ci: validate release PR commits independently (WealthLedger/main#30)

Merge hourly sync frontend client

.ai/architecture.md

@@ -8,7 +8,7 @@ Vitest — отдельную JSDOM конфигурацию. Точные versi
 [package.json](../package.json), реализация — source of truth.
 
 ```text
-app → pages → features → entities → shared
+app → pages → widgets → features → entities → shared
 page container → page VM → entity/feature query → shared/api → backend /api/v1
                          ↓
                  props → state/section views
@@ -30,13 +30,15 @@ contract; frontend не читает его checkout для генерации
 | --- | --- |
 | Bootstrap, глобальные providers, routes | `app` |
 | Композиция маршрута и поведение, нужное только этому экрану | `pages/<page>` |
+| Крупная переиспользуемая композиция экрана | `widgets/<widget>` |
 | Самостоятельная пользовательская возможность с собственным смыслом | `features/<capability>` |
 | Представление/поведение бизнес-сущности | `entities/<entity>` |
 | Переиспользуемый код без WealthLedger domain meaning | `shared` |
 
-Локальный FSD profile: `app → pages → features → entities → shared`, без `widgets`.
-Крупный уникальный блок остаётся в своей page. Form, mutation или click handler
-сами по себе не требуют feature. Два callers не делают domain helper generic shared.
+Локальный FSD profile: `app → pages → widgets → features → entities → shared`.
+Widget собирает несколько нижних слоёв в самостоятельный UI-блок; компонент для
+одной page остаётся у page. Form, mutation или click handler сами по себе не
+требуют feature. Два callers не делают domain helper generic shared.
 Slice именуется по ответственности, а не `helpers`, `hooks` или `types`.
 
 **Безопасный путь:** при сомнении оставь код у ближайшего допустимого owner.
@@ -47,12 +49,12 @@ Slice именуется по ответственности, а не `helpers`,
 
 Cross-slice consumer использует `@/` и `index.ts` владельца, например
 `@/entities/portfolio`. Alias Vite и TypeScript согласован. Другой slice не
-импортирует внутренний файл напрямую. Slices `pages`, `features`, `entities` не зависят от соседнего slice своего слоя;
+импортирует внутренний файл напрямую. Slices `pages`, `widgets`, `features`, `entities` не зависят от соседнего slice своего слоя;
 композиция принадлежит вышележащему owner. Existing меж-slice исключения
 не являются разрешением добавлять новые.
 
 Направление зависимостей, public imports и запрет соседних slices в
-`pages`, `features`, `entities` проверяет `npm run deps`. Внутренние imports
+`pages`, `widgets`, `features`, `entities` проверяет `npm run deps`. Внутренние imports
 одного slice и связи shared segments этот запрет не ограничивает.
 Knip проверяет использование exports, а не смысл placement.
 

.ai/conventions/data.md

@@ -39,6 +39,10 @@ Authorization. Auth endpoints исключены из Bearer/retry middleware. R
 координируется single-flight; после `401` с `UNAUTHORIZED` возможен один retry.
 Не добавляй собственный refresh/retry loop в caller.
 
+Cookie-writing requests упорядочены только в текущей вкладке. Cross-tab auth
+synchronization не требуется; допустим reload/re-login. Web Locks и отдельные
+token stores не добавляются.
+
 Protected queries используют existing session-aware boundary; logout очищает
 session-scoped cache. Access token хранится только в памяти, refresh передаётся
 httpOnly cookie с `credentials: include`. Не сохраняй tokens в localStorage,
@@ -50,6 +54,15 @@ GET subtree; ошибка mutation не меняет generation/cache. Это о
 от обычного фонового refetch. Даже повторное сохранение того же token начинает
 новую generation; поздний ответ прежней generation не попадает в новый кэш.
 
+Отмена/reset принадлежат TanStack Query и generated queryFn с AbortSignal,
+без HTTP request registry, URL-wide latest-read counters и access epochs.
+Успешный HTTP с `data: null` остаётся query success; readiness выбирается по
+data/metadata, без подмены query status и отдельного transport state.
+Status синхронизации содержит только состояние работы. Resources читаются
+через `sync=observe` во время работы и после завершения, без hash comparison.
+Согласованность income entries/groups обеспечивает backend; frontend не
+дублирует её runtime validator.
+
 Mutations используют существующий generated client и query-key owner;
 после успеха обновляй/invalidируй только связанные данные. Optimistic update
 нужен конкретному UX и обязан иметь rollback/error behavior.

.ai/conventions/engineering.md

@@ -7,11 +7,19 @@
 checkout. Внешний API задаётся предоставленным публичным контрактом;
 исходники или инструкции его реализации не являются зависимостью разработки.
 При нехватке требования сообщи, какое решение не определено, до его реализации.
+При конфликте с общим шаблоном следуй местным правилам и явному запросу
+пользователя. Выбирай реализацию самостоятельно, но изменение финансовой
+логики, публичного контракта или утверждённой семантики возвращай владельцу
+на согласование до зависимой работы.
 
 Начни с результата и affected areas. До edits проследи flow/invariants, найди
 owner и 1–3 примера. Код показывает механизм; случайный аналог не меняет контракт.
-Работай напрямую; OpenSpec/SDD lifecycle — только по явному запросу.
-Перед Node-командами активируй местную `.nvmrc`: `nvm use --silent`.
+Выбери lightweight или SDD по [Engineering Workflow](https://git.personal.ksv741.ru/WealthLedger/main/src/commit/03b3b59e6ff2ba391f9dfc42a039a96d0d84c1c9/.ai/conventions/engineering-workflow.md);
+OpenSpec lifecycle начинай после явного решения Change Owner.
+Перед Node-командами активируй местную `.nvmrc`: если `nvm` не загружен в
+non-interactive shell, загрузи установленный `$HOME/.nvm/nvm.sh`; затем
+выполни `nvm use --silent` из frontend. Если `nvm.sh` недоступен, остановись,
+не используй системный Node.
 Сохраняй чужие staged/unstaged/untracked изменения и read-only архивы.
 
 ## Change scope
@@ -57,21 +65,27 @@ Peer-конфликт решай совместимыми версиями бе
 
 ## Проверки и завершение
 
-Code/dependency change: `npm ci`, полный `npm run verify` и дополнительные
-risk checks из местной testing convention. Targeted tests ускоряют итерацию,
-но не заменяют финальный gate. `lint:fix`/format — edits, не proof.
-Markdown-only: проверь новые/изменённые тексты, локальные ссылки/якоря, маршруты
-чтения и `git diff --check`; application build ради текста не нужен.
-Повтори routing по staged/unstaged/new files. Запиши краткие команды, результаты
-и ограничения. Зелёный lint не заменяет semantic/security review.
+| Когда | Что проверить |
+| --- | --- |
+| Окружение новое, изменились manifest/lockfile или Node, установка сомнительна | `npm ci` до Node-проверок; одна правка кода переустановки не требует. |
+| Итерация | Адресные тесты, typecheck и lint по затронутому поведению и риску. При изменении поведения добавь/обнови содержательную регрессию, если существующая проверка не ловит её; для косметики не создавай искусственный тест. |
+| Итоговый code/dependency diff | Перед объявлением готовности и передачей к интеграции выполни один полный `npm run verify` на итоговых входах. Дополнительные risk checks из testing convention и явно утверждённые task checks обязательны; CI проверяет независимо. |
+| Только Markdown | Проверь тексты, ссылки/якоря, маршруты чтения и `git diff --check`; application build не нужен. При изменении verification-контура проверь его работу. |
+
+Повтори routing по staged/unstaged/new files. В отчёте по задаче/PR запиши
+проверенные входы, команду, exit code, результат и ограничения. Повторяй
+проверку при изменении значимых входов (включая config, dependencies и
+generated artifacts), сомнении в evidence или явном запросе пользователя.
+`lint:fix`/format — edits, не proof; lint не заменяет semantic/security review.
 
 ## Git и релизы
 
-Работа — в `codex/<task>` от актуального `develop`, затем PR в `develop`.
+Работа — в ветке `<type>/<issue-number>-<slug>` от актуального `develop`,
+затем PR в `develop`; для cross-repo ссылки укажи owner/repo#number.
 Сохраняй чужие изменения; перед commit просмотри staged paths и diff.
-Commits и PR titles — Conventional Commits; допустим `spec:`. Каждый commit
-содержит одну связанную задачу. При связанной issue добавь её номер в конец
-заголовка (`fix: … #12`); без issue номер не нужен. Root другого checkout
-не управляет этим repo.
+Commits и PR titles — Conventional Commits с parser-recognized Issue reference (`fix: … (#12)`
+или `chore: … (WealthLedger/main#27)`); допустим `spec:`. Каждый commit
+содержит одну связанную задачу. Исключения release и правила ссылки — в
+Engineering Workflow из AGENTS. Root другого checkout не управляет этим repo.
 Прямой push в `main`, force-push и перенос опубликованных тегов не входят в
 обычную работу. Перед release/hotfix прочитай местный README, раздел «Релизы».

.gitea/ISSUE_TEMPLATE/bug.md

@@ -0,0 +1,12 @@
+---
+name: Bug Report
+about: Неверное поведение
+---
+## Проблема и шаги воспроизведения
+
+## Факт / ожидание
+
+## Acceptance Criteria
+- [ ]
+
+## Окружение / ссылки (если применимо)

.gitea/ISSUE_TEMPLATE/engineering.md

@@ -0,0 +1,10 @@
+---
+name: Engineering Task
+about: CI, тесты, документация, процесс и прочее
+---
+## Контекст и результат
+
+## Scope / связанные Issues (если есть)
+
+## Acceptance Criteria
+- [ ]

.gitea/ISSUE_TEMPLATE/feature.md

@@ -0,0 +1,12 @@
+---
+name: Feature Request
+about: Новое наблюдаемое поведение
+---
+## Зачем и какой результат
+
+## Ожидаемое поведение
+
+## Acceptance Criteria
+- [ ]
+
+## Зависимости / связанные Issues (если есть)

.gitea/ISSUE_TEMPLATE/refactor.md

@@ -0,0 +1,12 @@
+---
+name: Refactoring / Technical Debt
+about: Улучшение без нового поведения
+---
+## Проблема и результат
+
+## Сохраняемые инварианты / границы
+
+## Acceptance Criteria
+- [ ]
+
+## Зависимости / ссылки (если есть)

.gitea/PULL_REQUEST_TEMPLATE.md

@@ -0,0 +1,11 @@
+## Summary
+
+## Linked Issue
+Refs
+
+## Changes
+
+## Verification
+- Команда / результат / ограничения:
+
+## Breaking Changes (если есть)

.gitea/workflows/verify.yml

@@ -4,7 +4,7 @@ on:
   push:
     branches: [develop, main]
   pull_request:
-    types: [opened, synchronize, reopened, edited]
+    types: [opened, synchronize, reopened]
   schedule:
     - cron: '17 5 * * *'
 
@@ -34,7 +34,11 @@ jobs:
           HEAD_SHA: ${{ github.event.pull_request.head.sha }}
         run: |
           printf '%s\n' "$PR_TITLE" | npm run commitlint -- --strict
-          npm run commitlint -- --strict --from "$BASE_SHA" --to "$HEAD_SHA"
+          if [[ "$PR_TITLE" =~ ^chore\(release\):\ [0-9]+\.[0-9]+\.[0-9]+$ ]]; then
+            npm run commitlint -- --strict --from "$HEAD_SHA^" --to "$HEAD_SHA"
+          else
+            npm run commitlint -- --strict --from "$BASE_SHA" --to "$HEAD_SHA"
+          fi
 
   security:
     needs: commits

AGENTS.md

@@ -4,6 +4,9 @@
 только его файлы и предоставленные публичные контракты. Перед работой прочитай
 [порядок работы](.ai/conventions/engineering.md#граница-и-порядок-работы), затем
 объединяй triggers задачи и путей; читай активированные темы до решения.
+До edits найди/создай подходящую Gitea Issue, проверь AC и ветку; чтение
+допускается без Issue. Общий маршрут — [Engineering Workflow](https://git.personal.ksv741.ru/WealthLedger/main/src/commit/03b3b59e6ff2ba391f9dfc42a039a96d0d84c1c9/.ai/conventions/engineering-workflow.md)
+(main#28; после merge — актуальная версия `develop`).
 
 | Решение / сигнал | Читать |
 | --- | --- |

CHANGELOG.md

@@ -1,5 +1,99 @@
 # Changelog
 
+## [1.1.0](https://git.personal.ksv741.ru/WealthLedger/frontend/compare/v1.0.0...v1.1.0) (2026-10-12)
+
+### Features
+
+* add stock screener ([a84411d](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/a84411df39dc131290e9f5b5d9313fed17cc629a))
+* align investment client with hourly sync ([432cca2](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/432cca299f3a9a9e45b2697527369ee95f2d0adc))
+* render hourly investment states ([3c226f8](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/3c226f8c29efceccb75af0d6424639a757534f39))
+
+### Bug Fixes
+
+* align frontend workflow rules (WealthLedger/main[#27](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/27)) ([c315f80](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/c315f80b1b07ae0888366512ec157b8e29c81d62))
+* preserve latest stock screener result ([cec9c63](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/cec9c6348a389f16f272dac5533aebc9d12ceae8))
+* show bank summary totals ([20b2cdf](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/20b2cdfd432f8b01e447f68657cf5c685a297f1e))
+
+### Documentation
+
+* clarify frontend verification policy ([cac4351](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/cac4351bc4abf2cec7c5b6611a74d87bf4ec2f70))
+* pin frontend workflow reference (WealthLedger/main[#27](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/27)) ([0d747cc](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/0d747cc93ee08c337cf300c0367612708f45dfb9))
+
+### CI
+
+* skip checks on PR metadata edits ([c882120](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/c8821200ce699dab1ce65360d1968d5877a2e78b))
+
+### Maintenance
+
+* align frontend engineering workflow (WealthLedger/main[#27](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/27)) ([617edfd](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/617edfd489a6a84bb33b57386eca4eb54661f4f0))
+
+## [1.0.0](https://git.personal.ksv741.ru/WealthLedger/frontend/compare/v0.4.0...v1.0.0) (2026-10-07)
+
+### ⚠ BREAKING CHANGES
+
+* drop investment stateVersion/progress/resources
+  from the client contract and use data/metadata readiness instead of
+  rewritten query status. Cross-tab auth may require re-login.
+
+### Features
+
+* add quiet reading with rare confirmations ([5b30bb8](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/5b30bb802a4ec43c036066f9a7e178f37e747a0b))
+* default journal period to last 7 days ([0ea8d7b](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/0ea8d7b62d50a4b7c92e9a9934aead6246ac97f9))
+
+### Bug Fixes
+
+* **deps:** remove npm dependency on Nexus ([c096fc7](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/c096fc70ef442474c9b7766fdf5772b645166b92))
+* **deps:** resolve npm audit advisories ([f873db7](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/f873db7b027b6dee0c7382b4bd3df5198c7a4198))
+* **deps:** resolve npm audit advisories ([10baefd](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/10baefda790e7fb491c893724ddc4da7992103f0))
+* resolve frontend audit findings ([f6db28d](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/f6db28defa51bd9d8fe932ceae4c3c720aba7eb3))
+* sort stock and bond events by payment date ([f5f4447](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/f5f4447d60661aa92c80b50a16e8cb194dfa161f))
+
+### Performance
+
+* **tbank-connection:** poll screen sync every five seconds ([74f8a72](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/74f8a72ed55af2348fa3668f57312f4fdfc1e8a8)), references [WealthLedger/specs#21](https://git.personal.ksv741.ru/WealthLedger/specs/issues/21)
+
+### Refactoring
+
+* address frontend review feedback ([a4046db](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/a4046dbe87bd7dc949df32da3b6aaf174e6f5e8f))
+* clarify frontend model ownership ([0865b35](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/0865b35f93865b4052181d918cee80c995312930))
+* clarify frontend module ownership ([f9f0f69](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/f9f0f6921e86f6c81510373c680b136e4580f386))
+* encapsulate instrument chart data ([64fe902](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/64fe902192b60a72440635f5610ebe02cf8543f8))
+* enforce enum machine codes [#18](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/18) ([5b69003](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/5b6900351612b6ba34c694fc99612733e7901c79))
+* enforce frontend view model boundaries ([ca0ad4f](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/ca0ad4f824a47fa47e32d4717e27b15c8a985f7d))
+* move PortfolioStructure to widgets layer ([c25f6bd](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/c25f6bd85b88c4c7acb2f5ae6fc013aec77005b2))
+* remove redundant page view models ([fb3a5a6](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/fb3a5a6eaa0223a15ea2c9f585a06459371f0a25))
+* share instrument search presentation ([32a7786](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/32a77860c8eaea4a59a26e55b2d66976fd8f9484))
+* share source sync status presentation ([0bc8bc3](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/0bc8bc36b7263b7f0120a08df840b290b40d8116))
+* simplify auth and instrument pages ([b404c18](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/b404c1802a74f5f369173fdfcb086a3d5760e35a))
+* simplify calendar and form state ([94adbaf](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/94adbafa344b23d7f95c31db975d99d990bfcb8b))
+* simplify errors and focus tests ([7e976c3](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/7e976c330c54715018eda4bff0764c5d4de9c8b0))
+* simplify finance view models ([2844b22](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/2844b22dbace41a02c1b5a07b3801e84c66b3528))
+* simplify frontend state and mutation boundaries ([a7537da](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/a7537da34452ab1a15138ab0c1cd93d53d06c517))
+* simplify query and session ownership ([6999707](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/69997075e569da3edd43e242ef36f09311262412))
+* simplify resource queries and layout tests ([c1b0873](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/c1b08735e3a45d565c3836ae37ad76186bf48f26))
+* tighten types and reuse instrument UI ([7c28a42](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/7c28a423dd8a3cc4a5bdcb49b8de7018979df413))
+* unify bank form types and actions ([ff67a76](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/ff67a768addc0c4ba55247f5e2d9d5d5d5aec734))
+
+### CI
+
+* reduce duplicate actions and serialize checks ([95fdc87](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/95fdc8759e20f9baa4ac3d00e703752c79010e01))
+
+### Tests
+
+* remove redundant frontend checks ([320ea59](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/320ea5922a70ab81ce4f05c3c90eb7b6a664fa39))
+
+### Styles
+
+* pin ternary operator formatting [#18](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/18) ([12c3b72](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/12c3b72bfb32dff5f1ffdb36519c90f7ea852488))
+
+### Maintenance
+
+* add typed ESLint checks [#18](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/18) ([5763010](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/57630102e4bcc6b555dd546ba373a14a88256eed))
+* finish frontend ESLint migration [#18](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/18) ([72d7835](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/72d7835227340e349d99f57db134a635f276f6e9))
+* guard presentation data boundaries ([6a89b08](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/6a89b08ee571562fea349801169c40f1f993e9b9))
+* guard unsafe DOM HTML with ESLint [#18](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/18) ([061ec70](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/061ec708c651029cd7d61d22319d11e7ac9f074e))
+* remove unused exports ([fcb938b](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/fcb938b5a29fc82f00bbaa8b2ee776ca57dad010))
+
 ## [0.4.0](https://git.personal.ksv741.ru/WealthLedger/frontend/compare/v0.3.0...v0.4.0) (2026-09-26)
 
 ### Features

README.md

@@ -203,7 +203,8 @@ Checkout frontend содержит все входы сборки и прове
 локальную копию и не обращаются к исходникам или CI сервера. Доставка новой
 схемы — явное обновление snapshot с review и `npm run openapi:generate`.
 Runtime URL API задаётся окружением, а не расположением другого репозитория.
-Разработка идёт напрямую по задаче пользователя; OpenSpec/SDD — по явному запросу.
+Разработка начинается с Issue; lightweight или SDD выбирается по критериям
+Engineering Workflow из AGENTS. OpenSpec — после явного решения Change Owner.
 
 Knip исключает `conventional-changelog-conventionalcommits`: release-it загружает
 preset по имени из `.release-it.json`. Версия preset закреплена напрямую.
@@ -211,9 +212,11 @@ preset по имени из `.release-it.json`. Версия preset закреп
 ## Релизы
 
 Репозиторий выпускается независимо. `develop` — интеграция, `main` — принятые
-релизы. Работа: `codex/<task>` от актуального `develop`, PR в `develop`.
+релизы. Обычная работа: issue-linked ветка от актуального `develop`, PR в `develop`;
+общие правила — в Engineering Workflow по ссылке из AGENTS.
 Обычные PR допускают squash; release и обратная синхронизация сохраняют историю.
-Commits и PR titles — Conventional Commits, включая `spec:`. Версии вручную не повышай.
+Commits и PR titles — Conventional Commits со ссылкой на Issue (кроме release),
+включая `spec:`. Версии вручную не повышай.
 
 1. Получи `main`, `develop` и теги: `git fetch origin --tags`. Убедись, что
    `develop` содержит последний релиз. Создай `release/<name>` от проверенного

commitlint.config.cjs

@@ -1,6 +1,12 @@
 module.exports = {
+	defaultIgnores: false,
 	extends: ["@commitlint/config-conventional"],
+	ignores: [
+		message => /^chore\(release\): \d+\.\d+\.\d+$/.test(message.trim()),
+		message => /^Merge pull request ['"].+['"] \(#\d+\) from .+ into .+$/.test(message.trim()),
+	],
 	rules: {
+		"references-empty": [2, "never"],
 		"type-enum": [
 			2,
 			"always",

dependency-cruiser.cjs

@@ -29,17 +29,17 @@ module.exports = {
 		},
 		{
 			from: {
-				path: "^src/(app|pages|features|entities|shared)/([^/]+)/",
+				path: "^src/(app|pages|widgets|features|entities|shared)/([^/]+)/",
 			},
 			name: "slices-must-use-public-api",
 			severity: "error",
 			to: {
-				path: String.raw`^src/(app|pages|features|entities|shared)/([^/]+)/(?!index\.ts$)`,
+				path: String.raw`^src/(app|pages|widgets|features|entities|shared)/([^/]+)/(?!index\.ts$)`,
 				pathNot: "^src/$1/$2/",
 			},
 		},
 		{
-			from: { path: "^src/(pages|features|entities)/([^/]+)/" },
+			from: { path: "^src/(pages|widgets|features|entities)/([^/]+)/" },
 			name: "no-same-layer-cross-slice-imports",
 			severity: "error",
 			to: { path: "^src/$1/", pathNot: "^src/$1/$2/" },
@@ -48,18 +48,24 @@ module.exports = {
 			from: { path: "^src/shared/" },
 			name: "shared-must-not-depend-on-layers",
 			severity: "error",
-			to: { path: "^src/(entities|features|pages|app)/" },
+			to: { path: "^src/(entities|features|widgets|pages|app)/" },
 		},
 		{
 			from: { path: "^src/entities/" },
 			name: "entities-must-not-depend-on-higher-layers",
 			severity: "error",
-			to: { path: "^src/(features|pages|app)/" },
+			to: { path: "^src/(features|widgets|pages|app)/" },
 		},
 		{
 			from: { path: "^src/features/" },
 			name: "features-must-not-depend-on-higher-layers",
 			severity: "error",
+			to: { path: "^src/(widgets|pages|app)/" },
+		},
+		{
+			from: { path: "^src/widgets/" },
+			name: "widgets-must-not-depend-on-higher-layers",
+			severity: "error",
 			to: { path: "^src/(pages|app)/" },
 		},
 		{

package.json

@@ -1,7 +1,7 @@
 {
 	"name": "wealth-ledger-frontend",
 	"private": true,
-	"version": "0.4.0",
+	"version": "1.1.0",
 	"type": "module",
 	"engines": {
 		"node": "24.21.0"
@@ -34,7 +34,7 @@
 		"lint:fix": "npm run build:packages && eslint . --fix --max-warnings=0"
 	},
 	"lint-staged": {
-		"*.{js,mjs,cjs,ts,tsx}": "eslint --fix --max-warnings=0"
+		"*.{js,mjs,cjs,ts,tsx}": "eslint --fix --max-warnings=0 --no-warn-ignored"
 	},
 	"dependencies": {
 		"@hookform/resolvers": "5.9.1",
@@ -42,6 +42,7 @@
 		"@mantine/core": "9.6.1",
 		"@mantine/dates": "9.6.1",
 		"@mantine/hooks": "9.6.1",
+		"@mantine/notifications": "9.6.1",
 		"@tanstack/react-query": "5.102.8",
 		"@wealthledger/icons": "file:packages/icons",
 		"@wealthledger/tokens": "file:packages/tokens",

scripts/check-release.cjs

@@ -6,12 +6,6 @@ const { version } = require("../package.json");
 const git = (...arguments_) =>
 	execFileSync("git", arguments_, { encoding: "utf8" }).trim(); // eslint-disable-line sonarjs/no-os-command-from-path -- Repository checks use the developer/CI Git installation; arguments never invoke a shell.
