feat: add experimental wealth-ledger-sdd-lab OpenSpec schema (#61)
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# Product Research
<!-- guide: Input context, not a requirement source. Every claim is marked
[F] fact with source, [I] interpretation or [H] hypothesis. Remove guides. -->
## Problem Statement
## Target Audience
## Research Questions
## Existing Solutions and Alternatives
| Option | What it does | Strengths | Weaknesses | Source |
| --- | --- | --- | --- | --- |
## Evidence & Sources
## Assumptions
## Risks
## Conclusions
## Recommendation
<!-- guide: build / do not build / narrow scope / research more, with reasons.
"Do not build" is a valid outcome. -->