feat(cards): filter operations by date range

Add cards, operations, refunds, categories and monthly summaries with Mantine date controls.

Derive banking types from runtime OpenAPI. Cover recovery and session isolation.

.ai/SOURCES.md

@@ -4,11 +4,11 @@
 | --- | --- |
 | Какое implementation-решение принять | [CONVENTIONS](CONVENTIONS.md) |
 | HTTP wire contract и направление генерации | Backend runtime OpenAPI → [snapshot/types workflow](../../docs/development/runtime-openapi-verification.md) |
-| Error codes/validation/error envelope | [docs: HTTP API](../../docs/AI_INDEX.md#http-api) |
-| Auth/session, token storage и refresh | [docs: Security](../../docs/AI_INDEX.md#security) |
-| Значение Money, cached snapshot, account/position/income | [docs: Domain](../../docs/AI_INDEX.md#domain) |
-| Mantine/theme/tokens и существующие stories | [docs: UI](../../docs/AI_INDEX.md#ui) |
-| As-built behavior нужной feature | [docs: Features](../../docs/AI_INDEX.md#features) |
+| Error codes/validation/error envelope | [docs: HTTP API](../../docs/architecture/http-api.md) |
+| Auth/session, token storage и refresh | [Аутентификация](../../docs/domains/authentication/overview.md), [подключение брокера](../../docs/integrations/tbank.md) |
+| Значение Money, cached snapshot, account/position/income | [docs: Domain](../../docs/glossary.md) |
+| Mantine/theme/tokens и существующие stories | [Дизайн-система](../../docs/development/design-system.md), [UI-каталог](../../docs/development/ui-catalog.md) |
+| As-built behavior нужной feature | [docs: Features](../../docs/README.md#предметные-области) |
 | Существующие behavioral requirements, если нужны по задаче | [specs index](../../specs/AI_INDEX.md) |
 | Действующие versions/scripts/check scope | package.json, lockfile, Biome/TS/dependency configs |
 

.ai/conventions/frontend-data.md

@@ -36,10 +36,10 @@ Authorization. Auth endpoints исключены из Bearer/retry middleware. R
 
 Protected queries используют existing session-aware boundary; logout очищает
 session-scoped cache. При auth/token change читай [security](../../../backend/.ai/conventions/security-auth.md)
-и [authentication](../../../docs/features/authentication.md).
+и [authentication](../../../docs/domains/authentication/overview.md).
 Успешная connection mutation коммитит подтверждённый status и сбрасывает financial
 GET subtree; ошибка mutation не меняет generation/cache. Это отдельная граница
-от обычного фонового refetch: [connection policy](../../../docs/features/tbank-connection.md#граница-финансового-кэша).
+от обычного фонового refetch: [connection policy](../../../docs/integrations/tbank.md#граница-финансового-кэша).
 
 Default focus refetch выключен; freshness и retry определяются существующей
 [query policy](../../../docs/adr/007-react-query-fetch-policy.md) и feature source.

.ai/conventions/frontend-testing.md

@@ -28,6 +28,8 @@ MSW запускается только Vitest setup в `src/test/`, без brow
 Независимый case получает свой `createTestQueryClient`; rerender сохраняет
 экземпляр и seeded cache. Providers выбирай явно. Existing teardown выполняет
 RTL cleanup, auth reset и MSW reset: [test client](../../src/test/query.tsx).
+Тестовый клиент отключает retries запросов и мутаций для предсказуемого исхода;
+это не меняет [политику обновления приложения](../../../docs/adr/007-react-query-fetch-policy.md).
 
 ## Важные случаи
 

.storybook/preview.tsx

@@ -4,6 +4,7 @@ import "@mantine/dates/styles.css";
 import "dayjs/locale/ru";
 import "../src/shared/i18n";
 import { MantineProvider } from "@mantine/core";
+import { DatesProvider } from "@mantine/dates";
 import type { Preview } from "@storybook/react-vite";
 import { cssVariablesResolver, theme } from "@/shared/theme";
 
@@ -33,7 +34,9 @@ const preview: Preview = {
 				forceColorScheme="light"
 				colorSchemeManager={colorSchemeManager}
 			>
-				<Story />
+				<DatesProvider settings={{ locale: "ru" }}>
+					<Story />
+				</DatesProvider>
 			</MantineProvider>
 		),
 	],

README.md

@@ -39,10 +39,10 @@ document и затем выполните `npm run openapi:generate`.
 - [Data/API/cache](.ai/conventions/frontend-data.md)
 - [Testing](.ai/conventions/frontend-testing.md)
 - [Поставленный UI-каталог Storybook](../docs/development/ui-catalog.md)
-- [Обзор поставленной системы](../docs/architecture/system-overview.md)
+- [Обзор поставленной системы](../docs/overview.md)
 - [Engineering governance и risk-based testing](../docs/development/engineering-governance.md)
-- [Карта проектных фактов](../docs/AI_INDEX.md)
-- [Frontend workflow](../docs/development/frontend-workflow.md)
+- [Карта проектных фактов](../docs/README.md)
+- [Границы проверки интерфейса](../docs/development/verification.md#интерфейс)
 - [Remediation registry](../docs/development/audit-remediation.md)
 
 Runtime OpenAPI backend сверяется с frontend snapshot отдельной read-only

src/app/routes/AppRoutes.test.tsx

@@ -37,6 +37,7 @@ describe("AppRoutes", () => {
 		["/accounts/demo", "Вход"],
 		["/accounts/demo/operations", "Вход"],
 		["/settings", "Вход"],
+		["/cards?month=2026-08", "Вход"],
 		["/unknown", "Страница не найдена"],
 	])("renders %s with its page title", async (path, title) => {
 		renderRoutes(path);
@@ -94,6 +95,41 @@ describe("AppRoutes", () => {
 		});
 	});
 
+	it("returns after login to cards with the selected month without T-Bank", async () => {
+		server.use(
+			http.get("*/api/v1/bank-cards/categories", () => HttpResponse.json([])),
+			http.post("*/api/v1/auth/login", () =>
+				HttpResponse.json({
+					accessToken: "test",
+					user: { id: "user-1", email: "user@example.com" },
+				}),
+			),
+			http.get("*/api/v1/bank-cards", () => HttpResponse.json([])),
+			http.get("*/api/v1/bank-cards/summary", () =>
+				HttpResponse.json({
+					month: "2026-08",
+					cardId: null,
+					expenses: { currency: "RUB", value: "0" },
+					refunds: { currency: "RUB", value: "0" },
+					net: { currency: "RUB", value: "0" },
+					categories: [],
+				}),
+			),
+		);
+		renderRoutes("/cards?month=2026-08");
+		await screen.findByRole("heading", { name: "Вход" });
+		fireEvent.change(screen.getByLabelText("Email"), {
+			target: { value: "user@example.com" },
+		});
+		fireEvent.change(screen.getByLabelText("Пароль"), {
+			target: { value: "a secure password" },
+		});
+		fireEvent.click(screen.getByRole("button", { name: "Вход" }));
+		await screen.findByRole("heading", { name: "Добавьте первую карту" });
+		expect(screen.getByLabelText("Месяц")).toHaveTextContent("August 2026");
+		expect(document.title).toBe("Карты — WealthLedger");
+	});
+
 	it("lazy-loads the protected shell for an authenticated accounts route", async () => {
 		server.use(
 			http.post("*/api/v1/auth/refresh", () =>

src/app/routes/AppRoutes.tsx

@@ -4,6 +4,14 @@ import { Navigate, Route, Routes } from "react-router";
 import { LazyPage } from "./RouteFallback";
 import { Protected, Public } from "./RouteGuards";
 
+const CardPage = lazy(async () => {
+	const { CardPage } = await import("@/pages/card");
+	return { default: CardPage };
+});
+const CardsPage = lazy(async () => {
+	const { CardsPage } = await import("@/pages/cards");
+	return { default: CardsPage };
+});
 const BondPage = lazy(async () => {
 	const { BondPage } = await import("@/pages/bond");
 	return { default: BondPage };
@@ -93,6 +101,22 @@ const AppRoutes: FC = () => (
 				</Protected>
 			}
 		>
+			<Route
+				path="/cards/:cardId"
+				element={
+					<LazyPage variant="content">
+						<CardPage />
+					</LazyPage>
+				}
+			/>
+			<Route
+				path="/cards"
+				element={
+					<LazyPage variant="content">
+						<CardsPage />
+					</LazyPage>
+				}
+			/>
 			<Route
 				path="/bonds"
 				element={

src/app/routes/DocumentTitle.tsx

@@ -2,6 +2,7 @@ import { useDocumentTitle } from "@mantine/hooks";
 import type { FC } from "react";
 import { useTranslation } from "react-i18next";
 import { useMatch } from "react-router";
+import { useBankCard } from "@/entities/bank-card";
 import { useBond } from "@/entities/bond";
 import { useBrokerageAccounts } from "@/entities/brokerage-account";
 import { useStock } from "@/entities/stock";
@@ -52,14 +53,23 @@ const StockDocumentTitle: FC<InstrumentDocumentTitleProps> = (props) => {
 	return <DocumentTitle title={data?.name ?? t("stock.share")} />;
 };
 
+const CardDocumentTitle: FC<InstrumentDocumentTitleProps> = (props) => {
+	const { t } = useTranslation();
+	const { data } = useBankCard(props.identifier);
+	return <DocumentTitle title={data?.name ?? t("bank.card")} />;
+};
+
 const ProtectedDocumentTitle: FC = () => {
 	const { t } = useTranslation();
 	const account = useMatch("/accounts/:accountId/:section?");
 	const bond = useMatch("/bonds/:bondId");
 	const stock = useMatch("/stocks/:stockId");
+	const card = useMatch("/cards/:cardId");
+	const cards = useMatch("/cards");
 	const bonds = useMatch("/bonds");
 	const stocks = useMatch("/stocks");
 	const settings = useMatch("/settings");
+	if (card) return <CardDocumentTitle identifier={card.params.cardId ?? ""} />;
 	if (account)
 		return (
 			<AccountDocumentTitle
@@ -73,13 +83,15 @@ const ProtectedDocumentTitle: FC = () => {
 	return (
 		<DocumentTitle
 			title={t(
-				bonds
-					? "navigation.bonds"
-					: stocks
-						? "navigation.stocks"
-						: settings
-							? "navigation.settings"
-							: "navigation.accounts",
+				cards
+					? "navigation.cards"
+					: bonds
+						? "navigation.bonds"
+						: stocks
+							? "navigation.stocks"
+							: settings
+								? "navigation.settings"
+								: "navigation.accounts",
 			)}
 		/>
 	);

src/app/routes/RouteGuards.tsx

@@ -22,8 +22,16 @@ const Protected: FC<PropsWithChildren> = (props) => {
 const Public: FC<PropsWithChildren> = (props) => {
 	const { children } = props;
 	const { user, ready } = useAuth();
+	const location = useLocation();
+	const requested = (location.state as { returnTo?: string } | null)?.returnTo;
+	const returnTo =
+		typeof requested === "string" &&
+		requested.startsWith("/") &&
+		!requested.startsWith("//")
+			? requested
+			: "/accounts";
 	if (!ready) return <RouteSkeleton variant="shell" />;
-	return user ? <Navigate to="/accounts" replace /> : children;
+	return user ? <Navigate to={returnTo} replace /> : children;
 };
 
 export { Protected, Public };

src/app/ui/AppBreadcrumbs.tsx

@@ -6,6 +6,7 @@ import { AccountBreadcrumbs } from "./AccountBreadcrumbs";
 import { AccountScopeSwitch } from "./AccountScopeSwitch";
 import { BondBreadcrumbs } from "./BondBreadcrumbs";
 import { BreadcrumbTrail } from "./BreadcrumbTrail";
+import { CardBreadcrumbs } from "./CardBreadcrumbs";
 import { StockBreadcrumbs } from "./StockBreadcrumbs";
 
 const AppBreadcrumbs: FC = () => {
@@ -17,6 +18,8 @@ const AppBreadcrumbs: FC = () => {
 	const events = useMatch({ path: "/accounts/:accountId/events", end: true });
 	const income = useMatch({ path: "/accounts/:accountId/income", end: true });
 	const account = useMatch({ path: "/accounts/:accountId", end: true });
+	const card = useMatch("/cards/:cardId");
+	const cards = useMatch("/cards");
 	const accounts = useMatch({ path: "/accounts", end: true });
 	const settings = useMatch({ path: "/settings", end: true });
 
@@ -71,6 +74,8 @@ const AppBreadcrumbs: FC = () => {
 				<AccountScopeSwitch accountId={account.params.accountId ?? ""} />
 			</Stack>
 		);
+	if (card) return <CardBreadcrumbs identifier={card.params.cardId ?? ""} />;
+	if (cards) return <BreadcrumbTrail items={[{ label: t("bank.title") }]} />;
 	if (accounts)
 		return <BreadcrumbTrail items={[{ label: t("breadcrumbs.accounts") }]} />;
 	if (settings)

src/app/ui/CardBreadcrumbs.tsx

@@ -0,0 +1,20 @@
+import type { FC } from "react";
+import { useTranslation } from "react-i18next";
+import { useBankCard } from "@/entities/bank-card";
+import { BreadcrumbTrail } from "./BreadcrumbTrail";
+
+type CardBreadcrumbsProps = { identifier: string };
+const CardBreadcrumbs: FC<CardBreadcrumbsProps> = (props) => {
+	const { data } = useBankCard(props.identifier);
+	const { t } = useTranslation();
+	return (
+		<BreadcrumbTrail
+			items={[
+				{ label: t("bank.title"), to: "/cards" },
+				{ label: data?.name ?? t("bank.card") },
+			]}
+		/>
+	);
+};
+
+export { CardBreadcrumbs };

src/entities/bank-card/api/banking.test.tsx

@@ -0,0 +1,424 @@
+import { act, renderHook, waitFor } from "@testing-library/react";
+import { HttpResponse, http } from "msw";
+import { beforeEach, describe, expect, it, vi } from "vitest";
+import { apiClient, configureAuthClient } from "@/shared/api";
+import { createQueryWrapper } from "@/test/query";
+import { server } from "@/test/server";
+import { useBankMutations } from "./mutations";
+import {
+	type BankCard,
+	type CreateBankOperation,
+	useBankCard,
+	useBankCards,
+	useBankCategories,
+	useBankExpenses,
+	useBankOperation,
+	useBankOperations,
+	useBankSummary,
+} from "./queries";
+
+const card: BankCard = {
+	id: "a",
+	name: "Daily",
+	bankName: null,
+	lastFour: null,
+	paymentSystem: null,
+	openingBalance: { currency: "RUB", value: "100" },
+	openingDate: "2026-09-01",
+	balance: { currency: "RUB", value: "100" },
+	archivedAt: null,
+	version: 1,
+};
+const transfer: CreateBankOperation = {
+	id: "4e6caa65-dd52-4629-81e2-ce8a139a0612",
+	kind: "transfer",
+	cardId: "a",
+	targetCardId: "b",
+	amount: { currency: "RUB", value: "90071992547409.93" },
+	date: "2026-09-12",
+};
+
+function authenticate() {
+	configureAuthClient({
+		accessToken: () => "token",
+		refresh: async () => true,
+		clear: vi.fn(),
+	});
+}
+
+function readHandlers(counts: Map<string, number>, categoryName = "Food") {
+	return [
+		http.get("*/api/v1/bank-cards", ({ request }) => {
+			const key = new URL(request.url).pathname + new URL(request.url).search;
+			counts.set(key, (counts.get(key) ?? 0) + 1);
+			return HttpResponse.json([card]);
+		}),
+		http.get("*/api/v1/bank-cards/*", ({ request }) => {
+			const url = new URL(request.url);
+			const key = url.pathname + url.search;
+			counts.set(key, (counts.get(key) ?? 0) + 1);
+			if (url.pathname.endsWith("/categories"))
+				return HttpResponse.json([
+					{ id: "food", name: categoryName, isDefault: true, version: 1 },
+				]);
+			if (url.pathname.endsWith("/summary"))
+				return HttpResponse.json({
+					month: url.searchParams.get("month"),
+					cardId: url.searchParams.get("cardId"),
+					expenses: { currency: "RUB", value: "0" },
+					refunds: { currency: "RUB", value: "0" },
+					net: { currency: "RUB", value: "0" },
+					categories: [],
+				});
+			if (
+				url.pathname.endsWith("/operations") ||
+				url.pathname.endsWith("/expenses")
+			)
+				return HttpResponse.json({
+					items: [],
+					page: 1,
+					total: 0,
+					hasNext: false,
+				});
+			if (url.pathname.includes("/operations/"))
+				return HttpResponse.json({ ...transfer, version: 1 });
+			return HttpResponse.json({ ...card, id: url.pathname.split("/").at(-1) });
+		}),
+	];
+}
+
+function useReadModels() {
+	const cards = useBankCards(true);
+	const a = useBankCard("a");
+	const b = useBankCard("b");
+	const categories = useBankCategories();
+	const history = useBankOperations("a", {
+		month: "2026-09",
+		page: 2,
+		limit: 20,
+	});
+	const expenses = useBankExpenses("a", { page: 1 });
+	const september = useBankSummary("2026-09");
+	const august = useBankSummary("2026-08", "b");
+	const original = useBankOperation("original");
+	return {
+		reads: [
+			cards,
+			a,
+			b,
+			categories,
+			history,
+			expenses,
+			september,
+			august,
+			original,
+		],
+		mutations: useBankMutations(),
+	};
+}
+
+describe("banking API", () => {
+	beforeEach(authenticate);
+
+	it("loads every page for all mode and fails without exposing partial results", async () => {
+		const pages: number[] = [];
+		let fail = false;
+		server.use(
+			http.get("*/api/v1/bank-cards/a/operations", ({ request }) => {
+				const url = new URL(request.url);
+				const page = Number(url.searchParams.get("page"));
+				pages.push(page);
+				expect(url.searchParams.get("limit")).toBe("100");
+				expect(url.searchParams.get("month")).toBe("2026-09");
+				if (fail && page === 2)
+					return HttpResponse.json({ code: "FAILED" }, { status: 500 });
+				return HttpResponse.json({
+					items: [{ ...transfer, id: String(page) }],
+					total: 2,
+					page,
+					hasNext: page === 1,
+				});
+			}),
+		);
+		const { result } = renderHook(
+			() => useBankOperations("a", { month: "2026-09", page: 1, limit: "all" }),
+			{ wrapper: createQueryWrapper().wrapper },
+		);
+		await waitFor(() => expect(result.current.isSuccess).toBe(true));
+		expect(pages).toEqual([1, 2]);
+		expect(result.current.data?.items.map((item) => item.id)).toEqual([
+			"1",
+			"2",
+		]);
+		fail = true;
+		const failed = renderHook(
+			() => useBankOperations("a", { month: "2026-09", page: 1, limit: "all" }),
+			{ wrapper: createQueryWrapper().wrapper },
+		);
+		await waitFor(() => expect(failed.result.current.isError).toBe(true));
+		expect(failed.result.current.data).toBeUndefined();
+	});
+
+	it("uses session-aware banking endpoints and explicit month/page without T-Bank", async () => {
+		const counts = new Map<string, number>();
+		server.use(...readHandlers(counts));
+		const { result } = renderHook(useReadModels, {
+			wrapper: createQueryWrapper().wrapper,
+		});
+		await waitFor(() =>
+			expect(result.current.reads.every((read) => read.isSuccess)).toBe(true),
+		);
+		expect([...counts.keys()]).toContain(
+			"/api/v1/bank-cards?includeArchived=true",
+		);
+		expect([...counts.keys()]).toContain(
+			"/api/v1/bank-cards/a/operations?month=2026-09&page=2&limit=20",
+		);
+		expect([...counts.keys()]).toContain(
+			"/api/v1/bank-cards/summary?month=2026-08&cardId=b",
+		);
+		expect(counts.size).toBe(9);
+	});
+
+	it("replays the exact UUID and large Money string once across shared auth refresh", async () => {
+		let token = "expired";
+		const refresh = vi.fn(async () => {
+			token = "renewed";
+			return true;
+		});
+		configureAuthClient({ accessToken: () => token, refresh, clear: vi.fn() });
+		const bodies: unknown[] = [];
+		const headers: (string | null)[] = [];
+		server.use(
+			http.post("*/api/v1/bank-cards/operations", async ({ request }) => {
+				bodies.push(await request.json());
+				headers.push(request.headers.get("Authorization"));
+				return bodies.length === 1
+					? HttpResponse.json({ code: "UNAUTHORIZED" }, { status: 401 })
+					: HttpResponse.json({ ...transfer, version: 1 });
+			}),
+		);
+		const { result } = renderHook(useBankMutations, {
+			wrapper: createQueryWrapper().wrapper,
+		});
+		await act(() => result.current.createOperation.mutateAsync(transfer));
+		expect(bodies).toEqual([transfer, transfer]);
+		expect(headers).toEqual(["Bearer expired", "Bearer renewed"]);
+		expect(refresh).toHaveBeenCalledTimes(1);
+	});
+
+	it("does not automatically retry a network failure and preserves the form-supplied intent on repeat", async () => {
+		const bodies: unknown[] = [];
+		server.use(
+			http.post("*/api/v1/bank-cards/operations", async ({ request }) => {
+				bodies.push(await request.json());
+				return bodies.length === 1
+					? HttpResponse.error()
+					: HttpResponse.json({ ...transfer, version: 1 });
+			}),
+		);
+		const { result } = renderHook(useBankMutations, {
+			wrapper: createQueryWrapper().wrapper,
+		});
+		await act(async () => {
+			await expect(
+				result.current.createOperation.mutateAsync(transfer),
+			).rejects.toThrow();
+		});
+		expect(bodies).toEqual([transfer]);
+		await act(() => result.current.createOperation.mutateAsync(transfer));
+		expect(bodies).toEqual([transfer, transfer]);
+	});
+
+	it("keeps the confirmed balance while a mutation is pending or fails, and on refetch failure", async () => {
+		server.use(...readHandlers(new Map()));
+		let finish: () => void = () => {};
+		const pending = new Promise<void>((resolve) => {
+			finish = resolve;
+		});
+		server.use(
+			http.post("*/api/v1/bank-cards/operations", async () => {
+				await pending;
+				return HttpResponse.json({ code: "INTERNAL_ERROR" }, { status: 500 });
+			}),
+		);
+		const { result } = renderHook(
+			() => ({ query: useBankCard("a"), mutations: useBankMutations() }),
+			{ wrapper: createQueryWrapper().wrapper },
+		);
+		await waitFor(() => expect(result.current.query.isSuccess).toBe(true));
+		let saving: Promise<unknown>;
+		act(() => {
+			saving = result.current.mutations.createOperation
+				.mutateAsync(transfer)
+				.catch(() => undefined);
+		});
+		await waitFor(() =>
+			expect(result.current.mutations.createOperation.isPending).toBe(true),
+		);
+		expect(result.current.query.data?.balance.value).toBe("100");
+		await act(async () => {
+			finish();
+			await saving;
+		});
+		expect(result.current.query.data?.balance.value).toBe("100");
+		server.use(
+			http.get("*/api/v1/bank-cards/a", () =>
+				HttpResponse.json({ code: "INTERNAL_ERROR" }, { status: 500 }),
+			),
+		);
+		await act(() => result.current.query.refetch());
+		expect(result.current.query.isError).toBe(true);
+		expect(result.current.query.data?.balance.value).toBe("100");
+	});
+
+	it("refetches both cards, every month, categories, journal and source expenses after a transfer without invalidating brokerage", async () => {
+		const counts = new Map<string, number>();
+		server.use(
+			...readHandlers(counts),
+			http.post("*/api/v1/bank-cards/operations", () =>
+				HttpResponse.json({ ...transfer, version: 1 }),
+			),
+		);
+		const { wrapper, queryClient } = createQueryWrapper();
+		const brokerKey = ["get", "/api/v1/brokerage-accounts"];
+		queryClient.setQueryData(brokerKey, []);
+		const { result } = renderHook(useReadModels, { wrapper });
+		await waitFor(() =>
+			expect(result.current.reads.every((read) => read.isSuccess)).toBe(true),
+		);
+		await act(() =>
+			result.current.mutations.createOperation.mutateAsync(transfer),
+		);
+		expect([...counts.values()]).toEqual(Array(9).fill(2));
+		expect(queryClient.getQueryState(brokerKey)?.isInvalidated).toBe(false);
+	});
+
+	it.each([
+		"BANK_VERSION_CONFLICT",
+		"BANK_INTENT_CONFLICT",
+		"BANK_REFUND_LIMIT",
+	])("fetches current state after %s", async (code) => {
+		let reads = 0;
+		server.use(
+			http.get("*/api/v1/bank-cards/a", () =>
+				HttpResponse.json({ ...card, version: ++reads }),
+			),
+			http.patch("*/api/v1/bank-cards/a", () =>
+				HttpResponse.json({ code }, { status: 409 }),
+			),
+		);
+		const { result } = renderHook(
+			() => ({ card: useBankCard("a"), mutations: useBankMutations() }),
+			{ wrapper: createQueryWrapper().wrapper },
+		);
+		await waitFor(() => expect(result.current.card.data?.version).toBe(1));
+		await act(async () => {
+			await expect(
+				result.current.mutations.updateCard.mutateAsync({
+					id: "a",
+					body: { name: "changed", version: 1 },
+				}),
+			).rejects.toEqual({ code });
+		});
+		await waitFor(() => expect(result.current.card.data?.version).toBe(2));
+	});
+
+	it("sends edit/delete versions and refreshes category names without optimistic updates", async () => {
+		const requests: unknown[] = [];
+		let name = "Food";
+		server.use(
+			http.get("*/api/v1/bank-cards/categories", () =>
+				HttpResponse.json([{ id: "food", name, isDefault: true, version: 1 }]),
+			),
+			http.patch("*/api/v1/bank-cards/categories/food", async ({ request }) => {
+				const body = await request.json();
+				requests.push(body);
+				name = "Groceries";
+				return HttpResponse.json({
+					id: "food",
+					name,
+					isDefault: true,
+					version: 2,
+				});
+			}),
+			http.patch(
+				"*/api/v1/bank-cards/operations/original",
+				async ({ request }) => {
+					requests.push(await request.json());
+					return HttpResponse.json({ ...transfer, version: 2 });
+				},
+			),
+			http.delete("*/api/v1/bank-cards/operations/original", ({ request }) => {
+				requests.push(new URL(request.url).searchParams.get("version"));
+				return new HttpResponse(null, { status: 204 });
+			}),
+		);
+		const { result } = renderHook(
+			() => ({
+				categories: useBankCategories(),
+				mutations: useBankMutations(),
+			}),
+			{ wrapper: createQueryWrapper().wrapper },
+		);
+		await waitFor(() =>
+			expect(result.current.categories.data?.[0].name).toBe("Food"),
+		);
+		await act(() =>
+			result.current.mutations.updateCategory.mutateAsync({
+				id: "food",
+				body: { name: "Groceries", version: 1 },
+			}),
+		);
+		await waitFor(() =>
+			expect(result.current.categories.data?.[0].name).toBe("Groceries"),
+		);
+		await act(() =>
+			result.current.mutations.updateOperation.mutateAsync({
+				id: "original",
+				body: { description: "corrected", version: 1 },
+			}),
+		);
+		await act(() =>
+			result.current.mutations.deleteOperation.mutateAsync({
+				id: "original",
+				version: 2,
+			}),
+		);
+		expect(requests).toEqual([
+			{ name: "Groceries", version: 1 },
+			{ description: "corrected", version: 1 },
+			"2",
+		]);
+	});
+
+	it("disables reads after session removal and retains banking data across a T-Bank API mutation", async () => {
+		const counts = new Map<string, number>();
+		server.use(
+			...readHandlers(counts),
+			http.put("*/api/v1/tbank-connection", () =>
+				HttpResponse.json({
+					connected: true,
+					connectedAt: "2026-09-12T00:00:00Z",
+				}),
+			),
+		);
+		const { wrapper, queryClient } = createQueryWrapper();
+		const { result, rerender } = renderHook(() => useBankCard("a"), {
+			wrapper,
+		});
+		await waitFor(() => expect(result.current.data?.balance.value).toBe("100"));
+		await apiClient.PUT("/api/v1/tbank-connection", {
+			body: { token: "synthetic" },
+		});
+		expect(result.current.data?.balance.value).toBe("100");
+		act(() => {
+			configureAuthClient(null);
+			queryClient.clear();
+		});
+		rerender();
+		await waitFor(() => expect(result.current.fetchStatus).toBe("idle"));
+		expect(result.current.data).toBeUndefined();
+		expect(counts.get("/api/v1/bank-cards/a")).toBe(1);
+	});
+});

