feat: add quiet reading with rare confirmations

Part of the quiet-user-feedback change; docs and specs land in their own repositories.
2026-10-06 07:01:58 +03:00
parent c096fc70ef
commit 5b30bb802a
77 changed files with 1352 additions and 1259 deletions
@@ -3,7 +3,6 @@ import type { FC } from "react";
 import { MantineProvider } from "@mantine/core";
 import { QueryClientProvider } from "@tanstack/react-query";
 import {
-	act,
 	fireEvent,
 	render,
 	renderHook,
@@ -115,7 +114,6 @@ describe("Upcoming event date filters", () => {
 		"keeps event calendar dates in GET and source sync requests: %s",
 		async (search) => {
 			const requested: string[] = [];
-			const syncRequests: unknown[] = [];
 			server.use(
 				http.get("*/api/v1/brokerage-accounts/all/events", ({ request }) => {
 					requested.push(new URL(request.url).search);
@@ -133,16 +131,7 @@ describe("Upcoming event date filters", () => {
 						),
 					);
 				}),
-				http.post("*/api/v1/tbank-sync", async ({ request }) => {
-					syncRequests.push(await request.json());
-
-					return HttpResponse.json(
-						{ code: "TBANK_UNAVAILABLE" },
-						{ status: 503 },
-					);
-				}),
 			);
-			const period = Object.fromEntries(new URLSearchParams(search));
 			const queryClient = createTestQueryClient();

 			const { result } = renderHook(
@@ -162,15 +151,6 @@ describe("Upcoming event date filters", () => {

 			await waitFor(() => expect(result.current.state).toBe("error"));
 			expect(requested).toEqual([`?${search}`]);
-			expect(syncRequests).toEqual([]);
-			act(() => {
-				if (result.current.state === "error") result.current.retry();
-			});
-			await waitFor(() =>
-				expect(syncRequests).toEqual([
-					{ accountId: "all", screen: "events", ...period },
-				]),
-			);
 		},
 	);

@@ -232,7 +212,7 @@ describe("Upcoming event date filters", () => {
 				),
 			);
 			renderEvents(accountId, ["?from=2099-02-01"]);
-			await screen.findByRole("button", { name: "Повторить" });
+			await screen.findByRole("button", { name: "Сбросить" });
 			fireEvent.click(screen.getByRole("button", { name: "Сбросить" }));
 			await screen.findByLabelText("Период");
 			expect(screen.getByLabelText("URL")).toBeEmptyDOMElement();
@@ -300,7 +280,7 @@ describe("Upcoming event date filters", () => {
 	);
 });

-it("retains the previous complete forecast and timestamp when its source refresh fails", async () => {
+it("retains the previous complete forecast when its source refresh fails", async () => {
 	configureAuthClient({
 		accessToken: () => "synthetic",
 		clear: vi.fn(),
@@ -343,9 +323,6 @@ it("retains the previous complete forecast and timestamp when its source refresh
 	await waitFor(() =>
 		expect(result.current).toMatchObject({
 			events,
-			lastSuccessfulAt: snapshot.meta.lastSuccessfulAt,
-			refreshError: true,
-			sourceError: true,
 			state: "loaded",
 		}),
 	);
@@ -159,8 +159,7 @@ describe("AccountEventsPage", () => {
 		expect(screen.getAllByText("O")).toHaveLength(2);
 	});

-	it("renders empty and retryable error states", () => {
-		const refetch = vi.fn();
+	it("renders empty and quiet error states", async () => {
 		const { rerender } = renderPage();
 		expect(
 			screen.getByText("За выбранный период событий не найдено"),
@@ -169,7 +168,6 @@ describe("AccountEventsPage", () => {
 			data: undefined,
 			isError: true,
 			isLoading: false,
-			refetch,
 		} as never);
 		rerender(
 			<MantineProvider>
@@ -178,8 +176,8 @@ describe("AccountEventsPage", () => {
 				</MemoryRouter>
 			</MantineProvider>,
 		);
-		fireEvent.click(screen.getByRole("button", { name: "Повторить" }));
-		expect(refresh).toHaveBeenCalledOnce();
+		expect(await screen.findByRole("button", { name: "Сбросить" })).toBeVisible();
+		expect(screen.queryByRole("button", { name: "Повторить" })).not.toBeInTheDocument();
 	});

 	it("shows a structural busy state before events are available", () => {
@@ -6,25 +6,20 @@ import {
 	useBrokerageEvents,
 } from "@/entities/brokerage-event";
 import { useScreenSync } from "@/features/tbank-connection";
-import { isValidPeriod, useUrlPeriod } from "@/shared/lib";
+import { isValidPeriod, useInitialAvailability, useUrlPeriod } from "@/shared/lib";

 type AccountEventsPageViewModel
 	= | {
 		canApply: boolean;
 		draftPeriod: [null | string, null | string];
 		events: BrokerageEvent[];
-		lastSuccessfulAt?: null | string;
 		onApply: () => void;
 		onPeriodChange: (value: [null | string, null | string]) => void;
 		onReset: () => void;
 		partial?: boolean;
-		refreshError: boolean;
-		refreshing: boolean;
-		retry: () => void;
-		sourceError?: boolean;
 		state: "loaded";
 	}
-	| { onReset: () => void; retry: () => void; state: "error" }
+	| { onReset: () => void; state: "error" }
 	| { state: "loading" };

 function useAccountEventsPageViewModel(): AccountEventsPageViewModel {
@@ -56,7 +51,7 @@ function useAccountEventsPageViewModel(): AccountEventsPageViewModel {
 		...(appliedTo && { to: appliedTo }),
 	});

-	const sync = useScreenSync(
+	useScreenSync(
 		{
 			accountId,
 			screen: "events",
@@ -66,7 +61,15 @@ function useAccountEventsPageViewModel(): AccountEventsPageViewModel {
 		[events],
 	);

-	if (events.isLoading) return { state: "loading" };
+	const availability = useInitialAvailability({
+		hasContent: !!events.data,
+		identity: scope,
+		isError: events.isError || events.meta?.sync.state === "failed",
+		isFetching: events.isFetching,
+	});
+
+	if (availability === "loading" && events.isLoading)
+		return { state: "loading" };

 	const onReset = () => {
 		setDraftPeriod([null, null]);
@@ -76,12 +79,12 @@ function useAccountEventsPageViewModel(): AccountEventsPageViewModel {
 	if ((events.isError || events.meta?.sync.state === "failed") && !events.data)
 		return {
 			onReset,
-			retry: () => {
-				void sync.retry();
-			},
 			state: "error",
 		};
-	if (!events.data) return { state: "loading" };
+	if (!events.data)
+		return availability === "unavailable"
+			? { onReset, state: "error" }
+			: { state: "loading" };

 	return {
 		canApply:
@@ -89,7 +92,6 @@ function useAccountEventsPageViewModel(): AccountEventsPageViewModel {
 			&& isValidPeriod(draftFrom, draftTo),
 		draftPeriod,
 		events: events.data.events,
-		lastSuccessfulAt: events.meta?.lastSuccessfulAt,
 		onApply: () => {
 			if (!isValidPeriod(draftFrom, draftTo)) return;
 			setSearchParameters({
@@ -100,12 +102,6 @@ function useAccountEventsPageViewModel(): AccountEventsPageViewModel {
 		onPeriodChange: setDraftPeriod,
 		onReset,
 		partial: events.meta?.availability !== "complete",
-		refreshError: events.isError || sync.sourceError || sync.transportError,
-		refreshing: events.isFetching || sync.refreshing,
-		retry: () => {
-			void sync.retry();
-		},
-		sourceError: sync.sourceError,
 		state: "loaded",
 	};
 }
@@ -4,7 +4,7 @@ import { Button, Group } from "@mantine/core";
 import { StateView } from "@wealthledger/ui";
 import { useTranslation } from "react-i18next";

