});
-
-		expect(display?.previousNotice).toBe("comparisonFailed");
-		expect(display?.yearNotice).toBe("yearUnavailable");
-		expect(display?.previousComparison).not.toBeNull();
-	}
-});

src/pages/account-income/model/display.ts

@@ -1,102 +1,11 @@
-import type { IncomeAnalytics, IncomeAnalyticsMeta } from "@/entities/income";
-
-import { formatDate } from "@/shared/lib";
-
-import type { IncomePeriod } from "./period";
-
-type ComparisonNotice
-	= | "comparisonFailed"
-		| "comparisonPending"
-		| "previousUnavailable"
-		| "yearUnavailable";
+import type { IncomeAnalytics } from "@/entities/income";
 
 type IncomeDisplayModel = {
-	comparison: null
-		| {
-			comparedPeriod: string;
-			selectedPeriod: string;
-			values: (NonNullable<
-				IncomeAnalytics["yearComparison"]
-			>["totalsByCurrency"][number] & {
-				percentages: Record<"coupon"
-				| "dividend"
-				| "total", null | string>;
-			})[];
-		};
 	entries: { key: string; operation: IncomeAnalytics["entries"][number] }[];
-	previousComparison: IncomeDisplayModel["comparison"];
-	previousNotice: ComparisonNotice;
-	yearNotice: ComparisonNotice;
 };
 
-function comparisonDisplay(
-	period: IncomePeriod,
-	comparison: IncomeAnalytics["yearComparison"],
-): IncomeDisplayModel["comparison"] {
-	if (!comparison)
-		return null;
-
-	return {
-		comparedPeriod: formatComparisonPeriod(comparison.period),
-		selectedPeriod: formatComparisonPeriod(period),
-		values: comparison.totalsByCurrency.map(value => ({
-			...value,
-			percentages: {
-				coupon: formatIncomeChange(
-					value.difference.coupon.value,
-					value.compared.coupon.value,
-				),
-				dividend: formatIncomeChange(
-					value.difference.dividend.value,
-					value.compared.dividend.value,
-				),
-				total: formatIncomeChange(
-					value.difference.total.value,
-					value.compared.total.value,
-				),
-			},
-		})),
-	};
-}
-
-function comparisonNotice(
-	dependency:
-		IncomeAnalyticsMeta["dependencies"][number] | undefined,
-	unavailable: "previousUnavailable" | "yearUnavailable",
-): ComparisonNotice {
-	if (!dependency || dependency.unavailableReason) return unavailable;
-
-	return dependency.sync.state === "failed"
-		? "comparisonFailed"
-		: "comparisonPending";
-}
-
-function formatComparisonPeriod(period: IncomePeriod): string {
-	return `${formatDate(period.from)} – ${formatDate(period.to)}`;
-}
-
-function formatIncomeChange(
-	difference: string,
-	compared: string,
-): null | string {
-	// Display-only ratio; server-provided Money values remain exact decimal strings.
-	const base = Number(compared);
-	if (!Number.isFinite(base) || base <= 0)
-		return null;
-	const ratio = Number(difference) / base;
-	if (!Number.isFinite(ratio))
-		return null;
-
-	return new Intl.NumberFormat("ru-RU", {
-		maximumFractionDigits: 1,
-		signDisplay: "exceptZero",
-		style: "percent",
-	}).format(ratio);
-}
-
 function toIncomeDisplayModel(
 	analytics: IncomeAnalytics,
-	meta?: IncomeAnalyticsMeta,
 ): IncomeDisplayModel {
 	const entries: IncomeDisplayModel["entries"] = [];
 	const occurrences = new Map<string, number>();
@@ -116,17 +25,7 @@ function toIncomeDisplayModel(
 		});
 	}
 
-	const dependencies = meta?.dependencies ?? [];
-	const previous = dependencies.find(({ role }) => role === "previous");
-	const year = dependencies.find(({ role }) => role === "year");
-
-	return {
-		comparison: comparisonDisplay(analytics.period, analytics.yearComparison),
-		entries,
-		previousComparison: comparisonDisplay(analytics.period, analytics.previous),
-		previousNotice: comparisonNotice(previous, "previousUnavailable"),
-		yearNotice: comparisonNotice(year, "yearUnavailable"),
-	};
+	return { entries };
 }
 
 export { type IncomeDisplayModel, toIncomeDisplayModel };

src/pages/account-income/ui/AccountIncomePage/AccountIncomePage.module.css

@@ -22,123 +22,6 @@
 	min-width: 0;
 }
 
-.comparison {
-	container-type: inline-size;
-}
-
-.comparisonGrid {
-	display: grid;
-	grid-template-columns: minmax(0, 1fr);
-	gap: var(--mantine-spacing-sm);
-}
-
-.comparisonPanel {
-	min-width: 0;
-	padding: var(--mantine-spacing-md);
-	border-radius: var(--mantine-radius-md);
-	border-top: 3px solid var(--mantine-color-gray-4);
-	background: var(--mantine-color-gray-0);
-}
-
-.comparisonPanel[data-kind="selected"] {
-	border-color: var(--mantine-color-blue-6);
-	background: var(--mantine-color-blue-0);
-}
-
-.comparisonPanel[data-tone="positive"] {
-	border-color: var(--mantine-color-green-8);
-	background: var(--mantine-color-green-0);
-}
-
-.comparisonPanel[data-tone="negative"] {
-	border-color: var(--mantine-color-red-8);
-	background: var(--mantine-color-red-0);
-}
-
-.comparisonLabel,
-.comparisonValues dt {
-	color: var(--mantine-color-gray-7);
-}
-
-.comparisonValues {
-	margin: var(--mantine-spacing-md) 0 0;
-	font-size: var(--mantine-font-size-sm);
-}
-
-.comparisonValues dd {
-	min-width: 0;
-	margin: 0;
-	font-weight: 600;
-	font-variant-numeric: tabular-nums;
-	overflow-wrap: anywhere;
-}
-
-.comparisonTotal {
-	margin-bottom: var(--mantine-spacing-md);
-	padding-bottom: var(--mantine-spacing-md);
-	border-bottom: 1px solid var(--mantine-color-gray-3);
-}
-
-.comparisonTotal dd {
-	margin-top: 4px;
-	font-size: var(--mantine-h2-font-size);
-	line-height: 1.3;
-	font-weight: 700;
-	letter-spacing: -0.025em;
-}
-
-.comparisonValues dd[data-tone="positive"] {
-	color: color-mix(
-		in srgb,
-		var(--mantine-color-green-9) 85%,
-		var(--mantine-color-black)
-	);
-}
-
-.comparisonValues dd[data-tone="negative"] {
-	color: var(--mantine-color-red-9);
-}
-
-.comparisonValues dd[data-tone="neutral"] {
-	color: var(--mantine-color-gray-7);
-}
-
-.comparisonPanel[data-kind="selected"] .comparisonTotal dd {
-	color: var(--mantine-color-blue-8);
-}
-
-.comparisonDetail {
-	display: flex;
-	flex-wrap: wrap;
-	justify-content: space-between;
-	gap: 4px var(--mantine-spacing-xs);
-	margin-top: var(--mantine-spacing-xs);
-}
-
-.comparisonPercent {
-	display: inline-block;
-	margin-left: var(--mantine-spacing-xs);
-	padding: 2px 6px;
-	border-radius: var(--mantine-radius-sm);
-	background: var(--mantine-color-white);
-	font-size: var(--mantine-font-size-xs);
-	font-weight: 600;
-	line-height: 1.5;
-	letter-spacing: normal;
-	vertical-align: middle;
-}
-
-.comparisonNotice {
-	background: var(--mantine-color-gray-0);
-	border-left: 3px solid var(--mantine-color-gray-4);
-}
-
-@container (min-width: 42em) {
-	.comparisonGrid {
-		grid-template-columns: repeat(3, minmax(0, 1fr));
-	}
-}
-
 @media (max-width: 35.999em) {
 	.fields {
 		grid-template-columns: minmax(0, 1fr);