src/entities/bank-card/api/mutations.ts

@@ -0,0 +1,111 @@
+import { useMutation, useQueryClient } from "@tanstack/react-query";
+import { apiClient, apiErrorCode } from "@/shared/api";
+import type {
+	CreateBankCard,
+	CreateBankOperation,
+	CreateExpenseCategory,
+	UpdateBankCard,
+	UpdateBankOperation,
+	UpdateExpenseCategory,
+} from "./queries";
+
+async function mutationData<T>(
+	request: Promise<{ data?: T; error?: unknown }>,
+) {
+	const { data, error } = await request;
+	if (error) throw error;
+	return data;
+}
+
+function useBankMutations() {
+	const queryClient = useQueryClient();
+	const invalidate = () =>
+		queryClient.invalidateQueries({
+			predicate: ({ queryKey: [method, path] }) =>
+				method === "get" &&
+				typeof path === "string" &&
+				(path === "/api/v1/bank-cards" ||
+					path.startsWith("/api/v1/bank-cards/")),
+		});
+	const options = {
+		retry: false,
+		onSuccess: invalidate,
+		onError: (error: unknown) => {
+			if (
+				[
+					"BANK_VERSION_CONFLICT",
+					"BANK_WRITE_CONFLICT",
+					"BANK_INTENT_CONFLICT",
+					"BANK_REFUND_LIMIT",
+					"BANK_DEPENDENT_REFUNDS",
+				].includes(apiErrorCode(error) ?? "")
+			)
+				return invalidate();
+		},
+	} as const;
+	const createCard = useMutation({
+		...options,
+		mutationFn: (body: CreateBankCard) =>
+			mutationData(apiClient.POST("/api/v1/bank-cards", { body })),
+	});
+	const updateCard = useMutation({
+		...options,
+		mutationFn: ({ id, body }: { id: string; body: UpdateBankCard }) =>
+			mutationData(
+				apiClient.PATCH("/api/v1/bank-cards/{id}", {
+					params: { path: { id } },
+					body,
+				}),
+			),
+	});
+	const createOperation = useMutation({
+		...options,
+		mutationFn: (body: CreateBankOperation) =>
+			mutationData(apiClient.POST("/api/v1/bank-cards/operations", { body })),
+	});
+	const updateOperation = useMutation({
+		...options,
+		mutationFn: ({ id, body }: { id: string; body: UpdateBankOperation }) =>
+			mutationData(
+				apiClient.PATCH("/api/v1/bank-cards/operations/{id}", {
+					params: { path: { id } },
+					body,
+				}),
+			),
+	});
+	const deleteOperation = useMutation({
+		...options,
+		mutationFn: ({ id, version }: { id: string; version: number }) =>
+			mutationData(
+				apiClient.DELETE("/api/v1/bank-cards/operations/{id}", {
+					params: { path: { id }, query: { version } },
+				}),
+			),
+	});
+	const createCategory = useMutation({
+		...options,
+		mutationFn: (body: CreateExpenseCategory) =>
+			mutationData(apiClient.POST("/api/v1/bank-cards/categories", { body })),
+	});
+	const updateCategory = useMutation({
+		...options,
+		mutationFn: ({ id, body }: { id: string; body: UpdateExpenseCategory }) =>
+			mutationData(
+				apiClient.PATCH("/api/v1/bank-cards/categories/{id}", {
+					params: { path: { id } },
+					body,
+				}),
+			),
+	});
+	return {
+		createCard,
+		updateCard,
+		createOperation,
+		updateOperation,
+		deleteOperation,
+		createCategory,
+		updateCategory,
+	};
+}
+
+export { useBankMutations };

src/entities/bank-card/api/queries.ts

@@ -0,0 +1,192 @@
+import {
+	apiClient,
+	apiQueryClient,
+	type paths,
+	useAuthenticatedQuery,
+} from "@/shared/api";
+
+import { moneyCents } from "../model/form-validation";
+
+type BankCard =
+	paths["/api/v1/bank-cards/{id}"]["get"]["responses"][200]["content"]["application/json"];
+type BankOperation =
+	paths["/api/v1/bank-cards/operations/{id}"]["get"]["responses"][200]["content"]["application/json"];
+type BankOperations =
+	paths["/api/v1/bank-cards/{id}/operations"]["get"]["responses"][200]["content"]["application/json"];
+type BankSummary =
+	paths["/api/v1/bank-cards/summary"]["get"]["responses"][200]["content"]["application/json"];
+type ExpenseCategory =
+	paths["/api/v1/bank-cards/categories"]["get"]["responses"][200]["content"]["application/json"][number];
+type CreateBankCard =
+	paths["/api/v1/bank-cards"]["post"]["requestBody"]["content"]["application/json"];
+type UpdateBankCard =
+	paths["/api/v1/bank-cards/{id}"]["patch"]["requestBody"]["content"]["application/json"];
+type CreateBankOperation =
+	paths["/api/v1/bank-cards/operations"]["post"]["requestBody"]["content"]["application/json"];
+type UpdateBankOperation =
+	paths["/api/v1/bank-cards/operations/{id}"]["patch"]["requestBody"]["content"]["application/json"];
+type CreateExpenseCategory =
+	paths["/api/v1/bank-cards/categories"]["post"]["requestBody"]["content"]["application/json"];
+type UpdateExpenseCategory =
+	paths["/api/v1/bank-cards/categories/{id}"]["patch"]["requestBody"]["content"]["application/json"];
+
+function useBankCards(includeArchived = false) {
+	return useAuthenticatedQuery(
+		apiQueryClient.queryOptions("get", "/api/v1/bank-cards", {
+			params: {
+				query: { includeArchived: includeArchived ? "true" : "false" },
+			},
+		}),
+	);
+}
+
+function useBankCard(id: string | undefined) {
+	return useAuthenticatedQuery({
+		...apiQueryClient.queryOptions("get", "/api/v1/bank-cards/{id}", {
+			params: { path: { id: id ?? "" } },
+		}),
+		enabled: Boolean(id),
+	});
+}
+
+function useBankCategories() {
+	return useAuthenticatedQuery(
+		apiQueryClient.queryOptions("get", "/api/v1/bank-cards/categories"),
+	);
+}
+
+function useBankOperations(
+	id: string | undefined,
+	query: {
+		month?: string;
+		from?: string;
+		to?: string;
+		page: number;
+		limit?: number | "all";
+	},
+) {
+	const all = query.limit === "all";
+	const params = {
+		path: { id: id ?? "" },
+		query: {
+			...query,
+			page: all ? 1 : query.page,
+			limit: query.limit === "all" ? 100 : query.limit,
+		},
+	};
+	const options = apiQueryClient.queryOptions(
+		"get",
+		"/api/v1/bank-cards/{id}/operations",
+		{ params },
+	);
+	return useAuthenticatedQuery({
+		queryKey: all ? ([...options.queryKey, "all"] as const) : options.queryKey,
+		placeholderData: (
+			previousData: BankOperations | undefined,
+			previousQuery,
+		) => {
+			const previous = previousQuery?.queryKey[2]?.params;
+			return !all &&
+				previousQuery?.queryKey.length === 3 &&
+				previous?.path?.id === id &&
+				previous?.query?.month === query.month &&
+				previous?.query?.from === query.from &&
+				previous?.query?.to === query.to &&
+				previous?.query?.limit === query.limit
+				? previousData
+				: undefined;
+		},
+		queryFn: async ({ signal }) => {
+			const items: BankOperation[] = [];
+			for (let page = params.query.page; ; page++) {
+				const { data, error } = await apiClient.GET(
+					"/api/v1/bank-cards/{id}/operations",
+					{
+						params: { ...params, query: { ...params.query, page } },
+						signal,
+					},
+				);
+				if (error) throw error;
+				if (!data) throw new Error("Missing bank operations response");
+				if (!all) return data;
+				items.push(...data.items);
+				if (!data.hasNext) return { ...data, items, page: 1, hasNext: false };
+			}
+		},
+		enabled: Boolean(id && (query.month || (query.from && query.to))),
+	});
+}
+
+function useBankExpenses(
+	id: string | undefined,
+	query: { page: number; limit?: number },
+) {
+	return useAuthenticatedQuery({
+		...apiQueryClient.queryOptions("get", "/api/v1/bank-cards/{id}/expenses", {
+			params: { path: { id: id ?? "" }, query },
+		}),
+		enabled: Boolean(id),
+	});
+}
+
+function sortBankSummary(data: BankSummary): BankSummary {
+	return {
+		...data,
+		categories: data.categories.toSorted((a, b) => {
+			const left = moneyCents(a.net.value);
+			const right = moneyCents(b.net.value);
+			if (left === null || right === null)
+				throw new Error("Invalid bank summary amount");
+			return left > right ? -1 : left < right ? 1 : 0;
+		}),
+	};
+}
+
+function useBankSummary(
+	period: string | { from: string; to: string },
+	cardId?: string,
+) {
+	const query =
+		typeof period === "string"
+			? { month: period, cardId }
+			: { ...period, cardId };
+	return useAuthenticatedQuery({
+		...apiQueryClient.queryOptions("get", "/api/v1/bank-cards/summary", {
+			params: { query },
+		}),
+		select: sortBankSummary,
+		enabled: Boolean(period),
+	});
+}
+
+function useBankOperation(id: string | undefined) {
+	return useAuthenticatedQuery({
+		...apiQueryClient.queryOptions(
+			"get",
+			"/api/v1/bank-cards/operations/{id}",
+			{ params: { path: { id: id ?? "" } } },
+		),
+		enabled: Boolean(id),
+	});
+}
+
+export {
+	type BankCard,
+	type BankOperation,
+	type BankSummary,
+	type CreateBankCard,
+	type CreateBankOperation,
+	type CreateExpenseCategory,
+	type ExpenseCategory,
+	sortBankSummary,
+	type UpdateBankCard,
+	type UpdateBankOperation,
+	type UpdateExpenseCategory,
+	useBankCard,
+	useBankCards,
+	useBankCategories,
+	useBankExpenses,
+	useBankOperation,
+	useBankOperations,
+	useBankSummary,
+};

src/entities/bank-card/api/summary.test.ts

@@ -0,0 +1,32 @@
+import { expect, it } from "vitest";
+import { type BankSummary, sortBankSummary } from "./queries";
+
+it("orders displayed expenses descending, preserving cents, ties and source data", () => {
+	const values = [
+		"-10",
+		"9007199254740992.01",
+		"0",
+		"9007199254740992.02",
+		"-2",
+		"0",
+	];
+	const money = (value: string) => ({ currency: "RUB", value });
+	const data: BankSummary = {
+		month: "2026-09",
+		cardId: "a",
+		expenses: money("0"),
+		refunds: money("0"),
+		net: money("0"),
+		categories: values.map((value, index) => ({
+			categoryId: String(index),
+			categoryName: String(index),
+			expenses: money("100"),
+			refunds: money("0"),
+			net: money(value),
+		})),
+	};
+	expect(sortBankSummary(data).categories.map((row) => row.categoryId)).toEqual(
+		["3", "1", "2", "5", "4", "0"],
+	);
+	expect(data.categories.map((row) => row.net.value)).toEqual(values);
+});

src/entities/bank-card/index.ts

@@ -0,0 +1,28 @@
+export { useBankMutations } from "./api/mutations";
+export {
+	type BankCard,
+	type BankOperation,
+	useBankCard,
+	useBankCards,
+	useBankCategories,
+	useBankExpenses,
+	useBankOperation,
+	useBankOperations,
+	useBankSummary,
+} from "./api/queries";
+export {
+	bankDateInputValue,
+	bankDateSchema,
+	bankMoneyValue,
+	bankMonth,
+	bankToday,
+	moneyCents,
+	positiveMoneySchema,
+} from "./model/form-validation";
+export { BankCardFace } from "./ui/BankCardFace";
+export { BankCardForm } from "./ui/BankCardForm";
+export { BankFeedback } from "./ui/BankFeedback";
+export { BankOperationIcon } from "./ui/BankOperationIcon";
+export { BankSummaryView } from "./ui/BankSummary.view";
+export { CategoryManager } from "./ui/CategoryManager";
+export { useBankFormFocus } from "./ui/useBankFormFocus";

src/entities/bank-card/model/form-validation.test.ts

@@ -0,0 +1,69 @@
+import { afterEach, describe, expect, it, vi } from "vitest";
+import {
+	bankCardSchema,
+	bankDateInputValue,
+	bankDateSchema,
+	bankMoneyValue,
+	bankMonth,
+	bankToday,
+	positiveMoneySchema,
+} from "./form-validation";
+
+afterEach(() => vi.useRealTimers());
+describe("bank form input", () => {
+	it("keeps input bounds exact without rounding and canonicalizes leading zeros", () => {
+		expect(positiveMoneySchema.safeParse("92233720368547758.07").success).toBe(
+			true,
+		);
+		for (const invalid of [
+			"92233720368547758.08",
+			"1.001",
+			"0",
+			"-1",
+			"abc",
+			"1e3",
+		]) {
+			expect(positiveMoneySchema.safeParse(invalid).success).toBe(false);
+		}
+		expect(bankMoneyValue(" -00010,20 ")).toBe("-10.20");
+		const values = {
+			name: "A",
+			bankName: "",
+			lastFour: "",
+			openingBalance: "-92233720368547758.08",
+			openingDate: "2026-01-01",
+		};
+		expect(bankCardSchema.safeParse(values).success).toBe(true);
+		expect(
+			bankCardSchema.safeParse({
+				...values,
+				openingBalance: "-92233720368547758.09",
+			}).success,
+		).toBe(false);
+		expect(
+			bankCardSchema.safeParse({ ...values, lastFour: "123" }).success,
+		).toBe(false);
+	});
+	it("uses Moscow date and refuses nonexistent or future calendar days", () => {
+		vi.useFakeTimers();
+		vi.setSystemTime(new Date("2026-08-31T21:30:00Z"));
+		expect(bankToday()).toBe("2026-09-01");
+		expect(bankMonth(null)).toBe("2026-09");
+		expect(bankMonth("2026-13")).toBe("2026-09");
+		expect(bankDateSchema.safeParse("2026-09-01").success).toBe(true);
+		expect(bankDateSchema.safeParse("2026-09-02").success).toBe(false);
+		expect(bankDateSchema.safeParse("2026-02-30").success).toBe(false);
+	});
+});
+
+it("converts local date input without accepting impossible or unfinished dates", () => {
+	expect(bankDateInputValue("07.08.2026")).toBe("2026-08-07");
+	expect(
+		bankDateSchema.safeParse(bankDateInputValue("29.02.2024")).success,
+	).toBe(true);
+	for (const value of ["31.02.2026", "07.08.", ""]) {
+		expect(bankDateSchema.safeParse(bankDateInputValue(value)).success).toBe(
+			false,
+		);
+	}
+});

src/entities/bank-card/model/form-validation.ts

@@ -0,0 +1,94 @@
+import { z } from "zod";
+import { validationMessage } from "@/shared/i18n";
+
+function bankToday() {
+	return new Intl.DateTimeFormat("en-CA", {
+		timeZone: "Europe/Moscow",
+		year: "numeric",
+		month: "2-digit",
+		day: "2-digit",
+	}).format(new Date());
+}
+function bankDateInputValue(value: string) {
+	return value.replace(/^(\d{2})\.(\d{2})\.(\d{4})$/, "$3-$2-$1");
+}
+function bankMonth(value: string | null) {
+	return value && /^\d{4}-(0[1-9]|1[0-2])$/.test(value)
+		? value
+		: bankToday().slice(0, 7);
+}
+function bankMoneyValue(value: string) {
+	return value
+		.trim()
+		.replace(",", ".")
+		.replace(/^(-?)0+(?=\d)/, "$1");
+}
+function moneyCents(value: string): bigint | null {
+	const normalized = value.trim().replace(",", ".");
+	if (!/^-?\d+(\.\d{1,2})?$/.test(normalized)) return null;
+	const [whole, fraction = ""] = normalized.replace("-", "").split(".");
+	return (
+		BigInt(`${whole}${fraction.padEnd(2, "0")}`) *
+		(normalized.startsWith("-") ? -1n : 1n)
+	);
+}
+const moneySchema = z.string().refine((value) => {
+	const cents = moneyCents(value);
+	return (
+		cents !== null &&
+		cents >= -9223372036854775808n &&
+		cents <= 9223372036854775807n
+	);
+}, validationMessage("bank.validation.money"));
+const positiveMoneySchema = moneySchema.refine((value) => {
+	const cents = moneyCents(value);
+	return cents === null || cents > 0n;
+}, validationMessage("bank.validation.positive"));
+const bankDateSchema = z
+	.string()
+	.refine(
+		(value) =>
+			/^\d{4}-\d{2}-\d{2}$/.test(value) &&
+			value >= "0001-01-01" &&
+			!Number.isNaN(Date.parse(`${value}T00:00:00Z`)) &&
+			new Date(`${value}T00:00:00Z`).toISOString().slice(0, 10) === value &&
+			value <= bankToday(),
+		validationMessage("bank.validation.date"),
+	);
+const bankCardSchema = z.object({
+	name: z
+		.string()
+		.trim()
+		.min(1, validationMessage("bank.validation.name")(undefined))
+		.max(100, validationMessage("bank.validation.name")(undefined)),
+	bankName: z
+		.string()
+		.trim()
+		.max(100, validationMessage("bank.validation.bankName")(undefined)),
+	lastFour: z
+		.string()
+		.refine(
+			(value) => !value || /^\d{4}$/.test(value),
+			validationMessage("bank.validation.lastFour"),
+		),
+	paymentSystem: z
+		.enum(["", "mir", "visa", "mastercard"], {
+			errorMap: validationMessage("bank.validation.paymentSystem"),
+		})
+		.optional(),
+	openingBalance: moneySchema,
+	openingDate: bankDateSchema,
+});
+type BankCardValues = z.infer<typeof bankCardSchema>;
+
+export {
+	type BankCardValues,
+	bankCardSchema,
+	bankDateInputValue,
+	bankDateSchema,
+	bankMoneyValue,
+	bankMonth,
+	bankToday,
+	moneyCents,
+	positiveMoneySchema,
+};

src/entities/bank-card/model/operation-appearance.ts

@@ -0,0 +1,140 @@
+import type { BankOperation } from "../api/queries";
+
+type OperationIcon = { path: string; color: string; animation?: string };
+
+const categoryIcons: Record<string, OperationIcon> = {
+	алкоголь: {
+		animation: "wine",
+		path: "M7 3h10v5a5 5 0 0 1-10 0V3Z M7 7h10v1a5 5 0 0 1-10 0V7Z M12 13v8 M8 21h8",
+		color: "grape",
+	},
+	вклады: {
+		animation: "deposit",
+		path: "M6 9a6 6 0 1 0 12 0a6 6 0 1 0-12 0 M10.5 12V6h2a1.5 1.5 0 0 1 0 3h-3m0 1.5h3 M4 16c0 4 16 4 16 0 M4 19c0 4 16 4 16 0",
+		color: "green",
+	},
+	"инвестиции и накопления": {
+		animation: "growth",
+		path: "M3 3v18h18 M6 15l5-5 4 3 6-8 M16 5h5v5",
+		color: "green",
+	},
+	образование: {
+		path: "M2 8l10-5 10 5-10 5L2 8Z M6 10v7c4 3 8 3 12 0v-7 M22 8v9",
+		color: "blue",
+	},
+	переводы: {
+		animation: "transfer",
+		path: "M3 7h18l-4-4 M21 17H3l4 4",
+		color: "blue",
+	},
+	"погашение кредита": {
+		animation: "repayment",
+		path: "M3 5h18v14H3V5Z M3 9h18 M10 18v-7h3a2 2 0 0 1 0 4H9m0 1.5h4",
+		color: "orange",
+	},
+	подписки: {
+		path: "M4 10a8 8 0 0 1 13-6l3 3 M20 3v4h-4 M20 14a8 8 0 0 1-13 6l-3-3 M4 21v-4h4",
+		color: "grape",
+	},
+	путешествия: {
+		path: "M10 3h4v7l7 5v3l-7-3v5l2 1v1l-4-1-4 1v-1l2-1v-5l-7 3v-3l7-5V3Z",
+		color: "blue",
+	},
+	"связь и интернет": {
+		animation: "wifi",
+		path: "M3 7a14 14 0 0 1 18 0 M6 11a9 9 0 0 1 12 0 M9 15a4 4 0 0 1 6 0 M12 19h.01",
+		color: "blue",
+	},
+	"снятие наличных": {
+		path: "M4 10V3h16v7 M7 7h10v14H7V7Z M7 11h10 M10 16h4",
+		color: "green",
+	},
+	ставки: {
+		path: "M5 3h14a2 2 0 0 1 2 2v14a2 2 0 0 1-2 2H5a2 2 0 0 1-2-2V5a2 2 0 0 1 2-2Z M7 7h.01 M17 7h.01 M12 12h.01 M7 17h.01 M17 17h.01",
+		color: "grape",
+	},
+	страхование: {
+		path: "M12 2l8 4v6c0 5-8 10-8 10S4 17 4 12V6l8-4Z M8 12l3 3 5-6",
+		color: "green",
+	},
+	табак: {
+		path: "M3 14h18v5H3v-5Z M16 14v5 M8 10V8c0-2 3-2 3-4V2 M15 10V8c0-2 3-2 3-4",
+		color: "orange",
+	},
+	"хостинг и ии-сервисы": {
+		animation: "server",
+		path: "M3 3h18v7H3V3Z M3 14h18v7H3v-7Z M7 6.5h.01 M7 17.5h.01 M15 6.5h3 M15 17.5h3",
+		color: "grape",
+	},
+	"цифровые покупки": {
+		path: "M3 3h18v13H3V3Z M8 21h8 M12 16v5 M12 6v7 M9 10l3 3 3-3",
+		color: "blue",
+	},
+	продукты: {
+		animation: "basket",
+		path: "M3 9h18l-2 11H5L3 9Z M8 9l4-6 4 6 M9 13v3 M15 13v3 M10 6a2 2 0 1 0 4 0a2 2 0 1 0-4 0",
+		color: "green",
+	},
+	кафе: {
+		animation: "coffee",
+		path: "M4 8h12v7a4 4 0 0 1-4 4H8a4 4 0 0 1-4-4V8Z M16 9h2a3 3 0 0 1 0 6h-2 M8 6c-2-1 2-2 0-4 M12 6c-2-1 2-2 0-4 M3 22h15",
+		color: "orange",
+	},
+	такси: {
+		path: "M4 10l2-6h12l2 6 M3 10h18v8H3v-8Z M6 18v3 M18 18v3 M6 14h2 M16 14h2 M10 4V2h4v2",
+		color: "yellow",
+	},
+	транспорт: {
+		animation: "car",
+		path: "M4 16H2v-4l3-1 3-4h6l4 4 4 1v4h-2 M8 16h8 M6 11h12m-6-4v4 M4 16a2 2 0 1 0 4 0a2 2 0 1 0-4 0m2-2v4m-2-2h4 M16 16a2 2 0 1 0 4 0a2 2 0 1 0-4 0m2-2v4m-2-2h4",
+		color: "blue",
+	},
+	жилье: { path: "M3 11l9-8 9 8 M5 10v11h14V10 M9 21v-8h6v8", color: "orange" },
+	здоровье: { path: "M9 3h6v6h6v6h-6v6H9v-6H3V9h6V3Z", color: "red" },
+	покупки: {
+		path: "M5 7h14l2 14H3L5 7Z M8 8V6a4 4 0 0 1 8 0v2",
+		color: "grape",
+	},
+	развлечения: {
+		path: "M9 5v14a3 3 0 1 1-3-3h3 M9 5l11-2v14a3 3 0 1 1-3-3h3 M9 9l11-2",
+		color: "grape",
+	},
+};
+const otherIcon: OperationIcon = {
+	animation: "grid",
+	path: "M4 4h6v6H4V4Z M14 4h6v6h-6V4Z M4 14h6v6H4v-6Z M14 14h6v6h-6v-6Z",
+	color: "gray",
+};
+const operationIcons: Record<
+	Exclude<BankOperation["kind"], "expense">,
+	OperationIcon
+> = {
+	topup: {
+		animation: "topup",
+		path: "M20 8V5H5a2 2 0 0 1 0-4h13v4 M3 3v16a2 2 0 0 0 2 2h15V8H5 M16 12v5m-2.5-2.5h5",
+		color: "green",
+	},
+	transfer: {
+		animation: "transfer",
+		path: "M3 7h18l-4-4 M21 17H3l4 4",
+		color: "blue",
+	},
+	refund: { path: "M8 4L3 9l5 5 M3 9h11a7 7 0 0 1 0 14", color: "teal" },
+};
+
+function bankOperationAppearance(
+	kind: BankOperation["kind"],
+	categoryName?: string | null,
+) {
+	const name = categoryName
+		?.trim()
+		.toLocaleLowerCase("ru-RU")
+		.replaceAll("ё", "е");
+	return kind === "expense"
+		? name && Object.hasOwn(categoryIcons, name)
+			? categoryIcons[name]
+			: otherIcon
+		: operationIcons[kind];
+}
+
+export { bankOperationAppearance };

src/entities/bank-card/ui/BankCardFace.module.css

@@ -0,0 +1,160 @@
+.face {
+	--card-base: #242b35;
+	--card-light: #485666;
+	position: relative;
+	isolation: isolate;
+	overflow: hidden;
+	box-sizing: border-box;
+	width: 100%;
+	max-width: 28rem;
+	min-height: 15rem;
+	padding: clamp(1.1rem, 3vw, 1.6rem);
+	border-radius: 1.25rem;
+	color: #fff;
+	background: linear-gradient(125deg, var(--card-light), var(--card-base) 75%);
+	box-shadow:
+		inset 0 1px 0 #ffffff40,
+		0 8px 18px #18233118;
+}
+.face::before {
+	content: "";
+	position: absolute;
+	z-index: -1;
+	width: 24rem;
+	height: 24rem;
+	border: 1px solid #ffffff20;
+	border-radius: 50%;
+	right: -13rem;
+	top: -9rem;
+	box-shadow:
+		0 0 0 2.5rem #ffffff08,
+		0 0 0 5rem #ffffff06;
+}
+.face[data-tone="green"] {
+	--card-base: #07543c;
+	--card-light: #21844a;
+}
+.face[data-tone="yellow"] {
+	--card-base: #edbe26;
+	--card-light: #ffe478;
+	color: #252316;
+}
+.face[data-tone="red"] {
+	--card-base: #980f28;
+	--card-light: #d63244;
+}
+.face[data-tone="blue"] {
+	--card-base: #073f86;
+	--card-light: #226db8;
+}
+.top,
+.bottom {
+	display: flex;
+	justify-content: space-between;
+	align-items: center;
+	gap: 0.75rem;
+}
+.bank {
+	font-size: 1.05rem;
+	font-weight: 750;
+	overflow-wrap: anywhere;
+}
+.archive {
+	font-size: 0.7rem;
+	border: 1px solid currentColor;
+	border-radius: 2rem;
+	padding: 0.2rem 0.5rem;
+	flex-shrink: 0;
+}
+.hardware {
+	display: flex;
+	align-items: center;
+	gap: 0.7rem;
+	margin: 1.4rem 0 1.1rem;
+}
+.chip {
+	display: block;
+	width: 2.5rem;
+	height: 1.9rem;
+	border: 1px solid #a99054;
+	border-radius: 0.4rem;
+	background:
+		linear-gradient(
+			90deg,
+			transparent 30%,
+			#9b875a 31%,
+			transparent 33%,
+			transparent 66%,
+			#9b875a 67%,
+			transparent 69%
+		),
+		linear-gradient(
+			0deg,
+			transparent 32%,
+			#9b875a 33%,
+			transparent 36%,
+			transparent 65%,
+			#9b875a 66%,
+			transparent 69%
+		),
+		linear-gradient(135deg, #e5d6a6, #bfaa75 50%, #f1e6c4);
+}
+.number {
+	font-family: var(--mantine-font-family-monospace);
+	font-size: clamp(1rem, 2.3vw, 1.35rem);
+	letter-spacing: 0.06em;
+	white-space: nowrap;
+	margin-bottom: 1.25rem;
+}
+.details {
+	min-width: 0;
+}
+.name {
+	font-size: 0.8rem;
+	opacity: 0.9;
+	overflow-wrap: anywhere;
+}
+.balance {
+	font-size: clamp(1.2rem, 2.5vw, 1.55rem);
+	font-weight: 650;
+	overflow-wrap: anywhere;
+	margin-top: 0.2rem;
+}
+
+.network {
+	flex-shrink: 0;
+	font-weight: 850;
+	font-style: italic;
+	font-size: 1.35rem;
+}
+.network[data-network="mastercard"] {
+	font-size: 0.65rem;
+	font-weight: 600;
+	font-style: normal;
+	text-align: center;
+}
+.circles {
+	display: block;
+	width: 3.3rem;
+	height: 2rem;
+	margin: 0 auto 0.15rem;
+	position: relative;
+}
+.circles::before,
+.circles::after {
+	content: "";
+	position: absolute;
+	top: 0;
+	width: 2rem;
+	height: 2rem;
+	border-radius: 50%;
+}
+.circles::before {
+	left: 0;
+	background: #eb302b;
+}
+.circles::after {
+	right: 0;
+	background: #ffad19;
+	opacity: 0.9;
+}

