chore(release): 1.2.1

Reviewed-on: #80

.ai/conventions/data.md

@@ -30,7 +30,8 @@ backend checkout и не проверяют backend runtime OpenAPI; измен
 shape/status/route сохраняет
 публичный контракт предоставленного snapshot.
 Одна UI-модель не требует менять API. `openapi:generate` работает offline от snapshot;
-`openapi:check` генерирует во временный каталог и сравнивает, не меняя tracked files.
+`openapi:check` запускает native `--check` того же CLI и падает при устаревших
+generated types, не меняя tracked files.
 
 ## Auth и invalidation
 
@@ -39,6 +40,11 @@ Authorization. Auth endpoints исключены из Bearer/retry middleware. R
 координируется single-flight; после `401` с `UNAUTHORIZED` возможен один retry.
 Не добавляй собственный refresh/retry loop в caller.
 
+Refresh, завершившийся `401`, очищает session. Сетевая ошибка и `5xx`
+(например, деплой backend) не доказывают конец session: она сохраняется,
+`unavailable` показывает retry-экран вместо login, а следующий `401` снова
+запускает refresh. Retry/backoff внутри refresh не добавляется.
+
 Cookie-writing requests упорядочены только в текущей вкладке. Cross-tab auth
 synchronization не требуется; допустим reload/re-login. Web Locks и отдельные
 token stores не добавляются.

.ai/conventions/engineering.md

@@ -7,11 +7,19 @@
 checkout. Внешний API задаётся предоставленным публичным контрактом;
 исходники или инструкции его реализации не являются зависимостью разработки.
 При нехватке требования сообщи, какое решение не определено, до его реализации.
+При конфликте с общим шаблоном следуй местным правилам и явному запросу
+пользователя. Выбирай реализацию самостоятельно, но изменение финансовой
+логики, публичного контракта или утверждённой семантики возвращай владельцу
+на согласование до зависимой работы.
 
 Начни с результата и affected areas. До edits проследи flow/invariants, найди
 owner и 1–3 примера. Код показывает механизм; случайный аналог не меняет контракт.
-Работай напрямую; OpenSpec/SDD lifecycle — только по явному запросу.
+Выбери lightweight или SDD по [Engineering Workflow](https://git.personal.ksv741.ru/WealthLedger/main/src/commit/03b3b59e6ff2ba391f9dfc42a039a96d0d84c1c9/.ai/conventions/engineering-workflow.md);
-Перед Node-командами активируй местную `.nvmrc`: `nvm use --silent`.
+OpenSpec lifecycle начинай после явного решения Change Owner.
+Перед Node-командами активируй местную `.nvmrc`: если `nvm` не загружен в
+non-interactive shell, загрузи установленный `$HOME/.nvm/nvm.sh`; затем
+выполни `nvm use --silent` из frontend. Если `nvm.sh` недоступен, остановись,
+не используй системный Node.
 Сохраняй чужие staged/unstaged/untracked изменения и read-only архивы.
 
 ## Change scope
@@ -57,21 +65,33 @@ Peer-конфликт решай совместимыми версиями бе
 
 ## Проверки и завершение
 
-Code/dependency change: `npm ci`, полный `npm run verify` и дополнительные
+| Когда | Что проверить |
-risk checks из местной testing convention. Targeted tests ускоряют итерацию,
+| --- | --- |
-но не заменяют финальный gate. `lint:fix`/format — edits, не proof.
+| Окружение новое, изменились manifest/lockfile или Node, установка сомнительна | `npm ci` до Node-проверок; одна правка кода переустановки не требует. |
-Markdown-only: проверь новые/изменённые тексты, локальные ссылки/якоря, маршруты
+| Итерация | Адресные тесты, typecheck и lint по затронутому поведению и риску. При изменении поведения добавь/обнови содержательную регрессию, если существующая проверка не ловит её; для косметики не создавай искусственный тест. |
-чтения и `git diff --check`; application build ради текста не нужен.
+| Итоговый code/dependency diff | Перед объявлением готовности и передачей к интеграции выполни один полный `npm run verify` на итоговых входах. Дополнительные risk checks из testing convention и явно утверждённые task checks обязательны; CI проверяет независимо. |
-Повтори routing по staged/unstaged/new files. Запиши краткие команды, результаты
+| Только Markdown | Проверь тексты, ссылки/якоря, маршруты чтения и `git diff --check`; application build не нужен. При изменении verification-контура проверь его работу. |
-и ограничения. Зелёный lint не заменяет semantic/security review.
+| Pre-commit | Hook не скачивает tools: вызывай установленные бинарники из `node_modules/.bin` (не `npx`). Full graph не входит в hook; он выполняется в `npm run verify` и CI. |
+
+Повтори routing по staged/unstaged/new files. В отчёте по задаче/PR запиши
+проверенные входы, команду, exit code, результат и ограничения. Повторяй
+проверку при изменении значимых входов (включая config, dependencies и
+generated artifacts), сомнении в evidence или явном запросе пользователя.
+`lint:fix`/format — edits, не proof; lint не заменяет semantic/security review.
 
 ## Git и релизы
 
-Работа — в `codex/<task>` от актуального `develop`, затем PR в `develop`.
+Работа — в ветке `<type>/<issue-number>-<slug>` от актуального `develop`,
+затем PR в `develop`; для cross-repo ссылки укажи owner/repo#number.
 Сохраняй чужие изменения; перед commit просмотри staged paths и diff.
-Commits и PR titles — Conventional Commits; допустим `spec:`. Каждый commit
+Commits и PR titles — Conventional Commits с parser-recognized Issue reference (`fix: … (#12)`
-содержит одну связанную задачу. При связанной issue добавь её номер в конец
+или `chore: … (WealthLedger/main#27)`); допустим `spec:`. Каждый commit
-заголовка (`fix: … #12`); без issue номер не нужен. Root другого checkout
+содержит одну связанную задачу. Исключения release и правила ссылки — в
-не управляет этим repo.
+Engineering Workflow из AGENTS. Root другого checkout не управляет этим repo.
 Прямой push в `main`, force-push и перенос опубликованных тегов не входят в
-обычную работу. Перед release/hotfix прочитай местный README, раздел «Релизы».
+обычную работу. PR сливается squash или rebase-merge; merge-коммит не
+используется. `main` обновляется только fast-forward из `develop`, поэтому
+`origin/main` всегда предок `origin/develop`:
+`git merge-base --is-ancestor origin/main origin/develop`. Срочный fix —
+обычная ветка `fix/*` от `develop`; пути hotfix от `main` нет.
+Перед релизом прочитай местный README, раздел «Релизы».

.gitea/ISSUE_TEMPLATE/bug.md

@@ -0,0 +1,12 @@
+---
+name: Bug Report
+about: Неверное поведение
+---
+## Проблема и шаги воспроизведения
+
+## Факт / ожидание
+
+## Acceptance Criteria
+- [ ]
+
+## Окружение / ссылки (если применимо)

.gitea/ISSUE_TEMPLATE/engineering.md

@@ -0,0 +1,10 @@
+---
+name: Engineering Task
+about: CI, тесты, документация, процесс и прочее
+---
+## Контекст и результат
+
+## Scope / связанные Issues (если есть)
+
+## Acceptance Criteria
+- [ ]

.gitea/ISSUE_TEMPLATE/feature.md

@@ -0,0 +1,12 @@
+---
+name: Feature Request
+about: Новое наблюдаемое поведение
+---
+## Зачем и какой результат
+
+## Ожидаемое поведение
+
+## Acceptance Criteria
+- [ ]
+
+## Зависимости / связанные Issues (если есть)

.gitea/ISSUE_TEMPLATE/refactor.md

@@ -0,0 +1,12 @@
+---
+name: Refactoring / Technical Debt
+about: Улучшение без нового поведения
+---
+## Проблема и результат
+
+## Сохраняемые инварианты / границы
+
+## Acceptance Criteria
+- [ ]
+
+## Зависимости / ссылки (если есть)

.gitea/PULL_REQUEST_TEMPLATE.md

@@ -0,0 +1,11 @@
+## Summary
+
+## Linked Issue
+Refs
+
+## Changes
+
+## Verification
+- Команда / результат / ограничения:
+
+## Breaking Changes (если есть)

.gitea/workflows/pr-title.yml

@@ -0,0 +1,34 @@
+name: Frontend verify
+
+# Metadata-only: refreshes only the `commits` context after a PR title edit.
+# Same workflow name keeps the required context; `security` and `verify`
+# statuses of the head revision stay untouched (no skipped overwrite).
+on:
+  pull_request:
+    types: [edited]
+
+concurrency:
+  group: frontend-pr-title-${{ gitea.event.pull_request.number }}
+  cancel-in-progress: true
+
+jobs:
+  commits:
+    timeout-minutes: 15
+    runs-on: ubuntu-latest
+    steps:
+      - uses: https://github.com/actions/checkout@v4
+        with:
+          ref: ${{ github.event.pull_request.head.sha }}
+          fetch-depth: 0
+      - uses: https://github.com/actions/setup-node@v4
+        with:
+          node-version-file: .nvmrc
+      - run: npm ci --ignore-scripts
+      - name: Check PR title and commits
+        env:
+          PR_TITLE: ${{ github.event.pull_request.title }}
+          BASE_SHA: ${{ github.event.pull_request.base.sha }}
+          HEAD_SHA: ${{ github.event.pull_request.head.sha }}
+        run: |
+          printf '%s\n' "$PR_TITLE" | npm run commitlint -- --strict
+          npm run commitlint -- --strict --from "$BASE_SHA" --to "$HEAD_SHA"

.gitea/workflows/verify.yml

@@ -4,7 +4,7 @@ on:
   push:
     branches: [develop, main]
   pull_request:
-    types: [opened, synchronize, reopened, edited]
+    types: [opened, synchronize, reopened]
   schedule:
     - cron: '17 5 * * *'
 
@@ -34,7 +34,11 @@ jobs:
           HEAD_SHA: ${{ github.event.pull_request.head.sha }}
         run: |
           printf '%s\n' "$PR_TITLE" | npm run commitlint -- --strict
-          npm run commitlint -- --strict --from "$BASE_SHA" --to "$HEAD_SHA"
+          if [[ "$PR_TITLE" =~ ^chore\(release\):\ [0-9]+\.[0-9]+\.[0-9]+$ ]]; then
+            npm run commitlint -- --strict --from "$HEAD_SHA^" --to "$HEAD_SHA"
+          else
+            npm run commitlint -- --strict --from "$BASE_SHA" --to "$HEAD_SHA"
+          fi
 
   security:
     needs: commits

.husky/pre-commit

@@ -1,3 +1,6 @@
 gitleaks git --pre-commit --staged --redact=100 --no-banner || exit $?
-npx lint-staged
+if [ ! -x node_modules/.bin/lint-staged ]; then
-npm run deps
+	echo "lint-staged is not installed; run npm ci" >&2
+	exit 1
+fi
+node_modules/.bin/lint-staged

.nvmrc

@@ -1 +1 @@
-24.21.0
+24.22.1

AGENTS.md

@@ -4,6 +4,9 @@
 только его файлы и предоставленные публичные контракты. Перед работой прочитай
 [порядок работы](.ai/conventions/engineering.md#граница-и-порядок-работы), затем
 объединяй triggers задачи и путей; читай активированные темы до решения.
+До edits найди/создай подходящую Gitea Issue, проверь AC и ветку; чтение
+допускается без Issue. Общий маршрут — [Engineering Workflow](https://git.personal.ksv741.ru/WealthLedger/main/src/commit/03b3b59e6ff2ba391f9dfc42a039a96d0d84c1c9/.ai/conventions/engineering-workflow.md)
+(main#28; после merge — актуальная версия `develop`).
 
 | Решение / сигнал | Читать |
 | --- | --- |

CHANGELOG.md

@@ -1,5 +1,85 @@
 # Changelog
 
+## [1.2.1](https://git.personal.ksv741.ru/WealthLedger/frontend/compare/v1.2.0...v1.2.1) (2026-10-24)
+
+### Bug Fixes
+
+* keep session when refresh fails on network error or 5xx (WealthLedger/frontend[#97](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/97)) ([3af9df0](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/3af9df0ae2f0fb314c276504ef7d50a7472de680))
+* show snapshot time in browser time zone ([#101](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/101)) ([b009101](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/b009101b7b954e8462672a9da859267ebb71edc4))
+
+### Maintenance
+
+* bump Node to 24.22.1 (WealthLedger/backend[#122](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/122)) ([2cd6b1e](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/2cd6b1e72d97117b0c37465aac3d989b0469c1c3))
+* bump test stack and fix npm audit findings ([#105](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/105)) ([7e6fd95](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/7e6fd95cfaf7d288242fb46ec7091f561e6f3de5))
+* **deps:** update non-major dependencies [#9](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/9) ([b5ceb77](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/b5ceb77208e35a0e389258f3d3c4b85852980042))
+* resolve dev dependency audit findings (WealthLedger/frontend[#103](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/103)) ([7b6f34c](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/7b6f34c776fa3517c93b5c3468e3b277aaa6273f))
+
+## [1.2.0](https://git.personal.ksv741.ru/WealthLedger/frontend/compare/v1.1.0...v1.2.0) (2026-10-18)
+
+### Features
+
+* unify income payment cards and remove comparisons (WealthLedger/main[#33](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/33)) ([#74](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/74)) ([43b0f55](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/43b0f5574a79e26de0abae35de16d8aa8700f718))
+
+### Bug Fixes
+
+* align password validation with backend ASCII policy (WealthLedger/backend[#60](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/60)) ([#89](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/89)) ([ebe9268](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/ebe92684a74b4e2617b04ef00d9406b8a0f674ea))
+* **auth,bank:** guard switch-auth nav and surface banking retry ([e38ecd8](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/e38ecd87d6f69968bb56e6035ceeb6cfda208a3f)), closes [#56](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/56) [#57](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/57)
+* **bank:** break BankFeedback's shared/api edge for stories ([#80](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/80)) ([2336804](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/233680448f97dc3ec57d7665ec14c68ac92410e5))
+* deliver screener OpenAPI constraints (WealthLedger/backend[#70](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/70)) ([#85](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/85)) ([ed63ada](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/ed63adad94f5d0e20f7d0d1446a235f953d10ec2))
+* **events:** seven-date default period and picker from today (WealthLedger/frontend[#63](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/63)) ([612ab62](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/612ab6250979bf8d9b57f4feb6e1476ed3d759e4))
+* respect query eligibility in screen sync (WealthLedger/frontend[#54](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/54)) ([f295dea](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/f295dea6a6a33c597c753b52aff629d5382c963a))
+
+### Refactoring
+
+* derive payment-system options from schema tuple ([#58](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/58)) ([#75](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/75)) ([e67c47b](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/e67c47b102329877eb5d9c9d8bb4ea7c0bc70883))
+
+### Build
+
+* use native openapi-typescript --check ([#60](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/60)) ([#77](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/77)) ([df05c8c](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/df05c8c7dbb5d6816fb95d54ca43cd0d83eecd48))
+
+### CI
+
+* keep pre-commit proportionate and avoid tool downloads (WealthLedger/frontend[#62](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/62)) ([#86](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/86)) ([d409a29](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/d409a297e5f9ae5658d4efa958bda9a012a859a1))
+* recheck PR title on edited without the full pipeline (WealthLedger/frontend[#64](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/64)) ([bc28973](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/bc28973d1ad5e15bfbc2e5b73b00ba63449933db))
+
+### Tests
+
+* await client settlement in late-response cases (WealthLedger/frontend[#61](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/61)) ([#81](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/81)) ([f3725c2](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/f3725c202bd8cef4ba711085df82a921a2da6b7d))
+* cover non-retry of INVALID_TBANK_TOKEN reads (WealthLedger/backend[#59](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/59)) ([#90](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/90)) ([5134106](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/513410669680480a1f68f5720744cc85e43c8286))
+* cover null events and income envelopes on account pages ([#72](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/72)) ([#79](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/79)) ([e5f8bbe](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/e5f8bbe33cd438f432281818c5276abe9a425646))
+* cover null resource envelopes for account pages ([#70](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/70)) ([#71](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/71)) ([#78](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/78)) ([f7f53ff](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/f7f53ff8e4de3c1d06fac6063974ff9667145ed6))
+
+### Maintenance
+
+* adopt linear git model in frontend docs ([#91](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/91)) ([eefdde2](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/eefdde29f8da269581e90bd797078e10a39e472f))
+
+## [1.1.0](https://git.personal.ksv741.ru/WealthLedger/frontend/compare/v1.0.0...v1.1.0) (2026-10-12)
+
+### Features
+
+* add stock screener ([a84411d](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/a84411df39dc131290e9f5b5d9313fed17cc629a))
+* align investment client with hourly sync ([432cca2](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/432cca299f3a9a9e45b2697527369ee95f2d0adc))
+* render hourly investment states ([3c226f8](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/3c226f8c29efceccb75af0d6424639a757534f39))
+
+### Bug Fixes
+
+* align frontend workflow rules (WealthLedger/main[#27](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/27)) ([c315f80](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/c315f80b1b07ae0888366512ec157b8e29c81d62))
+* preserve latest stock screener result ([cec9c63](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/cec9c6348a389f16f272dac5533aebc9d12ceae8))
+* show bank summary totals ([20b2cdf](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/20b2cdfd432f8b01e447f68657cf5c685a297f1e))
+
+### Documentation
+
+* clarify frontend verification policy ([cac4351](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/cac4351bc4abf2cec7c5b6611a74d87bf4ec2f70))
+* pin frontend workflow reference (WealthLedger/main[#27](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/27)) ([0d747cc](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/0d747cc93ee08c337cf300c0367612708f45dfb9))
+
+### CI
+
+* skip checks on PR metadata edits ([c882120](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/c8821200ce699dab1ce65360d1968d5877a2e78b))
+
+### Maintenance
+
+* align frontend engineering workflow (WealthLedger/main[#27](https://git.personal.ksv741.ru/WealthLedger/frontend/issues/27)) ([617edfd](https://git.personal.ksv741.ru/WealthLedger/frontend/commit/617edfd489a6a84bb33b57386eca4eb54661f4f0))
+
 ## [1.0.0](https://git.personal.ksv741.ru/WealthLedger/frontend/compare/v0.4.0...v1.0.0) (2026-10-07)
 
 ### ⚠ BREAKING CHANGES

Dockerfile

@@ -1,4 +1,4 @@
-FROM node:24.21.0-bookworm-slim AS dependencies
+FROM node:24.22.1-bookworm-slim AS dependencies
 WORKDIR /app
 ENV HUSKY=0
 COPY package.json package-lock.json ./
@@ -19,7 +19,7 @@ COPY . .
 ENV VITE_API_BASE_URL=""
 RUN npm run build
 
-FROM nginx:1.28.0-alpine AS production
+FROM nginx:1.31.8-alpine AS production
 ARG VERSION
 ARG REVISION
 LABEL org.opencontainers.image.version=$VERSION \

README.md

@@ -19,8 +19,10 @@ npm run dev
 
 Для commits установите [Gitleaks](https://github.com/gitleaks/gitleaks/releases/tag/v8.30.1)
 8.30.1 в `PATH` (macOS: `brew install gitleaks`). Pre-commit сначала проверяет
-staged diff с полной редакцией секретов, затем запускает formatting и FSD checks.
+staged diff с полной редакцией секретов, затем запускает установленный
-Находка или отсутствие Gitleaks блокирует commit.
+`node_modules/.bin/lint-staged` только для staged JS/TS. Hook не скачивает tools и
+не запускает full graph: полный `npm run verify` выполняется в CI и перед передачей.
+Находка или отсутствие Gitleaks либо lint-staged блокирует commit.
 Проверка этого поведения: `node --test scripts/test-pre-commit.mjs`.
 
 ## Контейнерный image
@@ -116,7 +118,8 @@ Chromium при ширинах 375 и 1280 px. Browser project не исполь
 Единый `.gitea/workflows/verify.yml` запускает `commits → security → verify`
 последовательно на PR; на push в `develop`/`main` — `security → verify`.
 Рабочие ветки проверяются после открытия PR, без дублирующего push-запуска.
-Изменение заголовка PR тоже повторяет проверки Conventional Commits.
+Изменение заголовка PR запускает `.gitea/workflows/pr-title.yml` (то же имя workflow,
+только job `commits`): статусы `security` и `verify` на HEAD не перезаписываются.
 Новый запуск отменяет устаревший для того же PR/ветки и типа события
 (требуется Gitea 1.26+). Ежедневно в 05:17 UTC выполняется только `security`.
 Job `security` проверяет полную доступную историю Gitleaks 8.30.1 и выполняет
@@ -203,7 +206,8 @@ Checkout frontend содержит все входы сборки и прове
 локальную копию и не обращаются к исходникам или CI сервера. Доставка новой
 схемы — явное обновление snapshot с review и `npm run openapi:generate`.
 Runtime URL API задаётся окружением, а не расположением другого репозитория.
-Разработка идёт напрямую по задаче пользователя; OpenSpec/SDD — по явному запросу.
+Разработка начинается с Issue; lightweight или SDD выбирается по критериям
+Engineering Workflow из AGENTS. OpenSpec — после явного решения Change Owner.
 
 Knip исключает `conventional-changelog-conventionalcommits`: release-it загружает
 preset по имени из `.release-it.json`. Версия preset закреплена напрямую.
@@ -211,36 +215,61 @@ preset по имени из `.release-it.json`. Версия preset закреп
 ## Релизы
 
 Репозиторий выпускается независимо. `develop` — интеграция, `main` — принятые
-релизы. Работа: `codex/<task>` от актуального `develop`, PR в `develop`.
+релизы. Обычная работа: issue-linked ветка от актуального `develop`, PR в `develop`;
-Обычные PR допускают squash; release и обратная синхронизация сохраняют историю.
+общие правила — в Engineering Workflow по ссылке из AGENTS.
-Commits и PR titles — Conventional Commits, включая `spec:`. Версии вручную не повышай.
+PR сливается squash или rebase-merge; merge-коммит не используется. `main`
+обновляется только fast-forward из `develop`, поэтому история линейна:
 
-1. Получи `main`, `develop` и теги: `git fetch origin --tags`. Убедись, что
+```text
-   `develop` содержит последний релиз. Создай `release/<name>` от проверенного
+<type>/<issue>-<slug> --squash--> develop --ff-only--> main --> tag vX.Y.Z
-   `develop`; `nvm use --silent`, `npm ci`. Hotfix начинается от `main` в
+```
-   `release/hotfix-<name>` и проходит тот же процесс.
+
+Инвариант: `origin/main` всегда предок `origin/develop`. Проверка:
+
+```bash
+git fetch -q origin
+git merge-base --is-ancestor origin/main origin/develop && echo ok || echo BROKEN
+```
+
+Commits и PR titles — Conventional Commits со ссылкой на Issue (кроме release),
+включая `spec:`. Версии вручную не повышай.
+
+1. Получи `main`, `develop` и теги: `git fetch origin --tags`. Проверь
+   инвариант. Создай `release/X.Y.Z` от проверенного `develop`;
+   `nvm use --silent`, `npm ci`.
 2. На чистой ветке выполни `npm run release:preview`, просмотри версию/changelog,
    затем `npm run release:prepare`. Команда создаёт `chore(release): X.Y.Z`,
    обновляет manifest/lockfile/CHANGELOG; тег и push не выполняет. Не обходи
    guards ветки, чистого дерева, отсутствующих тегов или уже подготовленной версии.
 3. Проверь diff и штатные gates этого репозитория. Отправь только release-ветку,
-   открой PR в `main` с заголовком `chore(release): X.Y.Z`. После зелёных
+   открой PR в **`develop`** с заголовком `chore(release): X.Y.Z`. После зелёных
-   `verify`, `security`, `commits` выполни fast-forward-only merge. Если `main`
+   `verify`, `security`, `commits` выполни fast-forward-only merge. Если
-   изменился, согласуй историю и повтори проверки кандидата.
+   `develop` изменился, обнови release-ветку и повтори проверки кандидата.
-4. Получи удалённый `main`, сравни его HEAD с проверенным release SHA и версией
+4. Открой PR `develop → main` с тем же заголовком и слей fast-forward-only.
+5. Получи удалённый `main`, сравни его HEAD с проверенным release SHA и версией
    manifest/lockfile. Создай аннотированный `vX.Y.Z` именно на этом SHA:
    `git tag -a vX.Y.Z <release-sha> -m "Release X.Y.Z"`, затем отправь только
    `git push origin refs/tags/vX.Y.Z`. Не запускай release-it повторно на `main`.
-5. Верни release-коммит через PR `main → develop` без squash/rebase; проверь,
+
-   что `develop` содержит тег. Опубликованные теги не перемещай. При сбое после
+Обратная синхронизация не нужна: release-коммит попал в `develop` на шаге 3.
-   merge создай отсутствующий тег без нового bump; до merge исправь и проверь
+Опубликованные теги не перемещай. При сбое после merge создай отсутствующий тег
-   существующий кандидат без повторного повышения версии.
+без нового bump; до merge исправь и проверь существующий кандидат без
+повторного повышения версии.
+
+Freeze релиза не поддерживается: пока открыт релизный PR, `develop` не двигают.
+Срочный fix — обычная ветка `fix/*` от `develop` с последующим релизом;
+пути от `main` нет, он сделал бы `main` не-предком `develop`. Исключение
+требует явного решения: `release/hotfix-<name>` от `main`, PR в `main`, тег,
+затем merge `main → develop` для восстановления инварианта.
 