-type AccountEventsPageErrorProps = { onReset: () => void; retry: () => void };
+type AccountEventsPageErrorProps = { onReset: () => void };

 const AccountEventsPageError: FC<AccountEventsPageErrorProps> = (props) => {
 	const { t } = useTranslation();
@@ -13,8 +13,6 @@ const AccountEventsPageError: FC<AccountEventsPageErrorProps> = (props) => {
 		<StateView
 			action={(
 				<Group>
-					<Button onClick={props.retry}>{t("events.retry")}</Button>
-
 					<Button onClick={props.onReset} variant="default">
 						{t("ledger.reset")}
 					</Button>
@@ -4,7 +4,6 @@ import {
 	Alert,
 	Button,
 	Group,
-	Progress,
 	Stack,
 	Text,
 	Title,
@@ -16,7 +15,6 @@ import {
 	BrokerageEventCard,
 	brokerageEventKey,
 } from "@/entities/brokerage-event";
-import { SourceSyncStatus } from "@/shared/ui";

 import type { AccountEventsPageViewModel } from "../AccountEventsPage.vm";

@@ -55,32 +53,10 @@ const AccountEventsPageLoaded: FC<AccountEventsPageLoadedProps> = (props) => {

 	return (
 		<Stack gap="lg">
-			<SourceSyncStatus lastSuccessfulAt={props.lastSuccessfulAt} />
-
 			<Title order={1}>{t("events.title")}</Title>

-			<Button disabled={props.refreshing} onClick={props.retry} w="fit-content">
-				{t("investment.refresh")}
-			</Button>
-
 			{!!props.partial && <Alert role="status">{t("investment.partial")}</Alert>}

-			{!!props.refreshing && <Progress animated aria-label={t("accounts.refreshing")} value={100} />}
-
-			{!!props.refreshError && (
-				<Alert aria-live="polite" color="yellow" role="status">
-					{t(
-						props.sourceError
-							? "investment.syncFailed"
-							: "accounts.refreshError",
-					)}
-
-					<Button onClick={props.retry} variant="subtle">
-						{t("accounts.retry")}
-					</Button>
-				</Alert>
-			)}
-
 			<Text c="dimmed">{t("events.hint")}</Text>

 			<Group align="end">
@@ -195,7 +195,6 @@ describe("AccountIncomePage", () => {

 	it("keeps income calendar dates in GET and source sync requests", async () => {
 		const requested: string[] = [];
-		const syncRequests: unknown[] = [];
 		server.use(
 			http.get(
 				"*/api/v1/brokerage-accounts/:accountId/income-analytics",
@@ -216,30 +215,11 @@ describe("AccountIncomePage", () => {
 					);
 				},
 			),
-			http.post("*/api/v1/tbank-sync", async ({ request }) => {
-				syncRequests.push(await request.json());
-
-				return HttpResponse.json(
-					{ code: "TBANK_UNAVAILABLE" },
-					{ status: 503 },
-				);
-			}),
 		);
 		renderPage("from=2024-02-29&to=2024-03-01");
-		const retry = await screen.findByRole("button", { name: "Повторить" });
+		await screen.findByText("Не удалось рассчитать пассивный доход");
 		expect(requested).toEqual(["?from=2024-02-29&to=2024-03-01"]);
-		expect(syncRequests).toEqual([]);
-		fireEvent.click(retry);
-		await waitFor(() =>
-			expect(syncRequests).toEqual([
-				{
-					accountId: "account-1",
-					from: "2024-02-29",
-					screen: "income",
-					to: "2024-03-01",
-				},
-			]),
-		);
+		expect(screen.queryByRole("button", { name: "Повторить" })).not.toBeInTheDocument();
 	});

 	it("requests a multi-year period from the URL without resetting it", async () => {
@@ -486,7 +466,7 @@ describe("AccountIncomePage", () => {
 		).toBeVisible();
 	});

-	it("shows a recoverable realized error", async () => {
+	it("shows a quiet realized error", async () => {
 		server.use(
 			http.get(
 				"*/api/v1/brokerage-accounts/account-1/income-analytics",
@@ -495,8 +475,11 @@ describe("AccountIncomePage", () => {
 		);
 		renderPage();
 		expect(
-			await screen.findByRole("button", { name: "Повторить" }),
+			await screen.findByText("Не удалось рассчитать пассивный доход", undefined, {
+				timeout: 4000,
+			}),
 		).toBeInTheDocument();
+		expect(screen.queryByRole("button", { name: "Повторить" })).not.toBeInTheDocument();
 	});
 });

@@ -631,7 +614,7 @@ describe("income period and snapshot boundary", () => {
 		expect(requests).toEqual(["?from=2026-09-01&to=2026-09-01"]);
 	});

-	it("keeps valid data and draft during refetch, warns on failure and retries", async () => {
+	it("keeps valid data and draft during refetch failure", async () => {
 		respondWithRequestedPeriod([]);
 		const { queryClient } = renderPage();
 		await screen.findByLabelText("Период");
@@ -653,51 +636,13 @@ describe("income period and snapshot boundary", () => {
 		act(() => {
 			void queryClient.invalidateQueries();
 		});
-		expect(
-			await screen.findByRole("status", { name: "Обновляем пассивный доход" }),
-		).toBeInTheDocument();
 		expect(screen.getByRole("region", { name: "Выплаты" })).toBeVisible();
 		expect(screen.getByLabelText("Период")).toHaveTextContent(
 			"02.08.2026 – 27.08.2026",
 		);
 		release();
-		expect(
-			await screen.findByText(/Показан последний загруженный результат/),
-		).toBeInTheDocument();
 		expect(screen.getByRole("region", { name: "Выплаты" })).toBeVisible();
-		server.use(
-			http.post("*/api/v1/tbank-sync", () =>
-				HttpResponse.json(
-					{
-						id: "income",
-						now: "2026-09-25T00:00:00Z",
-						scope: { accountId: "account-1", screen: "income" },
-					},
-					{ status: 202 },
-				),
-			),
-			http.get("*/api/v1/tbank-sync/:id", () =>
-
-				HttpResponse.json(
-					{
-						errorCode: null,
-						id: "income",
-						now: "2026-09-25T00:00:00Z",
-						scope: null,
-						state: "succeeded",
-					},
-				),
-			),
-			http.get("*/api/v1/brokerage-accounts/account-1/income-analytics", () =>
-				HttpResponse.json(resource(analytics, { dataRevision: "2" })),
-			),
-		);
-		fireEvent.click(screen.getByRole("button", { name: "Повторить" }));
-		await waitFor(() =>
-			expect(
-				screen.queryByText(/Показан последний загруженный результат/),
-			).not.toBeInTheDocument(),
-		);
+		expect(screen.queryByText(/Показан последний загруженный результат/)).not.toBeInTheDocument();
 		expect(screen.getByLabelText("Период")).toHaveTextContent(
 			"02.08.2026 – 27.08.2026",
 		);
@@ -5,7 +5,7 @@ import { useParams, useSearchParams } from "react-router";

 import { type IncomeAnalytics, useIncomeAnalytics } from "@/entities/income";
 import { useScreenSync } from "@/features/tbank-connection";
-import { isValidPeriod, moscowDate } from "@/shared/lib";
+import { isValidPeriod, moscowDate, useInitialAvailability } from "@/shared/lib";

 import {
 	type IncomeDisplayModel,
@@ -27,19 +27,13 @@ type AccountIncomePageViewModel
 		display: IncomeDisplayModel;
 		form: ReturnType<typeof useForm<IncomeForm>>;
 		formRevision: string;
-		lastSuccessfulAt?: null | string;
 		onReset: () => void;
 		onSubmit: (values: IncomeForm) => void;
 		partial?: boolean;
-		refreshError: boolean;
-		refreshing: boolean;
-		retry: () => Promise<unknown> | undefined;
-		sourceError?: boolean;
 		state: "loaded";
 	}
 	| {
 		period: IncomePeriod;
-		retry: () => Promise<unknown> | undefined;
 		state: "error";
 	}
 	| { state: "loading" };
@@ -69,7 +63,7 @@ const useAccountIncomePageViewModel = (): AccountIncomePageViewModel => {
 	const [resetRevision, setResetRevision] = useState(0);
 	const analytics = useIncomeAnalytics(accountId, period);

-	const sync = useScreenSync(
+	useScreenSync(
 		{ accountId, from: period.from, screen: "income", to: period.to },
 		[analytics],
 	);
@@ -82,11 +76,20 @@ const useAccountIncomePageViewModel = (): AccountIncomePageViewModel => {
 		form.reset(draftPeriod(period));
 	}, [accountId, form, period]);