src/pages/account-income/ui/AccountIncomePage/AccountIncomePage.test.tsx

@@ -26,6 +26,7 @@ import { afterEach, describe, expect, it, vi } from "vitest";
 import type { IncomeAnalytics } from "@/entities/income";
 
 import { configureAuthClient } from "@/shared/api";
+import { formatSnapshotTime } from "@/shared/lib";
 import { createTestQueryClient } from "@/test/query";
 import { resource } from "@/test/resource";
 import { server } from "@/test/server";
@@ -37,6 +38,10 @@ import {
 } from "./AccountIncomePage.vm";
 import { IncomePayments } from "./components/IncomePayments.view";
 
+// Automatic read retries wait 1s + 2s before the failure is final.
+const RETRIES_EXHAUSTED_MS = 6000;
+const TEST_MS = 10_000;
+
 const analytics
 	= {
 		accountId: "account-1",
@@ -72,23 +77,9 @@ const analytics
 			},
 		],
 		period: { from: "2026-08-01", to: "2026-08-27" },
-		previous: {
-			period: { from: "2026-07-01", to: "2026-07-31" },
-			totalsByCurrency: [comparison("RUB")],
-		},
 		totalsByCurrency: [summary("RUB", "10", "2")],
-		yearComparison: null,
 	} satisfies IncomeAnalytics & { instruments: [unknown] };
 
-function comparison(currency: string) {
-	return {
-		compared: summary(currency, "1", "0"),
-		currency,
-		difference: summary(currency, "9", "2"),
-		selected: summary(currency, "10", "2"),
-	};
-}
-
 function entry(): IncomeAnalytics["entries"][number] {
 	return {
 		accruedInterest: null,
@@ -114,7 +105,10 @@ function money(currency: string, value: string) {
 	return { currency, value };
 }
 
-function renderPage(search = "from=2026-08-01&to=2026-08-27") {
+function renderPage(
+	search = "from=2026-08-01&to=2026-08-27",
+	accountId = "account-1",
+) {
 	configureAuthClient({
 		accessToken: () => "token",
 		clear: vi.fn(),
@@ -127,7 +121,7 @@ function renderPage(search = "from=2026-08-01&to=2026-08-27") {
 			<DatesProvider settings={{ locale: "ru" }}>
 				<QueryClientProvider client={queryClient}>
 					<MemoryRouter
-						initialEntries={[`/accounts/account-1/income?${search}`]}
+						initialEntries={[`/accounts/${accountId}/income?${search}`]}
 					>
 						<LocationProbe />
 
@@ -205,9 +199,10 @@ describe("AccountIncomePage", () => {
 						resource(
 							null,
 							{
-								sync: {
-									errorCode: "TBANK_UNAVAILABLE",
-									id: null,
+								lastAttempt: {
+									finishedAt: "2026-08-14T00:01:00Z",
+									problems: [],
+									startedAt: "2026-08-14T00:00:00Z",
 									state: "failed",
 								},
 							},
@@ -327,6 +322,24 @@ describe("AccountIncomePage", () => {
 		).not.toBeInTheDocument();
 	});
 
+	it("keeps a null analytics envelope loading instead of an empty page", async () => {
+		server.use(
+			http.get("*/api/v1/brokerage-accounts/account-1/income-analytics", () =>
+				HttpResponse.json(resource(null)),
+			),
+		);
+		renderPage();
+		expect(
+			await screen.findByRole("status", { name: "Загрузка" }, { timeout: 4000 }),
+		).toBeVisible();
+		expect(
+			screen.queryByRole("heading", { name: "Пассивный доход" }),
+		).not.toBeInTheDocument();
+		expect(
+			screen.queryByRole("button", { name: "Повторить" }),
+		).not.toBeInTheDocument();
+	});
+
 	it("renders the signed drill-down using opaque membership rather than instrument identity", async () => {
 		const response
 			= {
@@ -371,19 +384,11 @@ describe("AccountIncomePage", () => {
 		expect(within(panel).getByText("−2 ₽")).toBeInTheDocument();
 	});
 
-	it("renders realized text and comparisons without subscribing to events", async () => {
+	it("renders realized income without comparison blocks or event requests", async () => {
 		const eventsRequest = vi.fn(() => new HttpResponse(null, { status: 503 }));
 		server.use(
 			http.get("*/api/v1/brokerage-accounts/account-1/income-analytics", () =>
-				HttpResponse.json(
-					resource({
-						...analytics,
-						yearComparison: {
-							period: { from: "2025-08-01", to: "2025-08-27" },
-							totalsByCurrency: [comparison("RUB")],
-						},
-					}),
-				),
+				HttpResponse.json(resource(analytics)),
 			),
 			http.get("*/api/v1/brokerage-accounts/account-1/events", eventsRequest),
 		);
@@ -398,89 +403,129 @@ describe("AccountIncomePage", () => {
 		expect(screen.queryByText("Динамика")).not.toBeInTheDocument();
 		expect(eventsRequest).not.toHaveBeenCalled();
 		expect(screen.getByRole("region", { name: "Выплаты" })).toBeInTheDocument();
-		const year = screen.getByRole("region", { name: "Годом ранее" });
-
-		const selected = within(year).getByRole("region", {
-			name: "01.08.2026 – 27.08.2026",
-		});
-
-		expect(
-			screen.getByRole("region", { name: "01.08.2025 – 27.08.2025" }),
-		).toBeInTheDocument();
-		expect(
-			screen.getByRole("heading", { name: "Предыдущий период" }),
-		).toBeVisible();
-		expect(screen.queryByText("Выбранный период")).not.toBeInTheDocument();
-		expect(screen.queryByText("Сравниваемый период")).not.toBeInTheDocument();
-		expect(
-			screen.getByRole("heading", { level: 2, name: "Годом ранее" }),
-		).toBeInTheDocument();
-		expect(screen.queryByText("Сравнения")).not.toBeInTheDocument();
-		expect(screen.queryByText("RUB", { exact: true })).not.toBeInTheDocument();
-
-		for (const amount of ["10 ₽", "2 ₽", "12 ₽"]) {
-			expect(within(selected).getByText(amount)).toBeInTheDocument();
-		}
-
-		const difference = within(year).getByRole("region", { name: "Разница" });
-
-		for (const amount of ["+9 ₽", "+2 ₽", "+11 ₽"]) {
-			expect(within(difference).getByText(amount)).toBeInTheDocument();
-		}
-
-		expect(within(difference).getByText("+900 %")).toBeInTheDocument();
-		expect(within(difference).getByText("+1 100 %")).toBeInTheDocument();
-		expect(within(difference).queryByText("нет базы")).not.toBeInTheDocument();
-		expect(within(difference).getAllByText(/%$/)).toHaveLength(2);
-		expect(
-			// eslint-disable-next-line testing-library/no-node-access -- This assertion checks DOM structure, decoration or focus behavior that semantic queries cannot establish.
-			within(difference).getByText("+2 ₽").closest("dd"),
-		).toHaveTextContent(/^\+2 ₽$/);
+		expect(screen.queryByText("Предыдущий период")).not.toBeInTheDocument();
+		expect(screen.queryByText("Годом ранее")).not.toBeInTheDocument();
+		expect(screen.queryByText(/Сравнение с/)).not.toBeInTheDocument();
 	});
 
