chore(release): 2.2.0

Closes #74

.ai/conventions/engineering.md

@@ -89,4 +89,9 @@ Commits и PR titles — Conventional Commits с parser-recognized Issue referen
 `spec:`. Каждый commit содержит одну задачу. Исключения release и правила
 ссылки — в Engineering Workflow из AGENTS. Root другого checkout не управляет этим repo.
 Прямой push в `main`, force-push и перенос опубликованных тегов не входят в
-обычную работу. Перед release/hotfix прочитай местный README, раздел «Релизы».
+обычную работу. PR сливается squash или rebase-merge; merge-коммит не
+используется. `main` обновляется только fast-forward из `develop`, поэтому
+`origin/main` всегда предок `origin/develop`:
+`git merge-base --is-ancestor origin/main origin/develop`. Срочный fix —
+обычная ветка `fix/*` от `develop`; пути hotfix от `main` нет.
+Перед релизом прочитай местный README, раздел «Релизы».

.gitea/workflows/image.yml

@@ -28,9 +28,8 @@ jobs:
           docker version
           docker buildx version
       - run: npm ci
-      - run: npx --no-install prisma generate
       - run: npm run verify
-      - run: npm run test:e2e
+      - run: node test/sqlite.cjs --all
       - name: Login with dedicated Nexus writer
         env:
           REGISTRY_USERNAME: ${{ secrets.NEXUS_USERNAME }}

.gitea/workflows/verify.yml

@@ -4,7 +4,7 @@ on:
   push:
     branches: [develop, main]
   pull_request:
-    types: [opened, synchronize, reopened]
+    types: [opened, synchronize, reopened, edited]
   schedule:
     - cron: '47 5 * * *'
 
@@ -34,12 +34,17 @@ jobs:
           HEAD_SHA: ${{ github.event.pull_request.head.sha }}
         run: |
           printf '%s\n' "$PR_TITLE" | npm run commitlint -- --strict
-          npm run commitlint -- --strict --from "$BASE_SHA" --to "$HEAD_SHA"
+          if [[ "$PR_TITLE" =~ ^chore\(release\):\ [0-9]+\.[0-9]+\.[0-9]+$ ]]; then
+            npm run commitlint -- --strict --from "$HEAD_SHA^" --to "$HEAD_SHA"
+          else
+            npm run commitlint -- --strict --from "$BASE_SHA" --to "$HEAD_SHA"
+          fi
 
   security:
     needs: commits
     if: >-
       !cancelled() &&
+      gitea.event.action != 'edited' &&
       (needs.commits.result == 'success' || needs.commits.result == 'skipped')
     timeout-minutes: 15
     runs-on: ubuntu-latest
@@ -67,7 +72,8 @@ jobs:
   verify:
     needs: [commits, security]
     if: >-
-      !cancelled() && needs.security.result == 'success' &&
+      !cancelled() && gitea.event.action != 'edited' &&
+      needs.security.result == 'success' &&
       gitea.event_name != 'schedule'
     timeout-minutes: 45
     runs-on: ubuntu-latest
@@ -81,12 +87,10 @@ jobs:
         with:
           node-version-file: .nvmrc
       - run: npm ci
-      - name: Generate Prisma client before typechecks
-        run: npx --no-install prisma generate
       - name: Run all backend gates
         run: npm run verify
       - name: Run isolated SQLite and runtime OpenAPI suites
-        run: npm run test:e2e
+        run: node test/sqlite.cjs --all
       - name: Analyze develop with SonarQube
         if: gitea.event_name == 'push' && gitea.ref == 'refs/heads/develop'
         # v2.3.0: same Docker-based scanner used for SonarQube 9.9.

CHANGELOG.md

@@ -1,5 +1,89 @@
 # Changelog
 
+## [2.2.0](https://git.personal.ksv741.ru/WealthLedger/backend/compare/v2.1.0...v2.2.0) (2026-10-18)
+
+### Features
+
+* unify income payment cards and drop period comparisons (WealthLedger/main[#33](https://git.personal.ksv741.ru/WealthLedger/backend/issues/33)) ([#83](https://git.personal.ksv741.ru/WealthLedger/backend/issues/83)) ([31b0e15](https://git.personal.ksv741.ru/WealthLedger/backend/commit/31b0e1557978019a9293e5fd3efeee319194cddd))
+
+### Bug Fixes
+
+* align password policy to 8-72 printable ASCII on register (WealthLedger/backend[#60](https://git.personal.ksv741.ru/WealthLedger/backend/issues/60)) ([#109](https://git.personal.ksv741.ru/WealthLedger/backend/issues/109)) ([e03fad6](https://git.personal.ksv741.ru/WealthLedger/backend/commit/e03fad622bfec0fa7e42d536f65e361d319a1ac9))
+* restore screener OpenAPI constraints (WealthLedger/backend[#70](https://git.personal.ksv741.ru/WealthLedger/backend/issues/70)) ([#95](https://git.personal.ksv741.ru/WealthLedger/backend/issues/95)) ([2ad3517](https://git.personal.ksv741.ru/WealthLedger/backend/commit/2ad3517d87bffa8af9285d72fd6f78b96b3eed9f))
+* separate T-Bank RPC network time from queue wait (WealthLedger/backend[#81](https://git.personal.ksv741.ru/WealthLedger/backend/issues/81)) ([#94](https://git.personal.ksv741.ru/WealthLedger/backend/issues/94)) ([0d7839c](https://git.personal.ksv741.ru/WealthLedger/backend/commit/0d7839cf79669768bba55f420ed43304545ac8d9))
+* skip hourly terms overlapped by a long walk (WealthLedger/backend[#54](https://git.personal.ksv741.ru/WealthLedger/backend/issues/54)) ([6975853](https://git.personal.ksv741.ru/WealthLedger/backend/commit/6975853656698b61781ca056f35c0d68e47ea32a))
+* surface durable hourly attempt in accounts and income meta (WealthLedger/backend[#58](https://git.personal.ksv741.ru/WealthLedger/backend/issues/58)) ([14bcb9d](https://git.personal.ksv741.ru/WealthLedger/backend/commit/14bcb9da5ff081710d672d140175d348a03a2fe5))
+* translate permanent invalid-token errors on online entrypoints (WealthLedger/backend[#59](https://git.personal.ksv741.ru/WealthLedger/backend/issues/59)) ([#110](https://git.personal.ksv741.ru/WealthLedger/backend/issues/110)) ([8a6f60d](https://git.personal.ksv741.ru/WealthLedger/backend/commit/8a6f60d9651fc7c474dd9b3690314505e18c4fa0))
+
+### Performance
+
+* batch bank operation page relations (WealthLedger/backend[#68](https://git.personal.ksv741.ru/WealthLedger/backend/issues/68)) ([285dd08](https://git.personal.ksv741.ru/WealthLedger/backend/commit/285dd08472d9acb66fab8d46d511d9ce607b110f))
+* start bond search prices with details (WealthLedger/backend[#71](https://git.personal.ksv741.ru/WealthLedger/backend/issues/71)) ([#89](https://git.personal.ksv741.ru/WealthLedger/backend/issues/89)) ([da2e1d0](https://git.personal.ksv741.ru/WealthLedger/backend/commit/da2e1d0781d23f4ab1c38e7bf3cad2e254d026d5))
+
+### Refactoring
+
+* extract shared public instrument projection ([#69](https://git.personal.ksv741.ru/WealthLedger/backend/issues/69)) ([#84](https://git.personal.ksv741.ru/WealthLedger/backend/issues/84)) ([9b7e5e1](https://git.personal.ksv741.ru/WealthLedger/backend/commit/9b7e5e1215b7c1c5320effb6ba5b2c2a8b0cd604))
+* remove unreachable catalog producer and sync orchestration (WealthLedger/backend[#62](https://git.personal.ksv741.ru/WealthLedger/backend/issues/62)) ([#98](https://git.personal.ksv741.ru/WealthLedger/backend/issues/98)) ([96d4de4](https://git.personal.ksv741.ru/WealthLedger/backend/commit/96d4de4195b105d64ac6ffaf8d3d8aab4142ece4))
+
+### CI
+
+* validate edited PR titles (WealthLedger/backend[#74](https://git.personal.ksv741.ru/WealthLedger/backend/issues/74)) ([bbb5aff](https://git.personal.ksv741.ru/WealthLedger/backend/commit/bbb5afff842720374feecfcd74eea83283e0b2ae))
+
+### Tests
+
+* await portfolio publication done instead of polling ticks (WealthLedger/backend[#63](https://git.personal.ksv741.ru/WealthLedger/backend/issues/63)) ([#103](https://git.personal.ksv741.ru/WealthLedger/backend/issues/103)) ([7023021](https://git.personal.ksv741.ru/WealthLedger/backend/commit/702302126b81335959be2e66b4b5ad38e5806b70))
+* cover auth token, cookie and expiry boundaries (WealthLedger/backend[#61](https://git.personal.ksv741.ru/WealthLedger/backend/issues/61)) ([#113](https://git.personal.ksv741.ru/WealthLedger/backend/issues/113)) ([32622c1](https://git.personal.ksv741.ru/WealthLedger/backend/commit/32622c1dad9649842d8cb78d8e964da33e5df459))
+* isolate HTTP suites from scheduler and bank-card case order (WealthLedger/backend[#65](https://git.personal.ksv741.ru/WealthLedger/backend/issues/65)) ([#100](https://git.personal.ksv741.ru/WealthLedger/backend/issues/100)) ([9e4f9d9](https://git.personal.ksv741.ru/WealthLedger/backend/commit/9e4f9d9cab12aa714449b99280894a521c3514b6))
+* replace late portfolio sleep with started and done barriers (WealthLedger/backend[#63](https://git.personal.ksv741.ru/WealthLedger/backend/issues/63)) ([#101](https://git.personal.ksv741.ru/WealthLedger/backend/issues/101)) ([7bc7d8d](https://git.personal.ksv741.ru/WealthLedger/backend/commit/7bc7d8ddecc6cb9f387d00be68f61eb99d57d6fc))
+* replace metadata sleeps with upstream start barriers (WealthLedger/backend[#63](https://git.personal.ksv741.ru/WealthLedger/backend/issues/63)) ([#102](https://git.personal.ksv741.ru/WealthLedger/backend/issues/102)) ([ec6d9a2](https://git.personal.ksv741.ru/WealthLedger/backend/commit/ec6d9a2639f1845674bf7ce5fc357f2f7b7f5dfb))
+* slim sqlite runner regression workload (WealthLedger/backend[#72](https://git.personal.ksv741.ru/WealthLedger/backend/issues/72)) ([1033d21](https://git.personal.ksv741.ru/WealthLedger/backend/commit/1033d2114e99232a90c5d5c321749a9c6e3fbff0))
+
+### Maintenance
+
+* adopt linear git model in backend docs ([#111](https://git.personal.ksv741.ru/WealthLedger/backend/issues/111)) ([4f485ab](https://git.personal.ksv741.ru/WealthLedger/backend/commit/4f485ab0e9f0f9d52ae446e51966525473948b0e))
+* align SQLite driver version (WealthLedger/backend[#67](https://git.personal.ksv741.ru/WealthLedger/backend/issues/67)) ([203cc72](https://git.personal.ksv741.ru/WealthLedger/backend/commit/203cc72cb2d1aac34f39c5ba528820b511666f17))
+* drop unused direct source-map-support dependency (WealthLedger/backend[#4](https://git.personal.ksv741.ru/WealthLedger/backend/issues/4)) ([#96](https://git.personal.ksv741.ru/WealthLedger/backend/issues/96)) ([c789e33](https://git.personal.ksv741.ru/WealthLedger/backend/commit/c789e33c41281f2fc3de8851f21ae897a81e2b5d))
+* make OpenAPI export atomic and add read-only check (WealthLedger/backend[#3](https://git.personal.ksv741.ru/WealthLedger/backend/issues/3)) ([#97](https://git.personal.ksv741.ru/WealthLedger/backend/issues/97)) ([a93f2d5](https://git.personal.ksv741.ru/WealthLedger/backend/commit/a93f2d55e7a31515ed1cc056cd57101f2b315405))
+* unify verification preparation (WealthLedger/backend[#66](https://git.personal.ksv741.ru/WealthLedger/backend/issues/66)) ([b90cedd](https://git.personal.ksv741.ru/WealthLedger/backend/commit/b90cedd580321fb560a4ad0d9f9f5ba03303248e))
+
+## [2.1.0](https://git.personal.ksv741.ru/WealthLedger/backend/compare/v2.0.0...v2.1.0) (2026-10-12)
+
+### Features
+
+* add hourly portfolio sync history ([0057925](https://git.personal.ksv741.ru/WealthLedger/backend/commit/0057925888dde874830149865fc5e13920ac5783))
+* add stock screener ([7d10ef8](https://git.personal.ksv741.ru/WealthLedger/backend/commit/7d10ef8adfce76ad2ed6368e1022fbd3f6847a23))
+* reconcile hourly investment resource states ([323b83b](https://git.personal.ksv741.ru/WealthLedger/backend/commit/323b83b5827d1191fbc14cfdf1d0e62f249fc78d))
+
+### Bug Fixes
+
+* align backend workflow rules (WealthLedger/main[#27](https://git.personal.ksv741.ru/WealthLedger/backend/issues/27)) ([c7d0600](https://git.personal.ksv741.ru/WealthLedger/backend/commit/c7d060023b612af9e1dd4c2a2fb2d5d1bf173784))
+* bound hourly step awaits by the per-step wait limit ([#56](https://git.personal.ksv741.ru/WealthLedger/backend/issues/56)) ([52fa3a3](https://git.personal.ksv741.ru/WealthLedger/backend/commit/52fa3a36baa5ab236a7ebd64ef1b4f447c91e129))
+* keep candle retries read-only ([947ffef](https://git.personal.ksv741.ru/WealthLedger/backend/commit/947ffefa9b8cad7f19355c187f2bd50c9739a822))
+* restore terminal hourly lifecycle after persistence failure ([#56](https://git.personal.ksv741.ru/WealthLedger/backend/issues/56)) ([fa57a20](https://git.personal.ksv741.ru/WealthLedger/backend/commit/fa57a201fdd8127774aee9af553da75a75add07c))
+* unblock backend dependency audit ([85858a1](https://git.personal.ksv741.ru/WealthLedger/backend/commit/85858a160f00dd428c80b8fa1824c1779245fdfe))
+
+### Documentation
+
+* clarify backend verification policy ([d7895f2](https://git.personal.ksv741.ru/WealthLedger/backend/commit/d7895f287ee802e7b13df7a2a4c6dba0b711e5a9))
+* pin backend workflow reference (WealthLedger/main[#27](https://git.personal.ksv741.ru/WealthLedger/backend/issues/27)) ([c5248db](https://git.personal.ksv741.ru/WealthLedger/backend/commit/c5248dbefc4b11a9f417bc835041a4294bd61047))
+
+### CI
+
+* skip checks on PR metadata edits ([0ad84ff](https://git.personal.ksv741.ru/WealthLedger/backend/commit/0ad84ff4f0b4712abc7e69dc299856f14af6eadd))
+
+### Tests
+
+* align all accounts metadata ([db375cb](https://git.personal.ksv741.ru/WealthLedger/backend/commit/db375cbee7d8f1eff48822b8e3c74898f40e8886))
+* align resource availability metadata ([bc631e7](https://git.personal.ksv741.ru/WealthLedger/backend/commit/bc631e72de0d9b0ff7b261b1ea644a73c2943d2a))
+* align upcoming events with local reads ([966b2a5](https://git.personal.ksv741.ru/WealthLedger/backend/commit/966b2a5836cdaf5b761e3c76568ff30a90ba1f4c))
+* extend ledger sqlite timeout ([4870d49](https://git.personal.ksv741.ru/WealthLedger/backend/commit/4870d4950303ad1de743e19b665b2fbdc05b781a))
+* increase ledger request timeout ([2facd86](https://git.personal.ksv741.ru/WealthLedger/backend/commit/2facd8675c74a97d92e0e8f44ed4a93aabb47674))
+
+### Maintenance
+
+* align backend engineering workflow (WealthLedger/main[#27](https://git.personal.ksv741.ru/WealthLedger/backend/issues/27)) ([a31e8d2](https://git.personal.ksv741.ru/WealthLedger/backend/commit/a31e8d2c4d85a21cdd5efdcc9f5fe503f210804b))
+* prune obsolete eslint suppressions ([a46a411](https://git.personal.ksv741.ru/WealthLedger/backend/commit/a46a4112cbcc72b1c3ff17cac4ac8bebcf579bca))
+
 ## [2.0.0](https://git.personal.ksv741.ru/WealthLedger/backend/compare/v1.0.0...v2.0.0) (2026-10-07)
 