 `feat:` повышает minor, `fix:`/`perf:` и прочие разрешённые типы — patch;
 `!`/`BREAKING CHANGE:` — major, включая версии до 1.0. `chore(release):`
 исключён из рекомендации и changelog. Конфигурация — `.release-it.json`.
 В Gitea для `main`/`develop` должны быть запрещены прямой/force push и обход
-администратором, обязательны `verify`, `security`, `commits`; теги `v*` защищены.
+администратором, включена блокировка устаревшей ветки, обязательны `verify`,
+`security`, `commits`; теги `v*` защищены. Линейность обеспечивают merge styles
+репозитория: merge-коммиты и rebase `--no-ff` выключены, доступны squash,
+rebase-merge и fast-forward-only; стиль по умолчанию — squash.
 Workflow сам не включает эти настройки. Отдельное review approval для одного
 владельца не требуется. Npm publishing, deploy и Gitea Releases не включены.
 

commitlint.config.cjs

@@ -1,6 +1,12 @@
 module.exports = {
+	defaultIgnores: false,
 	extends: ["@commitlint/config-conventional"],
+	ignores: [
+		message => /^chore\(release\): \d+\.\d+\.\d+$/.test(message.trim()),
+		message => /^Merge pull request ['"].+['"] \(#\d+\) from .+ into .+$/.test(message.trim()),
+	],
 	rules: {
+		"references-empty": [2, "never"],
 		"type-enum": [
 			2,
 			"always",

package.json

@@ -1,10 +1,10 @@
 {
 	"name": "wealth-ledger-frontend",
 	"private": true,
-	"version": "1.0.0",
+	"version": "1.2.1",
 	"type": "module",
 	"engines": {
-		"node": "24.21.0"
+		"node": "24.22.1"
 	},
 	"scripts": {
 		"dev": "npm run build:packages && vite",
@@ -20,7 +20,7 @@
 		"test:coverage": "npm run build:packages && vitest run --coverage",
 		"test:lint": "node --test scripts/test-eslint.mjs",
 		"openapi:generate": "openapi-typescript src/shared/api/spec/openapi.json -o src/shared/api/generated/schema.d.ts",
-		"openapi:check": "node scripts/check-openapi.mjs",
+		"openapi:check": "openapi-typescript src/shared/api/spec/openapi.json -o src/shared/api/generated/schema.d.ts --check",
 		"knip": "npm run build:packages && knip",
 		"deps": "npm run build:packages && depcruise src packages --config dependency-cruiser.cjs --output-type err-long",
 		"verify": "npm run build:packages && npm run openapi:check && tsc -b --noEmit && eslint . --max-warnings=0 && npm run test:lint && vitest run --coverage && knip && depcruise src packages --config dependency-cruiser.cjs --output-type err-long && depcruise src packages .storybook/preview.tsx --config .storybook/dependency-cruiser.cjs --output-type err-long && tsc -b && vite build && storybook build --output-dir storybook-static --disable-telemetry",
@@ -37,89 +37,94 @@
 		"*.{js,mjs,cjs,ts,tsx}": "eslint --fix --max-warnings=0 --no-warn-ignored"
 	},
 	"dependencies": {
-		"@hookform/resolvers": "5.9.1",
+		"@hookform/resolvers": "5.9.2",
-		"@mantine/charts": "9.6.1",
+		"@mantine/charts": "9.7.3",
-		"@mantine/core": "9.6.1",
+		"@mantine/core": "9.7.3",
-		"@mantine/dates": "9.6.1",
+		"@mantine/dates": "9.7.3",
-		"@mantine/hooks": "9.6.1",
+		"@mantine/hooks": "9.7.3",
-		"@mantine/notifications": "9.6.1",
+		"@mantine/notifications": "9.7.3",
-		"@tanstack/react-query": "5.102.8",
+		"@tanstack/react-query": "5.104.5",
 		"@wealthledger/icons": "file:packages/icons",
 		"@wealthledger/tokens": "file:packages/tokens",
 		"@wealthledger/ui": "file:packages/ui",
 		"dayjs": "1.11.23",
-		"i18next": "26.4.2",
+		"i18next": "26.5.10",
-		"motion": "13.2.0",
+		"motion": "13.5.1",
 		"openapi-fetch": "0.17.0",
 		"openapi-react-query": "0.5.4",
-		"react": "19.3.0",
+		"react": "19.3.1",
-		"react-dom": "19.3.0",
+		"react-dom": "19.3.1",
-		"react-hook-form": "7.88.0",
+		"react-hook-form": "7.91.0",
-		"react-i18next": "17.0.14",
+		"react-i18next": "17.1.8",
-		"react-is": "19.3.0",
+		"react-is": "19.3.1",
-		"react-router": "8.3.1",
+		"react-router": "8.5.0",
 		"recharts": "3.10.1",
-		"zod": "4.6.4"
+		"zod": "4.6.7"
 	},
 	"devDependencies": {
-		"@babel/core": "8.0.5",
+		"@babel/core": "8.0.9",
-		"@commitlint/cli": "21.2.2",
+		"@commitlint/cli": "21.2.4",
-		"@commitlint/config-conventional": "21.2.2",
+		"@commitlint/config-conventional": "21.2.4",
-		"@eslint-react/eslint-plugin": "5.21.0",
+		"@eslint-react/eslint-plugin": "5.28.8",
 		"@eslint/js": "10.0.1",
-		"@release-it/conventional-changelog": "12.0.0",
+		"@release-it/conventional-changelog": "12.0.2",
 		"@rolldown/plugin-babel": "0.2.4",
-		"@storybook/addon-docs": "10.6.0",
+		"@storybook/addon-docs": "10.6.3",
-		"@storybook/react-vite": "10.6.0",
+		"@storybook/react-vite": "10.6.3",
 		"@stylistic/eslint-plugin": "5.10.0",
-		"@tanstack/eslint-plugin-query": "5.104.0",
+		"@tanstack/eslint-plugin-query": "5.104.5",
 		"@testing-library/jest-dom": "7.0.1",
 		"@testing-library/react": "16.3.3",
-		"@types/node": "24.13.4",
+		"@types/node": "24.19.2",
 		"@types/react": "19.3.0",
 		"@types/react-dom": "19.3.0",
-		"@vitejs/plugin-react": "6.1.1",
+		"@vitejs/plugin-react": "6.1.2",
-		"@vitest/browser-playwright": "5.0.0",
+		"@vitest/browser": "5.0.5",
-		"@vitest/coverage-v8": "5.0.0",
+		"@vitest/browser-playwright": "5.0.5",
+		"@vitest/coverage-v8": "5.0.5",
 		"@vitest/eslint-plugin": "1.6.27",
+		"@vitest/ui": "5.0.5",
 		"babel-plugin-react-compiler": "1.0.0",
-		"conventional-changelog-conventionalcommits": "10.4.0",
+		"conventional-changelog-conventionalcommits": "10.4.1",
-		"dependency-cruiser": "18.2.0",
+		"dependency-cruiser": "18.7.0",
-		"eslint": "10.11.0",
+		"eslint": "10.13.0",
 		"eslint-import-resolver-typescript": "4.4.5",
 		"eslint-plugin-import-x": "4.17.1",
 		"eslint-plugin-jest-dom": "5.10.1",
 		"eslint-plugin-no-unsanitized": "4.1.5",
-		"eslint-plugin-perfectionist": "5.12.1",
+		"eslint-plugin-perfectionist": "5.13.0",
 		"eslint-plugin-react-hooks": "7.1.1",
 		"eslint-plugin-react-refresh": "0.5.7",
 		"eslint-plugin-regexp": "3.3.1",
-		"eslint-plugin-security": "4.1.0",
+		"eslint-plugin-security": "4.2.0",
-		"eslint-plugin-sonarjs": "4.2.1",
+		"eslint-plugin-sonarjs": "4.2.2",
-		"eslint-plugin-storybook": "10.6.0",
+		"eslint-plugin-storybook": "10.6.3",
 		"eslint-plugin-testing-library": "7.16.2",
 		"eslint-plugin-unicorn": "76.0.0",
-		"globals": "17.12.0",
+		"globals": "17.13.0",
 		"husky": "9.1.7",
-		"jsdom": "30.0.1",
+		"jsdom": "30.1.3",
-		"knip": "6.35.1",
+		"knip": "6.43.0",
-		"lint-staged": "17.5.1",
+		"lint-staged": "17.6.0",
 		"msw": "2.15.0",
 		"openapi-typescript": "7.13.0",
-		"playwright": "1.63.0",
+		"playwright": "1.64.1",
-		"release-it": "21.0.2",
+		"release-it": "21.1.1",
-		"storybook": "10.6.0",
+		"storybook": "10.6.3",
 		"typescript": "5.9.3",
-		"typescript-eslint": "8.70.1",
+		"typescript-eslint": "8.72.0",
-		"vite": "8.3.0",
+		"vite": "8.3.5",
 		"vite-plugin-pwa": "1.3.0",
-		"vitest": "5.0.0"
+		"vitest": "5.0.5"
 	},
 	"overrides": {
 		"release-it": {
-			"basic-ftp": "6.2.1",
+			"basic-ftp": "6.2.3",
-			"undici": "7.29.1"
+			"undici": "8.12.3"
-		}
+		},
+		"@vitest/browser": "5.0.5",
+		"@vitest/ui": "5.0.5",
+		"@vitest/mocker": "5.0.5"
 	},
 	"allowScripts": {
 		"esbuild@0.28.2": true,

packages/icons/package.json

@@ -20,14 +20,14 @@
 		"build": "vite build && tsc -p tsconfig.json"
 	},
 	"peerDependencies": {
-		"react": "19.3.0"
+		"react": "19.3.1"
 	},
 	"devDependencies": {
-		"@storybook/react-vite": "10.6.0",
+		"@storybook/react-vite": "10.6.3",
 		"@testing-library/react": "16.3.3",
 		"@types/react": "19.3.0",
 		"typescript": "5.9.3",
-		"vite": "8.3.0",
+		"vite": "8.3.5",
-		"vitest": "5.0.0"
+		"vitest": "5.0.5"
 	}
 }

packages/ui/package.json

@@ -27,18 +27,18 @@
 		"@wealthledger/tokens": "0.3.0"
 	},
 	"peerDependencies": {
-		"@mantine/core": "9.6.1",
+		"@mantine/core": "9.7.3",
-		"@mantine/hooks": "9.6.1",
+		"@mantine/hooks": "9.7.3",
-		"react": "19.3.0",
+		"react": "19.3.1",
-		"react-dom": "19.3.0"
+		"react-dom": "19.3.1"
 	},
 	"devDependencies": {
-		"@storybook/react-vite": "10.6.0",
+		"@storybook/react-vite": "10.6.3",
 		"@testing-library/react": "16.3.3",
 		"@types/react": "19.3.0",
-		"storybook": "10.6.0",
+		"storybook": "10.6.3",
 		"typescript": "5.9.3",
-		"vite": "8.3.0",
+		"vite": "8.3.5",
-		"vitest": "5.0.0"
+		"vitest": "5.0.5"
 	}
 }

scripts/check-openapi.mjs

@@ -1,45 +0,0 @@
-import { spawnSync } from "node:child_process";
-import { mkdtemp, readFile, rm } from "node:fs/promises";
-import { tmpdir } from "node:os";
-import nodePath from "node:path";
-
-const temporaryDirectory = await mkdtemp(
-	nodePath.join(tmpdir(), "wealth-ledger-openapi-"),
-);
-
-const generatedPath = nodePath.join(temporaryDirectory, "schema.d.ts");
-const committedPath = nodePath.resolve("src/shared/api/generated/schema.d.ts");
-const cliPath = nodePath.resolve("node_modules/openapi-typescript/bin/cli.js");
-let exitCode = 0;
-
-try {
-	const generated = spawnSync(
-		process.execPath,
-		[cliPath, "src/shared/api/spec/openapi.json", "-o", generatedPath],
-		{ encoding: "utf8" },
-	);
-
-	if (generated.status === 0) {
-		const [committed, current] = await Promise.all([
-			readFile(committedPath, "utf8"),
-			// eslint-disable-next-line security/detect-non-literal-fs-filename -- Path is built from this check’s private mkdtemp directory and fixed filenames.
-			readFile(generatedPath, "utf8"),
-		]);
-
-		if (committed !== current) {
-			console.error(
-				"Generated OpenAPI types are stale. Run `npm run openapi:generate` and commit the result.",
-			);
-			exitCode = 1;
-		}
-	}
-	else {
-		process.stderr.write(generated.stderr || generated.stdout);
-		exitCode = generated.status ?? 1;
-	}
-}
-finally {
-	await rm(temporaryDirectory, { force: true, recursive: true });
-}
-
-process.exitCode = exitCode;

scripts/test-eslint.mjs

@@ -85,7 +85,7 @@ test("ESLint enforces the frontend profile and excludes generated artifacts", as
 			"security/detect-non-literal-regexp",
 		],
 		[
-			"scripts/check-openapi.mjs",
+			"scripts/test-pre-commit.mjs",
 			"import { exec } from \"node:child_process\"; exec(process.argv[2]);",
 			"security/detect-child-process",
 		],

scripts/test-pre-commit.mjs

@@ -47,6 +47,12 @@ test("pre-commit scans the index, redacts findings and fails closed", () => {
 		}
 
 		git("init", "--quiet");
+		// The hook must run the installed lint-staged binary, never download one.
+		const localBin = nodePath.join(cwd, "node_modules", ".bin");
+		// eslint-disable-next-line security/detect-non-literal-fs-filename -- Path is built from this check’s private mkdtemp directory and fixed filenames.
+		mkdirSync(localBin, { recursive: true });
+		// eslint-disable-next-line security/detect-non-literal-fs-filename -- Path is built from this check’s private mkdtemp directory and fixed filenames.
+		writeFileSync(nodePath.join(localBin, "lint-staged"), "#!/bin/sh\necho ran >> downstream\n", { mode: 0o755 });
 		// eslint-disable-next-line security/detect-non-literal-fs-filename -- Path is built from this check’s private mkdtemp directory and fixed filenames.
 		writeFileSync(nodePath.join(cwd, "sample.txt"), "safe staged content\n");
 		git("add", "sample.txt");
@@ -77,3 +83,37 @@ test("pre-commit scans the index, redacts findings and fails closed", () => {
 		rmSync(cwd, { force: true, recursive: true });
 	}
 });
+
+test("pre-commit never downloads tools and blocks when lint-staged is missing", () => {
+	const hook = nodePath.resolve(".husky/pre-commit");
+	const cwd = mkdtempSync(nodePath.join(tmpdir(), "frontend-hook-"));
+	const bin = nodePath.join(cwd, "bin");
+	const marker = nodePath.join(cwd, "downstream");
+
+	try {
+		// eslint-disable-next-line security/detect-non-literal-fs-filename -- Path is built from this check’s private mkdtemp directory and fixed filenames.
+		mkdirSync(bin);
+		// Gitleaks passes; npx/npm must never be reached, even if present on PATH.
+		// eslint-disable-next-line security/detect-non-literal-fs-filename -- Path is built from this check’s private mkdtemp directory and fixed filenames.
+		writeFileSync(nodePath.join(bin, "gitleaks"), "#!/bin/sh\nexit 0\n", { mode: 0o755 });
+
+		for (const command of ["npx", "npm"]) {
+			// eslint-disable-next-line security/detect-non-literal-fs-filename -- Path is built from this check’s private mkdtemp directory and fixed filenames.
+			writeFileSync(nodePath.join(bin, command), "#!/bin/sh\necho ran >> downstream\n", { mode: 0o755 });
+		}
+
+		const result = spawnSync("/bin/sh", ["-e", hook], {
+			cwd,
+			encoding: "utf8",
+			env: { ...process.env, PATH: `${bin}${nodePath.delimiter}${process.env.PATH}` },
+		});
+
+		assert.notEqual(result.status, 0, "missing lint-staged must block commit");
+		assert.match(result.stderr, /lint-staged is not installed/);
+		// eslint-disable-next-line security/detect-non-literal-fs-filename -- Path is built from this check’s private mkdtemp directory and fixed filenames.
+		assert.ok(!existsSync(marker), "hook must not invoke npx or npm");
+	}
+	finally {
+		rmSync(cwd, { force: true, recursive: true });
+	}
+});

src/app/routes/AppRoutes/AllAccounts.test.tsx

@@ -18,12 +18,21 @@ import type { IncomeAnalytics } from "@/entities/income";
 import type { Portfolio } from "@/entities/portfolio";
 
 import { AuthProvider } from "@/features/auth";
+import { defaultPeriod, formatDate } from "@/shared/lib";
 import { createTestQueryClient } from "@/test/query";
 import { resource } from "@/test/resource";
 import { server } from "@/test/server";
 
 import { AppRoutes } from "./AppRoutes";
 
+// Mantine calendar labels follow dayjs default (English) locale.
+function dayLabel(date: string) {
+	const monthName = new Intl.DateTimeFormat("en", { month: "long" })
+		.format(new Date(`${date}T12:00:00Z`));
+
+	return `${Number(date.slice(8))} ${monthName} ${date.slice(0, 4)}`;
+}
+
 const accounts = [
 	{ id: "a", name: "Основной" },
 	{ id: "b", name: "ИИС" },
@@ -95,10 +104,6 @@ const analytics: IncomeAnalytics
 			},
 		],
 		period: { from: "2026-08-01", to: "2026-08-31" },
-		previous: {
-			period: { from: "2026-07-01", to: "2026-07-31" },
-			totalsByCurrency: [],
-		},
 		totalsByCurrency: [
 			{
 				coupon: { currency: "RUB", value: "2" },
@@ -107,7 +112,6 @@ const analytics: IncomeAnalytics
 				total: { currency: "RUB", value: "2" },
 			},
 		],
-		yearComparison: null,
 	};
 
 const CurrentLocation: FC = () => {
@@ -238,7 +242,7 @@ describe("All accounts routes", () => {
 		);
 	});
 
-	it.each(["operations", "events", "income"])(
+	it.each(["operations", "income"])(
 		"restores applied dates when switching accounts in %s",
 		async (section) => {
 			const search = "?from=2026-08-01&to=2026-08-31";
@@ -266,6 +270,31 @@ describe("All accounts routes", () => {
 		},
 	);
 
+	it("restores applied dates when switching accounts in events", async () => {
+		// The events calendar blocks past dates, so pick within selectable dates.
+		const search = `?from=${defaultPeriod()[0]}&to=${defaultPeriod()[1]}`;
+		renderPage(`/accounts/all/events${search}`);
+		const picker = await screen.findByLabelText("Период");
+		fireEvent.click(picker);
+		const [fromDate, toDate] = defaultPeriod();
+		fireEvent.click(
+			await screen.findByRole("button", { name: dayLabel(fromDate) }),
+		);
+		fireEvent.click(
+			await screen.findByRole("button", { name: dayLabel(toDate) }),
+		);
+		expect(screen.getByLabelText("Период")).toHaveTextContent(
+			`${formatDate(fromDate)} – ${formatDate(toDate)}`,
+		);
+		fireEvent.click(screen.getByRole("combobox", { name: "Счёт" }));
+		fireEvent.click(await screen.findByRole("option", { name: "ИИС" }));
+		await waitFor(() =>
+			expect(screen.getByLabelText("Текущий путь")).toHaveTextContent(
+				`/accounts/b/events${search}`,
+			),
+		);
+	});
+
 	it("groups the same security and links its accounts and overview sections", async () => {
 		renderPage("/accounts/all");
 		expect(await screen.findAllByText("Сбербанк")).toHaveLength(1);

src/app/routes/AppRoutes/AppRoutes.test.tsx

@@ -190,6 +190,30 @@ describe("AppRoutes", () => {
 		expect(document.title).toBe("Карты — WealthLedger");
 	});
 
+	it("offers a retry instead of the login form while the server is unreachable, then restores the route", async () => {
+		let isOutage = true;
+		server.use(
+			http.post("*/api/v1/auth/refresh", () =>
+				isOutage
+					? new HttpResponse(null, { status: 502 })
+					: HttpResponse.json({
+							accessToken: "test-token",
+							user: { email: "user@example.com", id: "user-1" },
+						}),
+			),
+		);
+		renderRoutes("/accounts");
+
+		expect(await screen.findByRole("alert")).toHaveTextContent("Не удалось подключиться");
+		expect(screen.queryByRole("heading", { name: "Вход" })).not.toBeInTheDocument();
+		isOutage = false;
+		fireEvent.click(screen.getByRole("button", { name: "Повторить" }));
+
+		expect(
+			await screen.findByRole("heading", { level: 2, name: "Нет инвестиционных счетов" }),
+		).toBeVisible();
+	});
+
 	it("lazy-loads the protected shell for an authenticated accounts route", async () => {
 		server.use(
 			http.post("*/api/v1/auth/refresh", () =>

src/app/routes/RouteErrorBoundary/RouteErrorBoundary.tsx

@@ -10,7 +10,6 @@ import { useAuth } from "@/features/auth";
 
 type BoundaryProps = PropsWithChildren<{
 	authenticated: boolean;
-	routeKey: string;
 }>;
 
 type RouteErrorFallbackProps = {
@@ -26,12 +25,6 @@ class Boundary extends Component<BoundaryProps, State> {
 
 	override state: State = { hasError: false };
 
-	override componentDidUpdate(previousProps: BoundaryProps) {
-		if (previousProps.routeKey !== this.props.routeKey && this.state.hasError) {
-			this.setState({ hasError: false });
-		}
-	}
-
 	override render() {
 		return this.state.hasError
 			? <RouteErrorFallback authenticated={this.props.authenticated} />
@@ -70,10 +63,7 @@ const RouteErrorBoundary: FC<PropsWithChildren> = (props) => {
 	const { user } = useAuth();
 
 	return (
-		<Boundary
+		<Boundary authenticated={Boolean(user)} key={`${pathname}${search}:${key}`}>
-			authenticated={Boolean(user)}
-			routeKey={`${pathname}${search}:${key}`}
-		>
 			{children}
 		</Boundary>
 	);

src/app/routes/RouteGuards.tsx

@@ -1,4 +1,7 @@
+import { Button, Container } from "@mantine/core";
+import { StateView } from "@wealthledger/ui";
 import { type FC, type PropsWithChildren, useState } from "react";
+import { useTranslation } from "react-i18next";
 import { Navigate, useLocation } from "react-router";
 
 import { useAuth } from "@/features/auth";
@@ -7,12 +10,26 @@ import { RouteSkeleton } from "./RouteFallback";
 
 const Protected: FC<PropsWithChildren> = (props) => {
 	const { children } = props;
-	const { ready, signedOut, user } = useAuth();
+	const { ready, retry, signedOut, unavailable, user } = useAuth();
+	const { t } = useTranslation();
 	const location = useLocation();
 	const [wasAuthenticated, setWasAuthenticated] = useState(false);
 	if (user && !wasAuthenticated) setWasAuthenticated(true);
 	if (!ready) return <RouteSkeleton variant="shell" />;
 
+	// The server was unreachable (e.g. mid-deploy), so the session is unproven, not gone.
+	if (!user && unavailable)
+		return (
+			<Container py="xl" size={560}>
+				<StateView
+					action={<Button onClick={retry}>{t("auth.retry")}</Button>}
+					error
+					text={t("auth.unavailableText")}
+					title={t("auth.unavailableTitle")}
+				/>
+			</Container>
+		);
+
 	const loginState = signedOut && wasAuthenticated
 		? undefined
 		: { returnTo: `${location.pathname}${location.search}` };

src/entities/bank-card/model/error-code.ts

@@ -0,0 +1,7 @@
+function errorCode(error: unknown): string | undefined {
+	return typeof error === "object" && error !== null && "code" in error
+		? String(error.code)
+		: undefined;
+}
+
+export { errorCode };

src/entities/bank-card/model/form.schema.ts

@@ -6,6 +6,7 @@ import { calendarDate } from "@/shared/lib";
 import { bankToday } from "./form-validation";
 import { moneyCents } from "./money";
 const MAX_CARD_NAME_LENGTH = 100;
+const paymentSystemValues = ["mir", "visa", "mastercard"] as const;
 const MIN_BALANCE_KOPECKS = -9_223_372_036_854_775_808n;
 const MAX_BALANCE_KOPECKS = 9_223_372_036_854_775_807n;
 
@@ -63,7 +64,7 @@ const bankCardSchema = z.object({
 	openingBalance: moneySchema,
 	openingDate: bankDateSchema,
 	paymentSystem: z
-		.enum(["", "mir", "visa", "mastercard"], {
+		.enum(["", ...paymentSystemValues], {
 			error: validationMessage("bank.validation.paymentSystem"),
 		})
 		.optional(),
@@ -75,5 +76,6 @@ export {
 	bankCardSchema,
 	type BankCardValues,
 	bankDateSchema,
+	paymentSystemValues,
 	positiveMoneySchema,
 };

src/entities/bank-card/ui/BankCardForm/BankCardFields.vm.ts

@@ -1,8 +1,7 @@
 import { useController, useFormContext } from "react-hook-form";
 import { useTranslation } from "react-i18next";
 
-import type { BankCardValues } from "../../model/form.schema";
+import { type BankCardValues, paymentSystemValues } from "../../model/form.schema";
-
 import { bankDateField } from "../bankDateField";
 
 function useBankCardFieldsVm() {
@@ -16,7 +15,7 @@ function useBankCardFieldsVm() {
 	const { field: openingDateField } = useController({ control, name: "openingDate" });
 	const { field: paymentSystemField } = useController({ control, name: "paymentSystem" });
 
-	const paymentSystems = ["mir", "visa", "mastercard"].map(value => ({
+	const paymentSystems = paymentSystemValues.map(value => ({
 		label: t(`bank.paymentSystems.${value}`),
 		value,
 	}));

src/entities/bank-card/ui/BankFeedback.tsx

@@ -3,7 +3,7 @@ import type { FC } from "react";
 import { Alert, Button, Group, Text } from "@mantine/core";
 import { useTranslation } from "react-i18next";
 
-import { apiErrorCode } from "@/shared/api";
+import { errorCode } from "../model/error-code";
 
 type BankFeedbackProps = {
 	cached?: boolean;
@@ -14,7 +14,7 @@ type BankFeedbackProps = {
 
 const BankFeedback: FC<BankFeedbackProps> = (props) => {
 	const { t } = useTranslation();
-	const code = apiErrorCode(props.error);
+	const code = errorCode(props.error);
 
 	return (
 		<Alert color="orange" role="alert">

src/entities/bank-card/ui/BankSummary/BankSummary.module.css

@@ -15,6 +15,28 @@
 	min-width: 0;
 }
 
+.totals {
+	display: flex;
+	flex-wrap: wrap;
+	gap: var(--mantine-spacing-xs) var(--mantine-spacing-lg);
+	margin: 0;
+}
+
+.totals > div {
+	display: grid;
+	gap: 0;
+}
+
+.totals dt {
+	color: var(--mantine-color-dimmed);
+	font-size: var(--mantine-font-size-xs);
+}
+
+.totals dd {
+	margin: 0;
+	font-variant-numeric: tabular-nums;
+}
+
 .categories {
 	display: grid;
 	grid-template-columns: repeat(2, minmax(0, 1fr));

src/entities/bank-card/ui/BankSummary/BankSummary.view.test.tsx

@@ -0,0 +1,35 @@
+import { MantineProvider } from "@mantine/core";
+import { render, screen } from "@testing-library/react";
+import { describe, expect, it } from "vitest";
+
+import { BankSummaryView } from "./BankSummary.view";
+
+const money = (value: string) => ({ currency: "RUB", value });
+
+describe("BankSummaryView", () => {
+	it("shows expenses, refunds, and net monthly totals", () => {
+		render(
+			<MantineProvider env="test">
+				<BankSummaryView
+					data={{
+						cardId: "card-1",
+						categories: [],
+						expenses: money("1000"),
+						net: money("800"),
+						refunds: money("200"),
+					}}
+					error={false}
+					fetching={false}
+					loading={false}
+				/>
+			</MantineProvider>,
+		);
+
+		expect(screen.getAllByText("Расходы")).toHaveLength(2);
+		expect(screen.getByText("Возвращено")).toBeInTheDocument();
+		expect(screen.getByText("После возвратов")).toBeInTheDocument();
+		expect(screen.getByText("1 000,00 ₽")).toBeInTheDocument();
+		expect(screen.getByText("200,00 ₽")).toBeInTheDocument();
+		expect(screen.getByText("800,00 ₽")).toBeInTheDocument();
+	});
+});

src/entities/bank-card/ui/BankSummary/BankSummary.view.tsx

@@ -10,6 +10,7 @@ import { formatMoney } from "@/shared/lib";
 import type { BankSummary } from "../../api/types";
 
 import { bankOperationAppearance } from "../../model/operation-appearance";
+import { BankFeedback } from "../BankFeedback";
 import classes from "./BankSummary.module.css";
 
 const CATEGORY_COLUMNS = 2;
@@ -17,9 +18,10 @@ const CATEGORY_COLUMNS = 2;
 type BankSummaryViewProps = {
 	all?: boolean;
 	data?: BankSummary;
-	error: boolean;
+	error: unknown;
 	fetching: boolean;
 	loading: boolean;
+	retry?: () => void;
 };
 
 const BankSummaryViewCategories: FC<BankSummaryViewProps> = (props) => {
@@ -92,15 +94,44 @@ const BankSummaryView: FC<BankSummaryViewProps> = (props) => {
 				</Title>
 
 				{props.data && (
-					<Text className={classes.total}>
+					<dl className={classes.totals}>
-						{formatMoney(props.data.net, { withZeroCents: true })}
+						<div>
-					</Text>
+							<dt>{t("bank.summary")}</dt>
+
+							<dd>
+								{formatMoney(props.data.expenses, { withZeroCents: true })}
+							</dd>
+						</div>
+
+						<div>
+							<dt>{t("bank.refunds")}</dt>
+
+							<dd>
+								{formatMoney(props.data.refunds, { withZeroCents: true })}
+							</dd>
+						</div>
+
+						<div>
+							<dt>{t("bank.net")}</dt>
+
+							<dd className={classes.total}>
+								{formatMoney(props.data.net, { withZeroCents: true })}
+							</dd>
+						</div>
+					</dl>
 				)}
 			</div>
 