-	it("shows the unavailable year state without falling back to the previous period", async () => {
-		const dependencies = [
-			{ ...resource(analytics).meta, role: "selected" as const },
-			{ ...resource(analytics).meta, role: "previous" as const },
-			{
-				...resource(null).meta,
-				role: "year" as const,
-				unavailableReason: "CALENDAR_OR_ACCOUNT_HISTORY",
-			},
-		];
-
+	it.each([
+		["full", analytics],
+		["empty", { ...analytics, buckets: [], entries: [], instruments: [], totalsByCurrency: [] }],
+	])("shows the server source time and last attempt for a %s result", async (_name, data) => {
 		server.use(
 			http.get("*/api/v1/brokerage-accounts/account-1/income-analytics", () =>
-				HttpResponse.json(resource(analytics, { dependencies })),
+				HttpResponse.json(
+					resource(data, {
+						freshness: "stale",
+						lastAttempt: {
+							finishedAt: "2026-08-27T01:00:00Z",
+							problems: [],
+							startedAt: "2026-08-27T00:59:00Z",
+							state: "failed",
+						},
+						lastSuccessfulAt: "2026-08-26T12:00:00Z",
+					}),
+				),
 			),
 		);
 		renderPage();
-		expect(
-			await screen.findByText("Сравнение с годом ранее недоступно."),
-		).toBeInTheDocument();
-		expect(
-			screen.queryByRole("region", { name: "Годом ранее" }),
-		).not.toBeInTheDocument();
-		expect(
-			screen.getByRole("region", { name: "Предыдущий период" }),
-		).toBeVisible();
-	});
-
-	it("shows a quiet realized error", async () => {
-		server.use(
-			http.get(
-				"*/api/v1/brokerage-accounts/account-1/income-analytics",
-				() => new HttpResponse(null, { status: 503 }),
-			),
+		expect(await screen.findByText(/^Данные на /)).toHaveTextContent(
+			formatSnapshotTime("2026-08-26T12:00:00Z"),
 		);
-		renderPage();
-		expect(
-			await screen.findByText("Не удалось рассчитать пассивный доход", undefined, {
-				timeout: 4000,
-			}),
-		).toBeInTheDocument();
+		expect(screen.getByText("Обновление не удалось")).toBeInTheDocument();
+		expect(screen.getByText("Данные требуют обновления")).toBeInTheDocument();
 		expect(screen.queryByRole("button", { name: "Повторить" })).not.toBeInTheDocument();
 	});
+
+	it(
+		"offers retry after an initial failure and recovers in place",
+		{ timeout: TEST_MS },
+		async () => {
+			let isFailing = true;
+			let requests = 0;
+			server.use(
+				http.get(
+					"*/api/v1/brokerage-accounts/account-1/income-analytics",
+					() => {
+						requests += 1;
+
+						return isFailing
+							? new HttpResponse(null, { status: 503 })
+							: HttpResponse.json(resource(analytics));
+					},
+				),
+			);
+			renderPage();
+			expect(
+				await screen.findByText(
+					"Не удалось рассчитать пассивный доход",
+					undefined,
+					{ timeout: RETRIES_EXHAUSTED_MS },
+				),
+			).toBeInTheDocument();
+			const retry = screen.getByRole("button", { name: "Повторить" });
+			expect(requests).toBe(3);
+
+			isFailing = false;
+			fireEvent.click(retry);
+
+			expect(
+				await screen.findByRole("region", { name: "Выплаты" }),
+			).toBeInTheDocument();
+			expect(requests).toBe(4);
+		},
+	);
+
+	it(
+		"keeps cached income, warns and retries the same GET",
+		{ timeout: TEST_MS },
+		async () => {
+			let isFailing = false;
+			let requests = 0;
+			server.use(
+				http.get(
+					"*/api/v1/brokerage-accounts/account-1/income-analytics",
+					() => {
+						requests += 1;
+
+						return isFailing
+							? HttpResponse.json(
+									{ code: "TBANK_UNAVAILABLE" },
+									{ status: 503 },
+								)
+							: HttpResponse.json(resource(analytics));
+					},
+				),
+			);
+			const { queryClient } = renderPage();
+			await screen.findByRole("region", { name: "Выплаты" });
+			expect(screen.queryByRole("button", { name: "Повторить" }))
+				.not.toBeInTheDocument();
+
+			isFailing = true;
+			void queryClient.invalidateQueries({
+				queryKey: ["get", "/api/v1/brokerage-accounts/{accountId}/income-analytics"],
+			});
+
+			const retry = await screen.findByRole(
+				"button",
+				{ name: "Повторить" },
+				{ timeout: RETRIES_EXHAUSTED_MS },
+			);
+
+			expect(screen.getByText("Не удалось обновить данные")).toBeInTheDocument();
+			expect(screen.getByRole("region", { name: "Выплаты" })).toBeInTheDocument();
+			expect(requests).toBe(4);
+
+			isFailing = false;
+			fireEvent.click(retry);
+
+			await waitFor(() =>
+				expect(screen.queryByText("Не удалось обновить данные"))
+					.not.toBeInTheDocument());
+			expect(requests).toBe(5);
+		},
+	);
 });
 
 const LocationProbe: FC = () => {
@@ -746,120 +791,110 @@ describe("income period and snapshot boundary", () => {
 		expect(screen.queryByText(/Итого:|Выплат:/)).not.toBeInTheDocument();
 		expect(screen.queryByRole("button")).not.toBeInTheDocument();
 	});
-});
 