 ### ⚠ BREAKING CHANGES

Dockerfile

@@ -19,7 +19,8 @@ EXPOSE 3000
 CMD ["npm", "run", "start:dev"]
 
 FROM dependencies AS build
-RUN npm run build && npm prune --omit=dev --omit=optional
+# The client is already generated at the shared dependencies stage (same revision).
+RUN npx --no-install nest build && npm prune --omit=dev --omit=optional
 
 FROM base AS production
 RUN apt-get update && apt-get install -y --no-install-recommends ca-certificates=20250419~deb12u1 openssl=3.0.20-1~deb12u2 && rm -rf /var/lib/apt/lists/* \

README.md

@@ -14,6 +14,7 @@ cp .env.example .env
 nvm use --silent
 npm ci
 npx prisma migrate deploy
+npx prisma generate
 npm run start:dev
 ```
 
@@ -60,7 +61,7 @@ Compose topology принадлежит workspace, эксплуатационн
 npm run verify
 ```
 
-Он запускает zero-warning lint,
+Он запускает генерацию Prisma client, zero-warning lint,
 application/test typechecks, Jest с покрытием и build. `npm run lint:fix` — отдельная
 записывающая команда. `npm run test:cov` также доступен отдельно; общего числового
 threshold нет. `npm run test:e2e` отдельно проверяет функциональные HTTP suites
@@ -80,11 +81,13 @@ TypeScript 7 требует поддержки со стороны `ts-jest` и
 Единый `.gitea/workflows/verify.yml` запускает `commits → security → verify`
 последовательно на PR; на push в `develop`/`main` — `security → verify`.
 Рабочие ветки проверяются после открытия PR, без дублирующего push-запуска.
-Изменение заголовка PR тоже повторяет проверки Conventional Commits.
+Изменение заголовка PR повторяет только проверку Conventional Commits; `security`
+и `verify` на metadata-only событии не запускаются.
 Новый запуск отменяет устаревший для того же PR/ветки и типа события
 (требуется Gitea 1.26+). Ежедневно в 05:47 UTC выполняется только `security`.
-Job `verify` запускает `npm ci`, генерацию Prisma client,
+Job `verify` запускает `npm ci` и `npm run verify` (генерация Prisma client
-`npm run verify` и функциональный `npm run test:e2e`. Используется только checkout
+внутри gate, один Nest build), затем функциональный `node test/sqlite.cjs --all`
+на уже собранных артефактах. Используется только checkout
 backend и его зависимости; OpenAPI генерируется во время проверки, SHA записывается в лог.
 Успешный unit gate не заменяет SQLite/e2e; ошибка любой suite завершает job с FAIL.
 