 
-assert.equal(
-	git("status", "--porcelain"),
-	"",
-	"Commit all changes before preparing a release",
-);
-
 const tag_ = git(
 	"tag",
 	"--merged",

src/app/routes/AppRoutes/AllAccounts.test.tsx

@@ -369,7 +369,9 @@ describe("All accounts routes", () => {
 		renderPage("/accounts/all/operations?from=2026-08-01&to=2026-08-31");
 		await screen.findAllByText("Выплата купона");
 		fireEvent.click(screen.getByRole("button", { name: "Далее" }));
-		fireEvent.click(await screen.findByRole("button", { name: "Повторить" }));
+		await waitFor(() => {
+			expect(screen.queryByRole("button", { name: "Повторить" })).not.toBeInTheDocument();
+		});
 		expect(await screen.findAllByText("Выплата купона")).toHaveLength(2);
 		expect(screen.getByLabelText("Текущий путь")).toHaveTextContent(
 			"from=2026-08-01&to=2026-08-31",
@@ -390,10 +392,12 @@ describe("All accounts routes", () => {
 			}),
 		);
 		expect(screen.getAllByText("Сбербанк")).toHaveLength(1);
-		expect(
-			await screen.findByRole("button", {
-				name: "Повторить",
-			}),
-		).toBeInTheDocument();
+		await waitFor(() => {
+			expect(
+				screen.queryByRole("button", {
+					name: "Повторить",
+				}),
+			).not.toBeInTheDocument();
+		});
 	});
 });

src/app/ui/App.tsx

@@ -2,6 +2,7 @@ import type { FC } from "react";
 
 import { MantineProvider } from "@mantine/core";
 import { DatesProvider } from "@mantine/dates";
+import { Notifications } from "@mantine/notifications";
 import { QueryClient, QueryClientProvider } from "@tanstack/react-query";
 import { cssVariablesResolver, theme } from "@wealthledger/ui/theme";
 import { BrowserRouter } from "react-router";
@@ -11,7 +12,11 @@ import { AuthProvider } from "@/features/auth";
 
 const queryClient = new QueryClient({
 	defaultOptions: {
-		queries: { refetchOnWindowFocus: false, retry: false },
+		queries: {
+			refetchOnReconnect: true,
+			refetchOnWindowFocus: true,
+			retry: false,
+		},
 	},
 });
 
@@ -31,6 +36,8 @@ const App: FC = () => {
 							</RouteErrorBoundary>
 						</AuthProvider>
 					</BrowserRouter>
+
+					<Notifications autoClose={4000} limit={2} position="top-right" zIndex={1000} />
 				</QueryClientProvider>
 			</DatesProvider>
 		</MantineProvider>

src/entities/bank-card/api/banking.test.tsx

@@ -147,7 +147,7 @@ describe("banking API", () => {
 				expect(url.searchParams.get("from")).toBe("2026-09-01");
 				expect(url.searchParams.get("to")).toBe("2026-09-30");
 				if (isFail && page === 2)
-					return HttpResponse.json({ code: "FAILED" }, { status: 500 });
+					return HttpResponse.json({ code: "NOT_FOUND" }, { status: 404 });
 
 				return HttpResponse.json({
 					hasNext: page === 1,
@@ -299,7 +299,7 @@ describe("banking API", () => {
 		expect(result.current.query.data?.balance.value).toBe("100");
 		server.use(
 			http.get("*/api/v1/bank-cards/a", () =>
-				HttpResponse.json({ code: "INTERNAL_ERROR" }, { status: 500 }),
+				HttpResponse.json({ code: "NOT_FOUND" }, { status: 404 }),
 			),
 		);
 		await act(() => result.current.query.refetch());

src/entities/bank-card/ui/BankCardForm/BankCardForm.vm.ts

@@ -1,4 +1,5 @@
 import { zodResolver } from "@hookform/resolvers/zod";
+import { notifications } from "@mantine/notifications";
 import { useState } from "react";
 import { useForm } from "react-hook-form";
 import { useTranslation } from "react-i18next";
@@ -71,7 +72,7 @@ function useBankCardFormVm(props: BankCardFormProps) {
 				openingDate: values.openingDate,
 			};
 
-			if (props.card)
+			if (props.card) {
 				await updateCard.mutateAsync({
 					body: {
 						...metadata,
@@ -80,12 +81,19 @@ function useBankCardFormVm(props: BankCardFormProps) {
 					},
 					id: props.card.id,
 				});
-			else
+			}
+			else {
 				await cardCreation.mutateAsync({
 					id: intent,
 					...metadata,
 					...financial,
 				});
+				notifications.show({
+					id: "bank-card-created-" + intent,
+					message: t("bank.cardSaved"),
+				});
+			}
+
 			setOpened(false);
 		}
 		catch (error_) {

src/entities/bank-card/ui/BankSummary/BankSummary.module.css

@@ -15,6 +15,28 @@
 	min-width: 0;
 }
 
+.totals {
+	display: flex;
+	flex-wrap: wrap;
+	gap: var(--mantine-spacing-xs) var(--mantine-spacing-lg);
+	margin: 0;
+}
+
+.totals > div {
+	display: grid;
+	gap: 0;
+}
+
+.totals dt {
+	color: var(--mantine-color-dimmed);
+	font-size: var(--mantine-font-size-xs);
+}
+
+.totals dd {
+	margin: 0;
+	font-variant-numeric: tabular-nums;
+}
+
 .categories {
 	display: grid;
 	grid-template-columns: repeat(2, minmax(0, 1fr));

src/entities/bank-card/ui/BankSummary/BankSummary.stories.tsx

@@ -47,7 +47,6 @@ const meta
 			error: false,
 			fetching: false,
 			loading: false,
-			retry: () => {},
 		},
 		component: BankSummaryView,
 		parameters: {

src/entities/bank-card/ui/BankSummary/BankSummary.view.test.tsx

@@ -0,0 +1,35 @@
+import { MantineProvider } from "@mantine/core";
+import { render, screen } from "@testing-library/react";
+import { describe, expect, it } from "vitest";
+
+import { BankSummaryView } from "./BankSummary.view";
+
+const money = (value: string) => ({ currency: "RUB", value });
+
+describe("BankSummaryView", () => {
+	it("shows expenses, refunds, and net monthly totals", () => {
+		render(
+			<MantineProvider env="test">
+				<BankSummaryView
+					data={{
+						cardId: "card-1",
+						categories: [],
+						expenses: money("1000"),
+						net: money("800"),
+						refunds: money("200"),
+					}}
+					error={false}
+					fetching={false}
+					loading={false}
+				/>
+			</MantineProvider>,
+		);
+
+		expect(screen.getAllByText("Расходы")).toHaveLength(2);
+		expect(screen.getByText("Возвращено")).toBeInTheDocument();
+		expect(screen.getByText("После возвратов")).toBeInTheDocument();
+		expect(screen.getByText("1 000,00 ₽")).toBeInTheDocument();
+		expect(screen.getByText("200,00 ₽")).toBeInTheDocument();
+		expect(screen.getByText("800,00 ₽")).toBeInTheDocument();
+	});
+});

src/entities/bank-card/ui/BankSummary/BankSummary.view.tsx

@@ -1,6 +1,6 @@
 import type { CSSProperties, FC } from "react";
 
-import { Button, Group, Skeleton, Stack, Text, Title } from "@mantine/core";
+import { Skeleton, Stack, Text, Title } from "@mantine/core";
 import { OperationIcon } from "@wealthledger/icons";
 import { LoadingSkeleton } from "@wealthledger/ui";
 import { useTranslation } from "react-i18next";
@@ -20,7 +20,6 @@ type BankSummaryViewProps = {
 	error: boolean;
 	fetching: boolean;
 	loading: boolean;
-	retry: () => void;
 };
 
 const BankSummaryViewCategories: FC<BankSummaryViewProps> = (props) => {
@@ -93,25 +92,37 @@ const BankSummaryView: FC<BankSummaryViewProps> = (props) => {
 				</Title>
 
 				{props.data && (
-					<Text className={classes.total}>
-						{formatMoney(props.data.net, { withZeroCents: true })}
-					</Text>
+					<dl className={classes.totals}>
+						<div>
+							<dt>{t("bank.summary")}</dt>
+
+							<dd>
+								{formatMoney(props.data.expenses, { withZeroCents: true })}
+							</dd>
+						</div>
+
+						<div>
+							<dt>{t("bank.refunds")}</dt>
+
+							<dd>
+								{formatMoney(props.data.refunds, { withZeroCents: true })}
+							</dd>
+						</div>
+
+						<div>
+							<dt>{t("bank.net")}</dt>
+
+							<dd className={classes.total}>
+								{formatMoney(props.data.net, { withZeroCents: true })}
+							</dd>
+						</div>
+					</dl>
 				)}
 			</div>
 
 			<BankSummaryViewCategories {...props} />
 
-			{props.error && (
-				<Group role="alert">
-					<Text>{t(props.data ? "bank.refreshError" : "bank.error")}</Text>
-
-					<Button onClick={props.retry} variant="default">
-						{t("bank.retry")}
-					</Button>
-				</Group>
-			)}
-
-			{props.data && props.fetching && <Text role="status">{t("bank.refreshing")}</Text>}
+			{props.error && !props.data && <Text role="alert">{t("bank.error")}</Text>}
 		</Stack>
 	);
 };

src/entities/broker-operation/model/useBrokerageOperationHistory.ts

@@ -1,5 +1,5 @@
 import { hashKey, useQueryClient } from "@tanstack/react-query";
-import { useState } from "react";
+import { useEffect, useState } from "react";
 
 import { ApiErrorCode, apiErrorCode, isApiErrorCode } from "@/shared/api";
 
@@ -29,15 +29,28 @@ function useBrokerageOperationHistory(
 		cursor: cursors.at(-1),
 	});
 
+	const isInvalidCursor = isApiErrorCode(
+		apiErrorCode(operations.error),
+		ApiErrorCode.InvalidOperationsCursor,
+	);
+
+	const isRecoveringInvalidCursor = cursors.length > 0 && isInvalidCursor;
+
 	const reset = () => setPagination({ cursors: [], scope });
 
+	useEffect(() => {
+		if (!isRecoveringInvalidCursor) return;
+
+		const timeout = setTimeout(() => {
+			setPagination({ cursors: [], scope });
+			void client.invalidateQueries({ exact: true, queryKey });
+		}, 0);
+
+		return () => clearTimeout(timeout);
+	}, [client, isRecoveringInvalidCursor, queryKey, scope]);
+
 	const retry = (retryScreen: () => unknown) => {
-		if (
-			isApiErrorCode(
-				apiErrorCode(operations.error),
-				ApiErrorCode.InvalidOperationsCursor,
-			)
-		) {
+		if (isInvalidCursor) {
 			reset();
 			void client.invalidateQueries({
 				exact: true,
@@ -49,6 +62,7 @@ function useBrokerageOperationHistory(
 
 	return {
 		hasPrevious: cursors.length > 0,
+		isRecoveringInvalidCursor,
 		onNext: () => {
 			if (operations.data?.nextCursor)
 				setPagination({

src/entities/brokerage-account/api/useBrokerageAccounts.ts

@@ -4,17 +4,22 @@ const brokerageAccountsQueryOptions = () =>
 	apiQueryClient.queryOptions("get", "/api/v1/brokerage-accounts");
 
 const brokerageAccountsQueryKey = brokerageAccountsQueryOptions().queryKey;
+const BROKERAGE_ACCOUNTS_STALE_TIME_MS = 1_800_000;
 
 type BrokerageAccount = NonNullable<
 	paths["/api/v1/brokerage-accounts"]["get"]["responses"][200]["content"]["application/json"]["data"]
 >[number];
 
 function useBrokerageAccounts() {
-	return useResourceQuery({
+	const query = useResourceQuery({
 		meta: { accessGroup: "brokerage" },
 		...brokerageAccountsQueryOptions(),
-		staleTime: 60_000,
+		staleTime: BROKERAGE_ACCOUNTS_STALE_TIME_MS,
 	});
+
+	return {
+		...query,
+	};
 }
 
 export {

src/entities/brokerage-account/ui/BrokerageAccountList/BrokerageAccountList.stories.tsx

@@ -205,26 +205,32 @@ export const IndependentFreshness: Story
 				],
 				[
 					{
-						availability: "complete",
+						availability: "available",
+						completeness: "complete",
 						dataRevision: "1",
 						freshness: "stale",
-						lastSuccessfulAt: "2026-09-24T10:30:00Z",
-						resourceKey: "portfolio/storybook-account",
-						stateVersion: "failed",
-						sync: {
-							errorCode: "TBANK_UNAVAILABLE",
-							id: "failed",
+						lastAttempt: {
+							finishedAt: "2026-09-24T10:31:00Z",
+							problems: [],
+							startedAt: "2026-09-24T10:30:00Z",
 							state: "failed",
 						},
+						lastSuccessfulAt: "2026-09-24T10:30:00Z",
+						resourceKey: "portfolio/storybook-account",
 					},
 					{
-						availability: "missing",
+						availability: "initial-loading",
+						completeness: "incomplete",
 						dataRevision: "0",
 						freshness: "unknown",
+						lastAttempt: {
+							finishedAt: null,
+							problems: [],
+							startedAt: "2026-09-24T10:30:00Z",
+							state: "running",
+						},
 						lastSuccessfulAt: null,
 						resourceKey: "portfolio/waiting",
-						stateVersion: "waiting",
-						sync: { errorCode: null, id: "waiting", state: "running" },
 					},
 				],
 			),

src/entities/brokerage-account/ui/BrokerageAccountList/BrokerageAccountList.tsx

@@ -64,16 +64,16 @@ const BrokerageAccountSourceStatus: FC<BrokerageAccountSourceStatusProps> = (
 	const { source } = props;
 	const { t } = useTranslation();
 
-	const isSyncing
-		= source?.sync.state === "running" || source?.sync.state === "queued";
+	const isSyncing = source?.lastAttempt.state === "running";
 
 	const errorText
-		= source?.sync.state === "failed" ? t("accounts.refreshError") : null;
+		= source?.lastAttempt.state === "failed" ? t("accounts.refreshError") : null;
 
 	return (
 		<>
 			<SourceSyncStatus
 				errorText={errorText}
+				lastAttempt={source?.lastAttempt}
 				lastSuccessfulAt={source?.lastSuccessfulAt}
 				stale={source?.freshness === "stale"}
 			/>

src/entities/brokerage-event/ui/BrokerageEventsPreview/BrokerageEventsPreview.tsx

@@ -1,12 +1,10 @@
 import type { FC } from "react";
 
-import { Alert, Button, Skeleton, Stack, Text } from "@mantine/core";
+import { Button, Skeleton, Stack, Text } from "@mantine/core";
 import { LoadingSkeleton } from "@wealthledger/ui";
 import { useTranslation } from "react-i18next";
 import { Link } from "react-router";
 
-import { SourceSyncStatus } from "@/shared/ui";
-
 import type { BrokerageEvent } from "../../api/useBrokerageEvents";
 
 import { brokerageEventKey } from "../../model/event-key";
@@ -19,9 +17,6 @@ type BrokerageEventsPreviewProps = {
 type BrokerageEventsPreviewState
 	= | {
 		items: BrokerageEvent[];
-		lastSuccessfulAt?: null | string;
-		refreshError?: boolean;
-		stale?: boolean;
 		state: "loaded" | "partial";
 		to: string;
 	}
@@ -33,28 +28,15 @@ const BrokerageEventsPreview: FC<BrokerageEventsPreviewProps> = (props) => {
 	const { events } = props;
 	const { t } = useTranslation();
 
-	const errorText
-		= events.state === "loaded" && events.refreshError
-			? t("accounts.refreshError")
-			: null;
-
 	return (
 		<Stack gap="sm">
-			{events.state === "loaded" && (
-				<SourceSyncStatus
-					errorText={errorText}
-					lastSuccessfulAt={events.lastSuccessfulAt}
-					stale={events.stale}
-				/>
-			)}
-
 			{events.state === "loading" && (
 				<LoadingSkeleton label={t("events.recentLoading")}>
 					{["first", "second", "third"].map(placeholder => <Skeleton height={48} key={placeholder} radius="sm" />)}
 				</LoadingSkeleton>
 			)}
 
-			{events.state === "error" && <Alert color="red">{t("events.recentError")}</Alert>}
+			{events.state === "error" && <Text c="dimmed">{t("states.unavailableText")}</Text>}
 
 			{events.state === "empty" && <Text c="dimmed">{t("events.recentEmpty")}</Text>}
 

src/entities/stock/api/queries.ts

@@ -6,10 +6,6 @@ import {
 
 type StockCandles = NonNullable<paths["/api/v1/stocks/{uid}/candles"]["get"]["responses"][200]["content"]["application/json"]["data"]>;
 
-type StockPosition = NonNullable<paths["/api/v1/stocks/{uid}/position"]["get"]["responses"][200]["content"]["application/json"]["data"]>;
-
-const MIN_STOCK_SEARCH_LENGTH = 2;
-
 type StockDividends = NonNullable<paths["/api/v1/stocks/{uid}/dividends"]["get"]["responses"][200]["content"]["application/json"]["data"]>;
 
 type StockPeriod = NonNullable<
@@ -18,6 +14,8 @@ type StockPeriod = NonNullable<
 	>["period"]
 >;
 
+type StockPosition = NonNullable<paths["/api/v1/stocks/{uid}/position"]["get"]["responses"][200]["content"]["application/json"]["data"]>;
+
 const STOCK_STALE_TIME_MS = 30_000;
 
 function useStock(identifier: string) {
@@ -96,18 +94,7 @@ function useStockQuote(uid: string) {
 	});
 }
 
-function useStockSearch(query: string) {
-	return useResourceQuery({
-		...apiQueryClient.queryOptions("get", "/api/v1/stocks", {
-			params: { query: { query } },
-		}),
-		enabled: query.length >= MIN_STOCK_SEARCH_LENGTH,
-		staleTime: STOCK_STALE_TIME_MS,
-	});
-}
-
 export {
-	MIN_STOCK_SEARCH_LENGTH,
 	type StockCandles,
 	type StockDividends,
 	type StockPosition,
@@ -117,5 +104,4 @@ export {
 	useStockDividends,
 	useStockPosition,
 	useStockQuote,
-	useStockSearch,
 };

src/entities/stock/index.ts

@@ -1,5 +1,4 @@
 export {
-	MIN_STOCK_SEARCH_LENGTH,
 	type StockCandles,
 	type StockDividends,
 	type StockPosition,
@@ -9,5 +8,4 @@ export {
 	useStockDividends,
 	useStockPosition,
 	useStockQuote,
-	useStockSearch,
 } from "./api/queries";

src/features/auth/model/auth.vm.ts

@@ -38,14 +38,10 @@ function useAuthProviderVm() {
 	const authQueueRef = useRef<Promise<unknown>>(Promise.resolve());
 	const refreshPromiseRef = useRef<Promise<boolean> | undefined>(undefined);
 
-	// Cookie-writing requests share ordering, including across tabs with Web Locks.
+	// Order cookie-writing requests within this tab. Other tabs may reauthenticate.
 	const serialize = useCallback(<T>(run: () => Promise<T>): Promise<T> => {
 		// eslint-disable-next-line unicorn/prefer-await -- Attach the handler immediately and retain the pending promise for queue/race ordering.
-		const next = authQueueRef.current.then(async () =>
-			"locks" in navigator
-				? navigator.locks.request("wealth-ledger-refresh", run)
-				: run(),
-		);
+		const next = authQueueRef.current.then(run);
 
 		// eslint-disable-next-line unicorn/prefer-await -- Attach the handler immediately and retain the pending promise for queue/race ordering.
 		authQueueRef.current = next.catch(() => {});
@@ -110,8 +106,7 @@ function useAuthProviderVm() {
 			}
 			// eslint-disable-next-line unicorn/prefer-await -- Attach the handler immediately and retain the pending promise for queue/race ordering.
 		}).finally(() => {
-			if (refreshPromiseRef.current === pending)
-				refreshPromiseRef.current = undefined;
+			refreshPromiseRef.current = undefined;
 		});
 
 		refreshPromiseRef.current = pending;

src/features/instrument-details/model/section.test.ts

@@ -1,61 +1,73 @@
-import { describe, expect, it, vi } from "vitest";
+import { describe, expect, it } from "vitest";
 
 import { resource } from "@/test/resource";
 
 import { section } from "./section";
 
 describe("instrument source and transport presentation", () => {
-	it.each(["missing", "partial", "complete"] as const)(
+	it.each([
+		["initial-loading", "incomplete"],
+		["available", "complete"],
+	] as const)(
 		"keeps %s separate from successful transport",
-		(availability) => {
-			const data = availability === "missing" ? undefined : { rows: [] };
+		(availability, completeness) => {
+			const data = availability === "initial-loading" ? undefined : { rows: [] };
 
 			const state = section({
 				data,
 				isError: false,
-				isFetching: false,
-				meta: resource(data, { availability }).meta,
-				refetch: vi.fn(),
+				meta: resource(data, { availability, completeness }).meta,
 			});
 
-			expect(state.loading).toBe(availability === "missing");
-			expect(state.partial).toBe(availability === "partial");
-			expect(state.hasData).toBe(availability !== "missing");
+			expect(state.loading).toBe(availability === "initial-loading");
+			expect(state.partial).toBe(completeness === "incomplete");
+			expect(state.hasData).toBe(availability !== "initial-loading");
 		},
 	);
-	it("preserves a full fresh source and timestamp when force fails, while offering scoped retry", () => {
-		const retry = vi.fn();
-		const refetch = vi.fn();
+	it("preserves empty successful data instead of treating it as missing", () => {
+		const state = section({
+			data: [],
+			isError: false,
+			meta: resource([]).meta,
+		});
 
+		expect(state).toMatchObject({
+			error: false,
+			hasData: true,
+			loading: false,
+		});
+	});
+
+	it("preserves a full source when force fails", () => {
 		const meta = resource([], {
-			sync: { errorCode: "TBANK_UNAVAILABLE", id: "work", state: "failed" },
+			lastAttempt: {
+				finishedAt: "2026-08-14T00:01:00Z",
+				problems: [],
+				startedAt: "2026-08-14T00:00:00Z",
+				state: "failed",
+			},
 		}).meta;
 
-		const state = section(
-			{ data: [], isError: false, isFetching: false, meta, refetch },
-			retry,
-		);
+		const state = section({ data: [], isError: false, meta });
 
 		expect(state).toMatchObject({
 			error: true,
 			hasData: true,
-			lastSuccessfulAt: meta.lastSuccessfulAt,
 			loading: false,
-			refreshing: false,
 		});
-		state.retry();
-		expect(retry).toHaveBeenCalledOnce();
-		expect(refetch).not.toHaveBeenCalled();
 	});
 	it("shows source failure without a false loading or empty result", () => {
 		const state = section({
 			data: undefined,
 			isError: false,
-			isFetching: false,
 			meta: resource(null, {
-				sync: { errorCode: "TBANK_UNAVAILABLE", id: "work", state: "failed" },
+				lastAttempt: {
+					finishedAt: "2026-08-14T00:01:00Z",
+					problems: [],
+					startedAt: "2026-08-14T00:00:00Z",
+					state: "failed",
+				},
 			}).meta,
-			refetch: vi.fn(),
 		});
 
 		expect(state).toMatchObject({

src/features/instrument-details/model/section.ts

@@ -3,43 +3,27 @@ import type { InvestmentResourceMeta } from "@/shared/api";
 type SectionState = {
 	error: boolean;
 	hasData: boolean;
-	lastSuccessfulAt?: null | string;
 	loading: boolean;
 	partial?: boolean;
-	refreshing: boolean;
-	retry: () => void;
-	sourceError?: boolean;
-	stale?: boolean;
 };
 
-function section(
-	query: {
-		data: unknown;
-		isError: boolean;
-		isFetching: boolean;
-		meta?: InvestmentResourceMeta;
-		refetch: () => unknown;
-	},
-	retry?: () => unknown,
-): SectionState {
-	const isError = query.isError || query.meta?.sync.state === "failed";
+function hasSectionData(data: unknown) {
+	return data !== undefined;
+}
+
+function section(query: {
+	data: unknown;
+	isError: boolean;
+	meta?: InvestmentResourceMeta;
+}): SectionState {
+	const isError = query.isError || query.meta?.lastAttempt.state === "failed";
+	const hasData = hasSectionData(query.data);
 
 	return {
 		error: isError,
-		hasData: Boolean(query.data),
-		lastSuccessfulAt: query.meta?.lastSuccessfulAt,
-		loading: !query.data && !isError,
-		partial: query.meta?.availability === "partial",
-		refreshing:
-			Boolean(query.data)
-			&& (query.isFetching
-				|| query.meta?.sync.state === "running"
-				|| query.meta?.sync.state === "queued"),
-		retry: () => {
-			void (retry ?? query.refetch)();
-		},
-		sourceError: query.meta?.sync.state === "failed",
-		stale: query.meta?.freshness === "stale",
+		hasData,
+		loading: !hasData && !isError,
+		partial: query.meta?.completeness === "incomplete",
 	};
 }
 

src/features/instrument-details/ui/InstrumentEvents.view.tsx

@@ -86,7 +86,7 @@ const InstrumentEvents: FC<InstrumentEventsProps> = (props) => {
 
 					<Group justify="space-between" mt="md">
 						<Button
-							disabled={!vm.hasPrevious || vm.operationsState.refreshing}
+							disabled={!vm.hasPrevious}
 							onClick={vm.onPrevious}
 							variant="default"
 						>
@@ -94,7 +94,7 @@ const InstrumentEvents: FC<InstrumentEventsProps> = (props) => {
 						</Button>
 
 						<Button
-							disabled={!vm.operations.hasNext || vm.operationsState.refreshing}
+							disabled={!vm.operations.hasNext}
 							onClick={vm.onNext}
 							variant="default"
 						>

src/features/instrument-details/ui/InstrumentHeader/InstrumentHeader.view.tsx

@@ -1,21 +1,17 @@
 import type { FC, PropsWithChildren, ReactNode } from "react";
 
-import { Avatar, Button, Group, Paper, Text, Title } from "@mantine/core";
-import { useTranslation } from "react-i18next";
+import { Avatar, Group, Paper, Text, Title } from "@mantine/core";
 
 import classes from "./InstrumentHeader.module.css";
 
 type InstrumentHeaderProps = PropsWithChildren<{
 	logoSrc: null | string;
 	name: string;
-	onRefresh: () => void;
-	refreshing: boolean;
 	subtitle: ReactNode;
 }>;
 
 const InstrumentHeader: FC<InstrumentHeaderProps> = (props) => {
-	const { children, logoSrc, name, onRefresh, refreshing, subtitle } = props;
-	const { t } = useTranslation();
+	const { children, logoSrc, name, subtitle } = props;
 
 	return (
 		<Paper className={classes.header} component="header" withBorder>
@@ -31,10 +27,6 @@ const InstrumentHeader: FC<InstrumentHeaderProps> = (props) => {
 						<Text c="dimmed" size="sm">{subtitle}</Text>
 					</div>
 				</div>
-
-				<Button disabled={refreshing} onClick={onRefresh} variant="subtle">
-					{t("investment.refresh")}
-				</Button>
 			</Group>
 
 			{children}

src/features/instrument-details/ui/InstrumentPageState.view.tsx

@@ -1,6 +1,6 @@
 import type { FC } from "react";
 
-import { Anchor, Button, Skeleton, Stack, Text, Title } from "@mantine/core";
+import { Anchor, Skeleton, Stack, Text, Title } from "@mantine/core";
 import { LoadingSkeleton } from "@wealthledger/ui";
 import { useTranslation } from "react-i18next";
 import { Link } from "react-router";
@@ -11,11 +11,10 @@ type InstrumentPageStateProps = {
 	code?: string;
 	kind: "bond" | "stock";
 	loading: boolean;
-	retry: () => void;
 };
 
 const InstrumentPageState: FC<InstrumentPageStateProps> = (props) => {
-	const { code, kind, loading, retry } = props;
+	const { code, kind, loading } = props;
 	const { t } = useTranslation();
 	if (loading) return (
 		<LoadingSkeleton label={t(`${kind}.loading`)}>
@@ -55,10 +54,6 @@ const InstrumentPageState: FC<InstrumentPageStateProps> = (props) => {
 			<Anchor component={Link} to="/settings">
 				{t("accounts.openSettings")}
 			</Anchor>
-
-			<Button onClick={retry} variant="default">
-				{t("accounts.retry")}
-			</Button>
 		</Stack>
 	);
 };

src/features/instrument-details/ui/InstrumentSection.view.tsx

@@ -2,7 +2,6 @@ import type { FC, PropsWithChildren, ReactNode } from "react";
 
 import {
 	Alert,
-	Button,
 	Group,
 	Paper,
 	Skeleton,
@@ -13,8 +12,6 @@ import {
 import { LoadingSkeleton } from "@wealthledger/ui";
 import { useTranslation } from "react-i18next";
 
-import { SourceSyncStatus } from "@/shared/ui";
-
 import type { SectionState } from "../model/section";
 
 import classes from "./InstrumentDetails.module.css";
@@ -33,10 +30,6 @@ type InstrumentSectionProps = PropsWithChildren<{
 const InstrumentSection: FC<InstrumentSectionProps> = (props) => {
 	const { t } = useTranslation();
 
-	const readError = t(
-		props.state.hasData ? "accounts.refreshError" : "stock.sectionError",
-	);
-
 	const sectionClassName = props.embedded
 		? classes.embeddedSection
 		: classes.section;
@@ -80,35 +73,11 @@ const InstrumentSection: FC<InstrumentSectionProps> = (props) => {
 				{props.controls}
 			</Group>
 
-			<SourceSyncStatus
-				lastSuccessfulAt={props.state.lastSuccessfulAt}
-				stale={props.state.stale}
-			/>
-
 			{!!props.state.partial && <Text role="status">{t("investment.partial")}</Text>}
 
-			{!!props.state.refreshing && (
-				<Text c="dimmed" role="status" size="xs">
-					{t("accounts.refreshing")}
-				</Text>
-			)}
-
-			{!!props.state.error && (
+			{!!(props.state.error && !props.state.hasData) && (
 				<Alert aria-live="polite" color="orange" mb="sm" role="status">
-					<Group justify="space-between">
-						<Text size="sm">
-							{props.state.sourceError ? t("investment.syncFailed") : readError}
-						</Text>
-
-						<Button
-							disabled={props.state.refreshing}
-							onClick={props.state.retry}
-							size="xs"
-							variant="default"
-						>
-							{t("accounts.retry")}
-						</Button>
-					</Group>
+					<Text size="sm">{t("stock.sectionError")}</Text>
 				</Alert>
 			)}
 

src/features/instrument-search/ui/InstrumentSearch/InstrumentSearch.test.tsx

@@ -1,7 +1,7 @@
 import type { ComponentProps } from "react";
 
 import { MantineProvider } from "@mantine/core";
-import { fireEvent, render, screen } from "@testing-library/react";
+import { render, screen } from "@testing-library/react";
 import { MemoryRouter } from "react-router";
 import { expect, it, vi } from "vitest";
 
@@ -16,8 +16,6 @@ it("keeps cached results on failure, hides them during a new search and distingu
 		partial: false,
 		query: "SBER",
 		ready: true,
-		refreshing: false,
-		retry: vi.fn(),
 	};
 
 	const cached = [<a href="/stocks/SBER" key="SBER">Сбербанк</a>];
@@ -44,8 +42,7 @@ it("keeps cached results on failure, hides them during a new search and distingu
 	expect(
 		screen.getByRole("link", { name: "Открыть настройки T-Bank" }),
 	).toHaveAttribute("href", "/settings");
-	fireEvent.click(screen.getByRole("button", { name: "Повторить" }));
-	expect(vm.retry).toHaveBeenCalledOnce();
+	expect(screen.queryByRole("button", { name: "Повторить" })).not.toBeInTheDocument();
 
 	rerender(view({ loading: true, ready: false }));
 	expect(screen.queryByRole("link", { name: "Сбербанк" })).not.toBeInTheDocument();

src/features/instrument-search/ui/InstrumentSearch/InstrumentSearch.view.tsx

@@ -3,7 +3,6 @@ import type { ChangeEvent, FC, ReactNode } from "react";
 import {
 	Alert,
 	Anchor,
-	Button,
 	Skeleton,
 	Stack,
 	Text,
@@ -28,8 +27,6 @@ type InstrumentSearchProps = {
 		partial: boolean;
 		query: string;
 		ready: boolean;
-		refreshing: boolean;
-		retry: () => void;
 	};
 };
 
@@ -77,14 +74,6 @@ const InstrumentSearch: FC<InstrumentSearchProps> = (props) => {
 				</Text>
 			</div>
 
-			<Button
-				disabled={vm.refreshing || !vm.canSearch}
-				onClick={vm.retry}
-				w="fit-content"
-			>
-				{t("investment.refresh")}
-			</Button>
-
 			{!!vm.partial && <Alert role="status">{t("investment.partial")}</Alert>}
 
 			<TextInput
@@ -114,9 +103,6 @@ const InstrumentSearch: FC<InstrumentSearchProps> = (props) => {
 							{t("accounts.openSettings")}
 						</Anchor>
 
-						<Button onClick={vm.retry} variant="default">
-							{t("accounts.retry")}
-						</Button>
 					</Stack>
 				</Alert>
 			)}

src/features/tbank-connection/index.ts

@@ -1,6 +1,2 @@
 export { useScreenSync } from "./model/screen-sync";
-export {
-	InvestmentRefreshState,
-	type InvestmentRefreshStateProps,
-} from "./ui/InvestmentRefreshState/InvestmentRefreshState.view";
 export { TbankConnectionSection } from "./ui/TbankConnectionSection/TbankConnectionSection";

src/features/tbank-connection/model/connection-boundary.ts

@@ -2,7 +2,6 @@ import type { QueryClient } from "@tanstack/react-query";
 
 import {
 	apiQueryClient,
-	invalidateApiRequests,
 	type paths,
 } from "@/shared/api";
 
@@ -14,7 +13,6 @@ function isInvestmentPath(path: string) {
 		"/api/v1/brokerage-accounts",
 		"/api/v1/stocks",
 		"/api/v1/bonds",
-		"/api/v1/tbank-sync",
 	].some(root => path === root || path.startsWith(`${root}/`));
 }
 
@@ -27,7 +25,6 @@ function commitTbankConnectionBoundary(
 	queryClient: QueryClient,
 	status: TbankConnectionStatus,
 ) {
-	invalidateApiRequests(isInvestmentPath);
 	queryClient.setQueryData(tbankConnectionQueryKey, status);
 	void queryClient.resetQueries({
 		predicate: ({ queryKey }) => {

src/features/tbank-connection/model/screen-sync.test.tsx

@@ -3,14 +3,12 @@ import { http, HttpResponse } from "msw";
 import { describe, expect, it, vi } from "vitest";
 
 import { useBrokerageAccounts } from "@/entities/brokerage-account";
-import { useStockQuote } from "@/entities/stock";
-import { configureAuthClient, invalidateResourceAccess } from "@/shared/api";
+import { configureAuthClient } from "@/shared/api";
 import { createQueryWrapper } from "@/test/query";
 import { resource } from "@/test/resource";
 import { server } from "@/test/server";
 
 import { useScreenSync } from "../index";
-import { commitTbankConnectionBoundary } from "./connection-boundary";
 
 function auth() {
 	configureAuthClient({
@@ -20,357 +18,23 @@ function auth() {
 	});
 }
 
-describe("page-owned screen synchronization", () => {
-	it("ignores a late sync acceptance after the account scope changes", async () => {
+describe("read-only screen synchronization", () => {
+	it("retries the resource with GET without requesting source observation", async () => {
 		auth();
-
-		const { promise: blocked, resolve: release }
-			= Promise.withResolvers<void>();
-
-		const posted: string[] = [];
-		const polled: string[] = [];
-		server.use(
-			http.post("*/api/v1/tbank-sync", async ({ request }) => {
-				const scope = (await request.json()) as {
-					accountId: string;
-					screen: "account";
-				};
-
-				posted.push(scope.accountId);
-				await blocked;
-
-				return HttpResponse.json(
-					{ id: scope.accountId, now: "2026-09-25T00:00:00Z", scope },
-					{ status: 202 },
-				);
-			}),
-			http.get("*/api/v1/tbank-sync/:id", ({ params }) => {
-				polled.push(String(params.id));
-
-				return HttpResponse.json({
-					id: params.id,
-					resources: [],
-					state: "succeeded",
-				});
-			}),
-		);
-
-		const { rerender, result } = renderHook(
-			({ accountId }) => useScreenSync({ accountId, screen: "account" }, []),
-			{
-				initialProps: { accountId: "old" },
-				wrapper: createQueryWrapper().wrapper,
-			},
-		);
-
-		let pending!: Promise<void>;
-		act(() => {
-			pending = result.current.refresh();
-		});
-		await waitFor(() => expect(posted).toEqual(["old"]));
-		rerender({ accountId: "new" });
-		await act(async () => {
-			release();
-			await pending;
-		});
-		await act(() => result.current.refresh());
-		await waitFor(() => expect(polled).toEqual(["new"]));
-		expect(posted).toEqual(["old", "new"]);
-	});
-	it.each([false, true])(
-		"retries a failed GET without forcing the source (cached=%s)",
-		async (cached) => {
-			auth();
-			const modes: (null | string)[] = [];
-			let isUnavailable = !cached;
-			let posts = 0;
-			server.use(
-				http.get("*/api/v1/brokerage-accounts", ({ request }) => {
-					modes.push(new URL(request.url).searchParams.get("sync"));
-
-					return isUnavailable
-						? HttpResponse.json({ code: "UNAVAILABLE" }, { status: 503 })
-						: HttpResponse.json(
-								resource([], { stateVersion: String(modes.length) }),
-							);
-				}),
-				http.post("*/api/v1/tbank-sync", () => {
-					posts += 1;
-
-					return new HttpResponse(null, { status: 500 });
-				}),
-			);
-			const { queryClient, wrapper } = createQueryWrapper();
-
-			const { result } = renderHook(
-				() => {
-					const accounts = useBrokerageAccounts();
-					const disabled = useStockQuote("");
-
-					return {
-						accounts,
-						disabled,
-						sync: useScreenSync({ screen: "accounts" }, [accounts, disabled]),
-					};
-				},
-				{ wrapper },
-			);
-
-			if (cached) {
-				await waitFor(() =>
-					// eslint-disable-next-line vitest/no-conditional-expect -- The fixed table case selects the expected outcome; every case asserts its own branch.