-	if (analytics.isLoading || !analytics.data) {
-		return analytics.isError || analytics.meta?.sync.state === "failed"
-			? { period, retry: sync.retry, state: "error" }
+	const availability = useInitialAvailability({
+		hasContent: !!analytics.data,
+		identity: `${accountId}:${period.from}:${period.to}`,
+		isError: analytics.isError || analytics.meta?.sync.state === "failed",
+		isFetching: analytics.isFetching,
+	});
+
+	if (availability === "loading" && analytics.isLoading)
+		return { state: "loading" };
+
+	if (!analytics.data)
+		return availability === "unavailable"
+			? { period, state: "error" }
 			: { state: "loading" };
-	}

 	const display = toIncomeDisplayModel(analytics.data, analytics.meta);

@@ -109,14 +112,9 @@ const useAccountIncomePageViewModel = (): AccountIncomePageViewModel => {
 		display,
 		form,
 		formRevision: `${accountId}:${period.from}:${period.to}:${resetRevision}`,
-		lastSuccessfulAt: analytics.meta?.lastSuccessfulAt,
 		onReset,
 		onSubmit,
 		partial: analytics.meta?.availability !== "complete",
-		refreshError: analytics.isError || sync.sourceError || sync.transportError,
-		refreshing: analytics.isFetching || sync.refreshing,
-		retry: sync.retry,
-		sourceError: sync.sourceError,
 		state: "loaded",
 	};
 };
@@ -1,6 +1,5 @@
 import type { FC } from "react";

-import { Button } from "@mantine/core";
 import { StateView } from "@wealthledger/ui";
 import { useTranslation } from "react-i18next";

@@ -8,12 +7,11 @@ import type { AccountIncomePageViewModel } from "../AccountIncomePage.vm";

 type ErrorProps = Extract<AccountIncomePageViewModel, { state: "error" }>;

-const AccountIncomePageError: FC<ErrorProps> = (props) => {
+const AccountIncomePageError: FC<ErrorProps> = () => {
 	const { t } = useTranslation();

 	return (
 		<StateView
-			action={<Button onClick={props.retry}>{t("income.retry")}</Button>}
 			error
 			text={t("income.errorText")}
 			title={t("income.errorTitle")}
@@ -2,19 +2,13 @@ import type { FC } from "react";

 import {
 	Alert,
-	Button,
-	Group,
-	Loader,
 	Stack,
-	Text,
 	Title,
 } from "@mantine/core";
 import { StateView } from "@wealthledger/ui";
 import { FormProvider } from "react-hook-form";
 import { useTranslation } from "react-i18next";

-import { SourceSyncStatus } from "@/shared/ui";
-
 import type { AccountIncomePageViewModel } from "../AccountIncomePage.vm";

 import classes from "../AccountIncomePage.module.css";
@@ -40,21 +34,14 @@ const AccountIncomePageLoadedSummary: FC<LoadedProps> = (props) => {
 };

 const AccountIncomePageLoaded: FC<LoadedProps> = (props) => {
-	const { display, form, onReset, onSubmit, refreshError, refreshing, retry }
-		= props;
+	const { display, form, onReset, onSubmit } = props;

 	const { t } = useTranslation();

 	return (
 		<Stack className={classes.page} gap="lg">
-			<SourceSyncStatus lastSuccessfulAt={props.lastSuccessfulAt} />
-
 			<Title order={1}>{t("income.title")}</Title>

-			<Button disabled={refreshing} onClick={retry} w="fit-content">
-				{t("investment.refresh")}
-			</Button>
-
 			<FormProvider {...form}>
 				<IncomePeriodForm
 					key={props.formRevision}
@@ -63,32 +50,6 @@ const AccountIncomePageLoaded: FC<LoadedProps> = (props) => {
 				/>
 			</FormProvider>

-			{!!refreshing && (
-				<Group aria-label={t("income.refreshing")} gap="xs" role="status">
-					<Loader size="sm" />
-
-					<Text>{t("income.refreshing")}</Text>
-				</Group>
-			)}
-
-			{!!refreshError && (
-				<Alert aria-live="polite" color="orange" role="status">
-					<Stack gap="sm">
-						<Text>
-							{t(
-								props.sourceError
-									? "investment.syncFailed"
-									: "income.refreshError",
-							)}
-						</Text>
-
-						<Button onClick={retry} variant="default">
-							{t("income.retry")}
-						</Button>
-					</Stack>
-				</Alert>
-			)}
-
 			<AccountIncomePageLoadedSummary {...props} />

 			<Alert color="blue">{t("income.taxBoundary")}</Alert>
@@ -346,7 +346,7 @@ describe("AccountOperationsPage", () => {
 					</MantineProvider>
 				</QueryClientProvider>,
 			);
-			await screen.findByRole("button", { name: "Повторить" });
+			await screen.findByRole("button", { name: "Сбросить" });
 			fireEvent.click(screen.getByRole("button", { name: "Сбросить" }));
 			await screen.findByLabelText("Период");
 			expect(screen.getByLabelText("URL")).toBeEmptyDOMElement();
@@ -484,7 +484,9 @@ describe("AccountOperationsPage", () => {
 		);
 		renderPage();
 		expect(
-			await screen.findByText("Не удалось загрузить журнал"),
+			await screen.findByText("Не удалось загрузить журнал", undefined, {
+				timeout: 4000,
+			}),
 		).toBeInTheDocument();
 	});
 });
@@ -520,7 +522,7 @@ it("keeps UTC operation boundaries in GET and source sync requests", async () =>
 		}),
 	);
 	renderPage("?from=2024-02-29&to=2024-03-01&categories=trade");
-	const retry = await screen.findByRole("button", { name: "Повторить" });
+	await screen.findByRole("button", { name: "Сбросить" });
 	expect(requested).toEqual([
 		{
 			categories: "trade",
@@ -530,19 +532,6 @@ it("keeps UTC operation boundaries in GET and source sync requests", async () =>
 		},
 	]);
 	expect(syncRequests).toEqual([]);
-	fireEvent.click(retry);
-	await waitFor(() =>
-		expect(syncRequests).toEqual([
-			{
-				accountId: "account-1",
-				categories: ["trade"],
-				from: "2024-02-29T00:00:00.000Z",
-				limit: 100,
-				screen: "operations",
-				to: "2024-03-01T23:59:59.999Z",
-			},
-		]),
-	);
 });

 it("does not label incomplete empty operations as a confirmed empty period", async () => {
@@ -595,7 +584,6 @@ it("recovers an invalid cursor at the first page without clearing applied filter
 	);
 	renderPage("?from=2026-08-01&to=2026-08-14&categories=trade");
 	fireEvent.click(await screen.findByRole("button", { name: "Далее" }));
-	fireEvent.click(await screen.findByRole("button", { name: "Повторить" }));
 	await waitFor(() => expect(searches).toHaveLength(3));
 	assert.isDefined(searches[0]);
 	assert.isDefined(searches[2]);
@@ -11,7 +11,7 @@ import {
 } from "@/entities/broker-operation";
 import { useScreenSync } from "@/features/tbank-connection";
 import { ApiErrorCode, apiErrorCode, isApiErrorCode } from "@/shared/api";
-import { isValidPeriod, useUrlPeriod } from "@/shared/lib";
+import { isValidPeriod, useInitialAvailability, useUrlPeriod } from "@/shared/lib";

 const operationCategorySet = new Set<string>(operationCategories);

@@ -24,7 +24,6 @@ type AccountOperationsPageViewModel
 		hasPrevious: boolean;
 		historyLoading?: boolean;
 		items: BrokerageOperation[];
-		lastSuccessfulAt?: null | string;
 		onApply: () => void;
 		onCategoriesChange: (value: string[]) => void;
 		onNext: () => void;
@@ -32,13 +31,9 @@ type AccountOperationsPageViewModel
 		onPrevious: () => void;
 		onReset: () => void;
 		partial?: boolean;
-		refreshError?: boolean;
-		refreshing?: boolean;
-		retry?: () => void;
-		sourceError?: boolean;
 		state: "loaded";
 	}
-	| { onReset: () => void; retry: () => void; state: "error" }
+	| { onReset: () => void; state: "error" }
 	| { state: "loading" };

 const useAccountOperationsPageVm = (): AccountOperationsPageViewModel => {
@@ -85,19 +80,28 @@ const useAccountOperationsPageVm = (): AccountOperationsPageViewModel => {
 		history.reset();
 	}