src/entities/bank-card/ui/BankCardFace.stories.tsx

@@ -0,0 +1,67 @@
+import { SimpleGrid } from "@mantine/core";
+import type { Meta, StoryObj } from "@storybook/react-vite";
+import { BankCardFace } from "./BankCardFace";
+
+const meta = {
+	title: "Product/BankCards/CardAppearance",
+	component: BankCardFace,
+	tags: ["autodocs"],
+	args: {
+		card: {
+			id: "fictional",
+			name: "Для повседневных покупок",
+			bankName: "Сбербанк",
+			lastFour: "4829",
+			paymentSystem: "mir",
+			openingBalance: { value: "0", currency: "RUB" },
+			openingDate: "2026-01-01",
+			balance: { value: "128450.75", currency: "RUB" },
+			archivedAt: null,
+			version: 1,
+		},
+	},
+} satisfies Meta<typeof BankCardFace>;
+export default meta;
+type Story = StoryObj<typeof meta>;
+export const Banks: Story = {
+	render: (args) => (
+		<SimpleGrid cols={{ base: 1, sm: 2 }} maw={920}>
+			{["Сбербанк", "Т-Банк", "Альфа-Банк", "ВТБ", null].map(
+				(bankName, index) => (
+					<BankCardFace
+						key={bankName ?? "unknown"}
+						card={{
+							...args.card,
+							bankName,
+							paymentSystem:
+								(["mir", "mastercard", "visa", "mir", null] as const)[index] ??
+								null,
+						}}
+					/>
+				),
+			)}
+		</SimpleGrid>
+	),
+};
+export const MissingDetails: Story = {
+	args: {
+		card: {
+			...meta.args.card,
+			bankName: null,
+			lastFour: null,
+			paymentSystem: null,
+		},
+	},
+};
+export const LongArchived: Story = {
+	args: {
+		card: {
+			...meta.args.card,
+			name: "Карта с очень длинным пользовательским названием для повседневных покупок",
+			bankName: "Банк с очень длинным названием без пробелов".repeat(2),
+			archivedAt: "2026-09-12",
+			paymentSystem: "mastercard",
+			balance: { value: "184467440737095516.14", currency: "RUB" },
+		},
+	},
+};

src/entities/bank-card/ui/BankCardFace.tsx

@@ -0,0 +1,67 @@
+import type { FC } from "react";
+import { useTranslation } from "react-i18next";
+import { formatMoney } from "@/shared/lib";
+import type { BankCard } from "../api/queries";
+import classes from "./BankCardFace.module.css";
+
+type BankCardFaceProps = { card: BankCard };
+const BankCardFace: FC<BankCardFaceProps> = (props) => {
+	const { card } = props;
+	const { t } = useTranslation();
+	const bank = card.bankName?.toLocaleLowerCase("ru") ?? "";
+	const tone = /сбер|sber/.test(bank)
+		? "green"
+		: /тинькофф|т[ -]?банк|t[ -]?bank|tinkoff/.test(bank)
+			? "yellow"
+			: /альфа|alfa/.test(bank)
+				? "red"
+				: /втб|vtb|газпром|gazprom/.test(bank)
+					? "blue"
+					: "graphite";
+	return (
+		<div className={classes.face} data-tone={tone}>
+			<div className={classes.top}>
+				<span className={classes.bank}>{card.bankName || t("bank.card")}</span>
+				{card.archivedAt && (
+					<span className={classes.archive}>{t("bank.archived")}</span>
+				)}
+			</div>
+			<div className={classes.hardware} aria-hidden="true">
+				<span className={classes.chip} />
+				<svg
+					aria-hidden="true"
+					width="24"
+					height="30"
+					viewBox="0 0 24 30"
+					fill="none"
+				>
+					<path
+						d="M7 11a8 8 0 0 1 0 8m5-12a15 15 0 0 1 0 16m5-20a23 23 0 0 1 0 24"
+						stroke="currentColor"
+						strokeWidth="2"
+						strokeLinecap="round"
+					/>
+				</svg>
+			</div>
+			<div
+				className={classes.number}
+			>{`•••• •••• •••• ${card.lastFour || "••••"}`}</div>
+			<div className={classes.bottom}>
+				<div className={classes.details}>
+					<div className={classes.name}>{card.name}</div>
+					<div className={classes.balance}>{formatMoney(card.balance)}</div>
+				</div>
+				{card.paymentSystem && (
+					<span className={classes.network} data-network={card.paymentSystem}>
+						{card.paymentSystem === "mastercard" && (
+							<span className={classes.circles} aria-hidden="true" />
+						)}
+						{t(`bank.paymentSystems.${card.paymentSystem}`)}
+					</span>
+				)}
+			</div>
+		</div>
+	);
+};
+
+export { BankCardFace };

src/entities/bank-card/ui/BankCardForm.stories.tsx

@@ -0,0 +1,44 @@
+import type { Meta, StoryObj } from "@storybook/react-vite";
+import { FormProvider, useForm } from "react-hook-form";
+import type { BankCardValues } from "../model/form-validation";
+import { BankCardFields } from "./BankCardForm.view";
+
+const meta = {
+	title: "Product/BankCards/CardFields",
+	component: BankCardFields,
+	tags: ["autodocs"],
+	args: { archived: false },
+	decorators: [
+		(Story) => {
+			const methods = useForm<BankCardValues>({
+				defaultValues: {
+					name: "Учебная повседневная карта",
+					bankName: "Вымышленный банк",
+					lastFour: "1234",
+					openingBalance: "-92233720368547758.08",
+					openingDate: "2026-08-01",
+				},
+			});
+			return (
+				<FormProvider {...methods}>
+					<Story />
+				</FormProvider>
+			);
+		},
+	],
+	parameters: {
+		docs: {
+			description: {
+				component:
+					"Поля ручной дебетовой карты на вымышленных данных. Сохранения и обращения к API нет. Архив оставляет описательные сведения доступными, а финансовые поля — только для чтения.",
+			},
+		},
+	},
+} satisfies Meta<typeof BankCardFields>;
+export default meta;
+type Story = StoryObj<typeof meta>;
+export const Active: Story = { name: "Независимая карта в рублях" };
+export const Archived: Story = {
+	name: "Финансовые поля архивной карты",
+	args: { archived: true },
+};

src/entities/bank-card/ui/BankCardForm.test.tsx

@@ -0,0 +1,145 @@
+import { MantineProvider } from "@mantine/core";
+import { QueryClientProvider } from "@tanstack/react-query";
+import { fireEvent, render, screen, waitFor } from "@testing-library/react";
+import { HttpResponse, http } from "msw";
+import { describe, expect, it, vi } from "vitest";
+import { configureAuthClient } from "@/shared/api";
+import { createTestQueryClient } from "@/test/query";
+import { server } from "@/test/server";
+import type { BankCard } from "../api/queries";
+import { BankCardForm } from "./BankCardForm";
+
+const card: BankCard = {
+	id: "a",
+	name: "Основная",
+	bankName: "Банк",
+	lastFour: "1234",
+	paymentSystem: null,
+	openingBalance: { currency: "RUB", value: "100" },
+	balance: { currency: "RUB", value: "50" },
+	openingDate: "2026-01-01",
+	archivedAt: null,
+	version: 1,
+};
+function setup(value: BankCard) {
+	configureAuthClient({
+		accessToken: () => "test",
+		refresh: async () => false,
+		clear: () => {},
+	});
+	server.use(http.get("*/api/v1/bank-cards/a", () => HttpResponse.json(value)));
+	const close = vi.fn();
+	render(
+		<QueryClientProvider client={createTestQueryClient()}>
+			<MantineProvider env="test">
+				<BankCardForm card={value} onClose={close} />
+			</MantineProvider>
+		</QueryClientProvider>,
+	);
+	return close;
+}
+describe("BankCardForm", () => {
+	it("clears optional metadata on archive while omitting protected financial fields", async () => {
+		const close = setup({ ...card, archivedAt: "2026-09-01" });
+		expect(screen.getByLabelText(/Начальный остаток/)).toHaveAttribute(
+			"readonly",
+		);
+		expect(screen.getByLabelText(/Дата начала/)).toHaveAttribute("readonly");
+		fireEvent.change(screen.getByLabelText(/Банк/), { target: { value: "" } });
+		fireEvent.change(screen.getByLabelText(/Последние четыре/), {
+			target: { value: "" },
+		});
+		let body: unknown;
+		server.use(
+			http.patch("*/api/v1/bank-cards/a", async ({ request }) => {
+				body = await request.json();
+				return HttpResponse.json(card);
+			}),
+		);
+		fireEvent.click(screen.getByRole("button", { name: "Сохранить" }));
+		await waitFor(() => expect(close).toHaveBeenCalled());
+		expect(body).toEqual({
+			version: 1,
+			name: "Основная",
+			bankName: null,
+			lastFour: null,
+			paymentSystem: null,
+		});
+	});
+	it("loads and saves the selected payment system", async () => {
+		const close = setup({ ...card, paymentSystem: "mir" });
+		expect(
+			screen.getByRole("combobox", { name: /Платёжная система/ }),
+		).toHaveValue("МИР");
+		fireEvent.click(
+			screen.getByRole("combobox", { name: /Платёжная система/ }),
+		);
+		fireEvent.click(await screen.findByRole("option", { name: "Visa" }));
+		let body: unknown;
+		server.use(
+			http.patch("*/api/v1/bank-cards/a", async ({ request }) => {
+				body = await request.json();
+				return HttpResponse.json({ ...card, paymentSystem: "visa" });
+			}),
+		);
+		fireEvent.click(screen.getByRole("button", { name: "Сохранить" }));
+		await waitFor(() => expect(close).toHaveBeenCalled());
+		expect(body).toMatchObject({ paymentSystem: "visa" });
+	});
+
+	it("retains an invalid opening date draft and explains conflict with saved history", async () => {
+		const close = setup(card);
+		fireEvent.change(screen.getByLabelText(/Дата начала/), {
+			target: { value: "01.08.2026" },
+		});
+		server.use(
+			http.patch("*/api/v1/bank-cards/a", () =>
+				HttpResponse.json(
+					{ code: "BANK_OPENING_DATE_CONFLICT" },
+					{ status: 400 },
+				),
+			),
+		);
+		fireEvent.click(screen.getByRole("button", { name: "Сохранить" }));
+		await screen.findByText(
+			"Дата начала противоречит сохранённой истории карты.",
+		);
+		expect(screen.getByLabelText(/Дата начала/)).toHaveValue("01.08.2026");
+		expect(close).not.toHaveBeenCalled();
+	});
+	it("keeps card edit version until explicit refresh adoption", async () => {
+		const close = setup(card);
+		let version = 1;
+		const bodies: Record<string, unknown>[] = [];
+		server.use(
+			http.get("*/api/v1/bank-cards/a", () =>
+				HttpResponse.json({ ...card, version }),
+			),
+			http.patch("*/api/v1/bank-cards/a", async ({ request }) => {
+				const body = (await request.json()) as Record<string, unknown>;
+				bodies.push(body);
+				version = 2;
+				return body.version === 1
+					? HttpResponse.json(
+							{ code: "BANK_VERSION_CONFLICT" },
+							{ status: 409 },
+						)
+					: HttpResponse.json(card);
+			}),
+		);
+		fireEvent.change(screen.getByLabelText(/Название карты/), {
+			target: { value: "Мой черновик" },
+		});
+		fireEvent.click(screen.getByRole("button", { name: "Сохранить" }));
+		await screen.findByText(/Запись уже изменена/);
+		fireEvent.click(screen.getByRole("button", { name: "Перечитать запись" }));
+		const adopt = await screen.findByRole("button", {
+			name: "Использовать актуальную версию 2",
+		});
+		expect(screen.getByLabelText(/Название карты/)).toHaveValue("Мой черновик");
+		fireEvent.click(adopt);
+		fireEvent.click(screen.getByRole("button", { name: "Сохранить" }));
+		await waitFor(() => expect(close).toHaveBeenCalled());
+		expect(bodies.map((b) => b.version)).toEqual([1, 2]);
+	});
+});

src/entities/bank-card/ui/BankCardForm.tsx

@@ -0,0 +1,147 @@
+import { zodResolver } from "@hookform/resolvers/zod";
+import { Button, Group, Modal, Stack, Text } from "@mantine/core";
+import { type FC, useState } from "react";
+import { FormProvider, useForm } from "react-hook-form";
+import { useTranslation } from "react-i18next";
+import { formatDate } from "@/shared/lib";
+import { useBankMutations } from "../api/mutations";
+import { type BankCard, useBankCard } from "../api/queries";
+import {
+	type BankCardValues,
+	bankCardSchema,
+	bankMoneyValue,
+	bankToday,
+} from "../model/form-validation";
+import { BankCardFields } from "./BankCardForm.view";
+import { BankFeedback } from "./BankFeedback";
+import classes from "./BankForms.module.css";
+import { useBankFormFocus } from "./useBankFormFocus";
+
+type BankCardFormProps = { card?: BankCard; onClose: () => void };
+const BankCardForm: FC<BankCardFormProps> = (props) => {
+	useBankFormFocus();
+	const { t } = useTranslation();
+	const [intent] = useState(() => crypto.randomUUID());
+	const [version, setVersion] = useState(props.card?.version ?? 1);
+	const [error, setError] = useState<unknown>();
+	const [latest, setLatest] = useState<BankCard>();
+	const fresh = useBankCard(props.card?.id);
+	const mutation = useBankMutations();
+	const methods = useForm<BankCardValues>({
+		resolver: zodResolver(bankCardSchema),
+		defaultValues: {
+			name: props.card?.name ?? "",
+			bankName: props.card?.bankName ?? "",
+			lastFour: props.card?.lastFour ?? "",
+			paymentSystem: props.card?.paymentSystem ?? "",
+			openingBalance: props.card?.openingBalance.value ?? "0",
+			openingDate: props.card?.openingDate ?? bankToday(),
+		},
+	});
+	const pending =
+		methods.formState.isSubmitting || (fresh.isFetching && Boolean(error));
+	return (
+		<Modal
+			opened
+			onClose={() => !pending && props.onClose()}
+			title={t(props.card ? "bank.editCard" : "bank.addCard")}
+			closeButtonProps={{ "aria-label": t("bank.close"), disabled: pending }}
+			closeOnClickOutside={!pending}
+			closeOnEscape={!pending}
+		>
+			<FormProvider {...methods}>
+				<form
+					onSubmit={methods.handleSubmit(async (values) => {
+						setError(undefined);
+						try {
+							const metadata = {
+								name: values.name,
+								bankName: values.bankName || null,
+								lastFour: values.lastFour || null,
+								paymentSystem: values.paymentSystem || null,
+							};
+							const financial = {
+								openingBalance: {
+									currency: "RUB" as const,
+									value: bankMoneyValue(values.openingBalance),
+								},
+								openingDate: values.openingDate,
+							};
+							if (props.card)
+								await mutation.updateCard.mutateAsync({
+									id: props.card.id,
+									body: {
+										...metadata,
+										...(!props.card.archivedAt ? financial : {}),
+										version,
+									},
+								});
+							else
+								await mutation.createCard.mutateAsync({
+									id: intent,
+									...metadata,
+									...financial,
+								});
+							props.onClose();
+						} catch (failure) {
+							setError(failure);
+						}
+					})}
+				>
+					<fieldset className={classes.fieldset} disabled={pending}>
+						<Stack>
+							<BankCardFields archived={Boolean(props.card?.archivedAt)} />
+							{error ? (
+								<>
+									<BankFeedback error={error} />
+									{props.card && (
+										<Button
+											variant="default"
+											onClick={async () => {
+												const response = await fresh.refetch();
+												if (response.data && !response.error)
+													setLatest(response.data);
+												else setError(response.error);
+											}}
+										>
+											{t("bank.reloadRecord")}
+										</Button>
+									)}
+								</>
+							) : null}
+							{latest && (
+								<>
+									<Text>
+										{t("bank.versionHint", {
+											details: `${latest.name} · ${latest.openingBalance.value} RUB · ${formatDate(latest.openingDate)}`,
+										})}
+									</Text>
+									<Button
+										variant="default"
+										onClick={() => {
+											setVersion(latest.version);
+											setLatest(undefined);
+											setError(undefined);
+										}}
+									>
+										{t("bank.adoptVersion", { version: latest.version })}
+									</Button>
+								</>
+							)}
+							<Group>
+								<Button type="submit" loading={pending}>
+									{t("bank.save")}
+								</Button>
+								<Button variant="default" onClick={props.onClose}>
+									{t("bank.cancel")}
+								</Button>
+							</Group>
+						</Stack>
+					</fieldset>
+				</form>
+			</FormProvider>
+		</Modal>
+	);
+};
+
+export { BankCardForm };

src/entities/bank-card/ui/BankCardForm.view.tsx

@@ -0,0 +1,112 @@
+import { Select, Stack, Text, TextInput } from "@mantine/core";
+import { DateInput } from "@mantine/dates";
+import type { FC } from "react";
+import { Controller, useFormContext } from "react-hook-form";
+import { useTranslation } from "react-i18next";
+import {
+	type BankCardValues,
+	bankDateInputValue,
+	bankDateSchema,
+	bankToday,
+} from "../model/form-validation";
+
+type BankCardFieldsProps = { archived: boolean };
+const BankCardFields: FC<BankCardFieldsProps> = (props) => {
+	const {
+		control,
+		register,
+		formState: { errors },
+	} = useFormContext<BankCardValues>();
+	const { t } = useTranslation();
+	return (
+		<Stack>
+			<TextInput
+				label={t("bank.name")}
+				required
+				{...register("name")}
+				error={errors.name?.message}
+			/>
+			<TextInput
+				label={t("bank.bankName")}
+				{...register("bankName")}
+				error={errors.bankName?.message}
+			/>
+			<TextInput
+				label={t("bank.lastFour")}
+				inputMode="numeric"
+				{...register("lastFour")}
+				error={errors.lastFour?.message}
+			/>
+			<Controller
+				control={control}
+				name="paymentSystem"
+				render={({ field }) => (
+					<Select
+						{...field}
+						value={field.value || null}
+						onChange={(value) => field.onChange(value ?? "")}
+						label={t("bank.paymentSystem")}
+						placeholder={t("bank.paymentSystemUnknown")}
+						clearable
+						data={["mir", "visa", "mastercard"].map((value) => ({
+							value,
+							label: t(`bank.paymentSystems.${value}`),
+						}))}
+						comboboxProps={{ withinPortal: false }}
+						error={errors.paymentSystem?.message}
+					/>
+				)}
+			/>
+			<TextInput
+				label={t("bank.openingBalance")}
+				required
+				inputMode="decimal"
+				readOnly={props.archived}
+				{...register("openingBalance")}
+				error={errors.openingBalance?.message}
+			/>
+			<Controller
+				control={control}
+				name="openingDate"
+				render={({ field }) => (
+					<DateInput
+						{...field}
+						label={t("bank.openingDate")}
+						required
+						valueFormat="DD.MM.YYYY"
+						value={
+							bankDateSchema.safeParse(field.value).success ? field.value : null
+						}
+						dateParser={(value) =>
+							bankDateSchema.safeParse(bankDateInputValue(value)).success
+								? bankDateInputValue(value)
+								: null
+						}
+						fixOnBlur={false}
+						onInput={(event) =>
+							field.onChange(bankDateInputValue(event.currentTarget.value))
+						}
+						onChange={(value) => field.onChange(value ?? "")}
+						onBlur={(event) => {
+							field.onChange(bankDateInputValue(event.currentTarget.value));
+							field.onBlur();
+						}}
+						maxDate={bankToday()}
+						popoverProps={{
+							withinPortal: false,
+							middlewares: { shift: { crossAxis: true } },
+						}}
+						readOnly={props.archived}
+						error={errors.openingDate?.message}
+					/>
+				)}
+			/>
+			<Text size="sm" c="dimmed">
+				{t("bank.openingHint")}
+			</Text>
+			{props.archived && <Text>{t("bank.archiveHint")}</Text>}
+		</Stack>
+	);
+};
+
+export { BankCardFields };

src/entities/bank-card/ui/BankFeedback.tsx

@@ -0,0 +1,37 @@
+import { Alert, Button, Group, Text } from "@mantine/core";
+import type { FC } from "react";
+import { useTranslation } from "react-i18next";
+import { apiErrorCode } from "@/shared/api";
+
+type BankFeedbackProps = {
+	error: unknown;
+	retry?: () => void;
+	cached?: boolean;
+	loadingError?: boolean;
+};
+const BankFeedback: FC<BankFeedbackProps> = (props) => {
+	const { t } = useTranslation();
+	const code = apiErrorCode(props.error);
+	return (
+		<Alert color="orange" role="alert">
+			<Group>
+				<Text>
+					{props.cached
+						? t("bank.refreshError")
+						: t(`bank.errors.${code}` as "bank.errors.BANK_INVALID_INPUT", {
+								defaultValue: t(
+									props.loadingError ? "bank.error" : "bank.requestError",
+								),
+							})}
+				</Text>
+				{props.retry && (
+					<Button variant="default" onClick={props.retry}>
+						{t("bank.retry")}
+					</Button>
+				)}
+			</Group>
+		</Alert>
+	);
+};
+
+export { BankFeedback };

src/entities/bank-card/ui/BankForms.module.css

@@ -0,0 +1,6 @@
+.fieldset {
+	border: 0;
+	padding: 0;
+	margin: 0;
+	min-width: 0;
+}

src/entities/bank-card/ui/BankOperationIcon.module.css

@@ -0,0 +1,365 @@
+.icon {
+	overflow: visible;
+
+	& path {
+		--motion: none;
+		transform-box: fill-box;
+		transform-origin: center;
+	}
+}
+
+.deposit path:nth-child(-n + 2) {
+	transform-box: view-box;
+	transform-origin: 12px 9px;
+	--motion: bank-operation-coin-turn 1000ms ease-in-out both;
+}
+
+.repayment path:last-child {
+	--motion: bank-operation-ruble-in 1000ms ease-out both;
+}
+
+.topup path:last-child {
+	--motion: bank-operation-plus-in 900ms ease-out both;
+}
+
+.transfer path {
+	--shift: 3px;
+	--motion: bank-operation-exchange 700ms ease-in-out both;
+	&:last-child {
+		--shift: -3px;
+	}
+}
+
+.growth {
+	& path:nth-child(2) {
+		stroke-dasharray: 1;
+		--motion: bank-operation-draw 450ms ease-out both;
+	}
+	& path:last-child {
+		--motion: bank-operation-arrow-rise 350ms ease-out 400ms both;
+	}
+}
+
+.server {
+	& path:nth-child(3) {
+		--motion: bank-operation-blink 500ms ease-in-out both;
+	}
+	& path:nth-child(4) {
+		--motion: bank-operation-blink 500ms ease-in-out 220ms both;
+	}
+}
+
+.basket {
+	& path:not(:last-child) {
+		--motion: bank-operation-settle 850ms ease-in-out both;
+	}
+	& path:last-child {
+		opacity: 0;
+		fill: currentColor;
+		--motion: bank-operation-grocery-drop 850ms ease-out both;
+	}
+}
+
+.wine {
+	--motion: bank-operation-cheers 1100ms ease-in-out both;
+	transform-origin: 12px 21px;
+	& path:nth-child(2) {
+		fill: currentColor;
+		fill-opacity: 0.2;
+		transform-origin: bottom;
+		--motion: bank-operation-fill-glass 1100ms ease-out both;
+	}
+}
+
+.coffee {
+	& path:nth-child(3),
+	& path:nth-child(4) {
+		--motion: bank-operation-steam 1000ms ease-out var(--delay, 0ms) both;
+	}
+	& path:nth-child(4) {
+		--delay: 180ms;
+	}
+}
+
+.grid path {
+	--x: -1.5px;
+	--y: -1.5px;
+	--turn: 0deg;
+	--motion: bank-operation-rearrange 850ms ease-in-out both;
+	&:nth-child(2) {
+		--x: 1.5px;
+		--turn: 90deg;
+	}
+	&:nth-child(3) {
+		--y: 1.5px;
+	}
+	&:nth-child(4) {
+		--x: 1.5px;
+		--y: 1.5px;
+	}
+}
+
+.wifi path {
+	--motion: bank-operation-signal 450ms ease-out var(--delay, 0ms) both;
+	&:nth-child(1) {
+		--delay: 360ms;
+	}
+	&:nth-child(2) {
+		--delay: 240ms;
+	}
+	&:nth-child(3) {
+		--delay: 120ms;
+	}
+}
+
+.car {
+	--motion: bank-operation-drive 1100ms ease-in-out both;
+	& path:nth-child(-n + 3) {
+		--motion: bank-operation-suspension 275ms ease-in-out 4 both;
+	}
+	& path:nth-last-child(-n + 2) {
+		--motion: bank-operation-wheel-roll 1100ms ease-in-out both;
+	}
+}
+
+@media (prefers-reduced-motion: no-preference) {
+	.icon[data-icon-animating] {
+		animation: var(--motion, none);
+		& path {
+			animation: var(--motion, none);
+		}
+	}
+}
+
+@keyframes :global(bank-operation-coin-turn) {
+	0%,
+	100% {
+		transform: scaleX(1);
+	}
+	35%,
+	65% {
+		transform: scaleX(0.12);
+	}
+	50% {
+		transform: scaleX(-1);
+	}
+}
+
+@keyframes :global(bank-operation-settle) {
+	0%,
+	30%,
+	100% {
+		transform: translateY(0);
+	}
+	45% {
+		transform: translateY(1.5px);
+	}
+	65% {
+		transform: translateY(-0.5px);
+	}
+}
+
+@keyframes :global(bank-operation-ruble-in) {
+	0% {
+		opacity: 0;
+		transform: translateY(-9px) scale(0.7);
+	}
+	25% {
+		opacity: 1;
+	}
+	65% {
+		transform: translateY(0) scale(1.15);
+	}
+	80% {
+		transform: scale(0.95);
+	}
+	100% {
+		opacity: 1;
+		transform: scale(1);
+	}
+}
+
+@keyframes :global(bank-operation-plus-in) {
+	0% {
+		opacity: 0;
+		transform: translateY(-5px) scale(0.5);
+	}
+	55% {
+		opacity: 1;
+		transform: translateY(0) scale(1.3);
+	}
+	75% {
+		transform: scale(0.9);
+	}
+	100% {
+		opacity: 1;
+		transform: scale(1);
+	}
+}
+
+@keyframes :global(bank-operation-exchange) {
+	0%,
+	100% {
+		transform: translateX(0);
+	}
+	45% {
+		transform: translateX(var(--shift));
+	}
+}
+
+@keyframes :global(bank-operation-draw) {
+	from {
+		stroke-dashoffset: 1;
+	}
+	to {
+		stroke-dashoffset: 0;
+	}
+}
+
+@keyframes :global(bank-operation-arrow-rise) {
+	0%,
+	100% {
+		transform: translateY(0);
+	}
+	45% {
+		transform: translateY(-2px);
+	}
+}
+
+@keyframes :global(bank-operation-blink) {
+	0%,
+	100% {
+		stroke-width: 1.6;
+	}
+	45% {
+		stroke: var(--mantine-color-green-6);
+		stroke-width: 3;
+	}
+}
+
+@keyframes :global(bank-operation-grocery-drop) {
+	0% {
+		opacity: 0;
+		transform: translateY(-5px);
+	}
+	20% {
+		opacity: 1;
+	}
+	55% {
+		opacity: 1;
+		transform: translateY(7px);
+	}
+	80%,
+	100% {
+		opacity: 0;
+		transform: translateY(7px);
+	}
+}
+
+@keyframes :global(bank-operation-fill-glass) {
+	0% {
+		transform: scaleY(0.05);
+	}
+	45%,
+	75% {
+		transform: scaleY(1);
+		fill-opacity: 0.5;
+	}
+	100% {
+		transform: scaleY(1);
+		fill-opacity: 0.2;
+	}
+}
+
+@keyframes :global(bank-operation-cheers) {
+	0%,
+	40%,
+	100% {
+		transform: rotate(0);
+	}
+	65% {
+		transform: rotate(8deg);
+	}
+}
+
+@keyframes :global(bank-operation-steam) {
+	0% {
+		opacity: 0;
+		transform: translateY(2px);
+	}
+	25% {
+		opacity: 1;
+	}
+	70% {
+		opacity: 0;
+		transform: translateY(-3px);
+	}
+	100% {
+		opacity: 1;
+		transform: translateY(0);
+	}
+}
+
+@keyframes :global(bank-operation-rearrange) {
+	0%,
+	100% {
+		transform: translate(0, 0) rotate(0);
+	}
+	50% {
+		transform: translate(var(--x), var(--y)) rotate(var(--turn));
+	}
+}
+
+@keyframes :global(bank-operation-signal) {
+	0% {
+		opacity: 0.1;
+	}
+	100% {
+		opacity: 1;
+	}
+}
+
+@keyframes :global(bank-operation-drive) {
+	0% {
+		opacity: 0;
+		transform: translateX(-4px);
+	}
+	20% {
+		opacity: 1;
+	}
+	80% {
+		opacity: 1;
+		transform: translateX(3px);
+	}
+	90% {
+		opacity: 0;
+		transform: translateX(4px);
+	}
+	91% {
+		opacity: 0;
+		transform: translateX(0);
+	}
+	100% {
+		opacity: 1;
+		transform: translateX(0);
+	}
+}
+
+@keyframes :global(bank-operation-suspension) {
+	0%,
+	100% {
+		transform: translateY(0);
+	}
+	50% {
+		transform: translateY(-0.5px);
+	}
+}
+
+@keyframes :global(bank-operation-wheel-roll) {
+	from {
+		transform: rotate(0);
+	}
+	to {
+		transform: rotate(360deg);
+	}
+}