-it.each([false, true])(
-	"shows unavailable comparisons for absent roles without positional fallback (legacy=%s)",
-	async (legacy) => {
+	it("groups all-account payouts by instrument with an exact total", async () => {
 		server.use(
-			http.get("*/api/v1/brokerage-accounts/account-1/income-analytics", () =>
-				HttpResponse.json(
-
-					resource(
-						{ ...analytics, previous: null, yearComparison: null },
+			http.get(
+				"*/api/v1/brokerage-accounts/:accountId/income-analytics",
+				() => HttpResponse.json(resource({
+					...analytics,
+					accountId: "all",
+					entries: [
 						{
-							dependencies: legacy
-								? [
-										resource(null).meta,
-										resource(null).meta,
-										resource(null).meta,
-									]
-								: [],
+							...entry(),
+							account: { id: "broker", name: "Брокерский" },
+							payment: money("RUB", "10"),
 						},
-					),
+						{
+							...entry(),
+							account: { id: "iis", name: "ИИС" },
+							id: "coupon-2",
+							payment: money("RUB", "20"),
+						},
+					],
+				})),
+			),
+		);
+		renderPage(undefined, "all");
+
+		expect(await screen.findByText("Купон · BOND")).toBeInTheDocument();
+		expect(screen.getByText("+30 ₽")).toBeInTheDocument();
+
+		const accounts = within(screen.getByRole("list", {
+			name: /Купон · BOND, Исполнено/,
+		}));
+
+		expect(accounts.getByText("Брокерский")).toBeInTheDocument();
+		expect(accounts.getByText("ИИС")).toBeInTheDocument();
+		expect(accounts.queryByRole("link")).not.toBeInTheDocument();
+	});
+
+	it("keeps repeated payout ids inside one group as separate cards", async () => {
+		server.use(
+			http.get(
+				"*/api/v1/brokerage-accounts/:accountId/income-analytics",
+				() => HttpResponse.json(resource({
+					...analytics,
+					accountId: "all",
+					entries: [
+						{
+							...entry(),
+							account: { id: "broker", name: "Брокерский" },
+							payment: money("RUB", "10"),
+						},
+						{
+							...entry(),
+							account: { id: "iis", name: "ИИС" },
+							payment: money("RUB", "20"),
+						},
+					],
+				})),
+			),
+		);
+		renderPage(undefined, "all");
+
+		expect(await screen.findByText("+30 ₽")).toBeInTheDocument();
+
+		const accounts = within(screen.getByRole("list", {
+			name: /Купон · BOND/,
+		}));
+
+		expect(accounts.getAllByRole("listitem")).toHaveLength(2);
+	});
+
+	it("shows the group total after completeness changes to complete", async () => {
+		let completeness: "complete" | "incomplete" = "incomplete";
+
+		const entries = [
+			{
+				...entry(),
+				account: { id: "broker", name: "Брокерский" },
+				payment: money("RUB", "10"),
+			},
+			{
+				...entry(),
+				account: { id: "iis", name: "ИИС" },
+				id: "coupon-2",
+				payment: money("RUB", "20"),
+			},
+		];
+
+		server.use(
+			http.get(
+				"*/api/v1/brokerage-accounts/:accountId/income-analytics",
+				() => HttpResponse.json(
+					resource({ ...analytics, accountId: "all", entries }, { completeness }),
 				),
 			),
 		);
-		renderPage();
-		expect(
-			await screen.findByText("Сравнение с предыдущим периодом недоступно."),
-		).toBeVisible();
-		expect(
-			screen.getByText("Сравнение с годом ранее недоступно."),
-		).toBeVisible();
-		expect(
-			screen.queryByText("Период сравнения ещё не загружен полностью."),
-		).not.toBeInTheDocument();
-		expect(screen.getByRole("region", { name: "Выплаты" })).toBeVisible();
-	},
-);
+		const view = renderPage(undefined, "all");
 
-it("shows selected income before comparison coverage without inventing a zero baseline", async () => {
-	const dependencies = (["year", "selected", "previous"] as const).map(
+		await screen.findByText("Купон · BOND");
+		expect(screen.queryByText("+30 ₽")).not.toBeInTheDocument();
+		view.unmount();
 
-		role =>
-			({
-				...resource(role === "selected" ? analytics : null).meta,
-				role,
-			}),
-	);
-
-	server.use(
-		http.get("*/api/v1/brokerage-accounts/account-1/income-analytics", () =>
-			HttpResponse.json(
-
-				resource(
-					{ ...analytics, previous: null, yearComparison: null },
-					{ dependencies },
-				),
-			),
-		),
-	);
-	renderPage();
-	expect(await screen.findByRole("region", { name: "Выплаты" })).toBeVisible();
-	expect(
-		screen.queryByRole("region", { name: "Год назад" }),
-	).not.toBeInTheDocument();
-	expect(screen.getAllByText("12 ₽").length).toBeGreaterThan(0);
-	expect(
-		screen.getAllByText("Период сравнения ещё не загружен полностью."),
-	).toHaveLength(2);
-	expect(
-		screen.queryByText("Сравнение с годом ранее недоступно."),
-	).not.toBeInTheDocument();
-	expect(
-		screen.queryByRole("region", { name: "Разница" }),
-	).not.toBeInTheDocument();
-	expect(screen.getByLabelText("Период")).toBeVisible();
-});
-
-it("keeps complete previous comparison while year source failed without inventing its amounts", async () => {
-	const dependencies = [
-		{
-			...resource(analytics).meta,
-			role: "previous" as const,
-
-		},
-		{
-			...resource(null).meta,
-			role: "year" as const,
-			sync: {
-				errorCode: "TBANK_UNAVAILABLE",
-				id: null,
-				state: "failed" as const,
-			},
-		},
-		{
-			...resource(analytics).meta,
-			role: "selected" as const,
-		},
-	];
-
-	server.use(
-		http.get("*/api/v1/brokerage-accounts/account-1/income-analytics", () =>
-			HttpResponse.json(resource(analytics, { dependencies })),
-		),
-	);
-	renderPage();
-	expect(
-		await screen.findByRole("region", { name: "Предыдущий период" }),
-	).toBeVisible();
-	expect(
-		screen.getByText(
-			"Не удалось загрузить период сравнения. Повторите обновление.",
-		),
-	).toBeVisible();
-	expect(
-		screen.queryByRole("region", { name: "Годом ранее" }),
-	).not.toBeInTheDocument();
+		completeness = "complete";
+		renderPage(undefined, "all");
+		expect(await screen.findByText("+30 ₽")).toBeInTheDocument();
+	});
 });

src/pages/account-income/ui/AccountIncomePage/AccountIncomePage.vm.ts

@@ -5,6 +5,7 @@ import { useParams, useSearchParams } from "react-router";
 
 import { type IncomeAnalytics, useIncomeAnalytics } from "@/entities/income";
 import { useScreenSync } from "@/features/tbank-connection";
+import { type InvestmentResourceMeta, readRetry } from "@/shared/api";
 import { isValidPeriod, moscowDate, useInitialAvailability } from "@/shared/lib";
 
 import {
@@ -30,10 +31,14 @@ type AccountIncomePageViewModel
 		onReset: () => void;
 		onSubmit: (values: IncomeForm) => void;
 		partial?: boolean;
+		readRetry: ReturnType<typeof readRetry>;
+		source?: InvestmentResourceMeta;
 		state: "loaded";
+		totalVisible: boolean;
 	}
 	| {
 		period: IncomePeriod;
+		readRetry: ReturnType<typeof readRetry>;
 		state: "error";
 	}
 	| { state: "loading" };
@@ -79,19 +84,21 @@ const useAccountIncomePageViewModel = (): AccountIncomePageViewModel => {
 	const availability = useInitialAvailability({
 		hasContent: !!analytics.data,
 		identity: `${accountId}:${period.from}:${period.to}`,
-		isError: analytics.isError || analytics.meta?.sync.state === "failed",
+		isError: analytics.isError || analytics.meta?.lastAttempt.state === "failed",
 		isFetching: analytics.isFetching,
 	});
 