-	const sync = useScreenSync(
+	useScreenSync(
 		{ accountId, screen: "operations", ...firstPageQuery },
 		[operations],
 	);

-	if (operations.isLoading) return { state: "loading" };
+	const availability = useInitialAvailability({
+		hasContent: !!operations.data,
+		identity: scope,
+		isError: operations.isError || operations.meta?.sync.state === "failed",
+		isFetching: operations.isFetching,
+	});
+
+	if (availability === "loading" && operations.isLoading)
+		return { state: "loading" };
+
+	if (history.isRecoveringInvalidCursor)
+		return { state: "loading" };

 	const resetQueryKey = brokerageOperationsQueryOptions(accountId, {
 		limit: 100,
 	}).queryKey;

-	const retry = () => history.retry(sync.retry);
-
 	const onReset = () => {
 		setDraftPeriod([null, null]);
 		setDraftCategories([]);
@@ -106,16 +110,22 @@ const useAccountOperationsPageVm = (): AccountOperationsPageViewModel => {
 		void queryClient.invalidateQueries({ queryKey: resetQueryKey });
 	};

+	const isInvalidCursor = isApiErrorCode(
+		apiErrorCode(operations.error),
+		ApiErrorCode.InvalidOperationsCursor,
+	);
+
 	if (
-		(operations.isError || operations.meta?.sync.state === "failed")
-		&& (!operations.data
-			|| isApiErrorCode(
-				apiErrorCode(operations.error),
-				ApiErrorCode.InvalidOperationsCursor,
-			))
+		(isInvalidCursor || !operations.data)
+		&& (operations.isError || operations.meta?.sync.state === "failed")
 	)
-		return { onReset, retry, state: "error" };
-	if (!operations.data) return { state: "loading" };
+		return { onReset, state: "error" };
+
+	if (!operations.data)
+		return availability === "unavailable"
+			? { onReset, state: "error" }
+			: { state: "loading" };
+
 	const nextCursor = operations.data.nextCursor;

 	const isDirty
@@ -133,7 +143,6 @@ const useAccountOperationsPageVm = (): AccountOperationsPageViewModel => {
 			operations.meta?.coverage?.historyState === "loading"
 			|| operations.meta?.coverage?.historyState === "partial",
 		items: operations.data.items,
-		lastSuccessfulAt: operations.meta?.lastSuccessfulAt,
 		onApply: () => {
 			if (!isValidPeriod(draftFrom, draftTo)) return;
 			setSearchParameters({
@@ -155,10 +164,6 @@ const useAccountOperationsPageVm = (): AccountOperationsPageViewModel => {
 		onPrevious: history.onPrevious,
 		onReset,
 		partial: operations.meta?.availability !== "complete",
-		refreshError: operations.isError || sync.sourceError || sync.transportError,
-		refreshing: operations.isFetching || sync.refreshing,
-		retry,
-		sourceError: sync.sourceError,
 		state: "loaded",
 	};
 };
@@ -1,6 +1,6 @@
 import type { FC } from "react";

-import { Button, Group } from "@mantine/core";
+import { Button } from "@mantine/core";
 import { StateView } from "@wealthledger/ui";
 import { useTranslation } from "react-i18next";

@@ -14,21 +14,15 @@ type AccountOperationsPageErrorProps = Extract<
 const AccountOperationsPageError: FC<AccountOperationsPageErrorProps> = (
 	props,
 ) => {
-	const { retry } = props;
 	const { t } = useTranslation();

 	return (
 		<StateView
 			action={(
-				<Group>
-					<Button onClick={retry}>{t("ledger.retry")}</Button>
-
-					<Button onClick={props.onReset} variant="default">
-						{t("ledger.reset")}
-					</Button>
-				</Group>
+				<Button onClick={props.onReset} variant="default">
+					{t("ledger.reset")}
+				</Button>
 			)}
-			error
 			text={t("ledger.errorText")}
 			title={t("ledger.errorTitle")}
 		/>
@@ -5,7 +5,6 @@ import {
 	Button,
 	Group,
 	MultiSelect,
-	Progress,
 	Stack,
 	Title,
 } from "@mantine/core";
@@ -14,7 +13,6 @@ import { StateView } from "@wealthledger/ui";
 import { useTranslation } from "react-i18next";

 import { LedgerEntryRow, operationCategories } from "@/entities/broker-operation";
-import { SourceSyncStatus } from "@/shared/ui";

 import type { AccountOperationsPageViewModel } from "../AccountOperationsPage.vm";

@@ -62,34 +60,12 @@ const AccountOperationsPageLoaded: FC<AccountOperationsPageLoadedProps> = (

 	return (
 		<Stack gap="lg">
-			<SourceSyncStatus lastSuccessfulAt={props.lastSuccessfulAt} />
-
 			<Title order={1}>{t("ledger.title")}</Title>

-			<Button disabled={props.refreshing} onClick={props.retry} w="fit-content">
-				{t("investment.refresh")}
-			</Button>
-
 			{!!props.partial && <Alert role="status">{t("investment.partial")}</Alert>}

 			{!!props.historyLoading && <Alert>{t("investment.history")}</Alert>}

-			{!!props.refreshing && <Progress animated aria-label={t("accounts.refreshing")} value={100} />}
-
-			{!!props.refreshError && (
-				<Alert aria-live="polite" color="yellow" role="status">
-					{t(
-						props.sourceError
-							? "investment.syncFailed"
-							: "accounts.refreshError",
-					)}
-
-					<Button onClick={props.retry} variant="subtle">
-						{t("accounts.retry")}
-					</Button>
-				</Alert>
-			)}
-
 			<Group align="end">
 				<DatePickerInput
 					allowSingleDateInRange
@@ -10,20 +10,18 @@ const RECENT_EVENTS_LIMIT = 5;

 type AccountPageIncomeSummary
 	= | {
-		lastSuccessfulAt?: null | string;
-		refreshError?: boolean;
-		stale?: boolean;
-		state: "loaded";
-		summary: IncomeSummary;
-		to: string;
-	}
-	| { retry: () => Promise<unknown> | undefined; state: "error"; to: string }
-	| {
 		state: "empty"
 			| "loading"
 			| "partial";
 		to: string;
-	};
+	}
+	| { state: "error"; to: string }
+	| {
+		state: "loaded";
+		summary: IncomeSummary;
+		to: string;
+	}
+	;

 type AccountPageRecentEvents = BrokerageEventsPreviewState;

@@ -57,20 +55,16 @@ type PreviewResource<T> = {
 function toIncomeSummary(
 	accountId: string | undefined,
 	income: PreviewResource<IncomeSummary>,
-	retry: () => Promise<unknown>,
 ): AccountPageIncomeSummary {
 	const to = `/accounts/${accountId}/income`;
 	if (!income.data && !income.isError && income.meta?.sync.state !== "failed")
 		return { state: "loading", to };
 	if (income.meta?.availability === "partial") return { state: "partial", to };
 	if (!income.data && (income.isError || income.meta?.sync.state === "failed"))
-		return { retry, state: "error", to };
+		return { state: "error", to };
 	if (!income.data?.totalsByCurrency.length) return { state: "empty", to };

 	return {
-		lastSuccessfulAt: income.meta?.lastSuccessfulAt,
-		refreshError: income.isError || income.meta?.sync.state === "failed",
-		stale: income.meta?.freshness === "stale",
 		state: "loaded",
 		summary: income.data,
 		to,
@@ -97,9 +91,6 @@ function toRecentEvents(

 	return {
 		items,
-		lastSuccessfulAt: events.meta?.lastSuccessfulAt,
-		refreshError: events.isError || events.meta?.sync.state === "failed",
-		stale: events.meta?.freshness === "stale",
 		state: "loaded",
 		to,
 	};
@@ -1,7 +1,6 @@
 import { MantineProvider } from "@mantine/core";
 import { type QueryClient, QueryClientProvider } from "@tanstack/react-query";
 import {
-	fireEvent,
 	render,
 	screen,
 	waitFor,
@@ -261,7 +260,7 @@ describe("AccountPage states", () => {
 	it.each(["NOT_FOUND", "TBANK_NOT_CONNECTED", "INVALID_TBANK_TOKEN"])(
 		"does not offer retry without cached data for %s",
 		(code) => {
-			renderPage(<AccountPageError code={code} retry={vi.fn()} />);
+			renderPage(<AccountPageError code={code} />);
 			expect(
 				screen.queryByRole("button", { name: "Повторить" }),
 			).not.toBeInTheDocument();
@@ -274,12 +273,16 @@ describe("AccountPage states", () => {
 		},
 	);