@@ -215,7 +218,10 @@ nvm use --silent
 npm run openapi:generate
 ```
 
-Команда собирает backend и записывает `openapi.json` в корень репозитория.
+Команда собирает backend и записывает `openapi.json` в корень репозитория
+атомарно: через временный файл и rename, без частичной записи при сбое.
+`npm run openapi:check` только сравнивает runtime schema с файлом и завершается
+с ошибкой при расхождении, не перезаписывая его.
 Сервер и HTTP-порт не запускаются; Nest preview читает metadata без создания
 провайдеров и подключения к БД/T-Bank. Настроенный `.env` и реальные секреты
 не нужны. `openapi.json` исключён из Git и каждый раз создаётся из DTO/Swagger
@@ -248,10 +254,14 @@ breaking changes относительно предыдущего выпуска.
 настраивается отдельно. История migrations применяется штатным `migrate deploy`.
 
 Регрессия самого запуска: `node test/sqlite-regression.cjs`. Она выполняет
-три последовательных и два параллельных полных e2e, проверяет уникальность DB,
+три последовательных и два параллельных запуска двух обычных e2e suites,
-сохранность вымышленного внешнего файла, отказ migration и SIGINT/SIGTERM cleanup.
+проверяет уникальность DB, сохранность вымышленного внешнего файла, отказ migration
+и SIGINT/SIGTERM cleanup. Полный e2e набор остаётся в `npm run test:e2e`.
 Логи остаются в каталоге из вывода. Для одной suite:
-`node test/sqlite.cjs app.e2e-spec.ts`.
+`node test/sqlite.cjs app.e2e-spec.ts`. Crash-регрессия в
+`tbank-operations-sync.e2e-spec.ts` загружает классы из `dist/`, поэтому перед
+адресным запуском этой suite выполните `npm run build`, иначе child/dist может
+расходиться с parent/src.
 
 | Риск | Проверка реальной DB |
 | --- | --- |
@@ -297,35 +307,57 @@ Durability оставляет временные DB, логи и `result.json`
 Репозиторий выпускается независимо. `develop` — интеграция, `main` — принятые
 релизы. Обычная работа: issue-linked ветка от актуального `develop`, PR в `develop`;
 общие правила — в Engineering Workflow по ссылке из AGENTS.
-Обычные PR допускают squash; release и обратная синхронизация сохраняют историю.
+PR сливается squash или rebase-merge; merge-коммит не используется. `main`
+обновляется только fast-forward из `develop`, поэтому история линейна:
+
+```text
+<type>/<issue>-<slug> --squash--> develop --ff-only--> main --> tag vX.Y.Z
+```
+
+Инвариант: `origin/main` всегда предок `origin/develop`. Проверка:
+
+```bash
+git fetch -q origin
+git merge-base --is-ancestor origin/main origin/develop && echo ok || echo BROKEN
+```
+
 Commits и PR titles — Conventional Commits со ссылкой на Issue (кроме release),
 включая `spec:`. Версии вручную не повышай.
 
-1. Получи `main`, `develop` и теги: `git fetch origin --tags`. Убедись, что
+1. Получи `main`, `develop` и теги: `git fetch origin --tags`. Проверь
-   `develop` содержит последний релиз. Создай `release/<name>` от проверенного
+   инвариант. Создай `release/X.Y.Z` от проверенного `develop`;
-   `develop`; `nvm use --silent`, `npm ci`. Hotfix начинается от `main` в
+   `nvm use --silent`, `npm ci`.
-   `release/hotfix-<name>` и проходит тот же процесс.
 2. На чистой ветке выполни `npm run release:preview`, просмотри версию/changelog,
    затем `npm run release:prepare`. Команда создаёт `chore(release): X.Y.Z`,
    обновляет manifest/lockfile/CHANGELOG; тег и push не выполняет. Не обходи
    guards ветки, чистого дерева, отсутствующих тегов или уже подготовленной версии.
 3. Проверь diff и штатные gates этого репозитория. Отправь только release-ветку,
-   открой PR в `main` с заголовком `chore(release): X.Y.Z`. После зелёных
+   открой PR в **`develop`** с заголовком `chore(release): X.Y.Z`. После зелёных
-   `verify`, `security`, `commits` выполни fast-forward-only merge. Если `main`
+   `verify`, `security`, `commits` выполни fast-forward-only merge. Если
-   изменился, согласуй историю и повтори проверки кандидата.
+   `develop` изменился, обнови release-ветку и повтори проверки кандидата.
-4. Получи удалённый `main`, сравни его HEAD с проверенным release SHA и версией
+4. Открой PR `develop → main` с тем же заголовком и слей fast-forward-only.
+5. Получи удалённый `main`, сравни его HEAD с проверенным release SHA и версией
    manifest/lockfile. Создай аннотированный `vX.Y.Z` именно на этом SHA:
    `git tag -a vX.Y.Z <release-sha> -m "Release X.Y.Z"`, затем отправь только
    `git push origin refs/tags/vX.Y.Z`. Не запускай release-it повторно на `main`.
-5. Верни release-коммит через PR `main → develop` без squash/rebase; проверь,
+Обратная синхронизация не нужна: release-коммит попал в `develop` на шаге 3.
-   что `develop` содержит тег. Опубликованные теги не перемещай. При сбое после
+Опубликованные теги не перемещай. При сбое после merge создай отсутствующий тег
-   merge создай отсутствующий тег без нового bump; до merge исправь и проверь
+без нового bump; до merge исправь и проверь существующий кандидат без
-   существующий кандидат без повторного повышения версии.
+повторного повышения версии.
+
+Freeze релиза не поддерживается: пока открыт релизный PR, `develop` не двигают.
+Срочный fix — обычная ветка `fix/*` от `develop` с последующим релизом;
+пути от `main` нет, он сделал бы `main` не-предком `develop`. Исключение
+требует явного решения: `release/hotfix-<name>` от `main`, PR в `main`, тег,
+затем merge `main → develop` для восстановления инварианта.
 
 `feat:` повышает minor, `fix:`/`perf:` и прочие разрешённые типы — patch;
 `!`/`BREAKING CHANGE:` — major, включая версии до 1.0. `chore(release):`
 исключён из рекомендации и changelog. Конфигурация — `.release-it.json`.
 В Gitea для `main`/`develop` должны быть запрещены прямой/force push и обход
-администратором, обязательны `verify`, `security`, `commits`; теги `v*` защищены.
+администратором, включена блокировка устаревшей ветки, обязательны `verify`,
+`security`, `commits`; теги `v*` защищены. Линейность обеспечивают merge styles
+репозитория: merge-коммиты и rebase `--no-ff` выключены, доступны squash,
+rebase-merge и fast-forward-only; стиль по умолчанию — squash.
 Workflow сам не включает эти настройки. Отдельное review approval для одного
 владельца не требуется. Npm publishing, deploy и Gitea Releases не включены.

package-lock.json

@@ -1,12 +1,12 @@
 {
   "name": "wealth-ledger-backend",
-  "version": "2.0.0",
+  "version": "2.2.0",
   "lockfileVersion": 3,
   "requires": true,
   "packages": {
     "": {
       "name": "wealth-ledger-backend",
-      "version": "2.0.0",
+      "version": "2.2.0",
       "license": "UNLICENSED",
       "dependencies": {
         "@grpc/grpc-js": "1.14.5",
@@ -21,7 +21,7 @@
         "@prisma/adapter-better-sqlite3": "7.10.0",
         "@prisma/client": "7.10.0",
         "bcrypt": "6.0.0",
-        "better-sqlite3": "13.0.3",
+        "better-sqlite3": "12.11.1",
         "cheerio": "1.2.0",
         "class-transformer": "0.5.1",
         "class-validator": "0.15.1",
@@ -66,7 +66,6 @@
         "globals": "17.12.0",
         "jest": "30.5.1",
         "release-it": "21.0.2",
-        "source-map-support": "0.5.21",
         "supertest": "7.2.2",
         "ts-jest": "29.4.12",
         "ts-loader": "9.6.2",
@@ -3769,20 +3768,6 @@
         "better-sqlite3": "^12.6.0"
       }
     },
-    "node_modules/@prisma/adapter-better-sqlite3/node_modules/better-sqlite3": {
-      "version": "12.11.1",
-      "resolved": "https://registry.npmjs.org/better-sqlite3/-/better-sqlite3-12.11.1.tgz",
-      "integrity": "sha512-dq9AtApgg5PGFtBzPFSBl3HZQjHok5gaQCM6zh2Yk0aSmDCs1CbnVI8/HgASQkNKsWFpseIO9beg5xxpYhbIfA==",
-      "hasInstallScript": true,
-      "license": "MIT",
-      "dependencies": {
-        "bindings": "^1.5.0",
-        "prebuild-install": "^7.1.1"
-      },
-      "engines": {
-        "node": "20.x || 22.x || 23.x || 24.x || 25.x || 26.x"
-      }
-    },
     "node_modules/@prisma/client": {
       "version": "7.10.0",
       "resolved": "https://registry.npmjs.org/@prisma/client/-/client-7.10.0.tgz",
@@ -6282,15 +6267,17 @@
       "license": "MIT"
     },
     "node_modules/better-sqlite3": {
-      "version": "13.0.3",
+      "version": "12.11.1",
-      "resolved": "https://registry.npmjs.org/better-sqlite3/-/better-sqlite3-13.0.3.tgz",
+      "resolved": "https://registry.npmjs.org/better-sqlite3/-/better-sqlite3-12.11.1.tgz",
-      "integrity": "sha512-RbOBxmLBG8uvFUc15X9+9SFemKcQ0WBuISBVkpuiaUB2qblC8UWlHEjdWVoZ8AdhSwmoEgsiXKfopX0CQxaACQ==",
+      "integrity": "sha512-dq9AtApgg5PGFtBzPFSBl3HZQjHok5gaQCM6zh2Yk0aSmDCs1CbnVI8/HgASQkNKsWFpseIO9beg5xxpYhbIfA==",
+      "hasInstallScript": true,
       "license": "MIT",
       "dependencies": {
-        "node-addon-api": "^8.0.0"
+        "bindings": "^1.5.0",
+        "prebuild-install": "^7.1.1"
       },
       "engines": {
-        "node": ">=22"
+        "node": "20.x || 22.x || 23.x || 24.x || 25.x || 26.x"
       }
     },
     "node_modules/bindings": {
@@ -13636,6 +13623,7 @@
       "integrity": "sha512-uBHU3L3czsIyYXKX88fdrGovxdSCoTGDRZ6SYXtSRxLZUzHg5P/66Ht6uoUlHu9EZod+inXhKo3qQgwXUT/y1w==",
       "dev": true,
       "license": "MIT",
+      "peer": true,
       "dependencies": {
         "buffer-from": "^1.0.0",
         "source-map": "^0.6.0"
@@ -13647,6 +13635,7 @@
       "integrity": "sha512-UjgapumWlbMhkBgzT7Ykc5YXUT46F0iKu8SGXq0bcwP5dz/h0Plj6enJqjz1Zbq2l5WaqYnrVbwWOWMyF3F47g==",
       "dev": true,
       "license": "BSD-3-Clause",
+      "peer": true,
       "engines": {
         "node": ">=0.10.0"
       }

package.json

@@ -1,6 +1,6 @@
 {
   "name": "wealth-ledger-backend",
-  "version": "2.0.0",
+  "version": "2.2.0",
   "description": "",
   "author": "",
   "private": true,
@@ -11,10 +11,11 @@
   "scripts": {
     "build": "prisma generate && nest build",
     "openapi:generate": "npm run build && node scripts/generate-openapi.cjs",
+    "openapi:check": "npm run build && node scripts/generate-openapi.cjs --check",
     "format": "npm run lint:fix",
     "start": "nest start",
     "start:dev": "NODE_ENV=development nest start --watch --path tsconfig.dev.json",
-    "start:debug": "nest start --debug --watch --path tsconfig.dev.json",
+    "start:debug": "NODE_ENV=development nest start --debug --watch --path tsconfig.dev.json",
     "start:prod": "node dist/src/main.js",
     "lint": "npm run lint:check",
     "lint:check": "eslint . --max-warnings=0",
@@ -31,7 +32,7 @@
     "test:container": "node test/container-smoke.cjs",
     "test:durability": "node test/bank-cards-durability.cjs",
     "test:openapi-contract": "npm run build && node test/sqlite.cjs openapi-contract.e2e-spec.ts",
-    "verify": "npm run lint && npm run test:lint && npm run typecheck:app && npm run typecheck:test && npm run test:cov -- --runInBand && npm run build",
+    "verify": "prisma generate && npm run lint && npm run test:lint && npm run typecheck:app && npm run typecheck:test && npm run test:cov -- --runInBand && nest build",
     "release:preview": "release-it --dry-run --ci",
     "release:prepare": "release-it --ci",
     "commitlint": "commitlint",
@@ -50,7 +51,7 @@
     "@prisma/adapter-better-sqlite3": "7.10.0",
     "@prisma/client": "7.10.0",
     "bcrypt": "6.0.0",
-    "better-sqlite3": "13.0.3",
+    "better-sqlite3": "12.11.1",
     "cheerio": "1.2.0",
     "class-transformer": "0.5.1",
     "class-validator": "0.15.1",
@@ -95,7 +96,6 @@
     "globals": "17.12.0",
     "jest": "30.5.1",
     "release-it": "21.0.2",
-    "source-map-support": "0.5.21",
     "supertest": "7.2.2",
     "ts-jest": "29.4.12",
     "ts-loader": "9.6.2",
@@ -144,7 +144,6 @@
     "better-sqlite3@12.11.1": true,
     "fsevents@2.3.3": true,
     "protobufjs@7.6.5": true,
-    "unrs-resolver@1.12.2": true,
+    "unrs-resolver@1.12.2": true
-    "better-sqlite3@13.0.3": true
   }
 }

scripts/generate-openapi.cjs

@@ -1,5 +1,10 @@
 const { randomBytes } = require('node:crypto');
-const { writeFile } = require('node:fs/promises');
+const { readFile, rename, rm, writeFile } = require('node:fs/promises');
+const { resolve } = require('node:path');
+
+// Relative to the working directory, as before: the contract test runs the script in a temporary directory.
+const target = resolve(process.cwd(), 'openapi.json');
+const checkOnly = process.argv.includes('--check');
 
 // Schema generation needs no deployment configuration or real credentials.
 Object.assign(process.env, {
@@ -19,23 +24,48 @@ const { NestFactory } = require('@nestjs/core');
 const { AppModule } = require('../dist/src/app.module.js');
 const { API_PREFIX, createOpenApiDocument } = require('../dist/src/openapi.js');
 
-async function generate() {
+async function render() {
   const app = await NestFactory.create(AppModule, {
     preview: true,
     logger: false,
   });
   try {
     app.setGlobalPrefix(API_PREFIX);
-    await writeFile(
+    return JSON.stringify(createOpenApiDocument(app), null, 2) + '\n';
-      'openapi.json',
-      JSON.stringify(createOpenApiDocument(app), null, 2) + '\n',
-    );
   } finally {
     await app.close();
   }
 }
 
-generate().catch((error) => {
+// Read-only: compares the runtime document with the committed artifact and never writes.
-  console.error(error);
+async function check(content) {
-  process.exitCode = 1;
+  const current = await readFile(target, 'utf8').catch(() => null);
-});
+  if (current !== content) {
+    console.error(
+      'openapi.json is out of date with the runtime schema. Run `npm run openapi:generate`.',
+    );
+    process.exitCode = 1;
+    return;
+  }
+  console.log('openapi.json matches the runtime schema.');
+}
+
+// Atomic update: write a sibling temp file, then rename over the target, so a failed run never leaves partial output.
+async function update(content) {
+  const temp = `${target}.${process.pid}.tmp`;
+  try {
+    // eslint-disable-next-line security/detect-non-literal-fs-filename -- Operator-selected working directory and fixed artifact name; no request input.
+    await writeFile(temp, content);
+    // eslint-disable-next-line security/detect-non-literal-fs-filename -- Operator-selected working directory and fixed artifact name; no request input.
+    await rename(temp, target);
+  } finally {
+    await rm(temp, { force: true });
+  }
+}
+
+render()
+  .then((content) => (checkOnly ? check(content) : update(content)))
+  .catch((error) => {