+	const retry = readRetry([analytics]);
+
 	if (availability === "loading" && analytics.isLoading)
 		return { state: "loading" };
 
 	if (!analytics.data)
 		return availability === "unavailable"
-			? { period, state: "error" }
+			? { period, readRetry: retry, state: "error" }
 			: { state: "loading" };
 
-	const display = toIncomeDisplayModel(analytics.data, analytics.meta);
+	const display = toIncomeDisplayModel(analytics.data);
 
 	const onSubmit = (values: IncomeForm) => {
 		const from = parseDraftDate(values.from);
@@ -114,8 +121,11 @@ const useAccountIncomePageViewModel = (): AccountIncomePageViewModel => {
 		formRevision: `${accountId}:${period.from}:${period.to}:${resetRevision}`,
 		onReset,
 		onSubmit,
-		partial: analytics.meta?.availability !== "complete",
+		partial: analytics.meta?.completeness === "incomplete",
+		readRetry: retry,
+		source: analytics.meta,
 		state: "loaded",
+		totalVisible: analytics.meta?.completeness === "complete",
 	};
 };
 

src/pages/account-income/ui/AccountIncomePage/components/AccountIncomePageError.view.tsx

@@ -3,15 +3,27 @@ import type { FC } from "react";
 import { StateView } from "@wealthledger/ui";
 import { useTranslation } from "react-i18next";
 
+import { ReadRetryButton } from "@/shared/ui";
+
 import type { AccountIncomePageViewModel } from "../AccountIncomePage.vm";
 
 type ErrorProps = Extract<AccountIncomePageViewModel, { state: "error" }>;
 
-const AccountIncomePageError: FC<ErrorProps> = () => {
+const AccountIncomePageError: FC<ErrorProps> = (props) => {
 	const { t } = useTranslation();
 
+	const retry = props.readRetry.exhausted
+		? (
+				<ReadRetryButton
+					onRetry={props.readRetry.onRetry}
+					retrying={props.readRetry.retrying}
+				/>
+			)
+		: undefined;
+
 	return (
 		<StateView
+			action={retry}
 			error
 			text={t("income.errorText")}
 			title={t("income.errorTitle")}

src/pages/account-income/ui/AccountIncomePage/components/AccountIncomePageLoaded.view.tsx

@@ -9,10 +9,11 @@ import { StateView } from "@wealthledger/ui";
 import { FormProvider } from "react-hook-form";
 import { useTranslation } from "react-i18next";
 
+import { ReadRetry, SourceSyncStatus } from "@/shared/ui";
+
 import type { AccountIncomePageViewModel } from "../AccountIncomePage.vm";
 
 import classes from "../AccountIncomePage.module.css";
-import { IncomeComparisons } from "./IncomeComparisons.view";
 import { IncomePayments } from "./IncomePayments.view";
 import { IncomePeriodForm } from "./IncomePeriodForm/IncomePeriodForm.view";
 import { IncomeSummary } from "./IncomeSummary.view";
@@ -50,23 +51,23 @@ const AccountIncomePageLoaded: FC<LoadedProps> = (props) => {
 				/>
 			</FormProvider>
 
+			<SourceSyncStatus
+				lastAttempt={props.source?.lastAttempt}
+				lastSuccessfulAt={props.source?.lastSuccessfulAt}
+				stale={props.source?.freshness === "stale"}
+			/>
+
+			<ReadRetry {...props.readRetry} />
+
 			<AccountIncomePageLoadedSummary {...props} />
 
 			<Alert color="blue">{t("income.taxBoundary")}</Alert>
 
-			<IncomeComparisons
-				comparison={display.previousComparison}
-				notice={t(`income.${display.previousNotice}`)}
-				title={t("income.previousPeriod")}
+			<IncomePayments
+				allAccounts={props.analytics.accountId === "all"}
+				entries={display.entries}
+				totalVisible={props.totalVisible}
 			/>
-
-			<IncomeComparisons
-				comparison={display.comparison}
-				notice={t(`income.${display.yearNotice}`)}
-				title={t("income.yearAgo")}
-			/>
-
-			<IncomePayments entries={display.entries} />
 		</Stack>
 	);
 };

src/pages/account-income/ui/AccountIncomePage/components/IncomeComparisons.view.tsx

@@ -1,167 +0,0 @@
-import type { FC } from "react";
-
-import { Paper, Stack, Text, Title } from "@mantine/core";
-import { useTranslation } from "react-i18next";
-
-import { formatMoney } from "@/shared/lib";
-
-import type { IncomeDisplayModel } from "../../../model/display";
-
-import classes from "../AccountIncomePage.module.css";
-
-type ComparisonProps = NonNullable<IncomeDisplayModel["comparison"]> & {
-	title: string;
-};
-
-type ComparisonValuesProps = {
-	kind: "compared"
-		| "difference"
-		| "selected";
-	label: string;
-	percentages?: ComparisonProps["values"][number]["percentages"];
-	values: ComparisonProps["values"][number]["selected"];
-};
-
-type IncomeComparisonsProps = {
-	comparison: IncomeDisplayModel["comparison"];
-	notice: string;
-	title: string;
-};
-
-const IncomeComparisons: FC<IncomeComparisonsProps> = (props) => {
-	return (
-		<Stack>
-			<Title order={2}>{props.title}</Title>
-
-			{props.comparison
-				? <Comparison {...props.comparison} title={props.title} />
-				: (
-						<Paper className={classes.comparisonNotice} p="sm" radius="md">
-							<Text aria-live="polite" c="gray.7" role="status" size="sm">
-								{props.notice}
-							</Text>
-						</Paper>
-					)}
-		</Stack>
-	);
-};
-
-const Comparison: FC<ComparisonProps> = (props) => {
-	const { t } = useTranslation();
-
-	return (
-		<section aria-label={props.title} className={classes.comparison}>
-			<Stack gap="md">
-				{props.values.map(value => (
-					<Stack
-						aria-label={value.currency}
-						gap="xs"
-						key={value.currency}
-						role="group"
-					>
-						<div className={classes.comparisonGrid}>
-							<ComparisonValues
-								kind="selected"
-								label={props.selectedPeriod}
-								values={value.selected}
-							/>
-
-							<ComparisonValues
-								kind="compared"
-								label={props.comparedPeriod}
-								values={value.compared}
-							/>
-
-							<ComparisonValues
-								kind="difference"
-								label={t("income.difference")}
-								percentages={value.percentages}
-								values={value.difference}
-							/>
-						</div>
-					</Stack>
-				))}
-
-				{props.values.length === 0 && (
-					<Text c="gray.7" size="sm">
-						{t("income.comparisonEmpty")}
-					</Text>
-				)}
-			</Stack>
-		</section>
-	);
-};
-
-const ComparisonValues: FC<ComparisonValuesProps> = (props) => {
-	const { t } = useTranslation();
-
-	const data_tone
-		= props.kind === "difference"
-			? differenceTone(props.values.total.value)
-			: undefined;
-
-	return (
-		<section
-			aria-label={props.label}
-			className={classes.comparisonPanel}
-			data-kind={props.kind}
-			data-tone={data_tone}
-		>
-			<Text className={classes.comparisonLabel} fw={600} size="sm">
-				{props.label}
-			</Text>
-
-			<dl className={classes.comparisonValues}>
-				{(["total", "coupon", "dividend"] as const).map((key) => {
-					const money
-						// eslint-disable-next-line security/detect-object-injection -- This lookup uses a fixed typed key set, not an arbitrary external property name.
-						= props.values[key];
-
-					const percentage
-						// eslint-disable-next-line security/detect-object-injection -- This lookup uses a fixed typed key set, not an arbitrary external property name.
-						= props.percentages?.[key];
-
-					const tone
-						= props.kind === "difference"
-							? differenceTone(money.value)
-							: undefined;
-
-					const appearanceClass
-						= key === "total"
-							? classes.comparisonTotal
-							: classes.comparisonDetail;
-
-					return (
-						<div className={appearanceClass} key={key}>
-							<dt>{t(`income.${key}`)}</dt>
-
-							<dd data-tone={tone}>
-								<span>
-									{tone === "positive" ? "+" : ""}
-
-									{formatMoney(money)}
-								</span>
-
-								{!!percentage && (
-									<span className={classes.comparisonPercent}>
-										{percentage}
-									</span>
-								)}
-							</dd>
-						</div>
-					);
-				})}
-			</dl>
-		</section>
-	);
-};
-
-function differenceTone(value: string): "negative"
-	| "neutral"
-	| "positive" {
-	if (!/[1-9]/.test(value)) return "neutral";
-
-	return value.startsWith("-") ? "negative" : "positive";
-}
-
-export { IncomeComparisons };