-	it.each(["TBANK_UNAVAILABLE", "UNKNOWN"])("allows retry for %s", (code) => {
-		const retry = vi.fn();
-		renderPage(<AccountPageError code={code} retry={retry} />);
-		fireEvent.click(screen.getByRole("button", { name: "Повторить" }));
-		expect(retry).toHaveBeenCalledOnce();
-	});
+	it.each(["TBANK_UNAVAILABLE", "UNKNOWN"])(
+		"shows neutral unavailable without retry for %s",
+		(code) => {
+			renderPage(<AccountPageError code={code} />);
+			expect(screen.getByRole("heading", { name: "Пока недоступно" }))
+				.toBeInTheDocument();
+			expect(screen.queryByRole("button", { name: "Повторить" }))
+				.not.toBeInTheDocument();
+		},
+	);

 	it("shows supplied cash separately without adding currency instruments or recalculating totals", () => {
 		renderPage(
@@ -405,11 +408,9 @@ describe("AccountPage states", () => {
 		expect(
 			screen.getByRole("heading", { level: 1, name: "Портфель" }),
 		).toBeInTheDocument();
-		expect(
-			screen.getByText(
-				"T-Bank временно недоступен. Показан последний успешный снимок.",
-			),
-		).toBeInTheDocument();
+		expect(screen.queryByText(/T-Bank временно недоступен/))
+			.not.toBeInTheDocument();
+		expect(screen.queryByText(/Данные получены/)).not.toBeInTheDocument();
 		expect(screen.getByRole("button", { name: "Акции" })).toBeInTheDocument();
 		expect(
 			screen.getByRole("button", { name: "Облигации" }),
@@ -573,7 +574,7 @@ describe("AccountPage states", () => {
 		);

 		expect(
-			screen.getByText("Не удалось загрузить последние события."),
+			screen.getByText("Пока недоступно"),
 		).toBeInTheDocument();
 		expect(screen.getByText("Вторая")).toBeInTheDocument();
 	});
@@ -742,13 +743,13 @@ describe("AccountPage states", () => {
 		);

 		expect(
-			screen.getByText("Не удалось загрузить будущие события."),
+			screen.getByText("Данные появятся здесь, когда чтение восстановится."),
 		).toBeInTheDocument();
 		expect(screen.getByText("Вторая")).toBeInTheDocument();
 	});

 	it.each([503])(
-		"preserves totals and UTC snapshot through refresh error %i, retry and success",
+		"preserves totals quietly through refresh error %i and success",
 		async (status) => {
 			const initialPortfolio: Portfolio
 				= {
@@ -821,40 +822,30 @@ describe("AccountPage states", () => {
 			});

 			expect(structure).toHaveTextContent("10 ₽");
-			const snapshotText = screen.getByText(/Данные получены/).textContent;
-			expect(snapshotText).toContain("10:00");
+			expect(screen.queryByText(/Данные получены/)).not.toBeInTheDocument();
 			void queryClient.invalidateQueries({
 				queryKey: portfolioQueryOptions("account-1").queryKey,
 			});

-			expect(
-				await screen.findByText(
-					"Не удалось обновить портфель. Показан последний полученный снимок.",
-				),
-			).toBeInTheDocument();
-			expect(
-				screen.getByText(
-					"T-Bank временно недоступен. Показан последний успешный снимок.",
-				),
-			).toBeInTheDocument();
+			await waitFor(() => expect(requestCount).toBe(2));
+			expect(screen.queryByText(/Не удалось обновить портфель/))
+				.not.toBeInTheDocument();
+			expect(screen.queryByText(/T-Bank временно недоступен/))
+				.not.toBeInTheDocument();
 			expect(screen.getByText("Вторая")).toBeInTheDocument();
 			expect(
 				screen.getAllByRole("definition").map(node => node.textContent),
 			).toEqual(["1 234,5 ₽", "0,5 $"]);
-			// eslint-disable-next-line jest-dom/prefer-to-have-text-content -- The cached timestamp must remain exactly unchanged.
-			expect(screen.getByText(/Данные получены/).textContent).toBe(
-				snapshotText,
-			);
-			fireEvent.click(screen.getByRole("button", { name: "Повторить" }));
+			expect(screen.queryByRole("button", { name: "Повторить" }))
+				.not.toBeInTheDocument();
+			void queryClient.invalidateQueries({
+				queryKey: portfolioQueryOptions("account-1").queryKey,
+			});
 			await waitFor(() => expect(requestCount).toBe(3));
 			expect(structure).toHaveTextContent("10 ₽");
 			expect(
 				screen.getAllByRole("definition").map(node => node.textContent),
 			).toEqual(["1 234,5 ₽", "0,5 $"]);
-			// eslint-disable-next-line jest-dom/prefer-to-have-text-content -- The cached timestamp must remain exactly unchanged.
-			expect(screen.getByText(/Данные получены/).textContent).toBe(
-				snapshotText,
-			);
 			resolveRetry?.(
 				HttpResponse.json(
 					resource(
@@ -875,7 +866,7 @@ describe("AccountPage states", () => {
 					screen.getAllByRole("definition").map(node => node.textContent),
 				).toEqual(["-0,5 $", "2,50 €"]),
 			);
-			expect(screen.getByText(/Данные получены/)).toHaveTextContent("11:30");
+			expect(screen.queryByText(/Данные получены/)).not.toBeInTheDocument();
 			expect(structure).not.toHaveTextContent("10 ₽");
 			expect(structure).toHaveTextContent("Нет положительной стоимости");
 			expect(
@@ -916,13 +907,12 @@ describe("AccountPage states", () => {
 		expect(
 			screen.getAllByRole("definition").map(node => node.textContent),
 		).toEqual(["1 234,5 ₽", "0,5 $"]);
-		expect(screen.getByText(/Данные получены/)).toHaveTextContent("10:00");
+		expect(screen.queryByText(/Данные получены/)).not.toBeInTheDocument();
 		expect(
 			screen.queryByRole("status", { name: "Загрузка" }),
 		).not.toBeInTheDocument();
-		expect(
-			screen.getByRole("status", { name: "Обновляем портфель" }),
-		).toBeInTheDocument();
+		expect(screen.queryByRole("status", { name: "Обновляем портфель" }))
+			.not.toBeInTheDocument();

 		resolveRefresh?.(HttpResponse.json(resource(portfolio)));
 	});
@@ -18,10 +18,6 @@ const AccountPage: FC = () => {
 				incomeSummary={viewModel.incomeSummary}
 				recentEvents={viewModel.recentEvents}
 				recentOperations={viewModel.recentOperations}
-				refreshError={viewModel.refreshError}
-				refreshing={viewModel.refreshing}
-				retry={viewModel.retry}
-				sourceError={viewModel.sourceError}
 			/>
 		);