+    console.error(error);
+    process.exitCode = 1;
+  });

src/common/dto-validation.spec.ts

@@ -1,6 +1,6 @@
 import { BadRequestException, ValidationPipe } from '@nestjs/common';
 
-import { CredentialsDto } from '../modules/auth/presentation/auth.dto';
+import { LoginDto, RegisterDto } from '../modules/auth/presentation/auth.dto';
 import {
   CreateBankCardDto,
   UpdateBankCardDto,
@@ -11,7 +11,7 @@ describe('DTO validation', () => {
     forbidUnknownValues: true, transform: true, whitelist: true });
 
   it('requires credentials and normalizes a valid email', async () => {
-    const metadata = { type: 'body' as const, metatype: CredentialsDto };
+    const metadata = { type: 'body' as const, metatype: RegisterDto };
     await expect(pipe.transform({}, metadata)).rejects.toBeInstanceOf(
       BadRequestException,
     );
@@ -29,6 +29,59 @@ describe('DTO validation', () => {
     });
   });
 
+  // Test intent: register accepts 8..72 printable ASCII characters only (bcrypt
+  // reads 72 bytes, so non-ASCII could be silently truncated); login only caps
+  // bytes so accounts created under the older policy can still sign in.
+  describe('password policy', () => {
+    const register = { type: 'body' as const, metatype: RegisterDto };
+    const login = { type: 'body' as const, metatype: LoginDto };
+    const body = (password: string) => ({ email: 'user@example.com', password });
+    const accepts = (value: unknown, metadata: typeof login | typeof register) =>
+      pipe.transform(value, metadata).then(
+        () => true,
+        (error: unknown) => {
+          if (!(error instanceof BadRequestException)) throw error;
+          return false;
+        },
+      );
+
+    it.each([
+      ['7 chars', 'a'.repeat(7), false],
+      ['8 chars', 'a'.repeat(8), true],
+      ['72 chars', 'a'.repeat(72), true],
+      ['73 chars', 'a'.repeat(73), false],
+      ['all printable symbols and space', 'Aa1 !~"#$%&\'()*+,-./:;<=>?@[\\]^_`{|}', true],
+      ['Cyrillic, 8+ chars', 'пароль-пароль', false],
+      ['emoji', 'passw😀rd', false],
+      ['tab', 'pass\tword1', false],
+      ['newline', 'password1\n', false],
+      ['DEL', 'password\x7f1', false],
+      ['non-string', 12345678, false],
+    ])('register: %s', async (_, password, accepted) => {
+      await expect(accepts(body(password as string), register)).resolves.toBe(accepted);
+    });
+
+    it('register keeps raw whitespace untouched', async () => {
+      const password = '  spaced pass  ';
+      await expect(pipe.transform(body(password), register)).resolves.toEqual(
+        body(password),
+      );
+    });
+
+    it.each([
+      ['legacy Cyrillic password', 'пароль-пароль', true],
+      ['short legacy password', 'short', true],
+      ['72 bytes', 'a'.repeat(72), true],
+      ['73 bytes', 'a'.repeat(73), false],
+      ['36 Cyrillic letters = 72 bytes', 'я'.repeat(36), true],
+      ['37 Cyrillic letters = 74 bytes', 'я'.repeat(37), false],
+      ['empty', '', false],
+      ['non-string', 12345678, false],
+    ])('login: %s', async (_, password, accepted) => {
+      await expect(accepts(body(password as string), login)).resolves.toBe(accepted);
+    });
+  });
+
   it('requires and validates nested money in a new card', async () => {
     const metadata = { type: 'body' as const, metatype: CreateBankCardDto };
     const card = {

src/common/logging/structured-logger.service.ts

@@ -18,6 +18,7 @@ const allowedFields = new Set([
   'grpcCode',
   'headersReceived',
   'method',
+  'networkMs',
   'operation',
   'queueWaitMs',
   'requestId',

src/integrations/tbank/tbank-access.service.ts

@@ -121,19 +121,11 @@ export class TbankAccessService {
     return work ? this.tokens.decrypt(work.connection.encryptedToken) : null;
   }
 
-  async onlineToken(userId: string) {
+  // Online reads: a permanent upstream auth refusal becomes 400/INVALID_TBANK_TOKEN here, once, for every caller.
-    const connection = await this.prisma.tbankConnection.findUnique({
+  async online<T>(
-      where: { userId },
+    userId: string,
-      select: { encryptedToken: true, invalidToken: true },
+    run: (connection: { revision: string; token: string }) => Promise<T>,
-    });
+  ): Promise<T> {
-    if (!connection) throw new ConflictException({ code: TbankErrorCode.NotConnected });
-    if (connection.invalidToken) {
-      throw new BadRequestException({ code: TbankErrorCode.InvalidToken });
-    }
-    return this.tokens.decrypt(connection.encryptedToken);
-  }
-
-  async current(userId: string): Promise<{ revision: string; token: string }> {
     const connection = await this.prisma.tbankConnection.findUnique({
       where: { userId },
       select: { encryptedToken: true, invalidToken: true, revision: true },
@@ -142,7 +134,8 @@ export class TbankAccessService {
     if (connection.invalidToken) {
       throw new BadRequestException({ code: TbankErrorCode.InvalidToken });
     }
-    return { revision: connection.revision, token: this.tokens.decrypt(connection.encryptedToken) };
+    const token = this.tokens.decrypt(connection.encryptedToken);
+    return this.tokens.translateInvalidToken(() => run({ revision: connection.revision, token }));
   }
 
   async publishMembership(

src/integrations/tbank/tbank.client.spec.ts

@@ -165,6 +165,8 @@ describe('TbankClient operations', () => {
         operation: 'getAccounts', grpcCode: status.DEADLINE_EXCEEDED,
         queueWaitMs: 0, channelState: 'CONNECTING', headersReceived: false,
       }));
+      const [, , fields] = logger.event.mock.calls.at(-1) as [string, string, { networkMs: unknown }];
+      expect(typeof fields.networkMs).toBe('number');
       expect(JSON.stringify(logger.event.mock.calls)).not.toContain('secret');
     } finally {
       jest.useRealTimers();

src/integrations/tbank/tbank.client.ts

@@ -64,6 +64,7 @@ type TbankClientService = Client & Record<string, Unary<never, never>>;
 type RpcDiagnostics = {
   channelState?: string;
   headersReceived?: boolean;
+  networkMs?: number;
   queueWaitMs?: number;
   trackingId?: string;
 };
@@ -524,10 +525,13 @@ export class TbankClient {
           throw new ServiceUnavailableException({ code: TbankErrorCode.Unavailable });
         }
         const response = await this.queue.run(() => {
-          diagnostics.queueWaitMs = Math.round(performance.now() - startedAt);
+          const sentAt = performance.now();
+          diagnostics.queueWaitMs = Math.round(sentAt - startedAt);
           return this.request<Response>(
             token, client, method, request, diagnostics,
-          );
+          ).finally(() => {
+            diagnostics.networkMs = Math.round(performance.now() - sentAt);
+          });
         });
         this.logger.event('debug', 'tbank.rpc.completed', {
           operation: method,

src/modules/auth/presentation/auth.controller.ts

@@ -24,7 +24,7 @@ import { ApiProblemResponses } from '../../../common/decorators/api-safe-error-r
 import { HttpErrorCode } from '../../../common/error-code';
 import { AuthService } from '../application/auth.service';
 import { AccessPayload, AuthenticationResult } from '../application/auth.types';
-import { CredentialsDto } from './auth.dto';
+import { LoginDto, RegisterDto } from './auth.dto';
 import { JwtAuthGuard } from './jwt-auth.guard';
 
 const REFRESH_COOKIE = 'refresh_token';
@@ -56,7 +56,7 @@ export class AuthController {
   @HttpCode(HttpStatus.OK)
   @ApiOkResponse({ type: AuthenticationDto })
   async register(
-    @Body() credentials: CredentialsDto,
+    @Body() credentials: RegisterDto,
     @Res({ passthrough: true }) response: Response,
   ) {
     return this.respond(
@@ -69,7 +69,7 @@ export class AuthController {
   @HttpCode(HttpStatus.OK)
   @ApiOkResponse({ type: AuthenticationDto })
   async login(
-    @Body() credentials: CredentialsDto,
+    @Body() credentials: LoginDto,
     @Res({ passthrough: true }) response: Response,
   ) {
     return this.respond(

src/modules/auth/presentation/auth.dto.ts

@@ -1,8 +1,9 @@
 import { ApiProperty } from '@nestjs/swagger';
 import { Transform } from 'class-transformer';
 import {
+  IsNotEmpty,
   IsString,
-  MinLength,
+  Matches,
   Validate,
   ValidatorConstraint,
 } from 'class-validator';
@@ -13,8 +14,10 @@ const FIRST_CHARACTER_INDEX = 0;
 const MAX_EMAIL_LENGTH = 254;
 const ASCII_SPACE = 32;
 const ASCII_DELETE = 127;
-const MIN_PASSWORD_LENGTH = 12;
+// bcrypt reads at most 72 bytes; printable ASCII keeps characters == bytes.
+const MIN_PASSWORD_LENGTH = 8;
 const MAX_PASSWORD_BYTES = 72;
+const PASSWORD_PATTERN = `^[\\x20-\\x7E]{${MIN_PASSWORD_LENGTH},${MAX_PASSWORD_BYTES}}$`;
 
 @ValidatorConstraint({ name: 'email' })
 class EmailConstraint {
@@ -40,8 +43,9 @@ class EmailConstraint {
   }
 }
 
-@ValidatorConstraint({ name: 'passwordBytes' })
+// Login stays lenient: accounts created under an older policy must still sign in.
-class PasswordBytesConstraint {
+@ValidatorConstraint({ name: 'passwordMaxBytes' })
+class PasswordMaxBytesConstraint {
   validate(value: unknown): boolean {
     return (
       typeof value === 'string' &&
@@ -50,11 +54,11 @@ class PasswordBytesConstraint {
   }
 
   defaultMessage(): string {
-    return 'must not exceed 72 UTF-8 bytes';
+    return `must not exceed ${MAX_PASSWORD_BYTES} UTF-8 bytes`;
   }
 }
 
-export class CredentialsDto {
+class EmailDto {
   @ApiProperty({ example: 'user@example.com' })
   @IsString()
   @Transform(({ value }: { value: unknown }) =>
@@ -62,14 +66,28 @@ export class CredentialsDto {
   )
   @Validate(EmailConstraint)
   declare email: string;
+}
 
+export class RegisterDto extends EmailDto {
   @ApiProperty({
-    minLength: MIN_PASSWORD_LENGTH,
+    description: `Raw password: ${MIN_PASSWORD_LENGTH}-${MAX_PASSWORD_BYTES} printable ASCII characters (letters, digits, symbols, space). Not trimmed or normalized.`,
-    maxLength: MAX_PASSWORD_BYTES,
+    pattern: PASSWORD_PATTERN,
     example: 'a secure password',
   })
   @IsString()
-  @MinLength(MIN_PASSWORD_LENGTH)
+  @Matches(new RegExp(PASSWORD_PATTERN), {
-  @Validate(PasswordBytesConstraint)
+    message: `must be ${MIN_PASSWORD_LENGTH}-${MAX_PASSWORD_BYTES} printable ASCII characters`,
+  })
+  declare password: string;
+}
+
+export class LoginDto extends EmailDto {
+  @ApiProperty({
+    description: `Raw password, at most ${MAX_PASSWORD_BYTES} UTF-8 bytes. Not trimmed or normalized.`,
+    example: 'a secure password',
+  })
+  @IsString()
+  @IsNotEmpty()
+  @Validate(PasswordMaxBytesConstraint)
   declare password: string;
 }

src/modules/banking/bank-cards/application/bank-operations.service.ts

@@ -91,6 +91,101 @@ export class BankOperationsService {
     };
   }
 
+  private async pageViews(tx: Tx, rows: BankCardOperation[]) {
+    const userId = rows[0]?.userId;
+    if (!userId) return [];
+    const cardIds = new Set(
+      rows.flatMap((row) =>
+        [row.cardId, row.targetCardId].filter(
+          (id): id is string => id !== null,
+        ),
+      ),
+    );
+    const sourceIds = new Set(
+      rows.flatMap((row) => (row.originalExpenseId ? [row.originalExpenseId] : [])),
+    );
+    const [cards, sources] = await Promise.all([
+      tx.bankCard.findMany({ where: { userId, id: { in: [...cardIds] } } }),
+      tx.bankCardOperation.findMany({
+        where: { userId, id: { in: [...sourceIds] } },
+      }),
+    ]);
+    const categoryIds = new Set(
+      rows
+        .map(
+          (row) =>
+            sources.find((source) => source.id === row.originalExpenseId)
+              ?.categoryId ?? row.categoryId,
+        )
+        .filter((id): id is string => id !== null),
+    );
+    const expenseIds = new Set(
+      rows.flatMap((row) => {
+        const source = sources.find((item) => item.id === row.originalExpenseId);
+        return row.kind === BankOperationKind.Expense || source
+          ? [source?.id ?? row.id]
+          : [];
+      }),
+    );
+    const [categories, refunds] = await Promise.all([
+      tx.expenseCategory.findMany({
+        where: { userId, id: { in: [...categoryIds] } },
+      }),
+      tx.bankCardOperation.findMany({
+        where: {
+          userId,
+          originalExpenseId: { in: [...expenseIds] },
+          deletedAt: null,
+        },
+      }),
+    ]);
+    const cardsById = new Map(cards.map((card) => [card.id, card]));
+    const sourcesById = new Map(sources.map((source) => [source.id, source]));
+    const categoriesById = new Map(categories.map((category) => [category.id, category]));
+    return rows.map((row) => {
+      const card = cardsById.get(row.cardId) as { name: string };
+      const target = row.targetCardId ? cardsById.get(row.targetCardId) : null;
+      const source = row.originalExpenseId
+        ? sourcesById.get(row.originalExpenseId)
+        : null;
+      const categoryId = source?.categoryId ?? row.categoryId;
+      const relatedRefunds =
+        row.kind === BankOperationKind.Expense || source
+          ? refunds.filter(
+              (refund) =>
+                refund.originalExpenseId === (source?.id ?? row.id) &&
+                (!source || refund.id !== row.id),
+            )
+          : [];
+      return {
+        id: row.id,
+        kind: row.kind as BankOperationDto['kind'],
+        cardId: row.cardId,
+        cardName: card.name,
+        targetCardId: row.targetCardId,
+        targetCardName: target?.name ?? null,
+        categoryId,
+        categoryName: categoriesById.get(categoryId ?? '')?.name ?? null,
+        originalExpenseId: row.originalExpenseId,
+        amount: rubMoney(row.amountKopecks),
+        availableRefund:
+          row.kind === BankOperationKind.Expense || source
+            ? rubMoney(
+                (source?.amountKopecks ?? row.amountKopecks) -
+                relatedRefunds.reduce(
+                  (sum, refund) => sum + refund.amountKopecks,
+                  ZERO_KOPECKS,
+                ),
+              )
+            : null,
+        date: row.date,
+        description: row.description,
+        version: row.version,
+        createdAt: row.createdAt.toISOString(),
+      };
+    });
+  }
+
   private async validateOperation(
     tx: Tx,
     userId: string,
@@ -359,9 +454,7 @@ export class BankOperationsService {
