refactor: drop check.cjs and translate wealth-ledger-sdd-lab schema (WealthLedger/specs#66)

Readiness rules move to a manual checklist with fixed gate semantics.
Analysis artifacts live under analysis/; templates and instructions are in Russian.
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# Failure Model
<!-- guide: Boundary-level failure semantics. Implementation of mechanisms (queues,
locks, libraries) belongs to design.md. Remove guides before G3. -->
<!-- Семантика отказов на границах. Реализация механизмов (очереди, locks,
библиотеки) — в design.md. -->
## Failure Scenarios
| ID | Boundary / step | Failure | Detection | Required system behavior | Observable result | Requirement |
| ID | Граница / шаг | Отказ | Обнаружение | Требуемое поведение системы | Наблюдаемый результат | Requirement |
| --- | --- | --- | --- | --- | --- | --- |
## Timeouts and Retries
## Idempotency and Duplicate Handling
<!-- guide: Idempotency key, scope, retention; what a duplicate request/event
yields. -->
<!-- Ключ идемпотентности, scope, срок хранения; что даёт повторный запрос/событие. -->
## Ordering and Concurrency