@@ -35,10 +31,6 @@ const AccountPage: FC = () => {
 			positionSections={viewModel.positionSections}
 			recentEvents={viewModel.recentEvents}
 			recentOperations={viewModel.recentOperations}
-			refreshError={viewModel.refreshError}
-			refreshing={viewModel.refreshing}
-			retry={viewModel.retry}
-			sourceError={viewModel.sourceError}
 		/>
 	);
 };
@@ -1,7 +1,7 @@
 import type { FC, PropsWithChildren } from "react";

 import { MantineProvider } from "@mantine/core";
-import { act, renderHook, waitFor } from "@testing-library/react";
+import { renderHook, waitFor } from "@testing-library/react";
 import { http, HttpResponse } from "msw";
 import { MemoryRouter, Route, Routes } from "react-router";
 import { describe, expect, it, vi } from "vitest";
@@ -147,10 +147,10 @@ describe("useAccountPageViewModel", () => {
 				HttpResponse.json(resource(portfolio)),
 			),
 			http.get("*/api/v1/brokerage-accounts/:accountId/operations", () =>
-				HttpResponse.json({ code: "TBANK_UNAVAILABLE" }, { status: 503 }),
+				HttpResponse.json({ code: "DEMO_FAILURE" }, { status: 400 }),
 			),
 			http.get("*/api/v1/brokerage-accounts/:accountId/events", () =>
-				HttpResponse.json({ code: "MOEX_UNAVAILABLE" }, { status: 503 }),
+				HttpResponse.json({ code: "DEMO_FAILURE" }, { status: 400 }),
 			),
 		);

@@ -208,7 +208,7 @@ it("keeps overview sections independent when their source data is incomplete", a
 	);
 });

-it("refreshes every overview section through one account descriptor and observational reads", async () => {
+it("keeps overview sections loaded without exposing technical retry", async () => {
 	configureTestAuth();

 	const sections: Record<string, unknown>
@@ -219,48 +219,17 @@ it("refreshes every overview section through one account descriptor and observat
 			portfolio,
 		};

-	const observed: string[] = [];
-	const scopes: unknown[] = [];
-	let version = "1";
 	server.use(
 		...Object.entries(sections).map(([path, data]) =>
 			http.get(
 				`*/api/v1/brokerage-accounts/:accountId/${path}`,
-				({ request }) => {
-					if (new URL(request.url).searchParams.get("sync") === "observe")
-						observed.push(path);
-
+				() => {
 					return HttpResponse.json(
-						resource(data, { dataRevision: version, resourceKey: path }),
+						resource(data, { dataRevision: "1", resourceKey: path }),
 					);
 				},
 			),
 		),
-		http.post("*/api/v1/tbank-sync", async ({ request }) => {
-			scopes.push(await request.json());
-			version = "2";
-
-			return HttpResponse.json(
-				{
-					id: "overview",
-					now: "2026-09-25T00:00:00Z",
-					scope: { accountId: "account-1", screen: "account" },
-				},
-				{ status: 202 },
-			);
-		}),
-		http.get("*/api/v1/tbank-sync/:id", () =>
-
-			HttpResponse.json(
-				{
-					errorCode: null,
-					id: "overview",
-					now: "2026-09-25T00:00:00Z",
-					scope: null,
-					state: "succeeded",
-				},
-			),
-		),
 	);

 	const { result } = renderHook(() => useAccountPageViewModel(), {
@@ -275,11 +244,5 @@ it("refreshes every overview section through one account descriptor and observat
 			state: "loaded",
 		}),
 	);
-	await act(async () => {
-		if (result.current.state === "loaded") await result.current.retry();
-	});
-	await waitFor(() =>
-		expect(new Set(observed)).toEqual(new Set(Object.keys(sections))),
-	);
-	expect(scopes).toEqual([{ accountId: "account-1", screen: "account" }]);
+	expect(result.current).not.toHaveProperty("retry");
 });
@@ -13,7 +13,8 @@ import {
 import { useIncomeSummary } from "@/entities/income";
 import { usePortfolio } from "@/entities/portfolio";
 import { useScreenSync } from "@/features/tbank-connection";
-import { apiErrorCode } from "@/shared/api";
+import { ApiErrorCode, apiErrorCode, isApiErrorCode } from "@/shared/api";
+import { useInitialAvailability } from "@/shared/lib";

 import {
 	type AccountPagePositionSection,
@@ -35,10 +36,6 @@ type AccountPageContent = {
 	partial?: boolean;
 	recentEvents: AccountPageRecentEvents;
 	recentOperations: AccountPageRecentOperations;
-	refreshError: boolean;
-	refreshing: boolean;
-	retry: () => Promise<unknown> | undefined;
-	sourceError?: boolean;
 };

 type AccountPageEmptyViewModel = AccountPageContent & {
@@ -54,9 +51,16 @@ type AccountPageLoadedViewModel = AccountPageContent & {
 type AccountPageViewModel
 	= | AccountPageEmptyViewModel
 		| AccountPageLoadedViewModel
-		| { code?: string; retry: () => Promise<unknown> | undefined; state: "error" }
+		| { code?: string; state: "error" }
 		| { state: "loading" };

+function isPortfolioAccessFailure(code?: string) {
+	return isApiErrorCode(code, ApiErrorCode.Forbidden)
+		|| isApiErrorCode(code, ApiErrorCode.InvalidTbankToken)
+		|| isApiErrorCode(code, ApiErrorCode.NotFound)
+		|| isApiErrorCode(code, ApiErrorCode.TbankNotConnected);
+}
+
 function useAccountPageViewModel(): AccountPageViewModel {
 	const { accountId } = useParams();
 	const portfolio = usePortfolio(accountId);
@@ -69,7 +73,7 @@ function useAccountPageViewModel(): AccountPageViewModel {
 	const income = useIncomeSummary(accountId);
 	const accounts = useBrokerageAccounts();

-	const sync = useScreenSync({ accountId, screen: "account" }, [
+	useScreenSync({ accountId, screen: "account" }, [
 		accounts,
 		portfolio,
 		operations,
@@ -77,32 +81,28 @@ function useAccountPageViewModel(): AccountPageViewModel {
 		income,
 	]);

-	if (!portfolio.data) {
-		if (portfolio.isError || portfolio.meta?.sync.state === "failed")
-			return {
-				code: apiErrorCode(portfolio.error),
-				retry: sync.retry,
-				state: "error" as const,
-			};
+	const code = apiErrorCode(portfolio.error);
+	const isAccessFailure = isPortfolioAccessFailure(code);

-		return { state: "loading" as const };
-	}
+	const availability = useInitialAvailability({
+		hasContent: !!portfolio.data,
+		identity: accountId ?? "account",
+		isError: portfolio.isError || portfolio.meta?.sync.state === "failed",
+		isFetching: portfolio.isFetching,
+	});
+
+	if (isAccessFailure) return { code, state: "error" as const };
+
+	if (!portfolio.data)
+		return {
+			state: availability === "unavailable" ? "error" : "loading",
+		} as const;

 	const account = accounts.data?.find(item => item.id === accountId);
 	const recentOperations = toRecentOperations(accountId, operations);
 	const recentEvents = toRecentEvents(accountId, events);

-	const incomeSummary = toIncomeSummary(
-		accountId, income, () => income.refetch(),
-	);
-
-	const refresh = {
-		partial: portfolio.meta?.availability === "partial",
-		refreshError: portfolio.isError || sync.transportError || sync.sourceError,
-		refreshing: portfolio.isFetching || sync.refreshing,
-		retry: sync.retry,
-		sourceError: sync.sourceError,
-	};
+	const incomeSummary = toIncomeSummary(accountId, income);

 	if (
 		portfolio.meta?.availability === "complete"
@@ -116,19 +116,20 @@ function useAccountPageViewModel(): AccountPageViewModel {
 			recentEvents,
 			recentOperations,
 			state: "empty" as const,
-			...refresh,
 		};

+	const isPartial = portfolio.meta?.availability === "partial";
+
 	return {
 		account,
 		accountId,
 		incomeSummary,
+		partial: isPartial,
 		portfolio: portfolio.data,
 		positionSections: toAccountPagePositionSections(portfolio.data),
 		recentEvents,
 		recentOperations,
 		state: "loaded" as const,
-		...refresh,
 	};
 }