         take: limit,
       });
       return {
-        items: await Promise.all(
+        items: await this.pageViews(tx, rows),
-          rows.map((row) => this.operationView(tx, row)),
-        ),
         total,
         page,
         hasNext: page * limit < total,

src/modules/investments/brokerage-accounts/brokerage-accounts.service.ts

@@ -3,7 +3,7 @@ import { createHash } from 'node:crypto';
 
 import { investmentResourceMeta } from '../investment-resource.mapper';
 import { PortfolioService } from '../portfolio/portfolio.api';
-import { TbankSyncRepository } from '../tbank-sync/tbank-sync.repository';
+import { hourlyAttempt, TbankSyncRepository } from '../tbank-sync/tbank-sync.repository';
 import { BrokerageAccountDto, BrokerageAccountsResourceDto } from './brokerage-account.dto';
 
 @Injectable()
@@ -61,6 +61,7 @@ export class BrokerageAccountsService {
           : null,
         freshForMs: 3_600_000,
         work: null,
+        lastAttempt: hourlyAttempt(hourly, ['membership', 'portfolio']),
         dependencies: saved.accounts.map((account) => account.meta),
       }),
       sync: hourly

src/modules/investments/income/income-analytics.service.ts

@@ -98,6 +98,7 @@ export class IncomeAnalyticsService {
         work: work.id
           ? { id: work.id, state: work.state, errorCode: work.errorCode }
           : null,
+        lastAttempt: current.meta.lastAttempt,
         coverage: current.meta.coverage,
         dependencies,
       }),

src/modules/investments/instruments/application/catalog-discovery.service.ts

@@ -122,11 +122,11 @@ export class CatalogDiscoveryService {
     observe = false,
   ) {
     if (!observe) {
-      const token = await this.access.onlineToken(userId);
+      const instrument = await this.access.online(userId, ({ token }) =>
-      const instrument =
         instrumentType === 'share'
-          ? await this.tbank.getShare(token, uid)
+          ? this.tbank.getShare(token, uid)
-          : await this.tbank.getBond(token, uid);
+          : this.tbank.getBond(token, uid),
+      );
       if (!instrument) throw new NotFoundException();
       return {
         data: { ...publicInstrument({ ...instrument, uid }), uid, slug: instrument.ticker?.toUpperCase() ?? uid },
@@ -201,11 +201,11 @@ export class CatalogDiscoveryService {
   ) {
     if (!observe) {
       const query = ticker.trim().toUpperCase();
-      const token = await this.access.onlineToken(userId);
+      const found = await this.access.online(userId, ({ token }) =>
-      const found =
         instrumentType === 'share'
-          ? await this.tbank.findShares(token, query)
+          ? this.tbank.findShares(token, query)
-          : await this.tbank.findBonds(token, query);
+          : this.tbank.findBonds(token, query),
+      );
       const matches = selectCatalogInstruments(
         found.filter((item) => item.ticker?.trim().toUpperCase() === query),
         query,
@@ -268,28 +268,32 @@ export class CatalogDiscoveryService {
   }
 
   private async onlineSearch(userId: string, input: CatalogQuery) {
-    const token = await this.access.onlineToken(userId);
+    const { details, instruments, prices } = await this.access.online(userId, async ({ token }) => {
-    const found =
+      const found =
-      input.instrumentType === 'share'
-        ? await this.tbank.findShares(token, input.query)
-        : await this.tbank.findBonds(token, input.query);
-    const instruments = selectCatalogInstruments(
-      input.exactTicker
-        ? found.filter((item) => item.ticker?.trim().toUpperCase() === input.query)
-        : found,
-      input.query,
-      input.instrumentType,
-    ).slice(FIRST_RESULT_OFFSET, input.exactTicker ? tickerAmbiguityLimit : catalogSearchLimit);
-    const details = await Promise.all(
-      instruments.map((item) =>
         input.instrumentType === 'share'
-          ? this.tbank.getShare(token, item.uid)
+          ? await this.tbank.findShares(token, input.query)
-          : this.tbank.getBond(token, item.uid),
+          : await this.tbank.findBonds(token, input.query);
-      ),
+      const instruments = selectCatalogInstruments(
-    );
+        input.exactTicker
-    const prices = instruments.length
+          ? found.filter((item) => item.ticker?.trim().toUpperCase() === input.query)
-      ? await this.tbank.getLastPrices(token, instruments.map((item) => item.uid))
+          : found,
-      : [];
+        input.query,
+        input.instrumentType,
+      ).slice(FIRST_RESULT_OFFSET, input.exactTicker ? tickerAmbiguityLimit : catalogSearchLimit);
+      const [details, prices] = await Promise.all([
+        Promise.all(
+          instruments.map((item) =>
+            input.instrumentType === 'share'
+              ? this.tbank.getShare(token, item.uid)
+              : this.tbank.getBond(token, item.uid),
+          ),
+        ),
+        instruments.length
+          ? this.tbank.getLastPrices(token, instruments.map((item) => item.uid))
+          : [],
+      ]);
+      return { details, instruments, prices };
+    });
     const fetchedAt = new Date();
     const data = instruments.flatMap((item, index) => {
       const detail = details.at(index);

src/modules/investments/instruments/application/catalog-enrichment.service.ts

@@ -231,7 +231,6 @@ export class CatalogEnrichmentService {
     return reservation;
   }
 
-  // eslint-disable-next-line sonarjs/cognitive-complexity -- Section composition owns the source dependency policy.
   async section(
     userId: string,
     instrumentType: 'bond' | 'share',
@@ -240,18 +239,20 @@ export class CatalogEnrichmentService {
     observe = false,
   ) {
     if (section === 'company' && !observe) {
-      const token = await this.access.onlineToken(userId);
+      const { description, fundamentals, instrument } = await this.access.online(userId, async ({ token }) => {
-      const instrument =
+        const instrument =
-        instrumentType === 'share'
+          instrumentType === 'share'
-          ? await this.tbank.getShare(token, uid)
+            ? await this.tbank.getShare(token, uid)
-          : await this.tbank.getBond(token, uid);
+            : await this.tbank.getBond(token, uid);
-      if (!instrument) throw new NotFoundException();
+        if (!instrument) throw new NotFoundException();
-      const [description, fundamentals] = instrument.assetUid
+        const [description, fundamentals] = instrument.assetUid
-        ? await Promise.all([
+          ? await Promise.all([
-            this.tbank.getAssetDescription(token, instrument.assetUid),
+              this.tbank.getAssetDescription(token, instrument.assetUid),
-            this.tbank.getFundamentals(token, instrument.assetUid),
+              this.tbank.getFundamentals(token, instrument.assetUid),
-          ])
+            ])
-        : [null, null];
+          : [null, null];
+        return { description, fundamentals, instrument };
+      });
       const meta = investmentResourceMeta({
         resourceKey: `${instrumentType}/company/${uid}`,
         dataRevision: `online:${Date.now()}`,

src/modules/investments/instruments/stocks/application/stock-screener.service.spec.ts

@@ -22,14 +22,16 @@ function share(index: number, overrides: Partial<TbankShare> = {}): TbankShare {
 }
 
 describe('StockScreenerService', () => {
-  const access = { current: jest.fn(), local: jest.fn() };
+  const access = { online: jest.fn(), local: jest.fn() };
   const client = { getAllShares: jest.fn() };
   const logger = { event: jest.fn() };
   let service: StockScreenerService;
 
   beforeEach(() => {
     jest.clearAllMocks();
-    access.current.mockResolvedValue({ revision, token });
+    access.online.mockImplementation((_userId: string, run: (connection: { revision: string; token: string }) => Promise<unknown>) =>
+      run({ revision, token }),
+    );
     access.local.mockResolvedValue({ revision });
     client.getAllShares.mockResolvedValue(
       Array.from({ length: pageSize + 1 }, (_, index) => share(index)),

src/modules/investments/instruments/stocks/application/stock-screener.service.ts

@@ -48,8 +48,8 @@ type StockScreenerPage = {
 };
 type Snapshot = { asOf: string; expiresAt: number; items: StockScreenerItem[]; revision: string; userId: string };
 type TbankAccess = {
-  current(userId: string): Promise<{ revision: string; token: string }>;
   local(userId: string): Promise<{ revision: string }>;
+  online<T>(userId: string, run: (connection: { revision: string; token: string }) => Promise<T>): Promise<T>;
 };
 
 @Injectable()
@@ -63,8 +63,10 @@ export class StockScreenerService {
   ) {}
 
   async search(userId: string, conditions: StockScreenerConditions): Promise<StockScreenerPage> {
-    const connection = await this.access.current(userId);
+    const { instruments, revision } = await this.access.online(userId, async (connection) => ({
-    const instruments = await this.client.getAllShares(connection.token);
+      instruments: await this.client.getAllShares(connection.token),
+      revision: connection.revision,
+    }));
     const asOf = new Date().toISOString();
     const selected = selectStockScreenerInstruments({ asOf: new Date(asOf), instruments }, conditions)
       .instruments.map((instrument) => this.item(instrument));
@@ -74,7 +76,7 @@ export class StockScreenerService {
       asOf,
       expiresAt: Date.now() + SNAPSHOT_TTL_MS,
       items: selected,
-      revision: connection.revision,
+      revision,
       userId,
     });
     this.logger.event('info', 'stock.screener.search.completed', { asOf, count: selected.length, operation: 'stock-screener-search' });

src/modules/investments/instruments/stocks/presentation/stock.dto.ts

@@ -93,7 +93,7 @@ export class StockScreenerItemDto {
   @ApiProperty({ nullable: true, type: String }) declare currency: null | string;
   @ApiProperty({ nullable: true, type: String }) declare realExchange: null | string;
   @ApiProperty({ nullable: true, type: String }) declare countryOfRisk: null | string;
-  @ApiProperty({ nullable: true, type: 'integer' }) declare lot: null | number;
+  @ApiProperty({ nullable: true, minimum: MIN_TICKER_LENGTH, type: 'integer' }) declare lot: null | number;
 }
 
 export class StockScreenerPageDto {

src/modules/investments/operations/application/brokerage-operations.service.ts

@@ -435,6 +435,7 @@ export class BrokerageOperationsService {
       saved = await this.repository.readPage(input);
     }
     const now = new Date();
+    const hourly = await this.hourlySync.hourly(userId);
     const membership = investmentResourceMeta({
       resourceKey: 'accounts/membership',
       dataRevision: String(saved?.connection.membershipRevision ?? MISSING_MEMBERSHIP_REVISION),
@@ -503,6 +504,7 @@ export class BrokerageOperationsService {
         fetchedAt,
         freshForMs: plan.intervals.some((range) => range.stale) ? STALE_FRESHNESS_MS : Infinity,
         work,
+        lastAttempt: hourlyAttempt(hourly, 'operations', accountId === 'all' ? undefined : accountId),
         dependencies: [membership],
         coverage: {
           requested: targets.map(serialize),

src/modules/investments/portfolio/application/portfolio.service.spec.ts

@@ -1,4 +1,4 @@
-import { setImmediate as immediate } from 'node:timers/promises';
+import assert from 'node:assert/strict';
 jest.mock('../../../../prisma/prisma.service', () => ({
   PrismaService: class {},
 }));
@@ -97,14 +97,9 @@ describe('persistent portfolio projection', () => {
       ],
       work: [],
     });
-    await service.request('user', 'private', 'a');
+    const handle = await service.request('user', 'private', 'a');
-    for (
+    assert(handle);
-      let index = 0;
+    await handle.done;
-      index < 10 && !repository.publish.mock.calls.length;
-      index += 1
-    ) {
-      await immediate();
-    }
     const snapshot = (
       repository.publish.mock.calls as [unknown, string, PortfolioDto][]
     )[0][2];
@@ -147,10 +142,9 @@ describe('persistent portfolio projection', () => {
       { units: '99' },
       { currency: 'EUR', units: '1' },
     ] });
-    await service.request('user', 'private', 'a');
+    const handle = await service.request('user', 'private', 'a');
-    for (let index = 0; index < 10 && !repository.publish.mock.calls.length; index++) {
+    assert(handle);
-      await immediate();
+    await handle.done;
-    }
     const snapshot = (repository.publish.mock.calls as [unknown, string, PortfolioDto][])[0][2];
     expect(snapshot.cashBalances).toEqual([
       { currency: 'RUB', value: '0' },

src/modules/investments/tbank-sync/tbank-sync.repository.ts

@@ -43,16 +43,17 @@ type HourlyAttempt = {
 
 export function hourlyAttempt(
   hourly: HourlyAttempt | null,
-  section: HourlySection['section'],
+  section: HourlySection['section'] | readonly HourlySection['section'][],
   accountId?: string,
 ): InvestmentAttemptDto {
   if (!hourly) {
     return { state: 'none', startedAt: null, finishedAt: null, problems: [] };
   }
+  const sections = Array.isArray(section) ? section : [section];
   const problems = hourly.sections
     .filter(
       (entry) =>
-        entry.section === section &&
+        sections.includes(entry.section) &&
         (accountId === undefined || entry.accountId === accountId),
     )
     .map((entry) => ({
@@ -182,7 +183,8 @@ export class TbankSyncRepository {
 
   // The timer only proposes work; this reservation is the durable fence. The
   // attempt start (createdAt) is the basis of the next hourly term, including
-  // failed and interrupted attempts.
+  // failed and interrupted attempts. After downtime the next tick is due at
+  // once, so no catch-up queue forms.
   reserveHourly(userId: string, runId: string, hourMs: number) {
     return this.prisma.$transaction(async (tx) => {
       const connection = await tx.tbankConnection.findFirst({
@@ -200,7 +202,16 @@ export class TbankSyncRepository {
       });
       const now = new Date();
       if (previous) {
-        const due = now.valueOf() - previous.createdAt.valueOf() >= hourMs;
+        // Terms are hourMs steps from the attempt start; a walk still running
+        // at a term consumes it. A dead process's attempt has no known end, so