src/entities/bank-card/ui/BankOperationIcon.stories.tsx

@@ -0,0 +1,68 @@
+import { Stack } from "@mantine/core";
+import type { Meta, StoryObj } from "@storybook/react-vite";
+import { EntryCard } from "@/shared/ui";
+import { BankOperationIcon } from "./BankOperationIcon";
+
+const meta = {
+	title: "Product/BankCards/OperationIcons",
+	component: BankOperationIcon,
+	tags: ["autodocs"],
+	args: { kind: "expense", categoryName: "Продукты" },
+} satisfies Meta<typeof BankOperationIcon>;
+export default meta;
+type Story = StoryObj<typeof meta>;
+export const Categories: Story = {
+	render: () => (
+		<Stack maw={640}>
+			{[
+				"Алкоголь",
+				"Вклады",
+				"Другое",
+				"Жильё",
+				"Здоровье",
+				"Инвестиции и накопления",
+				"Кафе",
+				"Образование",
+				"Переводы",
+				"Погашение кредита",
+				"Подписки",
+				"Покупки",
+				"Продукты",
+				"Путешествия",
+				"Развлечения",
+				"Связь и интернет",
+				"Снятие наличных",
+				"Ставки",
+				"Страхование",
+				"Табак",
+				"Такси",
+				"Транспорт",
+				"Хостинг и ИИ-сервисы",
+				"Цифровые покупки",
+				"Моя категория",
+			].map((name) => (
+				<EntryCard
+					key={name}
+					title="Расход"
+					metadata={`12.09.2026 · ${name}`}
+					initial="Р"
+					color="red"
+					icon={<BankOperationIcon kind="expense" categoryName={name} />}
+					value="−1 250,00 ₽"
+					valueLabel="Расход"
+					tone="negative"
+				/>
+			))}
+			<EntryCard
+				title="Пополнение"
+				metadata="12.09.2026"
+				initial="П"
+				color="green"
+				icon={<BankOperationIcon kind="topup" />}
+				value="+15 000,00 ₽"
+				valueLabel="Пополнение"
+				tone="positive"
+			/>
+		</Stack>
+	),
+};

src/entities/bank-card/ui/BankOperationIcon.test.tsx

@@ -0,0 +1,66 @@
+import { render } from "@testing-library/react";
+import { expect, it } from "vitest";
+import { BankOperationIcon } from "./BankOperationIcon";
+
+it("matches normalized category names, falls back after renaming and distinguishes operation kinds", () => {
+	const { container, rerender } = render(
+		<BankOperationIcon kind="expense" categoryName="Жильё" />,
+	);
+	const path = () => container.querySelector("path")?.getAttribute("d");
+	const housing = path();
+	rerender(<BankOperationIcon kind="expense" categoryName="  ЖИЛЬЕ  " />);
+	expect(path()).toBe(housing);
+	rerender(<BankOperationIcon kind="expense" categoryName="Другое" />);
+	const fallback = path();
+	expect(fallback).not.toBe(housing);
+	for (const categoryName of ["Моя категория", "constructor", null]) {
+		rerender(<BankOperationIcon kind="expense" categoryName={categoryName} />);
+		expect(path()).toBe(fallback);
+	}
+	const paths = [fallback, housing];
+	for (const kind of ["topup", "transfer", "refund"] as const) {
+		rerender(<BankOperationIcon kind={kind} categoryName="Жильё" />);
+		expect(path()).toBeTruthy();
+		paths.push(path());
+	}
+	expect(new Set(paths).size).toBe(5);
+	expect(container.querySelector("svg")).toHaveAttribute("aria-hidden", "true");
+});
+
+it("provides a distinct icon for every existing named category", () => {
+	const { container, rerender } = render(
+		<BankOperationIcon kind="expense" categoryName="Другое" />,
+	);
+	const paths = new Set([container.querySelector("path")?.getAttribute("d")]);
+	for (const categoryName of [
+		"Алкоголь",
+		"Вклады",
+		"Жильё",
+		"Здоровье",
+		"Инвестиции и накопления",
+		"Кафе",
+		"Образование",
+		"Переводы",
+		"Погашение кредита",
+		"Подписки",
+		"Покупки",
+		"Продукты",
+		"Путешествия",
+		"Развлечения",
+		"Связь и интернет",
+		"Снятие наличных",
+		"Ставки",
+		"Страхование",
+		"Табак",
+		"Такси",
+		"Транспорт",
+		"Хостинг и ИИ-сервисы",
+		"Цифровые покупки",
+	]) {
+		rerender(<BankOperationIcon kind="expense" categoryName={categoryName} />);
+		const path = container.querySelector("path")?.getAttribute("d");
+		expect(path).toBeTruthy();
+		expect(paths.has(path), categoryName).toBe(false);
+		paths.add(path);
+	}
+});

src/entities/bank-card/ui/BankOperationIcon.tsx

@@ -0,0 +1,37 @@
+import type { FC } from "react";
+import { bindIconAnimation } from "@/shared/lib";
+import type { BankOperation } from "../api/queries";
+
+import { bankOperationAppearance } from "../model/operation-appearance";
+import classes from "./BankOperationIcon.module.css";
+
+type BankOperationIconProps = {
+	kind: BankOperation["kind"];
+	categoryName?: string | null;
+};
+const BankOperationIcon: FC<BankOperationIconProps> = (props) => {
+	const icon = bankOperationAppearance(props.kind, props.categoryName);
+	return (
+		<svg
+			ref={bindIconAnimation}
+			className={`${classes.icon} ${icon.animation ? classes[icon.animation] : ""}`}
+			width="24"
+			height="24"
+			viewBox="0 0 24 24"
+			fill="none"
+			stroke="currentColor"
+			strokeWidth="1.6"
+			strokeLinecap="round"
+			strokeLinejoin="round"
+			aria-hidden="true"
+			focusable="false"
+			style={{ flexShrink: 0, color: `var(--mantine-color-${icon.color}-7)` }}
+		>
+			{icon.path.split(" M").map((part, index) => (
+				<path key={part} d={index ? `M${part}` : part} pathLength={1} />
+			))}
+		</svg>
+	);
+};
+
+export { BankOperationIcon };

src/entities/bank-card/ui/BankSummary.module.css

@@ -0,0 +1,64 @@
+.header {
+	display: flex;
+	align-items: center;
+	justify-content: space-between;
+	flex-wrap: wrap;
+	gap: var(--mantine-spacing-xs) var(--mantine-spacing-lg);
+}
+
+.total {
+	font-size: var(--mantine-font-size-xl);
+	font-weight: 650;
+	letter-spacing: -0.025em;
+	font-variant-numeric: tabular-nums;
+	overflow-wrap: anywhere;
+	min-width: 0;
+}
+
+.categories {
+	display: grid;
+	grid-template-columns: repeat(2, minmax(0, 1fr));
+	grid-template-rows: repeat(var(--category-rows), auto);
+	grid-auto-flow: column;
+	column-gap: var(--mantine-spacing-xl);
+	margin: 0;
+}
+
+.category {
+	display: flex;
+	align-items: center;
+	justify-content: space-between;
+	gap: var(--mantine-spacing-md);
+	padding-block: var(--mantine-spacing-sm);
+	border-top: 1px solid var(--mantine-color-gray-3);
+	min-width: 0;
+}
+
+.label {
+	display: flex;
+	align-items: center;
+	gap: var(--mantine-spacing-xs);
+	min-width: 0;
+	font-size: var(--mantine-font-size-sm);
+	overflow-wrap: anywhere;
+}
+
+.amount {
+	flex-shrink: 0;
+	max-width: 60%;
+	margin: 0;
+	font-size: var(--mantine-font-size-sm);
+	font-weight: 600;
+	font-variant-numeric: tabular-nums;
+	text-align: right;
+	min-width: 0;
+	overflow-wrap: anywhere;
+}
+
+@media (max-width: 48em) {
+	.categories {
+		grid-template-columns: minmax(0, 1fr);
+		grid-template-rows: none;
+		grid-auto-flow: row;
+	}
+}

src/entities/bank-card/ui/BankSummary.stories.tsx

@@ -0,0 +1,131 @@
+import type { Meta, StoryObj } from "@storybook/react-vite";
+import { BankSummaryView } from "./BankSummary.view";
+
+const money = (value: string) => ({ currency: "RUB", value });
+const meta = {
+	title: "Product/BankCards/Summary",
+	component: BankSummaryView,
+	tags: ["autodocs"],
+	parameters: {
+		docs: {
+			description: {
+				component:
+					"Месячные расходы ручного учёта. Вымышленные суммы, без API и сохранения. Один итог с учётом возвратов и компактные строки категорий. Отрицательные суммы сохраняют знак.",
+			},
+		},
+	},
+	args: {
+		loading: false,
+		error: false,
+		fetching: false,
+		retry: () => {},
+		data: {
+			month: "2026-09",
+			cardId: null,
+			expenses: money("8500"),
+			refunds: money("1000"),
+			net: money("7500"),
+			categories: [
+				{
+					categoryId: "food",
+					categoryName: "Продукты",
+					expenses: money("3500"),
+					refunds: money("1000"),
+					net: money("2500"),
+				},
+				{
+					categoryId: "cafe",
+					categoryName: "Кафе",
+					expenses: money("2200"),
+					refunds: money("0"),
+					net: money("2200"),
+				},
+				{
+					categoryId: "taxi",
+					categoryName: "Такси",
+					expenses: money("1800"),
+					refunds: money("0"),
+					net: money("1800"),
+				},
+				{
+					categoryId: "health",
+					categoryName: "Здоровье",
+					expenses: money("1000"),
+					refunds: money("0"),
+					net: money("1000"),
+				},
+			],
+		},
+	},
+} satisfies Meta<typeof BankSummaryView>;
+export default meta;
+type Story = StoryObj<typeof meta>;
+export const Loaded: Story = { name: "Расходы по категориям" };
+export const RefundMonth: Story = {
+	name: "Возврат покупки прошлого месяца",
+	args: {
+		data: {
+			month: "2026-09",
+			cardId: null,
+			expenses: money("0"),
+			refunds: money("600"),
+			net: money("-600"),
+			categories: [
+				{
+					categoryId: "shopping",
+					categoryName:
+						"Покупки с длинным пользовательским названием категории",
+					expenses: money("0"),
+					refunds: money("600"),
+					net: money("-600"),
+				},
+			],
+		},
+	},
+};
+export const Empty: Story = {
+	name: "Известные нули",
+	args: {
+		data: {
+			month: "2026-09",
+			cardId: null,
+			expenses: money("0"),
+			refunds: money("0"),
+			net: money("0"),
+			categories: [],
+		},
+	},
+};
+export const Loading: Story = {
+	name: "Начальная загрузка",
+	args: { data: undefined, loading: true },
+};
+export const Failed: Story = {
+	name: "Ошибка без данных",
+	args: { data: undefined, error: true },
+};
+export const CachedError: Story = {
+	name: "Сохранённые суммы при ошибке обновления",
+	args: { error: true },
+};
+export const LongAmounts: Story = {
+	name: "Точный итог длиннее предела отдельного ввода",
+	args: {
+		data: {
+			month: "2026-09",
+			cardId: null,
+			expenses: money("184467440737095516.14"),
+			refunds: money("0"),
+			net: money("184467440737095516.14"),
+			categories: [
+				{
+					categoryId: "shopping",
+					categoryName: "Покупки",
+					expenses: money("184467440737095516.14"),
+					refunds: money("0"),
+					net: money("184467440737095516.14"),
+				},
+			],
+		},
+	},
+};

src/entities/bank-card/ui/BankSummary.view.tsx

@@ -0,0 +1,86 @@
+import { Button, Group, Skeleton, Stack, Text, Title } from "@mantine/core";
+import type { CSSProperties, FC } from "react";
+import { useTranslation } from "react-i18next";
+import { formatMoney } from "@/shared/lib";
+import { LoadingSkeleton } from "@/shared/ui";
+import type { BankSummary } from "../api/queries";
+import { BankOperationIcon } from "./BankOperationIcon";
+import classes from "./BankSummary.module.css";
+
+type BankSummaryViewProps = {
+	data?: BankSummary;
+	loading: boolean;
+	error: boolean;
+	fetching: boolean;
+	retry: () => void;
+	all?: boolean;
+};
+const BankSummaryView: FC<BankSummaryViewProps> = (props) => {
+	const { t } = useTranslation();
+	return (
+		<Stack gap="md" aria-busy={props.loading || props.fetching}>
+			<div className={classes.header}>
+				<Title order={2}>
+					{t(props.all ? "bank.allSummary" : "bank.summary")}
+				</Title>
+				{props.data && (
+					<Text className={classes.total}>
+						{formatMoney(props.data.net, { withZeroCents: true })}
+					</Text>
+				)}
+			</div>
+			{props.data ? (
+				props.data.categories.length ? (
+					<dl
+						className={classes.categories}
+						style={
+							{
+								"--category-rows": Math.ceil(props.data.categories.length / 2),
+							} as CSSProperties
+						}
+					>
+						{props.data.categories.map((category) => (
+							<div className={classes.category} key={category.categoryId}>
+								<dt className={classes.label}>
+									<BankOperationIcon
+										kind="expense"
+										categoryName={category.categoryName}
+									/>
+									<span>{category.categoryName}</span>
+								</dt>
+								<dd className={classes.amount}>
+									{formatMoney(category.net, { withZeroCents: true })}
+								</dd>
+							</div>
+						))}
+					</dl>
+				) : (
+					<Text size="sm" c="dimmed">
+						{t("bank.noExpenses")}
+					</Text>
+				)
+			) : props.loading ? (
+				<LoadingSkeleton label={t("bank.loading")}>
+					<Stack gap="sm">
+						<Skeleton h={32} w="35%" />
+						<Skeleton h={40} />
+						<Skeleton h={40} />
+					</Stack>
+				</LoadingSkeleton>
+			) : null}
+			{props.error && (
+				<Group role="alert">
+					<Text>{t(props.data ? "bank.refreshError" : "bank.error")}</Text>
+					<Button variant="default" onClick={props.retry}>
+						{t("bank.retry")}
+					</Button>
+				</Group>
+			)}
+			{props.data && props.fetching && (
+				<Text role="status">{t("bank.refreshing")}</Text>
+			)}
+		</Stack>
+	);
+};
+
+export { BankSummaryView };

src/entities/bank-card/ui/CategoryManager.test.tsx

@@ -0,0 +1,74 @@
+import { MantineProvider } from "@mantine/core";
+import { QueryClientProvider } from "@tanstack/react-query";
+import { fireEvent, render, screen, waitFor } from "@testing-library/react";
+import { HttpResponse, http } from "msw";
+import { describe, expect, it } from "vitest";
+import { configureAuthClient } from "@/shared/api";
+import { createTestQueryClient } from "@/test/query";
+import { server } from "@/test/server";
+import { CategoryManager } from "./CategoryManager";
+
+describe("CategoryManager", () => {
+	it("rejects duplicate case-insensitive and too long names then renames default identity", async () => {
+		configureAuthClient({
+			accessToken: () => "test",
+			refresh: async () => false,
+			clear: () => {},
+		});
+		let category = {
+			id: "default",
+			name: "Другое",
+			isDefault: true,
+			version: 1,
+		};
+		let creates = 0;
+		let body: unknown;
+		server.use(
+			http.get("*/api/v1/bank-cards/categories", () =>
+				HttpResponse.json([category]),
+			),
+			http.post("*/api/v1/bank-cards/categories", () => {
+				creates++;
+				return HttpResponse.json({});
+			}),
+			http.patch(
+				"*/api/v1/bank-cards/categories/default",
+				async ({ request }) => {
+					body = await request.json();
+					category = { ...category, name: "Остальное", version: 2 };
+					return HttpResponse.json(category);
+				},
+			),
+		);
+		render(
+			<QueryClientProvider client={createTestQueryClient()}>
+				<MantineProvider env="test">
+					<CategoryManager onClose={() => {}} />
+				</MantineProvider>
+			</QueryClientProvider>,
+		);
+		await screen.findByText("Другое");
+		fireEvent.change(screen.getByLabelText(/Название категории/), {
+			target: { value: " другое " },
+		});
+		fireEvent.click(screen.getByRole("button", { name: "Добавить категорию" }));
+		await screen.findByText("Категория с таким названием уже есть.");
+		fireEvent.change(screen.getByLabelText(/Название категории/), {
+			target: { value: "a".repeat(81) },
+		});
+		fireEvent.click(screen.getByRole("button", { name: "Добавить категорию" }));
+		await screen.findByText("Введите название от 1 до 80 символов.");
+		expect(creates).toBe(0);
+		fireEvent.click(screen.getByRole("button", { name: "Переименовать" }));
+		fireEvent.input(screen.getByLabelText(/Название категории/), {
+			target: { value: "Остальное" },
+		});
+		fireEvent.blur(screen.getByLabelText(/Название категории/));
+		fireEvent.click(screen.getByRole("button", { name: "Сохранить" }));
+		await screen.findByText("Остальное");
+		await waitFor(() =>
+			expect(body).toEqual({ name: "Остальное", version: 1 }),
+		);
+		expect(screen.getByText("По умолчанию")).toBeInTheDocument();
+	});
+});

src/entities/bank-card/ui/CategoryManager.tsx

@@ -0,0 +1,220 @@
+import { zodResolver } from "@hookform/resolvers/zod";
+import {
+	Badge,
+	Button,
+	Group,
+	Modal,
+	Stack,
+	Text,
+	TextInput,
+} from "@mantine/core";
+import { type FC, useState } from "react";
+import {
+	Controller,
+	FormProvider,
+	useForm,
+	useFormContext,
+} from "react-hook-form";
+import { useTranslation } from "react-i18next";
+import { z } from "zod";
+import { validationMessage } from "@/shared/i18n";
+import { useBankMutations } from "../api/mutations";
+import { type ExpenseCategory, useBankCategories } from "../api/queries";
+import { BankFeedback } from "./BankFeedback";
+import classes from "./BankForms.module.css";
+import { BankOperationIcon } from "./BankOperationIcon";
+import { useBankFormFocus } from "./useBankFormFocus";
+
+type CategoryManagerProps = {
+	onClose: () => void;
+	onCreated?: (id: string) => void;
+};
+type CategoryValues = { name: string };
+const CategoryFields: FC = () => {
+	const { t } = useTranslation();
+	const {
+		control,
+		formState: { errors },
+	} = useFormContext<CategoryValues>();
+	return (
+		<Controller
+			control={control}
+			name="name"
+			render={({ field }) => (
+				<TextInput
+					label={t("bank.categoryName")}
+					required
+					{...field}
+					error={errors.name?.message}
+				/>
+			)}
+		/>
+	);
+};
+const CategoryManager: FC<CategoryManagerProps> = (props) => {
+	useBankFormFocus();
+	const { t } = useTranslation();
+	const categories = useBankCategories();
+	const mutation = useBankMutations();
+	const [editing, setEditing] = useState<ExpenseCategory>();
+	const [error, setError] = useState<unknown>();
+	const [latest, setLatest] = useState<ExpenseCategory>();
+	const methods = useForm<CategoryValues>({
+		resolver: zodResolver(
+			z.object({
+				name: z
+					.string()
+					.trim()
+					.refine(
+						(value) => value.length > 0 && value.length <= 80,
+						validationMessage("bank.validation.category"),
+					)
+					.refine(
+						(value) =>
+							!categories.data?.some(
+								(c) =>
+									c.id !== editing?.id &&
+									c.name.toLocaleLowerCase("ru-RU") ===
+										value.toLocaleLowerCase("ru-RU"),
+							),
+						validationMessage("bank.validation.duplicate"),
+					),
+			}),
+		),
+		defaultValues: { name: "" },
+	});
+	const pending = methods.formState.isSubmitting;
+	return (
+		<Modal
+			opened
+			onClose={() => !pending && props.onClose()}
+			title={t("bank.categories")}
+			closeOnClickOutside={!pending}
+			closeOnEscape={!pending}
+			closeButtonProps={{ "aria-label": t("bank.close"), disabled: pending }}
+		>
+			<FormProvider {...methods}>
+				<form
+					onSubmit={methods.handleSubmit(async (values) => {
+						setError(undefined);
+						try {
+							if (editing)
+								await mutation.updateCategory.mutateAsync({
+									id: editing.id,
+									body: { name: values.name, version: editing.version },
+								});
+							else {
+								const result = await mutation.createCategory.mutateAsync({
+									name: values.name,
+								});
+								if (result) props.onCreated?.(result.id);
+							}
+							setEditing(undefined);
+							methods.reset({ name: "" });
+						} catch (failure) {
+							setError(failure);
+						}
+					})}
+				>
+					<fieldset disabled={pending} className={classes.fieldset}>
+						<Stack>
+							{categories.data?.map((category) => (
+								<Group justify="space-between" key={category.id}>
+									<Group gap="xs">
+										<BankOperationIcon
+											kind="expense"
+											categoryName={category.name}
+										/>
+										<Text>{category.name}</Text>
+										{category.isDefault && (
+											<Badge>{t("bank.defaultCategory")}</Badge>
+										)}
+									</Group>
+									<Button
+										variant="subtle"
+										onClick={() => {
+											setEditing(category);
+											methods.reset({ name: category.name });
+											setError(undefined);
+											setLatest(undefined);
+										}}
+									>
+										{t("bank.rename")}
+									</Button>
+								</Group>
+							))}
+							{categories.isLoading && (
+								<Text role="status">{t("bank.loading")}</Text>
+							)}
+							{categories.isError && (
+								<BankFeedback
+									loadingError
+									error={categories.error}
+									cached={Boolean(categories.data)}
+									retry={() => void categories.refetch()}
+								/>
+							)}
+							<CategoryFields />
+							{error ? (
+								<>
+									<BankFeedback error={error} />
+									{editing && (
+										<Button
+											variant="default"
+											onClick={async () => {
+												const response = await categories.refetch();
+												if (response.error) setError(response.error);
+												else
+													setLatest(
+														response.data?.find((c) => c.id === editing.id),
+													);
+											}}
+										>
+											{t("bank.reloadRecord")}
+										</Button>
+									)}
+								</>
+							) : null}
+							{latest && (
+								<>
+									<Text>{t("bank.versionHint", { details: latest.name })}</Text>
+									<Button
+										onClick={() => {
+											setEditing(latest);
+											setLatest(undefined);
+											setError(undefined);
+										}}
+									>
+										{t("bank.adoptVersion", { version: latest.version })}
+									</Button>
+								</>
+							)}
+							<Group>
+								<Button type="submit" loading={pending}>
+									{t(editing ? "bank.save" : "bank.addCategory")}
+								</Button>
+								{editing && (
+									<Button
+										variant="default"
+										onClick={() => {
+											setEditing(undefined);
+											methods.reset({ name: "" });
+											setError(undefined);
+										}}
+									>
+										{t("bank.cancel")}
+									</Button>
+								)}
+								<Button variant="default" onClick={props.onClose}>
+									{t("bank.close")}
+								</Button>
+							</Group>
+						</Stack>
+					</fieldset>
+				</form>
+			</FormProvider>
+		</Modal>
+	);
+};
+
+export { CategoryManager };

src/entities/bank-card/ui/useBankFormFocus.ts

@@ -0,0 +1,16 @@
+import { useEffect, useState } from "react";
+
+function useBankFormFocus() {
+	const [trigger] = useState(() => document.activeElement);
+	useEffect(
+		() => () => {
+			queueMicrotask(() => {
+				if (trigger instanceof HTMLElement && trigger.isConnected)
+					trigger.focus();
+			});
+		},
+		[trigger],
+	);
+}
+
+export { useBankFormFocus };

src/features/auth/model/auth.test.tsx

@@ -8,6 +8,10 @@ import { createTestQueryClient } from "@/test/query";
 import { server } from "@/test/server";
 import { AuthProvider, useAuth } from "./auth";
 
+const bankCardsKey = apiQueryClient.queryOptions("get", "/api/v1/bank-cards", {
+	params: { query: { includeArchived: "false" } },
+}).queryKey;
+
 describe("AuthProvider", () => {
 	it("authorizes requests after restoring the initial session", async () => {
 		let authorization: string | null = null;
@@ -54,6 +58,7 @@ describe("AuthProvider", () => {
 		server.use(http.post("*/api/v1/auth/refresh", () => HttpResponse.error()));
 		const queryClient = createTestQueryClient();
 		queryClient.setQueryData(["cached-query"], { value: "stale" });
+		queryClient.setQueryData(bankCardsKey, [{ id: "bank-card-1" }]);
 		const wrapper: FC<PropsWithChildren> = (props) => {
 			const { children } = props;
 
@@ -70,6 +75,7 @@ describe("AuthProvider", () => {
 		expect(result.current.user).toBeNull();
 		expect(result.current.accessToken).toBeNull();
 		expect(queryClient.getQueryData(["cached-query"])).toBeUndefined();
+		expect(queryClient.getQueryData(bankCardsKey)).toBeUndefined();
 	});
 
 	it("keeps the original protected 401 when serialized refresh has a transport error", async () => {
@@ -90,6 +96,7 @@ describe("AuthProvider", () => {
 		);
 		const queryClient = createTestQueryClient();
 		queryClient.setQueryData(["cached-query"], { value: "stale" });
+		queryClient.setQueryData(bankCardsKey, [{ id: "bank-card-1" }]);
 		const wrapper: FC<PropsWithChildren> = (props) => {
 			const { children } = props;
 
@@ -110,6 +117,7 @@ describe("AuthProvider", () => {
 		await waitFor(() => expect(result.current.user).toBeNull());
 		expect(result.current.accessToken).toBeNull();
 		expect(queryClient.getQueryData(["cached-query"])).toBeUndefined();
+		expect(queryClient.getQueryData(bankCardsKey)).toBeUndefined();
 	});
 
 	it("clears connection status and financial cache independently on logout", async () => {
@@ -136,6 +144,7 @@ describe("AuthProvider", () => {
 			connectedAt: "2026-08-14T00:00:00Z",
 		});
 		queryClient.setQueryData(portfolioKey, { source: "current-connection" });
+		queryClient.setQueryData(bankCardsKey, [{ id: "bank-card-1" }]);
 		const wrapper: FC<PropsWithChildren> = (props) => {
 			const { children } = props;
 			return (
@@ -147,11 +156,15 @@ describe("AuthProvider", () => {
 		const { result } = renderHook(() => useAuth(), { wrapper });
 		await waitFor(() => expect(result.current.accessToken).toBe("test-token"));
 
+		expect(queryClient.getQueryData(bankCardsKey)).toEqual([
+			{ id: "bank-card-1" },
+		]);
 		await act(() => result.current.logout());
 
 		expect(result.current.user).toBeNull();
 		expect(result.current.accessToken).toBeNull();
 		expect(queryClient.getQueryData(statusKey)).toBeUndefined();
 		expect(queryClient.getQueryData(portfolioKey)).toBeUndefined();
+		expect(queryClient.getQueryData(bankCardsKey)).toBeUndefined();
 	});
 });

src/features/tbank-connection/ui/TbankConnectionSection.test.tsx

@@ -32,6 +32,13 @@ const bondQueryKey = apiQueryClient.queryOptions(
 	"/api/v1/bonds/{uid}/position",
 	{ params: { path: { uid: "e6123145-9665-43e0-8413-cd61b8aa9b13" } } },
 ).queryKey;
+const bankCardsQueryKey = apiQueryClient.queryOptions(
+	"get",
+	"/api/v1/bank-cards",
+	{
+		params: { query: { includeArchived: "false" } },
+	},
+).queryKey;
 const unrelatedQueryKey = apiQueryClient.queryOptions(
 	"get",
 	"/api/v1/auth/me",
@@ -66,6 +73,7 @@ function seededClient() {
 	client.setQueryData(stockQueryKey, { source: "previous-connection" });
 	client.setQueryData(bondQueryKey, { source: "previous-connection" });
 	client.setQueryData(unrelatedQueryKey, { id: "user-1" });
+	client.setQueryData(bankCardsQueryKey, [{ id: "bank-card-1" }]);
 	return client;
 }
 