@@ -7,7 +7,6 @@ import { useTranslation } from "react-i18next";
 import type { BrokerageAccount } from "@/entities/brokerage-account";

 import { BrokerageEventsPreview } from "@/entities/brokerage-event";
-import { InvestmentRefreshState } from "@/features/tbank-connection";

 import type {
 	AccountPageIncomeSummary,
@@ -26,10 +25,6 @@ type AccountPageEmptyProps = {
 	incomeSummary?: AccountPageIncomeSummary;
 	recentEvents: AccountPageRecentEvents;
 	recentOperations: AccountPageRecentOperations;
-	refreshError?: boolean;
-	refreshing?: boolean;
-	retry?: () => void;
-	sourceError?: boolean;
 };

 const AccountPageEmpty: FC<AccountPageEmptyProps> = (props) => {
@@ -45,14 +40,6 @@ const AccountPageEmpty: FC<AccountPageEmptyProps> = (props) => {
 		<Stack>
 			<AccountHeading account={props.account} accountId={props.accountId} />

-			<InvestmentRefreshState
-				labelScope="portfolio"
-				refreshError={props.refreshError ?? false}
-				refreshing={props.refreshing ?? false}
-				retry={props.retry}
-				sourceError={props.sourceError}
-			/>
-
 			<StateView text={text} title={t("portfolio.emptyTitle")} />

 			<PortfolioStructure
@@ -7,10 +7,10 @@ import { Link } from "react-router";

 import { ApiErrorCode, isApiErrorCode } from "@/shared/api";

-type AccountPageErrorProps = { code?: string; retry: () => void };
+type AccountPageErrorProps = { code?: string };

 const AccountPageError: FC<AccountPageErrorProps> = (props) => {
-	const { code, retry } = props;
+	const { code } = props;
 	const { t } = useTranslation();
 	if (isApiErrorCode(code, ApiErrorCode.NotFound))
 		return (
@@ -25,6 +25,7 @@ const AccountPageError: FC<AccountPageErrorProps> = (props) => {
 				title={t("portfolio.accountUnavailableTitle")}
 			/>
 		);
+
 	if (
 		isApiErrorCode(code, ApiErrorCode.TbankNotConnected)
 		|| isApiErrorCode(code, ApiErrorCode.InvalidTbankToken)
@@ -41,22 +42,11 @@ const AccountPageError: FC<AccountPageErrorProps> = (props) => {
 				title={t("portfolio.connectionErrorTitle")}
 			/>
 		);
-	if (isApiErrorCode(code, ApiErrorCode.TbankUnavailable))
-		return (
-			<StateView
-				action={<Button onClick={retry}>{t("accounts.retry")}</Button>}
-				error
-				text={t("accounts.unavailableText")}
-				title={t("accounts.unavailableTitle")}
-			/>
-		);

 	return (
 		<StateView
-			action={<Button onClick={retry}>{t("accounts.retry")}</Button>}
-			error
-			text={t("states.errorText")}
-			title={t("states.errorTitle")}
+			text={t("states.unavailableText")}
+			title={t("states.unavailableTitle")}
 		/>
 	);
 };
@@ -1,14 +1,12 @@
 import type { FC } from "react";

-import { Accordion, Alert, Stack, Text } from "@mantine/core";
+import { Accordion, Alert, Stack } from "@mantine/core";
 import { useTranslation } from "react-i18next";

 import type { BrokerageAccount } from "@/entities/brokerage-account";
 import type { Portfolio } from "@/entities/portfolio";

 import { BrokerageEventsPreview } from "@/entities/brokerage-event";
-import { InvestmentRefreshState } from "@/features/tbank-connection";
-import { formatSnapshotTime } from "@/shared/lib";

 import type { AccountPagePositionSection } from "../../../model/positions";
 import type {
@@ -34,10 +32,6 @@ type AccountPageLoadedProps = {
 	positionSections: AccountPagePositionSection[];
 	recentEvents: AccountPageRecentEvents;
 	recentOperations: AccountPageRecentOperations;
-	refreshError?: boolean;
-	refreshing?: boolean;
-	retry?: () => void;
-	sourceError?: boolean;
 };

 const AccountPageLoaded: FC<AccountPageLoadedProps> = (props) => {
@@ -55,27 +49,6 @@ const AccountPageLoaded: FC<AccountPageLoadedProps> = (props) => {
 		<Stack gap="lg">
 			<AccountHeading account={props.account} accountId={props.accountId} />

-			<InvestmentRefreshState
-				labelScope="portfolio"
-				refreshError={props.refreshError ?? false}
-				refreshing={props.refreshing ?? false}
-				retry={props.retry}
-				sourceError={props.sourceError}
-			/>
-
-			{!!props.portfolio.isStale && <Alert color="blue">{t("portfolio.staleWarning")}</Alert>}
-
-			<Text c="dimmed" size="sm">
-				{t(
-					props.accountId === "all"
-						? "portfolio.allUpdatedAt"
-						: "portfolio.updatedAt",
-					{
-						date: formatSnapshotTime(props.portfolio.lastSuccessfulAt),
-					},
-				)}
-			</Text>
-
 			{props.partial
 				? <Alert role="status">{t("investment.partial")}</Alert>
 				: <CurrencyCards amounts={props.portfolio.totalsByCurrency} />}
@@ -8,30 +8,30 @@ import { Link } from "react-router";
 import type { IncomeSummary as IncomeSummaryData } from "@/entities/income";

 import { formatMoney } from "@/shared/lib";
-import { SourceSyncStatus } from "@/shared/ui";

 type IncomeSummaryProps
 	= | {
-		lastSuccessfulAt?: null | string;
-		refreshError?: boolean;
-		stale?: boolean;
+		state: "empty";
+		to: string;
+	}
+	| { state: "error"; to: string }
+	| {
 		state: "loaded";
 		summary: IncomeSummaryData;
 		to: string;
 	}
-	| { retry: () => void; state: "error"; to: string }
-	| { state: "empty"; to: string }
-	| { state: "loading"; to: string }
-	| { state: "partial"; to: string };
+	| {
+		state: "loading";
+		to: string;
+	}
+	| {
+		state: "partial";
+		to: string;
+	};

 const IncomeSummary: FC<IncomeSummaryProps> = (props) => {
 	const { t } = useTranslation();

-	const errorText
-		= props.state === "loaded" && props.refreshError
-			? t("income.refreshError")
-			: null;
-
 	if (props.state === "loading" || props.state === "partial")
 		return (
 			<Text c="dimmed" role="status">
@@ -45,9 +45,6 @@ const IncomeSummary: FC<IncomeSummaryProps> = (props) => {
 	if (props.state === "error")
 		return (
 			<StateView
-				action={
-					<Button onClick={props.retry}>{t("income.summaryRetry")}</Button>
-				}
 				error
 				text={t("income.errorText")}
 				title={t("income.summaryError")}
@@ -66,12 +63,6 @@ const IncomeSummary: FC<IncomeSummaryProps> = (props) => {

 	return (
 		<Stack gap="xs">
-			<SourceSyncStatus
-				errorText={errorText}
-				lastSuccessfulAt={props.lastSuccessfulAt}
-				stale={props.stale}
-			/>
-
 			{props.summary.totalsByCurrency.map(total => (
 				<Paper key={total.currency} p="sm" withBorder>
 					<Text fw={700}>{formatMoney(total.total)}</Text>
@@ -1,12 +1,11 @@
 import type { FC } from "react";

-import { Alert, Button, Skeleton, Stack, Text } from "@mantine/core";
+import { Button, Skeleton, Stack, Text } from "@mantine/core";
 import { LoadingSkeleton } from "@wealthledger/ui";
 import { useTranslation } from "react-i18next";
 import { Link } from "react-router";

 import { LedgerEntryRow } from "@/entities/broker-operation";
-import { SourceSyncStatus } from "@/shared/ui";

 import type { AccountPageRecentOperations } from "../../../model/previews";

@@ -18,28 +17,15 @@ const RecentOperations: FC<RecentOperationsProps> = (props) => {
 	const { t } = useTranslation();
 	const { operations } = props;

-	const errorText
-		= operations.state === "loaded" && operations.refreshError
-			? t("accounts.refreshError")
-			: null;
-
 	return (
 		<Stack gap="sm">
-			{operations.state === "loaded" && (
-				<SourceSyncStatus
-					errorText={errorText}
-					lastSuccessfulAt={operations.lastSuccessfulAt}
-					stale={operations.stale}
-				/>
-			)}
-
 			{operations.state === "loading" && (
 				<LoadingSkeleton label={t("ledger.recentLoading")}>
 					{["first", "second", "third"].map(placeholder => <Skeleton height={48} key={placeholder} radius="sm" />)}
 				</LoadingSkeleton>
 			)}