-					expect(result.current.accounts.isSuccess).toBe(true),
-				);
-				isUnavailable = true;
-				await act(() => result.current.accounts.refetch());
-			}
-
-			await waitFor(() => expect(result.current.accounts.isError).toBe(true));
-			isUnavailable = false;
-			await act(() => result.current.sync.retry());
-			await waitFor(() => expect(result.current.accounts.isSuccess).toBe(true));
-			expect(result.current.accounts.meta?.stateVersion).toBe(
-				cached ? "3" : "2",
-			);
-			expect(modes).toEqual(
-				cached
-					? [
-							null,
-							null,
-							"observe",
-						]
-					: [null, "observe"],
-			);
-			expect(posts).toBe(0);
-			expect(result.current.disabled.data).toBeUndefined();
-			expect(
-				queryClient
-					.getQueryCache()
-					.findAll({ queryKey: ["get", "/api/v1/brokerage-accounts"] }),
-			).toHaveLength(1);
-		},
-	);
-	it.each([
-		["logout", true],
-		["connection", true],
-		["session", false],
-		["connection", false],
-		["access", false],
-	] as const)(
-		"discards recovery after %s changes (HTTP already pending=%s)",
-		async (boundary, pending) => {
-			auth();
-
-			const { promise: blocked, resolve: release }
-				= Promise.withResolvers<void>();
-
-			let isRecovering = false;
-			let isChanged = false;
-			server.use(
-				http.get("*/api/v1/brokerage-accounts", async ({ request }) => {
-					if (boundary === "connection" && isChanged && !request.signal.aborted)
-						return HttpResponse.json(resource([], { stateVersion: "current" }));
-					if (!new URL(request.url).searchParams.has("sync"))
-						return isChanged
-							? HttpResponse.json(resource([], { stateVersion: "current" }))
-							: HttpResponse.json({ code: "UNAVAILABLE" }, { status: 503 });
-					isRecovering = true;
-					await blocked;
-
-					return HttpResponse.json(resource([], { stateVersion: "old" }));
-				}),
-			);
-			const { queryClient, wrapper } = createQueryWrapper();
-			const published: unknown[] = [];
-
-			const unsubscribe = queryClient.getQueryCache().subscribe((event) => {
-				if (event.type === "updated" && event.action.type === "success")
-					published.push(event.query.state.data);
-			});
-
-			const { result } = renderHook(
-				() => {
-					const accounts = useBrokerageAccounts();
-
-					return {
-						accounts,
-						sync: useScreenSync({ screen: "accounts" }, [accounts]),
-					};
-				},
-				{ wrapper },
-			);
-
-			await waitFor(() => expect(result.current.accounts.isError).toBe(true));
-			let recovery!: Promise<void>;
-			act(() => {
-				recovery = result.current.sync.retry();
-			});
-			// eslint-disable-next-line vitest/no-conditional-expect -- The fixed table case selects the expected outcome; every case asserts its own branch.
-			if (pending) await waitFor(() => expect(isRecovering).toBe(true));
-			await act(async () => {
-				isChanged = true;
-
-				switch (boundary) {
-					case "access": {
-						invalidateResourceAccess(queryClient, "brokerage", {
-							code: "FORBIDDEN",
-						});
-
-						break;
-					}
-
-					case "logout": {
-						configureAuthClient();
-						queryClient.clear();
-
-						break;
-					}
-
-					case "session": {
-						auth();
-						queryClient.clear();
-
-						break;
-					}
-
-					case "connection": {
-						commitTbankConnectionBoundary(queryClient, {
-							connected: true,
-							connectedAt: "2026-09-27T00:00:00Z",
-						});
-					}
-				}
-
-				release();
-				await recovery;
-			});
-			if (boundary === "connection")
-				await waitFor(() =>
-					// eslint-disable-next-line vitest/no-conditional-expect -- The fixed table case selects the expected outcome; every case asserts its own branch.
-					expect(result.current.accounts.meta?.stateVersion).toBe("current"),
-				);
-			expect(published).not.toContainEqual(
-				expect.objectContaining({
-					meta: expect.objectContaining({ stateVersion: "old" }) as unknown,
-				}),
-			);
-			unsubscribe();
-		},
-	);
-	it.each([false, true])(
-		"recovers an initial GET failure after forced sync without metadata (status retry=%s)",
-		async (retryStatus) => {
-			auth();
-			const modes: (null | string)[] = [];
-			let polls = 0;
-			server.use(
-				http.get("*/api/v1/brokerage-accounts", ({ request }) => {
-					modes.push(new URL(request.url).searchParams.get("sync"));
-
-					return modes.length === 1
-						? HttpResponse.json({ code: "UNAVAILABLE" }, { status: 503 })
-						: HttpResponse.json(resource([]));
-				}),
-				http.post("*/api/v1/tbank-sync", () =>
-					HttpResponse.json({ id: "recover" }, { status: 202 }),
-				),
-				http.get("*/api/v1/tbank-sync/:id", () => {
-					polls += 1;
-
-					return retryStatus && polls === 1
-						? HttpResponse.json({ code: "UNAVAILABLE" }, { status: 503 })
-						: HttpResponse.json({
-								id: "recover",
-								resources: [resource([]).meta],
-								state: "succeeded",
-							});
-				}),
-			);
-			const { queryClient, wrapper } = createQueryWrapper();
-
-			const { result } = renderHook(
-				() => {
-					const accounts = useBrokerageAccounts();
-					const disabled = useStockQuote("");
-
-					return {
-						accounts,
-						sync: useScreenSync({ screen: "accounts" }, [accounts, disabled]),
-					};
-				},
-				{ wrapper },
-			);
-
-			await waitFor(() => expect(result.current.accounts.isError).toBe(true));
-			expect(result.current.accounts.meta).toBeUndefined();
-			await act(() => result.current.sync.refresh());
-
-			if (retryStatus) {
-				await waitFor(() =>
-					// eslint-disable-next-line vitest/no-conditional-expect -- The fixed table case selects the expected outcome; every case asserts its own branch.
-					expect(result.current.sync.transportError).toBe(true),
-				);
-				await act(() => result.current.sync.retry());
-			}
-
-			await waitFor(() => expect(result.current.accounts.isSuccess).toBe(true));
-			expect(result.current.accounts.data).toEqual([]);
-
-			expect(modes).toEqual([null, "observe"]);
-			expect(
-				queryClient
-					.getQueryCache()
-					.findAll({ queryKey: ["get", "/api/v1/brokerage-accounts"] }),
-			).toHaveLength(1);
-		},
-	);
-	it("posts only its scope once and observes completion without importing again", async () => {
-		auth();
-		const modes: (null | string)[] = [];
-		const bodies: unknown[] = [];
-		let isCompleted = false;
-		let polls = 0;
-
-		const meta = () =>
-			resource([], { stateVersion: isCompleted ? "2" : "1" }).meta;
-
+		let gets = 0;
+		const syncModes: (null | string)[] = [];
 		server.use(
 			http.get("*/api/v1/brokerage-accounts", ({ request }) => {
-				modes.push(new URL(request.url).searchParams.get("sync"));
+				gets += 1;
+				syncModes.push(new URL(request.url).searchParams.get("sync"));
 
-				return HttpResponse.json(resource([], meta()));
-			}),
-			http.post("*/api/v1/tbank-sync", async ({ request }) => {
-				bodies.push(await request.json());
-				isCompleted = true;
-
-				return HttpResponse.json(
-					{
-						id: "screen",
-						now: "2026-09-25T00:00:00Z",
-						scope: { screen: "accounts" },
-					},
-					{ status: 202 },
-				);
-			}),
-			http.get("*/api/v1/tbank-sync/:id", () => {
-				polls++;
-
-				return HttpResponse.json(
-					{
-						errorCode: null,
-						id: "screen",
-						now: "2026-09-25T00:00:00Z",
-						progress: { completed: 1, discovering: false, total: 1 },
-						resources: [meta()],
-						scope: { screen: "accounts" },
-						state: "succeeded",
-					},
-				);
+				return gets === 1
+					? HttpResponse.json({ code: "TBANK_UNAVAILABLE" }, { status: 503 })
+					: HttpResponse.json(resource([]));
 			}),
 		);
 
-		const { result, unmount } = renderHook(
+		const { result } = renderHook(
 			() => {
 				const accounts = useBrokerageAccounts();
 
@@ -382,258 +46,36 @@ describe("page-owned screen synchronization", () => {
 			{ wrapper: createQueryWrapper().wrapper },
 		);
 
+		await waitFor(() => expect(gets).toBe(1));
+		await act(async () => result.current.sync.retry());
 		await waitFor(() => expect(result.current.accounts.data).toEqual([]));
-		await act(async () => {
-			await Promise.all([
-				result.current.sync.refresh(),
-				result.current.sync.refresh(),
-			]);
-		});
-		await waitFor(() =>
-			expect(result.current.accounts.meta?.stateVersion).toBe("2"),
-		);
-		expect(bodies).toEqual([{ screen: "accounts" }]);
 
-		expect(modes).toEqual([null, "observe"]);
-		vi.useFakeTimers();
-
-		try {
-			await act(() => vi.advanceTimersByTimeAsync(120_000));
-			expect(polls).toBe(1);
-
-			expect(modes).toEqual([null, "observe"]);
-			unmount();
-			await vi.advanceTimersByTimeAsync(120_000);
-			expect(polls).toBe(1);
-		}
-		finally {
-			vi.useRealTimers();
-		}
+		expect(gets).toBe(2);
+		expect(syncModes).toEqual([null, null]);
 	});
-	it.each(["leave", "logout"])(
-		"publishes completed empty coverage while history runs, then stops on %s",
-		async (boundary) => {
-			vi.useFakeTimers({ toFake: ["Date"] });
 
-			try {
-				auth();
-				let isCompleted = false;
-				let polls = 0;
-				const modes: (null | string)[] = [];
-
-				const snapshot = () =>
-					resource(
-						isCompleted
-							? []
-							: null,
-						{
-							stateVersion: isCompleted ? "covered" : "initial",
-							sync: { errorCode: null, id: "history", state: "running" },
-						},
-					);
-
-				server.use(
-					http.get("*/api/v1/brokerage-accounts", ({ request }) => {
-						modes.push(new URL(request.url).searchParams.get("sync"));
-
-						return HttpResponse.json(snapshot());
-					}),
-					http.get("*/api/v1/tbank-sync/:id", () => {
-						polls++;
-
-						return HttpResponse.json(
-							{
-								errorCode: null,
-								id: "history",
-								now: "2026-09-25T00:00:00Z",
-								progress: {
-									completed: isCompleted ? 1 : 0,
-									discovering: true,
-									total: 2,
-								},
-								resources: [snapshot().meta],
-								scope: null,
-								state: "running",
-							},
-						);
-					}),
-				);
-
-				const { result, unmount } = renderHook(
-					() => {
-						const accounts = useBrokerageAccounts();
-
-						return {
-							accounts,
-							sync: useScreenSync({ screen: "accounts" }, [accounts]),
-						};
-					},
-					{ wrapper: createQueryWrapper().wrapper },
-				);
-
-				await waitFor(() =>
-					expect(result.current.accounts.meta?.sync.id).toBe("history"),
-				);
-				await waitFor(() => expect(polls).toBeGreaterThan(0));
-				expect(result.current.sync.refreshing).toBe(true);
-				expect(result.current.accounts.data).toBeUndefined();
-				isCompleted = true;
-				vi.setSystemTime(Date.now() + 61_000);
-				await waitFor(() => expect(result.current.accounts.data).toEqual([]), {
-					timeout: 3000,
-				});
-				expect(result.current.sync.refreshing).toBe(true);
-				await act(async () => {
-					await new Promise(resolve => setTimeout(resolve, 1100));
-				});
-
-				expect(modes).toEqual([null, "observe"]);
-				if (boundary === "leave") unmount();
-				else act(() => configureAuthClient());
-				const stopped = polls;
-				await act(async () => {
-					await new Promise(resolve => setTimeout(resolve, 1100));
-				});
-				expect(polls).toBe(stopped);
-			}
-			finally {
-				vi.useRealTimers();
-			}
-		},
-	);
-
-	it("clears private snapshots when status confirms access loss", async () => {
+	it("refreshes the currently open resources together", async () => {
 		auth();
+		let gets = 0;
 		server.use(
-			http.get("*/api/v1/brokerage-accounts", () =>
-				HttpResponse.json(
-					resource(
+			http.get("*/api/v1/brokerage-accounts", () => {
+				gets += 1;
 
-						[],
-						{
-							sync: { errorCode: null, id: "revoked", state: "running" },
-						},
-					),
-				),
-			),
-			http.get("*/api/v1/tbank-sync/:id", () =>
-				HttpResponse.json({ code: "INVALID_TBANK_TOKEN" }, { status: 400 }),
-			),
-		);
-
-		const { result } = renderHook(
-			() => {
-				const accounts = useBrokerageAccounts();
-
-				return {
-					accounts,
-					sync: useScreenSync({ screen: "accounts" }, [accounts]),
-				};
-			},
-			{ wrapper: createQueryWrapper().wrapper },
-		);
-
-		await waitFor(() => expect(result.current.accounts.isError).toBe(true));
-		expect(result.current.accounts.data).toBeUndefined();
-	});
-	it("observes a projection when only its dependency reports new coverage", async () => {
-		auth();
-		let isObserved = false;
-		const modes: (null | string)[] = [];
-
-		const dependency = resource(
-
-			[],
-			{
-				resourceKey: "operations",
-				stateVersion: isObserved ? "covered" : "initial",
-				sync: {
-					errorCode: null,
-					id: "dependency",
-					state: isObserved ? "idle" : "running",
-				},
-			},
-		).meta;
-
-		server.use(
-			http.get("*/api/v1/brokerage-accounts", ({ request }) => {
-				const mode = new URL(request.url).searchParams.get("sync");
-				modes.push(mode);
-				if (mode) isObserved = true;
-
-				return HttpResponse.json(
-					resource(
-						isObserved
-							? []
-							: null,
-						{
-							dependencies: [
-								{
-									...dependency,
-									stateVersion: isObserved ? "covered" : "initial",
-								},
-							],
-							resourceKey: "projection",
-						},
-					),
-				);
+				return HttpResponse.json(resource([]));
 			}),
-			http.get("*/api/v1/tbank-sync/:id", () =>
-
-				HttpResponse.json(
-					{
-						errorCode: null,
-						id: "dependency",
-						now: "2026-09-25T00:00:00Z",
-						progress: { completed: 1, discovering: false, total: 1 },
-						resources: [{ ...dependency, stateVersion: "covered" }],
-						scope: null,
-						state: "succeeded",
-					},
-				),
-			),
-		);
-
-		const { result } = renderHook(
-			() => {
-				const accounts = useBrokerageAccounts();
-				useScreenSync({ screen: "accounts" }, [accounts]);
-
-				return accounts;
-			},
-			{ wrapper: createQueryWrapper().wrapper },
-		);
-
-		await waitFor(() => expect(result.current.data).toEqual([]));
-
-		expect(modes).toEqual([null, "observe"]);
-	});
-
-	it("preserves a fresh snapshot and timestamp after a failed force", async () => {
-		auth();
-		const saved = resource([], { lastSuccessfulAt: "2026-09-25T01:00:00Z" });
-		server.use(
-			http.get("*/api/v1/brokerage-accounts", () => HttpResponse.json(saved)),
-			http.post("*/api/v1/tbank-sync", () =>
-				HttpResponse.json({ code: "TBANK_UNAVAILABLE" }, { status: 503 }),
-			),
 		);
 
 		const { result } = renderHook(
 			() => {
 				const accounts = useBrokerageAccounts();
 
-				return {
-					accounts,
-					sync: useScreenSync({ screen: "accounts" }, [accounts]),
-				};
+				return useScreenSync({ screen: "accounts" }, [accounts]);
 			},
 			{ wrapper: createQueryWrapper().wrapper },
 		);
 
-		await waitFor(() => expect(result.current.accounts.data).toEqual([]));
-		await act(() => result.current.sync.refresh());
-		await waitFor(() => expect(result.current.sync.transportError).toBe(true));
-		expect(result.current.accounts.meta).toEqual(saved.meta);
+		await waitFor(() => expect(gets).toBe(1));
+		await act(async () => result.current.refresh());
+		await waitFor(() => expect(gets).toBe(2));
 	});
 });

src/features/tbank-connection/model/screen-sync.ts

@@ -1,227 +1,52 @@
-import { type QueryKey, useQueryClient } from "@tanstack/react-query";
-import { useEffect, useLayoutEffect, useRef, useState } from "react";
+import type { QueryKey } from "@tanstack/react-query";
 
-import {
-	ApiErrorCode,
-	apiErrorCode,
-	apiQueryClient,
-	invalidateResourceAccess,
-	type InvestmentResourceMeta,
-	isApiErrorCode,
-	useAuthenticatedQueries,
-} from "@/shared/api";
+import { useEffect, useRef } from "react";
 
-import { type InvestmentScreen, useTbankSync } from "./sync";
+import type { InvestmentResourceMeta } from "@/shared/api";
 
 type ScreenResource = {
+	isError: boolean;
+	isFetching: boolean;
 	meta?: InvestmentResourceMeta;
-	observe: (version?: string) => Promise<unknown>;
 	queryKey: QueryKey;
-	transport: {
-		fetchStatus: "fetching"
-			| "idle"
-			| "paused";
-		status: "error"
-			| "pending"
-			| "success";
-	};
+	refetch: () => Promise<unknown>;
 };
 
-const STATUS_INTERVAL_MS = 1000;
+type ScreenScope = {
+	[key: string]: unknown;
+	screen: string;
+};
 
-function observeResource(
-	resource: ScreenResource,
-	latest: Map<string, InvestmentResourceMeta>,
-	completedId: string | undefined,
-	observed: Map<string, string>,
-) {
-	if (!resource.meta) {
-		if (!completedId || resource.transport.fetchStatus !== "idle") return;
-		const key = `query:${JSON.stringify(resource.queryKey)}`;
-		if (observed.get(key) === completedId) return;
-		observed.set(key, completedId);
-		void resource.observe().catch(() => {});
+const READ_INTERVAL_MS = 1_800_000;
 
-		return;
-	}
-
-	const changed = [
-		resource.meta,
-		...(resource.meta.dependencies ?? []),
-	].flatMap((current) => {
-		const notified = latest.get(current.resourceKey);
-
-		return notified && notified.stateVersion !== current.stateVersion
-			? [notified]
-			: [];
-	});
-
-	if (changed.length === 0) return;
-
-	const notification = JSON.stringify(
-		changed.map(meta => [meta.resourceKey, meta.stateVersion]),
-	);
-
-	if (observed.get(resource.meta.resourceKey) === notification) return;
-	observed.set(resource.meta.resourceKey, notification);
-
-	const own = changed.find(
-		meta => meta.resourceKey === resource.meta?.resourceKey,
-	);
-
-	void resource.observe(own?.stateVersion).catch(() => {});
-}
-
-function useScreenSync(scope: InvestmentScreen, resources: ScreenResource[]) {
-	const mutation = useTbankSync();
-	const client = useQueryClient();
-	const deniedRef = useRef(new Set<unknown>());
-	const scopeKey = JSON.stringify(scope);
-
-	const [requested, setRequested] = useState<null
-		| {
-			id: string;
-			scope: string;
-		}>(null);
-
-	const requestInFlightRef = useRef<null | string>(null);
-	const currentScopeRef = useRef(scopeKey);
-	useLayoutEffect(() => {
-		currentScopeRef.current = scopeKey;
-	}, [scopeKey]);
-
-	const isCurrentMutation
-		= JSON.stringify(mutation.variables?.body) === scopeKey;
-
-	const observedRef = useRef(new Map<string, string>());
-
-	const ids = [
-		...new Set([
-			...(requested?.scope === scopeKey ? [requested.id] : []),
-			...resources
-				.flatMap(({ meta }) =>
-					meta ? [meta, ...(meta.dependencies ?? [])] : [],
-				)
-				.flatMap(meta =>
-					meta.sync.id
-					&& (meta.sync.state === "running" || meta.sync.state === "queued")
-						? [meta.sync.id]
-						: [],
-				),
-		]),
-	];
-
-	const statuses = useAuthenticatedQueries(
-		ids.map(id => ({
-			...apiQueryClient.queryOptions("get", "/api/v1/tbank-sync/{id}", {
-				params: { path: { id } },
-			}),
-			refetchInterval: (query: {
-				state: { data?: { state: string }; error: unknown };
-			}) =>
-				!(
-					query.state.error
-					|| (query.state.data && query.state.data.state !== "running")
-				) && STATUS_INTERVAL_MS,
-			refetchOnMount: false,
-			refetchOnWindowFocus: false,
-			retry: false,
-		})),
-	);
+function useScreenSync(_scope: ScreenScope, resources: ScreenResource[]) {
+	const resourcesRef = useRef(resources);
+	useEffect(() => {
+		resourcesRef.current = resources;
+	}, [resources]);
 
 	useEffect(() => {
-		for (const status of statuses) {
-			if (!status.error || deniedRef.current.has(status.error)) {
-				continue;
-			}
+		const timer = setInterval(() => {
+			for (const resource of resourcesRef.current)
+				void resource.refetch().catch(() => {});
+		}, READ_INTERVAL_MS);
 
-			deniedRef.current.add(status.error);
-			if (!isApiErrorCode(apiErrorCode(status.error), ApiErrorCode.NotFound))
-				invalidateResourceAccess(client, "brokerage", status.error);
-		}
+		return () => clearInterval(timer);
+	}, []);
 
-		const latest = new Map<string, InvestmentResourceMeta>();
-
-		const orderedStatuses = statuses.toSorted(
-			(a, b) => a.dataUpdatedAt - b.dataUpdatedAt,
-		);
-
-		for (const status of orderedStatuses) {
-			const statusResources = status.data?.resources ?? [];
-
-			for (const meta of statusResources) {
-				latest.set(meta.resourceKey, meta);
-				const dependencies = meta.dependencies ?? [];
-				for (const dependency of dependencies)
-					latest.set(dependency.resourceKey, dependency);
-			}
-		}
-
-		const completed = statuses.find(
-			status =>
-				requested?.scope === scopeKey
-				&& status.data?.id === requested.id
-				&& status.data.state !== "running",
-		)?.data;
-
-		for (const resource of resources)
-			observeResource(resource, latest, completed?.id, observedRef.current);
-	}, [client, statuses, resources, requested, scopeKey]);
-
-	const isRefreshing
-		= (isCurrentMutation && mutation.isPending)
-			|| statuses.some(
-				status => !status.isError && status.data?.state === "running",
-			)
-			|| resources.some(({ meta }) => {
-				const status = statuses[ids.indexOf(meta?.sync.id ?? "")];
-
-				return (
-					!status?.isError
-					&& (!status?.data || status.data.state === "running")
-					&& (meta?.sync.state === "running" || meta?.sync.state === "queued")
-				);
-			});
+	const isRefreshing = resources.some(resource => resource.isFetching);
 
 	const refresh = async () => {
-		if (isRefreshing || requestInFlightRef.current === scopeKey) return;
-		requestInFlightRef.current = scopeKey;
-
-		try {
-			const accepted = await mutation.mutateAsync({ body: scope });
-			if (
-				currentScopeRef.current === scopeKey
-				&& requestInFlightRef.current === scopeKey
-			)
-				setRequested({ id: accepted.id, scope: scopeKey });
-		}
-		catch {
-			/*
-			The mutation retains the transport error for presentation.
-			*/
-		}
-		finally {
-			if (requestInFlightRef.current === scopeKey)
-				requestInFlightRef.current
-
-					= null;
-		}
+		if (isRefreshing) return;
+		await Promise.allSettled(resources.map(resource => resource.refetch()));
 	};
 
-	// Retry failed HTTP reads without asking the source to import again.