 			<BankSummaryViewCategories {...props} />
 
-			{props.error && !props.data && <Text role="alert">{t("bank.error")}</Text>}
+			{Boolean(props.error) && (
+				<BankFeedback
+					cached={Boolean(props.data)}
+					error={props.error}
+					loadingError={!props.data}
+					retry={props.retry}
+				/>
+			)}
 		</Stack>
 	);
 };

src/entities/broker-operation/model/display.ts

@@ -36,6 +36,12 @@ function entryLabelKey(operation: BrokerageOperation): string {
 	return `ledger.category.${operation.category}`;
 }
 
+function isIncomePayment(operation: BrokerageOperation): boolean {
+	return [OperationType.Coupon, OperationType.Dividend].some(type =>
+		isOperationType(operation.type, type),
+	);
+}
+
 function isOperationType(value: unknown, expected: OperationType): boolean {
 	return value === expected;
 }
@@ -109,4 +115,4 @@ function paymentPresentation(
 	};
 }
 
-export { operationLabelKey, paymentPresentation };
+export { isIncomePayment, operationLabelKey, paymentPresentation };

src/entities/broker-operation/ui/LedgerEntryRow.tsx

@@ -11,10 +11,11 @@ import {
 	formatSnapshotTime,
 	instrumentLogoUrl,
 } from "@/shared/lib";
+import { PayoutCard } from "@/shared/ui";
 
 import type { BrokerageOperation } from "../api/useBrokerageOperations";
 
-import { operationLabelKey, paymentPresentation } from "../model/display";
+import { isIncomePayment, operationLabelKey, paymentPresentation } from "../model/display";
 
 type LedgerEntryRowProps = {
 	operation: BrokerageOperation;
@@ -75,6 +76,28 @@ const LedgerEntryRow: FC<LedgerEntryRowProps> = (props) => {
 	}
 	else details = undefined;
 
+	if (isIncomePayment(operation)) {
+		const extraMetadata = [
+			instrument,
+			props.withDetails ? null : operation.account?.name,
+		].filter(Boolean).join(" · ");
+
+		return (
+			<PayoutCard
+				details={details}
+				extraMetadata={extraMetadata}
+				imageSrc={instrumentLogoUrl(operation.logoName)}
+				initial={(instrument.trim()[0] ?? "?").toUpperCase()}
+				kind="executed"
+				occurredAt={formatSnapshotTime(operation.occurredAt)}
+				payment={operation.payment}
+				title={operation.description || t(operationLabelKey(operation.type))}
+				typeLabel={t(paymentPresentation(operation).label)}
+				wrap={props.wrap}
+			/>
+		);
+	}
+
 	return (
 		<EntryCard
 			details={details}

src/entities/brokerage-account/api/useBrokerageAccounts.ts

@@ -10,8 +10,6 @@ type BrokerageAccount = NonNullable<
 	paths["/api/v1/brokerage-accounts"]["get"]["responses"][200]["content"]["application/json"]["data"]
 >[number];
 
-type BrokerageAccountsResponse = paths["/api/v1/brokerage-accounts"]["get"]["responses"][200]["content"]["application/json"];
-
 function useBrokerageAccounts() {
 	const query = useResourceQuery({
 		meta: { accessGroup: "brokerage" },
@@ -21,7 +19,6 @@ function useBrokerageAccounts() {
 
 	return {
 		...query,
-		sync: query.sync as BrokerageAccountsResponse["sync"] | null,
 	};
 }
 

src/entities/brokerage-account/ui/BrokerageAccountList/BrokerageAccountList.stories.tsx

@@ -205,24 +205,32 @@ export const IndependentFreshness: Story
 				],
 				[
 					{
-						availability: "complete",
+						availability: "available",
+						completeness: "complete",
 						dataRevision: "1",
 						freshness: "stale",
-						lastSuccessfulAt: "2026-09-24T10:30:00Z",
+						lastAttempt: {
-						resourceKey: "portfolio/storybook-account",
+							finishedAt: "2026-09-24T10:31:00Z",
-						sync: {
+							problems: [],
-							errorCode: "TBANK_UNAVAILABLE",
+							startedAt: "2026-09-24T10:30:00Z",
-							id: "failed",
 							state: "failed",
 						},
+						lastSuccessfulAt: "2026-09-24T10:30:00Z",
+						resourceKey: "portfolio/storybook-account",
 					},
 					{
-						availability: "missing",
+						availability: "initial-loading",
+						completeness: "incomplete",
 						dataRevision: "0",
 						freshness: "unknown",
+						lastAttempt: {
+							finishedAt: null,
+							problems: [],
+							startedAt: "2026-09-24T10:30:00Z",
+							state: "running",
+						},
 						lastSuccessfulAt: null,
 						resourceKey: "portfolio/waiting",
-						sync: { errorCode: null, id: "waiting", state: "running" },
 					},
 				],
 			),

src/entities/brokerage-account/ui/BrokerageAccountList/BrokerageAccountList.tsx

@@ -64,15 +64,16 @@ const BrokerageAccountSourceStatus: FC<BrokerageAccountSourceStatusProps> = (
 	const { source } = props;
 	const { t } = useTranslation();
 
-	const isSyncing = source?.sync.state === "running";
+	const isSyncing = source?.lastAttempt.state === "running";
 
 	const errorText
-		= source?.sync.state === "failed" ? t("accounts.refreshError") : null;
+		= source?.lastAttempt.state === "failed" ? t("accounts.refreshError") : null;
 
 	return (
 		<>
 			<SourceSyncStatus
 				errorText={errorText}
+				lastAttempt={source?.lastAttempt}
 				lastSuccessfulAt={source?.lastSuccessfulAt}
 				stale={source?.freshness === "stale"}
 			/>

src/entities/brokerage-event/ui/BrokerageEventCard.tsx

@@ -4,6 +4,7 @@ import { EntryCard } from "@wealthledger/ui";
 import { useTranslation } from "react-i18next";
 
 import { formatDate, formatMoney, instrumentLogoUrl } from "@/shared/lib";
+import { PayoutCard } from "@/shared/ui";
 
 import type { BrokerageEvent } from "../api/useBrokerageEvents";
 
@@ -15,6 +16,27 @@ const BrokerageEventCard: FC<BrokerageEventCardProps> = (props) => {
 
 	const date = formatDate(event.date);
 
+	if (event.type === "coupon" || event.type === "dividend") {
+		const title = [t(`events.type.${event.type}`), event.displayName].join(" · ");
+
+		const extraMetadata = [event.isin, event.account?.name]
+			.filter(Boolean)
+			.join(" · ");
+
+		return (
+			<PayoutCard
+				date={date}
+				dateKind={event.dateKind}
+				extraMetadata={extraMetadata}
+				imageSrc={instrumentLogoUrl(event.logoName)}
+				initial={(event.ticker.trim()[0] ?? "?").toUpperCase()}
+				kind="forecast"
+				projectedAmount={event.projectedAmount}
+				title={title}
+			/>
+		);
+	}
+
 	const metadata = [
 		date,
 		event.dateKind === "registry"
@@ -40,7 +62,7 @@ const BrokerageEventCard: FC<BrokerageEventCardProps> = (props) => {
 			title={[t(`events.type.${event.type}`), event.displayName].join(" · ")}
 			tone="neutral"
 			value={projectedAmount}
-			valueLabel={t("events.projectedAmount")}
+			valueLabel={t("payout.forecast")}
 		/>
 	);
 };

src/entities/income/api/useIncome.ts

@@ -4,9 +4,6 @@ type IncomeAnalytics = NonNullable<
 	paths["/api/v1/brokerage-accounts/{accountId}/income-analytics"]["get"]["responses"][200]["content"]["application/json"]["data"]
 >;
 
-type IncomeAnalyticsMeta
-	= paths["/api/v1/brokerage-accounts/{accountId}/income-analytics"]["get"]["responses"][200]["content"]["application/json"]["meta"];
-
 type IncomeSummary = NonNullable<
 	paths["/api/v1/brokerage-accounts/{accountId}/income-summary"]["get"]["responses"][200]["content"]["application/json"]["data"]
 >;
@@ -47,7 +44,6 @@ function useIncomeSummary(accountId?: string) {
 
 export {
 	type IncomeAnalytics,
-	type IncomeAnalyticsMeta,
 	type IncomeSummary,
 	useIncomeAnalytics,
 	useIncomeSummary,

src/entities/income/index.ts

@@ -1,6 +1,5 @@
 export {
 	type IncomeAnalytics,
-	type IncomeAnalyticsMeta,
 	type IncomeSummary,
 	useIncomeAnalytics,
 	useIncomeSummary,

src/entities/stock/api/queries.ts

@@ -6,10 +6,6 @@ import {
 
 type StockCandles = NonNullable<paths["/api/v1/stocks/{uid}/candles"]["get"]["responses"][200]["content"]["application/json"]["data"]>;
 
-type StockPosition = NonNullable<paths["/api/v1/stocks/{uid}/position"]["get"]["responses"][200]["content"]["application/json"]["data"]>;
-
-const MIN_STOCK_SEARCH_LENGTH = 2;
-
 type StockDividends = NonNullable<paths["/api/v1/stocks/{uid}/dividends"]["get"]["responses"][200]["content"]["application/json"]["data"]>;
 
 type StockPeriod = NonNullable<
@@ -18,6 +14,8 @@ type StockPeriod = NonNullable<
 	>["period"]
 >;
 
+type StockPosition = NonNullable<paths["/api/v1/stocks/{uid}/position"]["get"]["responses"][200]["content"]["application/json"]["data"]>;
+
 const STOCK_STALE_TIME_MS = 30_000;
 
 function useStock(identifier: string) {
@@ -96,18 +94,7 @@ function useStockQuote(uid: string) {
 	});
 }
 
-function useStockSearch(query: string) {
-	return useResourceQuery({
-		...apiQueryClient.queryOptions("get", "/api/v1/stocks", {
-			params: { query: { query } },
-		}),
-		enabled: query.length >= MIN_STOCK_SEARCH_LENGTH,
-		staleTime: STOCK_STALE_TIME_MS,
-	});
-}
-
 export {
-	MIN_STOCK_SEARCH_LENGTH,
 	type StockCandles,
 	type StockDividends,
 	type StockPosition,
@@ -117,5 +104,4 @@ export {
 	useStockDividends,
 	useStockPosition,
 	useStockQuote,
-	useStockSearch,
 };

src/entities/stock/index.ts

@@ -1,5 +1,4 @@
 export {
-	MIN_STOCK_SEARCH_LENGTH,
 	type StockCandles,
 	type StockDividends,
 	type StockPosition,
@@ -9,5 +8,4 @@ export {
 	useStockDividends,
 	useStockPosition,
 	useStockQuote,
-	useStockSearch,
 } from "./api/queries";

src/features/auth/model/auth-context.ts

@@ -7,7 +7,12 @@ type AuthContextValue = {
 	logout: () => Promise<void>;
 	ready: boolean;
 	register: (email: string, password: string) => Promise<void>;
+	retry: () => void;
 	signedOut: boolean;
+	/**
+	Refresh failed with a network error or 5xx; the refresh cookie may still be valid.
+	*/
+	unavailable: boolean;
 	user: undefined | User;
 };
 

src/features/auth/model/auth.schema.test.ts

@@ -0,0 +1,55 @@
+import { describe, expect, it } from "vitest";
+
+import { loginSchema, registerSchema } from "./auth.schema";
+
+const email = "user@example.com";
+
+function canLogIn(password: string) {
+	return loginSchema.safeParse({ email, password }).success;
+}
+
+function canRegister(password: string, confirmation = password) {
+	return registerSchema.safeParse({
+		email,
+		password,
+		passwordConfirmation: confirmation,
+	}).success;
+}
+
+// Register policy: 8..72 printable ASCII (bcrypt reads 72 bytes, so non-ASCII could be
+// truncated). Login stays lenient so accounts created under the old policy still sign in.
+describe("auth password policy", () => {
+	it.each([
+		["7 chars", "a".repeat(7), false],
+		["8 chars", "a".repeat(8), true],
+		["72 chars", "a".repeat(72), true],
+		["73 chars", "a".repeat(73), false],
+		["printable symbols and space", "Aa1 !~\"#$%&'()*+,-./:;<=>?@", true],
+		["Cyrillic, 8+ chars", "пароль-пароль", false],
+		["emoji", "passw😀rd", false],
+		["tab", "pass\tword1", false],
+		["newline", "password1\n", false],
+		["DEL", "password\u{7F}1", false],
+	])("register: %s", (_, password, accepted) => {
+		expect(canRegister(password)).toBe(accepted);
+	});
+
+	it("register compares the raw password with its confirmation", () => {
+		const padded = "  spaced pass  ";
+
+		expect(canRegister(padded)).toBe(true);
+		expect(canRegister(padded, padded.trim())).toBe(false);
+	});
+
+	it.each([
+		["legacy Cyrillic password", "пароль-пароль", true],
+		["short legacy password", "short", true],
+		["72 bytes", "a".repeat(72), true],
+		["73 bytes", "a".repeat(73), false],
+		["36 Cyrillic letters = 72 bytes", "я".repeat(36), true],
+		["37 Cyrillic letters = 74 bytes", "я".repeat(37), false],
+		["empty", "", false],
+	])("login: %s", (_, password, accepted) => {
+		expect(canLogIn(password)).toBe(accepted);
+	});
+});

src/features/auth/model/auth.schema.ts

@@ -7,8 +7,10 @@ const EMAIL_PART_COUNT = 2;
 const ASCII_SPACE = 32;
 const ASCII_DELETE = 127;
 const MAX_EMAIL_LENGTH = 254;
-const MIN_PASSWORD_BYTES = 12;
+const MIN_PASSWORD_LENGTH = 8;
 const MAX_PASSWORD_BYTES = 72;
+// Printable ASCII keeps characters == bytes, within the bcrypt 72-byte limit.
+const ASCII_TILDE = 126;
 
 function isEmailCharacterInvalid(character: string): boolean {
 	const codePoint = character.codePointAt(0);
@@ -20,6 +22,14 @@ function isEmailCharacterInvalid(character: string): boolean {
 	);
 }
 
+function isPrintableAscii(value: string): boolean {
+	return value.split("").every((character) => {
+		const code = character.codePointAt(0) ?? 0;
+
+		return code >= ASCII_SPACE && code <= ASCII_TILDE;
+	});
+}
+
 const email = z
 	.string()
 	.trim()
@@ -33,28 +43,42 @@ const email = z
 		{ error: validationMessage("auth.validation.invalidEmail") },
 	);
 
-const password = z
+// Login stays lenient: accounts created under an older policy must still sign in.
+const loginPassword = z
 	.string()
+	.min(1)
 	.refine(
-		value =>
+		value => new TextEncoder().encode(value).length <= MAX_PASSWORD_BYTES,
-			new TextEncoder().encode(value).length >= MIN_PASSWORD_BYTES
+		{ error: validationMessage("auth.validation.passwordTooLong") },
-				&& new TextEncoder().encode(value).length <= MAX_PASSWORD_BYTES,
-		{ error: validationMessage("auth.validation.invalidPasswordLength") },
 	);
 
+const registerPassword = z
+	.string()
+	.min(MIN_PASSWORD_LENGTH, {
+		error: validationMessage("auth.validation.invalidPasswordLength"),
+	})
+	.max(MAX_PASSWORD_BYTES, {
+		error: validationMessage("auth.validation.invalidPasswordLength"),
+	})
+	.refine(isPrintableAscii, {
+		error: validationMessage("auth.validation.invalidPasswordLength"),
+	});
+
 const loginSchema = z.object({
 	email,
-	password,
+	password: loginPassword,
 	passwordConfirmation: z.string().optional(),
 });
 
-const registerSchema = loginSchema.refine(
+const registerSchema = loginSchema
-	value => value.password === value.passwordConfirmation,
+	.extend({ password: registerPassword })
-	{
+	.refine(
-		error: validationMessage("auth.validation.passwordsDoNotMatch"),
+		value => value.password === value.passwordConfirmation,
-		path: ["passwordConfirmation"],
+		{
-	},
+			error: validationMessage("auth.validation.passwordsDoNotMatch"),
-);
+			path: ["passwordConfirmation"],
+		},
+	);
 
 type AuthFormValues = z.input<typeof loginSchema>;
 

src/features/auth/model/auth.test.tsx

@@ -92,8 +92,10 @@ describe("AuthProvider", () => {
 		);
 	});
 
-	it("settles unauthenticated and clears cached data when cold-start refresh has a transport error", async () => {
+	it("settles unauthenticated and clears cached data when cold-start refresh is rejected with 401", async () => {
-		server.use(http.post("*/api/v1/auth/refresh", () => HttpResponse.error()));
+		server.use(http.post("*/api/v1/auth/refresh", () =>
+			HttpResponse.json({ code: "UNAUTHORIZED" }, { status: 401 }),
+		));
 		const queryClient = createTestQueryClient();
 		queryClient.setQueryData(["cached-query"], { value: "stale" });
 		queryClient.setQueryData(bankCardsKey, [{ id: "bank-card-1" }]);
@@ -103,12 +105,54 @@ describe("AuthProvider", () => {
 		await waitFor(() => expect(result.current.ready).toBe(true));
 
 		expect(result.current.user).toBeUndefined();
+		expect(result.current.unavailable).toBe(false);
 		expect(await requestAuthorization()).toBeNull();
 		expect(queryClient.getQueryData(["cached-query"])).toBeUndefined();
 		expect(queryClient.getQueryData(bankCardsKey)).toBeUndefined();
 	});
 
-	it("keeps the original protected 401 when serialized refresh has a transport error", async () => {
+	it.each([
+		["a transport error", () => HttpResponse.error()],
+		["a 502 from the proxy", () => new HttpResponse(null, { status: 502 })],
+		["a 503 problem", () => HttpResponse.json({ code: "INTERNAL_SERVER_ERROR" }, { status: 503 })],
+	])("settles as unavailable and keeps cached data when cold-start refresh gets %s", async (_name, failure) => {
+		server.use(http.post("*/api/v1/auth/refresh", failure));
+		const queryClient = createTestQueryClient();
+		queryClient.setQueryData(["cached-query"], { value: "kept" });
+		const wrapper: FC<PropsWithChildren> = createAuthWrapper(queryClient);
+		const { result } = renderHook(() => useAuth(), { wrapper });
+
+		await waitFor(() => expect(result.current.ready).toBe(true));
+
+		expect(result.current.user).toBeUndefined();
+		expect(result.current.unavailable).toBe(true);
+		expect(queryClient.getQueryData(["cached-query"])).toEqual({ value: "kept" });
+	});
+
+	it("restores the session when retry succeeds after an outage", async () => {
+		let isOutage = true;
+		server.use(http.post("*/api/v1/auth/refresh", () =>
+			isOutage
+				? new HttpResponse(null, { status: 502 })
+				: HttpResponse.json({
+						accessToken: "restored-token",
+						user: { email: "user@example.com", id: "user-1" },
+					}),
+		));
+		const queryClient = createTestQueryClient();
+		const wrapper: FC<PropsWithChildren> = createAuthWrapper(queryClient);
+		const { result } = renderHook(() => useAuth(), { wrapper });
+
+		await waitFor(() => expect(result.current.unavailable).toBe(true));
+		isOutage = false;
+		act(() => result.current.retry());
+
+		await waitFor(() => expect(result.current.user?.id).toBe("user-1"));
+		expect(result.current.unavailable).toBe(false);
+		expect(await requestAuthorization()).toBe("Bearer restored-token");
+	});
+
+	it("keeps the original protected 401 and the session when serialized refresh has a transport error", async () => {
 		let refreshCalls = 0;
 		server.use(
 			http.post("*/api/v1/auth/refresh", () => {
@@ -137,10 +181,11 @@ describe("AuthProvider", () => {
 		const response = await apiClient.GET("/api/v1/brokerage-accounts");
 
 		expect(response.response.status).toBe(401);
-		await waitFor(() => expect(result.current.user).toBeUndefined());
+		// An unreachable server does not prove the session ended; the next 401 refreshes again.
-		expect(await requestAuthorization()).toBeNull();
+		await waitFor(() => expect(result.current.unavailable).toBe(true));
-		expect(queryClient.getQueryData(["cached-query"])).toBeUndefined();
+		expect(result.current.user?.id).toBe("user-1");
-		expect(queryClient.getQueryData(bankCardsKey)).toBeUndefined();
+		expect(queryClient.getQueryData(["cached-query"])).toEqual({ value: "stale" });
+		expect(queryClient.getQueryData(bankCardsKey)).toEqual([{ id: "bank-card-1" }]);
 	});
 
 	it("clears connection status and financial cache independently on logout", async () => {

src/features/auth/model/auth.vm.ts

@@ -5,6 +5,9 @@ import { apiClient, configureAuthClient, type paths } from "@/shared/api";
 
 import { type User } from "./auth-context";
 
+// A 5xx or network error means the server is unreachable, not that the session ended.
+const HTTP_SERVER_ERROR = 500;
+
 type Authentication
 	= paths["/api/v1/auth/login"]["post"]["responses"][200]["content"]["application/json"];
 
@@ -32,6 +35,8 @@ function useAuthProviderVm() {
 	const accessTokenRef = useRef<string | undefined>(undefined);
 	const [ready, setReady] = useState(false);
 	const [signedOut, setSignedOut] = useState(false);
+	const [unavailable, setUnavailable] = useState(false);
+	const unavailableRef = useRef(false);
 
 	const generationRef = useRef(0);
 	const userRef = useRef<undefined | User>(undefined);
@@ -49,12 +54,18 @@ function useAuthProviderVm() {
 		return next;
 	}, []);
 
+	const markUnavailable = useCallback((isUnavailable: boolean) => {
+		unavailableRef.current = isUnavailable;
+		setUnavailable(isUnavailable);
+	}, []);
+
 	const applyAuthentication = useCallback(
 		(authentication: Authentication) => {
 			const changedIdentity
 				= userRef.current && userRef.current.id !== authentication.user.id;
 
 			setSignedOut(false);
+			markUnavailable(false);
 			accessTokenRef.current = authentication.accessToken;
 
 			if (changedIdentity) {
@@ -67,16 +78,17 @@ function useAuthProviderVm() {
 			userRef.current = authentication.user;
 			setUser(authentication.user);
 		},
-		[queryClient],
+		[markUnavailable, queryClient],
 	);
 
 	const clearSession = useCallback(() => {
+		markUnavailable(false);
 		generationRef.current += 1;
 		userRef.current = undefined;
 		setUser(undefined);
 		accessTokenRef.current = undefined;
 		queryClient.clear();
-	}, [queryClient]);
+	}, [markUnavailable, queryClient]);
 
 	const refresh = useCallback((): Promise<boolean> => {
 		if (refreshPromiseRef.current) return refreshPromiseRef.current;
@@ -86,11 +98,12 @@ function useAuthProviderVm() {
 			if (started !== generationRef.current) return false;
 
 			try {
-				const { data } = await apiClient.POST("/api/v1/auth/refresh");
+				const { data, response } = await apiClient.POST("/api/v1/auth/refresh");
 				if (started !== generationRef.current) return false;
 
 				if (!data) {
-					clearSession();
+					if (response.status >= HTTP_SERVER_ERROR) markUnavailable(true);
+					else clearSession();
 
 					return false;
 				}
@@ -100,7 +113,7 @@ function useAuthProviderVm() {
 				return true;
 			}
 			catch {
-				if (started === generationRef.current) clearSession();
+				if (started === generationRef.current) markUnavailable(true);
 
 				return false;
 			}
@@ -112,7 +125,7 @@ function useAuthProviderVm() {
 		refreshPromiseRef.current = pending;
 
 		return pending;
-	}, [applyAuthentication, clearSession, serialize]);
+	}, [applyAuthentication, clearSession, markUnavailable, serialize]);
 
 	useEffect(() => {
 		void refresh().finally(() => setReady(true));
@@ -146,6 +159,7 @@ function useAuthProviderVm() {
 			clear: clearSession,
 			generation: () => generationRef.current,
 			refresh,
+			unavailable: () => unavailableRef.current,
 		});
 	});
 	useEffect(() => () => configureAuthClient(), []);
@@ -157,7 +171,9 @@ function useAuthProviderVm() {
 		ready,
 		register: (email: string, password: string) =>
 			authenticate("/api/v1/auth/register", email, password),
+		retry: () => void refresh(),
 		signedOut,
+		unavailable,
 		user,
 	};
 

src/features/auth/ui/AuthForm/AuthForm.test.tsx

@@ -30,4 +30,79 @@ describe("AuthForm", () => {
 		await waitFor(() => expect(onSubmit).not.toHaveBeenCalled());
 		expect(await screen.findByText("Пароли не совпадают")).toBeInTheDocument();
 	});
+
+	it.each([
+		["register", "Регистрация", "Уже есть аккаунт? Войти"],
+		["login", "Вход", "Нет аккаунта? Зарегистрироваться"],
+	])("blocks the switch-auth link while %s is submitting", async (_mode, submitLabel, linkLabel) => {
+		const { promise, resolve } = Promise.withResolvers<void>();
+		const onSubmit = vi.fn(() => promise);
+		render(
+			<MantineProvider>
+				<MemoryRouter>
+					<AuthForm
+						onSubmit={onSubmit}
+						register={_mode === "register"}
+					/>
+				</MemoryRouter>
+			</MantineProvider>,
+		);
+
+		fireEvent.change(screen.getByLabelText("Email"), {
+			target: { value: "user@example.com" },
+		});
+		fireEvent.change(screen.getByLabelText("Пароль"), {
+			target: { value: "a secure password" },
+		});
+
+		if (_mode === "register") {
+			fireEvent.change(screen.getByLabelText("Подтвердите пароль"), {
+				target: { value: "a secure password" },
+			});
+		}
+
+		fireEvent.click(screen.getByRole("button", { name: submitLabel }));
+
+		await waitFor(() => expect(onSubmit).toHaveBeenCalled());
+		expect(screen.queryByRole("link", { name: linkLabel })).not.toBeInTheDocument();
+		expect(screen.getByRole("button", { name: linkLabel })).toBeDisabled();
+
+		resolve();
+		await screen.findByRole("link", { name: linkLabel });
+	});
+
+	// Register policy is 8..72 printable ASCII; login accepts legacy passwords.
+	it.each([
+		["register", "Регистрация", "пароль-пароль", false],
+		["register", "Регистрация", "passw😀rd", false],
+		["register", "Регистрация", "a".repeat(7), false],
+		["register", "Регистрация", "a".repeat(8), true],
+		["register", "Регистрация", "a".repeat(72), true],
+		["register", "Регистрация", "a".repeat(73), false],
+		["login", "Вход", "пароль-пароль", true],
+	])("%s submits password %j: %s", async (mode, submitLabel, password, submitted) => {
+		const onSubmit = vi.fn().mockResolvedValue(undefined);
+
+		render(
+			<MantineProvider>
+				<MemoryRouter>
+					<AuthForm onSubmit={onSubmit} register={mode === "register"} />
+				</MemoryRouter>
+			</MantineProvider>,
+		);
+
+		fireEvent.change(screen.getByLabelText("Email"), { target: { value: "user@example.com" } });
+		fireEvent.change(screen.getByLabelText("Пароль"), { target: { value: password } });
+
+		if (mode === "register") {
+			fireEvent.change(screen.getByLabelText("Подтвердите пароль"), { target: { value: password } });
+		}
+
+		fireEvent.click(screen.getByRole("button", { name: submitLabel }));
+
+		await waitFor(() => expect(
+			screen.queryByText(/Пароль: от 8 до 72 символов/) === null,
+		).toBe(submitted));
+		expect(onSubmit).toHaveBeenCalledTimes(submitted ? 1 : 0);
+	});
 });

src/features/auth/ui/AuthForm/AuthForm.tsx

@@ -1,4 +1,4 @@
-import type { FC } from "react";
+import type { FC, ReactNode } from "react";
 
 import { zodResolver } from "@hookform/resolvers/zod";
 import { Alert, Button, Fieldset, PasswordInput, Stack, TextInput } from "@mantine/core";
@@ -15,7 +15,7 @@ import {
 
 type AuthFormProps = {
 	onSubmit: (email: string, password: string) => Promise<void>;
-	register?: true;
+	register?: boolean;
 };
 
 const AuthForm: FC<AuthFormProps> = (props) => {
@@ -45,6 +45,24 @@ const AuthForm: FC<AuthFormProps> = (props) => {
 	});
 
 	const to = register ? "/login" : "/register";
+	const switchLabel = t(register ? "auth.haveAccount" : "auth.noAccount");
+
+	let switchLink: ReactNode;
+
+	if (isSubmitting) {
+		switchLink = (
+			<Button aria-disabled disabled variant="subtle">
+				{switchLabel}
+			</Button>
+		);
+	}
+	else {
+		switchLink = (
+			<Button component={Link} to={to} variant="subtle">
+				{switchLabel}
+			</Button>
+		);
+	}
 
 	return (
 		<FormProvider {...methods}>
@@ -77,9 +95,7 @@ const AuthForm: FC<AuthFormProps> = (props) => {
 							{t(register ? "auth.register" : "auth.login")}
 						</Button>
 
