feat: add experimental wealth-ledger-sdd-lab OpenSpec schema (#61)
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# Proposal
<!-- guide: Language of the Change Owner. No files, APIs, tables, libraries,
diagrams or test plans. Remove every guide comment before G1. -->
## Why
## What Changes
## Scope
### In Scope
### Out of Scope / Non-Goals
## Capabilities
### New Capabilities
### Modified Capabilities
## Impact
## Success Criteria
## Evidence
<!-- guide: Facts that justify the change, each with a source: Issue, research
(link or `research.md`), incident, measurement. Mark hypotheses as such. -->
## Assumptions / Dependencies
## Open Decisions
<!-- guide: Decisions not yet taken that may change scope. Each item: question,
who decides, what blocks until it is answered. Empty only if none exist. -->