-	// A source failure (or explicit refresh with no read error) still needs a sync.
+	// Retry only the HTTP read; source attempts are reported in resource metadata.
 	const retry = async () => {
-		const failed = resources.filter(
-			resource => resource.transport.status === "error",
-		);
+		const failed = resources.filter(resource => resource.isError);
 
-		const failedStatuses = statuses.filter(status => status.isError);
-		if (failed.length > 0 || failedStatuses.length > 0) {
-			await Promise.allSettled([
-				...failed.map(resource => resource.observe()),
-				...failedStatuses.map(status => status.refetch()),
-			]);
-		}
+		if (failed.length > 0)
+			await Promise.allSettled(failed.map(resource => resource.refetch()));
 		else await refresh();
 	};
 
@@ -229,12 +54,10 @@ function useScreenSync(scope: InvestmentScreen, resources: ScreenResource[]) {
 		refresh,
 		refreshing: isRefreshing,
 		retry,
-		sourceError:
-			statuses.some(status => status.data?.state === "failed")
-			|| resources.some(({ meta }) => meta?.sync.state === "failed"),
-		transportError:
-			(isCurrentMutation && mutation.isError)
-			|| statuses.some(status => status.isError),
+		sourceError: resources.some(
+			({ meta }) => meta?.lastAttempt.state === "failed",
+		),
+		transportError: resources.some(resource => resource.isError),
 	};
 }
 

src/features/tbank-connection/model/sync.test.tsx

@@ -1,148 +0,0 @@
-import { act, renderHook, waitFor } from "@testing-library/react";
-import { http, HttpResponse } from "msw";
-import { describe, expect, it, vi } from "vitest";
-
-import { useBrokerageAccounts } from "@/entities/brokerage-account";
-import { apiQueryClient, configureAuthClient } from "@/shared/api";
-import { createQueryWrapper } from "@/test/query";
-import { resource } from "@/test/resource";
-import { server } from "@/test/server";
-
-import { useScreenSync } from "../index";
-import { commitTbankConnectionBoundary } from "./connection-boundary";
-import { type InvestmentScreen, useTbankSync } from "./sync";
-
-describe("sync connection and session boundaries", () => {
-	it.each(["connection", "session"])(
-		"discards pending status and mutation after %s changes",
-		async (boundary) => {
-			let generation = 0;
-			configureAuthClient({
-				accessToken: () => "synthetic",
-				clear: vi.fn(),
-				generation: () => generation,
-				refresh: () => Promise.resolve(true),
-			});
-
-			const { promise: blocked, resolve: release }
-				= Promise.withResolvers<void>();
-
-			const accepted = {
-				id: "work",
-				now: "2026-09-25T12:00:00Z",
-				scope: { screen: "accounts" },
-			};
-
-			let started = 0;
-			let isChanged = false;
-			server.use(
-				http.get("*/api/v1/brokerage-accounts", () =>
-					HttpResponse.json(resource([], {
-						sync: { errorCode: null, id: "work", state: "running" },
-					})),
-				),
-				http.post("*/api/v1/tbank-sync", async () => {
-					started += 1;
-					await blocked;
-
-					return HttpResponse.json(accepted, { status: 202 });
-				}),
-				http.get("*/api/v1/tbank-sync/:id", async () => {
-					const now = isChanged ? "2026-09-25T12:01:00Z" : accepted.now;
-					started += 1;
-					await blocked;
-
-					return HttpResponse.json(
-						{
-							...accepted,
-							errorCode: null,
-							now,
-							progress: { completed: 1, discovering: false, total: 1 },
-							resources: [],
-							state: "succeeded",
-						},
-					);
-				}),
-			);
-			const { queryClient, wrapper } = createQueryWrapper();
-			const published: string[] = [];
-
-			const unsubscribe = queryClient.getQueryCache().subscribe((event) => {
-				if (
-					(event.query.queryKey as readonly unknown[])[1]
-					!== "/api/v1/tbank-sync/{id}"
-				) {
-					return;
-				}
-
-				const data = event.query.state.data as undefined | { now?: string };
-				if (data?.now) published.push(data.now);
-			});
-
-			const { result } = renderHook(
-				() => {
-					const accounts = useBrokerageAccounts();
-					useScreenSync({ screen: "accounts" }, [accounts]);
-
-					return { mutation: useTbankSync() };
-				},
-				{ wrapper },
-			);
-
-			const screen: InvestmentScreen = { screen: "accounts" };
-			let mutation!: Promise<unknown>;
-			act(() => {
-				mutation = result.current.mutation.mutateAsync({ body: screen });
-			});
-
-			// eslint-disable-next-line vitest/valid-expect -- Attach rejection handling before releasing the request; the assertion is awaited below.
-			const discarded = expect(mutation).rejects.toMatchObject({
-				name: "AbortError",
-			});
-
-			await waitFor(() => expect(started).toBe(2));
-			await act(async () => {
-				isChanged = true;
-
-				if (boundary === "connection")
-					commitTbankConnectionBoundary(
-
-						queryClient,
-						{
-							connected: false,
-							connectedAt: null,
-						},
-					);
-				else {
-					generation += 1;
-					queryClient.clear();
-				}
-
-				release();
-				await blocked;
-			});
-			await discarded;
-			expect(result.current.mutation.data).toBeUndefined();
-
-			const key = apiQueryClient.queryOptions(
-				"get",
-				"/api/v1/tbank-sync/{id}",
-				{ params: { path: { id: "work" } } },
-			).queryKey;
-
-			// A new request may start after a successful connection boundary; an old result cannot win it.
-			if (boundary === "session")
-				// eslint-disable-next-line vitest/no-conditional-expect -- The fixed table case selects the expected outcome; every case asserts its own branch.
-				expect(queryClient.getQueryData(key)).toBeUndefined();
-			else
-				await waitFor(() =>
-					// eslint-disable-next-line vitest/no-conditional-expect -- The fixed table case selects the expected outcome; every case asserts its own branch.
-					expect(queryClient.getQueryData(key)).toMatchObject({
-						now: "2026-09-25T12:01:00Z",
-					}),
-				);
-			expect(published).not.toContain(accepted.now);
-			unsubscribe();
-		},
-	);
-});

src/features/tbank-connection/model/sync.ts

@@ -1,12 +0,0 @@
-import { apiQueryClient, type paths } from "@/shared/api";
-
-type InvestmentScreen
-	= paths["/api/v1/tbank-sync"]["post"]["requestBody"]["content"]["application/json"];
-
-function useTbankSync() {
-	return apiQueryClient.useMutation("post", "/api/v1/tbank-sync", {
-		retry: false,
-	});
-}
-
-export { type InvestmentScreen, useTbankSync };

src/features/tbank-connection/ui/InvestmentRefreshState/InvestmentRefreshState.view.tsx

@@ -58,4 +58,4 @@ const InvestmentRefreshState: FC<InvestmentRefreshStateProps> = (props) => {
 	);
 };
 
-export { InvestmentRefreshState, type InvestmentRefreshStateProps };
+export { InvestmentRefreshState };

src/features/tbank-connection/ui/TbankConnectionSection/TbankConnectionSection.test.tsx

@@ -127,9 +127,11 @@ describe("TbankConnectionSection", () => {
 		const token = screen.getByLabelText("Token T-Bank");
 		fireEvent.change(token, { target: { value: "replacement-draft" } });
 		finishRefetch?.();
-		expect(
-			await screen.findByText(/Не удалось обновить статус подключения/),
-		).toBeVisible();
+		await waitFor(() => {
+			expect(
+				screen.queryByText(/Не удалось обновить статус подключения/),
+			).not.toBeInTheDocument();
+		});
 		expect(screen.getByLabelText("Token T-Bank")).toBe(token);
 		expect(token).toHaveValue("replacement-draft");
 		expect(screen.getByText("Подключено с 14.08.2026")).toBeVisible();
@@ -139,7 +141,6 @@ describe("TbankConnectionSection", () => {
 		expect(client.getQueryData(portfolioQueryKey)).toEqual({
 			source: "previous-connection",
 		});
-		fireEvent.click(screen.getByRole("button", { name: "Повторить" }));
 		await waitFor(() => expect(reads).toBe(2));
 		await waitFor(() =>
 			expect(
@@ -164,13 +165,12 @@ describe("TbankConnectionSection", () => {
 			}),
 		);
 		renderSection(createTestQueryClient());
-		expect(
-			await screen.findByText(/Не удалось загрузить статус подключения/),
-		).toBeVisible();
-		expect(screen.queryByLabelText("Token T-Bank")).not.toBeInTheDocument();
-		fireEvent.click(screen.getByRole("button", { name: "Повторить" }));
-		expect(await screen.findByLabelText("Token T-Bank")).toBeVisible();
-		expect(reads).toBe(2);
+		await waitFor(() => {
+			expect(
+				screen.queryByText(/Не удалось загрузить статус подключения/),
+			).not.toBeInTheDocument();
+		});
+		expect(reads).toBe(1);
 	});
 	it("commits connection status and resets the complete brokerage query subtree after connecting", async () => {
 		const client = seededClient();

src/features/tbank-connection/ui/TbankConnectionSection/TbankConnectionSectionLoaded.vm.ts

@@ -1,3 +1,4 @@
+import { notifications } from "@mantine/notifications";
 import { useQueryClient } from "@tanstack/react-query";
 import { useEffect, useRef, useState } from "react";
 import { useForm } from "react-hook-form";
@@ -32,6 +33,12 @@ function useTbankConnectionSectionLoadedVm(status: TbankConnectionStatus) {
 		onSuccess: (data) => {
 			commitTbankConnectionBoundary(queryClient, data);
 			reset();
+
+			if (status.connected && data.connected)
+				notifications.show({
+					id: "tbank-token-replaced-" + crypto.randomUUID(),
+					message: t("tbank.tokenReplaced"),
+				});
 		},
 	});
 

src/pages/account-events/ui/AccountEventsPage/AccountEventsPage.filters.test.tsx

@@ -3,7 +3,6 @@ import type { FC } from "react";
 import { MantineProvider } from "@mantine/core";
 import { QueryClientProvider } from "@tanstack/react-query";
 import {
-	act,
 	fireEvent,
 	render,
 	renderHook,
@@ -21,6 +20,7 @@ import {
 import { beforeEach, describe, expect, it, vi } from "vitest";
 
 import { configureAuthClient } from "@/shared/api";
+import { defaultPeriod, formatDate } from "@/shared/lib";
 import { createTestQueryClient } from "@/test/query";
 import { resource } from "@/test/resource";
 import { server } from "@/test/server";
@@ -115,7 +115,6 @@ describe("Upcoming event date filters", () => {
 		"keeps event calendar dates in GET and source sync requests: %s",
 		async (search) => {
 			const requested: string[] = [];
-			const syncRequests: unknown[] = [];
 			server.use(
 				http.get("*/api/v1/brokerage-accounts/all/events", ({ request }) => {
 					requested.push(new URL(request.url).search);
@@ -124,25 +123,17 @@ describe("Upcoming event date filters", () => {
 						resource(
 							null,
 							{
-								sync: {
-									errorCode: "TBANK_UNAVAILABLE",
-									id: null,
+								lastAttempt: {
+									finishedAt: "2026-08-14T00:01:00Z",
+									problems: [],
+									startedAt: "2026-08-14T00:00:00Z",
 									state: "failed",
 								},
 							},
 						),
 					);
 				}),
-				http.post("*/api/v1/tbank-sync", async ({ request }) => {
-					syncRequests.push(await request.json());
-
-					return HttpResponse.json(
-						{ code: "TBANK_UNAVAILABLE" },
-						{ status: 503 },
-					);
-				}),
 			);
-			const period = Object.fromEntries(new URLSearchParams(search));
 			const queryClient = createTestQueryClient();
 
 			const { result } = renderHook(
@@ -162,21 +153,13 @@ describe("Upcoming event date filters", () => {
 
 			await waitFor(() => expect(result.current.state).toBe("error"));
 			expect(requested).toEqual([`?${search}`]);
-			expect(syncRequests).toEqual([]);
-			act(() => {
-				if (result.current.state === "error") result.current.retry();
-			});
-			await waitFor(() =>
-				expect(syncRequests).toEqual([
-					{ accountId: "all", screen: "events", ...period },
-				]),
-			);
 		},
 	);
 
 	it.each(["account-1", "all"])(
 		"normalizes invalid links and history while preserving one-sided future dates for %s",
 		async (accountId) => {
+			const [defaultFrom, defaultTo] = defaultPeriod();
 			const searches: string[] = [];
 			server.use(
 				http.get(
@@ -215,24 +198,28 @@ describe("Upcoming event date filters", () => {
 				),
 			);
 			expect(screen.getByLabelText("Период")).toHaveTextContent("01.02.2099");
-			expect(searches).toEqual(["", "?from=2099-02-01", "?to=2099-02-28"]);
+			expect(searches[0]).toBe("");
+			expect(searches).toContain(`?from=${defaultFrom}&to=${defaultTo}`);
+			expect(searches).toContain("?from=2099-02-01");
+			expect(searches).toContain("?to=2099-02-28");
 		},
 	);
 
 	it.each(["account-1", "all"])(
 		"lets users reset filters after a request failure for %s",
 		async (accountId) => {
+			const [defaultFrom] = defaultPeriod();
 			server.use(
 				http.get(
 					"*/api/v1/brokerage-accounts/:accountId/events",
 					({ request }) =>
-						new URL(request.url).searchParams.has("from")
-							? HttpResponse.json({ code: "VALIDATION_ERROR" }, { status: 400 })
-							: HttpResponse.json(resource({ events: [] })),
+						new URL(request.url).searchParams.get("from") === defaultFrom
+							? HttpResponse.json(resource({ events: [] }))
+							: HttpResponse.json({ code: "VALIDATION_ERROR" }, { status: 400 }),
 				),
 			);
 			renderEvents(accountId, ["?from=2099-02-01"]);
-			await screen.findByRole("button", { name: "Повторить" });
+			await screen.findByRole("button", { name: "Сбросить" });
 			fireEvent.click(screen.getByRole("button", { name: "Сбросить" }));
 			await screen.findByLabelText("Период");
 			expect(screen.getByLabelText("URL")).toBeEmptyDOMElement();
@@ -242,6 +229,7 @@ describe("Upcoming event date filters", () => {
 	it.each(["account-1", "all"])(
 		"applies dates only on submit, restores URL dates, and resets from empty results for %s",
 		async (accountId) => {
+			const [defaultFrom, defaultTo] = defaultPeriod();
 			const searches: string[] = [];
 			server.use(
 				http.get(
@@ -260,38 +248,42 @@ describe("Upcoming event date filters", () => {
 					},
 				),
 			);
-			renderEvents(accountId, ["?from=2099-02-01&to=2099-02-28"]);
+			renderEvents(accountId, ["?from=2026-02-01&to=2026-02-28"]);
 			const from = await screen.findByLabelText("Период");
-			expect(from).toHaveTextContent("01.02.2099 – 28.02.2099");
+			expect(from).toHaveTextContent("01.02.2026 – 28.02.2026");
 			expect(screen.getByRole("button", { name: "Применить" })).toBeDisabled();
-			expect(searches).toEqual(["?from=2099-02-01&to=2099-02-28"]);
+			expect(searches).toEqual(["?from=2026-02-01&to=2026-02-28"]);
 			fireEvent.click(from);
 			fireEvent.click(
-				await screen.findByRole("button", { name: /10 February 2099/i }),
+				await screen.findByRole("button", { name: /10 February 2026/i }),
 			);
 			fireEvent.click(
-				await screen.findByRole("button", { name: /28 February 2099/i }),
+				await screen.findByRole("button", { name: /28 February 2026/i }),
 			);
 			expect(searches).toHaveLength(1);
 			fireEvent.click(screen.getByRole("button", { name: "Применить" }));
 			await waitFor(() =>
-				expect(searches.at(-1)).toBe("?from=2099-02-10&to=2099-02-28"),
+				expect(searches.at(-1)).toBe("?from=2026-02-10&to=2026-02-28"),
 			);
 			expect(await screen.findByLabelText("Период")).toHaveTextContent(
-				"10.02.2099 – 28.02.2099",
+				"10.02.2026 – 28.02.2026",
 			);
 			fireEvent.click(screen.getByRole("button", { name: "History back" }));
 			await waitFor(() =>
 				expect(screen.getByLabelText("Период")).toHaveTextContent(
-					"01.02.2099 – 28.02.2099",
+					"01.02.2026 – 28.02.2026",
 				),
 			);
 			expect(screen.getByLabelText("URL")).toHaveTextContent(
-				"?from=2099-02-01&to=2099-02-28",
+				"?from=2026-02-01&to=2026-02-28",
 			);
 			fireEvent.click(screen.getByRole("button", { name: "Сбросить" }));
-			await waitFor(() => expect(searches.at(-1)).toBe(""));
-			expect(await screen.findByLabelText("Период")).toHaveTextContent("");
+			await waitFor(() =>
+				expect(searches.at(-1)).toBe(`?from=${defaultFrom}&to=${defaultTo}`),
+			);
+			expect(await screen.findByLabelText("Период")).toHaveTextContent(
+				`${formatDate(defaultFrom)} – ${formatDate(defaultTo)}`,
+			);
 			expect(screen.getByRole("button", { name: "Применить" })).toBeDisabled();
 			expect(
 				screen.getByText("За выбранный период событий не найдено"),
@@ -300,7 +292,7 @@ describe("Upcoming event date filters", () => {
 	);
 });
 
-it("retains the previous complete forecast and timestamp when its source refresh fails", async () => {
+it("retains the previous complete forecast when its source refresh fails", async () => {
 	configureAuthClient({
 		accessToken: () => "synthetic",
 		clear: vi.fn(),
@@ -318,7 +310,14 @@ it("retains the previous complete forecast and timestamp when its source refresh
 
 	const snapshot = resource(
 		{ events, incomeTotalsByCurrency: [{ currency: "RUB", value: "123.45" }] },
-		{ sync: { errorCode: "TBANK_UNAVAILABLE", id: "failed", state: "failed" } },
+		{
+			lastAttempt: {
+				finishedAt: "2026-08-14T00:01:00Z",
+				problems: [],
+				startedAt: "2026-08-14T00:00:00Z",
+				state: "failed",
+			},
+		},
 	);
 
 	server.use(
@@ -343,9 +342,6 @@ it("retains the previous complete forecast and timestamp when its source refresh
 	await waitFor(() =>
 		expect(result.current).toMatchObject({
 			events,
-			lastSuccessfulAt: snapshot.meta.lastSuccessfulAt,
-			refreshError: true,
-			sourceError: true,
 			state: "loaded",
 		}),
 	);

src/pages/account-events/ui/AccountEventsPage/AccountEventsPage.test.tsx

@@ -6,6 +6,7 @@ import { beforeEach, describe, expect, it, vi } from "vitest";
 import type * as BrokerageEvents from "@/entities/brokerage-event";
 
 import { useBrokerageEvents } from "@/entities/brokerage-event";
+import { defaultPeriod } from "@/shared/lib";
 
 import { AccountEventsPage } from "./AccountEventsPage";
 
@@ -50,8 +51,9 @@ describe("AccountEventsPage", () => {
 				isError: false,
 				isLoading: false,
 				meta: {
-					availability: "complete",
-					sync: { errorCode: null, id: null, state: "idle" },
+					availability: "available",
+					completeness: "complete",
+					lastAttempt: { finishedAt: null, problems: [], startedAt: null, state: "none" },
 				},
 				refetch: vi.fn(),
 			} as never,
@@ -71,7 +73,10 @@ describe("AccountEventsPage", () => {
 				</MemoryRouter>
 			</MantineProvider>,
 		);
-		expect(query).toHaveBeenCalledWith("selected-account", {});
+		expect(query).toHaveBeenCalledWith("selected-account", {
+			from: defaultPeriod()[0],
+			to: defaultPeriod()[1],
+		});
 	});
 
 	it("keeps the loading fallback when no result or account is available", () => {
@@ -81,14 +86,18 @@ describe("AccountEventsPage", () => {
 				isError: false,
 				isLoading: false,
 				meta: {
-					availability: "complete",
-					sync: { errorCode: null, id: null, state: "idle" },
+					availability: "available",
+					completeness: "complete",
+					lastAttempt: { finishedAt: null, problems: [], startedAt: null, state: "none" },
 				},
 				refetch: vi.fn(),
 			} as never,
 		);
 		renderPage();
-		expect(query).toHaveBeenCalledWith("", {});
+		expect(query).toHaveBeenCalledWith("", {
+			from: defaultPeriod()[0],
+			to: defaultPeriod()[1],
+		});
 		expect(screen.getByRole("status", { name: "Загрузка" })).toHaveAttribute(
 			"aria-busy",
 			"true",
@@ -131,8 +140,9 @@ describe("AccountEventsPage", () => {
 				isError: false,
 				isLoading: false,
 				meta: {
-					availability: "complete",
-					sync: { errorCode: null, id: null, state: "idle" },
+					availability: "available",
+					completeness: "complete",
+					lastAttempt: { finishedAt: null, problems: [], startedAt: null, state: "none" },
 				},
 				refetch: vi.fn(),
 			} as never,
@@ -159,8 +169,7 @@ describe("AccountEventsPage", () => {
 		expect(screen.getAllByText("O")).toHaveLength(2);
 	});
 
-	it("renders empty and retryable error states", () => {
-		const refetch = vi.fn();
+	it("renders empty and quiet error states", async () => {
 		const { rerender } = renderPage();
 		expect(
 			screen.getByText("За выбранный период событий не найдено"),
@@ -169,7 +178,6 @@ describe("AccountEventsPage", () => {
 			data: undefined,
 			isError: true,
 			isLoading: false,
-			refetch,
 		} as never);
 		rerender(
 			<MantineProvider>
@@ -178,8 +186,8 @@ describe("AccountEventsPage", () => {
 				</MemoryRouter>
 			</MantineProvider>,
 		);
-		fireEvent.click(screen.getByRole("button", { name: "Повторить" }));
-		expect(refresh).toHaveBeenCalledOnce();
+		expect(await screen.findByRole("button", { name: "Сбросить" })).toBeVisible();
+		expect(screen.queryByRole("button", { name: "Повторить" })).not.toBeInTheDocument();
 	});
 
 	it("shows a structural busy state before events are available", () => {
@@ -189,8 +197,9 @@ describe("AccountEventsPage", () => {
 				isError: false,
 				isLoading: true,
 				meta: {
-					availability: "complete",
-					sync: { errorCode: null, id: null, state: "idle" },
+					availability: "available",
+					completeness: "complete",
+					lastAttempt: { finishedAt: null, problems: [], startedAt: null, state: "none" },
 				},
 				refetch: vi.fn(),
 			} as never,

src/pages/account-events/ui/AccountEventsPage/AccountEventsPage.vm.ts

@@ -1,30 +1,36 @@
 import { useState } from "react";
 import { useParams } from "react-router";
 
+import type { InvestmentResourceMeta } from "@/shared/api";
+
 import {
 	type BrokerageEvent,
 	useBrokerageEvents,
 } from "@/entities/brokerage-event";
 import { useScreenSync } from "@/features/tbank-connection";
-import { isValidPeriod, useUrlPeriod } from "@/shared/lib";
+import {
+	defaultPeriod,
+	isValidPeriod,
+	moscowDate,
+	useInitialAvailability,
+	useUrlPeriod,
+} from "@/shared/lib";
 
 type AccountEventsPageViewModel
 	= | {
 		canApply: boolean;
 		draftPeriod: [null | string, null | string];
 		events: BrokerageEvent[];
-		lastSuccessfulAt?: null | string;
+		maxDate: string;
 		onApply: () => void;
 		onPeriodChange: (value: [null | string, null | string]) => void;
+		onPeriodPopoverOpen: () => void;
 		onReset: () => void;
 		partial?: boolean;
-		refreshError: boolean;
-		refreshing: boolean;
-		retry: () => void;
-		sourceError?: boolean;
+		source?: InvestmentResourceMeta;
 		state: "loaded";
 	}
-	| { onReset: () => void; retry: () => void; state: "error" }
+	| { onReset: () => void; state: "error" }
 	| { state: "loading" };
 
 function useAccountEventsPageViewModel(): AccountEventsPageViewModel {
@@ -43,6 +49,8 @@ function useAccountEventsPageViewModel(): AccountEventsPageViewModel {
 
 	const [draftFrom, draftTo] = draftPeriod;
 
+	const [maxDate, setMaxDate] = useState(() => moscowDate(new Date()));
+
 	const scope = JSON.stringify([accountId, appliedFrom, appliedTo]);
 	const [previousScope, setPreviousScope] = useState(scope);
 
@@ -56,7 +64,7 @@ function useAccountEventsPageViewModel(): AccountEventsPageViewModel {
 		...(appliedTo && { to: appliedTo }),
 	});
 
-	const sync = useScreenSync(
+	useScreenSync(
 		{
 			accountId,
 			screen: "events",
@@ -66,22 +74,30 @@ function useAccountEventsPageViewModel(): AccountEventsPageViewModel {
 		[events],
 	);
 
-	if (events.isLoading) return { state: "loading" };
+	const availability = useInitialAvailability({
+		hasContent: !!events.data,
+		identity: scope,
+		isError: events.isError || events.meta?.lastAttempt.state === "failed",
+		isFetching: events.isFetching,
+	});
+
+	if (availability === "loading" && events.isLoading)
+		return { state: "loading" };
 
 	const onReset = () => {
-		setDraftPeriod([null, null]);
+		setDraftPeriod([appliedFrom, appliedTo]);
 		setSearchParameters({});
 	};
 
-	if ((events.isError || events.meta?.sync.state === "failed") && !events.data)
+	if ((events.isError || events.meta?.lastAttempt.state === "failed") && !events.data)
 		return {
 			onReset,
-			retry: () => {
-				void sync.retry();
-			},
 			state: "error",
 		};
-	if (!events.data) return { state: "loading" };
+	if (!events.data)
+		return availability === "unavailable"
+			? { onReset, state: "error" }
+			: { state: "loading" };
 
 	return {
 		canApply:
@@ -89,7 +105,7 @@ function useAccountEventsPageViewModel(): AccountEventsPageViewModel {
 			&& isValidPeriod(draftFrom, draftTo),
 		draftPeriod,
 		events: events.data.events,
-		lastSuccessfulAt: events.meta?.lastSuccessfulAt,
+		maxDate,
 		onApply: () => {
 			if (!isValidPeriod(draftFrom, draftTo)) return;
 			setSearchParameters({
@@ -97,15 +113,13 @@ function useAccountEventsPageViewModel(): AccountEventsPageViewModel {
 				...(draftTo && { to: draftTo }),
 			});
 		},
-		onPeriodChange: setDraftPeriod,
+		onPeriodChange: value => setDraftPeriod(
+			value[0] === null && value[1] === null ? defaultPeriod() : value,
+		),
+		onPeriodPopoverOpen: () => setMaxDate(moscowDate(new Date())),
 		onReset,
-		partial: events.meta?.availability !== "complete",
-		refreshError: events.isError || sync.sourceError || sync.transportError,
-		refreshing: events.isFetching || sync.refreshing,
-		retry: () => {
-			void sync.retry();
-		},
-		sourceError: sync.sourceError,
+		partial: events.meta?.completeness === "incomplete",
+		source: events.meta,
 		state: "loaded",
 	};
 }

src/pages/account-events/ui/AccountEventsPage/components/AccountEventsPageError.view.tsx

@@ -4,7 +4,7 @@ import { Button, Group } from "@mantine/core";
 import { StateView } from "@wealthledger/ui";
 import { useTranslation } from "react-i18next";
 
-type AccountEventsPageErrorProps = { onReset: () => void; retry: () => void };
+type AccountEventsPageErrorProps = { onReset: () => void };
 
 const AccountEventsPageError: FC<AccountEventsPageErrorProps> = (props) => {
 	const { t } = useTranslation();
@@ -13,8 +13,6 @@ const AccountEventsPageError: FC<AccountEventsPageErrorProps> = (props) => {
 		<StateView
 			action={(
 				<Group>
-					<Button onClick={props.retry}>{t("events.retry")}</Button>
-
 					<Button onClick={props.onReset} variant="default">
 						{t("ledger.reset")}
 					</Button>

src/pages/account-events/ui/AccountEventsPage/components/AccountEventsPageLoaded.view.tsx

@@ -4,7 +4,6 @@ import {
 	Alert,
 	Button,
 	Group,
-	Progress,
 	Stack,
 	Text,
 	Title,
@@ -55,32 +54,16 @@ const AccountEventsPageLoaded: FC<AccountEventsPageLoadedProps> = (props) => {
 
 	return (
 		<Stack gap="lg">
-			<SourceSyncStatus lastSuccessfulAt={props.lastSuccessfulAt} />
-
 			<Title order={1}>{t("events.title")}</Title>
 
-			<Button disabled={props.refreshing} onClick={props.retry} w="fit-content">
-				{t("investment.refresh")}
-			</Button>
+			<SourceSyncStatus
+				lastAttempt={props.source?.lastAttempt}
+				lastSuccessfulAt={props.source?.lastSuccessfulAt}
+				stale={props.source?.freshness === "stale"}
+			/>
 
 			{!!props.partial && <Alert role="status">{t("investment.partial")}</Alert>}
 
-			{!!props.refreshing && <Progress animated aria-label={t("accounts.refreshing")} value={100} />}
-
-			{!!props.refreshError && (
-				<Alert aria-live="polite" color="yellow" role="status">
-					{t(
-						props.sourceError
-							? "investment.syncFailed"
-							: "accounts.refreshError",
-					)}
-
-					<Button onClick={props.retry} variant="subtle">
-						{t("accounts.retry")}
-					</Button>
-				</Alert>
-			)}
-
 			<Text c="dimmed">{t("events.hint")}</Text>
 
 			<Group align="end">
@@ -89,9 +72,11 @@ const AccountEventsPageLoaded: FC<AccountEventsPageLoadedProps> = (props) => {
 					clearable
 					clearButtonProps={{ "aria-label": t("ledger.clearPeriod") }}
 					label={t("ledger.period")}
+					maxDate={props.maxDate}
 					onChange={props.onPeriodChange}
 					popoverProps={{
 						middlewares: { shift: { crossAxis: true } },
+						onOpen: props.onPeriodPopoverOpen,
 						returnFocus: true,
 					}}
 					type="range"

src/pages/account-income/model/display.test.ts

@@ -44,71 +44,6 @@ function summary(currency: string, coupon: string, dividend: string) {
 	};
 }
 
-describe("income membership validation", () => {
-	const entry: IncomeAnalytics["entries"][number] = {
-		accruedInterest: null,
-		category: "income",
-		commission: null,
-		description: "Купон",
-		figi: "FIGI",
-		id: "coupon-1",
-		instrumentKey: "income-group",
-		instrumentType: "bond",
-		instrumentUid: null,
-		logoName: null,
-		occurredAt: "2026-08-01T12:00:00Z",
-		payment: money("RUB", "10"),
-		price: null,
-		quantity: null,
-		ticker: "BOND",
-		type: "OPERATION_TYPE_COUPON",
-	};
-
-	const instrument: IncomeAnalytics["instruments"][number] = {
-		...summary("RUB", "10", "0"),
-		displayName: "BOND",
-		figi: "FIGI",
-		instrumentType: "bond",
-		instrumentUid: null,
-		key: entry.instrumentKey,
-		receiptCount: 1,
-		ticker: "BOND",
-	};
-
-	const valid: IncomeAnalytics = {
-		...analytics,
-		entries: [entry],
-		instruments: [instrument],
-		totalsByCurrency: [summary("RUB", "10", "0")],
-	};
-
-	it.each([
-		["missing key", undefined],
-		["empty key", ""],
-		["whitespace key", "  "],
-		["non-string key", 12],
-		["unknown key", "not-in-breakdown"],
-	])("rejects an entry with %s", (_name, instrumentKey) => {
-		// Deliberately malformed API data exercises the runtime validation boundary.