@@ -86,6 +94,10 @@ describe("TbankConnectionSection", () => {
 			).toBeInTheDocument(),
 		);
 		expect(client.getQueryData(brokerageAccountsQueryKey)).toBeUndefined();
+		expect(client.getQueryData(bankCardsQueryKey)).toEqual([
+			{ id: "bank-card-1" },
+		]);
+		expect(client.getQueryState(bankCardsQueryKey)?.isInvalidated).toBe(false);
 		expect(client.getQueryData(portfolioQueryKey)).toBeUndefined();
 		expect(client.getQueryData(stockQueryKey)).toBeUndefined();
 		expect(client.getQueryData(bondQueryKey)).toBeUndefined();
@@ -114,6 +126,10 @@ describe("TbankConnectionSection", () => {
 			expect(client.getQueryData(portfolioQueryKey)).toBeUndefined(),
 		);
 		expect(client.getQueryData(brokerageAccountsQueryKey)).toBeUndefined();
+		expect(client.getQueryData(bankCardsQueryKey)).toEqual([
+			{ id: "bank-card-1" },
+		]);
+		expect(client.getQueryState(bankCardsQueryKey)?.isInvalidated).toBe(false);
 	});
 
 	it("commits disconnected status and resets financial queries after deleting", async () => {
@@ -139,6 +155,10 @@ describe("TbankConnectionSection", () => {
 			).toBeInTheDocument(),
 		);
 		expect(client.getQueryData(brokerageAccountsQueryKey)).toBeUndefined();
+		expect(client.getQueryData(bankCardsQueryKey)).toEqual([
+			{ id: "bank-card-1" },
+		]);
+		expect(client.getQueryState(bankCardsQueryKey)?.isInvalidated).toBe(false);
 		expect(client.getQueryData(portfolioQueryKey)).toBeUndefined();
 		expect(client.getQueryData(stockQueryKey)).toBeUndefined();
 		expect(client.getQueryData(bondQueryKey)).toBeUndefined();

src/pages/account/ui/AccountPage.test.tsx

@@ -123,11 +123,13 @@ function emptyProps() {
 describe("AccountPage states", () => {
 	it.each(
 		["account-1", "all"].flatMap((accountId) =>
-			["STOCK", "BOND"].map((type) => ({ accountId, type })),
+			["STOCK", "BOND"].flatMap((type) =>
+				[true, false].map((hasMetadata) => ({ accountId, type, hasMetadata })),
+			),
 		),
 	)(
-		"links name and logo to the exact issue in $accountId for $type",
-		async ({ accountId, type }) => {
+		"keeps portfolio metadata authoritative and links the exact issue in $accountId for $type (metadata: $hasMetadata)",
+		async ({ accountId, type, hasMetadata }) => {
 			const collection = type === "STOCK" ? "stocks" : "bonds";
 			const slug = type === "STOCK" ? "SBERP" : "SU26238RMFS4";
 			const uid = "c190ff1f-1447-4227-b543-316332699ca5";
@@ -136,8 +138,9 @@ describe("AccountPage states", () => {
 				...portfolio.positions[0],
 				type,
 				instrumentUid: uid,
-				ticker: slug,
-				displayName: "Сбербанк привилегированные",
+				ticker: hasMetadata ? slug : null,
+				displayName: hasMetadata ? "Сбербанк привилегированные" : "FIGI-2",
+				logoName: hasMetadata ? "vtoraya.png" : null,
 			};
 			server.use(
 				http.get("*/api/v1/brokerage-accounts/:accountId/portfolio", () =>
@@ -154,7 +157,14 @@ describe("AccountPage states", () => {
 				),
 				http.get(`*/api/v1/${collection}/:uid`, () => {
 					requests();
-					return HttpResponse.json({ instrumentUid: uid, slug });
+					return HttpResponse.json({
+						instrumentUid: uid,
+						slug,
+						name: "Название из карточки инструмента",
+						ticker: "OTHER-TICKER",
+						isin: "OTHER-ISIN",
+						logoName: "other.png",
+					});
 				}),
 			);
 			configureTestAuth();
@@ -171,6 +181,19 @@ describe("AccountPage states", () => {
 					);
 			});
 			expect(requests).toHaveBeenCalledTimes(type === "STOCK" ? 1 : 0);
+			expect(
+				screen.queryByText("Название из карточки инструмента"),
+			).not.toBeInTheDocument();
+			expect(
+				screen.queryByText(/OTHER-TICKER|OTHER-ISIN/),
+			).not.toBeInTheDocument();
+			const logo = screen.queryByRole("img", { name: position.displayName });
+			if (hasMetadata)
+				expect(logo).toHaveAttribute(
+					"src",
+					"https://invest-brands.cdn-tinkoff.ru/vtorayax160.png",
+				);
+			else expect(logo).not.toBeInTheDocument();
 		},
 	);
 

src/pages/card/index.ts

@@ -0,0 +1 @@
+export { CardPage } from "./ui/CardPage";

src/pages/card/ui/CardPage.module.css

@@ -0,0 +1,39 @@
+.wrap {
+	overflow-wrap: anywhere;
+	min-width: 0;
+}
+.operation {
+	min-width: 0;
+}
+.operation p {
+	white-space: normal;
+	overflow-wrap: anywhere;
+}
+.operation > div > div {
+	min-width: 0;
+}
+@media (min-width: 36em) {
+	.operation > div:first-child {
+		grid-template-columns: auto minmax(0, 1fr) minmax(0, 40%);
+	}
+}
+
+.operations[data-pending] {
+	opacity: 0.55;
+}
+@media (prefers-reduced-motion: no-preference) {
+	.operations {
+		animation: operations-appear 200ms ease-out;
+		transition: opacity 150ms ease;
+	}
+	@keyframes operations-appear {
+		from {
+			opacity: 0;
+			transform: translateY(4px);
+		}
+		to {
+			opacity: 1;
+			transform: translateY(0);
+		}
+	}
+}

src/pages/card/ui/CardPage.test.tsx

@@ -0,0 +1,349 @@
+import { MantineProvider } from "@mantine/core";
+import { QueryClientProvider } from "@tanstack/react-query";
+import {
+	fireEvent,
+	render,
+	screen,
+	waitFor,
+	within,
+} from "@testing-library/react";
+import { HttpResponse, http } from "msw";
+import { MemoryRouter, Route, Routes } from "react-router";
+import { describe, expect, it, vi } from "vitest";
+import { configureAuthClient } from "@/shared/api";
+import { createTestQueryClient } from "@/test/query";
+import { server } from "@/test/server";
+import { CardPage } from "./CardPage";
+
+const money = (value: string) => ({ currency: "RUB", value });
+const card = {
+	id: "a",
+	name: "Повседневная",
+	bankName: null,
+	lastFour: null,
+	balance: money("10000"),
+	openingBalance: money("10000"),
+	openingDate: "2026-01-01",
+	archivedAt: null,
+	version: 1,
+};
+const operation = {
+	id: "transfer",
+	kind: "transfer",
+	cardId: "a",
+	cardName: "Повседневная",
+	targetCardId: "b",
+	targetCardName: "Запасная",
+	categoryId: null,
+	categoryName: null,
+	originalExpenseId: null,
+	amount: money("50.01"),
+	availableRefund: null,
+	date: "2026-08-03",
+	description: null,
+	version: 1,
+	createdAt: "2026-08-03T00:00:00Z",
+};
+function setup(
+	options: {
+		missing?: boolean;
+		summaryError?: boolean;
+		cardsError?: boolean;
+	} = {},
+) {
+	configureAuthClient({
+		accessToken: () => "test",
+		refresh: async () => false,
+		clear: () => {},
+	});
+	const requests: string[] = [];
+	const summaryRequests: string[] = [];
+	server.use(
+		http.get("*/api/v1/bank-cards/a", () =>
+			options.missing
+				? HttpResponse.json({ code: "BANK_NOT_FOUND" }, { status: 404 })
+				: HttpResponse.json(card),
+		),
+		http.get("*/api/v1/bank-cards", () =>
+			options.cardsError
+				? HttpResponse.error()
+				: HttpResponse.json([card, { ...card, id: "b", name: "Запасная" }]),
+		),
+		http.get("*/api/v1/bank-cards/a/operations", ({ request }) => {
+			requests.push(new URL(request.url).search);
+			return HttpResponse.json({
+				items: [
+					{
+						...operation,
+						id: `operation-${new URL(request.url).searchParams.get("page")}`,
+					},
+				],
+				page: Number(new URL(request.url).searchParams.get("page")),
+				total: 30,
+				hasNext: Number(new URL(request.url).searchParams.get("page")) < 3,
+			});
+		}),
+		http.get("*/api/v1/bank-cards/summary", ({ request }) => {
+			summaryRequests.push(new URL(request.url).search);
+			return options.summaryError
+				? HttpResponse.error()
+				: HttpResponse.json({
+						month: "2026-08",
+						cardId: "a",
+						expenses: money("0"),
+						refunds: money("50"),
+						net: money("-50"),
+						categories: [],
+					});
+		}),
+	);
+	const client = createTestQueryClient();
+	render(
+		<QueryClientProvider client={client}>
+			<MantineProvider env="test">
+				<MemoryRouter initialEntries={["/cards/a?month=2026-08"]}>
+					<Routes>
+						<Route path="/cards/:cardId" element={<CardPage />} />
+					</Routes>
+				</MemoryRouter>
+			</MantineProvider>
+		</QueryClientProvider>,
+	);
+	return { requests, summaryRequests, client };
+}
+describe("CardPage", () => {
+	it("shares date range with history, pages the journal and keeps current balance", async () => {
+		const { requests, summaryRequests } = setup();
+		await screen.findByRole("heading", { name: "Повседневная" });
+		expect(
+			await screen.findByText("Перевод на «Запасная»"),
+		).toBeInTheDocument();
+		expect(screen.getByText("03.08.2026")).toBeInTheDocument();
+		expect(screen.getByText("−50,01 ₽")).toBeInTheDocument();
+		expect(await screen.findByText("-50,00 ₽")).toBeInTheDocument();
+		expect(screen.getByRole("button", { name: "Назад" })).toBeDisabled();
+		expect(requests.every((value) => value.includes("limit=10"))).toBe(true);
+		fireEvent.click(screen.getByRole("button", { name: "Далее" }));
+		await waitFor(() =>
+			expect(requests.some((v) => v.includes("page=2"))).toBe(true),
+		);
+		const lastPage = await screen.findByRole("button", { name: "Страница 3" });
+		await waitFor(() => expect(lastPage).toBeEnabled());
+		fireEvent.click(lastPage);
+		await waitFor(() => expect(requests.at(-1)).toContain("page=3"));
+		await waitFor(() =>
+			expect(screen.getByRole("button", { name: "Далее" })).toBeDisabled(),
+		);
+		expect(
+			screen.getByRole("button", { name: "Страница 3" }),
+		).toHaveTextContent("3");
+		fireEvent.click(screen.getByLabelText("Период"));
+		fireEvent.click(
+			await screen.findByRole("button", { name: "10 August 2026" }),
+		);
+		fireEvent.click(
+			await screen.findByRole("button", { name: "20 August 2026" }),
+		);
+		await waitFor(() =>
+			expect(
+				requests.some(
+					(v) =>
+						v.includes("from=2026-08-10") &&
+						v.includes("to=2026-08-20") &&
+						v.includes("page=1"),
+				),
+			).toBe(true),
+		);
+		await waitFor(() =>
+			expect(summaryRequests.at(-1)).toContain("from=2026-08-10&to=2026-08-20"),
+		);
+		expect(screen.getByRole("link", { name: "Карта" })).toHaveAttribute(
+			"href",
+			"/cards/b?from=2026-08-10&to=2026-08-20",
+		);
+		expect(screen.getByText(/10\s000 ₽/)).toBeInTheDocument();
+	});
+	it("keeps the journal in place while the next page loads", async () => {
+		const scroll = vi.spyOn(window, "scrollBy").mockImplementation(() => {});
+		setup();
+		await screen.findByText("Перевод на «Запасная»");
+		const navigation = screen.getByRole("navigation", {
+			name: "Страницы операций",
+		});
+		const measure = vi
+			.spyOn(navigation, "getBoundingClientRect")
+			.mockReturnValue({ top: 600 } as DOMRect);
+		let release = () => {};
+		const pending = new Promise<void>((resolve) => {
+			release = resolve;
+		});
+		server.use(
+			http.get("*/api/v1/bank-cards/a/operations", async () => {
+				await pending;
+				return HttpResponse.json({
+					items: [{ ...operation, id: "next", description: "Новая страница" }],
+					page: 2,
+					total: 30,
+					hasNext: true,
+				});
+			}),
+		);
+		fireEvent.click(screen.getByRole("button", { name: "Далее" }));
+		await waitFor(() =>
+			expect(screen.getByRole("button", { name: "Далее" })).toBeDisabled(),
+		);
+		expect(screen.getByText("Перевод на «Запасная»")).toBeInTheDocument();
+		expect(screen.getByRole("button", { name: "Изменить" })).toBeDisabled();
+		expect(
+			screen.queryByLabelText("Загрузка операций"),
+		).not.toBeInTheDocument();
+		expect(scroll).not.toHaveBeenCalled();
+		measure.mockReturnValue({ top: 200 } as DOMRect);
+		release();
+		await screen.findByText(/Новая страница/);
+		const list = screen.getByText(/Новая страница/).closest("[aria-busy]");
+		expect(list?.parentElement?.style.minHeight).toBe("");
+		expect(scroll).toHaveBeenCalledExactlyOnceWith({
+			top: -400,
+			behavior: "instant",
+		});
+		measure.mockRestore();
+		scroll.mockRestore();
+		await waitFor(() =>
+			expect(screen.getByRole("button", { name: "Далее" })).toBeEnabled(),
+		);
+	});
+	it("changes page size, resets the page and shows all monthly operations", async () => {
+		const { requests } = setup();
+		await screen.findByText("Перевод на «Запасная»");
+		fireEvent.click(screen.getByRole("button", { name: "Страница 3" }));
+		await waitFor(() => expect(requests.at(-1)).toContain("page=3"));
+		await waitFor(() =>
+			expect(screen.getByRole("button", { name: "Страница 1" })).toBeEnabled(),
+		);
+		fireEvent.click(
+			screen.getByRole("combobox", { name: "Операций на странице" }),
+		);
+		fireEvent.click(await screen.findByRole("option", { name: "20" }));
+		await waitFor(() => {
+			expect(requests.at(-1)).toContain("limit=20");
+			expect(requests.at(-1)).toContain("page=1");
+		});
+		await waitFor(() =>
+			expect(screen.getByRole("button", { name: "Страница 1" })).toBeEnabled(),
+		);
+		fireEvent.click(
+			screen.getByRole("combobox", { name: "Операций на странице" }),
+		);
+		fireEvent.click(await screen.findByRole("option", { name: "Все" }));
+		await waitFor(() =>
+			expect(
+				screen.queryByRole("navigation", { name: "Страницы операций" }),
+			).not.toBeInTheDocument(),
+		);
+		await waitFor(() => expect(requests.at(-1)).toContain("limit=100"));
+		await waitFor(() =>
+			expect(screen.getAllByText("Перевод на «Запасная»")).toHaveLength(3),
+		);
+	});
+	it("keeps card and journal when summary fails", async () => {
+		setup({ summaryError: true });
+		await screen.findByRole("heading", { name: "Повседневная" });
+		await screen.findByRole("alert");
+		expect(
+			await screen.findByText("Перевод на «Запасная»"),
+		).toBeInTheDocument();
+		expect(screen.queryByText("0 ₽")).not.toBeInTheDocument();
+	});
+	it("keeps cached card and history after refetch failure", async () => {
+		const { client } = setup();
+		await screen.findByText("Перевод на «Запасная»");
+		server.use(
+			http.get("*/api/v1/bank-cards/a", () => HttpResponse.error()),
+			http.get("*/api/v1/bank-cards/a/operations", () => HttpResponse.error()),
+		);
+		await client.invalidateQueries();
+		await screen.findAllByRole("alert");
+		expect(
+			screen.getByRole("heading", { name: "Повседневная" }),
+		).toBeInTheDocument();
+		expect(screen.getByText("Перевод на «Запасная»")).toBeInTheDocument();
+	});
+	it("handles inaccessible card neutrally", async () => {
+		setup({ missing: true });
+		await screen.findByRole("heading", { name: "Карта не найдена" });
+		expect(screen.getByRole("link", { name: "К картам" })).toHaveAttribute(
+			"href",
+			"/cards",
+		);
+		expect(screen.queryByText(/10\s000 ₽/)).not.toBeInTheDocument();
+	});
+	it("archives without deleting history and restores financial actions", async () => {
+		setup();
+		await screen.findByText("Перевод на «Запасная»");
+		let current = card;
+		const bodies: unknown[] = [];
+		server.use(
+			http.get("*/api/v1/bank-cards/a", () => HttpResponse.json(current)),
+			http.get("*/api/v1/bank-cards", () =>
+				HttpResponse.json([current, { ...card, id: "b", name: "Запасная" }]),
+			),
+			http.patch("*/api/v1/bank-cards/a", async ({ request }) => {
+				const body = (await request.json()) as {
+					version: number;
+					archived: boolean;
+				};
+				bodies.push(body);
+				current = {
+					...current,
+					version: current.version + 1,
+					archivedAt: body.archived ? "2026-09-01" : null,
+				} as typeof card;
+				return HttpResponse.json(current);
+			}),
+		);
+		fireEvent.click(screen.getByRole("button", { name: "Убрать в архив" }));
+		await screen.findByRole("button", { name: "Вернуть из архива" });
+		expect(
+			screen.getByRole("button", { name: "Добавить операцию" }),
+		).toBeDisabled();
+		expect(screen.getByRole("button", { name: "Изменить" })).toBeDisabled();
+		expect(screen.getByText("Перевод на «Запасная»")).toBeInTheDocument();
+		fireEvent.click(screen.getByRole("button", { name: "Вернуть из архива" }));
+		await screen.findByRole("button", { name: "Убрать в архив" });
+		expect(
+			screen.getByRole("button", { name: "Добавить операцию" }),
+		).toBeEnabled();
+		expect(bodies).toEqual([
+			{ version: 1, archived: true },
+			{ version: 2, archived: false },
+		]);
+	});
+	it("recovers the prerequisite card list while preserving the visible balance and journal", async () => {
+		setup({ cardsError: true });
+		await screen.findByText("Перевод на «Запасная»");
+		expect(await screen.findByRole("alert")).toHaveTextContent(
+			"Не удалось загрузить данные карт.",
+		);
+		expect(
+			screen.getByRole("button", { name: "Добавить операцию" }),
+		).toBeDisabled();
+		server.use(
+			http.get("*/api/v1/bank-cards", () =>
+				HttpResponse.json([card, { ...card, id: "b", name: "Запасная" }]),
+			),
+		);
+		fireEvent.click(
+			within(screen.getByRole("alert")).getByRole("button", {
+				name: "Повторить",
+			}),
+		);
+		await waitFor(() =>
+			expect(
+				screen.getByRole("button", { name: "Добавить операцию" }),
+			).toBeEnabled(),
+		);
+		expect(screen.getByText("Перевод на «Запасная»")).toBeInTheDocument();
+		expect(screen.queryByRole("alert")).not.toBeInTheDocument();
+	});
+});

src/pages/card/ui/CardPage.tsx

@@ -0,0 +1,37 @@
+import type { FC } from "react";
+import { BankCardForm } from "@/entities/bank-card";
+import { CardPageView } from "./CardPage.view";
+import { useCardPageVm } from "./CardPage.vm";
+import { DeleteOperation } from "./DeleteOperation";
+import { OperationForm } from "./OperationForm";
+
+const CardPage: FC = () => {
+	const vm = useCardPageVm();
+	return (
+		<>
+			<CardPageView vm={vm} />
+			{vm.editingCard && vm.card.data && (
+				<BankCardForm
+					card={vm.card.data}
+					onClose={() => vm.setEditingCard(false)}
+				/>
+			)}
+			{vm.operation && vm.card.data && vm.cards.data && (
+				<OperationForm
+					card={vm.card.data}
+					cards={vm.cards.data}
+					operation={vm.operation === "new" ? undefined : vm.operation}
+					onClose={() => vm.setOperation(null)}
+				/>
+			)}
+			{vm.deleting && (
+				<DeleteOperation
+					operation={vm.deleting}
+					onClose={() => vm.setDeleting(null)}
+				/>
+			)}
+		</>
+	);
+};
+
+export { CardPage };

src/pages/card/ui/CardPage.view.tsx

@@ -0,0 +1,361 @@
+import {
+	ActionIcon,
+	Anchor,
+	Button,
+	Group,
+	Pagination,
+	Paper,
+	Select,
+	Skeleton,
+	Stack,
+	Text,
+	Title,
+} from "@mantine/core";
+import { DatePickerInput } from "@mantine/dates";
+import { type FC, useLayoutEffect, useRef, useState } from "react";
+import { useTranslation } from "react-i18next";
+import { Link } from "react-router";
+import {
+	BankCardFace,
+	BankFeedback,
+	BankOperationIcon,
+	BankSummaryView,
+} from "@/entities/bank-card";
+import { EntryCard, LoadingSkeleton, StateView } from "@/shared/ui";
+import classes from "./CardPage.module.css";
+import type { CardPageVm } from "./CardPage.vm";
+
+type PeriodPickerProps = {
+	period: CardPageVm["period"];
+	onChange: CardPageVm["setPeriod"];
+};
+const PeriodPicker: FC<PeriodPickerProps> = (props) => {
+	const { period, onChange } = props;
+	const { t } = useTranslation();
+	const scope = `${period.from}-${period.to}`;
+	const [draft, setDraft] = useState<{
+		scope: string;
+		value: [string | null, string | null];
+	}>();
+	const value: [string | null, string | null] =
+		draft?.scope === scope ? draft.value : [period.from, period.to];
+	return (
+		<DatePickerInput
+			type="range"
+			allowSingleDateInRange
+			label={t("bank.period")}
+			valueFormat="DD.MM.YYYY"
+			value={value}
+			onChange={(next) => {
+				setDraft({ scope, value: next });
+				onChange(next);
+			}}
+			popoverProps={{
+				returnFocus: true,
+				middlewares: { shift: { crossAxis: true } },
+			}}
+		/>
+	);
+};
+
+type CardPageViewProps = { vm: CardPageVm };
+const CardPageView: FC<CardPageViewProps> = (props) => {
+	const { vm } = props;
+	const { t } = useTranslation();
+	const card = vm.card.data;
+	const paginationRef = useRef<HTMLDivElement>(null);
+	const pendingPage = useRef<{
+		scope: string;
+		page: number;
+		top: number;
+	} | null>(null);
+	const scope = `${card?.id}-${vm.period.from}-${vm.period.to}-${vm.pageSize}`;
+	useLayoutEffect(() => {
+		const pending = pendingPage.current;
+		if (!pending) return;
+		if (pending.scope !== scope || vm.history.isError) {
+			pendingPage.current = null;
+			return;
+		}
+		if (vm.history.isPlaceholderData || vm.history.data?.page !== pending.page)
+			return;
+		const pagination = paginationRef.current;
+		if (pagination) {
+			const delta = pagination.getBoundingClientRect().top - pending.top;
+			if (delta) window.scrollBy({ top: delta, behavior: "instant" });
+		}
+		pendingPage.current = null;
+	}, [
+		scope,
+		vm.history.data,
+		vm.history.isPlaceholderData,
+		vm.history.isError,
+	]);
+	if (!card) {
+		if (vm.card.isLoading)
+			return (
+				<LoadingSkeleton label={t("bank.loading")}>
+					<Stack>
+						<Skeleton h={130} />
+						<Skeleton h={160} />
+						<Skeleton h={90} />
+						<Skeleton h={90} />
+					</Stack>
+				</LoadingSkeleton>
+			);
+		return (
+			<StateView
+				error
+				title={t(vm.notFound ? "bank.notFound" : "bank.error")}
+				text={t("bank.back")}
+				action={
+					<Group>
+						<Button component={Link} to="/cards">
+							{t("bank.back")}
+						</Button>
+						{!vm.notFound && (
+							<Button onClick={() => void vm.card.refetch()}>
+								{t("bank.retry")}
+							</Button>
+						)}
+					</Group>
+				}
+			/>
+		);
+	}
+	return (
+		<Stack gap="lg">
+			<Paper p="md" withBorder>
+				<Stack>
+					<Title order={1} className={classes.wrap}>
+						{card.name}
+					</Title>
+					<BankCardFace card={card} />
+					<Text c="dimmed">{t("bank.manualBalance")}</Text>
+					<Group>
+						<Button
+							disabled={Boolean(card.archivedAt) || !vm.cards.data}
+							onClick={() => vm.setOperation("new")}
+						>
+							{t("bank.addOperation")}
+						</Button>
+						<Button variant="default" onClick={() => vm.setEditingCard(true)}>
+							{t("bank.editCard")}
+						</Button>
+						<Button
+							variant="default"
+							loading={vm.archivePending}
+							onClick={() => void vm.toggleArchive()}
+						>
+							{t(card.archivedAt ? "bank.restore" : "bank.archive")}
+						</Button>
+					</Group>
+					{vm.archiveError ? (
+						<BankFeedback
+							error={vm.archiveError}
+							retry={() => void vm.card.refetch()}
+						/>
+					) : null}
+					{card.archivedAt && <Text>{t("bank.archiveHint")}</Text>}
+				</Stack>
+			</Paper>
+			{vm.card.isError && (
+				<Group role="alert">
+					<Text>{t("bank.refreshError")}</Text>
+					<Button onClick={() => void vm.card.refetch()}>
+						{t("bank.retry")}
+					</Button>
+				</Group>
+			)}
+			{vm.card.isFetching && <Text role="status">{t("bank.refreshing")}</Text>}
+			{vm.cards.isError && (
+				<BankFeedback
+					loadingError
+					error={vm.cards.error}
+					cached={Boolean(vm.cards.data)}
+					retry={() => void vm.cards.refetch()}
+				/>
+			)}
+			<PeriodPicker period={vm.period} onChange={vm.setPeriod} />
+			<BankSummaryView
+				data={vm.summary.data}
+				loading={vm.summary.isLoading}
+				fetching={vm.summary.isFetching}
+				error={vm.summary.isError}
+				retry={() => void vm.summary.refetch()}
+			/>
+			<Group justify="space-between" align="end">
+				<Title order={2}>{t("bank.operations")}</Title>
+				<Select
+					label={t("bank.pageSize")}
+					value={vm.pageSize}
+					onChange={vm.setPageSize}
+					allowDeselect={false}
+					w={180}
+					data={[
+						"5",
+						"10",
+						"20",
+						"50",
+						"100",
+						{ value: "all", label: t("bank.allOperations") },
+					]}
+				/>
+			</Group>
+			<Stack
+				key={`${vm.period.from}-${vm.period.to}-${vm.pageSize}-${vm.history.data?.page ?? "loading"}`}
+				gap="lg"
+				className={classes.operations}
+				aria-busy={vm.history.isFetching}
+				data-pending={vm.history.isPlaceholderData || undefined}
+			>
+				{vm.rows ? (
+					vm.rows.length ? (
+						vm.rows.map((row) => (
+							<section
+								key={row.item.id}
+								className={classes.operation}
+								aria-label={`${row.title} ${row.item.date}`}
+							>
+								<EntryCard
+									title={row.title}
+									metadata={row.metadata}
+									color={row.color}
+									initial={row.title[0]}
+									icon={
+										<BankOperationIcon
+											kind={row.item.kind}
+											categoryName={row.item.categoryName}
+										/>
+									}
+									value={row.value}
+									valueLabel={t(`bank.kinds.${row.item.kind}`)}
+									tone={row.tone}
+									details={
+										row.otherCard ? (
+											<Anchor
+												component={Link}
+												to={`/cards/${row.otherCard}?from=${vm.period.from}&to=${vm.period.to}`}
+											>
+												{t("bank.card")}
+											</Anchor>
+										) : null
+									}
+									actions={
+										<Group gap={4} wrap="nowrap">
+											<ActionIcon
+												variant="subtle"
+												disabled={
+													vm.history.isPlaceholderData ||
+													!row.editable ||
+													Boolean(card.archivedAt)
+												}
+												size="sm"
+												aria-label={t("bank.edit")}
+												title={t("bank.edit")}
+												onClick={() => vm.setOperation(row.item)}
+											>
+												<svg
+													width="18"
+													height="18"
+													viewBox="0 0 24 24"
+													fill="none"
+													stroke="currentColor"
+													strokeWidth="1.5"
+													strokeLinecap="round"
+													strokeLinejoin="round"
+													aria-hidden="true"
+												>
+													<path d="m16 3 5 5-12 12-6 1 1-6L16 3Z M13 6l5 5" />
+												</svg>
+											</ActionIcon>
+											<ActionIcon
+												variant="subtle"
+												color="red"
+												disabled={
+													vm.history.isPlaceholderData ||
+													!row.editable ||
+													Boolean(card.archivedAt)
+												}
+												size="sm"
+												aria-label={t("bank.delete")}
+												title={t("bank.delete")}
+												onClick={() => vm.setDeleting(row.item)}
+											>
+												<svg
+													width="18"
+													height="18"
+													viewBox="0 0 24 24"
+													fill="none"
+													stroke="currentColor"
+													strokeWidth="1.5"
+													strokeLinecap="round"
+													strokeLinejoin="round"
+													aria-hidden="true"
+												>
+													<path d="M3 6h18 M9 6V3h6v3 M5 6l1 15h12l1-15 M10 10v7 M14 10v7" />
+												</svg>
+											</ActionIcon>
+										</Group>
+									}
+								/>
+							</section>
+						))
+					) : (
+						<Text>{t("bank.noOperations")}</Text>
+					)
+				) : vm.history.isLoading ? (
+					<LoadingSkeleton label={t("bank.loadingHistory")}>
+						<Stack>
+							<Skeleton h={90} />
+							<Skeleton h={90} />
+						</Stack>
+					</LoadingSkeleton>
+				) : null}
+			</Stack>
+			{vm.history.isError && (
+				<Group role="alert">
+					<Text>{t(vm.rows ? "bank.refreshError" : "bank.error")}</Text>
+					<Button onClick={() => void vm.history.refetch()}>
+						{t("bank.retry")}
+					</Button>
+				</Group>
+			)}
+			{vm.history.data && vm.pageSize !== "all" && (
+				<Group
+					component="nav"
+					ref={paginationRef}
+					aria-label={t("bank.pagination")}
+					justify="center"
+					py="sm"
+				>
+					<Pagination
+						total={vm.totalPages}
+						value={vm.page}
+						onChange={(page) => {
+							if (paginationRef.current)
+								pendingPage.current = {
+									scope,
+									page,
+									top: paginationRef.current.getBoundingClientRect().top,
+								};
+							vm.setPage(page);
+						}}
+						disabled={vm.history.isFetching}
+						siblings={0}
+						getItemProps={(page) => ({
+							"aria-label": t("bank.page", { page }),
+						})}
+						getControlProps={(control) => ({
+							"aria-label": t(
+								control === "previous" ? "bank.previous" : "bank.next",
+							),
+						})}
+					/>
+				</Group>
+			)}
+		</Stack>
+	);
+};
+
+export { CardPageView };