-						<Button component={Link} to={to} variant="subtle">
+						{switchLink}
-							{t(register ? "auth.haveAccount" : "auth.noAccount")}
-						</Button>
 					</Stack>
 				</Fieldset>
 			</form>

src/features/instrument-details/model/section.test.ts

@@ -5,20 +5,23 @@ import { resource } from "@/test/resource";
 import { section } from "./section";
 
 describe("instrument source and transport presentation", () => {
-	it.each(["missing", "partial", "complete"] as const)(
+	it.each([
+		["initial-loading", "incomplete"],
+		["available", "complete"],
+	] as const)(
 		"keeps %s separate from successful transport",
-		(availability) => {
+		(availability, completeness) => {
-			const data = availability === "missing" ? undefined : { rows: [] };
+			const data = availability === "initial-loading" ? undefined : { rows: [] };
 
 			const state = section({
 				data,
 				isError: false,
-				meta: resource(data, { availability }).meta,
+				meta: resource(data, { availability, completeness }).meta,
 			});
 
-			expect(state.loading).toBe(availability === "missing");
+			expect(state.loading).toBe(availability === "initial-loading");
-			expect(state.partial).toBe(availability === "partial");
+			expect(state.partial).toBe(completeness === "incomplete");
-			expect(state.hasData).toBe(availability !== "missing");
+			expect(state.hasData).toBe(availability !== "initial-loading");
 		},
 	);
 	it("preserves empty successful data instead of treating it as missing", () => {
@@ -37,7 +40,12 @@ describe("instrument source and transport presentation", () => {
 
 	it("preserves a full source when force fails", () => {
 		const meta = resource([], {
-			sync: { errorCode: "TBANK_UNAVAILABLE", id: "work", state: "failed" },
+			lastAttempt: {
+				finishedAt: "2026-08-14T00:01:00Z",
+				problems: [],
+				startedAt: "2026-08-14T00:00:00Z",
+				state: "failed",
+			},
 		}).meta;
 
 		const state = section({ data: [], isError: false, meta });
@@ -53,7 +61,12 @@ describe("instrument source and transport presentation", () => {
 			data: undefined,
 			isError: false,
 			meta: resource(null, {
-				sync: { errorCode: "TBANK_UNAVAILABLE", id: "work", state: "failed" },
+				lastAttempt: {
+					finishedAt: "2026-08-14T00:01:00Z",
+					problems: [],
+					startedAt: "2026-08-14T00:00:00Z",
+					state: "failed",
+				},
 			}).meta,
 		});
 

src/features/instrument-details/model/section.ts

@@ -16,14 +16,14 @@ function section(query: {
 	isError: boolean;
 	meta?: InvestmentResourceMeta;
 }): SectionState {
-	const isError = query.isError || query.meta?.sync.state === "failed";
+	const isError = query.isError || query.meta?.lastAttempt.state === "failed";
 	const hasData = hasSectionData(query.data);
 
 	return {
 		error: isError,
 		hasData,
 		loading: !hasData && !isError,
-		partial: query.meta?.availability === "partial",
+		partial: query.meta?.completeness === "incomplete",
 	};
 }
 

src/features/tbank-connection/model/screen-sync.test.tsx

@@ -19,12 +19,14 @@ function auth() {
 }
 
 describe("read-only screen synchronization", () => {
-	it("retries the resource with GET and never starts a sync POST", async () => {
+	it("retries the resource with GET without requesting source observation", async () => {
 		auth();
 		let gets = 0;
+		const syncModes: (null | string)[] = [];
 		server.use(
-			http.get("*/api/v1/brokerage-accounts", () => {
+			http.get("*/api/v1/brokerage-accounts", ({ request }) => {
 				gets += 1;
+				syncModes.push(new URL(request.url).searchParams.get("sync"));
 
 				return gets === 1
 					? HttpResponse.json({ code: "TBANK_UNAVAILABLE" }, { status: 503 })
@@ -49,6 +51,7 @@ describe("read-only screen synchronization", () => {
 		await waitFor(() => expect(result.current.accounts.data).toEqual([]));
 
 		expect(gets).toBe(2);
+		expect(syncModes).toEqual([null, null]);
 	});
 
 	it("refreshes the currently open resources together", async () => {
@@ -75,4 +78,35 @@ describe("read-only screen synchronization", () => {
 		await act(async () => result.current.refresh());
 		await waitFor(() => expect(gets).toBe(2));
 	});
+
+	it("does not manually refetch disabled resources", async () => {
+		vi.useFakeTimers();
+		const refetch = vi.fn(() => Promise.resolve());
+
+		const resource = {
+			isEnabled: false,
+			isError: true,
+			isFetching: false,
+			queryKey: [],
+			refetch,
+		};
+
+		try {
+			const { result, unmount } = renderHook(() =>
+				useScreenSync({ screen: "accounts" }, [resource]),
+			);
+
+			await act(async () => {
+				await result.current.refresh();
+				await result.current.retry();
+			});
+			await act(() => vi.advanceTimersByTime(1_800_000));
+
+			expect(refetch).not.toHaveBeenCalled();
+			unmount();
+		}
+		finally {
+			vi.useRealTimers();
+		}
+	});
 });

src/features/tbank-connection/model/screen-sync.ts

@@ -5,10 +5,10 @@ import { useEffect, useRef } from "react";
 import type { InvestmentResourceMeta } from "@/shared/api";
 
 type ScreenResource = {
+	isEnabled: boolean;
 	isError: boolean;
 	isFetching: boolean;
 	meta?: InvestmentResourceMeta;
-	observe: () => Promise<unknown>;
 	queryKey: QueryKey;
 	refetch: () => Promise<unknown>;
 };
@@ -28,28 +28,34 @@ function useScreenSync(_scope: ScreenScope, resources: ScreenResource[]) {
 
 	useEffect(() => {
 		const timer = setInterval(() => {
-			for (const resource of resourcesRef.current)
+			for (const resource of resourcesRef.current) {
+				if (!resource.isEnabled || resource.isFetching) continue;
 				void resource.refetch().catch(() => {});
+			}
 		}, READ_INTERVAL_MS);
 
 		return () => clearInterval(timer);
 	}, []);
 
-	const isRefreshing = resources.some(resource => resource.isFetching);
+	const isRefreshing = resources.some(
+		resource => resource.isEnabled && resource.isFetching,
+	);
+
+	const eligible = resources.filter(
+		resource => resource.isEnabled && !resource.isFetching,
+	);
 
 	const refresh = async () => {
 		if (isRefreshing) return;
-		await Promise.allSettled(resources.map(resource => resource.refetch()));
+		await Promise.allSettled(eligible.map(resource => resource.refetch()));
 	};
 
-	// Retry failed HTTP reads without asking the source to import again.
+	// Retry only the HTTP read; source attempts are reported in resource metadata.
 	const retry = async () => {
-		const failed = resources.filter(
+		const failed = eligible.filter(resource => resource.isError);
-			resource => resource.isError,
-		);
 
 		if (failed.length > 0)
-			await Promise.allSettled(failed.map(resource => resource.observe()));
+			await Promise.allSettled(failed.map(resource => resource.refetch()));
 		else await refresh();
 	};
 
@@ -57,7 +63,9 @@ function useScreenSync(_scope: ScreenScope, resources: ScreenResource[]) {
 		refresh,
 		refreshing: isRefreshing,
 		retry,
-		sourceError: resources.some(({ meta }) => meta?.sync.state === "failed"),
+		sourceError: resources.some(
+			({ meta }) => meta?.lastAttempt.state === "failed",
+		),
 		transportError: resources.some(resource => resource.isError),
 	};
 }

src/pages/account-events/ui/AccountEventsPage/AccountEventsPage.filters.test.tsx

@@ -17,10 +17,10 @@ import {
 	useLocation,
 	useNavigate,
 } from "react-router";
-import { beforeEach, describe, expect, it, vi } from "vitest";
+import { afterEach, beforeEach, describe, expect, it, vi } from "vitest";
 
 import { configureAuthClient } from "@/shared/api";
-import { defaultPeriod, formatDate } from "@/shared/lib";
+import { defaultPeriod, formatDate, moscowDate } from "@/shared/lib";
 import { createTestQueryClient } from "@/test/query";
 import { resource } from "@/test/resource";
 import { server } from "@/test/server";
@@ -72,7 +72,14 @@ function renderEvents(accountId: string, searches: string[]) {
 }
 
 describe("Upcoming event date filters", () => {
+	afterEach(() => {
+		vi.useRealTimers();
+	});
 	beforeEach(() => {
+		// Pin "today": the test picks today + 10 days, which must be inside the visible calendar grid.
+		// Real dates can push it beyond the grid (e.g. 2026-10-23 -> 2 November).
+		vi.useFakeTimers({ toFake: ["Date"] });
+		vi.setSystemTime(new Date("2026-08-10T09:00:00Z"));
 		configureAuthClient({
 			accessToken: () => "token",
 			clear: vi.fn(),
@@ -80,6 +87,8 @@ describe("Upcoming event date filters", () => {
 		});
 	});
 
+	afterEach(() => vi.useRealTimers());
+
 	it("keeps reads and sync disabled without an account scope", async () => {
 		const requests: string[] = [];
 		server.use(
@@ -123,9 +132,10 @@ describe("Upcoming event date filters", () => {
 						resource(
 							null,
 							{
-								sync: {
+								lastAttempt: {
-									errorCode: "TBANK_UNAVAILABLE",
+									finishedAt: "2026-08-14T00:01:00Z",
-									id: null,
+									problems: [],
+									startedAt: "2026-08-14T00:00:00Z",
 									state: "failed",
 								},
 							},
@@ -228,6 +238,10 @@ describe("Upcoming event date filters", () => {
 	it.each(["account-1", "all"])(
 		"applies dates only on submit, restores URL dates, and resets from empty results for %s",
 		async (accountId) => {
+			// Pin "today" mid-month so "today + 10 days" stays in the calendar's
+			// visible month regardless of the real date.
+			vi.useFakeTimers({ toFake: ["Date"] });
+			vi.setSystemTime(new Date("2026-10-15T12:00:00+03:00"));
 			const [defaultFrom, defaultTo] = defaultPeriod();
 			const searches: string[] = [];
 			server.use(
@@ -252,37 +266,58 @@ describe("Upcoming event date filters", () => {
 			expect(from).toHaveTextContent("01.02.2026 – 28.02.2026");
 			expect(screen.getByRole("button", { name: "Применить" })).toBeDisabled();
 			expect(searches).toEqual(["?from=2026-02-01&to=2026-02-28"]);
-			fireEvent.click(from);
+
+			// The calendar opens on the applied month, so reset to the default
+			// range first, then pick today and a future date.
+			fireEvent.click(screen.getByRole("button", { name: "Сбросить" }));
+			await waitFor(() => expect(screen.getByLabelText("URL")).toBeEmptyDOMElement());
+			const picker = await screen.findByLabelText("Период");
+
+			const [today] = defaultPeriod();
+			const [year = 1970, month = 0, day = 1] = today.split("-").map(Number);
+
+			const future = moscowDate(new Date(
+				Date.UTC(year, month - 1, day + 10, 12),
+			));
+
+			// Mantine calendar labels follow dayjs default (English) locale.
+			const calendarLabel = (date: string) => {
+				const monthName = new Intl.DateTimeFormat("en", { month: "long" })
+					.format(new Date(`${date}T12:00:00Z`));
+
+				const pattern = `${Number(date.slice(8))} ${monthName} ${date.slice(0, 4)}`;
+
+				// Dates are constructed above from validated defaultPeriod output.
+				// eslint-disable-next-line security/detect-non-literal-regexp -- see comment above
+				return new RegExp(pattern, "i");
+			};
+
+			fireEvent.click(picker);
 			fireEvent.click(
-				await screen.findByRole("button", { name: /10 February 2026/i }),
+				await screen.findByRole("button", { name: calendarLabel(today) }),
 			);
 			fireEvent.click(
-				await screen.findByRole("button", { name: /28 February 2026/i }),
+				await screen.findByRole("button", { name: calendarLabel(future) }),
 			);
-			expect(searches).toHaveLength(1);
+			// The reset itself fetched the default range; picking dates applies only on submit.
+			expect(searches).toEqual([
+				"?from=2026-02-01&to=2026-02-28",
+				`?from=${defaultFrom}&to=${defaultTo}`,
+			]);
 			fireEvent.click(screen.getByRole("button", { name: "Применить" }));
 			await waitFor(() =>
-				expect(searches.at(-1)).toBe("?from=2026-02-10&to=2026-02-28"),
+				expect(searches.at(-1)).toBe(`?from=${today}&to=${future}`),
 			);
 			expect(await screen.findByLabelText("Период")).toHaveTextContent(
-				"10.02.2026 – 28.02.2026",
+				`${formatDate(today)} – ${formatDate(future)}`,
 			);
 			fireEvent.click(screen.getByRole("button", { name: "History back" }));
 			await waitFor(() =>
 				expect(screen.getByLabelText("Период")).toHaveTextContent(
-					"01.02.2026 – 28.02.2026",
+					`${formatDate(defaultFrom)} – ${formatDate(defaultTo)}`,
 				),
 			);
-			expect(screen.getByLabelText("URL")).toHaveTextContent(
+			expect(screen.getByLabelText("URL")).toBeEmptyDOMElement();
-				"?from=2026-02-01&to=2026-02-28",
-			);
-			fireEvent.click(screen.getByRole("button", { name: "Сбросить" }));
-			await waitFor(() =>
-				expect(searches.at(-1)).toBe(`?from=${defaultFrom}&to=${defaultTo}`),
-			);
-			expect(await screen.findByLabelText("Период")).toHaveTextContent(
-				`${formatDate(defaultFrom)} – ${formatDate(defaultTo)}`,
-			);
 			expect(screen.getByRole("button", { name: "Применить" })).toBeDisabled();
 			expect(
 				screen.getByText("За выбранный период событий не найдено"),
@@ -309,7 +344,14 @@ it("retains the previous complete forecast when its source refresh fails", async
 
 	const snapshot = resource(
 		{ events, incomeTotalsByCurrency: [{ currency: "RUB", value: "123.45" }] },
-		{ sync: { errorCode: "TBANK_UNAVAILABLE", id: "failed", state: "failed" } },
+		{
+			lastAttempt: {
+				finishedAt: "2026-08-14T00:01:00Z",
+				problems: [],
+				startedAt: "2026-08-14T00:00:00Z",
+				state: "failed",
+			},
+		},
 	);
 
 	server.use(

src/pages/account-events/ui/AccountEventsPage/AccountEventsPage.test.tsx

@@ -51,8 +51,9 @@ describe("AccountEventsPage", () => {
 				isError: false,
 				isLoading: false,
 				meta: {
-					availability: "complete",
+					availability: "available",
-					sync: { errorCode: null, id: null, state: "idle" },
+					completeness: "complete",
+					lastAttempt: { finishedAt: null, problems: [], startedAt: null, state: "none" },
 				},
 				refetch: vi.fn(),
 			} as never,
@@ -85,8 +86,9 @@ describe("AccountEventsPage", () => {
 				isError: false,
 				isLoading: false,
 				meta: {
-					availability: "complete",
+					availability: "available",
-					sync: { errorCode: null, id: null, state: "idle" },
+					completeness: "complete",
+					lastAttempt: { finishedAt: null, problems: [], startedAt: null, state: "none" },
 				},
 				refetch: vi.fn(),
 			} as never,
@@ -138,8 +140,9 @@ describe("AccountEventsPage", () => {
 				isError: false,
 				isLoading: false,
 				meta: {
-					availability: "complete",
+					availability: "available",
-					sync: { errorCode: null, id: null, state: "idle" },
+					completeness: "complete",
+					lastAttempt: { finishedAt: null, problems: [], startedAt: null, state: "none" },
 				},
 				refetch: vi.fn(),
 			} as never,
@@ -153,7 +156,7 @@ describe("AccountEventsPage", () => {
 		expect(screen.getAllByText(/RU000A0JX0J2$/)).toHaveLength(1);
 		expect(screen.getByText("25.08.2026")).toBeVisible();
 		expect(screen.queryByText(/Дата события/)).not.toBeInTheDocument();
-		expect(screen.getAllByText("Ожидаемая сумма")).toHaveLength(2);
+		expect(screen.getAllByText("Прогноз")).toHaveLength(2);
 		const logo = screen.queryByAltText("");
 		expect(logo).toHaveAttribute(
 			"src",
@@ -194,8 +197,9 @@ describe("AccountEventsPage", () => {
 				isError: false,
 				isLoading: true,
 				meta: {
-					availability: "complete",
+					availability: "available",
-					sync: { errorCode: null, id: null, state: "idle" },
+					completeness: "complete",
+					lastAttempt: { finishedAt: null, problems: [], startedAt: null, state: "none" },
 				},
 				refetch: vi.fn(),
 			} as never,
@@ -207,4 +211,30 @@ describe("AccountEventsPage", () => {
 		expect(status).toHaveAttribute("aria-busy", "true");
 		expect(within(status).queryByRole("button")).not.toBeInTheDocument();
 	});
+
+	it("keeps a null events envelope loading instead of an empty period", () => {
+		query.mockReturnValue(
+			{
+				data: null,
+				isError: false,
+				isLoading: false,
+				meta: {
+					availability: "available",
+					completeness: "complete",
+					lastAttempt: { finishedAt: null, problems: [], startedAt: null, state: "none" },
+				},
+				refetch: vi.fn(),
+			} as never,
+		);
+
+		renderPage();
+
+		expect(screen.getByRole("status", { name: "Загрузка" })).toHaveAttribute(
+			"aria-busy",
+			"true",
+		);
+		expect(
+			screen.queryByText("За выбранный период событий не найдено"),
+		).not.toBeInTheDocument();
+	});
 });

src/pages/account-events/ui/AccountEventsPage/AccountEventsPage.vm.ts

@@ -1,6 +1,8 @@
 import { useState } from "react";
 import { useParams } from "react-router";
 
+import type { InvestmentResourceMeta } from "@/shared/api";
+
 import {
 	type BrokerageEvent,
 	useBrokerageEvents,
@@ -19,12 +21,13 @@ type AccountEventsPageViewModel
 		canApply: boolean;
 		draftPeriod: [null | string, null | string];
 		events: BrokerageEvent[];
-		maxDate: string;
+		minDate: string;
 		onApply: () => void;
 		onPeriodChange: (value: [null | string, null | string]) => void;
 		onPeriodPopoverOpen: () => void;
 		onReset: () => void;
 		partial?: boolean;
+		source?: InvestmentResourceMeta;
 		state: "loaded";
 	}
 	| { onReset: () => void; state: "error" }
@@ -46,7 +49,7 @@ function useAccountEventsPageViewModel(): AccountEventsPageViewModel {
 
 	const [draftFrom, draftTo] = draftPeriod;
 
-	const [maxDate, setMaxDate] = useState(() => moscowDate(new Date()));
+	const [minDate, setMinDate] = useState(() => moscowDate(new Date()));
 
 	const scope = JSON.stringify([accountId, appliedFrom, appliedTo]);
 	const [previousScope, setPreviousScope] = useState(scope);
@@ -74,7 +77,7 @@ function useAccountEventsPageViewModel(): AccountEventsPageViewModel {
 	const availability = useInitialAvailability({
 		hasContent: !!events.data,
 		identity: scope,
-		isError: events.isError || events.meta?.sync.state === "failed",
+		isError: events.isError || events.meta?.lastAttempt.state === "failed",
 		isFetching: events.isFetching,
 	});
 
@@ -86,7 +89,7 @@ function useAccountEventsPageViewModel(): AccountEventsPageViewModel {
 		setSearchParameters({});
 	};
 
-	if ((events.isError || events.meta?.sync.state === "failed") && !events.data)
+	if ((events.isError || events.meta?.lastAttempt.state === "failed") && !events.data)
 		return {
 			onReset,
 			state: "error",
@@ -102,7 +105,7 @@ function useAccountEventsPageViewModel(): AccountEventsPageViewModel {
 			&& isValidPeriod(draftFrom, draftTo),
 		draftPeriod,
 		events: events.data.events,
-		maxDate,
+		minDate,
 		onApply: () => {
 			if (!isValidPeriod(draftFrom, draftTo)) return;
 			setSearchParameters({
@@ -113,9 +116,10 @@ function useAccountEventsPageViewModel(): AccountEventsPageViewModel {
 		onPeriodChange: value => setDraftPeriod(
 			value[0] === null && value[1] === null ? defaultPeriod() : value,
 		),
-		onPeriodPopoverOpen: () => setMaxDate(moscowDate(new Date())),
+		onPeriodPopoverOpen: () => setMinDate(moscowDate(new Date())),
 		onReset,
-		partial: events.meta?.availability !== "complete",
+		partial: events.meta?.completeness === "incomplete",
+		source: events.meta,
 		state: "loaded",
 	};
 }

src/pages/account-events/ui/AccountEventsPage/components/AccountEventsPageLoaded.view.tsx

@@ -15,6 +15,7 @@ import {
 	BrokerageEventCard,
 	brokerageEventKey,
 } from "@/entities/brokerage-event";
+import { SourceSyncStatus } from "@/shared/ui";
 
 import type { AccountEventsPageViewModel } from "../AccountEventsPage.vm";
 
@@ -55,6 +56,12 @@ const AccountEventsPageLoaded: FC<AccountEventsPageLoadedProps> = (props) => {
 		<Stack gap="lg">
 			<Title order={1}>{t("events.title")}</Title>
 
+			<SourceSyncStatus
+				lastAttempt={props.source?.lastAttempt}
+				lastSuccessfulAt={props.source?.lastSuccessfulAt}
+				stale={props.source?.freshness === "stale"}
+			/>
+
 			{!!props.partial && <Alert role="status">{t("investment.partial")}</Alert>}
 
 			<Text c="dimmed">{t("events.hint")}</Text>
@@ -65,7 +72,7 @@ const AccountEventsPageLoaded: FC<AccountEventsPageLoadedProps> = (props) => {
 					clearable
 					clearButtonProps={{ "aria-label": t("ledger.clearPeriod") }}
 					label={t("ledger.period")}
-					maxDate={props.maxDate}
+					minDate={props.minDate}
 					onChange={props.onPeriodChange}
 					popoverProps={{
 						middlewares: { shift: { crossAxis: true } },

src/pages/account-income/model/display.test.ts

@@ -2,167 +2,25 @@ import { describe, expect, it } from "vitest";
 
 import type { IncomeAnalytics } from "@/entities/income";
 
-import { resource } from "@/test/resource";
-
 import { toIncomeDisplayModel } from "./display";
 
-const analytics: IncomeAnalytics = {
+describe("income payments display", () => {
-	accountId: "account-1",
+	it("keeps repeated IDs, order and logo revisions without reconstructing financial data", () => {
-	bucketGranularity: "day",
+		const payment = {
-	buckets: [],
+			id: "same",
-	calculatedAt: "2026-08-27T00:00:00Z",
+			instrumentKey: "bond:RUB",
-	entries: [],
+			logoName: null,
-	instruments: [],
+		} as IncomeAnalytics["entries"][number];
-	period: { from: "2026-08-01", to: "2026-08-27" },
-	previous: {
-		period: { from: "2026-07-01", to: "2026-07-31" },
-		totalsByCurrency: [comparison("RUB")],
-	},
-	totalsByCurrency: [],
-	yearComparison: null,
-};
 
-function comparison(currency: string) {
+		const analytics = {
-	return {
+			entries: [payment, payment, { ...payment, logoName: "bond.png" }],
-		compared: summary(currency, "1", "0"),
+		} as IncomeAnalytics;
-		currency,
-		difference: summary(currency, "9", "2"),
-		selected: summary(currency, "10", "2"),
-	};
-}
 
-function money(currency: string, value: string) {
+		const display = toIncomeDisplayModel(analytics);
-	return { currency, value };
-}
 