-		const response = {
-			...valid,
-			entries: [{ ...entry, instrumentKey }],
-		} as unknown as IncomeAnalytics;
-
-		expect(toIncomeDisplayModel(response)).toBeNull();
-	});
-
-	it.each([
-		["duplicate instrument keys", { instruments: [instrument, instrument] }],
-		["currency mismatch", { entries: [{ ...entry, payment: money("USD", "10") }] }],
-		["receipt count mismatch", { instruments: [{ ...instrument, receiptCount: 2 }] }],
-		["missing entries", { entries: [] }],
-		["empty instrument key", { instruments: [{ ...instrument, key: "" }] }],
-	])("rejects %s", (_name, invalid) => {
-		expect(toIncomeDisplayModel({ ...valid, ...invalid })).toBeNull();
-	});
-});
-
 describe("income comparison display", () => {
 	it.each([
 		["25", "100", "+25 %"],
@@ -201,13 +136,14 @@ it("maps comparison notices by role regardless of dependency order or resource k
 	const previous
 		= {
 			...resource(null).meta,
-			resourceKey: "opaque/year-looking-key",
-			role: "previous" as const,
-			sync: {
-				errorCode: "TBANK_UNAVAILABLE",
-				id: null,
+			lastAttempt: {
+				finishedAt: "2026-08-14T00:01:00Z",
+				problems: [],
+				startedAt: "2026-08-14T00:00:00Z",
 				state: "failed" as const,
 			},
+			resourceKey: "opaque/year-looking-key",
+			role: "previous" as const,
 		};
 
 	const year = {

src/pages/account-income/model/display.ts

@@ -66,7 +66,7 @@ function comparisonNotice(
 ): ComparisonNotice {
 	if (!dependency || dependency.unavailableReason) return unavailable;
 
-	return dependency.sync.state === "failed"
+	return dependency.lastAttempt.state === "failed"
 		? "comparisonFailed"
 		: "comparisonPending";
 }
@@ -97,49 +97,14 @@ function formatIncomeChange(
 function toIncomeDisplayModel(
 	analytics: IncomeAnalytics,
 	meta?: IncomeAnalyticsMeta,
-): IncomeDisplayModel | null {
-	const instruments = new Map<
-		string,
-		{
-			currency: string;
-			includedCount: number;
-			receiptCount: number;
-		}
-	>();
-
-	const currencies = new Set(
-		analytics.totalsByCurrency.map(({ currency }) => currency),
-	);
-
-	for (const instrument of analytics.instruments) {
-		if (
-			typeof instrument.key !== "string"
-			|| !instrument.key.trim()
-			|| instruments.has(instrument.key)
-			|| !currencies.has(instrument.total.currency)
-		)
-
-			return null;
-		instruments.set(instrument.key, {
-			currency: instrument.total.currency,
-			includedCount: 0,
-			receiptCount: instrument.receiptCount,
-		});
-	}
-
+): IncomeDisplayModel {
 	const entries: IncomeDisplayModel["entries"] = [];
 	const occurrences = new Map<string, number>();
 
 	for (const entry of analytics.entries) {
-		if (typeof entry.instrumentKey !== "string" || !entry.instrumentKey.trim())
-			return null;
-		const instrument = instruments.get(entry.instrumentKey);
-		if (!instrument || entry.payment?.currency !== instrument.currency)
-			return null;
 		const occurrenceKey = JSON.stringify([entry.instrumentKey, entry.id]);
 		const occurrence = occurrences.get(occurrenceKey) ?? 0;
 		occurrences.set(occurrenceKey, occurrence + 1);
-		instrument.includedCount += 1;
 		entries.push({
 			key: JSON.stringify([
 				entry.instrumentKey,
@@ -151,11 +116,6 @@ function toIncomeDisplayModel(
 		});
 	}
 
-	for (const instrument of instruments.values()) {
-		if (instrument.includedCount !== instrument.receiptCount)
-			return null;
-	}
-
 	const dependencies = meta?.dependencies ?? [];
 	const previous = dependencies.find(({ role }) => role === "previous");
 	const year = dependencies.find(({ role }) => role === "year");

src/pages/account-income/ui/AccountIncomePage/AccountIncomePage.test.tsx

@@ -195,7 +195,6 @@ describe("AccountIncomePage", () => {
 
 	it("keeps income calendar dates in GET and source sync requests", async () => {
 		const requested: string[] = [];
-		const syncRequests: unknown[] = [];
 		server.use(
 			http.get(
 				"*/api/v1/brokerage-accounts/:accountId/income-analytics",
@@ -206,9 +205,10 @@ describe("AccountIncomePage", () => {
 						resource(
 							null,
 							{
-								sync: {
-									errorCode: "TBANK_UNAVAILABLE",
-									id: null,
+								lastAttempt: {
+									finishedAt: "2026-08-14T00:01:00Z",
+									problems: [],
+									startedAt: "2026-08-14T00:00:00Z",
 									state: "failed",
 								},
 							},
@@ -216,30 +216,11 @@ describe("AccountIncomePage", () => {
 					);
 				},
 			),
-			http.post("*/api/v1/tbank-sync", async ({ request }) => {
-				syncRequests.push(await request.json());
-
-				return HttpResponse.json(
-					{ code: "TBANK_UNAVAILABLE" },
-					{ status: 503 },
-				);
-			}),
 		);
 		renderPage("from=2024-02-29&to=2024-03-01");
-		const retry = await screen.findByRole("button", { name: "Повторить" });
+		await screen.findByText("Не удалось рассчитать пассивный доход");
 		expect(requested).toEqual(["?from=2024-02-29&to=2024-03-01"]);
-		expect(syncRequests).toEqual([]);
-		fireEvent.click(retry);
-		await waitFor(() =>
-			expect(syncRequests).toEqual([
-				{
-					accountId: "account-1",
-					from: "2024-02-29",
-					screen: "income",
-					to: "2024-03-01",
-				},
-			]),
-		);
+		expect(screen.queryByRole("button", { name: "Повторить" })).not.toBeInTheDocument();
 	});
 
 	it("requests a multi-year period from the URL without resetting it", async () => {
@@ -324,32 +305,6 @@ describe("AccountIncomePage", () => {
 		expect(within(panel).getAllByRole("listitem")).toHaveLength(2);
 	});
 
-	it("rejects inconsistent analytics and recovers through retry", async () => {
-		let response = {
-			...analytics,
-			entries: [
-				{ ...analytics.entries[0], instrumentKey: "not-in-breakdown" },
-				analytics.entries[1],
-			],
-		};
-
-		server.use(
-			http.get("*/api/v1/brokerage-accounts/account-1/income-analytics", () =>
-				HttpResponse.json(resource(response)),
-			),
-		);
-		renderPage();
-		const retry = await screen.findByRole("button", { name: "Повторить" });
-		expect(
-			screen.queryByRole("region", { name: "Выплаты" }),
-		).not.toBeInTheDocument();
-		response = analytics;
-		fireEvent.click(retry);
-		expect(
-			await screen.findByRole("region", { name: "Выплаты" }),
-		).toBeInTheDocument();
-	});
-
 	it("accepts an empty analytics response", async () => {
 		server.use(
 			http.get("*/api/v1/brokerage-accounts/account-1/income-analytics", () =>
@@ -512,7 +467,7 @@ describe("AccountIncomePage", () => {
 		).toBeVisible();
 	});
 
-	it("shows a recoverable realized error", async () => {
+	it("shows a quiet realized error", async () => {
 		server.use(
 			http.get(
 				"*/api/v1/brokerage-accounts/account-1/income-analytics",
@@ -521,8 +476,11 @@ describe("AccountIncomePage", () => {
 		);
 		renderPage();
 		expect(
-			await screen.findByRole("button", { name: "Повторить" }),
+			await screen.findByText("Не удалось рассчитать пассивный доход", undefined, {
+				timeout: 4000,
+			}),
 		).toBeInTheDocument();
+		expect(screen.queryByRole("button", { name: "Повторить" })).not.toBeInTheDocument();
 	});
 });
 
@@ -657,7 +615,7 @@ describe("income period and snapshot boundary", () => {
 		expect(requests).toEqual(["?from=2026-09-01&to=2026-09-01"]);
 	});
 
-	it("keeps valid data and draft during refetch, warns on failure and retries", async () => {
+	it("keeps valid data and draft during refetch failure", async () => {
 		respondWithRequestedPeriod([]);
 		const { queryClient } = renderPage();
 		await screen.findByLabelText("Период");
@@ -679,53 +637,13 @@ describe("income period and snapshot boundary", () => {
 		act(() => {
 			void queryClient.invalidateQueries();
 		});
-		expect(
-			await screen.findByRole("status", { name: "Обновляем пассивный доход" }),
-		).toBeInTheDocument();
 		expect(screen.getByRole("region", { name: "Выплаты" })).toBeVisible();
 		expect(screen.getByLabelText("Период")).toHaveTextContent(
 			"02.08.2026 – 27.08.2026",
 		);
 		release();
-		expect(
-			await screen.findByText(/Показан последний загруженный результат/),
-		).toBeInTheDocument();
 		expect(screen.getByRole("region", { name: "Выплаты" })).toBeVisible();
-		server.use(
-			http.post("*/api/v1/tbank-sync", () =>
-				HttpResponse.json(
-					{
-						id: "income",
-						now: "2026-09-25T00:00:00Z",
-						scope: { accountId: "account-1", screen: "income" },
-					},
-					{ status: 202 },
-				),
-			),
-			http.get("*/api/v1/tbank-sync/:id", () =>
-
-				HttpResponse.json(
-					{
-						errorCode: null,
-						id: "income",
-						now: "2026-09-25T00:00:00Z",
-						progress: { completed: 1, discovering: false, total: 1 },
-						resources: [resource(null, { stateVersion: "2" }).meta],
-						scope: null,
-						state: "succeeded",
-					},
-				),
-			),
-			http.get("*/api/v1/brokerage-accounts/account-1/income-analytics", () =>
-				HttpResponse.json(resource(analytics, { stateVersion: "2" })),
-			),
-		);
-		fireEvent.click(screen.getByRole("button", { name: "Повторить" }));
-		await waitFor(() =>
-			expect(
-				screen.queryByText(/Показан последний загруженный результат/),
-			).not.toBeInTheDocument(),
-		);
+		expect(screen.queryByText(/Показан последний загруженный результат/)).not.toBeInTheDocument();
 		expect(screen.getByLabelText("Период")).toHaveTextContent(
 			"02.08.2026 – 27.08.2026",
 		);
@@ -915,12 +833,13 @@ it("keeps complete previous comparison while year source failed without inventin
 		},
 		{
 			...resource(null).meta,
-			role: "year" as const,
-			sync: {
-				errorCode: "TBANK_UNAVAILABLE",
-				id: null,
+			lastAttempt: {
+				finishedAt: "2026-08-14T00:01:00Z",
+				problems: [],
+				startedAt: "2026-08-14T00:00:00Z",
 				state: "failed" as const,
 			},
+			role: "year" as const,
 		},
 		{
 			...resource(analytics).meta,

src/pages/account-income/ui/AccountIncomePage/AccountIncomePage.vm.ts

@@ -5,7 +5,7 @@ import { useParams, useSearchParams } from "react-router";
 
 import { type IncomeAnalytics, useIncomeAnalytics } from "@/entities/income";
 import { useScreenSync } from "@/features/tbank-connection";
-import { isValidPeriod, moscowDate } from "@/shared/lib";
+import { isValidPeriod, moscowDate, useInitialAvailability } from "@/shared/lib";
 
 import {
 	type IncomeDisplayModel,
@@ -27,19 +27,13 @@ type AccountIncomePageViewModel
 		display: IncomeDisplayModel;
 		form: ReturnType<typeof useForm<IncomeForm>>;
 		formRevision: string;
-		lastSuccessfulAt?: null | string;
 		onReset: () => void;
 		onSubmit: (values: IncomeForm) => void;
 		partial?: boolean;
-		refreshError: boolean;
-		refreshing: boolean;
-		retry: () => Promise<unknown> | undefined;
-		sourceError?: boolean;
 		state: "loaded";
 	}
 	| {
 		period: IncomePeriod;
-		retry: () => Promise<unknown> | undefined;
 		state: "error";
 	}
 	| { state: "loading" };
@@ -69,7 +63,7 @@ const useAccountIncomePageViewModel = (): AccountIncomePageViewModel => {
 	const [resetRevision, setResetRevision] = useState(0);
 	const analytics = useIncomeAnalytics(accountId, period);
 
-	const sync = useScreenSync(
+	useScreenSync(
 		{ accountId, from: period.from, screen: "income", to: period.to },
 		[analytics],
 	);
@@ -82,19 +76,22 @@ const useAccountIncomePageViewModel = (): AccountIncomePageViewModel => {
 		form.reset(draftPeriod(period));
 	}, [accountId, form, period]);
 
-	if (analytics.isLoading || !analytics.data) {
-		return analytics.isError || analytics.meta?.sync.state === "failed"
-			? { period, retry: sync.retry, state: "error" }
+	const availability = useInitialAvailability({
+		hasContent: !!analytics.data,
+		identity: `${accountId}:${period.from}:${period.to}`,
+		isError: analytics.isError || analytics.meta?.lastAttempt.state === "failed",
+		isFetching: analytics.isFetching,
+	});
+
+	if (availability === "loading" && analytics.isLoading)
+		return { state: "loading" };
+
+	if (!analytics.data)
+		return availability === "unavailable"
+			? { period, state: "error" }
 			: { state: "loading" };
-	}
 
 	const display = toIncomeDisplayModel(analytics.data, analytics.meta);
-	if (!display)
-		return {
-			period,
-			retry: () => analytics.observe(),
-			state: "error",
-		};
 
 	const onSubmit = (values: IncomeForm) => {
 		const from = parseDraftDate(values.from);
@@ -115,14 +112,9 @@ const useAccountIncomePageViewModel = (): AccountIncomePageViewModel => {
 		display,
 		form,
 		formRevision: `${accountId}:${period.from}:${period.to}:${resetRevision}`,
-		lastSuccessfulAt: analytics.meta?.lastSuccessfulAt,
 		onReset,
 		onSubmit,
-		partial: analytics.meta?.availability !== "complete",
-		refreshError: analytics.isError || sync.sourceError || sync.transportError,
-		refreshing: analytics.isFetching || sync.refreshing,
-		retry: sync.retry,
-		sourceError: sync.sourceError,
+		partial: analytics.meta?.completeness === "incomplete",
 		state: "loaded",
 	};
 };

src/pages/account-income/ui/AccountIncomePage/components/AccountIncomePageError.view.tsx

@@ -1,6 +1,5 @@
 import type { FC } from "react";
 
-import { Button } from "@mantine/core";
 import { StateView } from "@wealthledger/ui";
 import { useTranslation } from "react-i18next";
 
@@ -8,12 +7,11 @@ import type { AccountIncomePageViewModel } from "../AccountIncomePage.vm";
 
 type ErrorProps = Extract<AccountIncomePageViewModel, { state: "error" }>;
 
-const AccountIncomePageError: FC<ErrorProps> = (props) => {
+const AccountIncomePageError: FC<ErrorProps> = () => {
 	const { t } = useTranslation();
 
 	return (
 		<StateView
-			action={<Button onClick={props.retry}>{t("income.retry")}</Button>}
 			error
 			text={t("income.errorText")}
 			title={t("income.errorTitle")}

src/pages/account-income/ui/AccountIncomePage/components/AccountIncomePageLoaded.view.tsx

@@ -2,19 +2,13 @@ import type { FC } from "react";
 
 import {
 	Alert,
-	Button,
-	Group,
-	Loader,
 	Stack,
-	Text,
 	Title,
 } from "@mantine/core";
 import { StateView } from "@wealthledger/ui";
 import { FormProvider } from "react-hook-form";
 import { useTranslation } from "react-i18next";
 
-import { SourceSyncStatus } from "@/shared/ui";
-
 import type { AccountIncomePageViewModel } from "../AccountIncomePage.vm";
 
 import classes from "../AccountIncomePage.module.css";
@@ -40,21 +34,14 @@ const AccountIncomePageLoadedSummary: FC<LoadedProps> = (props) => {
 };
 
 const AccountIncomePageLoaded: FC<LoadedProps> = (props) => {
-	const { display, form, onReset, onSubmit, refreshError, refreshing, retry }
-		= props;
+	const { display, form, onReset, onSubmit } = props;
 
 	const { t } = useTranslation();
 
 	return (
 		<Stack className={classes.page} gap="lg">
-			<SourceSyncStatus lastSuccessfulAt={props.lastSuccessfulAt} />
-
 			<Title order={1}>{t("income.title")}</Title>
 
-			<Button disabled={refreshing} onClick={retry} w="fit-content">
-				{t("investment.refresh")}
-			</Button>
-
 			<FormProvider {...form}>
 				<IncomePeriodForm
 					key={props.formRevision}
@@ -63,32 +50,6 @@ const AccountIncomePageLoaded: FC<LoadedProps> = (props) => {
 				/>
 			</FormProvider>
 
-			{!!refreshing && (
-				<Group aria-label={t("income.refreshing")} gap="xs" role="status">
-					<Loader size="sm" />
-
-					<Text>{t("income.refreshing")}</Text>
-				</Group>
-			)}
-
-			{!!refreshError && (
-				<Alert aria-live="polite" color="orange" role="status">
-					<Stack gap="sm">
-						<Text>
-							{t(
-								props.sourceError
-									? "investment.syncFailed"
-									: "income.refreshError",
-							)}
-						</Text>
-
-						<Button onClick={retry} variant="default">
-							{t("income.retry")}
-						</Button>
-					</Stack>
-				</Alert>
-			)}
-
 			<AccountIncomePageLoadedSummary {...props} />
 
 			<Alert color="blue">{t("income.taxBoundary")}</Alert>

src/pages/account-operations/ui/AccountOperationsPage/AccountOperationsPage.test.tsx

@@ -18,6 +18,7 @@ import {
 	LedgerEntryRow,
 } from "@/entities/broker-operation";
 import { configureAuthClient } from "@/shared/api";
+import { defaultPeriod } from "@/shared/lib";
 import { createTestQueryClient } from "@/test/query";
 import { resource } from "@/test/resource";
 import { server } from "@/test/server";
@@ -312,18 +313,20 @@ describe("AccountOperationsPage", () => {
 		"allows resetting filters after a request failure for %s",
 		async (accountId) => {
 			configureTestAuth();
+			const [defaultFrom] = defaultPeriod();
 			server.use(
 				http.get(
 					"*/api/v1/brokerage-accounts/:accountId/operations",
 					({ request }) =>
-						new URL(request.url).searchParams.has("from")
-							? HttpResponse.json({ code: "VALIDATION_ERROR" }, { status: 400 })
-							: HttpResponse.json(
+						new URL(request.url).searchParams.get("from")
+							=== `${defaultFrom}T00:00:00.000Z`
+							? HttpResponse.json(
 
 									resource(
 										{ hasNext: false, items: [], nextCursor: null },
 									),
-								),
+								)
+							: HttpResponse.json({ code: "VALIDATION_ERROR" }, { status: 400 }),
 				),
 			);
 			render(
@@ -346,7 +349,7 @@ describe("AccountOperationsPage", () => {
 					</MantineProvider>
 				</QueryClientProvider>,
 			);
-			await screen.findByRole("button", { name: "Повторить" });
+			await screen.findByRole("button", { name: "Сбросить" });
 			fireEvent.click(screen.getByRole("button", { name: "Сбросить" }));
 			await screen.findByLabelText("Период");
 			expect(screen.getByLabelText("URL")).toBeEmptyDOMElement();
@@ -484,7 +487,9 @@ describe("AccountOperationsPage", () => {
 		);
 		renderPage();
 		expect(
-			await screen.findByText("Не удалось загрузить журнал"),
+			await screen.findByText("Не удалось загрузить журнал", undefined, {
+				timeout: 4000,
+			}),
 		).toBeInTheDocument();
 	});
 });
@@ -492,7 +497,6 @@ describe("AccountOperationsPage", () => {
 it("keeps UTC operation boundaries in GET and source sync requests", async () => {
 	configureTestAuth();
 	const requested: Record<string, string>[] = [];
-	const syncRequests: unknown[] = [];
 	server.use(
 		http.get(
 			"*/api/v1/brokerage-accounts/:accountId/operations",
@@ -503,9 +507,10 @@ it("keeps UTC operation boundaries in GET and source sync requests", async () =>
 					resource(
 						null,
 						{
-							sync: {
-								errorCode: "TBANK_UNAVAILABLE",
-								id: null,
+							lastAttempt: {
+								finishedAt: "2026-08-14T00:01:00Z",
+								problems: [],
+								startedAt: "2026-08-14T00:00:00Z",
 								state: "failed",
 							},
 						},
@@ -513,14 +518,9 @@ it("keeps UTC operation boundaries in GET and source sync requests", async () =>
 				);
 			},
 		),
-		http.post("*/api/v1/tbank-sync", async ({ request }) => {
-			syncRequests.push(await request.json());
-
-			return HttpResponse.json({ code: "TBANK_UNAVAILABLE" }, { status: 503 });
-		}),
 	);
 	renderPage("?from=2024-02-29&to=2024-03-01&categories=trade");
-	const retry = await screen.findByRole("button", { name: "Повторить" });
+	await screen.findByRole("button", { name: "Сбросить" });
 	expect(requested).toEqual([
 		{
 			categories: "trade",
@@ -529,20 +529,6 @@ it("keeps UTC operation boundaries in GET and source sync requests", async () =>
 			to: "2024-03-01T23:59:59.999Z",
 		},
 	]);
-	expect(syncRequests).toEqual([]);
-	fireEvent.click(retry);
-	await waitFor(() =>
-		expect(syncRequests).toEqual([
-			{
-				accountId: "account-1",
-				categories: ["trade"],
-				from: "2024-02-29T00:00:00.000Z",
-				limit: 100,
-				screen: "operations",
-				to: "2024-03-01T23:59:59.999Z",
-			},
-		]),
-	);
 });
 
 it("does not label incomplete empty operations as a confirmed empty period", async () => {
@@ -558,7 +544,7 @@ it("does not label incomplete empty operations as a confirmed empty period", asy
 						items: [],
 						nextCursor: null,
 					},
-					{ availability: "partial" },
+					{ completeness: "incomplete" },
 				),
 			),
 		),
@@ -595,7 +581,6 @@ it("recovers an invalid cursor at the first page without clearing applied filter
 	);
 	renderPage("?from=2026-08-01&to=2026-08-14&categories=trade");
 	fireEvent.click(await screen.findByRole("button", { name: "Далее" }));
-	fireEvent.click(await screen.findByRole("button", { name: "Повторить" }));
 	await waitFor(() => expect(searches).toHaveLength(3));
 	assert.isDefined(searches[0]);
 	assert.isDefined(searches[2]);

src/pages/account-operations/ui/AccountOperationsPage/AccountOperationsPage.vm.ts

@@ -2,6 +2,8 @@ import { useQueryClient } from "@tanstack/react-query";
 import { useState } from "react";
 import { useParams } from "react-router";
 
+import type { InvestmentResourceMeta } from "@/shared/api";
+
 import {
 	type BrokerageOperation,
 	brokerageOperationsQueryOptions,
@@ -11,7 +13,13 @@ import {
 } from "@/entities/broker-operation";
 import { useScreenSync } from "@/features/tbank-connection";
 import { ApiErrorCode, apiErrorCode, isApiErrorCode } from "@/shared/api";
-import { isValidPeriod, useUrlPeriod } from "@/shared/lib";
+import {
+	defaultPeriod,
+	isValidPeriod,
+	moscowDate,
+	useInitialAvailability,
+	useUrlPeriod,
+} from "@/shared/lib";
 
 const operationCategorySet = new Set<string>(operationCategories);
 
@@ -24,21 +32,19 @@ type AccountOperationsPageViewModel
 		hasPrevious: boolean;
 		historyLoading?: boolean;
 		items: BrokerageOperation[];
-		lastSuccessfulAt?: null | string;
+		maxDate: string;
 		onApply: () => void;
 		onCategoriesChange: (value: string[]) => void;
 		onNext: () => void;
 		onPeriodChange: (value: [null | string, null | string]) => void;
+		onPeriodPopoverOpen: () => void;
 		onPrevious: () => void;
 		onReset: () => void;
 		partial?: boolean;
-		refreshError?: boolean;
-		refreshing?: boolean;
-		retry?: () => void;
-		sourceError?: boolean;
+		source?: InvestmentResourceMeta;
 		state: "loaded";
 	}
-	| { onReset: () => void; retry: () => void; state: "error" }
+	| { onReset: () => void; state: "error" }
 	| { state: "loading" };
 
 const useAccountOperationsPageVm = (): AccountOperationsPageViewModel => {
@@ -66,6 +72,8 @@ const useAccountOperationsPageVm = (): AccountOperationsPageViewModel => {
 	const [draftCategories, setDraftCategories]
 		= useState<OperationCategory[]>(appliedCategories);
 
+	const [maxDate, setMaxDate] = useState(() => moscowDate(new Date()));
+
 	const firstPageQuery = {
 		from: dateStart(appliedFrom),
 		to: dateEnd(appliedTo),
@@ -85,37 +93,52 @@ const useAccountOperationsPageVm = (): AccountOperationsPageViewModel => {
 		history.reset();
 	}
 
-	const sync = useScreenSync(
+	useScreenSync(
 		{ accountId, screen: "operations", ...firstPageQuery },
 		[operations],
 	);
 
-	if (operations.isLoading) return { state: "loading" };
+	const availability = useInitialAvailability({
+		hasContent: !!operations.data,
+		identity: scope,
+		isError: operations.isError || operations.meta?.lastAttempt.state === "failed",
+		isFetching: operations.isFetching,
+	});
+
+	if (availability === "loading" && operations.isLoading)
+		return { state: "loading" };
+
+	if (history.isRecoveringInvalidCursor)
+		return { state: "loading" };
 
 	const resetQueryKey = brokerageOperationsQueryOptions(accountId, {
 		limit: 100,
 	}).queryKey;
 
-	const retry = () => history.retry(sync.retry);
-
 	const onReset = () => {
-		setDraftPeriod([null, null]);
+		setDraftPeriod([appliedFrom, appliedTo]);
 		setDraftCategories([]);
 		setSearchParameters({});
 		history.reset();
 		void queryClient.invalidateQueries({ queryKey: resetQueryKey });
 	};
 
+	const isInvalidCursor = isApiErrorCode(
+		apiErrorCode(operations.error),
+		ApiErrorCode.InvalidOperationsCursor,
+	);
+
 	if (
-		(operations.isError || operations.meta?.sync.state === "failed")
-		&& (!operations.data
-			|| isApiErrorCode(
-				apiErrorCode(operations.error),
-				ApiErrorCode.InvalidOperationsCursor,
-			))
+		(isInvalidCursor || !operations.data)
+		&& (operations.isError || operations.meta?.lastAttempt.state === "failed")
 	)
-		return { onReset, retry, state: "error" };
-	if (!operations.data) return { state: "loading" };
+		return { onReset, state: "error" };
+
+	if (!operations.data)
+		return availability === "unavailable"
+			? { onReset, state: "error" }
+			: { state: "loading" };
+
 	const nextCursor = operations.data.nextCursor;
 
 	const isDirty
@@ -133,7 +156,7 @@ const useAccountOperationsPageVm = (): AccountOperationsPageViewModel => {
 			operations.meta?.coverage?.historyState === "loading"
 			|| operations.meta?.coverage?.historyState === "partial",
 		items: operations.data.items,
-		lastSuccessfulAt: operations.meta?.lastSuccessfulAt,
+		maxDate,
 		onApply: () => {
 			if (!isValidPeriod(draftFrom, draftTo)) return;
 			setSearchParameters({
@@ -151,14 +174,14 @@ const useAccountOperationsPageVm = (): AccountOperationsPageViewModel => {
 			),
 		),
 		onNext: history.onNext,
-		onPeriodChange: setDraftPeriod,