+        // it consumes only its own term.
+        const started = previous.createdAt.valueOf();
+        const ended =
+          previous.state === 'running' ? started : previous.updatedAt.valueOf();
+        const dueAt =
+          started +
+          Math.max(hourMs, Math.ceil((ended - started) / hourMs) * hourMs);
+        const due = now.valueOf() >= dueAt;
         if (previous.state === 'running') {
           if (previous.processRunId === runId) return null;
           // A dead process cannot finish its attempt; close it from its

src/openapi.ts

@@ -3,9 +3,20 @@ import { DocumentBuilder, SwaggerModule } from '@nestjs/swagger';
 
 export const API_PREFIX = 'api/v1';
 
+// Nest Swagger cannot express additionalProperties on a class, so closed request
+// bodies are restored here after generation; the runtime allowlist stays in the controller.
+const CLOSED_SCHEMAS = ['StockScreenerCriteriaDto'];
+
 export function createOpenApiDocument(app: INestApplication) {
-  return SwaggerModule.createDocument(
+  const document = SwaggerModule.createDocument(
     app,
     new DocumentBuilder().setTitle('WealthLedger API').setVersion('v1').build(),
   );
+  const schemas = document.components?.schemas ?? {};
+  for (const [name, schema] of Object.entries(schemas)) {
+    if (CLOSED_SCHEMAS.includes(name) && 'properties' in schema) {
+      schema.additionalProperties = false;
+    }
+  }
+  return document;
 }

test/all-accounts.e2e-spec.ts

@@ -9,6 +9,7 @@ import { AppModule } from '../src/app.module';
 import { TbankTokenService } from '../src/integrations/tbank/tbank-token.service';
 import { TbankClient } from '../src/integrations/tbank/tbank.client';
 import { configureApp } from '../src/main';
+import { TbankHourlyScheduler } from '../src/modules/investments/tbank-sync/tbank-hourly.scheduler';
 import { PrismaService } from '../src/prisma/prisma.service';
 
 describe('All accounts HTTP boundary', () => {
@@ -31,6 +32,8 @@ describe('All accounts HTTP boundary', () => {
     const module = await Test.createTestingModule({ imports: [AppModule] })
       .overrideProvider(TbankClient)
       .useValue(upstream)
+      .overrideProvider(TbankHourlyScheduler)
+      .useValue({ tick: jest.fn() })
       .compile();
     app = module.createNestApplication();
     configureApp(app);

test/app.e2e-spec.ts

@@ -2,7 +2,9 @@ import { INestApplication } from '@nestjs/common';
 import { ConfigService } from '@nestjs/config';
 import { JwtService } from '@nestjs/jwt';
 import { Test, TestingModule } from '@nestjs/testing';
+import * as bcrypt from 'bcrypt';
 import { PARAMS_PROVIDER_TOKEN } from 'nestjs-pino';
+import { createHash, randomUUID } from 'node:crypto';
 import request from 'supertest';
 import { App } from 'supertest/types';
 
@@ -10,6 +12,7 @@ import { AppModule } from '../src/app.module';
 import { loggingOptions } from '../src/common/logging/logging.module';
 import { configureApp } from '../src/main';
 import { AuthService } from '../src/modules/auth/application/auth.service';
+import { TbankHourlyScheduler } from '../src/modules/investments/tbank-sync/tbank-hourly.scheduler';
 import { PrismaService } from '../src/prisma/prisma.service';
 
 type Authentication = { accessToken: string; user: { email: string } };
@@ -33,7 +36,10 @@ describe('Authentication (e2e)', () => {
         },
         assignResponse: true,
       }),
-    }).compile();
+    })
+      .overrideProvider(TbankHourlyScheduler)
+      .useValue({ tick: jest.fn() })
+      .compile();
 
     app = moduleFixture.createNestApplication();
     configureApp(app);
@@ -90,6 +96,164 @@ describe('Authentication (e2e)', () => {
     await agent.post('/api/v1/auth/logout').expect(204);
   });
 
+  it('rejects a valid refresh token as Bearer while its session stays usable', async () => {
+    const registration = await request(app.getHttpServer())
+      .post('/api/v1/auth/register')
+      .send({ email: 'bearer@example.test', password: 'a secure password' })
+      .expect(200);
+    const cookie = registration.headers['set-cookie'][0];
+    const refreshToken = /^refresh_token=([^;]+)/.exec(cookie)?.[1];
+    if (!refreshToken) throw new Error('Expected a refresh token cookie');
+    // Signed, unexpired and backed by a live session: only its type is wrong.
+    await expect(app.get(JwtService).verifyAsync(refreshToken)).resolves.toMatchObject({
+      type: 'refresh',
+    });
+
+    await request(app.getHttpServer())
+      .get('/api/v1/auth/me')
+      .set('Authorization', `Bearer ${refreshToken}`)
+      .expect(401)
+      .expect(({ body }: { body: unknown }) =>
+        expect(body).toEqual({ status: 401, code: 'UNAUTHORIZED' }),
+      );
+
+    await request(app.getHttpServer())
+      .post('/api/v1/auth/refresh')
+      .set('Cookie', cookie)
+      .expect(200);
+  });
+
+  describe('refresh cookie policy', () => {
+    const attributes = (cookie: string) =>
+      cookie
+        .split('; ')
+        .slice(1)
+        .filter((attribute) => !attribute.startsWith('Expires='))
+        .sort((a, b) => a.localeCompare(b));
+    const host = ['HttpOnly', 'Path=/api/v1/auth', 'SameSite=Lax'];
+    const login = async () => {
+      const registration = await request(app.getHttpServer())
+        .post('/api/v1/auth/register')
+        .send({ email: 'cookie@example.test', password: 'a secure password' })
+        .expect(200);
+      return registration.headers['set-cookie'][0];
+    };
+
+    // The cookie policy reads NODE_ENV per request; the e2e runner defaults to development.
+    const inEnvironment = async <T>(nodeEnv: string, run: () => Promise<T>) => {
+      const previous = process.env['NODE_ENV'];
+      process.env['NODE_ENV'] = nodeEnv;
+      try {
+        return await run();
+      } finally {
+        process.env['NODE_ENV'] = previous;
+      }
+    };
+
+    it('issues, rotates and clears it HttpOnly, Lax, path-scoped, host-only and Secure in production', async () => {
+      await inEnvironment('production', async () => {
+        const issued = await login();
+        const rotated = await request(app.getHttpServer())
+          .post('/api/v1/auth/refresh')
+          .set('Cookie', issued)
+          .expect(200);
+        const cleared = await request(app.getHttpServer())
+          .post('/api/v1/auth/logout')
+          .set('Cookie', rotated.headers['set-cookie'][0])
+          .expect(204);
+
+        // Exact set: any added Domain/Max-Age or a dropped flag fails.
+        for (const cookie of [issued, rotated.headers['set-cookie'][0], cleared.headers['set-cookie'][0]]) {
+          expect(attributes(cookie)).toEqual([...host, 'Secure'].sort((a, b) => a.localeCompare(b)));
+        }
+      });
+    });
+
+    it('drops only Secure in development and keeps every other attribute', async () => {
+      await inEnvironment('development', async () => {
+        expect(attributes(await login())).toEqual(host);
+      });
+    });
+  });
+
+  describe('expired credentials', () => {
+    const sha256 = (token: string) => createHash('sha256').update(token).digest('hex');
+    const PAST = () => Math.floor(Date.now() / 1000) - 60;
+    const FUTURE = () => Math.floor(Date.now() / 1000) + 600;
+    const register = async () => {
+      const registration = await request(app.getHttpServer())
+        .post('/api/v1/auth/register')
+        .send({ email: 'expiry@example.test', password: 'a secure password' })
+        .expect(200);
+      const session = await app.get(PrismaService).session.findFirstOrThrow();
+      return {
+        cookie: registration.headers['set-cookie'][0],
+        sub: session.userId,
+        sid: session.id,
+      };
+    };
+
+    it('rejects a signed expired access token but admits the same claims unexpired', async () => {
+      const { sub, sid } = await register();
+      const jwt = app.get(JwtService);
+      const expired = await jwt.signAsync({ sub, sid, type: 'access', exp: PAST() });
+      const fresh = await jwt.signAsync({ sub, sid, type: 'access', exp: FUTURE() });
+
+      await request(app.getHttpServer())
+        .get('/api/v1/auth/me')
+        .set('Authorization', `Bearer ${expired}`)
+        .expect(401);
+      await request(app.getHttpServer())
+        .get('/api/v1/auth/me')
+        .set('Authorization', `Bearer ${fresh}`)
+        .expect(200)
+        .expect(({ body }: { body: unknown }) =>
+          expect((body as { email: string }).email).toBe('expiry@example.test'),
+        );
+    });
+
+    it('rejects a signed expired refresh token that matches the live session hash', async () => {
+      const { sub, sid } = await register();
+      const jwt = app.get(JwtService);
+      const prisma = app.get(PrismaService);
+      const claims = { sub, sid, type: 'refresh' };
+      const expired = await jwt.signAsync({ ...claims, jti: randomUUID(), exp: PAST() });
+      const fresh = await jwt.signAsync({ ...claims, jti: randomUUID(), exp: FUTURE() });
+
+      // Hash, session and signature all valid: only `exp` differs between the two.
+      await prisma.session.update({ where: { id: sid }, data: { refreshTokenHash: sha256(expired) } });
+      const rejected = await request(app.getHttpServer())
+        .post('/api/v1/auth/refresh')
+        .set('Cookie', `refresh_token=${expired}`)
+        .expect(401);
+      expect(rejected.headers['set-cookie']).toBeUndefined();
+
+      await prisma.session.update({ where: { id: sid }, data: { refreshTokenHash: sha256(fresh) } });
+      await request(app.getHttpServer())
+        .post('/api/v1/auth/refresh')
+        .set('Cookie', `refresh_token=${fresh}`)
+        .expect(200);
+    });
+
+    it('rejects a valid refresh token once its session is DB-expired', async () => {
+      const { cookie, sid } = await register();
+      const prisma = app.get(PrismaService);
+      await prisma.session.update({ where: { id: sid }, data: { expiresAt: new Date(Date.now() - 1000) } });
+
+      const rejected = await request(app.getHttpServer())
+        .post('/api/v1/auth/refresh')
+        .set('Cookie', cookie)
+        .expect(401);
+
+      expect(rejected.headers['set-cookie']).toBeUndefined();
+      expect(await prisma.session.count()).toBe(0);
+      await request(app.getHttpServer())
+        .post('/api/v1/auth/refresh')
+        .set('Cookie', cookie)
+        .expect(401);
+    });
+  });
+
   it('keeps logout idempotent for an invalid refresh token', async () => {
     const logout = await request(app.getHttpServer())
       .post('/api/v1/auth/logout')
@@ -261,6 +425,45 @@ describe('Authentication (e2e)', () => {
     expect(await app.get(PrismaService).user.count()).toBe(0);
   });
 
+  it('applies the ASCII 8..72 password policy on register and keeps login lenient', async () => {
+    const validation = (detail: string) => ({
+      status: 400,
+      code: 'VALIDATION_ERROR',
+      errors: [{ pointer: '#/password', detail }],
+    });
+    for (const [index, password] of ['a'.repeat(8), ' '.repeat(2) + 'b'.repeat(70)].entries()) {
+      const credentials = { email: `user${index}@example.com`, password };
+      await request(app.getHttpServer()).post('/api/v1/auth/register').send(credentials).expect(200);
+      await request(app.getHttpServer()).post('/api/v1/auth/login').send(credentials).expect(200);
+    }
+    for (const password of ['a'.repeat(7), 'a'.repeat(73), 'пароль-пароль', 'passw😀rd', 'pass\tword1']) {
+      await request(app.getHttpServer())
+        .post('/api/v1/auth/register')
+        .send({ email: 'rejected@example.com', password })
+        .expect(400)
+        .expect('Content-Type', /application\/problem\+json/)
+        .expect(({ body }: { body: unknown }) =>
+          expect(body).toEqual(validation('must be 8-72 printable ASCII characters')),
+        );
+    }
+    expect(await app.get(PrismaService).user.count()).toBe(2);
+
+    // An account created under the previous policy (Cyrillic, 12+ chars) must still log in.
+    const legacy = { email: 'legacy@example.com', password: 'пароль-пароль' };
+    const prisma = app.get(PrismaService);
+    await prisma.user.create({
+      data: { id: randomUUID(), email: legacy.email, passwordHash: await bcrypt.hash(legacy.password, 4) },
+    });
+    await request(app.getHttpServer()).post('/api/v1/auth/login').send(legacy).expect(200);
+    await request(app.getHttpServer())
+      .post('/api/v1/auth/login')
+      .send({ email: legacy.email, password: 'a'.repeat(73) })
+      .expect(400)
+      .expect(({ body }: { body: unknown }) =>
+        expect(body).toEqual(validation('must not exceed 72 UTF-8 bytes')),
+      );
+  });
+
   it('guards T-Bank connection and never returns a token', async () => {
     const registration = await request(app.getHttpServer())
       .post('/api/v1/auth/register')

test/bank-cards.e2e-spec.ts

@@ -16,6 +16,7 @@ import {
   BankSummaryDto,
   ExpenseCategoryDto,
 } from '../src/modules/banking/bank-cards/presentation/bank-card.dto';
+import { TbankHourlyScheduler } from '../src/modules/investments/tbank-sync/tbank-hourly.scheduler';
 import { PrismaService } from '../src/prisma/prisma.service';
 
 jest.setTimeout(60000);
@@ -77,7 +78,10 @@ describe('Manual bank cards configured HTTP and real SQLite', () => {
   const start = async () => {
     const module = await Test.createTestingModule({
       imports: [AppModule],
-    }).compile();
+    })
+      .overrideProvider(TbankHourlyScheduler)
+      .useValue({ tick: jest.fn() })
+      .compile();
     app = module.createNestApplication();
     configureApp(app);
     await app.listen(0, '127.0.0.1');
@@ -369,6 +373,8 @@ describe('Manual bank cards configured HTTP and real SQLite', () => {
     expect((await getCard(own.id)).balance.value).toBe('1000');
   });
   it('renames default category without role loss; duplicates and stale rename conflict', async () => {
+    // Defaults are seeded by the first write of the user; this case must not depend on earlier cases.
+    await createCard();
     const category = (await categories()).find((c) => c.isDefault);
     assert.ok(category);
     await auth('patch', '/categories/' + category.id)
@@ -725,11 +731,19 @@ describe('Manual bank cards configured HTTP and real SQLite', () => {