-function summary(currency: string, coupon: string, dividend: string) {
+		expect(display.entries.map(({ operation }) => operation)).toEqual(
-	return {
+			analytics.entries,
-		coupon: money(currency, coupon),
-		currency,
-		dividend: money(currency, dividend),
-		total: money(currency, String(Number(coupon) + Number(dividend))),
-	};
-}
-
-describe("income comparison display", () => {
-	it.each([
-		["25", "100", "+25 %"],
-		["-25", "100", "-25 %"],
-		["0", "100", "0 %"],
-		["-0.000", "100", "0 %"],
-		["0.0001", "100", "0 %"],
-		["1", "3", "+33,3 %"],
-		["0.01", "0.04", "+25 %"],
-		["123456789012345678.123456789", "123456789012345678.123456789", "+100 %"],
-		[
-			"10",
-			"0",
-			null,
-		],
-		[
-			"0",
-			"0",
-			null,
-		],
-		[
-			"10",
-			"-0.00",
-			null,
-		],
-		[
-			"10",
-			"-100",
-			null,
-		],
-		[
-			"9".repeat(400),
-			"1",
-			null,
-		],
-		[
-			"1",
-			"9".repeat(400),
-			null,
-		],
-	])("formats change %s against base %s", (difference, base, expected) => {
-		const value = comparison("RUB");
-		value.difference.coupon = money("RUB", difference);
-		value.compared.coupon = money("RUB", base);
-
-		const display = toIncomeDisplayModel({
-			...analytics,
-			yearComparison: {
-				period: { from: "2025-08-01", to: "2025-08-27" },
-				totalsByCurrency: [value],
-			},
-		});
-
-		const result = display?.comparison?.values[0];
-		expect(
-			result?.percentages.coupon?.replaceAll("\u{A0}", " ")
-
-			?? null,
-		).toBe(expected);
-		expect(result?.difference.coupon.value).toBe(difference);
-		expect(result?.compared.coupon.value).toBe(base);
-	});
-
-	it("formats calendar ranges across years and preserves separate currencies", () => {
-		const display = toIncomeDisplayModel({
-			...analytics,
-			period: { from: "2025-12-01", to: "2026-01-09" },
-			yearComparison: {
-				period: { from: "2024-12-01", to: "2025-01-09" },
-				totalsByCurrency: [comparison("RUB"), comparison("USD")],
-			},
-		});
-
-		expect(display?.comparison?.selectedPeriod.replaceAll(/\s/g, " ")).toBe(
-			"01.12.2025 – 09.01.2026",
 		);
-		expect(display?.comparison?.comparedPeriod.replaceAll(/\s/g, " ")).toBe(
+		expect(new Set(display.entries.map(({ key }) => key)).size).toBe(3);
-			"01.12.2024 – 09.01.2025",
-		);
-		expect(display?.comparison?.values.map(value => value.currency)).toEqual([
-			"RUB",
-			"USD",
-		]);
 	});
 });
-
-it("maps comparison notices by role regardless of dependency order or resource key", () => {
-	const selected = { ...resource(analytics).meta, role: "selected" as const };
-
-	const previous
-		= {
-			...resource(null).meta,
-			resourceKey: "opaque/year-looking-key",
-			role: "previous" as const,
-			sync: {
-				errorCode: "TBANK_UNAVAILABLE",
-				id: null,
-				state: "failed" as const,
-			},
-		};
-
-	const year = {
-		...resource(null).meta,
-		resourceKey: "opaque/previous-looking-key",
-		role: "year" as const,
-		unavailableReason: "CALENDAR_OR_ACCOUNT_HISTORY",
-	};
-
-	for (const dependencies of [
-		[selected, previous, year],
-		[year, selected, previous],
-	]) {
-		const display = toIncomeDisplayModel(analytics, {
-			...resource(analytics).meta,
-			dependencies,
-		});
-
-		expect(display?.previousNotice).toBe("comparisonFailed");
-		expect(display?.yearNotice).toBe("yearUnavailable");
-		expect(display?.previousComparison).not.toBeNull();
-	}
-});

src/pages/account-income/model/display.ts

@@ -1,102 +1,11 @@
-import type { IncomeAnalytics, IncomeAnalyticsMeta } from "@/entities/income";
+import type { IncomeAnalytics } from "@/entities/income";
-
-import { formatDate } from "@/shared/lib";
-
-import type { IncomePeriod } from "./period";
-
-type ComparisonNotice
-	= | "comparisonFailed"
-		| "comparisonPending"
-		| "previousUnavailable"
-		| "yearUnavailable";
 
 type IncomeDisplayModel = {
-	comparison: null
-		| {
-			comparedPeriod: string;
-			selectedPeriod: string;
-			values: (NonNullable<
-				IncomeAnalytics["yearComparison"]
-			>["totalsByCurrency"][number] & {
-				percentages: Record<"coupon"
-				| "dividend"
-				| "total", null | string>;
-			})[];
-		};
 	entries: { key: string; operation: IncomeAnalytics["entries"][number] }[];
-	previousComparison: IncomeDisplayModel["comparison"];
-	previousNotice: ComparisonNotice;
-	yearNotice: ComparisonNotice;
 };
 
-function comparisonDisplay(
-	period: IncomePeriod,
-	comparison: IncomeAnalytics["yearComparison"],
-): IncomeDisplayModel["comparison"] {
-	if (!comparison)
-		return null;
-
-	return {
-		comparedPeriod: formatComparisonPeriod(comparison.period),
-		selectedPeriod: formatComparisonPeriod(period),
-		values: comparison.totalsByCurrency.map(value => ({
-			...value,
-			percentages: {
-				coupon: formatIncomeChange(
-					value.difference.coupon.value,
-					value.compared.coupon.value,
-				),
-				dividend: formatIncomeChange(
-					value.difference.dividend.value,
-					value.compared.dividend.value,
-				),
-				total: formatIncomeChange(
-					value.difference.total.value,
-					value.compared.total.value,
-				),
-			},
-		})),
-	};
-}
-
-function comparisonNotice(
-	dependency:
-		IncomeAnalyticsMeta["dependencies"][number] | undefined,
-	unavailable: "previousUnavailable" | "yearUnavailable",
-): ComparisonNotice {
-	if (!dependency || dependency.unavailableReason) return unavailable;
-
-	return dependency.sync.state === "failed"
-		? "comparisonFailed"
-		: "comparisonPending";
-}
-
-function formatComparisonPeriod(period: IncomePeriod): string {
-	return `${formatDate(period.from)} – ${formatDate(period.to)}`;
-}
-
-function formatIncomeChange(
-	difference: string,
-	compared: string,
-): null | string {
-	// Display-only ratio; server-provided Money values remain exact decimal strings.
-	const base = Number(compared);
-	if (!Number.isFinite(base) || base <= 0)
-		return null;
-	const ratio = Number(difference) / base;
-	if (!Number.isFinite(ratio))
-		return null;
-
-	return new Intl.NumberFormat("ru-RU", {
-		maximumFractionDigits: 1,
-		signDisplay: "exceptZero",
-		style: "percent",
-	}).format(ratio);
-}
-
 function toIncomeDisplayModel(
 	analytics: IncomeAnalytics,
-	meta?: IncomeAnalyticsMeta,
 ): IncomeDisplayModel {
 	const entries: IncomeDisplayModel["entries"] = [];
 	const occurrences = new Map<string, number>();
@@ -116,17 +25,7 @@ function toIncomeDisplayModel(
 		});
 	}
 
-	const dependencies = meta?.dependencies ?? [];
+	return { entries };
-	const previous = dependencies.find(({ role }) => role === "previous");
-	const year = dependencies.find(({ role }) => role === "year");
-
-	return {
-		comparison: comparisonDisplay(analytics.period, analytics.yearComparison),
-		entries,
-		previousComparison: comparisonDisplay(analytics.period, analytics.previous),
-		previousNotice: comparisonNotice(previous, "previousUnavailable"),
-		yearNotice: comparisonNotice(year, "yearUnavailable"),
-	};
 }
 
 export { type IncomeDisplayModel, toIncomeDisplayModel };

src/pages/account-income/ui/AccountIncomePage/AccountIncomePage.module.css

@@ -22,123 +22,6 @@
 	min-width: 0;
 }
 
-.comparison {
-	container-type: inline-size;
-}
-
-.comparisonGrid {
-	display: grid;
-	grid-template-columns: minmax(0, 1fr);
-	gap: var(--mantine-spacing-sm);
-}
-
-.comparisonPanel {
-	min-width: 0;
-	padding: var(--mantine-spacing-md);
-	border-radius: var(--mantine-radius-md);
-	border-top: 3px solid var(--mantine-color-gray-4);
-	background: var(--mantine-color-gray-0);
-}
-
-.comparisonPanel[data-kind="selected"] {
-	border-color: var(--mantine-color-blue-6);
-	background: var(--mantine-color-blue-0);
-}
-
-.comparisonPanel[data-tone="positive"] {
-	border-color: var(--mantine-color-green-8);
-	background: var(--mantine-color-green-0);
-}
-
-.comparisonPanel[data-tone="negative"] {
-	border-color: var(--mantine-color-red-8);
-	background: var(--mantine-color-red-0);
-}
-
-.comparisonLabel,
-.comparisonValues dt {
-	color: var(--mantine-color-gray-7);
-}
-
-.comparisonValues {
-	margin: var(--mantine-spacing-md) 0 0;
-	font-size: var(--mantine-font-size-sm);
-}
-
-.comparisonValues dd {
-	min-width: 0;
-	margin: 0;
-	font-weight: 600;
-	font-variant-numeric: tabular-nums;
-	overflow-wrap: anywhere;
-}
-
-.comparisonTotal {
-	margin-bottom: var(--mantine-spacing-md);
-	padding-bottom: var(--mantine-spacing-md);
-	border-bottom: 1px solid var(--mantine-color-gray-3);
-}
-
-.comparisonTotal dd {
-	margin-top: 4px;
-	font-size: var(--mantine-h2-font-size);
-	line-height: 1.3;
-	font-weight: 700;
-	letter-spacing: -0.025em;
-}
-
-.comparisonValues dd[data-tone="positive"] {
-	color: color-mix(
-		in srgb,
-		var(--mantine-color-green-9) 85%,
-		var(--mantine-color-black)
-	);
-}
-
-.comparisonValues dd[data-tone="negative"] {
-	color: var(--mantine-color-red-9);
-}
-
-.comparisonValues dd[data-tone="neutral"] {
-	color: var(--mantine-color-gray-7);
-}
-
-.comparisonPanel[data-kind="selected"] .comparisonTotal dd {
-	color: var(--mantine-color-blue-8);
-}
-
-.comparisonDetail {
-	display: flex;
-	flex-wrap: wrap;
-	justify-content: space-between;
-	gap: 4px var(--mantine-spacing-xs);
-	margin-top: var(--mantine-spacing-xs);
-}
-
-.comparisonPercent {
-	display: inline-block;
-	margin-left: var(--mantine-spacing-xs);
-	padding: 2px 6px;
-	border-radius: var(--mantine-radius-sm);
-	background: var(--mantine-color-white);
-	font-size: var(--mantine-font-size-xs);
-	font-weight: 600;
-	line-height: 1.5;
-	letter-spacing: normal;
-	vertical-align: middle;
-}
-
-.comparisonNotice {
-	background: var(--mantine-color-gray-0);
-	border-left: 3px solid var(--mantine-color-gray-4);
-}
-
-@container (min-width: 42em) {
-	.comparisonGrid {
-		grid-template-columns: repeat(3, minmax(0, 1fr));
-	}
-}
-
 @media (max-width: 35.999em) {
 	.fields {
 		grid-template-columns: minmax(0, 1fr);

src/pages/account-income/ui/AccountIncomePage/AccountIncomePage.test.tsx

@@ -72,23 +72,9 @@ const analytics
 			},
 		],
 		period: { from: "2026-08-01", to: "2026-08-27" },
-		previous: {
-			period: { from: "2026-07-01", to: "2026-07-31" },
-			totalsByCurrency: [comparison("RUB")],
-		},
 		totalsByCurrency: [summary("RUB", "10", "2")],
-		yearComparison: null,
 	} satisfies IncomeAnalytics & { instruments: [unknown] };
 
-function comparison(currency: string) {
-	return {
-		compared: summary(currency, "1", "0"),
-		currency,
-		difference: summary(currency, "9", "2"),
-		selected: summary(currency, "10", "2"),
-	};
-}
-
 function entry(): IncomeAnalytics["entries"][number] {
 	return {
 		accruedInterest: null,
@@ -205,9 +191,10 @@ describe("AccountIncomePage", () => {
 						resource(
 							null,
 							{
-								sync: {
+								lastAttempt: {
-									errorCode: "TBANK_UNAVAILABLE",
+									finishedAt: "2026-08-14T00:01:00Z",
-									id: null,
+									problems: [],
+									startedAt: "2026-08-14T00:00:00Z",
 									state: "failed",
 								},
 							},
@@ -327,6 +314,24 @@ describe("AccountIncomePage", () => {
 		).not.toBeInTheDocument();
 	});
 
+	it("keeps a null analytics envelope loading instead of an empty page", async () => {
+		server.use(
+			http.get("*/api/v1/brokerage-accounts/account-1/income-analytics", () =>
+				HttpResponse.json(resource(null)),
+			),
+		);
+		renderPage();
+		expect(
+			await screen.findByRole("status", { name: "Загрузка" }, { timeout: 4000 }),
+		).toBeVisible();
+		expect(
+			screen.queryByRole("heading", { name: "Пассивный доход" }),
+		).not.toBeInTheDocument();
+		expect(
+			screen.queryByRole("button", { name: "Повторить" }),
+		).not.toBeInTheDocument();
+	});
+
 	it("renders the signed drill-down using opaque membership rather than instrument identity", async () => {
 		const response
 			= {
@@ -371,19 +376,11 @@ describe("AccountIncomePage", () => {
 		expect(within(panel).getByText("−2 ₽")).toBeInTheDocument();
 	});
 
-	it("renders realized text and comparisons without subscribing to events", async () => {
+	it("renders realized income without comparison blocks or event requests", async () => {
 		const eventsRequest = vi.fn(() => new HttpResponse(null, { status: 503 }));
 		server.use(
 			http.get("*/api/v1/brokerage-accounts/account-1/income-analytics", () =>
-				HttpResponse.json(
+				HttpResponse.json(resource(analytics)),
-					resource({
-						...analytics,
-						yearComparison: {
-							period: { from: "2025-08-01", to: "2025-08-27" },
-							totalsByCurrency: [comparison("RUB")],
-						},
-					}),
-				),
 			),
 			http.get("*/api/v1/brokerage-accounts/account-1/events", eventsRequest),
 		);
@@ -398,72 +395,9 @@ describe("AccountIncomePage", () => {
 		expect(screen.queryByText("Динамика")).not.toBeInTheDocument();
 		expect(eventsRequest).not.toHaveBeenCalled();
 		expect(screen.getByRole("region", { name: "Выплаты" })).toBeInTheDocument();
-		const year = screen.getByRole("region", { name: "Годом ранее" });
+		expect(screen.queryByText("Предыдущий период")).not.toBeInTheDocument();
-
+		expect(screen.queryByText("Годом ранее")).not.toBeInTheDocument();
-		const selected = within(year).getByRole("region", {
+		expect(screen.queryByText(/Сравнение с/)).not.toBeInTheDocument();
-			name: "01.08.2026 – 27.08.2026",
-		});
-
-		expect(
-			screen.getByRole("region", { name: "01.08.2025 – 27.08.2025" }),
-		).toBeInTheDocument();
-		expect(
-			screen.getByRole("heading", { name: "Предыдущий период" }),
-		).toBeVisible();
-		expect(screen.queryByText("Выбранный период")).not.toBeInTheDocument();
-		expect(screen.queryByText("Сравниваемый период")).not.toBeInTheDocument();
-		expect(
-			screen.getByRole("heading", { level: 2, name: "Годом ранее" }),
-		).toBeInTheDocument();
-		expect(screen.queryByText("Сравнения")).not.toBeInTheDocument();
-		expect(screen.queryByText("RUB", { exact: true })).not.toBeInTheDocument();
-
-		for (const amount of ["10 ₽", "2 ₽", "12 ₽"]) {
-			expect(within(selected).getByText(amount)).toBeInTheDocument();
-		}
-
-		const difference = within(year).getByRole("region", { name: "Разница" });
-
-		for (const amount of ["+9 ₽", "+2 ₽", "+11 ₽"]) {
-			expect(within(difference).getByText(amount)).toBeInTheDocument();
-		}
-
-		expect(within(difference).getByText("+900 %")).toBeInTheDocument();
-		expect(within(difference).getByText("+1 100 %")).toBeInTheDocument();
-		expect(within(difference).queryByText("нет базы")).not.toBeInTheDocument();
-		expect(within(difference).getAllByText(/%$/)).toHaveLength(2);
-		expect(
-			// eslint-disable-next-line testing-library/no-node-access -- This assertion checks DOM structure, decoration or focus behavior that semantic queries cannot establish.
-			within(difference).getByText("+2 ₽").closest("dd"),
-		).toHaveTextContent(/^\+2 ₽$/);
-	});
-
-	it("shows the unavailable year state without falling back to the previous period", async () => {
-		const dependencies = [
-			{ ...resource(analytics).meta, role: "selected" as const },
-			{ ...resource(analytics).meta, role: "previous" as const },
-			{
-				...resource(null).meta,
-				role: "year" as const,
-				unavailableReason: "CALENDAR_OR_ACCOUNT_HISTORY",
-			},
-		];
-
-		server.use(
-			http.get("*/api/v1/brokerage-accounts/account-1/income-analytics", () =>
-				HttpResponse.json(resource(analytics, { dependencies })),
-			),
-		);
-		renderPage();
-		expect(
-			await screen.findByText("Сравнение с годом ранее недоступно."),
-		).toBeInTheDocument();
-		expect(
-			screen.queryByRole("region", { name: "Годом ранее" }),
-		).not.toBeInTheDocument();
-		expect(
-			screen.getByRole("region", { name: "Предыдущий период" }),
-		).toBeVisible();
 	});
 
 	it("shows a quiet realized error", async () => {
@@ -747,119 +681,3 @@ describe("income period and snapshot boundary", () => {
 		expect(screen.queryByRole("button")).not.toBeInTheDocument();
 	});
 });
-
-it.each([false, true])(
-	"shows unavailable comparisons for absent roles without positional fallback (legacy=%s)",
-	async (legacy) => {
-		server.use(
-			http.get("*/api/v1/brokerage-accounts/account-1/income-analytics", () =>
-				HttpResponse.json(
-
-					resource(
-						{ ...analytics, previous: null, yearComparison: null },
-						{
-							dependencies: legacy
-								? [
-										resource(null).meta,
-										resource(null).meta,
-										resource(null).meta,
-									]
-								: [],
-						},
-					),
-				),
-			),
-		);
-		renderPage();
-		expect(
-			await screen.findByText("Сравнение с предыдущим периодом недоступно."),
-		).toBeVisible();
-		expect(
-			screen.getByText("Сравнение с годом ранее недоступно."),
-		).toBeVisible();
-		expect(
-			screen.queryByText("Период сравнения ещё не загружен полностью."),
-		).not.toBeInTheDocument();
-		expect(screen.getByRole("region", { name: "Выплаты" })).toBeVisible();
-	},
-);
-
-it("shows selected income before comparison coverage without inventing a zero baseline", async () => {
-	const dependencies = (["year", "selected", "previous"] as const).map(
-
-		role =>
-			({
-				...resource(role === "selected" ? analytics : null).meta,
-				role,
-			}),
-	);
-
-	server.use(
-		http.get("*/api/v1/brokerage-accounts/account-1/income-analytics", () =>
-			HttpResponse.json(
-
-				resource(
-					{ ...analytics, previous: null, yearComparison: null },
-					{ dependencies },
-				),
-			),
-		),
-	);
-	renderPage();
-	expect(await screen.findByRole("region", { name: "Выплаты" })).toBeVisible();
-	expect(
-		screen.queryByRole("region", { name: "Год назад" }),
-	).not.toBeInTheDocument();
-	expect(screen.getAllByText("12 ₽").length).toBeGreaterThan(0);
-	expect(
-		screen.getAllByText("Период сравнения ещё не загружен полностью."),
-	).toHaveLength(2);
-	expect(
-		screen.queryByText("Сравнение с годом ранее недоступно."),
-	).not.toBeInTheDocument();
-	expect(
-		screen.queryByRole("region", { name: "Разница" }),
-	).not.toBeInTheDocument();
-	expect(screen.getByLabelText("Период")).toBeVisible();
-});
-
-it("keeps complete previous comparison while year source failed without inventing its amounts", async () => {
-	const dependencies = [
-		{
-			...resource(analytics).meta,
-			role: "previous" as const,
-
-		},
-		{
-			...resource(null).meta,
-			role: "year" as const,
-			sync: {
-				errorCode: "TBANK_UNAVAILABLE",
-				id: null,
-				state: "failed" as const,
-			},
-		},
-		{
-			...resource(analytics).meta,
-			role: "selected" as const,
-		},
-	];
-
-	server.use(
-		http.get("*/api/v1/brokerage-accounts/account-1/income-analytics", () =>
-			HttpResponse.json(resource(analytics, { dependencies })),
-		),
-	);
-	renderPage();
-	expect(
-		await screen.findByRole("region", { name: "Предыдущий период" }),
-	).toBeVisible();
-	expect(
-		screen.getByText(
-			"Не удалось загрузить период сравнения. Повторите обновление.",
-		),
-	).toBeVisible();
-	expect(
-		screen.queryByRole("region", { name: "Годом ранее" }),
-	).not.toBeInTheDocument();
-});

src/pages/account-income/ui/AccountIncomePage/AccountIncomePage.vm.ts

@@ -79,7 +79,7 @@ const useAccountIncomePageViewModel = (): AccountIncomePageViewModel => {
 	const availability = useInitialAvailability({
 		hasContent: !!analytics.data,
 		identity: `${accountId}:${period.from}:${period.to}`,
-		isError: analytics.isError || analytics.meta?.sync.state === "failed",
+		isError: analytics.isError || analytics.meta?.lastAttempt.state === "failed",
 		isFetching: analytics.isFetching,
 	});
 
@@ -91,7 +91,7 @@ const useAccountIncomePageViewModel = (): AccountIncomePageViewModel => {
 			? { period, state: "error" }
 			: { state: "loading" };
 
-	const display = toIncomeDisplayModel(analytics.data, analytics.meta);
+	const display = toIncomeDisplayModel(analytics.data);
 
 	const onSubmit = (values: IncomeForm) => {
 		const from = parseDraftDate(values.from);
@@ -114,7 +114,7 @@ const useAccountIncomePageViewModel = (): AccountIncomePageViewModel => {
 		formRevision: `${accountId}:${period.from}:${period.to}:${resetRevision}`,
 		onReset,
 		onSubmit,
-		partial: analytics.meta?.availability !== "complete",
+		partial: analytics.meta?.completeness === "incomplete",
 		state: "loaded",
 	};
 };

src/pages/account-income/ui/AccountIncomePage/components/AccountIncomePageLoaded.view.tsx

@@ -12,7 +12,6 @@ import { useTranslation } from "react-i18next";
 import type { AccountIncomePageViewModel } from "../AccountIncomePage.vm";
 
 import classes from "../AccountIncomePage.module.css";
-import { IncomeComparisons } from "./IncomeComparisons.view";
 import { IncomePayments } from "./IncomePayments.view";
 import { IncomePeriodForm } from "./IncomePeriodForm/IncomePeriodForm.view";
 import { IncomeSummary } from "./IncomeSummary.view";
@@ -54,18 +53,6 @@ const AccountIncomePageLoaded: FC<LoadedProps> = (props) => {
 
 			<Alert color="blue">{t("income.taxBoundary")}</Alert>
 
-			<IncomeComparisons
-				comparison={display.previousComparison}
-				notice={t(`income.${display.previousNotice}`)}
-				title={t("income.previousPeriod")}
-			/>
-
-			<IncomeComparisons
-				comparison={display.comparison}
-				notice={t(`income.${display.yearNotice}`)}
-				title={t("income.yearAgo")}
-			/>
-
 			<IncomePayments entries={display.entries} />
 		</Stack>
 	);

src/pages/account-income/ui/AccountIncomePage/components/IncomeComparisons.view.tsx

@@ -1,167 +0,0 @@
-import type { FC } from "react";
-
-import { Paper, Stack, Text, Title } from "@mantine/core";
-import { useTranslation } from "react-i18next";
-
-import { formatMoney } from "@/shared/lib";
-
-import type { IncomeDisplayModel } from "../../../model/display";
-
-import classes from "../AccountIncomePage.module.css";
-
-type ComparisonProps = NonNullable<IncomeDisplayModel["comparison"]> & {
-	title: string;
-};
-
-type ComparisonValuesProps = {
-	kind: "compared"
-		| "difference"
-		| "selected";
-	label: string;
-	percentages?: ComparisonProps["values"][number]["percentages"];
-	values: ComparisonProps["values"][number]["selected"];
-};
-
-type IncomeComparisonsProps = {
-	comparison: IncomeDisplayModel["comparison"];
-	notice: string;
-	title: string;
-};
-
-const IncomeComparisons: FC<IncomeComparisonsProps> = (props) => {
-	return (
-		<Stack>
-			<Title order={2}>{props.title}</Title>
-
-			{props.comparison
-				? <Comparison {...props.comparison} title={props.title} />
-				: (
-						<Paper className={classes.comparisonNotice} p="sm" radius="md">
-							<Text aria-live="polite" c="gray.7" role="status" size="sm">
-								{props.notice}
-							</Text>
-						</Paper>
-					)}
-		</Stack>
-	);
-};
-
-const Comparison: FC<ComparisonProps> = (props) => {
-	const { t } = useTranslation();
-
-	return (
-		<section aria-label={props.title} className={classes.comparison}>
-			<Stack gap="md">
-				{props.values.map(value => (
-					<Stack
-						aria-label={value.currency}
-						gap="xs"
-						key={value.currency}
-						role="group"
-					>
-						<div className={classes.comparisonGrid}>
-							<ComparisonValues
-								kind="selected"
-								label={props.selectedPeriod}
-								values={value.selected}
-							/>
-
-							<ComparisonValues
-								kind="compared"
-								label={props.comparedPeriod}
-								values={value.compared}
-							/>
-
-							<ComparisonValues
-								kind="difference"
-								label={t("income.difference")}
-								percentages={value.percentages}
-								values={value.difference}
-							/>
-						</div>
-					</Stack>
-				))}
-
-				{props.values.length === 0 && (
-					<Text c="gray.7" size="sm">
-						{t("income.comparisonEmpty")}
-					</Text>
-				)}
-			</Stack>
-		</section>
-	);
-};
-
-const ComparisonValues: FC<ComparisonValuesProps> = (props) => {
-	const { t } = useTranslation();
-
-	const data_tone
-		= props.kind === "difference"
-			? differenceTone(props.values.total.value)
-			: undefined;
-
-	return (
-		<section
-			aria-label={props.label}
-			className={classes.comparisonPanel}
-			data-kind={props.kind}
-			data-tone={data_tone}
-		>
-			<Text className={classes.comparisonLabel} fw={600} size="sm">
-				{props.label}
-			</Text>
-
-			<dl className={classes.comparisonValues}>
-				{(["total", "coupon", "dividend"] as const).map((key) => {
-					const money
-						// eslint-disable-next-line security/detect-object-injection -- This lookup uses a fixed typed key set, not an arbitrary external property name.
-						= props.values[key];
-
-					const percentage
-						// eslint-disable-next-line security/detect-object-injection -- This lookup uses a fixed typed key set, not an arbitrary external property name.
-						= props.percentages?.[key];
-
-					const tone
-						= props.kind === "difference"
-							? differenceTone(money.value)
-							: undefined;
-
-					const appearanceClass
-						= key === "total"
-							? classes.comparisonTotal
-							: classes.comparisonDetail;
-
-					return (
-						<div className={appearanceClass} key={key}>
-							<dt>{t(`income.${key}`)}</dt>
-
-							<dd data-tone={tone}>
-								<span>
-									{tone === "positive" ? "+" : ""}
-
-									{formatMoney(money)}
-								</span>
-
-								{!!percentage && (
-									<span className={classes.comparisonPercent}>
-										{percentage}
-									</span>
-								)}
-							</dd>
-						</div>
-					);
-				})}
-			</dl>
-		</section>
-	);
-};
-
-function differenceTone(value: string): "negative"
-	| "neutral"
-	| "positive" {
-	if (!/[1-9]/.test(value)) return "neutral";
-
-	return value.startsWith("-") ? "negative" : "positive";
-}
-
-export { IncomeComparisons };

src/pages/account-income/ui/AccountIncomePage/components/IncomePeriodForm/IncomePeriodForm.view.tsx

@@ -1,6 +1,6 @@
 import type { FC, SubmitEventHandler } from "react";
 
-import { Button, Paper, Stack, Text } from "@mantine/core";
+import { Button, Stack } from "@mantine/core";
 import { DatePickerInput } from "@mantine/dates";
 
 import classes from "../../AccountIncomePage.module.css";
@@ -27,15 +27,8 @@ const IncomePeriodForm: FC<IncomePeriodFormProps> = (props) => {
 	} = useIncomePeriodFormVm();
 
 	return (
-		<Paper
+		<form onSubmit={props.onSubmit}>
-			component="form"
-			onSubmit={props.onSubmit}
-			p="md"
-			radius="md"
-			withBorder
-		>
 			<Stack gap="sm">
-				<Text fw={700}>{t("income.period")}</Text>
 
 				<div className={classes.fields}>
 					<DatePickerInput
@@ -71,7 +64,7 @@ const IncomePeriodForm: FC<IncomePeriodFormProps> = (props) => {
 					</Button>
 				</div>
 			</Stack>
-		</Paper>
+		</form>
 	);
 };
 

src/pages/account-operations/ui/AccountOperationsPage/AccountOperationsPage.test.tsx