+		onPeriodChange: value => setDraftPeriod(
+			value[0] === null && value[1] === null ? defaultPeriod() : value,
+		),
+		onPeriodPopoverOpen: () => setMaxDate(moscowDate(new Date())),
 		onPrevious: history.onPrevious,
 		onReset,
-		partial: operations.meta?.availability !== "complete",
-		refreshError: operations.isError || sync.sourceError || sync.transportError,
-		refreshing: operations.isFetching || sync.refreshing,
-		retry,
-		sourceError: sync.sourceError,
+		partial: operations.meta?.completeness === "incomplete",
+		source: operations.meta,
 		state: "loaded",
 	};
 };

src/pages/account-operations/ui/AccountOperationsPage/components/AccountOperationsPageError.view.tsx

@@ -1,6 +1,6 @@
 import type { FC } from "react";
 
-import { Button, Group } from "@mantine/core";
+import { Button } from "@mantine/core";
 import { StateView } from "@wealthledger/ui";
 import { useTranslation } from "react-i18next";
 
@@ -14,21 +14,15 @@ type AccountOperationsPageErrorProps = Extract<
 const AccountOperationsPageError: FC<AccountOperationsPageErrorProps> = (
 	props,
 ) => {
-	const { retry } = props;
 	const { t } = useTranslation();
 
 	return (
 		<StateView
 			action={(
-				<Group>
-					<Button onClick={retry}>{t("ledger.retry")}</Button>
-
-					<Button onClick={props.onReset} variant="default">
-						{t("ledger.reset")}
-					</Button>
-				</Group>
+				<Button onClick={props.onReset} variant="default">
+					{t("ledger.reset")}
+				</Button>
 			)}
-			error
 			text={t("ledger.errorText")}
 			title={t("ledger.errorTitle")}
 		/>

src/pages/account-operations/ui/AccountOperationsPage/components/AccountOperationsPageLoaded.view.tsx

@@ -5,7 +5,6 @@ import {
 	Button,
 	Group,
 	MultiSelect,
-	Progress,
 	Stack,
 	Title,
 } from "@mantine/core";
@@ -62,43 +61,29 @@ const AccountOperationsPageLoaded: FC<AccountOperationsPageLoadedProps> = (
 
 	return (
 		<Stack gap="lg">
-			<SourceSyncStatus lastSuccessfulAt={props.lastSuccessfulAt} />
-
 			<Title order={1}>{t("ledger.title")}</Title>
 
-			<Button disabled={props.refreshing} onClick={props.retry} w="fit-content">
-				{t("investment.refresh")}
-			</Button>
+			<SourceSyncStatus
+				lastAttempt={props.source?.lastAttempt}
+				lastSuccessfulAt={props.source?.lastSuccessfulAt}
+				stale={props.source?.freshness === "stale"}
+			/>
 
 			{!!props.partial && <Alert role="status">{t("investment.partial")}</Alert>}
 
 			{!!props.historyLoading && <Alert>{t("investment.history")}</Alert>}
 
-			{!!props.refreshing && <Progress animated aria-label={t("accounts.refreshing")} value={100} />}
-
-			{!!props.refreshError && (
-				<Alert aria-live="polite" color="yellow" role="status">
-					{t(
-						props.sourceError
-							? "investment.syncFailed"
-							: "accounts.refreshError",
-					)}
-
-					<Button onClick={props.retry} variant="subtle">
-						{t("accounts.retry")}
-					</Button>
-				</Alert>
-			)}
-
 			<Group align="end">
 				<DatePickerInput
 					allowSingleDateInRange
 					clearable
 					clearButtonProps={{ "aria-label": t("ledger.clearPeriod") }}
 					label={t("ledger.period")}
+					maxDate={props.maxDate}
 					onChange={props.onPeriodChange}
 					popoverProps={{
 						middlewares: { shift: { crossAxis: true } },
+						onOpen: props.onPeriodPopoverOpen,
 						returnFocus: true,
 					}}
 					type="range"

src/pages/account/model/previews.ts

@@ -10,20 +10,18 @@ const RECENT_EVENTS_LIMIT = 5;
 
 type AccountPageIncomeSummary
 	= | {
-		lastSuccessfulAt?: null | string;
-		refreshError?: boolean;
-		stale?: boolean;
-		state: "loaded";
-		summary: IncomeSummary;
-		to: string;
-	}
-	| { retry: () => Promise<unknown> | undefined; state: "error"; to: string }
-	| {
 		state: "empty"
 			| "loading"
 			| "partial";
 		to: string;
-	};
+	}
+	| { state: "error"; to: string }
+	| {
+		state: "loaded";
+		summary: IncomeSummary;
+		to: string;
+	}
+	;
 
 type AccountPageRecentEvents = BrokerageEventsPreviewState;
 
@@ -48,29 +46,26 @@ type PreviewResource<T> = {
 	isError: boolean;
 	meta?: Pick<InvestmentResourceMeta,
 	"availability"
+	| "completeness"
 	| "freshness"
+	| "lastAttempt"
 	| "lastSuccessfulAt"
-	| "sync"
 	>;
 };
 
 function toIncomeSummary(
 	accountId: string | undefined,
 	income: PreviewResource<IncomeSummary>,
-	retry: () => Promise<unknown>,
 ): AccountPageIncomeSummary {
 	const to = `/accounts/${accountId}/income`;
-	if (!income.data && !income.isError && income.meta?.sync.state !== "failed")
+	if (!income.data && !income.isError && income.meta?.lastAttempt.state !== "failed")
 		return { state: "loading", to };
-	if (income.meta?.availability === "partial") return { state: "partial", to };
-	if (!income.data && (income.isError || income.meta?.sync.state === "failed"))
-		return { retry, state: "error", to };
+	if (income.meta?.completeness === "incomplete") return { state: "partial", to };
+	if (!income.data && (income.isError || income.meta?.lastAttempt.state === "failed"))
+		return { state: "error", to };
 	if (!income.data?.totalsByCurrency.length) return { state: "empty", to };
 
 	return {
-		lastSuccessfulAt: income.meta?.lastSuccessfulAt,
-		refreshError: income.isError || income.meta?.sync.state === "failed",
-		stale: income.meta?.freshness === "stale",
 		state: "loaded",
 		summary: income.data,
 		to,
@@ -82,24 +77,21 @@ function toRecentEvents(
 	events: PreviewResource<{ events: BrokerageEvent[] }>,
 ): AccountPageRecentEvents {
 	const to = `/accounts/${accountId}/events`;
-	if (!events.data && !events.isError && events.meta?.sync.state !== "failed")
+	if (!events.data && !events.isError && events.meta?.lastAttempt.state !== "failed")
 		return { state: "loading", to };
-	if (events.meta?.availability === "partial")
+	if (events.meta?.completeness === "incomplete")
 		return {
 			items: events.data?.events.slice(0, RECENT_EVENTS_LIMIT) ?? [],
 			state: "partial",
 			to,
 		};
-	if (!events.data && (events.isError || events.meta?.sync.state === "failed"))
+	if (!events.data && (events.isError || events.meta?.lastAttempt.state === "failed"))
 		return { state: "error", to };
 	const items = events.data?.events.slice(0, RECENT_EVENTS_LIMIT) ?? [];
 	if (items.length === 0) return { state: "empty", to };
 
 	return {
 		items,
-		lastSuccessfulAt: events.meta?.lastSuccessfulAt,
-		refreshError: events.isError || events.meta?.sync.state === "failed",
-		stale: events.meta?.freshness === "stale",
 		state: "loaded",
 		to,
 	};
@@ -113,14 +105,14 @@ function toRecentOperations(
 	if (
 		!operations.data
 		&& !operations.isError
-		&& operations.meta?.sync.state !== "failed"
+		&& operations.meta?.lastAttempt.state !== "failed"
 	)
 		return { state: "loading", to };
-	if (operations.meta?.availability === "partial")
+	if (operations.meta?.completeness === "incomplete")
 		return { items: operations.data?.items ?? [], state: "partial", to };
 	if (
 		!operations.data
-		&& (operations.isError || operations.meta?.sync.state === "failed")
+		&& (operations.isError || operations.meta?.lastAttempt.state === "failed")
 	)
 		return { state: "error", to };
 	if (!operations.data?.items.length) return { state: "empty", to };
@@ -129,7 +121,7 @@ function toRecentOperations(
 		items: operations.data.items,
 		lastSuccessfulAt: operations.meta?.lastSuccessfulAt,
 		refreshError:
-			operations.isError || operations.meta?.sync.state === "failed",
+			operations.isError || operations.meta?.lastAttempt.state === "failed",
 		stale: operations.meta?.freshness === "stale",
 		state: "loaded",
 		to,

src/pages/account/ui/AccountPage/AccountPage.test.tsx

@@ -1,7 +1,6 @@
 import { MantineProvider } from "@mantine/core";
 import { type QueryClient, QueryClientProvider } from "@tanstack/react-query";
 import {
-	fireEvent,
 	render,
 	screen,
 	waitFor,
@@ -261,7 +260,7 @@ describe("AccountPage states", () => {
 	it.each(["NOT_FOUND", "TBANK_NOT_CONNECTED", "INVALID_TBANK_TOKEN"])(
 		"does not offer retry without cached data for %s",
 		(code) => {
-			renderPage(<AccountPageError code={code} retry={vi.fn()} />);
+			renderPage(<AccountPageError code={code} />);
 			expect(
 				screen.queryByRole("button", { name: "Повторить" }),
 			).not.toBeInTheDocument();
@@ -274,12 +273,16 @@ describe("AccountPage states", () => {
 		},
 	);
 
-	it.each(["TBANK_UNAVAILABLE", "UNKNOWN"])("allows retry for %s", (code) => {
-		const retry = vi.fn();
-		renderPage(<AccountPageError code={code} retry={retry} />);
-		fireEvent.click(screen.getByRole("button", { name: "Повторить" }));
-		expect(retry).toHaveBeenCalledOnce();
-	});
+	it.each(["TBANK_UNAVAILABLE", "UNKNOWN"])(
+		"shows neutral unavailable without retry for %s",
+		(code) => {
+			renderPage(<AccountPageError code={code} />);
+			expect(screen.getByRole("heading", { name: "Пока недоступно" }))
+				.toBeInTheDocument();
+			expect(screen.queryByRole("button", { name: "Повторить" }))
+				.not.toBeInTheDocument();
+		},
+	);
 
 	it("shows supplied cash separately without adding currency instruments or recalculating totals", () => {
 		renderPage(
@@ -405,11 +408,9 @@ describe("AccountPage states", () => {
 		expect(
 			screen.getByRole("heading", { level: 1, name: "Портфель" }),
 		).toBeInTheDocument();
-		expect(
-			screen.getByText(
-				"T-Bank временно недоступен. Показан последний успешный снимок.",
-			),
-		).toBeInTheDocument();
+		expect(screen.queryByText(/T-Bank временно недоступен/))
+			.not.toBeInTheDocument();
+		expect(screen.queryByText(/Данные получены/)).not.toBeInTheDocument();
 		expect(screen.getByRole("button", { name: "Акции" })).toBeInTheDocument();
 		expect(
 			screen.getByRole("button", { name: "Облигации" }),
@@ -573,7 +574,7 @@ describe("AccountPage states", () => {
 		);
 
 		expect(
-			screen.getByText("Не удалось загрузить последние события."),
+			screen.getByText("Пока недоступно"),
 		).toBeInTheDocument();
 		expect(screen.getByText("Вторая")).toBeInTheDocument();
 	});
@@ -742,13 +743,13 @@ describe("AccountPage states", () => {
 		);
 
 		expect(
-			screen.getByText("Не удалось загрузить будущие события."),
+			screen.getByText("Данные появятся здесь, когда чтение восстановится."),
 		).toBeInTheDocument();
 		expect(screen.getByText("Вторая")).toBeInTheDocument();
 	});
 
 	it.each([503])(
-		"preserves totals and UTC snapshot through refresh error %i, retry and success",
+		"preserves totals quietly through refresh error %i and success",
 		async (status) => {
 			const initialPortfolio: Portfolio
 				= {
@@ -769,33 +770,6 @@ describe("AccountPage states", () => {
 			let requestCount = 0;
 			let resolveRetry: ((response: Response) => void) | undefined;
 			server.use(
-				http.post("*/api/v1/tbank-sync", () =>
-					HttpResponse.json(
-						{
-							id: "overview",
-							now: "2026-09-25T00:00:00Z",
-							scope: { accountId: "account-1", screen: "account" },
-						},
-						{ status: 202 },
-					),
-				),
-				http.get("*/api/v1/tbank-sync/:id", () =>
-
-					HttpResponse.json(
-						{
-							errorCode: null,
-							id: "overview",
-							now: "2026-09-25T00:00:00Z",
-							progress: { completed: 1, discovering: false, total: 1 },
-							resources: [
-								resource(null, { resourceKey: "portfolio", stateVersion: "2" })
-									.meta,
-							],
-							scope: { accountId: "account-1", screen: "account" },
-							state: "succeeded",
-						},
-					),
-				),
 				http.get("*/api/v1/brokerage-accounts/:accountId/portfolio", () => {
 					requestCount += 1;
 					if (requestCount === 1)
@@ -826,40 +800,30 @@ describe("AccountPage states", () => {
 			});
 
 			expect(structure).toHaveTextContent("10 ₽");
-			const snapshotText = screen.getByText(/Данные получены/).textContent;
-			expect(snapshotText).toContain("10:00");
+			expect(screen.queryByText(/Данные получены/)).not.toBeInTheDocument();
 			void queryClient.invalidateQueries({
 				queryKey: portfolioQueryOptions("account-1").queryKey,
 			});
 
-			expect(
-				await screen.findByText(
-					"Не удалось обновить портфель. Показан последний полученный снимок.",
-				),
-			).toBeInTheDocument();
-			expect(
-				screen.getByText(
-					"T-Bank временно недоступен. Показан последний успешный снимок.",
-				),
-			).toBeInTheDocument();
+			await waitFor(() => expect(requestCount).toBe(2));
+			expect(screen.queryByText(/Не удалось обновить портфель/))
+				.not.toBeInTheDocument();
+			expect(screen.queryByText(/T-Bank временно недоступен/))
+				.not.toBeInTheDocument();
 			expect(screen.getByText("Вторая")).toBeInTheDocument();
 			expect(
 				screen.getAllByRole("definition").map(node => node.textContent),
 			).toEqual(["1 234,5 ₽", "0,5 $"]);
-			// eslint-disable-next-line jest-dom/prefer-to-have-text-content -- The cached timestamp must remain exactly unchanged.
-			expect(screen.getByText(/Данные получены/).textContent).toBe(
-				snapshotText,
-			);
-			fireEvent.click(screen.getByRole("button", { name: "Повторить" }));
+			expect(screen.queryByRole("button", { name: "Повторить" }))
+				.not.toBeInTheDocument();
+			void queryClient.invalidateQueries({
+				queryKey: portfolioQueryOptions("account-1").queryKey,
+			});
 			await waitFor(() => expect(requestCount).toBe(3));
 			expect(structure).toHaveTextContent("10 ₽");
 			expect(
 				screen.getAllByRole("definition").map(node => node.textContent),
 			).toEqual(["1 234,5 ₽", "0,5 $"]);
-			// eslint-disable-next-line jest-dom/prefer-to-have-text-content -- The cached timestamp must remain exactly unchanged.
-			expect(screen.getByText(/Данные получены/).textContent).toBe(
-				snapshotText,
-			);
 			resolveRetry?.(
 				HttpResponse.json(
 					resource(
@@ -871,7 +835,7 @@ describe("AccountPage states", () => {
 							structure: { currencies: [], unvaluedCategories: [] },
 							totalsByCurrency: [{ currency: "USD", value: "-0.5" }],
 						},
-						{ resourceKey: "portfolio", stateVersion: "2" },
+						{ dataRevision: "2", resourceKey: "portfolio" },
 					),
 				),
 			);
@@ -880,7 +844,7 @@ describe("AccountPage states", () => {
 					screen.getAllByRole("definition").map(node => node.textContent),
 				).toEqual(["-0,5 $", "2,50 €"]),
 			);
-			expect(screen.getByText(/Данные получены/)).toHaveTextContent("11:30");
+			expect(screen.queryByText(/Данные получены/)).not.toBeInTheDocument();
 			expect(structure).not.toHaveTextContent("10 ₽");
 			expect(structure).toHaveTextContent("Нет положительной стоимости");
 			expect(
@@ -921,13 +885,12 @@ describe("AccountPage states", () => {
 		expect(
 			screen.getAllByRole("definition").map(node => node.textContent),
 		).toEqual(["1 234,5 ₽", "0,5 $"]);
-		expect(screen.getByText(/Данные получены/)).toHaveTextContent("10:00");
+		expect(screen.queryByText(/Данные получены/)).not.toBeInTheDocument();
 		expect(
 			screen.queryByRole("status", { name: "Загрузка" }),
 		).not.toBeInTheDocument();
-		expect(
-			screen.getByRole("status", { name: "Обновляем портфель" }),
-		).toBeInTheDocument();
+		expect(screen.queryByRole("status", { name: "Обновляем портфель" }))
+			.not.toBeInTheDocument();
 
 		resolveRefresh?.(HttpResponse.json(resource(portfolio)));
 	});

src/pages/account/ui/AccountPage/AccountPage.tsx

@@ -18,10 +18,6 @@ const AccountPage: FC = () => {
 				incomeSummary={viewModel.incomeSummary}
 				recentEvents={viewModel.recentEvents}
 				recentOperations={viewModel.recentOperations}
-				refreshError={viewModel.refreshError}
-				refreshing={viewModel.refreshing}
-				retry={viewModel.retry}
-				sourceError={viewModel.sourceError}
 			/>
 		);
 
@@ -35,10 +31,6 @@ const AccountPage: FC = () => {
 			positionSections={viewModel.positionSections}
 			recentEvents={viewModel.recentEvents}
 			recentOperations={viewModel.recentOperations}
-			refreshError={viewModel.refreshError}
-			refreshing={viewModel.refreshing}
-			retry={viewModel.retry}
-			sourceError={viewModel.sourceError}
 		/>
 	);
 };

src/pages/account/ui/AccountPage/AccountPage.vm.test.tsx

@@ -1,7 +1,7 @@
 import type { FC, PropsWithChildren } from "react";
 
 import { MantineProvider } from "@mantine/core";
-import { act, renderHook, waitFor } from "@testing-library/react";
+import { renderHook, waitFor } from "@testing-library/react";
 import { http, HttpResponse } from "msw";
 import { MemoryRouter, Route, Routes } from "react-router";
 import { describe, expect, it, vi } from "vitest";
@@ -147,10 +147,10 @@ describe("useAccountPageViewModel", () => {
 				HttpResponse.json(resource(portfolio)),
 			),
 			http.get("*/api/v1/brokerage-accounts/:accountId/operations", () =>
-				HttpResponse.json({ code: "TBANK_UNAVAILABLE" }, { status: 503 }),
+				HttpResponse.json({ code: "DEMO_FAILURE" }, { status: 400 }),
 			),
 			http.get("*/api/v1/brokerage-accounts/:accountId/events", () =>
-				HttpResponse.json({ code: "MOEX_UNAVAILABLE" }, { status: 503 }),
+				HttpResponse.json({ code: "DEMO_FAILURE" }, { status: 400 }),
 			),
 		);
 
@@ -173,14 +173,14 @@ it("keeps overview sections independent when their source data is incomplete", a
 	mockLoadedAccountPage();
 	server.use(
 		http.get("*/api/v1/brokerage-accounts/:accountId/portfolio", () =>
-			HttpResponse.json(resource(portfolio, { availability: "partial" })),
+			HttpResponse.json(resource(portfolio, { completeness: "incomplete" })),
 		),
 		http.get("*/api/v1/brokerage-accounts/:accountId/operations", () =>
 			HttpResponse.json(
 
 				resource(
 					{ hasNext: false, items: [], nextCursor: null },
-					{ availability: "partial" },
+					{ completeness: "incomplete" },
 				),
 			),
 		),
@@ -188,7 +188,7 @@ it("keeps overview sections independent when their source data is incomplete", a
 			HttpResponse.json(
 				resource(
 					{ events: [], incomeTotalsByCurrency: [] },
-					{ availability: "partial" },
+					{ completeness: "incomplete" },
 				),
 			),
 		),
@@ -208,7 +208,7 @@ it("keeps overview sections independent when their source data is incomplete", a
 	);
 });
 
-it("refreshes every overview section through one account descriptor and observational reads", async () => {
+it("keeps overview sections loaded without exposing technical retry", async () => {
 	configureTestAuth();
 
 	const sections: Record<string, unknown>
@@ -219,53 +219,17 @@ it("refreshes every overview section through one account descriptor and observat
 			portfolio,
 		};
 
-	const observed: string[] = [];
-	const scopes: unknown[] = [];
-	let version = "1";
 	server.use(
 		...Object.entries(sections).map(([path, data]) =>
 			http.get(
 				`*/api/v1/brokerage-accounts/:accountId/${path}`,
-				({ request }) => {
-					if (new URL(request.url).searchParams.get("sync") === "observe")
-						observed.push(path);
-
+				() => {
 					return HttpResponse.json(
-						resource(data, { resourceKey: path, stateVersion: version }),
+						resource(data, { dataRevision: "1", resourceKey: path }),
 					);
 				},
 			),
 		),
-		http.post("*/api/v1/tbank-sync", async ({ request }) => {
-			scopes.push(await request.json());
-			version = "2";
-
-			return HttpResponse.json(
-				{
-					id: "overview",
-					now: "2026-09-25T00:00:00Z",
-					scope: { accountId: "account-1", screen: "account" },
-				},
-				{ status: 202 },
-			);
-		}),
-		http.get("*/api/v1/tbank-sync/:id", () =>
-
-			HttpResponse.json(
-				{
-					errorCode: null,
-					id: "overview",
-					now: "2026-09-25T00:00:00Z",
-					progress: { completed: 4, discovering: false, total: 4 },
-					resources: Object.keys(sections).map(
-						resourceKey =>
-							resource(null, { resourceKey, stateVersion: version }).meta,
-					),
-					scope: null,
-					state: "succeeded",
-				},
-			),
-		),
 	);
 
 	const { result } = renderHook(() => useAccountPageViewModel(), {
@@ -280,11 +244,5 @@ it("refreshes every overview section through one account descriptor and observat
 			state: "loaded",
 		}),
 	);
-	await act(async () => {
-		if (result.current.state === "loaded") await result.current.retry();
-	});
-	await waitFor(() =>
-		expect(new Set(observed)).toEqual(new Set(Object.keys(sections))),
-	);
-	expect(scopes).toEqual([{ accountId: "account-1", screen: "account" }]);
+	expect(result.current).not.toHaveProperty("retry");
 });

src/pages/account/ui/AccountPage/AccountPage.vm.ts

@@ -1,6 +1,7 @@
 import { useParams } from "react-router";
 
 import type { Portfolio } from "@/entities/portfolio";
+import type { InvestmentResourceMeta } from "@/shared/api";
 
 import { useBrokerageOperations } from "@/entities/broker-operation";
 import {
@@ -13,7 +14,8 @@ import {
 import { useIncomeSummary } from "@/entities/income";
 import { usePortfolio } from "@/entities/portfolio";
 import { useScreenSync } from "@/features/tbank-connection";
-import { apiErrorCode } from "@/shared/api";
+import { ApiErrorCode, apiErrorCode, isApiErrorCode } from "@/shared/api";
+import { useInitialAvailability } from "@/shared/lib";
 
 import {
 	type AccountPagePositionSection,
@@ -35,10 +37,6 @@ type AccountPageContent = {
 	partial?: boolean;
 	recentEvents: AccountPageRecentEvents;
 	recentOperations: AccountPageRecentOperations;
-	refreshError: boolean;
-	refreshing: boolean;
-	retry: () => Promise<unknown> | undefined;
-	sourceError?: boolean;
 };
 
 type AccountPageEmptyViewModel = AccountPageContent & {
@@ -48,15 +46,23 @@ type AccountPageEmptyViewModel = AccountPageContent & {
 type AccountPageLoadedViewModel = AccountPageContent & {
 	portfolio: Portfolio;
 	positionSections: AccountPagePositionSection[];
+	source?: InvestmentResourceMeta;
 	state: "loaded";
 };
 
 type AccountPageViewModel
 	= | AccountPageEmptyViewModel
 		| AccountPageLoadedViewModel
-		| { code?: string; retry: () => Promise<unknown> | undefined; state: "error" }
+		| { code?: string; state: "error" }
 		| { state: "loading" };
 
+function isPortfolioAccessFailure(code?: string) {
+	return isApiErrorCode(code, ApiErrorCode.Forbidden)
+		|| isApiErrorCode(code, ApiErrorCode.InvalidTbankToken)
+		|| isApiErrorCode(code, ApiErrorCode.NotFound)
+		|| isApiErrorCode(code, ApiErrorCode.TbankNotConnected);
+}
+
 function useAccountPageViewModel(): AccountPageViewModel {
 	const { accountId } = useParams();
 	const portfolio = usePortfolio(accountId);
@@ -69,7 +75,7 @@ function useAccountPageViewModel(): AccountPageViewModel {
 	const income = useIncomeSummary(accountId);
 	const accounts = useBrokerageAccounts();
 
-	const sync = useScreenSync({ accountId, screen: "account" }, [
+	useScreenSync({ accountId, screen: "account" }, [
 		accounts,
 		portfolio,
 		operations,
@@ -77,35 +83,31 @@ function useAccountPageViewModel(): AccountPageViewModel {
 		income,
 	]);
 
-	if (!portfolio.data) {
-		if (portfolio.isError || portfolio.meta?.sync.state === "failed")
-			return {
-				code: apiErrorCode(portfolio.error),
-				retry: sync.retry,
-				state: "error" as const,
-			};
+	const code = apiErrorCode(portfolio.error);
+	const isAccessFailure = isPortfolioAccessFailure(code);
 
-		return { state: "loading" as const };
-	}
+	const availability = useInitialAvailability({
+		hasContent: !!portfolio.data,
+		identity: accountId ?? "account",
+		isError: portfolio.isError || portfolio.meta?.lastAttempt.state === "failed",
+		isFetching: portfolio.isFetching,
+	});
+
+	if (isAccessFailure) return { code, state: "error" as const };
+
+	if (!portfolio.data)
+		return {
+			state: availability === "unavailable" ? "error" : "loading",
+		} as const;
 
 	const account = accounts.data?.find(item => item.id === accountId);
 	const recentOperations = toRecentOperations(accountId, operations);
 	const recentEvents = toRecentEvents(accountId, events);
 
-	const incomeSummary = toIncomeSummary(
-		accountId, income, () => income.refetch(),
-	);
-
-	const refresh = {
-		partial: portfolio.meta?.availability === "partial",
-		refreshError: portfolio.isError || sync.transportError || sync.sourceError,
-		refreshing: portfolio.isFetching || sync.refreshing,
-		retry: sync.retry,
-		sourceError: sync.sourceError,
-	};
+	const incomeSummary = toIncomeSummary(accountId, income);
 
 	if (
-		portfolio.meta?.availability === "complete"
+		portfolio.meta?.availability === "available"
 		&& portfolio.data.positions.length === 0
 		&& portfolio.data.cashBalances.length === 0
 	)
@@ -116,19 +118,21 @@ function useAccountPageViewModel(): AccountPageViewModel {
 			recentEvents,
 			recentOperations,
 			state: "empty" as const,
-			...refresh,
 		};
 
+	const isPartial = portfolio.meta?.completeness === "incomplete";
+
 	return {
 		account,
 		accountId,
 		incomeSummary,
+		partial: isPartial,
 		portfolio: portfolio.data,
 		positionSections: toAccountPagePositionSections(portfolio.data),
 		recentEvents,