     expect(await getCard(card.id)).toEqual(before);
     expect((await getOp(refund.id)).originalExpenseId).toBe(purchase.id);
     await auth('post', '/operations').send(deletedBody).expect(410);
+    // The rename is this case's own prerequisite, not an effect of an earlier case.
+    const defaultCategory = (await categories()).find((c) => c.isDefault);
+    assert.ok(defaultCategory);
+    await auth('patch', '/categories/' + defaultCategory.id)
+      .send({ version: defaultCategory.version, name: 'Остальное' })
+      .expect(200);
     expect((await categories()).find((c) => c.isDefault)?.name).toBe(
       'Остальное',
     );
   });
   it('enforces actual FK and unique constraints', async () => {
+    // Seeds the owner's default categories so the unique-name check has a real row to collide with.
+    await createCard();
     await expect(
       db.expenseCategory.create({
         data: {

test/bonds.e2e-spec.ts

@@ -1,5 +1,6 @@
 import type { Server } from 'node:http';
 
+import { status } from '@grpc/grpc-js';
 import {
   ConflictException,
   INestApplication,
@@ -15,6 +16,14 @@ import { configureApp } from '../src/main';
 import { BondCatalogService } from '../src/modules/investments/instruments/bonds/application/bond-catalog.service';
 import { BondIncomeService } from '../src/modules/investments/instruments/bonds/application/bond-income.service';
 import { BondMarketService } from '../src/modules/investments/instruments/bonds/application/bond-market.service';
+import { TbankHourlyScheduler } from '../src/modules/investments/tbank-sync/tbank-hourly.scheduler';
+import {
+  bootOnlineApp,
+  expectSafeBody,
+  failUpstream,
+  onlineUserId,
+  refusals,
+} from './online-upstream';
 
 const uid = 'e6123145-9665-43e0-8413-cd61b8aa9b13';
 describe('Bond HTTP contract', () => {
@@ -38,6 +47,8 @@ describe('Bond HTTP contract', () => {
       .useValue(bonds)
       .overrideProvider(BondIncomeService)
       .useValue(bonds)
+      .overrideProvider(TbankHourlyScheduler)
+      .useValue({ tick: jest.fn() })
       .compile();
     app = module.createNestApplication();
     configureApp(app);
@@ -198,3 +209,39 @@ describe('Bond HTTP contract', () => {
     expect(response.body).not.toHaveProperty('stack');
   });
 });
+
+// Real services and TbankClient error mapping; only the gRPC transport is stubbed.
+// Bonds expose no company or screener route; their online entrypoints are search, detail and ticker.
+describe('Bond online reads: upstream failure translation', () => {
+  const rpc = jest.fn();
+  let ctx: Awaited<ReturnType<typeof bootOnlineApp>>;
+  const get = (path: string) => request(ctx.app.getHttpServer()).get(path);
+  // [entrypoint, request, RPC that fails second]: a failure after the first call must translate too.
+  const entrypoints: [string, () => request.Test, string][] = [
+    ['search', () => get('/api/v1/bonds?query=SBER'), 'getLastPrices'],
+    ['detail', () => get(`/api/v1/bonds/${uid}`), 'bondBy'],
+    ['ticker', () => get('/api/v1/bonds/by-ticker/SBER'), 'bondBy'],
+  ];
+  const cases = entrypoints.flatMap(([name, send, later]) =>
+    refusals.flatMap((code) => [undefined, later].map((at) => [name, code, at, send] as const)),
+  );
+
+  beforeAll(async () => {
+    ctx = await bootOnlineApp(rpc);
+  });
+  afterAll(() => ctx.app.close());
+
+  it.each(cases)('%s: upstream auth refusal %s (failing RPC %s) becomes 400/INVALID_TBANK_TOKEN', async (_name, code, at, send) => {
+    failUpstream(rpc, 'bond', code, at);
+    const response = await send().set('Authorization', ctx.bearer).expect(400);
+    expectSafeBody(response.body, 400, 'INVALID_TBANK_TOKEN');
+    const saved = await ctx.prisma.tbankConnection.findUniqueOrThrow({ where: { userId: onlineUserId } });
+    expect(saved).toMatchObject({ invalidToken: false, revision: ctx.connection.revision });
+  });
+
+  it.each(entrypoints)('%s: temporary unavailability stays 503/TBANK_UNAVAILABLE', async (_name, send) => {
+    failUpstream(rpc, 'bond', status.UNAVAILABLE);
+    const response = await send().set('Authorization', ctx.bearer).expect(503);
+    expectSafeBody(response.body, 503, 'TBANK_UNAVAILABLE');
+  });
+});

test/online-upstream.ts

@@ -0,0 +1,87 @@
+import type { Server } from 'node:http';
+
+import { status } from '@grpc/grpc-js';
+import { INestApplication } from '@nestjs/common';
+import { JwtService } from '@nestjs/jwt';
+import { Test } from '@nestjs/testing';
+
+import { AppModule } from '../src/app.module';
+import { TbankTokenService } from '../src/integrations/tbank/tbank-token.service';
+import { TbankClient } from '../src/integrations/tbank/tbank.client';
+import { configureApp } from '../src/main';
+import { TbankHourlyScheduler } from '../src/modules/investments/tbank-sync/tbank-hourly.scheduler';
+import { PrismaService } from '../src/prisma/prisma.service';
+
+export const onlineUserId = 'online-reader';
+export const onlineToken = 'synthetic-online-token';
+export const rawUpstreamText = 'raw upstream refusal text';
+export const refusals = [status.UNAUTHENTICATED, status.PERMISSION_DENIED];
+
+// Real TbankClient with only the transport stubbed: the gRPC status goes through its real error mapping.
+export async function bootOnlineApp(rpc: jest.Mock) {
+  const upstream = Object.assign(Object.create(TbankClient.prototype) as TbankClient, {
+    logger: { event: jest.fn() },
+    queue: { run: (operation: () => Promise<unknown>) => operation(), size: 0 },
+    request: rpc,
+  });
+  const module = await Test.createTestingModule({ imports: [AppModule] })
+    .overrideProvider(TbankClient)
+    .useValue(upstream)
+    .overrideProvider(TbankHourlyScheduler)
+    .useValue({ tick: jest.fn() })
+    .compile();
+  const app: INestApplication<Server> = module.createNestApplication();
+  configureApp(app);
+  await app.init();
+  await app.listen(0, '127.0.0.1');
+  const prisma = app.get(PrismaService);
+  await prisma.user.create({
+    data: { id: onlineUserId, email: 'online@example.invalid', passwordHash: 'synthetic' },
+  });
+  const connection = await prisma.tbankConnection.create({
+    data: {
+      userId: onlineUserId,
+      encryptedToken: app.get(TbankTokenService).encrypt(onlineToken),
+      connectedAt: new Date(),
+    },
+  });
+  const bearer = `Bearer ${new JwtService().sign(
+    { sub: onlineUserId, type: 'access' },
+    { secret: process.env.JWT_SECRET },
+  )}`;
+  return { app, bearer, connection, prisma };
+}
+
+// Healthy answers for every RPC an online entrypoint uses; `at` picks the single RPC that fails.
+export function failUpstream(rpc: jest.Mock, kind: 'bond' | 'share', code: number, at?: string) {
+  const instrument = {
+    apiTradeAvailableFlag: true,
+    assetUid: 'asset-uid',
+    instrumentKind: kind === 'bond' ? 'INSTRUMENT_TYPE_BOND' : 'INSTRUMENT_TYPE_SHARE',
+    ticker: 'SBER',
+    uid: 'e6123145-9665-43e0-8413-cd61b8aa9b13',
+  };
+  const healthy = new Map<string, unknown>([
+    ['bondBy', { instrument }],
+    ['findInstrument', { instruments: [instrument] }],
+    ['getAssetBy', { asset: { description: 'description' } }],
+    ['getAssetFundamentals', { fundamentals: [] }],
+    ['getLastPrices', { lastPrices: [] }],
+    ['shareBy', { instrument }],
+  ]);
+  const failure = Object.assign(new Error('grpc failure'), {
+    code,
+    details: `${rawUpstreamText} Bearer ${onlineToken}`,
+  });
+  rpc.mockReset();
+  rpc.mockImplementation((_token: string, _client: unknown, method: string) =>
+    !at || method === at ? Promise.reject(failure) : Promise.resolve(healthy.get(method) ?? {}),
+  );
+}
+
+// Safe public error: stable code only, no upstream text, no credentials.
+export function expectSafeBody(body: unknown, status: number, code: string) {
+  expect(body).toEqual({ code, status });
+  expect(JSON.stringify(body)).not.toContain(rawUpstreamText);
+  expect(JSON.stringify(body)).not.toContain(onlineToken);
+}

test/openapi-contract.e2e-spec.ts

@@ -122,6 +122,13 @@ describe('OpenAPI contract (integration)', () => {
   });
 
   it('generates the runtime contract without server startup or deployment configuration', async () => {
+    const schemas = createOpenApiDocument(app).components?.schemas;
+    expect(schemas?.StockScreenerCriteriaDto).toMatchObject({
+      additionalProperties: false,
+    });
+    expect(schemas?.StockScreenerItemDto).toMatchObject({
+      properties: { lot: { type: 'integer', minimum: 1, nullable: true } },
+    });
     expect(
       createOpenApiDocument(app).components?.schemas?.ProblemDetailsDto,
     ).toMatchObject({

test/sqlite-regression.cjs

@@ -18,7 +18,7 @@ writeFileSync(sentinel, 'fictional user database: must never be opened');
 const before = readFileSync(sentinel);
 const databases = new Set();
 async function check(name, overrides = {}, signal) {
-  const child = spawn(process.execPath, ['test/sqlite.cjs', '--all'], {
+  const child = spawn(process.execPath, ['test/sqlite.cjs'], {
     cwd,
     env: {
       ...process.env,

test/stocks.e2e-spec.ts

@@ -1,5 +1,6 @@
 import type { Server } from 'node:http';
 
+import { status } from '@grpc/grpc-js';
 import {
   ConflictException,
   INestApplication,
@@ -16,6 +17,14 @@ import { StockCatalogService } from '../src/modules/investments/instruments/stoc
 import { StockIncomeService } from '../src/modules/investments/instruments/stocks/application/stock-income.service';
 import { StockMarketService } from '../src/modules/investments/instruments/stocks/application/stock-market.service';
 import { StockScreenerService } from '../src/modules/investments/instruments/stocks/application/stock-screener.service';
+import { TbankHourlyScheduler } from '../src/modules/investments/tbank-sync/tbank-hourly.scheduler';
+import {
+  bootOnlineApp,
+  expectSafeBody,
+  failUpstream,
+  onlineUserId,
+  refusals,
+} from './online-upstream';
 
 const uid = 'e6123145-9665-43e0-8413-cd61b8aa9b13';
 describe('Stock HTTP contract', () => {
@@ -41,6 +50,8 @@ describe('Stock HTTP contract', () => {
       .useValue(stocks)
       .overrideProvider(StockScreenerService)
       .useValue(screener)
+      .overrideProvider(TbankHourlyScheduler)
+      .useValue({ tick: jest.fn() })
       .compile();
     app = module.createNestApplication();
     configureApp(app);
@@ -198,3 +209,40 @@ describe('Stock HTTP contract', () => {
     expect(response.body).not.toHaveProperty('stack');
   });
 });
+
+// Real services and TbankClient error mapping; only the gRPC transport is stubbed.
+describe('Stock online reads: upstream failure translation', () => {
+  const rpc = jest.fn();
+  let ctx: Awaited<ReturnType<typeof bootOnlineApp>>;
+  const get = (path: string) => request(ctx.app.getHttpServer()).get(path);
+  // [entrypoint, request, RPC that fails second]: a failure after the first call must translate too.
+  const entrypoints: [string, () => request.Test, string][] = [
+    ['search', () => get('/api/v1/stocks?query=SBER'), 'getLastPrices'],
+    ['detail', () => get(`/api/v1/stocks/${uid}`), 'shareBy'],
+    ['ticker', () => get('/api/v1/stocks/by-ticker/SBER'), 'shareBy'],
+    ['company', () => get(`/api/v1/stocks/${uid}/company`), 'getAssetBy'],
+    ['screener', () => request(ctx.app.getHttpServer()).post('/api/v1/stocks/screener/search').send({}), 'shares'],
+  ];
+  const cases = entrypoints.flatMap(([name, send, later]) =>
+    refusals.flatMap((code) => [undefined, later].map((at) => [name, code, at, send] as const)),
+  );
+
+  beforeAll(async () => {
+    ctx = await bootOnlineApp(rpc);
+  });
+  afterAll(() => ctx.app.close());
+
+  it.each(cases)('%s: upstream auth refusal %s (failing RPC %s) becomes 400/INVALID_TBANK_TOKEN', async (_name, code, at, send) => {
+    failUpstream(rpc, 'share', code, at);
+    const response = await send().set('Authorization', ctx.bearer).expect(400);
+    expectSafeBody(response.body, 400, 'INVALID_TBANK_TOKEN');
+    const saved = await ctx.prisma.tbankConnection.findUniqueOrThrow({ where: { userId: onlineUserId } });
+    expect(saved).toMatchObject({ invalidToken: false, revision: ctx.connection.revision });
+  });
+
+  it.each(entrypoints)('%s: temporary unavailability stays 503/TBANK_UNAVAILABLE', async (_name, send) => {
+    failUpstream(rpc, 'share', status.UNAVAILABLE);
+    const response = await send().set('Authorization', ctx.bearer).expect(503);
+    expectSafeBody(response.body, 503, 'TBANK_UNAVAILABLE');
+  });
+});

test/tbank-connection.e2e-spec.ts

@@ -10,6 +10,7 @@ import { TbankAccessService } from '../src/integrations/tbank/tbank-access.servi
 import { TbankTokenService } from '../src/integrations/tbank/tbank-token.service';
 import { TbankClient } from '../src/integrations/tbank/tbank.client';
 import { configureApp } from '../src/main';
+import { TbankHourlyScheduler } from '../src/modules/investments/tbank-sync/tbank-hourly.scheduler';
 import { PrismaService } from '../src/prisma/prisma.service';
 
 describe('Persistent T-Bank connection boundary (SQLite/HTTP)', () => {
@@ -31,6 +32,8 @@ describe('Persistent T-Bank connection boundary (SQLite/HTTP)', () => {
     const module = await Test.createTestingModule({ imports: [AppModule] })
       .overrideProvider(TbankClient)
       .useValue(upstream)
+      .overrideProvider(TbankHourlyScheduler)
+      .useValue({ tick: jest.fn() })
       .compile();
     app = module.createNestApplication();
     configureApp(app);

test/tbank-hourly-lifecycle.e2e-spec.ts

@@ -385,6 +385,83 @@ describe('hourly attempt lifecycle (SQLite)', () => {
     expect(next?.state).not.toBe('running');
   });
 
+  describe('hourly term eligibility', () => {
+    const at = (h: number, m = 0) => new Date(Date.UTC(2026, 0, 1, h, m));
+    const seed = (
+      state: 'complete' | 'failed' | 'running',
+      start: Date,
+      end: Date,
+      processRunId = 'other-process',
+    ) =>
+      prisma.tbankSyncWork.create({
+        data: {
+          id: randomUUID(),
+          userId: USER,
+          revision: REVISION,
+          scopeKey: 'hourly',
+          attemptId: randomUUID(),
+          processRunId,
+          priority: 0,
+          intent: {},
+          progress: {},
+          state,
+          createdAt: start,
+          updatedAt: end,