src/pages/card/ui/CardPage.vm.ts

@@ -0,0 +1,144 @@
+import dayjs from "dayjs";
+import { useState } from "react";
+import { useTranslation } from "react-i18next";
+import { useParams, useSearchParams } from "react-router";
+import { z } from "zod";
+import {
+	type BankOperation,
+	bankMonth,
+	useBankCard,
+	useBankCards,
+	useBankMutations,
+	useBankOperations,
+	useBankSummary,
+} from "@/entities/bank-card";
+import { apiErrorCode } from "@/shared/api";
+import { formatDate, formatMoney } from "@/shared/lib";
+
+const calendarDate = z.string().date();
+
+const PAGE_SIZES = ["5", "10", "20", "50", "100", "all"];
+
+function useCardPageVm() {
+	const { cardId } = useParams();
+	const [params, setParams] = useSearchParams();
+	const { t } = useTranslation();
+	const month = bankMonth(params.get("month"));
+	const from = params.get("from");
+	const to = params.get("to");
+	const period =
+		from &&
+		to &&
+		calendarDate.safeParse(from).success &&
+		calendarDate.safeParse(to).success &&
+		from >= "0001-01-01" &&
+		from <= to
+			? { from, to }
+			: {
+					from: `${month}-01`,
+					to: dayjs(`${month}-01`).endOf("month").format("YYYY-MM-DD"),
+				};
+	const requestedSize = params.get("limit") ?? "10";
+	const pageSize = PAGE_SIZES.includes(requestedSize) ? requestedSize : "10";
+	const rawPage = Number(params.get("page") ?? 1);
+	const page =
+		pageSize !== "all" && Number.isSafeInteger(rawPage) && rawPage > 0
+			? rawPage
+			: 1;
+	const card = useBankCard(cardId);
+	const { updateCard } = useBankMutations();
+	const [archiveError, setArchiveError] = useState<unknown>();
+	const cards = useBankCards(true);
+	const history = useBankOperations(cardId, {
+		...period,
+		page,
+		limit: pageSize === "all" ? "all" : Number(pageSize),
+	});
+	const summary = useBankSummary(period, cardId);
+	const [editingCard, setEditingCard] = useState(false);
+	const [operation, setOperation] = useState<BankOperation | "new" | null>(
+		null,
+	);
+	const [deleting, setDeleting] = useState<BankOperation | null>(null);
+	const rows = history.data?.items.map((item) => {
+		const outgoing =
+			item.kind === "expense" ||
+			(item.kind === "transfer" && item.cardId === cardId);
+		return {
+			item,
+			color: outgoing ? "red" : "green",
+			title:
+				item.kind === "transfer"
+					? t(outgoing ? "bank.transferTo" : "bank.transferFrom", {
+							name: outgoing ? item.targetCardName : item.cardName,
+						})
+					: t(`bank.kinds.${item.kind}`),
+			metadata: [formatDate(item.date), item.categoryName, item.description]
+				.filter(Boolean)
+				.join(" · "),
+			value: `${outgoing ? "−" : "+"}${formatMoney(item.amount)}`,
+			tone: outgoing ? ("negative" as const) : ("positive" as const),
+			otherCard:
+				item.kind === "transfer"
+					? outgoing
+						? item.targetCardId
+						: item.cardId
+					: null,
+			editable:
+				Boolean(cards.data) &&
+				!cards.data?.some(
+					(c) =>
+						(c.id === item.cardId || c.id === item.targetCardId) &&
+						c.archivedAt,
+				),
+		};
+	});
+	return {
+		card,
+		cards,
+		archiveError,
+		archivePending: updateCard.isPending,
+		toggleArchive: async () => {
+			if (!card.data) return;
+			setArchiveError(undefined);
+			try {
+				await updateCard.mutateAsync({
+					id: card.data.id,
+					body: { version: card.data.version, archived: !card.data.archivedAt },
+				});
+			} catch (failure) {
+				setArchiveError(failure);
+			}
+		},
+		history,
+		summary,
+		period,
+		page,
+		pageSize,
+		totalPages:
+			pageSize === "all"
+				? 1
+				: Math.max(1, Math.ceil((history.data?.total ?? 0) / Number(pageSize))),
+		rows,
+		editingCard,
+		setEditingCard,
+		operation,
+		setOperation,
+		deleting,
+		setDeleting,
+		notFound: apiErrorCode(card.error) === "BANK_NOT_FOUND",
+		setPeriod: (value: [string | null, string | null]) => {
+			if (value[0] && value[1])
+				setParams({ from: value[0], to: value[1], limit: pageSize });
+		},
+		setPageSize: (value: string | null) => {
+			if (value && PAGE_SIZES.includes(value))
+				setParams({ ...period, limit: value });
+		},
+		setPage: (value: number) =>
+			setParams({ ...period, page: String(value), limit: pageSize }),
+	};
+}
+type CardPageVm = ReturnType<typeof useCardPageVm>;
+
+export { type CardPageVm, useCardPageVm };

src/pages/card/ui/DeleteOperation.test.tsx

@@ -0,0 +1,76 @@
+import { MantineProvider } from "@mantine/core";
+import { QueryClientProvider } from "@tanstack/react-query";
+import { fireEvent, render, screen, waitFor } from "@testing-library/react";
+import { HttpResponse, http } from "msw";
+import { describe, expect, it, vi } from "vitest";
+import type { BankOperation } from "@/entities/bank-card";
+import { configureAuthClient } from "@/shared/api";
+import { createTestQueryClient } from "@/test/query";
+import { server } from "@/test/server";
+import { DeleteOperation } from "./DeleteOperation";
+
+const transfer: BankOperation = {
+	id: "transfer",
+	kind: "transfer",
+	cardId: "a",
+	cardName: "Основная",
+	targetCardId: "b",
+	targetCardName: "Запасная",
+	categoryId: null,
+	categoryName: null,
+	originalExpenseId: null,
+	amount: { currency: "RUB", value: "100" },
+	availableRefund: null,
+	date: "2026-08-01",
+	description: null,
+	version: 1,
+	createdAt: "2026-08-01T00:00:00Z",
+};
+describe("DeleteOperation", () => {
+	it("names both sides and requires a deliberate fresh version after conflict", async () => {
+		configureAuthClient({
+			accessToken: () => "test",
+			refresh: async () => false,
+			clear: () => {},
+		});
+		const versions: string[] = [];
+		server.use(
+			http.get("*/api/v1/bank-cards/operations/transfer", () =>
+				HttpResponse.json({ ...transfer, version: 2 }),
+			),
+			http.delete("*/api/v1/bank-cards/operations/transfer", ({ request }) => {
+				const version = new URL(request.url).searchParams.get("version") ?? "";
+				versions.push(version);
+				return version === "1"
+					? HttpResponse.json(
+							{ code: "BANK_VERSION_CONFLICT" },
+							{ status: 409 },
+						)
+					: new HttpResponse(null, { status: 204 });
+			}),
+		);
+		const close = vi.fn();
+		render(
+			<QueryClientProvider client={createTestQueryClient()}>
+				<MantineProvider env="test">
+					<DeleteOperation operation={transfer} onClose={close} />
+				</MantineProvider>
+			</QueryClientProvider>,
+		);
+		expect(screen.getByText(/«Основная» → «Запасная»/)).toHaveTextContent(
+			"Обе стороны перевода будут удалены.",
+		);
+		fireEvent.click(screen.getByRole("button", { name: "Удалить" }));
+		await screen.findByText(/Запись уже изменена/);
+		expect(close).not.toHaveBeenCalled();
+		fireEvent.click(screen.getByRole("button", { name: "Перечитать запись" }));
+		fireEvent.click(
+			await screen.findByRole("button", {
+				name: "Использовать актуальную версию 2",
+			}),
+		);
+		fireEvent.click(screen.getByRole("button", { name: "Удалить" }));
+		await waitFor(() => expect(close).toHaveBeenCalled());
+		expect(versions).toEqual(["1", "2"]);
+	});
+});

src/pages/card/ui/DeleteOperation.tsx

@@ -0,0 +1,111 @@
+import { Button, Group, Modal, Stack, Text } from "@mantine/core";
+import { type FC, useState } from "react";
+import { useTranslation } from "react-i18next";
+import {
+	BankFeedback,
+	type BankOperation,
+	useBankFormFocus,
+	useBankMutations,
+	useBankOperation,
+} from "@/entities/bank-card";
+import { formatDate, formatMoney } from "@/shared/lib";
+
+type DeleteOperationProps = { operation: BankOperation; onClose: () => void };
+const DeleteOperation: FC<DeleteOperationProps> = (props) => {
+	useBankFormFocus();
+	const { t } = useTranslation();
+	const [record, setRecord] = useState(props.operation);
+	const [latest, setLatest] = useState<BankOperation>();
+	const [error, setError] = useState<unknown>();
+	const query = useBankOperation(record.id);
+	const { deleteOperation } = useBankMutations();
+	const pending =
+		deleteOperation.isPending || (query.isFetching && Boolean(error));
+	return (
+		<Modal
+			opened
+			onClose={() => !pending && props.onClose()}
+			title={t("bank.deleteTitle")}
+			closeOnEscape={!pending}
+			closeOnClickOutside={!pending}
+			closeButtonProps={{ "aria-label": t("bank.close"), disabled: pending }}
+		>
+			<Stack>
+				<Text>
+					{record.kind === "transfer"
+						? t("bank.deleteTransfer", {
+								amount: formatMoney(record.amount),
+								source: record.cardName,
+								target: record.targetCardName,
+							})
+						: t("bank.deleteHint", {
+								kind: t(`bank.kinds.${record.kind}`),
+								amount: formatMoney(record.amount),
+								card: record.cardName,
+							})}
+				</Text>
+				{error ? (
+					<>
+						<BankFeedback error={error} />
+						<Button
+							variant="default"
+							disabled={pending}
+							onClick={async () => {
+								const result = await query.refetch();
+								if (result.data && !result.error) setLatest(result.data);
+								else setError(result.error);
+							}}
+						>
+							{t("bank.reloadRecord")}
+						</Button>
+					</>
+				) : null}
+				{latest && (
+					<>
+						<Text>
+							{t("bank.versionHint", {
+								details: `${formatDate(latest.date)} · ${formatMoney(latest.amount)} · ${latest.description ?? ""}`,
+							})}
+						</Text>
+						<Button
+							variant="default"
+							disabled={pending}
+							onClick={() => {
+								setRecord(latest);
+								setLatest(undefined);
+								setError(undefined);
+							}}
+						>
+							{t("bank.adoptVersion", { version: latest.version })}
+						</Button>
+					</>
+				)}
+				<Group>
+					<Button
+						color="red"
+						loading={pending}
+						onClick={async () => {
+							setError(undefined);
+							try {
+								await deleteOperation.mutateAsync({
+									id: record.id,
+									version: record.version,
+								});
+								props.onClose();
+							} catch (failure) {
+								setError(failure);
+							}
+						}}
+					>
+						{t("bank.delete")}
+					</Button>
+					<Button variant="default" disabled={pending} onClick={props.onClose}>
+						{t("bank.cancel")}
+					</Button>
+				</Group>
+			</Stack>
+		</Modal>
+	);
+};
+
+export { DeleteOperation };

src/pages/card/ui/OperationForm.module.css

@@ -0,0 +1,6 @@
+.fieldset {
+	border: 0;
+	margin: 0;
+	padding: 0;
+	min-width: 0;
+}

src/pages/card/ui/OperationForm.test.tsx

@@ -0,0 +1,465 @@
+import { MantineProvider } from "@mantine/core";
+import { QueryClientProvider } from "@tanstack/react-query";
+import {
+	fireEvent,
+	render,
+	screen,
+	waitFor,
+	within,
+} from "@testing-library/react";
+import { HttpResponse, http } from "msw";
+import { describe, expect, it, vi } from "vitest";
+import type { BankCard, BankOperation } from "@/entities/bank-card";
+import { configureAuthClient } from "@/shared/api";
+import { createTestQueryClient } from "@/test/query";
+import { server } from "@/test/server";
+import { OperationForm } from "./OperationForm";
+
+const money = (value: string) => ({ currency: "RUB", value });
+const card: BankCard = {
+	id: "a",
+	name: "Повседневная",
+	bankName: null,
+	lastFour: null,
+	paymentSystem: null,
+	balance: money("0"),
+	openingBalance: money("0"),
+	openingDate: "2026-01-01",
+	archivedAt: null,
+	version: 1,
+};
+function setup(operation?: BankOperation) {
+	configureAuthClient({
+		accessToken: () => "test",
+		refresh: async () => false,
+		clear: () => {},
+	});
+	server.use(
+		http.get("*/api/v1/bank-cards/categories", () =>
+			HttpResponse.json([
+				{ id: "default", name: "Остальное", isDefault: true, version: 2 },
+			]),
+		),
+	);
+	const close = vi.fn();
+	render(
+		<QueryClientProvider client={createTestQueryClient()}>
+			<MantineProvider env="test">
+				<OperationForm
+					operation={operation}
+					card={card}
+					cards={[
+						card,
+						{ ...card, id: "b", name: "Запасная", openingDate: "2026-08-01" },
+						{
+							...card,
+							id: "archived",
+							name: "Архивная",
+							archivedAt: "2026-01-02",
+						},
+					]}
+					onClose={close}
+				/>
+			</MantineProvider>
+		</QueryClientProvider>,
+	);
+	return close;
+}
+async function select(label: string, value: string | RegExp) {
+	fireEvent.click(screen.getByRole("combobox", { name: new RegExp(label) }));
+	fireEvent.click(await screen.findByRole("option", { name: value }));
+}
+describe("OperationForm", () => {
+	it("uses renamed default category and exact maximum positive money despite zero balance", async () => {
+		const close = setup();
+		await waitFor(() =>
+			expect(screen.getByRole("combobox", { name: /Категория/ })).toHaveValue(
+				"Остальное",
+			),
+		);
+		fireEvent.change(screen.getByLabelText(/Дата операции/), {
+			target: { value: "07.08.2026" },
+		});
+		fireEvent.blur(screen.getByLabelText(/Дата операции/));
+		expect(screen.getByLabelText(/Дата операции/)).toHaveValue("07.08.2026");
+		let body: unknown;
+		server.use(
+			http.post("*/api/v1/bank-cards/operations", async ({ request }) => {
+				body = await request.json();
+				return HttpResponse.json({}, { status: 201 });
+			}),
+		);
+		fireEvent.change(screen.getByLabelText(/Сумма/), {
+			target: { value: "92233720368547758,07" },
+		});
+		fireEvent.click(screen.getByRole("button", { name: "Сохранить" }));
+		await waitFor(() => expect(close).toHaveBeenCalled());
+		expect(body).toMatchObject({
+			categoryId: "default",
+			date: "2026-08-07",
+			amount: money("92233720368547758.07"),
+		});
+	});
+	it("checks both transfer opening dates, excludes archive and reuses intent after a lost response", async () => {
+		setup();
+		await select("Вид операции", "Перевод");
+		await select("Карта-получатель", "Запасная");
+		fireEvent.change(screen.getByLabelText(/Сумма/), {
+			target: { value: "0" },
+		});
+		fireEvent.change(screen.getByLabelText(/Дата операции/), {
+			target: { value: "31.07.2026" },
+		});
+		const bodies: unknown[] = [];
+		server.use(
+			http.post("*/api/v1/bank-cards/operations", async ({ request }) => {
+				bodies.push(await request.json());
+				return bodies.length === 1
+					? HttpResponse.error()
+					: HttpResponse.json({}, { status: 201 });
+			}),
+		);
+		fireEvent.click(screen.getByRole("button", { name: "Сохранить" }));
+		expect(
+			await screen.findByText("Сумма операции должна быть больше нуля."),
+		).toBeInTheDocument();
+		expect(screen.getByText(/Дата не может быть раньше/)).toBeInTheDocument();
+		expect(bodies).toHaveLength(0);
+		fireEvent.change(screen.getByLabelText(/Сумма/), {
+			target: { value: "150,01" },
+		});
+		fireEvent.change(screen.getByLabelText(/Дата операции/), {
+			target: { value: "02.08.2026" },
+		});
+		fireEvent.click(screen.getByRole("button", { name: "Сохранить" }));
+		await screen.findByText(/Не удалось подтвердить сохранение/);
+		expect(screen.getByLabelText(/Сумма/)).toHaveValue("150,01");
+		fireEvent.click(screen.getByRole("button", { name: "Сохранить" }));
+		await waitFor(() => expect(bodies).toHaveLength(2));
+		expect(bodies[0]).toEqual(bodies[1]);
+		expect(bodies[0]).toMatchObject({
+			kind: "transfer",
+			cardId: "a",
+			targetCardId: "b",
+			amount: money("150.01"),
+		});
+	});
+	it("topup omits categories and preserves entered description", async () => {
+		setup();
+		await select("Вид операции", "Пополнение");
+		expect(
+			screen.queryByRole("combobox", { name: /Категория/ }),
+		).not.toBeInTheDocument();
+		let body: unknown;
+		server.use(
+			http.post("*/api/v1/bank-cards/operations", async ({ request }) => {
+				body = await request.json();
+				return HttpResponse.json({}, { status: 201 });
+			}),
+		);
+		fireEvent.change(screen.getByLabelText(/Сумма/), {
+			target: { value: "0.10" },
+		});
+		fireEvent.change(screen.getByLabelText(/Описание/), {
+			target: { value: "Внесение" },
+		});
+		fireEvent.click(screen.getByRole("button", { name: "Сохранить" }));
+		await waitFor(() => expect(body).toBeDefined());
+		expect(body).toMatchObject({
+			kind: "topup",
+			amount: money("0.10"),
+			description: "Внесение",
+		});
+		expect(body).not.toHaveProperty("categoryId");
+	});
+	it("finds a previous-month purchase across pages, checks remaining refund and retains the complete-refund intent", async () => {
+		const purchase: BankOperation = {
+			id: "purchase",
+			kind: "expense",
+			cardId: "a",
+			cardName: card.name,
+			targetCardId: null,
+			targetCardName: null,
+			categoryId: "default",
+			categoryName: "Остальное",
+			originalExpenseId: null,
+			amount: money("500"),
+			availableRefund: money("500"),
+			date: "2026-07-01",
+			description: "Прошлая покупка",
+			version: 1,
+			createdAt: "2026-07-01T00:00:00Z",
+		};
+		server.use(
+			http.get("*/api/v1/bank-cards/a/expenses", ({ request }) => {
+				return HttpResponse.json({
+					items:
+						new URL(request.url).searchParams.get("page") === "2"
+							? [purchase]
+							: [],
+					page: 1,
+					total: 1,
+					hasNext: new URL(request.url).searchParams.get("page") !== "2",
+				});
+			}),
+			http.get("*/api/v1/bank-cards/operations/purchase", () =>
+				HttpResponse.json(purchase),
+			),
+		);
+		const close = setup();
+		await select("Вид операции", "Возврат");
+		await waitFor(() =>
+			expect(screen.getByRole("button", { name: "Далее" })).toBeEnabled(),
+		);
+		fireEvent.click(screen.getByRole("button", { name: "Далее" }));
+		await waitFor(() =>
+			expect(screen.getByRole("button", { name: "Назад" })).toBeEnabled(),
+		);
+		await select("Исходная покупка", /Прошлая покупка/);
+		await screen.findByText("Доступно к возврату: 500 ₽");
+		fireEvent.change(screen.getByLabelText(/Сумма/), {
+			target: { value: "500.01" },
+		});
+		fireEvent.click(screen.getByRole("button", { name: "Сохранить" }));
+		await screen.findByText("Сумма превышает доступный возврат.");
+		const bodies: unknown[] = [];
+		server.use(
+			http.post("*/api/v1/bank-cards/operations", async ({ request }) => {
+				bodies.push(await request.json());
+				purchase.availableRefund = money("0");
+				return bodies.length === 1
+					? HttpResponse.error()
+					: HttpResponse.json({}, { status: 201 });
+			}),
+		);
+		fireEvent.change(screen.getByLabelText(/Сумма/), {
+			target: { value: "500" },
+		});
+		fireEvent.change(screen.getByLabelText(/Дата операции/), {
+			target: { value: "01.08.2026" },
+		});
+		fireEvent.click(screen.getByRole("button", { name: "Сохранить" }));
+		await screen.findByText(/Не удалось подтвердить сохранение/);
+		fireEvent.click(screen.getByRole("button", { name: "Перечитать запись" }));
+		await screen.findByText("Доступно к возврату: 0 ₽");
+		fireEvent.click(screen.getByRole("button", { name: "Сохранить" }));
+		await waitFor(() => expect(close).toHaveBeenCalled());
+		expect(bodies[0]).toEqual(bodies[1]);
+		expect(bodies[0]).toMatchObject({
+			kind: "refund",
+			originalExpenseId: "purchase",
+			date: "2026-08-01",
+		});
+	});
+	it("edits a full refund with its own amount excluded from the limit and immutable purchase", async () => {
+		const refund: BankOperation = {
+			id: "refund",
+			kind: "refund",
+			cardId: "a",
+			cardName: card.name,
+			targetCardId: null,
+			targetCardName: null,
+			categoryId: "default",
+			categoryName: "Остальное",
+			originalExpenseId: "purchase",
+			amount: money("500"),
+			availableRefund: money("500"),
+			date: "2026-08-01",
+			description: "",
+			version: 2,
+			createdAt: "2026-08-01T00:00:00Z",
+		};
+		const purchase = {
+			...refund,
+			id: "purchase",
+			kind: "expense",
+			date: "2026-07-01",
+			availableRefund: money("0"),
+		};
+		server.use(
+			http.get("*/api/v1/bank-cards/a/expenses", () =>
+				HttpResponse.json({
+					items: [purchase],
+					page: 1,
+					total: 1,
+					hasNext: false,
+				}),
+			),
+			http.get("*/api/v1/bank-cards/operations/purchase", () =>
+				HttpResponse.json(purchase),
+			),
+			http.get("*/api/v1/bank-cards/operations/refund", () =>
+				HttpResponse.json(refund),
+			),
+		);
+		const close = setup(refund);
+		await screen.findByText("Доступно к возврату: 500 ₽");
+		expect(
+			screen.getByRole("combobox", { name: /Исходная покупка/ }),
+		).toBeDisabled();
+		expect(
+			screen.getByRole("combobox", { name: /Вид операции/ }),
+		).toBeDisabled();
+		fireEvent.change(screen.getByLabelText(/Описание/), {
+			target: { value: "Полностью возвращено" },
+		});
+		let body: unknown;
+		server.use(
+			http.patch(
+				"*/api/v1/bank-cards/operations/refund",
+				async ({ request }) => {
+					body = await request.json();
+					return HttpResponse.json(refund);
+				},
+			),
+		);
+		await waitFor(() =>
+			expect(screen.getByRole("button", { name: "Сохранить" })).toBeEnabled(),
+		);
+		fireEvent.click(screen.getByRole("button", { name: "Сохранить" }));
+		await waitFor(() => expect(close).toHaveBeenCalled());
+		expect(body).toMatchObject({
+			version: 2,
+			amount: money("500"),
+			originalExpenseId: "purchase",
+			description: "Полностью возвращено",
+		});
+	});
+
+	it("keeps edit draft and stale version until explicit adoption after conflict", async () => {
+		const operation: BankOperation = {
+			id: "expense",
+			kind: "expense",
+			cardId: "a",
+			cardName: card.name,
+			targetCardId: null,
+			targetCardName: null,
+			categoryId: "default",
+			categoryName: "Остальное",
+			originalExpenseId: null,
+			amount: money("100"),
+			availableRefund: money("100"),
+			date: "2026-08-01",
+			description: "Первое",
+			version: 1,
+			createdAt: "2026-08-01T00:00:00Z",
+		};
+		let readVersion = 1;
+		const bodies: Record<string, unknown>[] = [];
+		server.use(
+			http.get("*/api/v1/bank-cards/operations/expense", () =>
+				HttpResponse.json({
+					...operation,
+					version: readVersion,
+					description: readVersion === 1 ? "Первое" : "Другое исправление",
+				}),
+			),
+			http.patch(
+				"*/api/v1/bank-cards/operations/expense",
+				async ({ request }) => {
+					const body = (await request.json()) as Record<string, unknown>;
+					bodies.push(body);
+					readVersion = 2;
+					return body.version === 1
+						? HttpResponse.json(
+								{ code: "BANK_VERSION_CONFLICT" },
+								{ status: 409 },
+							)
+						: HttpResponse.json({ ...operation, ...body });
+				},
+			),
+		);
+		const close = setup(operation);
+		fireEvent.change(screen.getByLabelText(/Описание/), {
+			target: { value: "Мой черновик" },
+		});
+		fireEvent.change(screen.getByLabelText(/Сумма/), {
+			target: { value: "150" },
+		});
+		await waitFor(() =>
+			expect(screen.getByRole("button", { name: "Сохранить" })).toBeEnabled(),
+		);
+		fireEvent.click(screen.getByRole("button", { name: "Сохранить" }));
+		await screen.findByText(/Запись уже изменена/);
+		expect(screen.getByLabelText(/Описание/)).toHaveValue("Мой черновик");
+		fireEvent.click(screen.getByRole("button", { name: "Перечитать запись" }));
+		await screen.findByRole("button", {
+			name: "Использовать актуальную версию 2",
+		});
+		expect(screen.getByLabelText(/Сумма/)).toHaveValue("150");
+		fireEvent.click(screen.getByRole("button", { name: "Сохранить" }));
+		await waitFor(() => expect(bodies).toHaveLength(2));
+		expect(bodies[1].version).toBe(1);
+		fireEvent.click(
+			screen.getByRole("button", { name: "Использовать актуальную версию 2" }),
+		);
+		fireEvent.click(screen.getByRole("button", { name: "Сохранить" }));
+		await waitFor(() => expect(close).toHaveBeenCalled());
+		expect(bodies[2]).toMatchObject({
+			version: 2,
+			description: "Мой черновик",
+			amount: money("150"),
+		});
+	});
+	it("creates a category inside expense without losing operation fields", async () => {
+		setup();
+		fireEvent.change(screen.getByLabelText(/Сумма/), {
+			target: { value: "001.20" },
+		});
+		fireEvent.change(screen.getByLabelText(/Описание/), {
+			target: { value: "Черновик расхода" },
+		});
+		fireEvent.click(screen.getByRole("button", { name: "Добавить категорию" }));
+		const dialog = screen.getByRole("dialog", { name: "Категории" });
+		fireEvent.change(within(dialog).getByLabelText(/Название категории/), {
+			target: { value: " кафе " },
+		});
+		let created = false;
+		server.use(
+			http.post("*/api/v1/bank-cards/categories", () => {
+				created = true;
+				return HttpResponse.json(
+					{ id: "new", name: "кафе", version: 1, isDefault: false },
+					{ status: 201 },
+				);
+			}),
+			http.get("*/api/v1/bank-cards/categories", () =>
+				HttpResponse.json([
+					{ id: "default", name: "Остальное", isDefault: true, version: 2 },
+					...(created
+						? [{ id: "new", name: "кафе", isDefault: false, version: 1 }]
+						: []),
+				]),
+			),
+		);
+		fireEvent.click(
+			within(dialog).getByRole("button", { name: "Добавить категорию" }),
+		);
+		await waitFor(() =>
+			expect(
+				screen.queryByRole("dialog", { name: "Категории" }),
+			).not.toBeInTheDocument(),
+		);
+		expect(screen.getByLabelText(/Сумма/)).toHaveValue("001.20");
+		expect(screen.getByLabelText(/Описание/)).toHaveValue("Черновик расхода");
+		await waitFor(() =>
+			expect(screen.getByRole("combobox", { name: /Категория/ })).toHaveValue(
+				"кафе",
+			),
+		);
+		let body: unknown;
+		server.use(
+			http.post("*/api/v1/bank-cards/operations", async ({ request }) => {
+				body = await request.json();
+				return HttpResponse.json({}, { status: 201 });
+			}),
+		);
+		fireEvent.click(screen.getByRole("button", { name: "Сохранить" }));
+		await waitFor(() => expect(body).toBeDefined());
+		expect(body).toMatchObject({
+			categoryId: "new",
+			description: "Черновик расхода",
+			amount: money("1.20"),
+		});
+	});
+});