@@ -492,6 +492,20 @@ describe("AccountOperationsPage", () => {
 			}),
 		).toBeInTheDocument();
 	});
+
+	it("keeps a null operations envelope loading instead of a confirmed empty period", async () => {
+		configureTestAuth();
+		server.use(
+			http.get("*/api/v1/brokerage-accounts/:accountId/operations", () =>
+				HttpResponse.json(resource(null)),
+			),
+		);
+		renderPage();
+		expect(
+			await screen.findByRole("status", { name: "Загрузка" }, { timeout: 4000 }),
+		).toBeVisible();
+		expect(screen.queryByText("Операций нет")).not.toBeInTheDocument();
+	});
 });
 
 it("keeps UTC operation boundaries in GET and source sync requests", async () => {
@@ -507,9 +521,10 @@ it("keeps UTC operation boundaries in GET and source sync requests", async () =>
 					resource(
 						null,
 						{
-							sync: {
+							lastAttempt: {
-								errorCode: "TBANK_UNAVAILABLE",
+								finishedAt: "2026-08-14T00:01:00Z",
-								id: null,
+								problems: [],
+								startedAt: "2026-08-14T00:00:00Z",
 								state: "failed",
 							},
 						},
@@ -543,7 +558,7 @@ it("does not label incomplete empty operations as a confirmed empty period", asy
 						items: [],
 						nextCursor: null,
 					},
-					{ availability: "partial" },
+					{ completeness: "incomplete" },
 				),
 			),
 		),

src/pages/account-operations/ui/AccountOperationsPage/AccountOperationsPage.vm.ts

@@ -2,6 +2,8 @@ import { useQueryClient } from "@tanstack/react-query";
 import { useState } from "react";
 import { useParams } from "react-router";
 
+import type { InvestmentResourceMeta } from "@/shared/api";
+
 import {
 	type BrokerageOperation,
 	brokerageOperationsQueryOptions,
@@ -39,6 +41,7 @@ type AccountOperationsPageViewModel
 		onPrevious: () => void;
 		onReset: () => void;
 		partial?: boolean;
+		source?: InvestmentResourceMeta;
 		state: "loaded";
 	}
 	| { onReset: () => void; state: "error" }
@@ -98,7 +101,7 @@ const useAccountOperationsPageVm = (): AccountOperationsPageViewModel => {
 	const availability = useInitialAvailability({
 		hasContent: !!operations.data,
 		identity: scope,
-		isError: operations.isError || operations.meta?.sync.state === "failed",
+		isError: operations.isError || operations.meta?.lastAttempt.state === "failed",
 		isFetching: operations.isFetching,
 	});
 
@@ -127,7 +130,7 @@ const useAccountOperationsPageVm = (): AccountOperationsPageViewModel => {
 
 	if (
 		(isInvalidCursor || !operations.data)
-		&& (operations.isError || operations.meta?.sync.state === "failed")
+		&& (operations.isError || operations.meta?.lastAttempt.state === "failed")
 	)
 		return { onReset, state: "error" };
 
@@ -177,7 +180,8 @@ const useAccountOperationsPageVm = (): AccountOperationsPageViewModel => {
 		onPeriodPopoverOpen: () => setMaxDate(moscowDate(new Date())),
 		onPrevious: history.onPrevious,
 		onReset,
-		partial: operations.meta?.availability !== "complete",
+		partial: operations.meta?.completeness === "incomplete",
+		source: operations.meta,
 		state: "loaded",
 	};
 };

src/pages/account-operations/ui/AccountOperationsPage/components/AccountOperationsPageLoaded.view.tsx

@@ -13,6 +13,7 @@ import { StateView } from "@wealthledger/ui";
 import { useTranslation } from "react-i18next";
 
 import { LedgerEntryRow, operationCategories } from "@/entities/broker-operation";
+import { SourceSyncStatus } from "@/shared/ui";
 
 import type { AccountOperationsPageViewModel } from "../AccountOperationsPage.vm";
 
@@ -62,6 +63,12 @@ const AccountOperationsPageLoaded: FC<AccountOperationsPageLoadedProps> = (
 		<Stack gap="lg">
 			<Title order={1}>{t("ledger.title")}</Title>
 
+			<SourceSyncStatus
+				lastAttempt={props.source?.lastAttempt}
+				lastSuccessfulAt={props.source?.lastSuccessfulAt}
+				stale={props.source?.freshness === "stale"}
+			/>
+
 			{!!props.partial && <Alert role="status">{t("investment.partial")}</Alert>}
 
 			{!!props.historyLoading && <Alert>{t("investment.history")}</Alert>}

src/pages/account/model/previews.ts

@@ -46,9 +46,10 @@ type PreviewResource<T> = {
 	isError: boolean;
 	meta?: Pick<InvestmentResourceMeta,
 	"availability"
+	| "completeness"
 	| "freshness"
+	| "lastAttempt"
 	| "lastSuccessfulAt"
-	| "sync"
 	>;
 };
 
@@ -57,10 +58,10 @@ function toIncomeSummary(
 	income: PreviewResource<IncomeSummary>,
 ): AccountPageIncomeSummary {
 	const to = `/accounts/${accountId}/income`;
-	if (!income.data && !income.isError && income.meta?.sync.state !== "failed")
+	if (!income.data && !income.isError && income.meta?.lastAttempt.state !== "failed")
 		return { state: "loading", to };
-	if (income.meta?.availability === "partial") return { state: "partial", to };
+	if (income.meta?.completeness === "incomplete") return { state: "partial", to };
-	if (!income.data && (income.isError || income.meta?.sync.state === "failed"))
+	if (!income.data && (income.isError || income.meta?.lastAttempt.state === "failed"))
 		return { state: "error", to };
 	if (!income.data?.totalsByCurrency.length) return { state: "empty", to };
 
@@ -76,15 +77,15 @@ function toRecentEvents(
 	events: PreviewResource<{ events: BrokerageEvent[] }>,
 ): AccountPageRecentEvents {
 	const to = `/accounts/${accountId}/events`;
-	if (!events.data && !events.isError && events.meta?.sync.state !== "failed")
+	if (!events.data && !events.isError && events.meta?.lastAttempt.state !== "failed")
 		return { state: "loading", to };
-	if (events.meta?.availability === "partial")
+	if (events.meta?.completeness === "incomplete")
 		return {
 			items: events.data?.events.slice(0, RECENT_EVENTS_LIMIT) ?? [],
 			state: "partial",
 			to,
 		};
-	if (!events.data && (events.isError || events.meta?.sync.state === "failed"))
+	if (!events.data && (events.isError || events.meta?.lastAttempt.state === "failed"))
 		return { state: "error", to };
 	const items = events.data?.events.slice(0, RECENT_EVENTS_LIMIT) ?? [];
 	if (items.length === 0) return { state: "empty", to };
@@ -104,14 +105,14 @@ function toRecentOperations(
 	if (
 		!operations.data
 		&& !operations.isError
-		&& operations.meta?.sync.state !== "failed"
+		&& operations.meta?.lastAttempt.state !== "failed"
 	)
 		return { state: "loading", to };
-	if (operations.meta?.availability === "partial")
+	if (operations.meta?.completeness === "incomplete")
 		return { items: operations.data?.items ?? [], state: "partial", to };
 	if (
 		!operations.data
-		&& (operations.isError || operations.meta?.sync.state === "failed")
+		&& (operations.isError || operations.meta?.lastAttempt.state === "failed")
 	)
 		return { state: "error", to };
 	if (!operations.data?.items.length) return { state: "empty", to };
@@ -120,7 +121,7 @@ function toRecentOperations(
 		items: operations.data.items,
 		lastSuccessfulAt: operations.meta?.lastSuccessfulAt,
 		refreshError:
-			operations.isError || operations.meta?.sync.state === "failed",
+			operations.isError || operations.meta?.lastAttempt.state === "failed",
 		stale: operations.meta?.freshness === "stale",
 		state: "loaded",
 		to,

src/pages/account/ui/AccountPage/AccountPage.test.tsx

@@ -402,6 +402,50 @@ describe("AccountPage states", () => {
 		).toBeInTheDocument();
 	});
 
+	it("keeps a null portfolio envelope loading instead of an empty portfolio", async () => {
+		server.use(
+			http.get("*/api/v1/brokerage-accounts/:accountId/portfolio", () =>
+				HttpResponse.json(resource(null)),
+			),
+		);
+		const queryClient = createTestQueryClient();
+		renderAccountRoute(queryClient);
+
+		expect(
+			await screen.findByRole("status", { name: "Загрузка" }, { timeout: 4000 }),
+		).toBeVisible();
+		expect(screen.queryByText("Портфель пока пуст")).not.toBeInTheDocument();
+		expect(
+			queryClient.getQueryData(portfolioQueryOptions("account-1").queryKey),
+		).toMatchObject({ data: null });
+	});
+
+	it("keeps null events and income envelopes loading in the previews", async () => {
+		server.use(
+			http.get("*/api/v1/brokerage-accounts/:accountId/events", () =>
+				HttpResponse.json(resource(null)),
+			),
+			http.get("*/api/v1/brokerage-accounts/:accountId/income-summary", () =>
+				HttpResponse.json(resource(null)),
+			),
+		);
+		renderAccountRoute(createTestQueryClient());
+
+		expect(
+			await screen.findByText("Портфель пока пуст", undefined, {
+				timeout: 4000,
+			}),
+		).toBeVisible();
+		expect(
+			screen.getByRole("status", { name: "Загрузка будущих событий" }),
+		).toBeVisible();
+		expect(
+			screen.queryByText("На ближайшие 30 дней событий не найдено."),
+		).not.toBeInTheDocument();
+		expect(screen.getByText("Загрузка дохода текущего месяца")).toBeVisible();
+		expect(screen.queryByText("Нет текущих сумм")).not.toBeInTheDocument();
+	});
+
 	it("renders a stale portfolio in upstream order with nullable values hidden", () => {
 		renderPage(<AccountPageLoaded {...loadedProps()} />);
 
@@ -686,7 +730,7 @@ describe("AccountPage states", () => {
 		).toBeVisible();
 		for (const amount of ["850,50 ₽", "0 USD", "1 000 ₽", "Сумма неизвестна"])
 			expect(content.getByText(amount)).toBeVisible();
-		expect(content.getAllByText("Ожидаемая сумма")).toHaveLength(4);
+		expect(content.getAllByText("Прогноз")).toHaveLength(4);
 		expect(content.queryByText("Без движения денег")).not.toBeInTheDocument();
 		expect(content.queryByText(/^\+/)).not.toBeInTheDocument();
 		expect(

src/pages/account/ui/AccountPage/AccountPage.vm.test.tsx

@@ -173,14 +173,14 @@ it("keeps overview sections independent when their source data is incomplete", a
 	mockLoadedAccountPage();
 	server.use(
 		http.get("*/api/v1/brokerage-accounts/:accountId/portfolio", () =>
-			HttpResponse.json(resource(portfolio, { availability: "partial" })),
+			HttpResponse.json(resource(portfolio, { completeness: "incomplete" })),
 		),
 		http.get("*/api/v1/brokerage-accounts/:accountId/operations", () =>
 			HttpResponse.json(
 
 				resource(
 					{ hasNext: false, items: [], nextCursor: null },
-					{ availability: "partial" },
+					{ completeness: "incomplete" },
 				),
 			),
 		),
@@ -188,7 +188,7 @@ it("keeps overview sections independent when their source data is incomplete", a
 			HttpResponse.json(
 				resource(
 					{ events: [], incomeTotalsByCurrency: [] },
-					{ availability: "partial" },
+					{ completeness: "incomplete" },
 				),
 			),
 		),

src/pages/account/ui/AccountPage/AccountPage.vm.ts

@@ -1,6 +1,7 @@
 import { useParams } from "react-router";
 
 import type { Portfolio } from "@/entities/portfolio";
+import type { InvestmentResourceMeta } from "@/shared/api";
 
 import { useBrokerageOperations } from "@/entities/broker-operation";
 import {
@@ -45,6 +46,7 @@ type AccountPageEmptyViewModel = AccountPageContent & {
 type AccountPageLoadedViewModel = AccountPageContent & {
 	portfolio: Portfolio;
 	positionSections: AccountPagePositionSection[];
+	source?: InvestmentResourceMeta;
 	state: "loaded";
 };
 
@@ -87,7 +89,7 @@ function useAccountPageViewModel(): AccountPageViewModel {
 	const availability = useInitialAvailability({
 		hasContent: !!portfolio.data,
 		identity: accountId ?? "account",
-		isError: portfolio.isError || portfolio.meta?.sync.state === "failed",
+		isError: portfolio.isError || portfolio.meta?.lastAttempt.state === "failed",
 		isFetching: portfolio.isFetching,
 	});
 
@@ -105,7 +107,7 @@ function useAccountPageViewModel(): AccountPageViewModel {
 	const incomeSummary = toIncomeSummary(accountId, income);
 
 	if (
-		portfolio.meta?.availability === "complete"
+		portfolio.meta?.availability === "available"
 		&& portfolio.data.positions.length === 0
 		&& portfolio.data.cashBalances.length === 0
 	)
@@ -118,7 +120,7 @@ function useAccountPageViewModel(): AccountPageViewModel {
 			state: "empty" as const,
 		};
 
-	const isPartial = portfolio.meta?.availability === "partial";
+	const isPartial = portfolio.meta?.completeness === "incomplete";
 
 	return {
 		account,
@@ -129,6 +131,7 @@ function useAccountPageViewModel(): AccountPageViewModel {
 		positionSections: toAccountPagePositionSections(portfolio.data),
 		recentEvents,
 		recentOperations,
+		source: portfolio.meta,
 		state: "loaded" as const,
 	};
 }

src/pages/account/ui/AccountPage/components/AccountPageLoaded.view.tsx

@@ -5,8 +5,10 @@ import { useTranslation } from "react-i18next";
 
 import type { BrokerageAccount } from "@/entities/brokerage-account";
 import type { Portfolio } from "@/entities/portfolio";
+import type { InvestmentResourceMeta } from "@/shared/api";
 
 import { BrokerageEventsPreview } from "@/entities/brokerage-event";
+import { SourceSyncStatus } from "@/shared/ui";
 import { PortfolioStructure } from "@/widgets/portfolio-structure";
 
 import type { AccountPagePositionSection } from "../../../model/positions";
@@ -32,6 +34,7 @@ type AccountPageLoadedProps = {
 	positionSections: AccountPagePositionSection[];
 	recentEvents: AccountPageRecentEvents;
 	recentOperations: AccountPageRecentOperations;
+	source?: InvestmentResourceMeta;
 };
 
 const AccountPageLoaded: FC<AccountPageLoadedProps> = (props) => {
@@ -49,6 +52,12 @@ const AccountPageLoaded: FC<AccountPageLoadedProps> = (props) => {
 		<Stack gap="lg">
 			<AccountHeading account={props.account} accountId={props.accountId} />
 
+			<SourceSyncStatus
+				lastAttempt={props.source?.lastAttempt}
+				lastSuccessfulAt={props.source?.lastSuccessfulAt}
+				stale={props.source?.freshness === "stale"}
+			/>
+
 			{props.partial
 				? <Alert role="status">{t("investment.partial")}</Alert>
 				: <CurrencyCards amounts={props.portfolio.totalsByCurrency} />}

src/pages/accounts/ui/AccountsPage/AccountsPage.test.tsx

@@ -189,14 +189,19 @@ describe("AccountsPage", () => {
 	});
 });
 
-it.each(["idle", "failed"] as const)(
+it.each(["none", "failed"] as const)(
-	"keeps partial empty membership distinct from no accounts (sync=%s)",
+	"keeps incomplete empty membership distinct from no accounts (attempt=%s)",
 	async (state) => {
 		server.use(
 			http.get("*/api/v1/brokerage-accounts", () =>
 				HttpResponse.json(resource([], {
-					availability: "partial",
+					completeness: "incomplete",
-					sync: { errorCode: null, id: null, state },
+					lastAttempt: {
+						finishedAt: state === "failed" ? "2026-08-14T00:01:00Z" : null,
+						problems: [],
+						startedAt: state === "none" ? null : "2026-08-14T00:00:00Z",
+						state,
+					},
 				})),
 			),
 		);
@@ -205,7 +210,7 @@ it.each(["idle", "failed"] as const)(
 		await waitFor(() =>
 			expect(client.getQueryData(brokerageAccountsQueryKey)).toMatchObject({
 				data: [],
-				meta: { availability: "partial" },
+				meta: { completeness: "incomplete" },
 			}),
 		);
 		expect(screen.queryByText("Нет инвестиционных счетов"))

src/pages/accounts/ui/AccountsPage/AccountsPage.tsx

@@ -15,7 +15,7 @@ const AccountsPage: FC = () => {
 	return (
 		<AccountsPageLoaded
 			accounts={viewModel.accounts}
-			sync={viewModel.sync}
+			meta={viewModel.meta}
 		/>
 	);
 };

src/pages/accounts/ui/AccountsPage/AccountsPage.vm.ts

@@ -4,17 +4,15 @@ import {
 	useBrokerageAccounts,
 } from "@/entities/brokerage-account";
 import { useScreenSync } from "@/features/tbank-connection";
-import { ApiErrorCode, apiErrorCode, isApiErrorCode, type paths } from "@/shared/api";
+import { ApiErrorCode, apiErrorCode, isApiErrorCode } from "@/shared/api";
 import { useInitialAvailability } from "@/shared/lib";
 
 type AccountsPageViewModel
-	= | { accounts: BrokerageAccountCard[]; state: "loaded"; sync: AccountsSync }
+	= | { accounts: BrokerageAccountCard[]; meta: NonNullable<ReturnType<typeof useBrokerageAccounts>["meta"]>; state: "loaded" }
 		| { code?: string; state: "error" }
 		| { state: "empty" }
 		| { state: "loading" };
 
-type AccountsSync = paths["/api/v1/brokerage-accounts"]["get"]["responses"][200]["content"]["application/json"]["sync"];
-
 function isAccountsAccessFailure(code?: string) {
 	return isApiErrorCode(code, ApiErrorCode.InvalidTbankToken)
 		|| isApiErrorCode(code, ApiErrorCode.TbankNotConnected);
@@ -28,12 +26,13 @@ function useAccountsPageViewModel(): AccountsPageViewModel {
 	const isAccessFailure = isAccountsAccessFailure(code);
 
 	const hasResult = !!accounts.data
-		&& !(accounts.meta?.availability === "partial" && accounts.data.length === 0);
+		&& !!accounts.meta
+		&& !(accounts.meta.completeness === "incomplete" && accounts.data.length === 0);
 
 	const availability = useInitialAvailability({
 		hasContent: hasResult,
 		identity: "accounts",
-		isError: accounts.isError || accounts.meta?.sync.state === "failed",
+		isError: accounts.isError || accounts.meta?.lastAttempt.state === "failed",
 		isFetching: accounts.isFetching,
 	});
 
@@ -49,10 +48,13 @@ function useAccountsPageViewModel(): AccountsPageViewModel {
 			state: "empty" as const,
 		};
 
+	const meta = accounts.meta;
+	if (!meta) return { state: "loading" as const };
+
 	return {
-		accounts: brokerageAccountCards(accounts.data, accounts.meta?.dependencies),
+		accounts: brokerageAccountCards(accounts.data, meta.dependencies),
+		meta,
 		state: "loaded" as const,
-		sync: accounts.sync,
 	};
 }
 

src/pages/accounts/ui/AccountsPage/components/AccountsPageLoaded.view.tsx

@@ -1,45 +1,24 @@
 import type { FC } from "react";
 
-import { Badge, Button, Stack, Text, Title } from "@mantine/core";
+import { Button, Stack, Text, Title } from "@mantine/core";
 import { useTranslation } from "react-i18next";
 import { Link } from "react-router";
 
+import type { InvestmentResourceMeta } from "@/shared/api";
+
 import {
 	type BrokerageAccountCard,
 	BrokerageAccountList,
 } from "@/entities/brokerage-account";
+import { SourceSyncStatus } from "@/shared/ui";
 
 type AccountsPageLoadedProps = {
 	accounts: BrokerageAccountCard[];
-	sync:
+	meta: InvestmentResourceMeta;
-		| null
-		| undefined
-		| {
-			finishedAt: null | string;
-			sections: {
-				accountId?: string;
-				errorCode: null | string;
-				section: string;
-			}[];
-			startedAt: string;
-			state: string;
-		};
 };
 
 const AccountsPageLoaded: FC<AccountsPageLoadedProps> = (props) => {
 	const { t } = useTranslation();
-	const sync = props.sync;
-
-	const syncLabel = sync
-		? new Intl.DateTimeFormat("ru-RU", {
-				dateStyle: "short",
-				timeStyle: "short",
-			}).format(new Date(sync.finishedAt ?? sync.startedAt))
-		: null;
-
-	const syncColor = sync?.state === "failed" || sync?.state === "partial"
-		? "red"
-		: "gray";
 
 	return (
 		<Stack gap="lg">
@@ -50,20 +29,11 @@ const AccountsPageLoaded: FC<AccountsPageLoadedProps> = (props) => {
 					{t("accounts.subtitle")}
 				</Text>
 
-				{sync && (
+				<SourceSyncStatus
-					<Text c="dimmed" size="xs">
+					lastAttempt={props.meta.lastAttempt}
-						Последний обход:
+					lastSuccessfulAt={props.meta.lastSuccessfulAt}
-						{" "}
+					stale={props.meta.freshness === "stale"}
-						{syncLabel}
+				/>
-						{" "}
-						<Badge
-							color={syncColor}
-							size="xs"
-						>
-							{sync.state}
-						</Badge>
-					</Text>
-				)}
 			</Stack>
 
 			<Button

src/pages/bond/ui/BondPage/BondPage.test.tsx

@@ -88,7 +88,6 @@ const quote
 function setup(
 	options: {
 		ambiguousTicker?: boolean;
-		failBond?: boolean;
 		failCoupons?: boolean;
 		noPosition?: boolean;
 		path?: string;
@@ -100,11 +99,7 @@ function setup(
 	const resolved = { ...bond, slug: options.slug ?? uid };
 	let isFailQuote = false;
 	server.use(
-		http.get("*/api/v1/bonds/:uid", () =>
+		http.get("*/api/v1/bonds/:uid", () => HttpResponse.json(resource(resolved))),
-			options.failBond
-				? HttpResponse.json({ code: "NOT_FOUND" }, { status: 404 })
-				: HttpResponse.json(resource(resolved)),
-		),
 		http.get("*/api/v1/bonds/by-ticker/:ticker", ({ request }) => {
 			requests.push(new URL(request.url));
 

src/pages/bond/ui/BondPage/BondPage.view.tsx

@@ -191,8 +191,10 @@ const BondPageView: FC<BondPageViewProps> = (props) => {
 
 			<BondCoupons
 				coupons={vm.coupons}
+				logoName={bond.logoName}
 				pastCoupons={vm.pastCoupons}
 				state={vm.couponsState}
+				ticker={bond.ticker}
 				upcoming={vm.upcoming}
 			/>
 

src/pages/bond/ui/BondPage/components/BondCoupons.view.tsx

@@ -1,17 +1,20 @@
 import type { FC } from "react";
 
-import { Accordion, Alert, Badge, Group, Paper, Stack, Text } from "@mantine/core";
+import { Accordion, Alert, Badge, Group, Stack, Text } from "@mantine/core";
 import { useTranslation } from "react-i18next";
 
 import type { BondCoupons as Coupons } from "@/entities/bond";
 
-import { InstrumentMetric, InstrumentSection, type SectionState } from "@/features/instrument-details";
+import { InstrumentSection, type SectionState } from "@/features/instrument-details";
-import { formatDate, formatMoney, formatSnapshotTime } from "@/shared/lib";
+import { formatDate, formatSnapshotTime, instrumentLogoUrl } from "@/shared/lib";
+import { PayoutCard } from "@/shared/ui";
 
 type BondCouponsProps = {
 	coupons?: Coupons;
+	logoName?: null | string;
 	pastCoupons: Coupons["coupons"];
 	state: SectionState;
+	ticker?: null | string;
 	upcoming: Coupons["coupons"];
 };
 
@@ -39,6 +42,8 @@ const BondCoupons: FC<BondCouponsProps> = (props) => {
 									<Coupon
 										coupon={coupon}
 										key={`${coupon.number}:${coupon.paymentDate}`}
+										logoName={props.logoName}
+										ticker={props.ticker}
 									/>
 								))
 							)
@@ -75,6 +80,8 @@ const BondCoupons: FC<BondCouponsProps> = (props) => {
 													<Coupon
 														coupon={coupon}
 														key={`${coupon.number}:${coupon.paymentDate}`}
+														logoName={props.logoName}
+														ticker={props.ticker}
 													/>
 												))
 											)
@@ -91,59 +98,48 @@ const BondCoupons: FC<BondCouponsProps> = (props) => {
 
 type CouponProps = {
 	coupon: Coupons["coupons"][number];
+	logoName?: null | string;
+	ticker?: null | string;
 };
 
 const Coupon: FC<CouponProps> = (props) => {
 	const { coupon } = props;
 	const { t } = useTranslation();
+	const title = `${t("events.type.coupon")} · ${props.ticker || t("bond.instrument")}`;
+
+	const metadata = [
+		coupon.paymentDate ? formatDate(coupon.paymentDate) : t("stock.dateUnknown"),
+		t("bond.couponNumber", { number: coupon.number ?? t("bond.unknown") }),
+	].join(" · ");
+
+	const conditions = (
+		<Group gap="md" mt="sm">
+			<Badge color="gray" variant="light">
+				{t(`bond.couponTypes.${coupon.couponType}`, { defaultValue: t("bond.unknown") })}
+			</Badge>
+
+			{coupon.periodDays != undefined && (
+				<Text c="dimmed" size="xs">{t("bond.couponDays", { count: coupon.periodDays })}</Text>
+			)}
+
+			{coupon.recordDate && (
+				<Text c="dimmed" size="xs">{t("stock.record")}: {formatDate(coupon.recordDate)}</Text>
+			)}
+		</Group>
+	);
 
 	return (
-		<Paper p="md" radius="md" withBorder>
+		<PayoutCard
-			<Group align="start" justify="space-between">
+			conditions={conditions}
-				<div>
+			estimate={coupon.estimatedAmount}
-					<Text fw={600}>
+			imageSrc={instrumentLogoUrl(props.logoName)}
-						{coupon.paymentDate
+			initial={(props.ticker?.trim()[0] ?? "?").toUpperCase()}
-							? formatDate(coupon.paymentDate)
+			kind="schedule"
-							: t("stock.dateUnknown")}
+			metadata={metadata}
-					</Text>
+			perSecurity={coupon.perBond}
-
+			perSecurityLabel={t("bond.perBond")}
-					<Text c="dimmed" size="xs">
+			title={title}
-						{t("bond.couponNumber", {
+		/>
-							number: coupon.number ?? t("bond.unknown"),
-						})}
-					</Text>
-				</div>
-
-				<InstrumentMetric label={t("bond.perBond")} value={formatMoney(coupon.perBond)} />
-
-				{!!coupon.estimatedAmount && (
-					<InstrumentMetric
-						label={t("stock.yourEstimate")}
-						value={formatMoney(coupon.estimatedAmount)}
-					/>
-				)}
-			</Group>
-
-			<Group gap="md" mt="sm">
-				<Badge color="gray" variant="light">
-					{t(`bond.couponTypes.${coupon.couponType}`, {
-						defaultValue: t("bond.unknown"),
-					})}
-				</Badge>
-
-				{coupon.periodDays != undefined && (
-					<Text c="dimmed" size="xs">
-						{t("bond.couponDays", { count: coupon.periodDays })}
-					</Text>
-				)}
-
-				{!!coupon.recordDate && (
-					<Text c="dimmed" size="xs">
-						{t("stock.record")}: {formatDate(coupon.recordDate)}
-					</Text>
-				)}
-			</Group>
-		</Paper>
 	);
 };
 

src/pages/bonds/ui/BondsPage/BondsPage.vm.ts

@@ -17,7 +17,7 @@ function useBondsPageVm() {
 		code: apiErrorCode(result.error),
 		error:
 			!result.data
-			&& (result.isError || result.meta?.sync.state === "failed"),
+			&& (result.isError || result.meta?.lastAttempt.state === "failed"),
 		items:
 			result.data?.map(bond => ({
 				...bond,
@@ -29,9 +29,9 @@ function useBondsPageVm() {
 			&& (isWaiting
 				|| (!result.data
 					&& !result.isError
-					&& result.meta?.sync.state !== "failed")),
+					&& result.meta?.lastAttempt.state !== "failed")),
 		onQueryChange: search.onQueryChange,
-		partial: result.meta?.availability === "partial",
+		partial: result.meta?.completeness === "incomplete",
 		query,
 		ready:
 			debounced.length >= MIN_BOND_SEARCH_LENGTH

src/pages/card/ui/CardPage/CardHistory.view.tsx

@@ -17,6 +17,7 @@ import { useTranslation } from "react-i18next";
 import { Link } from "react-router";
 
 import {
+	BankFeedback,
 	bankOperationAppearance,
 } from "@/entities/bank-card";
 
