refactor: align frontend ownership boundaries

Close audit gaps across API drift, query policy, UI, and tests.

src/entities/income/api/useIncome.ts

@@ -1,5 +1,8 @@
-import { apiQueryClient, useAuthenticatedQuery } from "@/shared/api";
-import type { paths } from "@/shared/api/generated/schema";
+import {
+	apiQueryClient,
+	type paths,
+	useAuthenticatedQuery,
+} from "@/shared/api";
 
 type IncomeSummary =
 	paths["/api/v1/brokerage-accounts/{accountId}/income-summary"]["get"]["responses"][200]["content"]["application/json"];
@@ -15,7 +18,6 @@ function useIncomeSummary(accountId: string | undefined) {
 		),
 		enabled: Boolean(accountId),
 		staleTime: 30_000,
-		retry: false,
 	});
 }
 
@@ -36,8 +38,6 @@ function useIncomeAnalytics(
 		),
 		enabled: Boolean(accountId),
 		staleTime: 30_000,
-		retry: false,
-		refetchOnWindowFocus: false,
 	});
 }