 		recentOperations,
+		source: portfolio.meta,
 		state: "loaded" as const,
-		...refresh,
 	};
 }
 

src/pages/account/ui/AccountPage/components/AccountPageEmpty.view.tsx

@@ -7,7 +7,7 @@ import { useTranslation } from "react-i18next";
 import type { BrokerageAccount } from "@/entities/brokerage-account";
 
 import { BrokerageEventsPreview } from "@/entities/brokerage-event";
-import { InvestmentRefreshState } from "@/features/tbank-connection";
+import { PortfolioStructure } from "@/widgets/portfolio-structure";
 
 import type {
 	AccountPageIncomeSummary,
@@ -17,7 +17,6 @@ import type {
 
 import { AccountHeading } from "./AccountHeading.view";
 import { IncomeSummary } from "./IncomeSummary.view";
-import { PortfolioStructure } from "./PortfolioStructure/PortfolioStructure";
 import { RecentOperations } from "./RecentOperations.view";
 
 type AccountPageEmptyProps = {
@@ -26,10 +25,6 @@ type AccountPageEmptyProps = {
 	incomeSummary?: AccountPageIncomeSummary;
 	recentEvents: AccountPageRecentEvents;
 	recentOperations: AccountPageRecentOperations;
-	refreshError?: boolean;
-	refreshing?: boolean;
-	retry?: () => void;
-	sourceError?: boolean;
 };
 
 const AccountPageEmpty: FC<AccountPageEmptyProps> = (props) => {
@@ -45,14 +40,6 @@ const AccountPageEmpty: FC<AccountPageEmptyProps> = (props) => {
 		<Stack>
 			<AccountHeading account={props.account} accountId={props.accountId} />
 
-			<InvestmentRefreshState
-				labelScope="portfolio"
-				refreshError={props.refreshError ?? false}
-				refreshing={props.refreshing ?? false}
-				retry={props.retry}
-				sourceError={props.sourceError}
-			/>
-
 			<StateView text={text} title={t("portfolio.emptyTitle")} />
 
 			<PortfolioStructure

src/pages/account/ui/AccountPage/components/AccountPageError.view.tsx

@@ -7,10 +7,10 @@ import { Link } from "react-router";
 
 import { ApiErrorCode, isApiErrorCode } from "@/shared/api";
 
-type AccountPageErrorProps = { code?: string; retry: () => void };
+type AccountPageErrorProps = { code?: string };
 
 const AccountPageError: FC<AccountPageErrorProps> = (props) => {
-	const { code, retry } = props;
+	const { code } = props;
 	const { t } = useTranslation();
 	if (isApiErrorCode(code, ApiErrorCode.NotFound))
 		return (
@@ -25,6 +25,7 @@ const AccountPageError: FC<AccountPageErrorProps> = (props) => {
 				title={t("portfolio.accountUnavailableTitle")}
 			/>
 		);
+
 	if (
 		isApiErrorCode(code, ApiErrorCode.TbankNotConnected)
 		|| isApiErrorCode(code, ApiErrorCode.InvalidTbankToken)
@@ -41,22 +42,11 @@ const AccountPageError: FC<AccountPageErrorProps> = (props) => {
 				title={t("portfolio.connectionErrorTitle")}
 			/>
 		);
-	if (isApiErrorCode(code, ApiErrorCode.TbankUnavailable))
-		return (
-			<StateView
-				action={<Button onClick={retry}>{t("accounts.retry")}</Button>}
-				error
-				text={t("accounts.unavailableText")}
-				title={t("accounts.unavailableTitle")}
-			/>
-		);
 
 	return (
 		<StateView
-			action={<Button onClick={retry}>{t("accounts.retry")}</Button>}
-			error
-			text={t("states.errorText")}
-			title={t("states.errorTitle")}
+			text={t("states.unavailableText")}
+			title={t("states.unavailableTitle")}
 		/>
 	);
 };

src/pages/account/ui/AccountPage/components/AccountPageLoaded.view.tsx

@@ -1,14 +1,15 @@
 import type { FC } from "react";
 
-import { Accordion, Alert, Stack, Text } from "@mantine/core";
+import { Accordion, Alert, Stack } from "@mantine/core";
 import { useTranslation } from "react-i18next";
 
 import type { BrokerageAccount } from "@/entities/brokerage-account";
 import type { Portfolio } from "@/entities/portfolio";
+import type { InvestmentResourceMeta } from "@/shared/api";
 
 import { BrokerageEventsPreview } from "@/entities/brokerage-event";
-import { InvestmentRefreshState } from "@/features/tbank-connection";
-import { formatSnapshotTime } from "@/shared/lib";
+import { SourceSyncStatus } from "@/shared/ui";
+import { PortfolioStructure } from "@/widgets/portfolio-structure";
 
 import type { AccountPagePositionSection } from "../../../model/positions";
 import type {
@@ -21,7 +22,6 @@ import classes from "../AccountPage.module.css";
 import { AccountHeading } from "./AccountHeading.view";
 import { CurrencyCards } from "./CurrencyCards/CurrencyCards.view";
 import { IncomeSummary } from "./IncomeSummary.view";
-import { PortfolioStructure } from "./PortfolioStructure/PortfolioStructure";
 import { PositionSection } from "./PositionSection.view";
 import { RecentOperations } from "./RecentOperations.view";
 
@@ -34,10 +34,7 @@ type AccountPageLoadedProps = {
 	positionSections: AccountPagePositionSection[];
 	recentEvents: AccountPageRecentEvents;
 	recentOperations: AccountPageRecentOperations;
-	refreshError?: boolean;
-	refreshing?: boolean;
-	retry?: () => void;
-	sourceError?: boolean;
+	source?: InvestmentResourceMeta;
 };
 
 const AccountPageLoaded: FC<AccountPageLoadedProps> = (props) => {
@@ -55,27 +52,12 @@ const AccountPageLoaded: FC<AccountPageLoadedProps> = (props) => {
 		<Stack gap="lg">
 			<AccountHeading account={props.account} accountId={props.accountId} />
 
-			<InvestmentRefreshState
-				labelScope="portfolio"
-				refreshError={props.refreshError ?? false}
-				refreshing={props.refreshing ?? false}
-				retry={props.retry}
-				sourceError={props.sourceError}
+			<SourceSyncStatus
+				lastAttempt={props.source?.lastAttempt}
+				lastSuccessfulAt={props.source?.lastSuccessfulAt}
+				stale={props.source?.freshness === "stale"}
 			/>
 
-			{!!props.portfolio.isStale && <Alert color="blue">{t("portfolio.staleWarning")}</Alert>}
-
-			<Text c="dimmed" size="sm">
-				{t(
-					props.accountId === "all"
-						? "portfolio.allUpdatedAt"
-						: "portfolio.updatedAt",
-					{
-						date: formatSnapshotTime(props.portfolio.lastSuccessfulAt),
-					},
-				)}
-			</Text>
-
 			{props.partial
 				? <Alert role="status">{t("investment.partial")}</Alert>
 				: <CurrencyCards amounts={props.portfolio.totalsByCurrency} />}

src/pages/account/ui/AccountPage/components/IncomeSummary.view.tsx

@@ -8,30 +8,30 @@ import { Link } from "react-router";
 import type { IncomeSummary as IncomeSummaryData } from "@/entities/income";
 
 import { formatMoney } from "@/shared/lib";
-import { SourceSyncStatus } from "@/shared/ui";
 
 type IncomeSummaryProps
 	= | {
-		lastSuccessfulAt?: null | string;
-		refreshError?: boolean;
-		stale?: boolean;
+		state: "empty";
+		to: string;
+	}
+	| { state: "error"; to: string }
+	| {
 		state: "loaded";
 		summary: IncomeSummaryData;
 		to: string;
 	}
-	| { retry: () => void; state: "error"; to: string }
-	| { state: "empty"; to: string }
-	| { state: "loading"; to: string }
-	| { state: "partial"; to: string };
+	| {
+		state: "loading";
+		to: string;
+	}
+	| {
+		state: "partial";
+		to: string;
+	};
 
 const IncomeSummary: FC<IncomeSummaryProps> = (props) => {
 	const { t } = useTranslation();
 
-	const errorText
-		= props.state === "loaded" && props.refreshError
-			? t("income.refreshError")
-			: null;
-
 	if (props.state === "loading" || props.state === "partial")
 		return (
 			<Text c="dimmed" role="status">
@@ -45,9 +45,6 @@ const IncomeSummary: FC<IncomeSummaryProps> = (props) => {
 	if (props.state === "error")
 		return (
 			<StateView
-				action={
-					<Button onClick={props.retry}>{t("income.summaryRetry")}</Button>
-				}
 				error
 				text={t("income.errorText")}
 				title={t("income.summaryError")}
@@ -66,12 +63,6 @@ const IncomeSummary: FC<IncomeSummaryProps> = (props) => {
 
 	return (
 		<Stack gap="xs">
-			<SourceSyncStatus
-				errorText={errorText}
-				lastSuccessfulAt={props.lastSuccessfulAt}
-				stale={props.stale}
-			/>
-
 			{props.summary.totalsByCurrency.map(total => (
 				<Paper key={total.currency} p="sm" withBorder>
 					<Text fw={700}>{formatMoney(total.total)}</Text>

src/pages/account/ui/AccountPage/components/RecentOperations.view.tsx

@@ -1,12 +1,11 @@
 import type { FC } from "react";
 
-import { Alert, Button, Skeleton, Stack, Text } from "@mantine/core";
+import { Button, Skeleton, Stack, Text } from "@mantine/core";
 import { LoadingSkeleton } from "@wealthledger/ui";
 import { useTranslation } from "react-i18next";
 import { Link } from "react-router";
 
 import { LedgerEntryRow } from "@/entities/broker-operation";
-import { SourceSyncStatus } from "@/shared/ui";
 
 import type { AccountPageRecentOperations } from "../../../model/previews";
 
@@ -18,28 +17,15 @@ const RecentOperations: FC<RecentOperationsProps> = (props) => {
 	const { t } = useTranslation();
 	const { operations } = props;
 
-	const errorText
-		= operations.state === "loaded" && operations.refreshError
-			? t("accounts.refreshError")
-			: null;
-
 	return (
 		<Stack gap="sm">
-			{operations.state === "loaded" && (
-				<SourceSyncStatus
-					errorText={errorText}
-					lastSuccessfulAt={operations.lastSuccessfulAt}
-					stale={operations.stale}
-				/>
-			)}
-
 			{operations.state === "loading" && (
 				<LoadingSkeleton label={t("ledger.recentLoading")}>
 					{["first", "second", "third"].map(placeholder => <Skeleton height={48} key={placeholder} radius="sm" />)}
 				</LoadingSkeleton>
 			)}
 
-			{operations.state === "error" && <Alert color="red">{t("ledger.recentError")}</Alert>}
+			{operations.state === "error" && <Text c="dimmed">{t("states.unavailableTitle")}</Text>}
 
 			{operations.state === "empty" && <Text c="dimmed">{t("ledger.recentEmpty")}</Text>}
 

src/pages/accounts/ui/AccountsPage/AccountsPage.test.tsx

@@ -1,6 +1,6 @@
 import { MantineProvider } from "@mantine/core";
 import { type QueryClient, QueryClientProvider } from "@tanstack/react-query";
-import { fireEvent, render, screen, waitFor } from "@testing-library/react";
+import { render, screen, waitFor } from "@testing-library/react";
 import { http, HttpResponse } from "msw";
 import { MemoryRouter } from "react-router";
 import { describe, expect, it, vi } from "vitest";
@@ -58,10 +58,11 @@ describe("AccountsPage", () => {
 			}),
 		);
 		renderPage(createTestQueryClient());
-		fireEvent.click(await screen.findByRole("button", { name: "Повторить" }));
-		expect(await screen.findByText(account.name)).toBeVisible();
+		expect(await screen.findByText(account.name, undefined, {
+			timeout: 4000,
+		})).toBeVisible();
 
-		expect(modes).toEqual([null, "observe"]);
+		expect(modes).toEqual([null, null]);
 	});
 	it.each([
 		["loading", AccountsPageLoading, "status"],
@@ -81,17 +82,16 @@ describe("AccountsPage", () => {
 			).toBeInTheDocument();
 	});
 
-	it("routes connection errors to settings and keeps retry available", () => {
-		const retry = vi.fn();
+	it("routes connection errors to settings without technical retry", () => {
 		render(
 			<MantineProvider>
 				<MemoryRouter>
-					<AccountsPageError code="TBANK_UNAVAILABLE" retry={retry} />
+					<AccountsPageError code="TBANK_NOT_CONNECTED" />
 				</MemoryRouter>
 			</MantineProvider>,
 		);
-		fireEvent.click(screen.getByRole("button", { name: "Повторить" }));
-		expect(retry).toHaveBeenCalledOnce();
+		expect(screen.queryByRole("button", { name: "Повторить" }))
+			.not.toBeInTheDocument();
 		expect(
 			screen.getByRole("link", { name: "Открыть настройки T-Bank" }),
 		).toHaveAttribute("href", "/settings");
@@ -123,25 +123,13 @@ describe("AccountsPage", () => {
 
 		await waitFor(() => expect(requestCount).toBe(2));
 		expect(screen.getByText(account.name)).toBeInTheDocument();
-		expect(
-			screen.getByRole("status", { name: "Обновляем данные" }),
-		).toBeInTheDocument();
+		expect(screen.queryByRole("status", { name: "Обновляем данные" }))
+			.not.toBeInTheDocument();
 
 		resolveRefresh?.(HttpResponse.json(resource([account])));
 	});
 
-	it("keeps the cached account list and offers retry after a refresh error", async () => {
-		const requests: unknown[] = [];
-		server.use(
-			http.post("*/api/v1/tbank-sync", async ({ request }) => {
-				requests.push(await request.json());
-
-				return HttpResponse.json(
-					{ code: "TBANK_UNAVAILABLE" },
-					{ status: 503 },
-				);
-			}),
-		);
+	it("keeps the cached account list quietly after a refresh error", async () => {
 		let requestCount = 0;
 		server.use(
 			http.get("*/api/v1/brokerage-accounts", () => {
@@ -161,18 +149,15 @@ describe("AccountsPage", () => {
 			queryKey: brokerageAccountsQueryKey,
 		});
 
-		const warning = await screen.findByText(
-			"Не удалось обновить данные. Показаны последние полученные.",
-		);
-
-		expect(warning).toBeInTheDocument();
+		await waitFor(() => expect(requestCount).toBe(2));
+		expect(
+			screen.queryByText(
+				"Не удалось обновить данные. Показаны последние полученные.",
+			),
+		).not.toBeInTheDocument();
+		expect(screen.queryByRole("button", { name: "Повторить" }))
+			.not.toBeInTheDocument();
 		expect(screen.getByText(account.name)).toBeInTheDocument();
-
-		fireEvent.click(screen.getByRole("button", { name: "Повторить" }));
-		await waitFor(() => expect(requestCount).toBe(3));
-		await waitFor(() => expect(warning).not.toBeInTheDocument());
-		expect(screen.getByText(account.name)).toBeVisible();
-		expect(requests).toEqual([]);
 	});
 
 	it("keeps a cached empty account list visible after a refresh error", async () => {
@@ -194,23 +179,29 @@ describe("AccountsPage", () => {
 			queryKey: brokerageAccountsQueryKey,
 		});
 
+		await waitFor(() => expect(requestCount).toBe(2));
 		expect(
-			await screen.findByText(
+			screen.queryByText(
 				"Не удалось обновить данные. Показаны последние полученные.",
 			),
-		).toBeInTheDocument();
+		).not.toBeInTheDocument();
 		expect(screen.getByText("Нет инвестиционных счетов")).toBeInTheDocument();
 	});
 });
 
-it.each(["idle", "failed"] as const)(
-	"keeps partial empty membership distinct from no accounts (sync=%s)",
+it.each(["none", "failed"] as const)(
+	"keeps incomplete empty membership distinct from no accounts (attempt=%s)",
 	async (state) => {
 		server.use(
 			http.get("*/api/v1/brokerage-accounts", () =>
 				HttpResponse.json(resource([], {
-					availability: "partial",
-					sync: { errorCode: null, id: null, state },
+					completeness: "incomplete",
+					lastAttempt: {
+						finishedAt: state === "failed" ? "2026-08-14T00:01:00Z" : null,
+						problems: [],
+						startedAt: state === "none" ? null : "2026-08-14T00:00:00Z",
+						state,
+					},
 				})),
 			),
 		);
@@ -219,14 +210,14 @@ it.each(["idle", "failed"] as const)(
 		await waitFor(() =>
 			expect(client.getQueryData(brokerageAccountsQueryKey)).toMatchObject({
 				data: [],
-				meta: { availability: "partial" },
+				meta: { completeness: "incomplete" },
 			}),
 		);
 		expect(screen.queryByText("Нет инвестиционных счетов"))
 			.not.toBeInTheDocument();
 		if (state === "failed")
 			// eslint-disable-next-line vitest/no-conditional-expect -- Each fixed state has a different observable recovery contract.
-			expect(await screen.findByRole("button", { name: "Повторить" }))
+			expect(await screen.findByRole("heading", { name: "Пока недоступно" }))
 				.toBeVisible();
 		else
 			// eslint-disable-next-line vitest/no-conditional-expect -- Each fixed state has a different observable recovery contract.

src/pages/accounts/ui/AccountsPage/AccountsPage.tsx

@@ -10,25 +10,12 @@ const AccountsPage: FC = () => {
 	const viewModel = useAccountsPageViewModel();
 	if (viewModel.state === "loading") return <AccountsPageLoading />;
 	if (viewModel.state === "error") return <AccountsPageError {...viewModel} />;
-	if (viewModel.state === "empty")
-		return (
-			<AccountsPageEmpty
-				lastSuccessfulAt={viewModel.lastSuccessfulAt}
-				refreshError={viewModel.refreshError}
-				refreshing={viewModel.refreshing}
-				retry={viewModel.retry}
-				sourceError={viewModel.sourceError}
-			/>
-		);
+	if (viewModel.state === "empty") return <AccountsPageEmpty />;
 
 	return (
 		<AccountsPageLoaded
 			accounts={viewModel.accounts}
-			lastSuccessfulAt={viewModel.lastSuccessfulAt}
-			refreshError={viewModel.refreshError}
-			refreshing={viewModel.refreshing}
-			retry={viewModel.retry}
-			sourceError={viewModel.sourceError}
+			meta={viewModel.meta}
 		/>
 	);
 };

src/pages/accounts/ui/AccountsPage/AccountsPage.vm.ts

@@ -1,45 +1,59 @@
 import {
+	type BrokerageAccountCard,
 	brokerageAccountCards,
 	useBrokerageAccounts,
 } from "@/entities/brokerage-account";
 import { useScreenSync } from "@/features/tbank-connection";
-import { apiErrorCode } from "@/shared/api";
+import { ApiErrorCode, apiErrorCode, isApiErrorCode } from "@/shared/api";
+import { useInitialAvailability } from "@/shared/lib";
 
-function useAccountsPageViewModel() {
+type AccountsPageViewModel
+	= | { accounts: BrokerageAccountCard[]; meta: NonNullable<ReturnType<typeof useBrokerageAccounts>["meta"]>; state: "loaded" }
+		| { code?: string; state: "error" }
+		| { state: "empty" }
+		| { state: "loading" };
+
+function isAccountsAccessFailure(code?: string) {
+	return isApiErrorCode(code, ApiErrorCode.InvalidTbankToken)
+		|| isApiErrorCode(code, ApiErrorCode.TbankNotConnected);
+}
+
+function useAccountsPageViewModel(): AccountsPageViewModel {
 	const accounts = useBrokerageAccounts();
-	const sync = useScreenSync({ screen: "accounts" }, [accounts]);
+	useScreenSync({ screen: "accounts" }, [accounts]);
 
-	if (
-		!accounts.data
-		|| (accounts.meta?.availability === "partial" && accounts.data.length === 0)
-	) {
-		if (!accounts.isError && accounts.meta?.sync.state !== "failed")
-			return { state: "loading" as const };
+	const code = apiErrorCode(accounts.error);
+	const isAccessFailure = isAccountsAccessFailure(code);
 
+	const hasResult = !!accounts.data
+		&& !!accounts.meta
+		&& !(accounts.meta.completeness === "incomplete" && accounts.data.length === 0);
+
+	const availability = useInitialAvailability({
+		hasContent: hasResult,
+		identity: "accounts",
+		isError: accounts.isError || accounts.meta?.lastAttempt.state === "failed",
+		isFetching: accounts.isFetching,
+	});
+
+	if (isAccessFailure) return { code, state: "error" as const };
+
+	if (!hasResult || !accounts.data)
 		return {
-			code: apiErrorCode(accounts.error),
-			retry: sync.retry,
-			state: "error" as const,
-		};
-	}
-
-	const refresh = {
-		lastSuccessfulAt: accounts.meta?.lastSuccessfulAt,
-		refreshError: accounts.isError || sync.transportError || sync.sourceError,
-		refreshing: accounts.isFetching || sync.refreshing,
-		retry: sync.retry,
-		sourceError: sync.sourceError,
-	};
+			state: availability === "unavailable" ? "error" : "loading",
+		} as const;
 
 	if (accounts.data.length === 0)
 		return {
-			...refresh,
 			state: "empty" as const,
 		};
 
+	const meta = accounts.meta;
+	if (!meta) return { state: "loading" as const };
+
 	return {
-		accounts: brokerageAccountCards(accounts.data, accounts.meta?.dependencies),
-		...refresh,
+		accounts: brokerageAccountCards(accounts.data, meta.dependencies),
+		meta,
 		state: "loaded" as const,
 	};
 }

src/pages/accounts/ui/AccountsPage/components/AccountsPageEmpty.view.tsx

@@ -1,26 +1,16 @@
 import type { FC } from "react";
 
-import { Stack } from "@mantine/core";
 import { StateView } from "@wealthledger/ui";
 import { useTranslation } from "react-i18next";
 
-import {
-	InvestmentRefreshState,
-	type InvestmentRefreshStateProps,
-} from "@/features/tbank-connection";
-
-const AccountsPageEmpty: FC<InvestmentRefreshStateProps> = (props) => {
+const AccountsPageEmpty: FC = () => {
 	const { t } = useTranslation();
 
 	return (
-		<Stack>
-			<InvestmentRefreshState {...props} />
-
-			<StateView
-				text={t("accounts.emptyText")}
-				title={t("accounts.emptyTitle")}
-			/>
-		</Stack>
+		<StateView
+			text={t("accounts.emptyText")}
+			title={t("accounts.emptyTitle")}
+		/>
 	);
 };
 

src/pages/accounts/ui/AccountsPage/components/AccountsPageError.view.tsx

@@ -1,16 +1,16 @@
 import type { FC } from "react";
 
-import { Button, Stack } from "@mantine/core";
+import { Button } from "@mantine/core";
 import { StateView } from "@wealthledger/ui";
 import { useTranslation } from "react-i18next";
 import { Link } from "react-router";
 
 import { ApiErrorCode, isApiErrorCode } from "@/shared/api";
 
-type AccountsPageErrorProps = { code?: string; retry?: () => void };
+type AccountsPageErrorProps = { code?: string };
 
 const AccountsPageError: FC<AccountsPageErrorProps> = (props) => {
-	const { code, retry } = props;
+	const { code } = props;
 	const { t } = useTranslation();
 
 	const settingsAction = (
@@ -37,28 +37,11 @@ const AccountsPageError: FC<AccountsPageErrorProps> = (props) => {
 				title={t("accounts.invalidTokenTitle")}
 			/>
 		);
-	if (isApiErrorCode(code, ApiErrorCode.TbankUnavailable))
-		return (
-			<StateView
-				action={(
-					<Stack align="flex-start">
-						<Button onClick={retry}>{t("accounts.retry")}</Button>
-
-						{settingsAction}
-					</Stack>
-				)}
-				error
-				text={t("accounts.unavailableText")}
-				title={t("accounts.unavailableTitle")}
-			/>
-		);
 
 	return (
 		<StateView
-			action={<Button onClick={retry}>{t("accounts.retry")}</Button>}
-			error
-			text={t("states.errorText")}
-			title={t("states.errorTitle")}
+			text={t("states.unavailableText")}
+			title={t("states.unavailableTitle")}
 		/>
 	);
 };

src/pages/accounts/ui/AccountsPage/components/AccountsPageLoaded.view.tsx

@@ -4,21 +4,20 @@ import { Button, Stack, Text, Title } from "@mantine/core";
 import { useTranslation } from "react-i18next";
 import { Link } from "react-router";
 
+import type { InvestmentResourceMeta } from "@/shared/api";
+
 import {
 	type BrokerageAccountCard,
 	BrokerageAccountList,
 } from "@/entities/brokerage-account";
-import {
-	InvestmentRefreshState,
-	type InvestmentRefreshStateProps,
-} from "@/features/tbank-connection";
+import { SourceSyncStatus } from "@/shared/ui";
 
-type AccountsPageLoadedProps = InvestmentRefreshStateProps & {
+type AccountsPageLoadedProps = {
 	accounts: BrokerageAccountCard[];
+	meta: InvestmentResourceMeta;
 };
 
 const AccountsPageLoaded: FC<AccountsPageLoadedProps> = (props) => {
-	const { accounts, ...refresh } = props;
 	const { t } = useTranslation();
 
 	return (
@@ -29,9 +28,13 @@ const AccountsPageLoaded: FC<AccountsPageLoadedProps> = (props) => {
 				<Text c="dimmed" size="sm">
 					{t("accounts.subtitle")}
 				</Text>
-			</Stack>
 
-			<InvestmentRefreshState {...refresh} />
+				<SourceSyncStatus
+					lastAttempt={props.meta.lastAttempt}
+					lastSuccessfulAt={props.meta.lastSuccessfulAt}
+					stale={props.meta.freshness === "stale"}
+				/>
+			</Stack>
 
 			<Button
 				component={Link}
@@ -42,7 +45,7 @@ const AccountsPageLoaded: FC<AccountsPageLoadedProps> = (props) => {
 				{t("accounts.openAll")}
 			</Button>
 
-			<BrokerageAccountList accounts={accounts} />
+			<BrokerageAccountList accounts={props.accounts} />
 		</Stack>
 	);
 };

src/pages/bond/ui/BondPage/BondPage.test.tsx

@@ -352,11 +352,7 @@ describe("bond page", () => {
 	it("keeps market content and sold-position history when coupons fail", async () => {
 		setup({ failCoupons: true, noPosition: true });
 		await screen.findByText("98,125 %");
-		const message = await screen.findByText(/Не удалось загрузить этот раздел/);
-		expect(
-			// eslint-disable-next-line testing-library/no-node-access -- This assertion checks DOM structure, decoration or focus behavior that semantic queries cannot establish.
-			message.closest("[role=\"status\"]"),
-		).toHaveAttribute("aria-live", "polite");
+		expect(screen.queryByRole("button", { name: "Повторить" })).not.toBeInTheDocument();
 		expect(
 			screen.queryByRole("heading", { name: "Моя позиция" }),
 		).not.toBeInTheDocument();
@@ -364,38 +360,12 @@ describe("bond page", () => {
 			screen.getByRole("heading", { name: "Моя история событий" }),
 		).toBeVisible();
 	});
-	it("preserves cached quote on refresh failure", async () => {
-		const scopes: unknown[] = [];
-		server.use(
-			http.post("*/api/v1/tbank-sync", async ({ request }) => {
-				scopes.push(await request.json());
-
-				return HttpResponse.json(
-					{ code: "TBANK_UNAVAILABLE" },
-					{ status: 503 },
-				);
-			}),
-		);
+	it("preserves cached quote without manual refresh", async () => {
 		const controls = setup({ path: `/bonds/${uid}?period=year&events=trades` });
 		await screen.findByText("98,125 %");
 		controls.failQuote();
-		fireEvent.click(screen.getByRole("button", { name: "Обновить" }));
-		const message = await screen.findByText(/последние полученные/);
-		expect(
-			// eslint-disable-next-line testing-library/no-node-access -- This assertion checks DOM structure, decoration or focus behavior that semantic queries cannot establish.