@@ -108,6 +109,17 @@ const CardHistory: FC<CardHistoryProps> = (props) => {
 		return <Text>{t("bank.noOperations")}</Text>;
 	}
 
+	if (vm.history.error) {
+		return (
+			<BankFeedback
+				cached={Boolean(vm.rows)}
+				error={vm.history.error}
+				loadingError={!vm.rows}
+				retry={vm.history.refetch}
+			/>
+		);
+	}
+
 	if (vm.history.loading) {
 		return (
 			<LoadingSkeleton label={t("bank.loadingHistory")}>

src/pages/card/ui/CardPage/CardPage.test.tsx

@@ -316,12 +316,47 @@ describe("CardPage", () => {
 		setup({ summaryError: true });
 		await screen.findByRole("heading", { name: "Повседневная" });
 		expect(
-			screen.queryByRole("alert"),
+			await screen.findByText("Перевод на «Запасная»"),
-		).not.toBeInTheDocument();
+		).toBeInTheDocument();
+		expect(await screen.findByRole("alert", {}, { timeout: 5000 })).toHaveTextContent(
+			"Не удалось загрузить данные карт.",
+		);
+		expect(screen.queryByText("0 ₽")).not.toBeInTheDocument();
+	});
+
+	it("recovers summary with retry while keeping card and journal", async () => {
+		const { summaryRequests } = setup({ summaryError: true });
+		await screen.findByRole("heading", { name: "Повседневная" });
 		expect(
 			await screen.findByText("Перевод на «Запасная»"),
 		).toBeInTheDocument();
-		expect(screen.queryByText("0 ₽")).not.toBeInTheDocument();
+
+		const retry = await screen.findByRole(
+			"button",
+			{ name: "Повторить" },
+			{ timeout: 5000 },
+		);
+
+		const requestsBefore = summaryRequests.length;
+		server.use(
+			http.get("*/api/v1/bank-cards/summary", ({ request }) => {
+				summaryRequests.push(new URL(request.url).search);
+
+				return HttpResponse.json({
+					cardId: "a",
+					categories: [],
+					expenses: money("0"),
+					net: money("-50"),
+					refunds: money("50"),
+				});
+			}),
+		);
+		fireEvent.click(retry);
+
+		await waitFor(() =>
+			expect(screen.queryByRole("alert")).not.toBeInTheDocument(),
+		);
+		expect(summaryRequests).toHaveLength(requestsBefore + 1);
 	});
 	it("keeps cached card and history after refetch failure", async () => {
 		const { client } = setup();
@@ -331,9 +366,8 @@ describe("CardPage", () => {
 			http.get("*/api/v1/bank-cards/a/operations", () => HttpResponse.error()),
 		);
 		await client.invalidateQueries();
-		await waitFor(() => {
+		const alerts = await screen.findAllByRole("alert", {}, { timeout: 5000 });
-			expect(screen.queryByRole("alert")).not.toBeInTheDocument();
+		expect(alerts.length).toBeGreaterThanOrEqual(1);
-		});
 		expect(
 			screen.getByRole("heading", { name: "Повседневная" }),
 		).toBeInTheDocument();
@@ -401,11 +435,11 @@ describe("CardPage", () => {
 		]);
 	});
 	it("recovers the prerequisite card list while preserving the visible balance and journal", async () => {
-		setup({ cardsError: true });
+		const { client } = setup({ cardsError: true });
 		await screen.findByText("Перевод на «Запасная»");
 		expect(
-			screen.queryByRole("alert"),
+			await screen.findByRole("alert", {}, { timeout: 5000 }),
-		).not.toBeInTheDocument();
+		).toHaveTextContent("Не удалось загрузить данные карт.");
 		expect(
 			screen.getByRole("button", { name: "Добавить операцию" }),
 		).toBeDisabled();
@@ -414,6 +448,7 @@ describe("CardPage", () => {
 				HttpResponse.json([card, { ...card, id: "b", name: "Запасная" }]),
 			),
 		);
+		await client.invalidateQueries();
 		await waitFor(() =>
 			expect(
 				screen.getByRole("button", { name: "Добавить операцию" }),

src/pages/card/ui/CardPage/CardPage.view.tsx

@@ -75,6 +75,11 @@ const CardPageView: FC<CardPageViewProps> = (props) => {
 							{t("bank.back")}
 						</Button>
 
+						{!vm.notFound && (
+							<Button onClick={vm.cardRetry} variant="default">
+								{t("bank.retry")}
+							</Button>
+						)}
 					</Group>
 				)}
 				error
@@ -128,18 +133,27 @@ const CardPageView: FC<CardPageViewProps> = (props) => {
 				)}
 
 				{card.archivedAt && <Text>{t("bank.archiveHint")}</Text>}
+
+				{vm.cardError && vm.card && (
+					<BankFeedback
+						cached
+						error={vm.cardError}
+						retry={vm.cardRetry}
+					/>
+				)}
 			</Stack>
 
 			{vm.cardsFeedback && (
 				<BankFeedback
 					{...vm.cardsFeedback}
 					loadingError
+					retry={vm.cardsRetry}
 				/>
 			)}
 
 			<BankPeriodPicker onChange={vm.setPeriod} period={vm.period} />
 
-			<BankSummaryView {...vm.summary} />
+			<BankSummaryView {...vm.summary} retry={vm.summary.refetch} />
 
 			<Group align="end" justify="space-between">
 				<Group gap="xs">
@@ -183,8 +197,6 @@ const CardPageView: FC<CardPageViewProps> = (props) => {
 				<CardHistory history={vm.history} period={vm.period} rows={vm.rows} />
 			</Stack>
 
-			{vm.history.error && !vm.rows && <Text role="alert">{t("bank.error")}</Text>}
-
 			{vm.history.page !== undefined && vm.pageSize !== "all" && (
 				<Group
 					aria-label={t("bank.pagination")}

src/pages/card/ui/CardPage/CardPage.vm.ts

@@ -97,13 +97,16 @@ function useCardPageVm() {
 		archivePending: updateCard.isPending,
 		canAddOperation: !card.data?.archivedAt && Boolean(cards.data),
 		card: card.data,
+		cardError: card.error,
 		cardLoading: card.isLoading,
 		cardRefreshError: card.isError,
 		cardRefreshing: card.isFetching,
+		cardRetry: () => card.refetch(),
 		cards: cards.data,
 		cardsFeedback: cards.isError
 			? { cached: Boolean(cards.data), error: cards.error }
 			: undefined,
+		cardsRetry: () => cards.refetch(),
 		closeDeletion: () => setDeleting(null),
 		closeEditing: () => setEditingCard(false),
 		closeOperation: () => setOperation(null),
@@ -112,9 +115,10 @@ function useCardPageVm() {
 		editingCard,
 		history: {
 			changingPage: history.isPlaceholderData,
-			error: history.isError,
+			error: history.error,
 			loading: history.isLoading,
 			page: history.data?.page,
+			refetch: () => history.refetch(),
 		},
 		notFound: isApiErrorCode(
 			apiErrorCode(card.error),
@@ -139,9 +143,10 @@ function useCardPageVm() {
 		},
 		summary: {
 			data: summary.data,
-			error: summary.isError,
+			error: summary.error,
 			fetching: summary.isFetching,
 			loading: summary.isLoading,
+			refetch: () => summary.refetch(),
 		},
 		toggleArchive: () => {
 			if (!card.data) return;

src/pages/cards/ui/CardsPage/CardsPage.test.tsx

@@ -47,8 +47,9 @@ function renderCards(isFail = false, hasCategoryFailure = false) {
 		),
 	);
 
-	return render(
+	const client = createTestQueryClient();
-		<QueryClientProvider client={createTestQueryClient()}>
+	render(
+		<QueryClientProvider client={client}>
 			<MantineProvider env="test">
 				<MemoryRouter initialEntries={["/cards?month=2026-09"]}>
 					<CardsPage />
@@ -56,6 +57,8 @@ function renderCards(isFail = false, hasCategoryFailure = false) {
 			</MantineProvider>
 		</QueryClientProvider>,
 	);
+
+	return client;
 }
 
 describe("CardsPage", () => {
@@ -232,4 +235,76 @@ describe("CardsPage", () => {
 		});
 		expect(screen.queryByRole("alert")).not.toBeInTheDocument();
 	});
+
+	it("shows a cold cards error with retry", async () => {
+		renderCards(true);
+
+		expect(
+			await screen.findByRole("alert", {}, { timeout: 5000 }),
+		).toHaveTextContent("Не удалось загрузить данные карт.");
+		expect(
+			screen.getByRole("button", { name: "Повторить" }),
+		).toBeInTheDocument();
+
+		server.use(
+			http.get("*/api/v1/bank-cards", () =>
+				HttpResponse.json([
+					{
+						archivedAt: null,
+						balance: money("10000"),
+						bankName: null,
+						id: "a",
+						lastFour: null,
+						name: "Повседневная",
+						openingBalance: money("10000"),
+						openingDate: "2026-01-01",
+						version: 1,
+					},
+				]),
+			),
+		);
+		fireEvent.click(screen.getByRole("button", { name: "Повторить" }));
+
+		await waitFor(() =>
+			expect(screen.queryByRole("alert")).not.toBeInTheDocument(),
+		);
+		expect(
+			screen.getByRole("link", { name: /Повседневная/ }),
+		).toBeInTheDocument();
+	});
+
+	it("shows a cached cards error while keeping the grid", async () => {
+		const view = renderCards();
+
+		await screen.findByRole("heading", { name: "Добавьте первую карту" });
+		server.use(
+			http.get("*/api/v1/bank-cards", () =>
+				HttpResponse.json([
+					{
+						archivedAt: null,
+						balance: money("10000"),
+						bankName: null,
+						id: "a",
+						lastFour: null,
+						name: "Повседневная",
+						openingBalance: money("10000"),
+						openingDate: "2026-01-01",
+						version: 1,
+					},
+				]),
+			),
+		);
+		await view.invalidateQueries();
+		await screen.findByRole("link", { name: /Повседневная/ });
+
+		server.use(http.get("*/api/v1/bank-cards", () => HttpResponse.error()));
+		await view.invalidateQueries();
+
+		expect(
+			await screen.findByRole("alert", {}, { timeout: 5000 }),
+		).toHaveTextContent("Не удалось обновить данные. Показаны последние полученные.");
+		expect(
+			screen.getByRole("link", { name: /Повседневная/ }),
+		).toBeInTheDocument();
+	});
 });

src/pages/cards/ui/CardsPage/CardsPage.view.tsx

@@ -18,6 +18,7 @@ import { Link } from "react-router";
 
 import {
 	BankCardFace,
+	BankFeedback,
 	BankPeriodPicker,
 	BankSummaryView,
 } from "@/entities/bank-card";
@@ -51,15 +52,17 @@ const CardsPageViewCards: FC<CardsPageViewProps> = (props) => {
 			);
 		}
 
-		const text = t(vm.archive ? "bank.emptyHint" : "bank.noActive");
+		if (!vm.cards.error) {
+			const text = t(vm.archive ? "bank.emptyHint" : "bank.noActive");
 
-		return (
+			return (
-			<StateView
+				<StateView
-				action={<Button onClick={vm.onAddCard}>{t("bank.addCard")}</Button>}
+					action={<Button onClick={vm.onAddCard}>{t("bank.addCard")}</Button>}
-				text={text}
+					text={text}
-				title={t("bank.empty")}
+					title={t("bank.empty")}
-			/>
+				/>
-		);
+			);
+		}
 	}
 
 	if (vm.cards.isLoading) {
@@ -103,6 +106,15 @@ const CardsPageView: FC<CardsPageViewProps> = (props) => {
 				onChange={vm.onArchiveChange}
 			/>
 
+			{vm.cards.error && (
+				<BankFeedback
+					cached={Boolean(vm.cards.data)}
+					error={vm.cards.error}
+					loadingError={!vm.cards.data}
+					retry={vm.retryCards}
+				/>
+			)}
+
 			<CardsPageViewCards {...props} />
 
 			<Group align="flex-end" justify="space-between">
@@ -123,9 +135,10 @@ const CardsPageView: FC<CardsPageViewProps> = (props) => {
 			<BankSummaryView
 				all
 				data={vm.summary.data}
-				error={vm.summary.isError}
+				error={vm.summary.error}
 				fetching={vm.summary.isFetching}
 				loading={vm.summary.isLoading}
+				retry={vm.retrySummary}
 			/>
 		</Stack>
 	);

src/pages/cards/ui/CardsPage/CardsPage.vm.ts

@@ -39,6 +39,8 @@ function useCardsPageVm() {
 			setArchive(event.currentTarget.checked),
 		onCategories: () => setManagingCategories(true),
 		period,
+		retryCards: () => cards.refetch(),
+		retrySummary: () => summary.refetch(),
 		setPeriod: (value: [null | string, null | string]) => {
 			if (value[0] && value[1]) setParameters({ from: value[0], to: value[1] });
 		},

src/pages/stock/ui/StockPage/StockPage.test.tsx

@@ -337,7 +337,7 @@ describe("stock page", () => {
 				"/stocks/SBERP?period=year&events=trades",
 			),
 		);
-		expect(await screen.findByText("Зачисление дивидендов")).toBeVisible();
+		expect(await screen.findByText("Дивиденд")).toBeVisible();
 	});
 	it("offers search for ambiguous tickers without requesting personal data", async () => {
 		const { requests } = setup({ ambiguousTicker: true, path: "/stocks/SAME" });
@@ -368,18 +368,18 @@ describe("stock page", () => {
 			screen.getByText("К закрытию предыдущего торгового дня, 09.09.2026"),
 		).toBeVisible();
 		expect(await screen.findByText("Зачисление дивидендов")).toBeVisible();
-		expect(screen.getByText("Событие компании")).toBeVisible();
+		expect(screen.getAllByText("на акцию").length).toBeGreaterThan(0);
 		expect(screen.getByText("328,8 ₽")).toBeVisible();
 		expect(screen.getByText("P/E · TTM")).toBeVisible();
 		expect(screen.getByText("Описание компании")).toBeVisible();
 		expect(
 			screen.queryByRole("button", { name: "О компании" }),
 		).not.toBeInTheDocument();
-		expect(screen.getByText("13.10.2026")).toBeVisible();
+		expect(screen.getByText(/13\.10\.2026/)).toBeVisible();
 		fireEvent.click(
 			screen.getByRole("button", { name: "История дивидендов компании" }),
 		);
-		await waitFor(() => expect(screen.getByText("13.10.2025")).toBeVisible());
+		await waitFor(() => expect(screen.getByText(/13\.10\.2025/)).toBeVisible());
 		expect(screen.getByText("Текущая средняя покупка: 200 ₽")).toBeVisible();
 		fireEvent.click(screen.getByRole("button", { name: /Цены в таблице/ }));
 		const rows = within(await screen.findByRole("table")).getAllByRole("row");
@@ -413,7 +413,9 @@ describe("stock page", () => {
 		expect(await screen.findByText("Продажа")).toBeVisible();
 		expect(screen.getByText("2 шт.")).toBeVisible();
 		expect(screen.getByText("Цена: 100 ₽")).toBeVisible();
-		expect(screen.getByText(/02.01.2022, 10:00 UTC/)).toBeVisible();
+		const snapshotTime = new Intl.DateTimeFormat("ru-RU", { dateStyle: "short", timeStyle: "short" });
+		const operationTime = snapshotTime.format(new Date("2022-01-02T10:00:00Z"));
+		expect(screen.getByText(operationTime, { exact: false })).toBeVisible();
 		expect(
 			requests.some(
 				url =>

src/pages/stock/ui/StockPage/StockPage.view.tsx

@@ -63,8 +63,10 @@ const StockPageView: FC<StockPageViewProps> = (props) => {
 
 			<StockDividends
 				dividends={vm.dividends}
+				logoName={stock.logoName}
 				pastDividends={vm.pastDividends}
 				state={vm.dividendsState}
+				ticker={stock.ticker}
 				upcoming={vm.upcoming}
 			/>
 

src/pages/stock/ui/StockPage/components/StockDividends.view.tsx

@@ -1,198 +1,96 @@
 import type { FC } from "react";
 
-import {
+import { Accordion, Alert, Stack, Text } from "@mantine/core";
-	Accordion,
-	Alert,
-	Badge,
-	Group,
-	Paper,
-	Stack,
-	Text,
-} from "@mantine/core";
 import { useTranslation } from "react-i18next";
 
 import type { StockDividends as Dividends } from "@/entities/stock";
 
 import { InstrumentSection, type SectionState } from "@/features/instrument-details";
-import { formatDate, formatMoney, formatSnapshotTime } from "@/shared/lib";
+import { formatDate, formatSnapshotTime, instrumentLogoUrl } from "@/shared/lib";
+import { PayoutCard } from "@/shared/ui";
 
-import classes from "../StockPage.module.css";
+type Dividend = Dividends["dividends"][number];
+
+type DividendCardProps = {
+	event: Dividend;
+	logoName?: null | string;
+	ticker?: null | string;
+};
 
 type StockDividendsProps = {
 	dividends?: Dividends;
+	logoName?: null | string;
 	pastDividends: Dividends["dividends"];
 	state: SectionState;
+	ticker?: null | string;
 	upcoming: Dividends["dividends"];
 };
 
+const DividendCard: FC<DividendCardProps> = (props) => {
+	const { event } = props;
+	const { t } = useTranslation();
+	const title = `${t("events.type.dividend")} · ${props.ticker || t("stock.share")}`;
+
+	const metadata = [
+		event.recordDate
+			? `${t("stock.record")}: ${formatDate(event.recordDate)}`
+			: t("stock.dateUnknown"),
+		event.paymentDate ? `${t("stock.payment")}: ${formatDate(event.paymentDate)}` : null,
+	].filter(Boolean).join(" · ");
+
+	const conditions = event.lastBuyDate
+		? <Text c="dimmed" size="xs">{t("stock.lastBuy")}: {formatDate(event.lastBuyDate)}</Text>
+		: undefined;
+
+	return (
+		<PayoutCard
+			conditions={conditions}
+			estimate={event.estimatedAmount}
+			imageSrc={instrumentLogoUrl(props.logoName)}
+			initial={(props.ticker?.trim()[0] ?? "?").toUpperCase()}
+			kind="schedule"
+			metadata={metadata}
+			perSecurity={event.perShare}
+			perSecurityLabel={t("stock.perShare")}
+			title={title}
+		/>
+	);
+};
+
 const StockDividends: FC<StockDividendsProps> = (props) => {
 	const { dividends, pastDividends, state, upcoming } = props;
 	const { t } = useTranslation();
 
-	let upcomingContent;
-
-	if (dividends) {
-		if (upcoming.length > 0) {
-			upcomingContent = (
-				upcoming.map(event => (
-					<div
-						className={classes.dividend}
-						key={JSON.stringify([
-							event.recordDate,
-							event.paymentDate,
-							event.perShare,
-						])}
-					>
-						<Group align="start" justify="space-between">
-							<div>
-								<Badge color="green" variant="light">
-									{t("stock.companyEvent")}
-								</Badge>
-
-								<Text fw={650} mt="xs" size="xl">
-									{formatMoney(event.perShare)}
-									{" "}
-									<Text c="dimmed" component="span" size="sm">
-										{t("stock.perShare")}
-									</Text>
-								</Text>
-							</div>
-
-							{!!event.estimatedAmount && (
-								<div>
-									<Text c="dimmed" size="xs">
-										{t("stock.yourEstimate")}
-									</Text>
-
-									<Text fw={600}>
-										{formatMoney(event.estimatedAmount)}
-									</Text>
-								</div>
-							)}
-						</Group>
-
-						<Group gap="xl" mt="md">
-							{!!event.lastBuyDate && (
-								<div>
-									<Text c="dimmed" size="xs">
-										{t("stock.lastBuy")}
-									</Text>
-
-									<Text>{formatDate(event.lastBuyDate)}</Text>
-								</div>
-							)}
-
-							{!!event.recordDate && (
-								<div>
-									<Text c="dimmed" size="xs">
-										{t("stock.record")}
-									</Text>
-
-									<Text>{formatDate(event.recordDate)}</Text>
-								</div>
-							)}
-
-							{!!event.paymentDate && (
-								<div>
-									<Text c="dimmed" size="xs">
-										{t("stock.payment")}
-									</Text>
-
-									<Text>{formatDate(event.paymentDate)}</Text>
-								</div>
-							)}
-						</Group>
-					</div>
-				))
-			);
-		}
-		else {
-			upcomingContent = (
-				<Text c="dimmed">
-					{t("stock.noUpcoming", { to: formatDate(dividends.to) })}
-				</Text>
-			);
-		}
-	}
-
-	let pastDividendsContent;
-
-	if (pastDividends.length > 0) {
-		pastDividendsContent = (
-			<Stack gap="sm">
-				{pastDividends.map(event => (
-					<Paper
-						key={JSON.stringify([
-							event.recordDate,
-							event.paymentDate,
-							event.perShare,
-						])}
-						p="md"
-						radius="md"
-						withBorder
-					>
-						<Group align="start" justify="space-between">
-							<div>
-								<Text c="dimmed" size="xs">
-									{t("stock.record")}
-								</Text>
-
-								<Text fw={600}>
-									{event.recordDate
-										? formatDate(event.recordDate)
-										: t("stock.dateUnknown")}
-								</Text>
-
-								{!!event.paymentDate && (
-									<Text c="dimmed" mt="xs" size="xs">
-										{t("stock.payment")}:{" "}
-										{formatDate(event.paymentDate)}
-									</Text>
-								)}
-							</div>
-
-							<div>
-								<Text fw={650} size="lg">
-									{formatMoney(event.perShare)}
-								</Text>
-
-								<Text c="dimmed" size="xs">
-									{t("stock.perShare")}
-								</Text>
-							</div>
-						</Group>
-					</Paper>
-				))}
-			</Stack>
-		);
-	}
-	else {
-		pastDividendsContent = <Text c="dimmed">{t("stock.noDividends")}</Text>;
-	}
-
 	return (
 		<InstrumentSection state={state} title={t("stock.upcoming")}>
 			{!!dividends && (
 				<Stack gap="md">
-					{!!(
+					{(dividends.estimateUnavailable || dividends.positionIsStale) && (
-						dividends.estimateUnavailable || dividends.positionIsStale
-					) && (
 						<Alert aria-live="polite" color="orange" role="status">
 							{t("stock.estimateUnavailable")}
 						</Alert>
 					)}
 
-					{upcomingContent}
+					{upcoming.length > 0
+						? upcoming.map(event => (
+								<DividendCard
+									event={event}
+									key={JSON.stringify([
+										event.recordDate,
+										event.paymentDate,
+										event.perShare,
+									])}
+									logoName={props.logoName}
+									ticker={props.ticker}
+								/>
+							))
+						: <Text c="dimmed">{t("stock.noUpcoming", { to: formatDate(dividends.to) })}</Text>}
 
-					<Text c="dimmed" size="xs">
+					<Text c="dimmed" size="xs">{t("stock.dividendNote")}</Text>
-						{t("stock.dividendNote")}
-					</Text>
 
 					{!!dividends.positionAt && (
 						<Text c="dimmed" size="xs">
-							{t("stock.snapshotAt", {
+							{t("stock.snapshotAt", { date: formatSnapshotTime(dividends.positionAt) })}
-								date: formatSnapshotTime(dividends.positionAt),
-							})}
 						</Text>
 					)}
 
@@ -210,7 +108,24 @@ const StockDividends: FC<StockDividendsProps> = (props) => {
 									})}
 								</Text>
 
-								{pastDividendsContent}
+								{pastDividends.length > 0
+									? (
+											<Stack gap="sm">
+												{pastDividends.map(event => (
+													<DividendCard
+														event={event}
+														key={JSON.stringify([
+															event.recordDate,
+															event.paymentDate,
+															event.perShare,
+														])}
+														logoName={props.logoName}
+														ticker={props.ticker}
+													/>
+												))}
+											</Stack>
+										)
+									: <Text c="dimmed">{t("stock.noDividends")}</Text>}
 							</Accordion.Panel>
 						</Accordion.Item>
 					</Accordion>

src/pages/stocks/ui/StocksPage/StocksPage.test.tsx

@@ -7,38 +7,69 @@ import { afterEach, describe, expect, it, vi } from "vitest";
 
 import { configureAuthClient } from "@/shared/api";
 import { createTestQueryClient } from "@/test/query";
-import { resource } from "@/test/resource";
 import { server } from "@/test/server";
 
 import { StocksPage } from "./StocksPage";
+import { useStocksPageVm } from "./StocksPage.vm";
 
-afterEach(() => vi.useRealTimers());
+const pageOperations: Promise<void>[] = [];
+
+const StocksPageVmProbe = () => {
+	const vm = useStocksPageVm();
+
+	return (
+		<>
+			<button
+				onClick={() => {
+					pageOperations.push(vm.search());
+				}}
+			>
+				search
+			</button>
+			<button
+				onClick={() => {
+					pageOperations.push(vm.changePage(2));
+				}}
+			>
+				page
+			</button>
+			<output>{vm.items.map(item => item.name).join(", ")}</output>
+		</>
+	);
+};
+
+afterEach(() => {
+	pageOperations.length = 0;
+
+	return vi.useRealTimers();
+});
 
 describe("stock search", () => {
 	it("waits for a meaningful query and uses the server-verified ticker link", async () => {
 		const query = vi.fn();
 		server.use(
-			http.get("*/api/v1/stocks", ({ request }) => {
+			http.post("*/api/v1/stocks/screener/search", async ({ request }) => {
-				query(new URL(request.url).searchParams.get("query"));
+				query(await request.json());
 