src/pages/account-income/ui/AccountIncomePage/components/IncomePayments.view.tsx

@@ -3,13 +3,22 @@ import type { FC } from "react";
 import { Stack, Title } from "@mantine/core";
 import { useTranslation } from "react-i18next";
 
-import { LedgerEntryRow } from "@/entities/broker-operation";
+import {
+	brokerageOperationGroupKey,
+	LedgerEntryRow,
+	OperationGroup,
+} from "@/entities/broker-operation";
+import { groupItems } from "@/shared/lib";
 
 import type { IncomeDisplayModel } from "../../../model/display";
 
 import classes from "../AccountIncomePage.module.css";
 
-type IncomePaymentsProps = { entries: IncomeDisplayModel["entries"] };
+type IncomePaymentsProps = {
+	allAccounts?: boolean;
+	entries: IncomeDisplayModel["entries"];
+	totalVisible?: boolean;
+};
 
 const IncomePayments: FC<IncomePaymentsProps> = (props) => {
 	const { t } = useTranslation();
@@ -19,11 +28,24 @@ const IncomePayments: FC<IncomePaymentsProps> = (props) => {
 			<Title order={2}>{t("income.payments")}</Title>
 
 			<Stack className={classes.entries} component="ul" gap="sm">
-				{props.entries.map(({ key, operation }) => (
-					<li key={key}>
-						<LedgerEntryRow operation={operation} wrap />
-					</li>
-				))}
+				{groupItems(
+					props.entries,
+					entry => props.allAccounts
+						? brokerageOperationGroupKey(entry.operation)
+						: null,
+				).map(entry => entry.type === "group"
+					? (
+							<OperationGroup
+								entries={entry.items}
+								key={entry.key}
+								totalVisible={props.totalVisible === true}
+							/>
+						)
+					: (
+							<li key={entry.item.key}>
+								<LedgerEntryRow operation={entry.item.operation} wrap />
+							</li>
+						))}
 			</Stack>
 		</Stack>
 	);

src/pages/account-income/ui/AccountIncomePage/components/IncomePeriodForm/IncomePeriodForm.view.tsx

@@ -1,6 +1,6 @@
 import type { FC, SubmitEventHandler } from "react";
 
-import { Button, Paper, Stack, Text } from "@mantine/core";
+import { Button, Stack } from "@mantine/core";
 import { DatePickerInput } from "@mantine/dates";
 
 import classes from "../../AccountIncomePage.module.css";
@@ -27,15 +27,8 @@ const IncomePeriodForm: FC<IncomePeriodFormProps> = (props) => {
 	} = useIncomePeriodFormVm();
 
 	return (
-		<Paper
-			component="form"
-			onSubmit={props.onSubmit}
-			p="md"
-			radius="md"
-			withBorder
-		>
+		<form onSubmit={props.onSubmit}>
 			<Stack gap="sm">
-				<Text fw={700}>{t("income.period")}</Text>
 
 				<div className={classes.fields}>
 					<DatePickerInput
@@ -71,7 +64,7 @@ const IncomePeriodForm: FC<IncomePeriodFormProps> = (props) => {
 					</Button>
 				</div>
 			</Stack>
-		</Paper>
+		</form>
 	);
 };
 

src/pages/account-operations/ui/AccountOperationsPage/AccountOperationsPage.test.tsx

@@ -2,7 +2,7 @@ import type { FC } from "react";
 
 import { MantineProvider } from "@mantine/core";
 import { QueryClientProvider } from "@tanstack/react-query";
-import { fireEvent, render, screen, waitFor } from "@testing-library/react";
+import { fireEvent, render, screen, waitFor, within } from "@testing-library/react";
 import { http, HttpResponse } from "msw";
 import {
 	MemoryRouter,
@@ -44,6 +44,25 @@ const operation: BrokerageOperation
 		type: "OPERATION_TYPE_BUY",
 	};
 
+function coupon(
+	id: string,
+	accountId: string,
+	accountName: string,
+	value: string,
+): BrokerageOperation {
+	return {
+		...operation,
+		account: { id: accountId, name: accountName },
+		category: "income",
+		description: "Купон",
+		id,
+		instrumentUid: "UID",
+		payment: { currency: "RUB", value },
+		ticker: "BOND",
+		type: "OPERATION_TYPE_COUPON",
+	};
+}
+
 const Navigation: FC = () => {
 	const location = useLocation();
 	const navigate = useNavigate();
@@ -71,12 +90,16 @@ function configureTestAuth() {
 	});
 }
 
-function renderPage(search = "") {
+function renderPage(
+	search = "",
+	accountId = "account-1",
+	queryClient = createTestQueryClient(),
+) {
 	return render(
-		<QueryClientProvider client={createTestQueryClient()}>
+		<QueryClientProvider client={queryClient}>
 			<MantineProvider>
 				<MemoryRouter
-					initialEntries={[`/accounts/account-1/operations${search}`]}
+					initialEntries={[`/accounts/${accountId}/operations${search}`]}
 				>
 					<Routes>
 						<Route
@@ -90,6 +113,18 @@ function renderPage(search = "") {
 	);
 }
 
+// Automatic read retries wait 1s + 2s before the failure is final.
+const RETRIES_EXHAUSTED_MS = 6000;
+const TEST_MS = 10_000;
+
+const loadedOperations = {
+	accountId: "account-1",
+	hasNext: false,
+	items: [operation],
+	nextCursor: null,
+	observedAt: "2026-08-14T00:00:00Z",
+};
+
 describe("LedgerEntryRow", () => {
 	it("marks cashless operations without rendering operation details", () => {
 		render(
@@ -217,6 +252,27 @@ describe("LedgerEntryRow", () => {
 	});
 });
 