+        },
+      });
+    const reserve = async (when: Date) => {
+      jest.setSystemTime(when);
+      return repository.reserveHourly(USER, 'this-process', 3_600_000);
+    };
+
+    it.each([
+      ['short attempt', 'complete', at(10), at(10, 5), at(10, 59), at(11)],
+      ['failed attempt', 'failed', at(10), at(10, 5), at(10, 59), at(11)],
+      ['walk past one term', 'complete', at(10), at(11, 10), at(11, 59), at(12)],
+      ['walk past two terms', 'complete', at(10), at(12, 10), at(12, 59), at(13)],
+      ['walk ending on a term', 'complete', at(10), at(11), at(10, 59), at(11)],
+    ] as const)('%s', async (_name, state, start, end, early, due) => {
+      await seed(state, start, end);
+      expect(await reserve(early)).toBeNull();
+      const reserved = await reserve(due);
+      expect(reserved?.work.state).toBe('running');
+      expect(reserved?.work.createdAt).toEqual(due);
+    });
+
+    it('starts a new revision at once', async () => {
+      await seed('complete', at(10), at(10, 5));
+      await prisma.tbankConnection.deleteMany({ where: { userId: USER } });
+      await prisma.tbankConnection.create({
+        data: {
+          userId: USER,
+          revision: 'next-revision',
+          encryptedToken: tokens.encrypt('synthetic'),
+          connectedAt: at(10, 10),
+        },
+      });
+      expect((await reserve(at(10, 10)))?.work.revision).toBe('next-revision');
+    });
+
+    it('closes a dead process attempt without early retry and runs one catch-up after downtime', async () => {
+      await seed('running', at(10), at(10, 1), 'dead-process');
+      expect(await reserve(at(10, 30))).toBeNull();
+      expect((await hourlyRow())?.errorCode).toBe('INTERRUPTED');
+      expect(await reserve(at(10, 59))).toBeNull();
+      expect((await reserve(at(14, 30)))?.work.createdAt).toEqual(at(14, 30));
+      expect(await reserve(at(14, 31))).toBeNull();
+      expect(
+        await prisma.tbankSyncWork.count({
+          where: { userId: USER, scopeKey: 'hourly' },
+        }),
+      ).toBe(1);
+    });
+
+    it('does not reserve while this process still runs the attempt', async () => {
+      await seed('running', at(10), at(10, 1), 'this-process');
+      expect(await reserve(at(12, 30))).toBeNull();
+    });
+  });
+
   it('does not overlap a running attempt with a second walk', async () => {
     operations.request.mockImplementation(async () => {
       const row = await child('running', null, 'operations');

test/tbank-income-local.e2e-spec.ts

@@ -15,6 +15,7 @@ import {
 } from '../src/modules/investments/income/income-analytics.dto';
 import { moscowDate } from '../src/modules/investments/investment-calendar';
 import { BrokerageOperationsRepository } from '../src/modules/investments/operations/infrastructure/brokerage-operations.repository';
+import { TbankHourlyScheduler } from '../src/modules/investments/tbank-sync/tbank-hourly.scheduler';
 import { PrismaService } from '../src/prisma/prisma.service';
 
 // Financial proof uses real persisted rows/coverage and the configured HTTP boundary.
@@ -59,6 +60,8 @@ describe('local income completeness and exact money (SQLite)', () => {
     const module = await Test.createTestingModule({ imports: [AppModule] })
       .overrideProvider(TbankClient)
       .useValue(upstream)
+      .overrideProvider(TbankHourlyScheduler)
+      .useValue({ tick: jest.fn() })
       .compile();
     app = module.createNestApplication();
     configureApp(app);
@@ -266,7 +269,9 @@ describe('local income completeness and exact money (SQLite)', () => {
     await repo.fail(fence, false);
     const after = await read();
     expect(after.data).toEqual(before.data);
-    expect(after.meta.lastAttempt.state).toBe('failed');
+    // Without an hourly walk the durable attempt is absent; the failed
+    // source work stays a technical observation, not the hourly attempt.
+    expect(after.meta.lastAttempt.state).toBe('none');
     expect(upstream.getOperationsByCursor).not.toHaveBeenCalled();
   });
   it('retains current-month observed completeness and does not renew source timestamps', async () => {

test/tbank-ledger-local.e2e-spec.ts

@@ -15,6 +15,7 @@ import { TbankClient } from '../src/integrations/tbank/tbank.client';
 import { configureApp } from '../src/main';
 import { BrokerageOperationsRepository } from '../src/modules/investments/operations/infrastructure/brokerage-operations.repository';
 import { BrokerageOperationsResourceDto } from '../src/modules/investments/operations/presentation/brokerage-operation.dto';
+import { TbankHourlyScheduler } from '../src/modules/investments/tbank-sync/tbank-hourly.scheduler';
 import { PrismaService } from '../src/prisma/prisma.service';
 
 const uid = '11111111-1111-4111-8111-111111111111';
@@ -45,6 +46,8 @@ describe('persistent ledger HTTP and cursor (SQLite)', () => {
     const module = await Test.createTestingModule({ imports: [AppModule] })
       .overrideProvider(TbankClient)
       .useValue(upstream)
+      .overrideProvider(TbankHourlyScheduler)
+      .useValue({ tick: jest.fn() })
       .compile();
     app = module.createNestApplication();
     configureApp(app);

test/tbank-local-reads.e2e-spec.ts

@@ -16,8 +16,10 @@ import {
 } from '../src/integrations/tbank/tbank.client';
 import { configureApp } from '../src/main';
 import { BrokerageAccountsResourceDto } from '../src/modules/investments/brokerage-accounts/brokerage-account.dto';
+import { IncomeAnalyticsResourceDto } from '../src/modules/investments/income/income-analytics.dto';
 import { PortfolioService } from '../src/modules/investments/portfolio/application/portfolio.service';
 import { PortfolioResourceDto } from '../src/modules/investments/portfolio/presentation/portfolio.dto';
+import { TbankHourlyScheduler } from '../src/modules/investments/tbank-sync/tbank-hourly.scheduler';
 import { PrismaService } from '../src/prisma/prisma.service';
 
 function deferred<T>() {
@@ -102,6 +104,8 @@ describe('local accounts and portfolio HTTP (SQLite)', () => {
     const module = await Test.createTestingModule({ imports: [AppModule] })
       .overrideProvider(TbankClient)
       .useValue(upstream)
+      .overrideProvider(TbankHourlyScheduler)
+      .useValue({ tick: jest.fn() })
       .compile();
     app = module.createNestApplication();
     configureApp(app);
@@ -326,6 +330,74 @@ describe('local accounts and portfolio HTTP (SQLite)', () => {
     expect(upstream.getPortfolio).toHaveBeenCalledTimes(1);
   });
 
+  it('reports the durable hourly attempt in accounts and income meta with section relevance', async () => {
+    await put().expect(200);
+    await seedMembership();
+    await requestPortfolio('account');
+    await settled();
+    const connection = await prisma.tbankConnection.findUniqueOrThrow({
+      where: { userId: 'owner' },
+    });
+    const startedAt = new Date('2026-10-10T10:00:00.000Z');
+    const finishedAt = new Date('2026-10-10T10:05:00.000Z');
+    await prisma.tbankSyncWork.create({
+      data: {
+        id: 'hourly-attempt',
+        userId: 'owner',
+        revision: connection.revision,
+        scopeKey: 'hourly',
+        intent: {},
+        state: 'complete',
+        attemptId: 'hourly-attempt',
+        processRunId: 'test',
+        priority: 0,
+        progress: {
+          result: 'partial',
+          sections: [
+            {
+              section: 'portfolio',
+              accountId: 'account',
+              errorCode: 'TBANK_UNAVAILABLE',
+            },
+            {
+              section: 'operations',
+              accountId: 'account',
+              errorCode: 'TBANK_UNAVAILABLE',
+            },
+          ],
+        },
+        createdAt: startedAt,
+        updatedAt: finishedAt,
+      },
+    });
+    const accounts = await get('brokerage-accounts').expect(200);
+    const accountsMeta = (accounts.body as BrokerageAccountsResourceDto).meta;
+    expect(accountsMeta.lastAttempt.state).toBe('partial');
+    expect(accountsMeta.lastAttempt.startedAt).toBe(startedAt.toISOString());
+    expect(accountsMeta.lastAttempt.finishedAt).toBe(finishedAt.toISOString());
+    expect(accountsMeta.lastAttempt.problems).toEqual([
+      {
+        section: 'portfolio',
+        accountId: 'account',
+        errorCode: 'TBANK_UNAVAILABLE',
+      },
+    ]);
+    const income = await get(
+      'brokerage-accounts/account/income-analytics?sync=observe',
+    ).expect(200);
+    const incomeMeta = (income.body as IncomeAnalyticsResourceDto).meta;
+    expect(incomeMeta.lastAttempt.state).toBe('partial');
+    expect(incomeMeta.lastAttempt.startedAt).toBe(startedAt.toISOString());
+    expect(incomeMeta.lastAttempt.finishedAt).toBe(finishedAt.toISOString());
+    expect(incomeMeta.lastAttempt.problems).toEqual([
+      {
+        section: 'operations',
+        accountId: 'account',
+        errorCode: 'TBANK_UNAVAILABLE',
+      },
+    ]);
+  });
+
   it('recovers abandoned discovery only on a data request and coalesces concurrent reads', async () => {
     await put().expect(200);
     const connection = await prisma.tbankConnection.update({

test/tbank-metadata-persistence.e2e-spec.ts

@@ -129,13 +129,17 @@ describe('durable shared instrument metadata (SQLite)', () => {
   });
   it('coalesces twenty requests across users while giving each user a private handle', async () => {
     const blocked = deferred<TbankInstrument>();
-    upstream.getInstrumentByUid.mockReturnValue(blocked.promise);
+    const started = deferred<void>();
+    upstream.getInstrumentByUid.mockImplementation(() => {
+      started.resolve();
+      return blocked.promise;
+    });
     const responses = await Promise.all(
       Array.from({ length: 20 }, (_, i) =>
         service.read(i % 2 ? 'owner' : 'other', identity),
       ),
     );
-    await delay(10);
+    await started.promise;
     expect(upstream.getInstrumentByUid).toHaveBeenCalledTimes(1);
     const ids = new Set(responses.map((response) => response?.work?.id));
     expect(ids.size).toBe(2);
@@ -151,9 +155,13 @@ describe('durable shared instrument metadata (SQLite)', () => {
     'discards a producer after %s, including shared freshness, without borrowing another user token',
     async (action) => {
       const blocked = deferred<TbankInstrument>();
-      upstream.getInstrumentByUid.mockReturnValueOnce(blocked.promise);
+      const started = deferred<void>();
+      upstream.getInstrumentByUid.mockImplementationOnce(() => {
+        started.resolve();
+        return blocked.promise;
+      });
       await service.read('owner', identity);
-      await delay(10);
+      await started.promise;
       await service.read('other', identity);
       await prisma.tbankConnection.delete({ where: { userId: 'owner' } });
       if (action === 'replace') {
@@ -187,9 +195,13 @@ describe('durable shared instrument metadata (SQLite)', () => {
   );
   it('does not turn initiating credentials failure into a shared negative lookup or a foreign credentials error', async () => {
     const blocked = deferred<TbankInstrument>();
-    upstream.getInstrumentByUid.mockReturnValueOnce(blocked.promise);
+    const started = deferred<void>();
+    upstream.getInstrumentByUid.mockImplementationOnce(() => {
+      started.resolve();
+      return blocked.promise;
+    });
     await service.read('owner', identity);
-    await delay(10);
+    await started.promise;
     await service.read('other', identity);
     blocked.reject(new Error('INVALID_TBANK_TOKEN'));
     await settled();
@@ -226,7 +238,6 @@ describe('durable shared instrument metadata (SQLite)', () => {
     expect(failed?.fetchedAt).toEqual(old);
     if (!failedHandle) throw new Error('Expected forced refresh work');
     expect((await prisma.tbankSyncWork.findUniqueOrThrow({ where: { id: failedHandle } })).state).toBe('failed');
-    await delay(20);
     expect(upstream.getInstrumentByUid).toHaveBeenCalledTimes(calls + 1);
   });
   it('coalesces forced refresh and retains freshness/timestamp when it fails before the TTL', async () => {
@@ -285,7 +296,7 @@ describe('durable shared instrument metadata (SQLite)', () => {
     await prisma.$disconnect();
     service = createService();
     await service.read('owner', identity, true);
-    await delay(10);
+    // Observation starts no work, so a no-call assertion holds without waiting.
     expect(upstream.getInstrumentByUid).not.toHaveBeenCalled();
     await service.read('owner', identity);
     await settled();

test/tbank-operations-sync.e2e-spec.ts

@@ -151,8 +151,12 @@ describe('Request-driven operations synchronization (SQLite)', () => {
 
   it('joins overlapping account and instrument refresh into one atomic publication group', async () => {
     const gate = deferred<TbankOperationsByCursorResponse>();
+    const started = deferred<void>();
     upstream.getOperationsByCursor
-      .mockReturnValueOnce(gate.promise)
+      .mockImplementationOnce(() => {
+        started.resolve();
+        return gate.promise;
+      })
       .mockResolvedValue({
         hasNext: false,
         items: [{ ...operation(), instrumentUid: 'uid' }],
@@ -164,7 +168,7 @@ describe('Request-driven operations synchronization (SQLite)', () => {
         true,
       ),
     );
-    await delay(5);
+    await started.promise;
     const whole = requiredHandle(
       await service.request('owner', [january], true),
     );

test/tbank-read-baseline.e2e-spec.ts

@@ -21,6 +21,7 @@ import {
   TbankOperationsByCursorRequest,
 } from '../src/integrations/tbank/tbank.client';
 import { configureApp } from '../src/main';
+import { TbankHourlyScheduler } from '../src/modules/investments/tbank-sync/tbank-hourly.scheduler';
 import { PrismaService } from '../src/prisma/prisma.service';
 
 const evidenceDirectory = mkdtempSync(join(tmpdir(), 'wealthledger-read-evidence-'));
@@ -215,6 +216,8 @@ describe('T-Bank persisted read budget', () => {
       })
       .overrideProvider(NcrRatingsClient)
       .useValue({ rating: () => counted('ncrRating', null) })
+      .overrideProvider(TbankHourlyScheduler)
+      .useValue({ tick: jest.fn() })
       .compile();
     app = module.createNestApplication();
     app.use((_req: Request, res: Response, next: NextFunction) => {