-				return HttpResponse.json(
+				return HttpResponse.json({
-					resource([
+					asOf: "2026-10-10T10:00:00Z",
-						{
+					hasNext: false,
-							apiTradeAvailable: true,
+					items: [{
-							classCode: "TQBR",
+						countryOfRisk: "RU",
-							instrumentUid: "unique-stock",
+						currency: "RUB",
-							isin: "RU0009029540",
+						instrumentUid: "e6123145-9665-43e0-8413-cd61b8aa9b13",
-							logoName: "sber.png",
+						isin: "RU0009029540",
-							name: "Сбербанк",
+						logoName: "sber.png",
-							price: { currency: "RUB", value: "306.12" },
+						lot: 10,
-							priceAt: "2026-09-10T10:00:00Z",
+						name: "Сбербанк",
-							realExchange: "REAL_EXCHANGE_MOEX",
+						realExchange: "REAL_EXCHANGE_MOEX",
-							shareType: "SHARE_TYPE_COMMON",
+						sector: "financial",
-							slug: "SBER",
+						shareType: "SHARE_TYPE_COMMON",
-							ticker: "SBER",
+						ticker: "SBER",
-						},
+					}],
-					]),
+					page: 1,
-				);
+					searchId: "search-id",
+				});
 			}),
 		);
 		configureAuthClient({
@@ -46,7 +77,6 @@ describe("stock search", () => {
 			clear: vi.fn(),
 			refresh: () => Promise.resolve(false),
 		});
-		vi.useFakeTimers();
 		render(
 			<QueryClientProvider client={createTestQueryClient()}>
 				<MantineProvider>
@@ -56,23 +86,217 @@ describe("stock search", () => {
 				</MantineProvider>
 			</QueryClientProvider>,
 		);
-		const input = screen.getByLabelText("Поиск акций");
+		const input = screen.getByLabelText("Название или тикер");
-		fireEvent.change(input, { target: { value: "S" } });
-		await act(() => vi.advanceTimersByTimeAsync(300));
-		expect(query).not.toHaveBeenCalled();
-		fireEvent.change(input, { target: { value: "SB" } });
-		await act(() => vi.advanceTimersByTimeAsync(299));
-		expect(query).not.toHaveBeenCalled();
-		// The final input uses real timers for network and query notifications.
-		vi.useRealTimers();
 		fireEvent.change(input, { target: { value: "SBER" } });
+		expect(query).not.toHaveBeenCalled();
+		fireEvent.click(screen.getByRole("button", { name: "Найти" }));
 		expect(
 			await screen.findByRole("link", { name: /Сбербанк/ }),
-		).toHaveAttribute("href", "/stocks/SBER");
+		).toHaveAttribute("href", "/stocks/e6123145-9665-43e0-8413-cd61b8aa9b13");
-		expect(screen.getByText("306,12 ₽")).toBeVisible();
+		const snapshotTime = new Intl.DateTimeFormat("ru-RU", { dateStyle: "short", timeStyle: "short" });
-		expect(screen.getByText("Режим: TQBR")).toBeVisible();
+		const fetchedAt = snapshotTime.format(new Date("2026-10-10T10:00:00Z"));
+		expect(screen.getByText(`Список получен ${fetchedAt}`)).toBeVisible();
+		expect(screen.getByText("Лот: 10 шт.")).toBeVisible();
 		expect(screen.getByText("ISIN: RU0009029540")).toBeVisible();
-		expect(screen.getByText("Мосбиржа")).toBeVisible();
+		expect(screen.getAllByText("Мосбиржа")[0]).toBeVisible();
-		await waitFor(() => expect(query).toHaveBeenCalledExactlyOnceWith("SBER"));
+		expect(screen.getByAltText("")).toHaveAttribute(
+			"src",
+			"https://invest-brands.cdn-tinkoff.ru/sberx160.png",
+		);
+		await waitFor(() => expect(query).toHaveBeenCalledExactlyOnceWith({ query: "SBER" }));
+	});
+
+	it("searches by the selected sector without a text query", async () => {
+		const query = vi.fn();
+		server.use(
+			http.post("*/api/v1/stocks/screener/search", async ({ request }) => {
+				query(await request.json());
+
+				return HttpResponse.json({
+					asOf: "2026-10-10T10:00:00Z",
+					hasNext: false,
+					items: [],
+					page: 1,
+					searchId: "sector-search",
+				});
+			}),
+		);
+		configureAuthClient({
+			accessToken: () => "synthetic",
+			clear: vi.fn(),
+			refresh: () => Promise.resolve(false),
+		});
+		render(
+			<QueryClientProvider client={createTestQueryClient()}>
+				<MantineProvider>
+					<MemoryRouter>
+						<StocksPage />
+					</MemoryRouter>
+				</MantineProvider>
+			</QueryClientProvider>,
+		);
+		fireEvent.click(screen.getByRole("combobox", { name: "Сектор" }));
+		fireEvent.click(await screen.findByRole("option", { name: "Энергетика" }));
+		fireEvent.click(screen.getByRole("button", { name: "Найти" }));
+
+		await waitFor(() => expect(query).toHaveBeenCalledExactlyOnceWith({
+			sector: "energy",
+		}));
+	});
+
+	it("shows known result pages and reads the selected page", async () => {
+		const requestedPages = vi.fn();
+		server.use(
+			http.post("*/api/v1/stocks/screener/search", () => HttpResponse.json({
+				asOf: "2026-10-10T10:00:00Z",
+				hasNext: true,
+				items: [],
+				page: 1,
+				searchId: "paged-search",
+			})),
+			http.get("*/api/v1/stocks/screener/search/paged-search", ({ request }) => {
+				const page = Number(new URL(request.url).searchParams.get("page"));
+				requestedPages(page);
+
+				return HttpResponse.json({
+					asOf: "2026-10-10T10:00:00Z",
+					hasNext: false,
+					items: [],
+					page,
+					searchId: "paged-search",
+				});
+			}),
+		);
+		configureAuthClient({
+			accessToken: () => "synthetic",
+			clear: vi.fn(),
+			refresh: () => Promise.resolve(false),
+		});
+		render(
+			<QueryClientProvider client={createTestQueryClient()}>
+				<MantineProvider>
+					<MemoryRouter>
+						<StocksPage />
+					</MemoryRouter>
+				</MantineProvider>
+			</QueryClientProvider>,
+		);
+		fireEvent.click(screen.getByRole("button", { name: "Найти" }));
+		fireEvent.click(await screen.findByRole(
+			"button",
+			{ name: "Страница 2" },
+		));
+
+		await waitFor(() =>
+			expect(requestedPages).toHaveBeenCalledExactlyOnceWith(2),
+		);
+	});
+
+	it("keeps a newer search when an earlier page request finishes late", async () => {
+		const oldPage = Promise.withResolvers<void>();
+		let searches = 0;
+
+		server.use(
+			http.post("*/api/v1/stocks/screener/search", () => {
+				searches += 1;
+
+				return HttpResponse.json({
+					asOf: "2026-10-10T10:00:00Z",
+					hasNext: searches === 1,
+					items: [{
+						countryOfRisk: "RU",
+						currency: "RUB",
+						instrumentUid: searches === 1 ? "old" : "new",
+						isin: null,
+						logoName: null,
+						lot: 1,
+						name: searches === 1 ? "Старый" : "Новый",
+						realExchange: "REAL_EXCHANGE_MOEX",
+						sector: "financial",
+						shareType: "SHARE_TYPE_COMMON",
+						ticker: searches === 1 ? "OLD" : "NEW",
+					}],
+					page: 1,
+					searchId: searches === 1 ? "old-search" : "new-search",
+				});
+			}),
+			http.get("*/api/v1/stocks/screener/search/old-search", async () => {
+				await oldPage.promise;
+
+				return HttpResponse.json({
+					asOf: "2026-10-10T10:00:00Z",
+					hasNext: false,
+					items: [{
+						countryOfRisk: "RU",
+						currency: "RUB",
+						instrumentUid: "old-page",
+						isin: null,
+						logoName: null,
+						lot: 1,
+						name: "Старый результат",
+						realExchange: "REAL_EXCHANGE_MOEX",
+						sector: "financial",
+						shareType: "SHARE_TYPE_COMMON",
+						ticker: "OLD",
+					}],
+					page: 2,
+					searchId: "old-search",
+				});
+			}),
+		);
+		render(<StocksPageVmProbe />);
+		fireEvent.click(screen.getByRole("button", { name: "search" }));
+		await screen.findByText("Старый");
+		fireEvent.click(screen.getByRole("button", { name: "page" }));
+		fireEvent.click(screen.getByRole("button", { name: "search" }));
+		await screen.findByText("Новый");
+		await act(async () => {
+			oldPage.resolve();
+			await pageOperations[0];
+		});
+
+		expect(screen.getByText("Новый")).toBeVisible();
+		expect(screen.queryByText("Старый результат")).not.toBeInTheDocument();
+	});
+
+	it("disables filters and shows loading while searching", async () => {
+		const { promise, resolve } = Promise.withResolvers<void>();
+		server.use(
+			http.post("*/api/v1/stocks/screener/search", async () => {
+				await promise;
+
+				return HttpResponse.json({
+					asOf: "2026-10-10T10:00:00Z",
+					hasNext: false,
+					items: [],
+					page: 1,
+					searchId: "pending-search",
+				});
+			}),
+		);
+		configureAuthClient({
+			accessToken: () => "synthetic",
+			clear: vi.fn(),
+			refresh: () => Promise.resolve(false),
+		});
+		render(
+			<QueryClientProvider client={createTestQueryClient()}>
+				<MantineProvider>
+					<MemoryRouter>
+						<StocksPage />
+					</MemoryRouter>
+				</MantineProvider>
+			</QueryClientProvider>,
+		);
+		fireEvent.click(screen.getByRole("button", { name: "Найти" }));
+
+		await waitFor(() => expect(
+			screen.getByRole("combobox", { name: "Сектор" }),
+		).toBeDisabled());
+		expect(screen.getByRole("button", { name: "Найти" })).toHaveAttribute(
+			"data-loading",
+			"true",
+		);
+		resolve();
 	});
 });

src/pages/stocks/ui/StocksPage/StocksPage.view.tsx

@@ -1,89 +1,274 @@
-import type { FC } from "react";
+import type { ChangeEvent, FC } from "react";
-
-import { Badge, Group, Text } from "@mantine/core";
-import { useTranslation } from "react-i18next";
 
 import {
-	InstrumentSearch,
+	Alert,
-	InstrumentSearchCard,
+	Anchor,
-} from "@/features/instrument-search";
+	Avatar,
-import { formatMoney, formatSnapshotTime } from "@/shared/lib";
+	Badge,
+	Button,
+	Card,
+	Fieldset,
+	Group,
+	NumberInput,
+	Pagination,
+	Select,
+	SimpleGrid,
+	Stack,
+	Text,
+	TextInput,
+	Title,
+} from "@mantine/core";
+import { useTranslation } from "react-i18next";
+import { Link } from "react-router";
 
-import type { StocksPageVm } from "./StocksPage.vm";
+import { formatSnapshotTime, instrumentLogoUrl } from "@/shared/lib";
+
+import type { Criteria, StocksPageVm } from "./StocksPage.vm";
+
+import { useStocksPagePresentationVm } from "./StocksPagePresentation.vm";
+
+type CriteriaField = {
+	label: keyof Criteria;
+	options?: readonly string[];
+	type?: "number";
+};
+
+type StockCardProps = { item: StocksPageVm["items"][number] };
+
+type StockCriteriaFieldProps = {
+	criteria: Criteria;
+	field: CriteriaField;
+	onChange: (name: keyof Criteria, value: string) => void;
+};
 
 type StocksPageViewProps = { vm: StocksPageVm };
 
+const criteriaFields: CriteriaField[] = [
+	{ label: "query" },
+	{
+		label: "sector",
+		options: [
+			"consumer",
+			"energy",
+			"financial",
+			"health_care",
+			"industrials",
+			"it",
+			"materials",
+			"real_estate",
+			"telecom",
+			"utilities",
+		],
+	},
+	{
+		label: "shareType",
+		options: [
+			"SHARE_TYPE_ADR",
+			"SHARE_TYPE_COMMON",
+			"SHARE_TYPE_GDR",
+			"SHARE_TYPE_PREFERRED",
+		],
+	},
+	{ label: "currency", options: ["RUB", "USD", "EUR", "CNY", "HKD", "TRY"] },
+	{
+		label: "realExchange",
+		options: [
+			"REAL_EXCHANGE_MOEX",
+			"REAL_EXCHANGE_RTS",
+			"REAL_EXCHANGE_OTC",
+			"REAL_EXCHANGE_DEALER",
+		],
+	},
+	{ label: "countryOfRisk", options: ["RU", "US", "CN", "KZ", "HK", "TR"] },
+	{ label: "maxLot", type: "number" },
+];
+
+function numberChange(
+	field: keyof Criteria,
+	onChange: StockCriteriaFieldProps["onChange"],
+) {
+	return (value: number | string) => onChange(field, String(value));
+}
+
+function selectChange(
+	field: keyof Criteria,
+	onChange: StockCriteriaFieldProps["onChange"],
+) {
+	return (value: null | string) => onChange(field, value ?? "");
+}
+
+function selectOptions(field: CriteriaField, translate: ReturnType<typeof useTranslation>["t"]) {
+	return field.options?.map(value => ({
+		label: translate(`stock.screener.options.${field.label}.${value}`, {
+			defaultValue: value,
+		}),
+		value,
+	}));
+}
+
+function textChange(
+	field: keyof Criteria,
+	onChange: StockCriteriaFieldProps["onChange"],
+) {
+	return (event: ChangeEvent<HTMLInputElement>) =>
+		onChange(field, event.currentTarget.value);
+}
+
+const StockCriteriaField: FC<StockCriteriaFieldProps> = (props) => {
+	const { criteria, field, onChange } = props;
+	const { t } = useTranslation();
+	const options = selectOptions(field, t);
+	if (field.type === "number") return (
+		<NumberInput
+			label={t(`stock.screener.${field.label}`)}
+			min={1}
+			onChange={numberChange(field.label, onChange)}
+			value={criteria[field.label]}
+		/>
+	);
+
+	if (options) return (
+		<Select
+			clearable
+			data={options}
+			label={t(`stock.screener.${field.label}`)}
+			onChange={selectChange(field.label, onChange)}
+			value={criteria[field.label] || null}
+		/>
+	);
+
+	return (
+		<TextInput
+			label={t(`stock.screener.${field.label}`)}
+			onChange={textChange(field.label, onChange)}
+			value={criteria[field.label]}
+		/>
+	);
+};
+
+const StockCard: FC<StockCardProps> = (props) => {
+	const { item } = props;
+	const { t } = useTranslation();
+
+	const exchange = item.realExchange
+		? t(`stock.exchanges.${item.realExchange}`, {
+				defaultValue: item.realExchange,
+			})
+		: undefined;
+
+	const lot = item.lot === null
+		? undefined
+		: t("stock.lot", { value: item.lot });
+
+	return (
+		<Card p="md" withBorder>
+			<Group gap="sm" wrap="nowrap">
+				<Avatar alt="" radius="md" size={40} src={instrumentLogoUrl(item.logoName)}>
+					{item.name[0]}
+				</Avatar>
+
+				<Stack gap={2} miw={0}>
+					<Anchor
+						c="inherit"
+						component={Link}
+						fw={600}
+						to={`/stocks/${item.instrumentUid}`}
+					>
+						{item.name}
+					</Anchor>
+
+					<Text c="dimmed" size="xs">
+						{item.ticker ?? "-"} · {item.shareType ?? "-"}
+					</Text>
+
+					<Group gap="xs">
+						{exchange && <Badge color="gray" variant="light">{exchange}</Badge>}
+
+						{item.currency && (
+							<Badge color="gray" variant="light">{item.currency}</Badge>
+						)}
+
+						{lot && <Text c="dimmed" size="xs">{lot}</Text>}
+					</Group>
+
+					{item.isin && (
+						<Text c="dimmed" size="xs">
+							{t("stock.isin", { value: item.isin })}
+						</Text>
+					)}
+				</Stack>
+			</Group>
+		</Card>
+	);
+};
+
 const StocksPageView: FC<StocksPageViewProps> = (props) => {
 	const { vm } = props;
 	const { t } = useTranslation();
+	const { getControlProps, getItemProps } = useStocksPagePresentationVm();
 
 	return (
-		<InstrumentSearch kind="stock" vm={vm}>
+		<Stack gap="lg">
-			{vm.items.map((stock) => {
+			<div>
-				const quote = (
+				<Title order={1}>{t("stock.screenerTitle")}</Title>
-					<>
-						<Text fw={650} size="xl">
-							{stock.price ? formatMoney(stock.price) : "—"}
-						</Text>
 
-						<Text c="dimmed" size="xs">
+				<Text c="dimmed" mt="xs">{t("stock.screenerSubtitle")}</Text>
-							{stock.price && stock.priceAt
+			</div>
-								? t("stock.priceAt", {
-										date: formatSnapshotTime(stock.priceAt),
-									})
-								: t("stock.priceUnavailable")}
-						</Text>
 
-						{stock.apiTradeAvailable === true && (
+			<Fieldset disabled={vm.loading} variant="unstyled">
-							<Text c="green.8" mt="sm" size="xs">
+				<SimpleGrid cols={{ base: 1, sm: 2 }}>
-								{t("stock.apiAvailable")}
+					{criteriaFields.map(field => (
-							</Text>
+						<StockCriteriaField
-						)}
+							criteria={vm.criteria}
-					</>
+							field={field}
-				);
+							key={field.label}
+							onChange={vm.onCriteriaChange}
+						/>
+					))}
+				</SimpleGrid>
 
-				return (
+				<Group mt="lg">
-					<InstrumentSearchCard
+					<Button loading={vm.loading} onClick={vm.onSearch}>
-						instrument={stock}
+						{t("stock.screener.search")}
-						key={stock.instrumentUid}
+					</Button>
-						quote={quote}
+				</Group>
-					>
+			</Fieldset>
-						<Text c="dimmed" size="sm">
-							{stock.ticker} ·{" "}
-							{t(`stock.shareTypes.${stock.shareType}`, {
-								defaultValue: t("stock.share"),
-							})}
-						</Text>
 
-						<Group gap="xs" mt="sm">
+			{!!vm.error && (
-							<Badge color="gray" variant="light">
+				<Alert color="orange" role="status">{t("stock.screener.error")}</Alert>
-								{t(`stock.exchanges.${stock.realExchange}`, {
+			)}
-									defaultValue: t("stock.exchangeUnknown"),
-								})}
-							</Badge>
 
-							{!!stock.classCode && (
+			{vm.resultTime && (
-								<Text c="dimmed" size="xs">
+				<Text c="dimmed" size="sm">
-									{t("stock.classCode", { code: stock.classCode })}
+					{t("stock.screener.asOf", {
-								</Text>
+						date: formatSnapshotTime(vm.resultTime),
-							)}
+					})}
-						</Group>
+				</Text>
+			)}
 
-						{!!stock.isin && (
+			{vm.searched && !vm.loading && !vm.error && vm.items.length === 0 && (
-							<Text c="dimmed" mt={4} size="xs">
+				<Text c="dimmed">{t("stock.screener.empty")}</Text>
-								{t("stock.isin", { value: stock.isin })}
+			)}
-							</Text>
-						)}
 
-						{stock.apiTradeAvailable === false && (
+			<Stack gap="sm">
-							<Text c="dimmed" mt={4} size="xs">
+				{vm.items.map(item => (
-								{t("stock.apiUnavailable")}
+					<StockCard item={item} key={item.instrumentUid} />
-							</Text>
+				))}
-						)}
+			</Stack>
-					</InstrumentSearchCard>
+
-				);
+			{vm.totalPages > 1 && (
-			})}
+				<Group aria-label={t("stock.screener.pagination")} component="nav" justify="center">
-		</InstrumentSearch>
+					<Pagination
+						disabled={vm.loading}
+						getControlProps={getControlProps}
+						getItemProps={getItemProps}
+						onChange={vm.onPage}
+						total={vm.totalPages}
+						value={vm.page ?? 1}
+					/>
+				</Group>
+			)}
+		</Stack>
 	);
 };
 

src/pages/stocks/ui/StocksPage/StocksPage.vm.ts

@@ -1,43 +1,122 @@
-import { MIN_STOCK_SEARCH_LENGTH, useStockSearch } from "@/entities/stock";
+import { useRef, useState } from "react";
-import { useInstrumentSearch } from "@/features/instrument-search";
+
-import { useScreenSync } from "@/features/tbank-connection";
+import { apiClient } from "@/shared/api";
-import { apiErrorCode } from "@/shared/api";
+
-import { instrumentLogoUrl } from "@/shared/lib";
+type Criteria = {
+	countryOfRisk: string;
+	currency: string;
+	maxLot: string;
+	query: string;
+	realExchange: string;
+	sector: string;
+	shareType: string;
+};
+
+type ScreenerPage = Awaited<ReturnType<typeof readPage>>;
 
 type StocksPageVm = ReturnType<typeof useStocksPageVm>;
 
+const emptyCriteria: Criteria = {
+	countryOfRisk: "",
+	currency: "",
+	maxLot: "",
+	query: "",
+	realExchange: "",
+	sector: "",
+	shareType: "",
+};
+
+async function createSearch(criteria: Criteria) {
+	const { data } = await apiClient.POST("/api/v1/stocks/screener/search", {
+		body: {
+			...(criteria.countryOfRisk && { countryOfRisk: criteria.countryOfRisk }),
+			...(criteria.currency && { currency: criteria.currency }),
+			...(criteria.maxLot && { maxLot: Number(criteria.maxLot) }),
+			...(criteria.query && { query: criteria.query }),
+			...(criteria.realExchange && { realExchange: criteria.realExchange }),
+			...(criteria.sector && { sector: criteria.sector }),
+			...(criteria.shareType && { shareType: criteria.shareType }),
+		},
+	});
+
+	if (!data) throw new Error("Stock screener search failed");
+
+	return data;
+}
+
+async function readPage(searchId: string, page: number) {
+	const { data } = await apiClient.GET(
+		"/api/v1/stocks/screener/search/{searchId}",
+		{ params: { path: { searchId }, query: { page } } },
+	);
+
+	if (!data) throw new Error("Stock screener page failed");
+
+	return data;
+}
+
 function useStocksPageVm() {
-	const search = useInstrumentSearch(MIN_STOCK_SEARCH_LENGTH);
+	const [criteria, setCriteria] = useState(emptyCriteria);
-	const { canSearch, debounced, isWaiting, query } = search;
+	const [page, setPage] = useState<null | ScreenerPage>(null);
-	const result = useStockSearch(debounced);
+	const [pending, setPending] = useState(false);
-	useScreenSync({ query: debounced, screen: "stocks" }, [result]);
+	const [error, setError] = useState(false);
+	const requestIdRef = useRef(0);
+
+	const search = async () => {
+		const currentRequestId = requestIdRef.current + 1;
+		requestIdRef.current = currentRequestId;
+		setPending(true);
+		setError(false);
+
+		try {
+			const result = await createSearch(criteria);
+			if (requestIdRef.current === currentRequestId) setPage(result);
+		}
+		catch {
+			if (requestIdRef.current === currentRequestId) setError(true);
+		}
+		finally {
+			if (requestIdRef.current === currentRequestId) setPending(false);
+		}
+	};
+
+	const changePage = async (nextPage: number) => {
+		if (!page) return;
+
+		const currentRequestId = requestIdRef.current + 1;
+		requestIdRef.current = currentRequestId;
+		setPending(true);
+		setError(false);
+
+		try {
+			const result = await readPage(page.searchId, nextPage);
+			if (requestIdRef.current === currentRequestId) setPage(result);
+		}
+		catch {
+			if (requestIdRef.current === currentRequestId) setError(true);
+		}
+		finally {
+			if (requestIdRef.current === currentRequestId) setPending(false);
+		}
+	};
 
 	return {
-		canSearch,
+		changePage,
-		code: apiErrorCode(result.error),
+		criteria,
-		error:
+		error,
-			!result.data
+		items: page?.items ?? [],
-			&& (result.isError || result.meta?.sync.state === "failed"),
+		loading: pending,
-		items:
+		onCriteriaChange: (name: keyof Criteria, value: string) =>
-			result.data?.map(stock => ({
+			setCriteria(current => ({ ...current, [name]: value })),
-				...stock,
+		onPage: (nextPage: number) => void changePage(nextPage),
-				logoSrc: instrumentLogoUrl(stock.logoName),
+		onSearch: () => void search(),
-				to: `/stocks/${encodeURIComponent(stock.slug)}`,
+		page: page?.page,
-			})) ?? [],
+		resultTime: page?.asOf,
-		loading:
+		// Test seam: settle the actual operation instead of the handler release.
-			canSearch
+		search,
-			&& (isWaiting
+		searched: page !== null,
-				|| (!result.data
+		totalPages: page ? page.page + Number(page.hasNext) : 0,
-					&& !result.isError
-					&& result.meta?.sync.state !== "failed")),
-		onQueryChange: search.onQueryChange,
-		partial: result.meta?.availability === "partial",
-		query,
-		ready:
-			debounced.length >= MIN_STOCK_SEARCH_LENGTH
-			&& !isWaiting
-			&& Boolean(result.data),
 	};
 }
 
-export { type StocksPageVm, useStocksPageVm };
+export { type Criteria, type StocksPageVm, useStocksPageVm };

src/pages/stocks/ui/StocksPage/StocksPagePresentation.vm.ts

@@ -0,0 +1,20 @@
+import type { Pagination } from "@mantine/core";
+import type { ComponentProps } from "react";
+
+import { useTranslation } from "react-i18next";
+
+function useStocksPagePresentationVm() {
+	const { t } = useTranslation();
+
+	const getControlProps: ComponentProps<typeof Pagination>["getControlProps"] = control => ({
+		"aria-label": t(control === "previous" ? "stock.previous" : "stock.next"),
+	});
+
+	const getItemProps: ComponentProps<typeof Pagination>["getItemProps"] = page => ({
+		"aria-label": t("stock.screener.page", { page }),
+	});
+
+	return { getControlProps, getItemProps };
+}
+
+export { useStocksPagePresentationVm };

src/shared/api/client.test.ts

@@ -67,6 +67,25 @@ describe("apiClient authentication", () => {
 		expect(clear).toHaveBeenCalledOnce();
 	});
 
+	it("keeps the session when refresh failed because the server was unreachable", async () => {
+		const clear = vi.fn();
+		server.use(
+			http.get("*/api/v1/brokerage-accounts", () =>
+				HttpResponse.json({ code: "UNAUTHORIZED" }, { status: 401 }),
+			),
+		);
+		configureAuthClient({
+			accessToken: () => "expired",
+			clear,
+			refresh: () => Promise.resolve(false),
+			unavailable: () => true,
+		});
+
+		await apiClient.GET("/api/v1/brokerage-accounts");
+
+		expect(clear).not.toHaveBeenCalled();
+	});
+
 	it("does not attach Bearer auth to authentication endpoints", async () => {
 		let authorization: null | string
 
@@ -281,6 +300,33 @@ describe("apiClient transient read recovery", () => {
 		},
 	);
 
+	it("does not retry a read refused with INVALID_TBANK_TOKEN", async () => {
+		let requests = 0;
+		server.use(
+			http.get("*/api/v1/brokerage-accounts", () => {
+				requests += 1;
+
+				return HttpResponse.json(
+					{ code: "INVALID_TBANK_TOKEN", status: 400 },
+					{ status: 400 },
+				);
+			}),
+		);
+		configureAuthClient({
+			accessToken: () => "token",
+			clear: vi.fn(),
+			refresh: () => Promise.resolve(false),
+		});
+
+		const { error, response } = await apiClient.GET(
+			"/api/v1/brokerage-accounts",
+		);
+
+		expect(response.status).toBe(400);
+		expect(error).toMatchObject({ code: "INVALID_TBANK_TOKEN" });
+		expect(requests).toBe(1);
+	});
+
 	it("does not retry mutations", async () => {
 		let requests = 0;
 		server.use(

src/shared/api/client.ts

@@ -32,6 +32,10 @@ type AuthHandlers = {
 	clear: () => void;
 	generation?: () => number;
 	refresh: () => Promise<boolean>;
+	/**
+	True after a refresh failed transiently (network/5xx): the session is not proven gone.
+	*/
+	unavailable?: () => boolean;
 };
 
 type ReadAttempt = {
@@ -100,7 +104,8 @@ async function authenticatedFetch(request: Request): Promise<Response> {
 	if (!isCurrent()) throw new DOMException("Session changed", "AbortError");
 
 	if (!(await sessionState.handlers.refresh())) {
-		if (isCurrent()) sessionState.handlers.clear();
+		if (isCurrent() && !sessionState.handlers.unavailable?.())
+			sessionState.handlers.clear();
 
 		return response;
 	}