+const historyStateResource = (historyState: "loading" | "partial") =>
+	HttpResponse.json(
+		resource(
+			{
+				hasNext: false,
+				items: [operation],
+				nextCursor: null,
+			},
+			{
+				coverage: {
+					asOf: null,
+					completeRanges: [],
+					historyBoundary: "unknown",
+					historyState,
+					missingRanges: [],
+					requested: [],
+				},
+			},
+		),
+	);
+
 describe("AccountOperationsPage", () => {
 	it.each(["account-1", "all"])(
 		"normalizes invalid periods and history, preserves one-sided UTC dates and resets cursors for %s",
@@ -478,26 +534,133 @@ describe("AccountOperationsPage", () => {
 		expect(screen.getByRole("button", { name: "Применить" })).toBeDisabled();
 	});
 
-	it("renders an error state", async () => {
+	it("does not show the history loading alert when coverage is partial", async () => {
 		configureTestAuth();
 		server.use(
-			http.get("*/api/v1/brokerage-accounts/:accountId/operations", () =>
-				HttpResponse.json({ code: "TBANK_UNAVAILABLE" }, { status: 503 }),
+			http.get(
+				"*/api/v1/brokerage-accounts/:accountId/operations",
+				() => historyStateResource("partial"),
+			),
+		);
+		renderPage();
+		await screen.findByText("Покупка акций");
+		expect(screen.queryByText("История догружается")).not.toBeInTheDocument();
+	});
+
+	it("shows the history loading alert while historyState is loading", async () => {
+		configureTestAuth();
+		server.use(
+			http.get(
+				"*/api/v1/brokerage-accounts/:accountId/operations",
+				() => historyStateResource("loading"),
 			),
 		);
 		renderPage();
 		expect(
-			await screen.findByText("Не удалось загрузить журнал", undefined, {
-				timeout: 4000,
-			}),
+			await screen.findByText("История догружается"),
 		).toBeInTheDocument();
 	});
+
+	it(
+		"renders an error state with retry that recovers in place",
+		{ timeout: TEST_MS },
+		async () => {
+			configureTestAuth();
+			let isFailing = true;
+			let requests = 0;
+			server.use(
+				http.get("*/api/v1/brokerage-accounts/:accountId/operations", () => {
+					requests += 1;
+
+					return isFailing
+						? HttpResponse.json({ code: "TBANK_UNAVAILABLE" }, { status: 503 })
+						: HttpResponse.json(resource(loadedOperations));
+				}),
+			);
+			renderPage();
+			expect(
+				await screen.findByText("Не удалось загрузить журнал", undefined, {
+					timeout: RETRIES_EXHAUSTED_MS,
+				}),
+			).toBeInTheDocument();
+			expect(requests).toBe(3);
+
+			isFailing = false;
+			fireEvent.click(screen.getByRole("button", { name: "Повторить" }));
+
+			expect(await screen.findByText("Покупка акций")).toBeInTheDocument();
+			expect(requests).toBe(4);
+		},
+	);
+
+	it(
+		"keeps cached operations, warns and retries the same GET",
+		{ timeout: TEST_MS },
+		async () => {
+			configureTestAuth();
+			let isFailing = false;
+			let requests = 0;
+			server.use(
+				http.get("*/api/v1/brokerage-accounts/:accountId/operations", () => {
+					requests += 1;
+
+					return isFailing
+						? HttpResponse.json({ code: "TBANK_UNAVAILABLE" }, { status: 503 })
+						: HttpResponse.json(resource(loadedOperations));
+				}),
+			);
+			const queryClient = createTestQueryClient();
+			renderPage("", "account-1", queryClient);
+			await screen.findByText("Покупка акций");
+			expect(screen.queryByRole("button", { name: "Повторить" }))
+				.not.toBeInTheDocument();
+
+			isFailing = true;
+			void queryClient.invalidateQueries({
+				queryKey: [
+					"get",
+					"/api/v1/brokerage-accounts/{accountId}/operations",
+				],
+			});
+
+			const retry = await screen.findByRole(
+				"button",
+				{ name: "Повторить" },
+				{ timeout: RETRIES_EXHAUSTED_MS },
+			);
+
+			expect(screen.getByText("Не удалось обновить данные")).toBeInTheDocument();
+			expect(screen.getByText("Покупка акций")).toBeInTheDocument();
+			expect(requests).toBe(4);
+
+			isFailing = false;
+			fireEvent.click(retry);
+
+			await waitFor(() =>
+				expect(screen.queryByText("Не удалось обновить данные"))
+					.not.toBeInTheDocument());
+			expect(requests).toBe(5);
+		},
+	);
+
+	it("keeps a null operations envelope loading instead of a confirmed empty period", async () => {
+		configureTestAuth();
+		server.use(
+			http.get("*/api/v1/brokerage-accounts/:accountId/operations", () =>
+				HttpResponse.json(resource(null)),
+			),
+		);
+		renderPage();
+		expect(
+			await screen.findByRole("status", { name: "Загрузка" }, { timeout: 4000 }),
+		).toBeVisible();
+		expect(screen.queryByText("Операций нет")).not.toBeInTheDocument();
+	});
 });
 
 it("keeps UTC operation boundaries in GET and source sync requests", async () => {
 	configureTestAuth();
 	const requested: Record<string, string>[] = [];
-	const syncRequests: unknown[] = [];
 	server.use(
 		http.get(
 			"*/api/v1/brokerage-accounts/:accountId/operations",
@@ -508,9 +671,10 @@ it("keeps UTC operation boundaries in GET and source sync requests", async () =>
 					resource(
 						null,
 						{
-							sync: {
-								errorCode: "TBANK_UNAVAILABLE",
-								id: null,
+							lastAttempt: {
+								finishedAt: "2026-08-14T00:01:00Z",
+								problems: [],
+								startedAt: "2026-08-14T00:00:00Z",
 								state: "failed",
 							},
 						},
@@ -518,11 +682,6 @@ it("keeps UTC operation boundaries in GET and source sync requests", async () =>
 				);
 			},
 		),
-		http.post("*/api/v1/tbank-sync", async ({ request }) => {
-			syncRequests.push(await request.json());
-
-			return HttpResponse.json({ code: "TBANK_UNAVAILABLE" }, { status: 503 });
-		}),
 	);
 	renderPage("?from=2024-02-29&to=2024-03-01&categories=trade");
 	await screen.findByRole("button", { name: "Сбросить" });
@@ -534,7 +693,6 @@ it("keeps UTC operation boundaries in GET and source sync requests", async () =>
 			to: "2024-03-01T23:59:59.999Z",
 		},
 	]);
-	expect(syncRequests).toEqual([]);
 });
 