src/pages/card/ui/OperationForm.tsx

@@ -0,0 +1,417 @@
+import { zodResolver } from "@hookform/resolvers/zod";
+import { Button, Group, Modal, Stack, Text } from "@mantine/core";
+import { type FC, useState } from "react";
+import { FormProvider, useForm } from "react-hook-form";
+import { useTranslation } from "react-i18next";
+import { z } from "zod";
+import {
+	type BankCard,
+	BankFeedback,
+	type BankOperation,
+	bankDateSchema,
+	bankMoneyValue,
+	bankToday,
+	CategoryManager,
+	moneyCents,
+	positiveMoneySchema,
+	useBankCategories,
+	useBankExpenses,
+	useBankFormFocus,
+	useBankMutations,
+	useBankOperation,
+} from "@/entities/bank-card";
+import { validationMessage } from "@/shared/i18n";
+import { formatDate, formatMoney } from "@/shared/lib";
+import classes from "./OperationForm.module.css";
+import type { OperationValues } from "./OperationForm.types";
+import { OperationFields, RefundFields } from "./OperationForm.view";
+
+const operationSchema = z.object({
+	kind: z.enum(["expense", "topup", "transfer", "refund"]),
+	cardId: z.string(),
+	targetCardId: z.string(),
+	categoryId: z.string(),
+	originalExpenseId: z.string(),
+	amount: positiveMoneySchema,
+	date: bankDateSchema,
+	description: z
+		.string()
+		.max(500, validationMessage("bank.validation.description")(undefined)),
+});
+
+type OperationFormProps = {
+	card: BankCard;
+	cards: BankCard[];
+	operation?: BankOperation;
+	onClose: () => void;
+};
+const OperationForm: FC<OperationFormProps> = (props) => {
+	useBankFormFocus();
+	const { t } = useTranslation();
+	const [categoriesOpen, setCategoriesOpen] = useState(false);
+	const [version, setVersion] = useState(props.operation?.version ?? 1);
+	const [latest, setLatest] = useState<BankOperation>();
+	const [sourcePage, setSourcePage] = useState(1);
+	const [sourceId, setSourceId] = useState(
+		props.operation?.originalExpenseId ?? "",
+	);
+	const sourceQuery = useBankOperation(sourceId || undefined);
+	const currentQuery = useBankOperation(props.operation?.id);
+	const [refundLimit, setRefundLimit] = useState(
+		props.operation?.availableRefund,
+	);
+	const [intent] = useState(() => crypto.randomUUID());
+	const [submittedValues, setSubmittedValues] = useState<OperationValues>();
+	const [error, setError] = useState<unknown>();
+	const categories = useBankCategories();
+	const mutation = useBankMutations();
+	const methods = useForm<OperationValues>({
+		resolver: zodResolver(
+			operationSchema.superRefine((values, ctx) => {
+				// Repeated intent reaches server idempotency even after its source changed.
+				if (
+					submittedValues &&
+					JSON.stringify(values) === JSON.stringify(submittedValues)
+				)
+					return;
+				const source = props.cards.find((c) => c.id === values.cardId);
+				const target = props.cards.find((c) => c.id === values.targetCardId);
+				if (!source || source.archivedAt)
+					ctx.addIssue({
+						code: "custom",
+						path: ["cardId"],
+						...validationMessage("bank.validation.required")(undefined),
+					});
+				if (
+					values.kind === "transfer" &&
+					(!target || target.archivedAt || target.id === values.cardId)
+				)
+					ctx.addIssue({
+						code: "custom",
+						path: ["targetCardId"],
+						...validationMessage("bank.validation.destination")(undefined),
+					});
+				if (
+					(source && values.date < source.openingDate) ||
+					(values.kind === "transfer" &&
+						target &&
+						values.date < target.openingDate)
+				)
+					ctx.addIssue({
+						code: "custom",
+						path: ["date"],
+						...validationMessage("bank.validation.start")(undefined),
+					});
+				if (values.kind === "refund") {
+					const expense = sourceQuery.data;
+					if (!expense || expense.cardId !== values.cardId)
+						ctx.addIssue({
+							code: "custom",
+							path: ["originalExpenseId"],
+							...validationMessage("bank.validation.required")(undefined),
+						});
+					if (expense && values.date < expense.date)
+						ctx.addIssue({
+							code: "custom",
+							path: ["date"],
+							...validationMessage("bank.validation.start")(undefined),
+						});
+					const limit = props.operation
+						? refundLimit
+						: expense?.availableRefund;
+					const amount = moneyCents(values.amount);
+					if (
+						limit &&
+						amount !== null &&
+						amount > (moneyCents(limit.value) ?? 0n)
+					)
+						ctx.addIssue({
+							code: "custom",
+							path: ["amount"],
+							...validationMessage("bank.validation.refund")(undefined),
+						});
+				}
+				if (
+					values.kind === "expense" &&
+					!categories.data?.some(
+						(c) =>
+							c.id ===
+							(values.categoryId ||
+								categories.data?.find((c) => c.isDefault)?.id),
+					)
+				)
+					ctx.addIssue({
+						code: "custom",
+						path: ["categoryId"],
+						...validationMessage("bank.validation.required")(undefined),
+					});
+			}),
+		),
+		defaultValues: {
+			kind: props.operation?.kind ?? "expense",
+			cardId: props.operation?.cardId ?? props.card.id,
+			targetCardId: props.operation?.targetCardId ?? "",
+			categoryId: props.operation?.categoryId ?? "",
+			originalExpenseId: props.operation?.originalExpenseId ?? "",
+			amount: props.operation?.amount.value ?? "",
+			date: props.operation?.date ?? bankToday(),
+			description: props.operation?.description ?? "",
+		},
+	});
+	const kind = methods.watch("kind");
+	const expenses = useBankExpenses(
+		kind === "refund" ? props.card.id : undefined,
+		{ page: sourcePage },
+	);
+	const source = methods.watch("cardId");
+	const pending = methods.formState.isSubmitting;
+	const options = props.cards
+		.filter((c) => !c.archivedAt)
+		.map((c) => ({ value: c.id, label: c.name }));
+	return (
+		<>
+			<Modal
+				opened
+				onClose={() => !pending && !categoriesOpen && props.onClose()}
+				title={t(props.operation ? "bank.editOperation" : "bank.addOperation")}
+				closeOnEscape={!pending && !categoriesOpen}
+				closeOnClickOutside={!pending && !categoriesOpen}
+				closeButtonProps={{ "aria-label": t("bank.close"), disabled: pending }}
+			>
+				<FormProvider {...methods}>
+					<form
+						onSubmit={methods.handleSubmit(async (values) => {
+							setSubmittedValues(values);
+							setError(undefined);
+							try {
+								const body = {
+									kind: values.kind,
+									cardId: values.cardId,
+									...(values.kind === "transfer"
+										? { targetCardId: values.targetCardId }
+										: {}),
+									...(values.kind === "expense"
+										? {
+												categoryId:
+													values.categoryId ||
+													categories.data?.find((c) => c.isDefault)?.id,
+											}
+										: {}),
+									...(values.kind === "refund"
+										? { originalExpenseId: values.originalExpenseId }
+										: {}),
+									amount: {
+										currency: "RUB" as const,
+										value: bankMoneyValue(values.amount),
+									},
+									date: values.date,
+									description: values.description,
+								};
+								if (props.operation)
+									await mutation.updateOperation.mutateAsync({
+										id: props.operation.id,
+										body: { ...body, version },
+									});
+								else
+									await mutation.createOperation.mutateAsync({
+										id: intent,
+										...body,
+									});
+								props.onClose();
+							} catch (failure) {
+								setError(failure);
+							}
+						})}
+					>
+						<fieldset disabled={pending} className={classes.fieldset}>
+							<Stack>
+								<OperationFields
+									refundCardId={props.card.id}
+									editing={Boolean(props.operation)}
+									kind={kind}
+									cards={options}
+									targets={options.filter((c) => c.value !== source)}
+									categories={
+										categories.data?.map((c) => ({
+											value: c.id,
+											label: c.name,
+										})) ?? []
+									}
+									defaultCategory={
+										categories.data?.find((c) => c.isDefault)?.id ?? ""
+									}
+								/>
+								{kind === "refund" && (
+									<>
+										<RefundFields
+											editing={Boolean(props.operation)}
+											expenses={
+												expenses.data?.items.map((item) => ({
+													value: item.id,
+													label: t("bank.expenseChoice", {
+														date: formatDate(item.date),
+														name: item.description || item.categoryName,
+														amount: formatMoney(item.amount),
+														available: formatMoney(item.availableRefund),
+													}),
+												})) ?? []
+											}
+											selected={
+												sourceQuery.data
+													? {
+															value: sourceQuery.data.id,
+															label: t("bank.expenseChoice", {
+																date: formatDate(sourceQuery.data.date),
+																name:
+																	sourceQuery.data.description ||
+																	sourceQuery.data.categoryName,
+																amount: formatMoney(sourceQuery.data.amount),
+																available: formatMoney(
+																	sourceQuery.data.availableRefund,
+																),
+															}),
+														}
+													: undefined
+											}
+											onSelect={setSourceId}
+											limit={
+												props.operation
+													? refundLimit
+													: sourceQuery.data?.availableRefund
+											}
+										/>
+										{expenses.isLoading && (
+											<Text role="status">{t("bank.loadingHistory")}</Text>
+										)}
+										{expenses.data &&
+											!expenses.data.items.length &&
+											!props.operation && <Text>{t("bank.noPurchases")}</Text>}
+										{!props.operation && (
+											<Group>
+												<Button
+													variant="default"
+													disabled={sourcePage === 1 || expenses.isFetching}
+													onClick={() => setSourcePage(sourcePage - 1)}
+												>
+													{t("bank.previous")}
+												</Button>
+												<Text>{t("bank.page", { page: sourcePage })}</Text>
+												<Button
+													variant="default"
+													disabled={
+														!expenses.data?.hasNext || expenses.isFetching
+													}
+													onClick={() => setSourcePage(sourcePage + 1)}
+												>
+													{t("bank.next")}
+												</Button>
+											</Group>
+										)}
+										{expenses.isError && (
+											<BankFeedback
+												loadingError
+												error={expenses.error}
+												retry={() => void expenses.refetch()}
+											/>
+										)}{" "}
+										{sourceQuery.isError && (
+											<BankFeedback
+												loadingError
+												error={sourceQuery.error}
+												retry={() => void sourceQuery.refetch()}
+											/>
+										)}
+									</>
+								)}
+								{kind === "expense" && (
+									<Button
+										variant="subtle"
+										onClick={() => setCategoriesOpen(true)}
+									>
+										{t("bank.addCategory")}
+									</Button>
+								)}
+								{categories.isError && (
+									<BankFeedback
+										loadingError
+										error={categories.error}
+										retry={() => void categories.refetch()}
+									/>
+								)}
+								{error ? (
+									<>
+										<BankFeedback error={error} />
+										{(props.operation || sourceId) && (
+											<Button
+												variant="default"
+												onClick={async () => {
+													const query = props.operation
+														? currentQuery
+														: sourceQuery;
+													const result = await query.refetch();
+													if (result.data && !result.error) {
+														if (props.operation) {
+															setLatest(result.data);
+															setRefundLimit(result.data.availableRefund);
+														} else setError(undefined);
+													} else setError(result.error);
+												}}
+											>
+												{t("bank.reloadRecord")}
+											</Button>
+										)}
+									</>
+								) : null}
+								{latest && (
+									<>
+										<Text>
+											{t("bank.versionHint", {
+												details: `${formatDate(latest.date)} · ${formatMoney(latest.amount)} · ${latest.description ?? ""}`,
+											})}
+										</Text>
+										<Button
+											variant="default"
+											onClick={() => {
+												setVersion(latest.version);
+												setLatest(undefined);
+												setError(undefined);
+											}}
+										>
+											{t("bank.adoptVersion", { version: latest.version })}
+										</Button>
+									</>
+								)}
+								<Group>
+									<Button
+										type="submit"
+										loading={pending}
+										disabled={
+											(kind === "expense" && !categories.data) ||
+											(kind === "refund" && !sourceQuery.data)
+										}
+									>
+										{t("bank.save")}
+									</Button>
+									<Button variant="default" onClick={props.onClose}>
+										{t("bank.cancel")}
+									</Button>
+								</Group>
+							</Stack>
+						</fieldset>
+					</form>
+				</FormProvider>
+			</Modal>
+			{categoriesOpen && (
+				<CategoryManager
+					onClose={() => setCategoriesOpen(false)}
+					onCreated={(id) => {
+						methods.setValue("categoryId", id);
+						setCategoriesOpen(false);
+					}}
+				/>
+			)}
+		</>
+	);
+};
+
+export { OperationForm };

src/pages/card/ui/OperationForm.types.ts

@@ -0,0 +1,14 @@
+import type { BankOperation } from "@/entities/bank-card";
+
+type OperationValues = {
+	kind: BankOperation["kind"];
+	cardId: string;
+	targetCardId: string;
+	categoryId: string;
+	originalExpenseId: string;
+	amount: string;
+	date: string;
+	description: string;
+};
+
+export type { OperationValues };

src/pages/card/ui/OperationForm.view.tsx

@@ -0,0 +1,203 @@
+import { Select, Stack, Text, Textarea, TextInput } from "@mantine/core";
+import { DateInput } from "@mantine/dates";
+import type { FC } from "react";
+import { Controller, useFormContext } from "react-hook-form";
+import { useTranslation } from "react-i18next";
+import {
+	type BankOperation,
+	bankDateInputValue,
+	bankDateSchema,
+	bankToday,
+} from "@/entities/bank-card";
+import { formatMoney } from "@/shared/lib";
+import type { OperationValues } from "./OperationForm.types";
+
+type Choice = { value: string; label: string };
+type OperationFieldsProps = {
+	editing: boolean;
+	refundCardId: string;
+	kind: OperationValues["kind"];
+	cards: Choice[];
+	targets: Choice[];
+	categories: Choice[];
+	defaultCategory: string;
+};
+const OperationFields: FC<OperationFieldsProps> = (props) => {
+	const { t } = useTranslation();
+	const {
+		control,
+		register,
+		setValue,
+		formState: { errors, isSubmitting },
+	} = useFormContext<OperationValues>();
+	return (
+		<Stack>
+			<Controller
+				control={control}
+				name="kind"
+				render={({ field }) => (
+					<Select
+						label={t("bank.kind")}
+						required
+						data={(["expense", "topup", "transfer", "refund"] as const).map(
+							(value) => ({ value, label: t(`bank.kinds.${value}`) }),
+						)}
+						{...field}
+						disabled={isSubmitting || props.editing}
+						onChange={(value) => {
+							field.onChange(value ?? "expense");
+							if (value === "refund") setValue("cardId", props.refundCardId);
+						}}
+					/>
+				)}
+			/>
+			<Controller
+				control={control}
+				name="cardId"
+				render={({ field }) => (
+					<Select
+						label={t(
+							props.kind === "transfer" ? "bank.source" : "bank.operationCard",
+						)}
+						required
+						data={props.cards}
+						{...field}
+						disabled={isSubmitting || props.kind === "refund"}
+						error={errors.cardId?.message}
+					/>
+				)}
+			/>
+			{props.kind === "transfer" && (
+				<Controller
+					control={control}
+					name="targetCardId"
+					render={({ field }) => (
+						<Select
+							label={t("bank.destination")}
+							required
+							data={props.targets}
+							{...field}
+							disabled={isSubmitting}
+							error={errors.targetCardId?.message}
+						/>
+					)}
+				/>
+			)}
+			<TextInput
+				label={t("bank.amount")}
+				required
+				inputMode="decimal"
+				{...register("amount")}
+				error={errors.amount?.message}
+			/>
+			<Controller
+				control={control}
+				name="date"
+				render={({ field }) => (
+					<DateInput
+						{...field}
+						label={t("bank.date")}
+						required
+						valueFormat="DD.MM.YYYY"
+						value={
+							bankDateSchema.safeParse(field.value).success ? field.value : null
+						}
+						dateParser={(value) =>
+							bankDateSchema.safeParse(bankDateInputValue(value)).success
+								? bankDateInputValue(value)
+								: null
+						}
+						fixOnBlur={false}
+						onInput={(event) =>
+							field.onChange(bankDateInputValue(event.currentTarget.value))
+						}
+						onChange={(value) => field.onChange(value ?? "")}
+						onBlur={(event) => {
+							field.onChange(bankDateInputValue(event.currentTarget.value));
+							field.onBlur();
+						}}
+						maxDate={bankToday()}
+						popoverProps={{
+							withinPortal: false,
+							middlewares: { shift: { crossAxis: true } },
+						}}
+						error={errors.date?.message}
+					/>
+				)}
+			/>
+			{props.kind === "expense" && (
+				<Controller
+					control={control}
+					name="categoryId"
+					render={({ field }) => (
+						<Select
+							label={t("bank.category")}
+							required
+							data={props.categories}
+							{...field}
+							value={field.value || props.defaultCategory}
+							disabled={isSubmitting}
+							error={errors.categoryId?.message}
+						/>
+					)}
+				/>
+			)}
+			<Textarea
+				label={t("bank.description")}
+				{...register("description")}
+				error={errors.description?.message}
+			/>
+		</Stack>
+	);
+};
+type RefundFieldsProps = {
+	editing: boolean;
+	expenses: Choice[];
+	selected?: Choice;
+	onSelect: (id: string) => void;
+	limit: BankOperation["availableRefund"] | undefined;
+};
+const RefundFields: FC<RefundFieldsProps> = (props) => {
+	const { t } = useTranslation();
+	const {
+		control,
+		formState: { errors, isSubmitting },
+	} = useFormContext<OperationValues>();
+	return (
+		<Stack>
+			<Controller
+				control={control}
+				name="originalExpenseId"
+				render={({ field }) => (
+					<Select
+						label={t("bank.expense")}
+						required
+						data={
+							props.selected &&
+							!props.expenses.some(
+								(item) => item.value === props.selected?.value,
+							)
+								? [props.selected, ...props.expenses]
+								: props.expenses
+						}
+						{...field}
+						onChange={(value) => {
+							field.onChange(value ?? "");
+							props.onSelect(value ?? "");
+						}}
+						disabled={isSubmitting || props.editing}
+						error={errors.originalExpenseId?.message}
+					/>
+				)}
+			/>
+			{props.limit && (
+				<Text>
+					{t("bank.availableRefund", { amount: formatMoney(props.limit) })}
+				</Text>
+			)}
+			{props.editing && <Text>{t("bank.purchaseImmutable")}</Text>}
+		</Stack>
+	);
+};
+
+export { OperationFields, RefundFields };

src/pages/cards/index.ts

@@ -0,0 +1 @@
+export { CardsPage } from "./ui/CardsPage";

src/pages/cards/ui/CardsPage.module.css

@@ -0,0 +1,13 @@
+.card {
+	text-decoration: none;
+	color: inherit;
+	min-width: 0;
+	max-width: 28rem;
+	border-radius: 1.25rem;
+	background: transparent;
+	overflow-wrap: anywhere;
+}
+.card:focus-visible {
+	outline: 2px solid var(--mantine-primary-color-filled);
+	outline-offset: 3px;
+}

src/pages/cards/ui/CardsPage.test.tsx

@@ -0,0 +1,185 @@
+import { MantineProvider } from "@mantine/core";
+import { QueryClientProvider } from "@tanstack/react-query";
+import {
+	fireEvent,
+	render,
+	screen,
+	waitFor,
+	within,
+} from "@testing-library/react";
+import { HttpResponse, http } from "msw";
+import { MemoryRouter } from "react-router";
+import { describe, expect, it } from "vitest";
+import { configureAuthClient } from "@/shared/api";
+import { createTestQueryClient } from "@/test/query";
+import { server } from "@/test/server";
+import { CardsPage } from "./CardsPage";
+
+const money = (value: string) => ({ currency: "RUB", value });
+function renderCards(fail = false, categoryFail = false) {
+	configureAuthClient({
+		accessToken: () => "test",
+		refresh: async () => false,
+		clear: () => {},
+	});
+	server.use(
+		http.get("*/api/v1/bank-cards/categories", () =>
+			categoryFail ? HttpResponse.error() : HttpResponse.json([]),
+		),
+		http.get("*/api/v1/bank-cards", () =>
+			fail ? HttpResponse.error() : HttpResponse.json([]),
+		),
+		http.get("*/api/v1/bank-cards/summary", () =>
+			HttpResponse.json({
+				month: "2026-09",
+				cardId: null,
+				expenses: money("0"),
+				refunds: money("0"),
+				net: money("0"),
+				categories: [],
+			}),
+		),
+	);
+	return render(
+		<QueryClientProvider client={createTestQueryClient()}>
+			<MantineProvider>
+				<MemoryRouter initialEntries={["/cards?month=2026-09"]}>
+					<CardsPage />
+				</MemoryRouter>
+			</MantineProvider>
+		</QueryClientProvider>,
+	);
+}
+describe("CardsPage", () => {
+	it("preserves exact negative opening amount and the creation intent through unknown failure", async () => {
+		renderCards();
+		await screen.findByRole("heading", { name: "Добавьте первую карту" });
+		fireEvent.click(
+			screen.getAllByRole("button", { name: "Добавить карту" })[0],
+		);
+		const dialog = screen.getByRole("dialog");
+		const submitted: Record<string, unknown>[] = [];
+		let resolve: (() => void) | undefined;
+		server.use(
+			http.post("*/api/v1/bank-cards", async ({ request }) => {
+				submitted.push((await request.json()) as Record<string, unknown>);
+				if (submitted.length === 1) {
+					await new Promise<void>((r) => {
+						resolve = r;
+					});
+					return HttpResponse.error();
+				}
+				return HttpResponse.json({ id: submitted[0].id }, { status: 201 });
+			}),
+		);
+		fireEvent.change(within(dialog).getByLabelText(/Название карты/), {
+			target: { value: " Повседневная " },
+		});
+		fireEvent.change(within(dialog).getByLabelText(/Начальный остаток/), {
+			target: { value: "1,001" },
+		});
+		fireEvent.click(within(dialog).getByRole("button", { name: "Сохранить" }));
+		expect(
+			await screen.findByText(/Введите сумму в допустимом диапазоне/),
+		).toBeInTheDocument();
+		expect(submitted).toHaveLength(0);
+		fireEvent.change(within(dialog).getByLabelText(/Начальный остаток/), {
+			target: { value: "-92233720368547758,08" },
+		});
+		fireEvent.change(within(dialog).getByLabelText(/Дата начала учёта/), {
+			target: { value: "2026-01-01" },
+		});
+		fireEvent.click(within(dialog).getByRole("button", { name: "Сохранить" }));
+		await waitFor(() => expect(submitted).toHaveLength(1));
+		expect(
+			within(dialog).getByRole("button", { name: "Отмена" }),
+		).toBeDisabled();
+		expect(
+			within(dialog).getByRole("button", { name: "Закрыть" }),
+		).toBeDisabled();
+		resolve?.();
+		await screen.findByText(/Не удалось подтвердить сохранение/);
+		expect(within(dialog).getByLabelText(/Начальный остаток/)).toHaveValue(
+			"-92233720368547758,08",
+		);
+		fireEvent.click(within(dialog).getByRole("button", { name: "Сохранить" }));
+		await waitFor(() =>
+			expect(screen.queryByRole("dialog")).not.toBeInTheDocument(),
+		);
+		expect(submitted[0]).toEqual(submitted[1]);
+		expect(submitted[0]).toMatchObject({
+			name: "Повседневная",
+			bankName: null,
+			lastFour: null,
+			openingBalance: money("-92233720368547758.08"),
+		});
+	});
+	it("uses archive only for card list and keeps all-card summary including negative net", async () => {
+		renderCards();
+		const requests: string[] = [];
+		server.use(
+			http.get("*/api/v1/bank-cards", ({ request }) => {
+				requests.push(new URL(request.url).search);
+				return HttpResponse.json([
+					{
+						id: "demo",
+						name: "Запасная",
+						bankName: null,
+						lastFour: null,
+						balance: money("0"),
+						archivedAt: "2026-09-01",
+						version: 1,
+						openingBalance: money("0"),
+						openingDate: "2026-01-01",
+					},
+				]);
+			}),
+		);
+		fireEvent.click(screen.getByLabelText("Показать архив"));
+		await screen.findByText("Запасная");
+		expect(requests).toContain("?includeArchived=true");
+		expect(screen.getByLabelText("Месяц")).toHaveTextContent("September 2026");
+		expect(screen.getByRole("link", { name: /Запасная/ })).toHaveAttribute(
+			"href",
+			"/cards/demo?month=2026-09",
+		);
+	});
+	it("shows retry after failure instead of presenting an empty list", async () => {
+		renderCards(true);
+		// Mount starts asynchronously; this handler owns the request.
+		expect(await screen.findByRole("alert")).toHaveTextContent(
+			"Не удалось загрузить данные карт.",
+		);
+		expect(
+			screen.queryByRole("heading", { name: "Добавьте первую карту" }),
+		).not.toBeInTheDocument();
+		server.use(http.get("*/api/v1/bank-cards", () => HttpResponse.json([])));
+		fireEvent.click(
+			within(screen.getByRole("alert")).getByRole("button", {
+				name: "Повторить",
+			}),
+		);
+		await screen.findByRole("heading", { name: "Добавьте первую карту" });
+	});
+	it("makes failed category loading recoverable without hiding successful cards data", async () => {
+		renderCards(false, true);
+		await screen.findByRole("heading", { name: "Добавьте первую карту" });
+		expect(await screen.findByRole("alert")).toHaveTextContent(
+			"Не удалось загрузить данные карт.",
+		);
+		server.use(
+			http.get("*/api/v1/bank-cards/categories", () =>
+				HttpResponse.json([
+					{ id: "default", name: "Другое", version: 1, isDefault: true },
+				]),
+			),
+		);
+		fireEvent.click(
+			within(screen.getByRole("alert")).getByRole("button", {
+				name: "Повторить",
+			}),
+		);
+		await screen.findByRole("button", { name: "Категории" });
+		expect(screen.queryByRole("alert")).not.toBeInTheDocument();
+	});
+});

src/pages/cards/ui/CardsPage.tsx

@@ -0,0 +1,19 @@
+import type { FC } from "react";
+import { BankCardForm, CategoryManager } from "@/entities/bank-card";
+import { CardsPageView } from "./CardsPage.view";
+import { useCardsPageVm } from "./CardsPage.vm";
+
+const CardsPage: FC = () => {
+	const vm = useCardsPageVm();
+	return (
+		<>
+			<CardsPageView vm={vm} />
+			{vm.adding && <BankCardForm onClose={() => vm.setAdding(false)} />}
+			{vm.managingCategories && (
+				<CategoryManager onClose={() => vm.setManagingCategories(false)} />
+			)}
+		</>
+	);
+};
+
+export { CardsPage };

src/pages/cards/ui/CardsPage.view.tsx

@@ -0,0 +1,122 @@
+import {
+	Button,
+	Group,
+	Paper,
+	SimpleGrid,
+	Skeleton,
+	Stack,
+	Switch,
+	Text,
+	Title,
+} from "@mantine/core";
+import { MonthPickerInput } from "@mantine/dates";
+import type { FC } from "react";
+import { useTranslation } from "react-i18next";
+import { Link } from "react-router";
+import {
+	BankCardFace,
+	BankFeedback,
+	BankSummaryView,
+} from "@/entities/bank-card";
+import { LoadingSkeleton, StateView } from "@/shared/ui";
+import classes from "./CardsPage.module.css";
+import type { CardsPageVm } from "./CardsPage.vm";
+
+type CardsPageViewProps = { vm: CardsPageVm };
+const CardsPageView: FC<CardsPageViewProps> = (props) => {
+	const { vm } = props;
+	const { t } = useTranslation();
+	return (
+		<Stack gap="lg">
+			<Group justify="space-between">
+				<Title order={1}>{t("bank.title")}</Title>
+				<Button onClick={() => vm.setAdding(true)}>{t("bank.addCard")}</Button>
+			</Group>
+			<Text c="dimmed">{t("bank.manualBalance")}</Text>
+			<Switch
+				label={t("bank.showArchive")}
+				checked={vm.archive}
+				onChange={(event) => vm.setArchive(event.currentTarget.checked)}
+			/>
+			{vm.items ? (
+				vm.items.length ? (
+					<SimpleGrid cols={{ base: 1, sm: 2 }}>
+						{vm.items.map((card) => (
+							<Paper
+								key={card.id}
+								component={Link}
+								to={card.to}
+								p={0}
+								className={classes.card}
+							>
+								<BankCardFace card={card} />
+							</Paper>
+						))}
+					</SimpleGrid>
+				) : (
+					<StateView
+						title={t("bank.empty")}
+						text={t(vm.archive ? "bank.emptyHint" : "bank.noActive")}
+						action={
+							<Button onClick={() => vm.setAdding(true)}>
+								{t("bank.addCard")}
+							</Button>
+						}
+					/>
+				)
+			) : vm.cards.isLoading ? (
+				<LoadingSkeleton label={t("bank.loading")}>
+					<SimpleGrid cols={{ base: 1, sm: 2 }}>
+						<Skeleton h={250} />
+						<Skeleton h={250} />
+					</SimpleGrid>
+				</LoadingSkeleton>
+			) : null}
+			{vm.cards.isError && (
+				<Group role="alert">
+					<Text>{t(vm.items ? "bank.refreshError" : "bank.error")}</Text>
+					<Button variant="default" onClick={() => void vm.cards.refetch()}>
+						{t("bank.retry")}
+					</Button>
+				</Group>
+			)}
+			{vm.cards.data && vm.cards.isFetching && (
+				<Text role="status">{t("bank.refreshing")}</Text>
+			)}
+			<MonthPickerInput
+				label={t("bank.month")}
+				value={`${vm.month}-01`}
+				onChange={(value) => {
+					if (value) vm.setMonth(value.slice(0, 7));
+				}}
+				popoverProps={{ middlewares: { shift: { crossAxis: true } } }}
+			/>
+			<BankSummaryView
+				all
+				data={vm.summary.data}
+				loading={vm.summary.isLoading}
+				error={vm.summary.isError}
+				fetching={vm.summary.isFetching}
+				retry={() => void vm.summary.refetch()}
+			/>
+			{vm.categories.isError && (
+				<BankFeedback
+					loadingError
+					error={vm.categories.error}
+					cached={Boolean(vm.categories.data)}
+					retry={() => void vm.categories.refetch()}
+				/>
+			)}
+			{Boolean(vm.categories.data?.length || vm.cards.data?.length) && (
+				<Button
+					variant="default"
+					onClick={() => vm.setManagingCategories(true)}
+				>
+					{t("bank.categories")}
+				</Button>
+			)}
+		</Stack>
+	);
+};
+
+export { CardsPageView };

