feat: add experimental wealth-ledger-sdd-lab OpenSpec schema (#61)
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# Proposal
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<!-- guide: Language of the Change Owner. No files, APIs, tables, libraries,
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diagrams or test plans. Remove every guide comment before G1. -->
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## Why
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## What Changes
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## Scope
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### In Scope
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### Out of Scope / Non-Goals
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## Capabilities
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### New Capabilities
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### Modified Capabilities
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## Impact
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## Success Criteria
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## Evidence
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<!-- guide: Facts that justify the change, each with a source: Issue, research
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(link or `research.md`), incident, measurement. Mark hypotheses as such. -->
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## Assumptions / Dependencies
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## Open Decisions
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<!-- guide: Decisions not yet taken that may change scope. Each item: question,
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who decides, what blocks until it is answered. Empty only if none exist. -->
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