 it("does not label incomplete empty operations as a confirmed empty period", async () => {
@@ -550,7 +708,7 @@ it("does not label incomplete empty operations as a confirmed empty period", asy
 						items: [],
 						nextCursor: null,
 					},
-					{ availability: "partial" },
+					{ completeness: "incomplete" },
 				),
 			),
 		),
@@ -594,3 +752,73 @@ it("recovers an invalid cursor at the first page without clearing applied filter
 	for (const key of ["from", "to", "categories"])
 		expect(searches[2].get(key)).toBe(searches[0].get(key));
 });
+
+describe("all-account operation groups", () => {
+	it("groups only the current page and rebuilds the group at its boundary", async () => {
+		configureTestAuth();
+		server.use(
+			http.get(
+				"*/api/v1/brokerage-accounts/:accountId/operations",
+				({ request }) => {
+					const cursor = new URL(request.url).searchParams.get("cursor");
+
+					const items = cursor
+						? [
+								coupon("X2", "iis", "ИИС", "150"),
+								coupon("X3", "broker", "Брокерский", "50"),
+								operation,
+							]
+						: [coupon("X1", "broker", "Брокерский", "100")];
+
+					return HttpResponse.json(resource({
+						accountId: "all",
+						hasNext: !cursor,
+						items,
+						nextCursor: cursor ? null : "page-2",
+					}));
+				},
+			),
+		);
+		renderPage("", "all");
+
+		await screen.findAllByText("Купон");
+		expect(screen.queryByRole("list", { name: "Разбивка по счетам" }))
+			.not.toBeInTheDocument();
+		fireEvent.click(screen.getByRole("button", { name: "Далее" }));
+
+		const accounts = await screen.findByRole("list", {
+			name: /Купон · BOND, Исполнено/,
+		});
+
+		expect(screen.getByText("Купон · BOND")).toBeInTheDocument();
+		expect(screen.getByText("+200 ₽")).toBeInTheDocument();
+		expect(within(accounts).getAllByRole("listitem")).toHaveLength(2);
+
+		fireEvent.click(screen.getByRole("button", { name: "Назад" }));
+		await screen.findAllByText("Купон");
+		expect(screen.queryByRole("list", { name: "Разбивка по счетам" }))
+			.not.toBeInTheDocument();
+	});
+
+	it("leaves repeated operations ungrouped for one account", async () => {
+		configureTestAuth();
+		server.use(
+			http.get("*/api/v1/brokerage-accounts/:accountId/operations", () =>
+				HttpResponse.json(resource({
+					accountId: "account-1",
+					hasNext: false,
+					items: [
+						coupon("X1", "account-1", "Брокерский", "100"),
+						coupon("X2", "account-1", "Брокерский", "150"),
+					],
+					nextCursor: null,
+				})),
+			),
+		);
+		renderPage();
+
+		await screen.findAllByText("Купон");
+		expect(screen.queryByRole("list", { name: /Разбивка|Исполнено/ }))
+			.not.toBeInTheDocument();
+	});
+});

src/pages/account-operations/ui/AccountOperationsPage/AccountOperationsPage.vm.ts

@@ -2,6 +2,8 @@ import { useQueryClient } from "@tanstack/react-query";
 import { useState } from "react";
 import { useParams } from "react-router";
 
+import type { InvestmentResourceMeta } from "@/shared/api";
+
 import {
 	type BrokerageOperation,
 	brokerageOperationsQueryOptions,
@@ -10,7 +12,12 @@ import {
 	useBrokerageOperationHistory,
 } from "@/entities/broker-operation";
 import { useScreenSync } from "@/features/tbank-connection";
-import { ApiErrorCode, apiErrorCode, isApiErrorCode } from "@/shared/api";
+import {
+	ApiErrorCode,
+	apiErrorCode,
+	isApiErrorCode,
+	readRetry,
+} from "@/shared/api";
 import {
 	defaultPeriod,
 	isValidPeriod,
@@ -23,6 +30,7 @@ const operationCategorySet = new Set<string>(operationCategories);
 
 type AccountOperationsPageViewModel
 	= | {
+		allAccounts: boolean;
 		canApply: boolean;
 		draftCategories: OperationCategory[];
 		draftPeriod: [null | string, null | string];
@@ -39,9 +47,16 @@ type AccountOperationsPageViewModel
 		onPrevious: () => void;
 		onReset: () => void;
 		partial?: boolean;
+		readRetry: ReturnType<typeof readRetry>;
+		source?: InvestmentResourceMeta;
 		state: "loaded";
+		totalVisible: boolean;
+	}
+	| {
+		onReset: () => void;
+		readRetry: ReturnType<typeof readRetry>;
+		state: "error";
 	}
-	| { onReset: () => void; state: "error" }
 	| { state: "loading" };
 
 const useAccountOperationsPageVm = (): AccountOperationsPageViewModel => {
@@ -98,10 +113,12 @@ const useAccountOperationsPageVm = (): AccountOperationsPageViewModel => {
 	const availability = useInitialAvailability({
 		hasContent: !!operations.data,
 		identity: scope,
-		isError: operations.isError || operations.meta?.sync.state === "failed",
+		isError: operations.isError || operations.meta?.lastAttempt.state === "failed",
 		isFetching: operations.isFetching,
 	});
 
+	const retry = readRetry([operations]);
+
 	if (availability === "loading" && operations.isLoading)
 		return { state: "loading" };
 
@@ -127,13 +144,13 @@ const useAccountOperationsPageVm = (): AccountOperationsPageViewModel => {
 
 	if (
 		(isInvalidCursor || !operations.data)
-		&& (operations.isError || operations.meta?.sync.state === "failed")
+		&& (operations.isError || operations.meta?.lastAttempt.state === "failed")
 	)
-		return { onReset, state: "error" };
+		return { onReset, readRetry: retry, state: "error" };
 
 	if (!operations.data)
 		return availability === "unavailable"
-			? { onReset, state: "error" }
+			? { onReset, readRetry: retry, state: "error" }
 			: { state: "loading" };
 
 	const nextCursor = operations.data.nextCursor;
@@ -144,14 +161,13 @@ const useAccountOperationsPageVm = (): AccountOperationsPageViewModel => {
 			|| !isSameCategories(draftCategories, appliedCategories);
 
 	return {
+		allAccounts: accountId === "all",
 		canApply: isDirty && isValidPeriod(draftFrom, draftTo),
 		draftCategories,
 		draftPeriod,
 		hasNext: Boolean(nextCursor && operations.data.hasNext),
 		hasPrevious: history.hasPrevious,
-		historyLoading:
-			operations.meta?.coverage?.historyState === "loading"
-			|| operations.meta?.coverage?.historyState === "partial",
+		historyLoading: operations.meta?.coverage?.historyState === "loading",
 		items: operations.data.items,
 		maxDate,
 		onApply: () => {
@@ -177,8 +193,11 @@ const useAccountOperationsPageVm = (): AccountOperationsPageViewModel => {
 		onPeriodPopoverOpen: () => setMaxDate(moscowDate(new Date())),
 		onPrevious: history.onPrevious,
 		onReset,
-		partial: operations.meta?.availability !== "complete",
+		partial: operations.meta?.completeness === "incomplete",
+		readRetry: retry,
+		source: operations.meta,
 		state: "loaded",
+		totalVisible: operations.meta?.completeness === "complete",
 	};
 };