src/pages/cards/ui/CardsPage.vm.ts

@@ -0,0 +1,41 @@
+import { useState } from "react";
+import { useSearchParams } from "react-router";
+import {
+	bankMonth,
+	useBankCards,
+	useBankCategories,
+	useBankSummary,
+} from "@/entities/bank-card";
+
+function useCardsPageVm() {
+	const [params, setParams] = useSearchParams();
+	const month = bankMonth(params.get("month"));
+	const [archive, setArchive] = useState(false);
+	const categories = useBankCategories();
+	const [managingCategories, setManagingCategories] = useState(false);
+	const [adding, setAdding] = useState(false);
+	const cards = useBankCards(archive);
+	const summary = useBankSummary(month);
+	return {
+		categories,
+		managingCategories,
+		setManagingCategories,
+		month,
+		archive,
+		setArchive,
+		adding,
+		setAdding,
+		cards,
+		summary,
+		setMonth: (value: string) => {
+			if (value) setParams({ month: bankMonth(value) });
+		},
+		items: cards.data?.map((card) => ({
+			...card,
+			to: `/cards/${card.id}?month=${month}`,
+		})),
+	};
+}
+type CardsPageVm = ReturnType<typeof useCardsPageVm>;
+
+export { type CardsPageVm, useCardsPageVm };

src/shared/i18n/locales/ru.ts

@@ -2,6 +2,7 @@ const ru = {
 	translation: {
 		appName: "WealthLedger",
 		navigation: {
+			cards: "Карты",
 			accounts: "Счета",
 			stocks: "Акции",
 			bonds: "Облигации",
@@ -16,6 +17,150 @@ const ru = {
 			events: "Будущие события",
 			settings: "Настройки",
 		},
+		bank: {
+			title: "Карты",
+			card: "Карта",
+			addCard: "Добавить карту",
+			editCard: "Изменить карту",
+			manualBalance: "Баланс по внесённым операциям",
+			openingHint:
+				"Остаток до операций с выбранной даты. Валюта — рубли (RUB).",
+			name: "Название карты",
+			bankName: "Банк (необязательно)",
+			paymentSystem: "Платёжная система (необязательно)",
+			paymentSystemUnknown: "Не указана",
+			paymentSystems: { mir: "МИР", visa: "Visa", mastercard: "Mastercard" },
+			lastFour: "Последние четыре цифры (необязательно)",
+			openingBalance: "Начальный остаток, ₽",
+			openingDate: "Дата начала учёта",
+			showArchive: "Показать архив",
+			archived: "В архиве",
+			archive: "Убрать в архив",
+			restore: "Вернуть из архива",
+			archiveHint:
+				"История и деньги сохраняются. Для финансовых изменений верните карту из архива.",
+			empty: "Добавьте первую карту",
+			emptyHint: "Укажите начальный остаток и вносите расходы вручную.",
+			noActive: "Нет активных карт. Включите показ архива.",
+			loading: "Загрузка банковских карт",
+			loadingHistory: "Загрузка операций",
+			error: "Не удалось загрузить данные карт.",
+			retry: "Повторить",
+			refreshing: "Обновляем данные…",
+			refreshError:
+				"Не удалось обновить данные. Показаны последние полученные.",
+			save: "Сохранить",
+			cancel: "Отмена",
+			close: "Закрыть",
+			summary: "Расходы",
+			allSummary: "Расходы по всем картам",
+			month: "Месяц",
+			period: "Период",
+			expenses: "Потрачено",
+			refunds: "Возвращено",
+			net: "После возвратов",
+			summaryHint:
+				"Возвраты учитываются по дате получения. Итог может быть отрицательным.",
+			noExpenses: "За этот период операций по расходам нет.",
+			categories: "Категории",
+			category: "Категория",
+			categoryName: "Название категории",
+			addCategory: "Добавить категорию",
+			rename: "Переименовать",
+			defaultCategory: "По умолчанию",
+			notFound: "Карта не найдена",
+			back: "К картам",
+			operations: "Операции",
+			noOperations: "Операций за период нет.",
+			addOperation: "Добавить операцию",
+			editOperation: "Изменить операцию",
+			kind: "Вид операции",
+			kinds: {
+				expense: "Расход",
+				topup: "Пополнение",
+				transfer: "Перевод",
+				refund: "Возврат",
+			},
+			source: "Карта-источник",
+			destination: "Карта-получатель",
+			operationCard: "Карта операции",
+			amount: "Сумма, ₽",
+			date: "Дата операции",
+			description: "Описание (необязательно)",
+			expense: "Исходная покупка за любой период",
+			availableRefund: "Доступно к возврату: {{amount}}",
+			expenseChoice:
+				"{{date}} · {{name}} · {{amount}} · доступно {{available}}",
+			noPurchases:
+				"На этой странице нет покупок. Проверьте другие страницы истории.",
+			purchaseImmutable: "Исходная покупка и карта возврата не изменяются.",
+			previous: "Назад",
+			next: "Далее",
+			page: "Страница {{page}}",
+			pagination: "Страницы операций",
+			pageSize: "Операций на странице",
+			allOperations: "Все",
+			transferTo: "Перевод на «{{name}}»",
+			transferFrom: "Перевод с «{{name}}»",
+			edit: "Изменить",
+			delete: "Удалить",
+			deleteTitle: "Удалить операцию?",
+			deleteHint:
+				"{{kind}} · {{amount}} · {{card}}. Денежное влияние будет отменено.",
+			deleteTransfer:
+				"Перевод {{amount}}: «{{source}}» → «{{target}}». Обе стороны перевода будут удалены.",
+			reloadRecord: "Перечитать запись",
+			adoptVersion: "Использовать актуальную версию {{version}}",
+			versionHint:
+				"Актуальные данные: {{details}}. Черновик сохранён; проверьте его перед повторной отправкой.",
+			requestError:
+				"Не удалось подтвердить сохранение. Ввод сохранён; повтор использует то же намерение.",
+			errors: {
+				BANK_VERSION_CONFLICT:
+					"Запись уже изменена. Перечитайте её и проверьте черновик перед повторным сохранением.",
+				BANK_WRITE_CONFLICT:
+					"Данные изменяются другим запросом. Перечитайте запись и повторите действие.",
+				BANK_DUPLICATE_CATEGORY: "Категория с таким названием уже есть.",
+				BANK_NOT_FOUND: "Запись не найдена или недоступна.",
+				BANK_INTENT_CONFLICT:
+					"Это намерение уже сохранено с другим содержимым. Закройте форму и проверьте историю перед новым действием.",
+				BANK_CARD_ARCHIVED:
+					"Затронутая карта в архиве. Сначала верните её из архива.",
+				BANK_REFUND_LIMIT:
+					"Сумма превышает доступный возврат. Перечитайте покупку.",
+				BANK_DEPENDENT_REFUNDS:
+					"Изменению мешают связанные возвраты. Сначала исправьте или удалите их.",
+				BANK_OPENING_DATE_CONFLICT:
+					"Дата начала противоречит сохранённой истории карты.",
+				BANK_INVALID_DATE:
+					"Проверьте дату операции и даты начала учёта обеих карт.",
+				BANK_INVALID_MONEY: "Введите допустимую сумму с точностью до копеек.",
+				BANK_INVALID_INPUT: "Проверьте поля и связанные карты.",
+				BANK_INVALID_REFUND: "Исходная покупка недоступна для этого возврата.",
+				BANK_IMMUTABLE_OPERATION:
+					"Вид операции и исходную покупку возврата изменить нельзя.",
+				BANK_OPERATION_DELETED:
+					"Операция уже удалена. Она не будет создана повторно.",
+			},
+			validation: {
+				name: "Введите название от 1 до 100 символов.",
+				paymentSystem: "Выберите платёжную систему из списка.",
+				bankName: "Не более 100 символов.",
+				lastFour: "Укажите ровно четыре цифры или оставьте поле пустым.",
+				money:
+					"Введите сумму в допустимом диапазоне, не более двух знаков после запятой.",
+				positive: "Сумма операции должна быть больше нуля.",
+				date: "Укажите существующую дату не позже сегодняшнего дня по Москве.",
+				start:
+					"Дата не может быть раньше начала учёта затронутых карт или исходной покупки.",
+				required: "Выберите значение.",
+				destination: "Выберите другую активную карту.",
+				description: "Не более 500 символов.",
+				category: "Введите название от 1 до 80 символов.",
+				duplicate: "Категория с таким названием уже есть.",
+				refund: "Сумма превышает доступный возврат.",
+			},
+		},
 		bond: {
 			instrument: "Облигация",
 			searching: "Ищем облигации",

src/shared/lib/bind-icon-animation.test.tsx

@@ -0,0 +1,87 @@
+import { fireEvent, render, waitFor } from "@testing-library/react";
+import { afterEach, expect, it, vi } from "vitest";
+import { bindIconAnimation } from "./bind-icon-animation";
+
+afterEach(() => vi.restoreAllMocks());
+
+it("finishes every delayed part after leaving and does not restart on quick re-entry", async () => {
+	vi.spyOn(window, "matchMedia").mockReturnValue({
+		matches: true,
+	} as MediaQueryList);
+	const { container, getByRole } = render(
+		<button type="button">
+			<svg ref={bindIconAnimation} aria-hidden="true" />
+			Category
+		</button>,
+	);
+	const icon = container.querySelector("svg");
+	if (!icon) throw new Error("Missing icon");
+	const target = getByRole("button");
+	let finishFirst!: () => void;
+	let finishLast!: () => void;
+	const getAnimations = vi.fn(() => [
+		{
+			finished: new Promise<void>((resolve) => {
+				finishFirst = resolve;
+			}),
+		},
+		{
+			finished: new Promise<void>((resolve) => {
+				finishLast = resolve;
+			}),
+		},
+	]);
+	Object.defineProperty(icon, "getAnimations", { value: getAnimations });
+	fireEvent.mouseEnter(target);
+	fireEvent.mouseLeave(target);
+	expect(icon).toHaveAttribute("data-icon-animating");
+	finishFirst();
+	await Promise.resolve();
+	expect(icon).toHaveAttribute("data-icon-animating");
+	fireEvent.mouseEnter(target);
+	expect(getAnimations).toHaveBeenCalledTimes(1);
+	finishLast();
+	await Promise.resolve();
+	expect(icon).toHaveAttribute("data-icon-animating");
+	fireEvent.mouseLeave(target);
+	await waitFor(() => expect(icon).not.toHaveAttribute("data-icon-animating"));
+	fireEvent.mouseEnter(target);
+	expect(getAnimations).toHaveBeenCalledTimes(2);
+});
+
+it("keeps playing after keyboard blur and releases cancelled animations", async () => {
+	const { container, getByRole, unmount } = render(
+		<button type="button">
+			<svg ref={bindIconAnimation} aria-hidden="true" />
+			Category
+		</button>,
+	);
+	const icon = container.querySelector("svg");
+	if (!icon) throw new Error("Missing icon");
+	const target = getByRole("button");
+	// JSDOM does not model the browser keyboard-focus modality.
+	vi.spyOn(target, "matches").mockImplementation(
+		(selector) => selector === ":focus-visible",
+	);
+	let cancel!: () => void;
+	Object.defineProperty(icon, "getAnimations", {
+		value: () => [
+			{
+				finished: new Promise<void>((_resolve, reject) => {
+					cancel = () => reject(new Error("cancelled"));
+				}),
+			},
+		],
+	});
+	target.focus();
+	expect(icon).toHaveAttribute("data-icon-animating");
+	target.blur();
+	expect(icon).toHaveAttribute("data-icon-animating");
+	cancel();
+	await waitFor(() => expect(icon).not.toHaveAttribute("data-icon-animating"));
+	target.focus();
+	unmount();
+	cancel();
+	await Promise.resolve();
+	expect(icon).not.toHaveAttribute("data-icon-animating");
+});

src/shared/lib/bind-icon-animation.ts

@@ -0,0 +1,68 @@
+// React ref cleanup keeps native animation lifetimes tied to the mounted icon.
+const bindIconAnimation = (icon: SVGSVGElement | null) => {
+	if (!icon) return;
+	const target = icon.closest<HTMLElement>("a, button") ?? icon.parentElement;
+	if (!target) return;
+	let hovered = false;
+	let focused = false;
+	let running = false;
+	let disposed = false;
+
+	const release = () => {
+		if (!running && !hovered && !focused) {
+			icon.removeAttribute("data-icon-animating");
+		}
+	};
+	const start = () => {
+		if (icon.hasAttribute("data-icon-animating")) return;
+		icon.setAttribute("data-icon-animating", "");
+		running = true;
+		// Includes staggered/delayed children and finite iterations, without timers.
+		const animations = icon.getAnimations({ subtree: true });
+		void Promise.allSettled(
+			animations.map((animation) => animation.finished),
+		).then(() => {
+			if (disposed) return;
+			running = false;
+			release();
+		});
+	};
+	const enter = () => {
+		if (!window.matchMedia("(hover: hover)").matches) return;
+		hovered = true;
+		start();
+	};
+	const leave = () => {
+		hovered = false;
+		release();
+	};
+	const focus = () => {
+		focused =
+			target.matches(":focus-visible") ||
+			!!target.querySelector(":focus-visible");
+		if (focused) start();
+	};
+	const blur = (event: FocusEvent) => {
+		if (
+			event.relatedTarget instanceof Node &&
+			target.contains(event.relatedTarget)
+		)
+			return;
+		focused = false;
+		release();
+	};
+	target.addEventListener("mouseenter", enter);
+	target.addEventListener("mouseleave", leave);
+	target.addEventListener("focusin", focus);
+	target.addEventListener("focusout", blur);
+	return () => {
+		disposed = true;
+		target.removeEventListener("mouseenter", enter);
+		target.removeEventListener("mouseleave", leave);
+		target.removeEventListener("focusin", focus);
+		target.removeEventListener("focusout", blur);
+		icon.removeAttribute("data-icon-animating");
+	};
+};
+
+export { bindIconAnimation };

src/shared/lib/display.ts

@@ -1,4 +1,7 @@
 type Money = { currency: string; value: string };
+type FormatMoneyOptions = {
+	withZeroCents?: boolean;
+};
 
 function formatDecimal(value: string): string {
 	const [integer, fraction] = value.split(".");
@@ -10,9 +13,21 @@ function formatDecimal(value: string): string {
 	return `${sign}${grouped}${fraction ? `,${fraction}` : ""}`;
 }
 
-function formatMoney(money: Money | null): string {
+function formatMoney(
+	money: Money | null,
+	{ withZeroCents = false }: FormatMoneyOptions = {},
+): string {
 	if (!money) return "—";
-	return `${formatDecimal(money.value)} ${money.currency === "RUB" ? "₽" : money.currency}`;
+	const [integerPart, fractionPart = ""] = money.value.split(".");
+	const normalizedFraction =
+		withZeroCents && !fractionPart
+			? "00"
+			: withZeroCents && fractionPart.length === 1
+				? `${fractionPart}0`
+				: fractionPart;
+	return `${formatDecimal(
+		`${integerPart}${normalizedFraction ? `.${normalizedFraction}` : ""}`,
+	)} ${money.currency === "RUB" ? "₽" : money.currency}`;
 }
 
 function formatDate(value: string): string {

src/shared/lib/index.ts

@@ -1,3 +1,4 @@
+export { bindIconAnimation } from "./bind-icon-animation";
 export {
 	formatDate,
 	formatDecimal,

src/shared/ui/AppShell.module.css

@@ -18,56 +18,192 @@
 	flex-shrink: 0;
 }
 
+.portfolioIcon {
+	color: var(--mantine-color-blue-7);
+}
+
+.cardsIcon {
+	color: var(--mantine-color-grape-7);
+
+	& svg {
+		overflow: visible;
+	}
+}
+
+.rubles {
+	pointer-events: none;
+	color: var(--mantine-color-green-8);
+	stroke: currentColor;
+
+	& path {
+		opacity: 0;
+		--flight-x: -7px;
+		--flight-rotation: -20deg;
+		--flight-delay: 0ms;
+	}
+
+	& path:nth-child(2) {
+		--flight-x: 0px;
+		--flight-rotation: 8deg;
+		--flight-delay: 120ms;
+	}
+
+	& path:nth-child(3) {
+		--flight-x: 7px;
+		--flight-rotation: 24deg;
+		--flight-delay: 240ms;
+	}
+}
+
+.stocksIcon {
+	color: var(--mantine-color-green-8);
+}
+
+.bondsIcon {
+	color: var(--mantine-color-orange-8);
+}
+
+.settingsIcon {
+	color: var(--mantine-color-gray-7);
+}
+
+.portfolioRuble {
+	stroke: var(--mantine-color-green-8);
+	opacity: 0;
+}
+
+.stockArrow {
+	transform-origin: 21px 5px;
+}
+
+.topSlider,
+.bottomSlider {
+	fill: var(--mantine-color-body);
+}
+
 @media (prefers-reduced-motion: no-preference) {
-	.drawStroke {
+	.navLink {
+		transition: background-color 180ms ease-in-out;
+	}
+
+	.drawStroke,
+	.couponLines path {
 		stroke-dasharray: 1;
 	}
 
 	.topSlider {
-		--slider-offset: -3px;
+		--slider-offset: 3px;
+		--slider-delay: 0ms;
 	}
 
 	.bottomSlider {
-		--slider-offset: 3px;
+		--slider-offset: -3px;
+		--slider-delay: 160ms;
 	}
 
-	.navLink:focus-visible {
-		.portfolioIcon {
-			animation: portfolio-sway 650ms ease-in-out;
+	.couponLines path:nth-child(2) {
+		--line-delay: 140ms;
+	}
+
+	.couponLines path:nth-child(3) {
+		--line-delay: 280ms;
+	}
+
+	svg[data-icon-animating] {
+		.rubles path {
+			animation: ruble-fly 800ms ease-out var(--flight-delay) both;
+		}
+		.portfolioHandle {
+			animation: handle-lift 1200ms ease-in-out;
+		}
+		.portfolioLid {
+			animation: lid-open 1200ms ease-in-out;
+		}
+		.portfolioRuble {
+			animation: portfolio-ruble-reveal 1200ms ease-in-out;
+		}
+		.stockArrow {
+			animation: arrow-pop 300ms ease-out 400ms both;
+		}
+		.couponLines path {
+			animation: stroke-draw 300ms ease-out var(--line-delay, 0ms) both;
 		}
 		.drawStroke {
-			animation: stroke-draw 650ms ease-in-out;
+			animation: stroke-draw 450ms ease-out;
 		}
 		:is(.topSlider, .bottomSlider) {
-			animation: slider-slide 650ms ease-in-out;
-		}
-	}
-
-	@media (hover: hover) {
-		.navLink:hover {
-			.portfolioIcon {
-				animation: portfolio-sway 650ms ease-in-out;
-			}
-			.drawStroke {
-				animation: stroke-draw 650ms ease-in-out;
-			}
-			:is(.topSlider, .bottomSlider) {
-				animation: slider-slide 650ms ease-in-out;
-			}
+			animation: slider-slide 650ms ease-in-out var(--slider-delay) both;
 		}
 	}
 }
 
-@keyframes portfolio-sway {
+@keyframes ruble-fly {
+	0% {
+		opacity: 0;
+		transform: translate(0, 4px);
+	}
+	20%,
+	50% {
+		opacity: 1;
+	}
+	100% {
+		opacity: 0;
+		transform: translate(var(--flight-x), -10px) rotate(var(--flight-rotation));
+	}
+}
+
+@keyframes handle-lift {
 	0%,
 	100% {
-		transform: rotate(0);
+		transform: translateY(0);
 	}
-	30% {
-		transform: translateY(-1px) rotate(-10deg);
+	20% {
+		transform: translateY(-3px);
 	}
-	65% {
-		transform: rotate(7deg);
+	40%,
+	75% {
+		transform: translateY(-3px);
+	}
+}
+
+@keyframes lid-open {
+	0%,
+	15%,
+	100% {
+		transform: translateY(0);
+	}
+	40%,
+	75% {
+		transform: translateY(-3px);
+	}
+}
+
+@keyframes portfolio-ruble-reveal {
+	0%,
+	25%,
+	100% {
+		opacity: 0;
+		transform: translateY(2px);
+	}
+	40%,
+	75% {
+		opacity: 1;
+		transform: translateY(0);
+	}
+}
+
+@keyframes arrow-pop {
+	0% {
+		opacity: 0;
+		transform: scale(0.7);
+	}
+	60% {
+		opacity: 1;
+		transform: scale(1.2);
+	}
+	100% {
+		opacity: 1;
+		transform: scale(1);
 	}
 }
 
@@ -98,7 +234,14 @@
 		display: flex;
 		justify-content: space-around;
 		left: 0;
-		padding: var(--mantine-spacing-sm);
+		padding: var(--mantine-spacing-xs) 2px;
+		gap: 2px;
+		font-size: 11px;
+		& a {
+			min-width: 0;
+			padding: 8px 2px;
+			text-align: center;
+		}
 		position: fixed;
 		right: 0;
 		z-index: 200;

src/shared/ui/AppShell.tsx

@@ -2,6 +2,7 @@ import { AppShell as MantineAppShell, NavLink, Text } from "@mantine/core";
 import type { FC, ReactNode } from "react";
 import { useTranslation } from "react-i18next";
 import { Outlet, NavLink as RouterNavLink, useLocation } from "react-router";
+import { bindIconAnimation } from "../lib";
 import classes from "./AppShell.module.css";
 
 type AppShellProps = {
@@ -18,47 +19,75 @@ const AppShell: FC<AppShellProps> = (props) => {
 			label: t("navigation.accounts"),
 			iconClassName: classes.portfolioIcon,
 			icon: (
-				<path d="M8 6V4h8v2M3 10h18M9 10v3h6v-3M5 6h14a2 2 0 0 1 2 2v11H3V8a2 2 0 0 1 2-2Z" />
+				<>
+					<path d="M3 10v9h18v-9" />
+					<path className={classes.portfolioHandle} d="M8 6V4h8v2" />
+					<path
+						className={classes.portfolioLid}
+						d="M3 10V8a2 2 0 0 1 2-2h14a2 2 0 0 1 2 2v2H3Zm6 0v3h6v-3"
+					/>
+					<path
+						className={classes.portfolioRuble}
+						d="M10 18v-7h3a2 2 0 0 1 0 4H9m0 1.5h4"
+					/>
+				</>
+			),
+		},
+		{
+			to: "/cards",
+			label: t("navigation.cards"),
+			iconClassName: classes.cardsIcon,
+			icon: (
+				<>
+					<path d="M3 5h18v14H3V5Zm0 4h18M6 15h4" />
+					<g className={classes.rubles}>
+						<path d="M10 12V4h3a2 2 0 0 1 0 4H9m0 2h4" />
+						<path d="M10 12V4h3a2 2 0 0 1 0 4H9m0 2h4" />
+						<path d="M10 12V4h3a2 2 0 0 1 0 4H9m0 2h4" />
+					</g>
+				</>
 			),
 		},
 		{
 			to: "/stocks",
 			label: t("navigation.stocks"),
+			iconClassName: classes.stocksIcon,
 			icon: (
 				<>
 					<path d="M3 3v18h18" />
 					<path
 						className={classes.drawStroke}
 						pathLength={1}
-						d="M7 14l5-5 4 3 5-7M16 5h5v5"
+						d="M7 14l5-5 4 3 5-7"
 					/>
+					<path className={classes.stockArrow} d="M16 5h5v5" />
 				</>
 			),
 		},
 		{
 			to: "/bonds",
 			label: t("navigation.bonds"),
+			iconClassName: classes.bondsIcon,
 			icon: (
 				<>
 					<path d="M6 3h12v18l-3-2-3 2-3-2-3 2V3Z" />
-					<path
-						className={classes.drawStroke}
-						pathLength={1}
-						d="M9 7h6M9 11h6M9 15h3"
-					/>
+					<g className={classes.couponLines}>
+						<path pathLength={1} d="M9 7h6" />
+						<path pathLength={1} d="M9 11h6" />
+						<path pathLength={1} d="M9 15h3" />
+					</g>
 				</>
 			),
 		},
 		{
 			to: "/settings",
 			label: t("navigation.settings"),
+			iconClassName: classes.settingsIcon,
 			icon: (
 				<>
-					<path className={classes.topSlider} d="M4 7h9m4 0h3M13 4v6h4V4h-4Z" />
-					<path
-						className={classes.bottomSlider}
-						d="M4 17h3m4 0h9M7 14v6h4v-6H7Z"
-					/>
+					<path d="M4 7h16M4 17h16" />
+					<path className={classes.topSlider} d="M10 4v6h4V4h-4Z" />
+					<path className={classes.bottomSlider} d="M10 14v6h4v-6h-4Z" />
 				</>
 			),
 		},
@@ -86,6 +115,7 @@ const AppShell: FC<AppShellProps> = (props) => {
 								className={`${classes.navIcon} ${item.iconClassName ?? ""}`}
 							>
 								<svg
+									ref={bindIconAnimation}
 									width={20}
 									height={20}
 									viewBox="0 0 24 24"

src/shared/ui/EntryCard.module.css

@@ -40,3 +40,56 @@
 		text-align: left;
 	}
 }
+
+.valueFooter {
+	display: grid;
+	align-items: center;
+	justify-items: end;
+	min-height: 28px;
+}
+.valueLabel,
+.actions {
+	grid-area: 1 / 1;
+	transition: opacity 180ms ease;
+}
+.valueLabel {
+	opacity: 0;
+}
+.actions {
+	display: flex;
+}
+@media (hover: hover) and (pointer: fine) {
+	.valueLabel {
+		opacity: 1;
+	}
+	.actions {
+		opacity: 0;
+		pointer-events: none;
+	}
+	.row:hover .actions,
+	.row:focus-within .actions {
+		opacity: 1;
+		pointer-events: auto;
+	}
+	.row:hover .valueLabel,
+	.row:focus-within .valueLabel {
+		opacity: 0;
+	}
+}
+@media (max-width: 36em) {
+	.valueFooter {
+		justify-items: start;
+	}
+}
+@media (pointer: coarse) {
+	.actions button {
+		min-width: 36px;
+		min-height: 36px;
+	}
+}
+@media (prefers-reduced-motion: reduce) {
+	.valueLabel,
+	.actions {
+		transition: none;
+	}
+}

src/shared/ui/EntryCard.tsx

@@ -6,7 +6,10 @@ type EntryCardProps = {
 	title: string;
 	metadata: string;
 	details?: ReactNode;
+	actions?: ReactNode;
 	initial: string;
+	icon?: ReactNode;
+	color?: string;
 	imageSrc?: string | null;
 	value: string;
 	valueLabel: string;
@@ -16,7 +19,17 @@ type EntryCardProps = {
 const EntryCard: FC<EntryCardProps> = (props) => {
 	const [imageFailed, setImageFailed] = useState(false);
 	return (
-		<Paper className={classes.row} withBorder>
+		<Paper
+			className={classes.row}
+			withBorder
+			style={
+				props.color
+					? {
+							background: `color-mix(in srgb, var(--mantine-color-${props.color}-0) 45%, white)`,
+						}
+					: undefined
+			}
+		>
 			<Avatar
 				alt=""
 				aria-hidden="true"
@@ -25,7 +38,7 @@ const EntryCard: FC<EntryCardProps> = (props) => {
 				src={imageFailed ? null : props.imageSrc}
 				onError={() => setImageFailed(true)}
 			>
-				{props.initial}
+				{props.icon ?? props.initial}
 			</Avatar>
 			<Stack className={classes.identity} gap={2}>
 				<Text fw={700} lineClamp={1}>
@@ -40,9 +53,17 @@ const EntryCard: FC<EntryCardProps> = (props) => {
 				<Text className={classes[props.tone]} fw={700}>
 					{props.value}
 				</Text>
-				<Text className={classes[props.tone]} size="sm">
-					{props.valueLabel}
-				</Text>
+				<div className={props.actions ? classes.valueFooter : undefined}>
+					<Text
+						className={`${classes[props.tone]} ${props.actions ? classes.valueLabel : ""}`}
+						size="sm"
+					>
+						{props.valueLabel}
+					</Text>
+					{props.actions && (
+						<div className={classes.actions}>{props.actions}</div>
+					)}
+				</div>
 			</Stack>
 		</Paper>
 	);