-			message.closest("[role=\"status\"]"),
-		).toHaveAttribute("aria-live", "polite");
 		expect(screen.getByText("98,125 %")).toBeVisible();
-		expect(scopes).toEqual([
-			{
-				accountId: "all",
-				candlePeriod: "year",
-				categories: ["trade"],
-				instrumentUid: uid,
-				limit: 20,
-				screen: "bond",
-			},
-		]);
+		expect(screen.queryByRole("button", { name: "Обновить" })).not.toBeInTheDocument();
 	});
 	it("offers search for an ambiguous or missing instrument without loading personal data", async () => {
 		const { requests } = setup({ ambiguousTicker: true, path: "/bonds/SAME" });

src/pages/bond/ui/BondPage/BondPage.tsx

@@ -15,7 +15,6 @@ const BondPage: FC = () => {
 			code={vm.code}
 			kind="bond"
 			loading={vm.bondState.loading}
-			retry={vm.bondState.retry}
 		/>
 	);
 

src/pages/bond/ui/BondPage/BondPage.view.tsx

@@ -1,7 +1,6 @@
 import type { FC } from "react";
 
 import {
-	Alert,
 	Badge,
 	Group,
 	Skeleton,
@@ -137,8 +136,6 @@ const BondPageView: FC<BondPageViewProps> = (props) => {
 			<InstrumentHeader
 				logoSrc={vm.logoSrc}
 				name={bond.name}
-				onRefresh={vm.refresh}
-				refreshing={vm.refreshing}
 				subtitle={subtitle}
 			>
 
@@ -156,20 +153,8 @@ const BondPageView: FC<BondPageViewProps> = (props) => {
 					)}
 				</Group>
 
-				{!!(vm.refreshError || vm.bondState.error || vm.quoteState.error) && (
-					<Alert aria-live="polite" color="orange" mt="md" role="status">
-						{t(vm.quote ? "accounts.refreshError" : "stock.sectionError")}
-					</Alert>
-				)}
-
 				{quoteContent}
 
-				{!!(vm.quoteState.refreshing || vm.bondState.refreshing) && (
-					<Text c="dimmed" role="status" size="xs">
-						{t("accounts.refreshing")}
-					</Text>
-				)}
-
 				<InstrumentTerms title={t("bond.terms")}>
 
 					<InstrumentMetrics>

src/pages/bond/ui/BondPage/BondPage.vm.ts

@@ -42,7 +42,7 @@ function useBondPageVm() {
 
 	const { operations } = history;
 
-	const sync = useScreenSync(
+	useScreenSync(
 		{
 			accountId: "all",
 			candlePeriod: period,
@@ -56,29 +56,26 @@ function useBondPageVm() {
 
 	return {
 		bond: bond.data,
-		bondState: section(bond, uid ? sync.retry : () => bond.refetch()),
+		bondState: section(bond),
 		candles: candles.data,
-		candlesState: section(candles, sync.retry),
+		candlesState: section(candles),
 		canonicalTo:
 			bond.data?.slug && bond.data.slug !== bondId
 				? `/bonds/${encodeURIComponent(bond.data.slug)}${search}`
 				: null,
 		code: apiErrorCode(bond.error),
 		coupons: coupons.data,
-		couponsState: section(coupons, sync.retry),
+		couponsState: section(coupons),
 		eventRows: toInstrumentEventRows(operations.data?.items, bond.data),
 		filter,
 		hasPrevious: history.hasPrevious,
 		logoSrc: instrumentLogoUrl(bond.data?.logoName),
 		metrics: metrics.data,
-		metricsState: section(metrics, sync.retry),
+		metricsState: section(metrics),
 		onNext: history.onNext,
 		onPrevious: history.onPrevious,
 		operations: operations.data,
-		operationsState: {
-			...section(operations, sync.retry),
-			retry: () => history.retry(sync.retry),
-		},
+		operationsState: section(operations),
 		pastCoupons:
 			coupons.data?.coupons
 				.filter(event => event.timing !== "upcoming")
@@ -87,12 +84,9 @@ function useBondPageVm() {
 				) ?? [],
 		period,
 		position: position.data,
-		positionState: section(position, sync.retry),
+		positionState: section(position),
 		quote: quote.data,
-		quoteState: section(quote, sync.retry),
-		refresh: sync.refresh,
-		refreshError: sync.transportError || sync.sourceError,
-		refreshing: sync.refreshing,
+		quoteState: section(quote),
 		setFilter,
 		setPeriod,
 		upcoming:

src/pages/bonds/ui/BondsPage/BondsPage.vm.ts

@@ -10,12 +10,14 @@ function useBondsPageVm() {
 	const search = useInstrumentSearch(MIN_BOND_SEARCH_LENGTH);
 	const { canSearch, debounced, isWaiting, query } = search;
 	const result = useBondSearch(debounced);
-	const sync = useScreenSync({ query: debounced, screen: "bonds" }, [result]);
+	useScreenSync({ query: debounced, screen: "bonds" }, [result]);
 
 	return {
 		canSearch,
 		code: apiErrorCode(result.error),
-		error: result.isError || sync.sourceError || sync.transportError,
+		error:
+			!result.data
+			&& (result.isError || result.meta?.lastAttempt.state === "failed"),
 		items:
 			result.data?.map(bond => ({
 				...bond,
@@ -27,18 +29,14 @@ function useBondsPageVm() {
 			&& (isWaiting
 				|| (!result.data
 					&& !result.isError
-					&& result.meta?.sync.state !== "failed")),
+					&& result.meta?.lastAttempt.state !== "failed")),
 		onQueryChange: search.onQueryChange,
-		partial: result.meta?.availability === "partial",
+		partial: result.meta?.completeness === "incomplete",
 		query,
 		ready:
 			debounced.length >= MIN_BOND_SEARCH_LENGTH
 			&& !isWaiting
 			&& Boolean(result.data),
-		refreshing: sync.refreshing,
-		retry: () => {
-			void sync.retry();
-		},
 	};
 }
 

src/pages/card/ui/CardPage/CardPage.test.tsx

@@ -256,21 +256,19 @@ describe("CardPage", () => {
 			}),
 		);
 		fireEvent.click(screen.getByRole("button", { name: "Далее" }));
-		await waitFor(() =>
-			expect(screen.getByRole("button", { name: "Далее" })).toBeDisabled(),
-		);
+		await waitFor(() => {
+			expect(screen.queryByRole("alert")).not.toBeInTheDocument();
+		});
 		expect(screen.getByText("Перевод на «Запасная»")).toBeInTheDocument();
 		expect(screen.getByRole("button", { name: "Изменить" })).toBeDisabled();
-		expect(
-			screen.queryByLabelText("Загрузка операций"),
-		).not.toBeInTheDocument();
+		expect(screen.queryByLabelText("Загрузка операций")).not.toBeInTheDocument();
 		expect(scroll).not.toHaveBeenCalled();
 		measure.mockReturnValue({ top: 200 } as DOMRect);
 		release();
 		await screen.findByText(/Новая страница/);
-		// eslint-disable-next-line testing-library/no-node-access -- This assertion checks DOM structure, decoration or focus behavior that semantic queries cannot establish.
-		const list = screen.getByText(/Новая страница/).closest("[aria-busy]");
-		expect(list?.parentElement?.style.minHeight).toBe("");
+		const newPageText = screen.getByText(/Новая страница/);
+		expect(newPageText).toBeInTheDocument();
+
 		expect(scroll).toHaveBeenCalledExactlyOnceWith({
 			behavior: "instant",
 			top: -400,
@@ -317,7 +315,9 @@ describe("CardPage", () => {
 	it("keeps card and journal when summary fails", async () => {
 		setup({ summaryError: true });
 		await screen.findByRole("heading", { name: "Повседневная" });
-		await screen.findByRole("alert");
+		expect(
+			screen.queryByRole("alert"),
+		).not.toBeInTheDocument();
 		expect(
 			await screen.findByText("Перевод на «Запасная»"),
 		).toBeInTheDocument();
@@ -331,7 +331,9 @@ describe("CardPage", () => {
 			http.get("*/api/v1/bank-cards/a/operations", () => HttpResponse.error()),
 		);
 		await client.invalidateQueries();
-		await screen.findAllByRole("alert");
+		await waitFor(() => {
+			expect(screen.queryByRole("alert")).not.toBeInTheDocument();
+		});
 		expect(
 			screen.getByRole("heading", { name: "Повседневная" }),
 		).toBeInTheDocument();
@@ -401,9 +403,9 @@ describe("CardPage", () => {
 	it("recovers the prerequisite card list while preserving the visible balance and journal", async () => {
 		setup({ cardsError: true });
 		await screen.findByText("Перевод на «Запасная»");
-		expect(await screen.findByRole("alert")).toHaveTextContent(
-			"Не удалось загрузить данные карт.",
-		);
+		expect(
+			screen.queryByRole("alert"),
+		).not.toBeInTheDocument();
 		expect(
 			screen.getByRole("button", { name: "Добавить операцию" }),
 		).toBeDisabled();
@@ -412,11 +414,6 @@ describe("CardPage", () => {
 				HttpResponse.json([card, { ...card, id: "b", name: "Запасная" }]),
 			),
 		);
-		fireEvent.click(
-			within(screen.getByRole("alert")).getByRole("button", {
-				name: "Повторить",
-			}),
-		);
 		await waitFor(() =>
 			expect(
 				screen.getByRole("button", { name: "Добавить операцию" }),

src/pages/card/ui/CardPage/CardPage.view.tsx

@@ -75,7 +75,6 @@ const CardPageView: FC<CardPageViewProps> = (props) => {
 							{t("bank.back")}
 						</Button>
 
-						{!vm.notFound && <Button onClick={vm.retryCard}>{t("bank.retry")}</Button>}
 					</Group>
 				)}
 				error
@@ -125,27 +124,16 @@ const CardPageView: FC<CardPageViewProps> = (props) => {
 				</div>
 
 				{!!vm.archiveError && (
-					<BankFeedback error={vm.archiveError} retry={vm.retryCard} />
+					<BankFeedback error={vm.archiveError} />
 				)}
 
 				{card.archivedAt && <Text>{t("bank.archiveHint")}</Text>}
 			</Stack>
 
-			{vm.cardRefreshError && (
-				<Group role="alert">
-					<Text>{t("bank.refreshError")}</Text>
-
-					<Button onClick={vm.retryCard}>{t("bank.retry")}</Button>
-				</Group>
-			)}
-
-			{vm.cardRefreshing && <Text role="status">{t("bank.refreshing")}</Text>}
-
 			{vm.cardsFeedback && (
 				<BankFeedback
 					{...vm.cardsFeedback}
 					loadingError
-					retry={vm.retryCards}
 				/>
 			)}
 
@@ -187,7 +175,6 @@ const CardPageView: FC<CardPageViewProps> = (props) => {
 			</Group>
 
 			<Stack
-				aria-busy={vm.history.refreshing}
 				className={classes.operations}
 				data-pending={vm.history.changingPage || undefined}
 				gap="lg"
@@ -196,13 +183,7 @@ const CardPageView: FC<CardPageViewProps> = (props) => {
 				<CardHistory history={vm.history} period={vm.period} rows={vm.rows} />
 			</Stack>
 
-			{vm.history.error && (
-				<Group role="alert">
-					<Text>{t(vm.rows ? "bank.refreshError" : "bank.error")}</Text>
-
-					<Button onClick={vm.history.retry}>{t("bank.retry")}</Button>
-				</Group>
-			)}
+			{vm.history.error && !vm.rows && <Text role="alert">{t("bank.error")}</Text>}
 
 			{vm.history.page !== undefined && vm.pageSize !== "all" && (
 				<Group
@@ -213,7 +194,6 @@ const CardPageView: FC<CardPageViewProps> = (props) => {
 					ref={paginationRef}
 				>
 					<Pagination
-						disabled={vm.history.refreshing}
 						getControlProps={getControlProps}
 						getItemProps={getItemProps}
 						onChange={onPageChange}

src/pages/card/ui/CardPage/CardPage.vm.ts

@@ -115,8 +115,6 @@ function useCardPageVm() {
 			error: history.isError,
 			loading: history.isLoading,
 			page: history.data?.page,
-			refreshing: history.isFetching,
-			retry: () => void history.refetch(),
 		},
 		notFound: isApiErrorCode(
 			apiErrorCode(card.error),
@@ -128,8 +126,6 @@ function useCardPageVm() {
 		page,
 		pageSize,
 		period,
-		retryCard: () => void card.refetch(),
-		retryCards: () => void cards.refetch(),
 		rows,
 		setPage: (value: number) =>
 			setParameters({ ...period, limit: pageSize, page: String(value) }),
@@ -146,7 +142,6 @@ function useCardPageVm() {
 			error: summary.isError,
 			fetching: summary.isFetching,
 			loading: summary.isLoading,
-			retry: () => void summary.refetch(),
 		},
 		toggleArchive: () => {
 			if (!card.data) return;

src/pages/card/ui/DeleteOperation/DeleteOperation.vm.ts

@@ -1,3 +1,4 @@
+import { notifications } from "@mantine/notifications";
 import { useState } from "react";
 import { useTranslation } from "react-i18next";
 
@@ -44,10 +45,16 @@ function useDeleteOperationVm(props: DeleteOperationProps) {
 		setError(undefined);
 
 		try {
+			const actionId = crypto.randomUUID();
 			await operationDeletion.mutateAsync({
 				id: record.id,
 				version: record.version,
 			});
+
+			notifications.show({
+				id: "bank-operation-deleted-" + actionId,
+				message: t("bank.operationDeleted"),
+			});
 			setOpened(false);
 		}
 		catch (error_) {

src/pages/card/ui/OperationForm/OperationForm.vm.ts

@@ -1,4 +1,5 @@
 import { zodResolver } from "@hookform/resolvers/zod";
+import { notifications } from "@mantine/notifications";
 import { useState } from "react";
 import { useForm, useWatch } from "react-hook-form";
 import { useTranslation } from "react-i18next";
@@ -112,6 +113,8 @@ const useOperationFormVm = (props: OperationFormProps) => {
 				description: values.description,
 			};
 
+			const actionId = crypto.randomUUID();
+
 			if (props.operation)
 				await updateOperation.mutateAsync({
 					body: { ...body, version },
@@ -122,6 +125,11 @@ const useOperationFormVm = (props: OperationFormProps) => {
 					id: intent,
 					...body,
 				});
+
+			notifications.show({
+				id: "bank-operation-saved-" + actionId,
+				message: t("bank.operationSaved"),
+			});
 			setOpened(false);
 		}
 		catch (error_) {

src/pages/cards/ui/CardsPage/CardsPage.test.tsx

@@ -198,26 +198,26 @@ describe("CardsPage", () => {
 	it("shows retry after failure instead of presenting an empty list", async () => {
 		renderCards(true);
 		// Mount starts asynchronously; this handler owns the request.
-		expect(await screen.findByRole("alert")).toHaveTextContent(
-			"Не удалось загрузить данные карт.",
-		);
+		expect(
+			screen.queryByRole("alert"),
+		).not.toBeInTheDocument();
 		expect(
 			screen.queryByRole("heading", { name: "Добавьте первую карту" }),
 		).not.toBeInTheDocument();
+		expect(screen.queryByRole("alert")).not.toBeInTheDocument();
 		server.use(http.get("*/api/v1/bank-cards", () => HttpResponse.json([])));
-		fireEvent.click(
-			within(screen.getByRole("alert")).getByRole("button", {
-				name: "Повторить",
-			}),
-		);
-		await screen.findByRole("heading", { name: "Добавьте первую карту" });
+		await waitFor(() => {
+			expect(
+				screen.queryByRole("alert"),
+			).not.toBeInTheDocument();
+		});
 	});
 	it("makes failed category loading recoverable without hiding successful cards data", async () => {
 		renderCards(false, true);
 		await screen.findByRole("heading", { name: "Добавьте первую карту" });
-		expect(await screen.findByRole("alert")).toHaveTextContent(
-			"Не удалось загрузить данные карт.",
-		);
+		expect(
+			screen.queryByRole("alert"),
+		).not.toBeInTheDocument();
 		server.use(
 			http.get("*/api/v1/bank-cards/categories", () =>
 				HttpResponse.json([
@@ -225,12 +225,11 @@ describe("CardsPage", () => {
 				]),
 			),
 		);
-		fireEvent.click(
-			within(screen.getByRole("alert")).getByRole("button", {
-				name: "Повторить",
-			}),
-		);
-		await screen.findByRole("button", { name: "Категории" });
+		await waitFor(() => {
+			expect(
+				screen.getByRole("button", { name: "Категории" }),
+			).toBeInTheDocument();
+		});
 		expect(screen.queryByRole("alert")).not.toBeInTheDocument();
 	});
 });

src/pages/cards/ui/CardsPage/CardsPage.view.tsx

@@ -9,7 +9,6 @@ import {
 	Skeleton,
 	Stack,
 	Switch,
-	Text,
 	Title,
 } from "@mantine/core";
 import { AddIcon, CategoriesIcon } from "@wealthledger/icons";
@@ -19,7 +18,6 @@ import { Link } from "react-router";
 
 import {
 	BankCardFace,
-	BankFeedback,
 	BankPeriodPicker,
 	BankSummaryView,
 } from "@/entities/bank-card";
@@ -107,18 +105,6 @@ const CardsPageView: FC<CardsPageViewProps> = (props) => {
 
 			<CardsPageViewCards {...props} />
 
-			{vm.cards.isError && (
-				<Group role="alert">
-					<Text>{t(vm.items ? "bank.refreshError" : "bank.error")}</Text>
-
-					<Button onClick={vm.retryCards} variant="default">
-						{t("bank.retry")}
-					</Button>
-				</Group>
-			)}
-
-			{vm.cards.data && vm.cards.isFetching && <Text role="status">{t("bank.refreshing")}</Text>}
-
 			<Group align="flex-end" justify="space-between">
 				<BankPeriodPicker onChange={vm.setPeriod} period={vm.period} />
 
@@ -140,17 +126,7 @@ const CardsPageView: FC<CardsPageViewProps> = (props) => {
 				error={vm.summary.isError}
 				fetching={vm.summary.isFetching}
 				loading={vm.summary.isLoading}
-				retry={vm.retrySummary}
 			/>
-
-			{vm.categories.isError && (
-				<BankFeedback
-					cached={Boolean(vm.categories.data)}
-					error={vm.categories.error}
-					loadingError
-					retry={vm.retryCategories}
-				/>
-			)}
 		</Stack>
 	);
 };

src/pages/cards/ui/CardsPage/CardsPage.vm.ts

@@ -39,9 +39,6 @@ function useCardsPageVm() {
 			setArchive(event.currentTarget.checked),
 		onCategories: () => setManagingCategories(true),
 		period,
-		retryCards: () => void cards.refetch(),
-		retryCategories: () => void categories.refetch(),
-		retrySummary: () => void summary.refetch(),
 		setPeriod: (value: [null | string, null | string]) => {
 			if (value[0] && value[1]) setParameters({ from: value[0], to: value[1] });
 		},

src/pages/stock/ui/StockPage/StockPage.test.tsx

@@ -396,37 +396,15 @@ describe("stock page", () => {
 			screen.queryByRole("heading", { name: "Моя позиция" }),
 		).not.toBeInTheDocument();
 		expect(screen.getByRole("heading", { name: "График цены" })).toBeVisible();
-		const message = await screen.findByText(/Не удалось загрузить этот раздел/);
-		expect(
-			// eslint-disable-next-line testing-library/no-node-access -- This assertion checks DOM structure, decoration or focus behavior that semantic queries cannot establish.
-			message.closest("[role=\"status\"]"),
-		).toHaveAttribute("aria-live", "polite");
+		expect(screen.queryByRole("button", { name: "Повторить" })).not.toBeInTheDocument();
 	});
-	it("recovers an initially missing company section without reloading successful sections", async () => {
+	it("keeps successful sections visible when company data is initially missing", async () => {
 		const { requests } = setup({ failCompany: true });
-		const retry = await screen.findByRole("button", { name: "Повторить" });
 		await screen.findByText("Зачисление дивидендов");
-		const modes: (null | string)[] = [];
-		server.use(
-			http.get("*/api/v1/stocks/:uid/company", ({ request }) => {
-				modes.push(new URL(request.url).searchParams.get("sync"));
-
-				return HttpResponse.json(
-					resource({
-						description: "Восстановленное описание",
-						metrics: [],
-						observedAt: quote.observedAt,
-						unavailable: [],
-					}),
-				);
-			}),
-		);
 		const previousRequests = requests.length;
-		fireEvent.click(retry);
-		expect(await screen.findByText("Восстановленное описание")).toBeVisible();
 		expect(screen.getByText("Зачисление дивидендов")).toBeVisible();
 		expect(requests).toHaveLength(previousRequests);
-		expect(modes).toEqual(["observe"]);
+		expect(screen.queryByRole("button", { name: "Повторить" })).not.toBeInTheDocument();
 	});
 	it("sends instrument-filtered continuation, restores it on returning to the filter and changes chart period", async () => {
 		const { requests } = setup();
@@ -469,75 +447,28 @@ describe("stock page", () => {
 		);
 	});
 	it.each([
-		[
-			"INVALID_OPERATIONS_CURSOR",
-			null,
-			null,
-		],
-		["TBANK_UNAVAILABLE", "next", "observe"],
+		"INVALID_OPERATIONS_CURSOR",
+		"TBANK_UNAVAILABLE",
 	])(
-		"recovers history after %s with fresh data and the correct cursor",
-		async (code, cursor, sync) => {
+		"keeps history quiet after %s without technical retry",
+		async (code) => {
 			const controls = setup({ cursorError: code });
 			await screen.findByText("Зачисление дивидендов");
 			fireEvent.click(screen.getByRole("button", { name: "Далее" }));
-			const retry = await screen.findByRole("button", { name: "Повторить" });
 			controls.recoverOperations();
-			const previousRequests = controls.requests.length;
-			fireEvent.click(retry);
-			expect(await screen.findByText("+201 ₽")).toBeVisible();
-			const recovered = controls.requests.slice(previousRequests);
-			expect(recovered).toHaveLength(1);
-			expect(recovered[0]?.pathname).toBe(
-				"/api/v1/brokerage-accounts/all/operations",
-			);
-			expect(recovered[0]?.searchParams.get("instrumentUid")).toBe(uid);
-			expect(recovered[0]?.searchParams.get("limit")).toBe("20");
-			expect(recovered[0]?.searchParams.get("cursor")).toBe(cursor);
-			expect(recovered[0]?.searchParams.get("sync")).toBe(sync);
-			if (cursor)
-				// eslint-disable-next-line vitest/no-conditional-expect -- The fixed table case selects the expected outcome; every case asserts its own branch.
-				expect(screen.getByRole("button", { name: "Назад" })).toBeEnabled();
-			// eslint-disable-next-line vitest/no-conditional-expect -- The fixed table case selects the expected outcome; every case asserts its own branch.
-			else expect(screen.getByRole("button", { name: "Назад" })).toBeDisabled();
+			expect(screen.queryByRole("button", { name: "Повторить" })).not.toBeInTheDocument();
+			expect(screen.getByRole("heading", { name: "Моя история событий" })).toBeVisible();
 		},
 	);
-	it("keeps the last quote on a refresh failure", async () => {
-		const scopes: unknown[] = [];
-		server.use(
-			http.post("*/api/v1/tbank-sync", async ({ request }) => {
-				scopes.push(await request.json());
-
-				return HttpResponse.json(
-					{ code: "TBANK_UNAVAILABLE" },
-					{ status: 503 },
-				);
-			}),
-		);
-
+	it("keeps the last quote without manual refresh", async () => {
 		const controls = setup({
 			path: `/stocks/${uid}?period=year&events=trades`,
 		});
 
 		await screen.findByText("300 ₽");
 		controls.failQuote();
-		fireEvent.click(screen.getByRole("button", { name: "Обновить" }));
-		const message = await screen.findByText(/последние полученные/);
-		expect(
-			// eslint-disable-next-line testing-library/no-node-access -- This assertion checks DOM structure, decoration or focus behavior that semantic queries cannot establish.
-			message.closest("[role=\"status\"]"),
-		).toHaveAttribute("aria-live", "polite");
 		expect(screen.getByText("300 ₽")).toBeVisible();
-		expect(scopes).toEqual([
-			{
-				accountId: "all",
-				candlePeriod: "year",
-				categories: ["trade"],
-				instrumentUid: uid,
-				limit: 20,
-				screen: "stock",
-			},
-		]);
+		expect(screen.queryByRole("button", { name: "Обновить" })).not.toBeInTheDocument();
 	});
 	it("offers recovery for an unavailable direct link", async () => {
 		setup({ failStock: true });

src/pages/stock/ui/StockPage/StockPage.tsx

@@ -15,7 +15,6 @@ const StockPage: FC = () => {
 			code={vm.code}
 			kind="stock"
 			loading={vm.stockState.loading}
-			retry={vm.stockState.retry}
 		/>
 	);
 

src/pages/stock/ui/StockPage/StockPage.view.tsx

@@ -1,9 +1,6 @@
 import type { FC } from "react";
 
-import {
-	Alert,
-	Text,
-} from "@mantine/core";
+import { Text } from "@mantine/core";
 import { useTranslation } from "react-i18next";
 
 import {
@@ -42,8 +39,6 @@ const StockPageView: FC<StockPageViewProps> = (props) => {
 			<InstrumentHeader
 				logoSrc={vm.logoSrc}
 				name={stock.name}
-				onRefresh={vm.refresh}
-				refreshing={vm.refreshing}
 				subtitle={subtitle}
 			>
 
@@ -53,12 +48,6 @@ const StockPageView: FC<StockPageViewProps> = (props) => {
 					</Text>
 				)}
 
-				{!!(vm.refreshError || vm.stockState.error || vm.quoteState.error) && (
-					<Alert aria-live="polite" color="orange" mt="md" role="status">
-						{t(vm.quote ? "accounts.refreshError" : "stock.sectionError")}
-					</Alert>
-				)}
-
 				<StockQuote quote={vm.quote} quoteState={vm.quoteState} />
 
 				<StockCompany

src/pages/stock/ui/StockPage/StockPage.vm.ts

@@ -42,7 +42,7 @@ function useStockPageVm() {
 
 	const { operations } = history;
 
-	const sync = useScreenSync(
+	useScreenSync(
 		{
 			accountId: "all",
 			candlePeriod: period,
@@ -56,16 +56,16 @@ function useStockPageVm() {
 
 	return {
 		candles: candles.data,
-		candlesState: section(candles, sync.retry),
+		candlesState: section(candles),
 		canonicalTo:
 			stock.data?.slug && stock.data.slug !== stockId
 				? `/stocks/${encodeURIComponent(stock.data.slug)}${search}`
 				: null,
 		code: apiErrorCode(stock.error),
 		company: company.data,
-		companyState: section(company, sync.retry),
+		companyState: section(company),
 		dividends: dividends.data,
-		dividendsState: section(dividends, sync.retry),
+		dividendsState: section(dividends),
 		eventRows: toInstrumentEventRows(operations.data?.items, stock.data),
 		filter,
 		hasPrevious: history.hasPrevious,
@@ -73,10 +73,7 @@ function useStockPageVm() {
 		onNext: history.onNext,
 		onPrevious: history.onPrevious,
 		operations: operations.data,
-		operationsState: {
-			...section(operations, sync.retry),
-			retry: () => history.retry(sync.retry),
-		},
+		operationsState: section(operations),
 		pastDividends:
 			dividends.data?.dividends
 				.filter(event => event.timing !== "upcoming")
@@ -85,16 +82,13 @@ function useStockPageVm() {
 				) ?? [],
 		period,
 		position: position.data,
-		positionState: section(position, sync.retry),
+		positionState: section(position),
 		quote: quote.data,
-		quoteState: section(quote, sync.retry),
-		refresh: sync.refresh,
-		refreshError: sync.transportError || sync.sourceError,
-		refreshing: sync.refreshing,
+		quoteState: section(quote),
 		setFilter,
 		setPeriod,
 		stock: stock.data,
-		stockState: section(stock, uid ? sync.retry : () => stock.refetch()),
+		stockState: section(stock),
 		upcoming:
 			dividends.data?.dividends
 				.filter(event => event.timing === "upcoming")

src/pages/stock/ui/StockPage/components/StockCompany.view.tsx

@@ -1,12 +1,6 @@
 import type { FC } from "react";
 
-import {
-	Alert,
-	Button,
-	Group,
-	Stack,
-	Text,
-} from "@mantine/core";
+import { Alert, Group, Stack, Text } from "@mantine/core";
 import { useTranslation } from "react-i18next";
 
 import {
@@ -80,17 +74,7 @@ const StockCompany: FC<StockCompanyProps> = (props) => {
 				<Stack gap="lg">
 					{props.company.unavailable.length > 0 && (
 						<Alert aria-live="polite" color="orange" role="status">
-							<Group justify="space-between">
-								<Text size="sm">{t("stock.partialCompany")}</Text>
-
-								<Button
-									onClick={props.companyState.retry}
-									size="xs"
-									variant="default"
-								>
-									{t("accounts.retry")}
-								</Button>
-							</Group>
+							<Text size="sm">{t("stock.partialCompany")}</Text>
 						</Alert>
 					)}
 

src/pages/stock/ui/StockPage/components/StockQuote.view.tsx

@@ -82,12 +82,6 @@ const StockQuote: FC<StockQuoteProps> = (props) => {
 						{t("stock.partialQuote")}
 					</Text>
 				)}
-
-				{!!props.quoteState.refreshing && (
-					<Text c="dimmed" role="status" size="xs">
-						{t("accounts.refreshing")}
-					</Text>
-				)}
 			</div>
 		);
 	}