-			{operations.state === "error" && <Alert color="red">{t("ledger.recentError")}</Alert>}
+			{operations.state === "error" && <Text c="dimmed">{t("states.unavailableTitle")}</Text>}

 			{operations.state === "empty" && <Text c="dimmed">{t("ledger.recentEmpty")}</Text>}

@@ -1,6 +1,6 @@
 import { MantineProvider } from "@mantine/core";
 import { type QueryClient, QueryClientProvider } from "@tanstack/react-query";
-import { fireEvent, render, screen, waitFor } from "@testing-library/react";
+import { render, screen, waitFor } from "@testing-library/react";
 import { http, HttpResponse } from "msw";
 import { MemoryRouter } from "react-router";
 import { describe, expect, it, vi } from "vitest";
@@ -58,10 +58,11 @@ describe("AccountsPage", () => {
 			}),
 		);
 		renderPage(createTestQueryClient());
-		fireEvent.click(await screen.findByRole("button", { name: "Повторить" }));
-		expect(await screen.findByText(account.name)).toBeVisible();
+		expect(await screen.findByText(account.name, undefined, {
+			timeout: 4000,
+		})).toBeVisible();

-		expect(modes).toEqual([null, "observe"]);
+		expect(modes).toEqual([null, null]);
 	});
 	it.each([
 		["loading", AccountsPageLoading, "status"],
@@ -81,17 +82,16 @@ describe("AccountsPage", () => {
 			).toBeInTheDocument();
 	});

-	it("routes connection errors to settings and keeps retry available", () => {
-		const retry = vi.fn();
+	it("routes connection errors to settings without technical retry", () => {
 		render(
 			<MantineProvider>
 				<MemoryRouter>
-					<AccountsPageError code="TBANK_UNAVAILABLE" retry={retry} />
+					<AccountsPageError code="TBANK_NOT_CONNECTED" />
 				</MemoryRouter>
 			</MantineProvider>,
 		);
-		fireEvent.click(screen.getByRole("button", { name: "Повторить" }));
-		expect(retry).toHaveBeenCalledOnce();
+		expect(screen.queryByRole("button", { name: "Повторить" }))
+			.not.toBeInTheDocument();
 		expect(
 			screen.getByRole("link", { name: "Открыть настройки T-Bank" }),
 		).toHaveAttribute("href", "/settings");
@@ -123,14 +123,13 @@ describe("AccountsPage", () => {

 		await waitFor(() => expect(requestCount).toBe(2));
 		expect(screen.getByText(account.name)).toBeInTheDocument();
-		expect(
-			screen.getByRole("status", { name: "Обновляем данные" }),
-		).toBeInTheDocument();
+		expect(screen.queryByRole("status", { name: "Обновляем данные" }))
+			.not.toBeInTheDocument();

 		resolveRefresh?.(HttpResponse.json(resource([account])));
 	});

-	it("keeps the cached account list and offers retry after a refresh error", async () => {
+	it("keeps the cached account list quietly after a refresh error", async () => {
 		const requests: unknown[] = [];
 		server.use(
 			http.post("*/api/v1/tbank-sync", async ({ request }) => {
@@ -161,17 +160,15 @@ describe("AccountsPage", () => {
 			queryKey: brokerageAccountsQueryKey,
 		});

-		const warning = await screen.findByText(
-			"Не удалось обновить данные. Показаны последние полученные.",
-		);
-
-		expect(warning).toBeInTheDocument();
+		await waitFor(() => expect(requestCount).toBe(2));
+		expect(
+			screen.queryByText(
+				"Не удалось обновить данные. Показаны последние полученные.",
+			),
+		).not.toBeInTheDocument();
+		expect(screen.queryByRole("button", { name: "Повторить" }))
+			.not.toBeInTheDocument();
 		expect(screen.getByText(account.name)).toBeInTheDocument();
-
-		fireEvent.click(screen.getByRole("button", { name: "Повторить" }));
-		await waitFor(() => expect(requestCount).toBe(3));
-		await waitFor(() => expect(warning).not.toBeInTheDocument());
-		expect(screen.getByText(account.name)).toBeVisible();
 		expect(requests).toEqual([]);
 	});

@@ -194,11 +191,12 @@ describe("AccountsPage", () => {
 			queryKey: brokerageAccountsQueryKey,
 		});

+		await waitFor(() => expect(requestCount).toBe(2));
 		expect(
-			await screen.findByText(
+			screen.queryByText(
 				"Не удалось обновить данные. Показаны последние полученные.",
 			),
-		).toBeInTheDocument();
+		).not.toBeInTheDocument();
 		expect(screen.getByText("Нет инвестиционных счетов")).toBeInTheDocument();
 	});
 });
@@ -226,7 +224,7 @@ it.each(["idle", "failed"] as const)(
 			.not.toBeInTheDocument();
 		if (state === "failed")
 			// eslint-disable-next-line vitest/no-conditional-expect -- Each fixed state has a different observable recovery contract.
-			expect(await screen.findByRole("button", { name: "Повторить" }))
+			expect(await screen.findByRole("heading", { name: "Пока недоступно" }))
 				.toBeVisible();
 		else
 			// eslint-disable-next-line vitest/no-conditional-expect -- Each fixed state has a different observable recovery contract.
@@ -10,25 +10,11 @@ const AccountsPage: FC = () => {
 	const viewModel = useAccountsPageViewModel();
 	if (viewModel.state === "loading") return <AccountsPageLoading />;
 	if (viewModel.state === "error") return <AccountsPageError {...viewModel} />;
-	if (viewModel.state === "empty")
-		return (
-			<AccountsPageEmpty
-				lastSuccessfulAt={viewModel.lastSuccessfulAt}
-				refreshError={viewModel.refreshError}
-				refreshing={viewModel.refreshing}
-				retry={viewModel.retry}
-				sourceError={viewModel.sourceError}
-			/>
-		);
+	if (viewModel.state === "empty") return <AccountsPageEmpty />;

 	return (
 		<AccountsPageLoaded
 			accounts={viewModel.accounts}
-			lastSuccessfulAt={viewModel.lastSuccessfulAt}
-			refreshError={viewModel.refreshError}
-			refreshing={viewModel.refreshing}
-			retry={viewModel.retry}
-			sourceError={viewModel.sourceError}
 		/>
 	);
 };
@@ -1,45 +1,54 @@
 import {
+	type BrokerageAccountCard,
 	brokerageAccountCards,
 	useBrokerageAccounts,
 } from "@/entities/brokerage-account";
 import { useScreenSync } from "@/features/tbank-connection";
-import { apiErrorCode } from "@/shared/api";
+import { ApiErrorCode, apiErrorCode, isApiErrorCode } from "@/shared/api";
+import { useInitialAvailability } from "@/shared/lib";

-function useAccountsPageViewModel() {
+type AccountsPageViewModel
+	= | { accounts: BrokerageAccountCard[]; state: "loaded" }
+		| { code?: string; state: "error" }
+		| { state: "empty" }
+		| { state: "loading" };
+
+function isAccountsAccessFailure(code?: string) {
+	return isApiErrorCode(code, ApiErrorCode.InvalidTbankToken)
+		|| isApiErrorCode(code, ApiErrorCode.TbankNotConnected);
+}
+
+function useAccountsPageViewModel(): AccountsPageViewModel {
 	const accounts = useBrokerageAccounts();
-	const sync = useScreenSync({ screen: "accounts" }, [accounts]);
+	useScreenSync({ screen: "accounts" }, [accounts]);

-	if (
-		!accounts.data
-		|| (accounts.meta?.availability === "partial" && accounts.data.length === 0)
-	) {
-		if (!accounts.isError && accounts.meta?.sync.state !== "failed")
-			return { state: "loading" as const };
+	const code = apiErrorCode(accounts.error);
+	const isAccessFailure = isAccountsAccessFailure(code);

+	const hasResult = !!accounts.data
+		&& !(accounts.meta?.availability === "partial" && accounts.data.length === 0);
+
+	const availability = useInitialAvailability({
+		hasContent: hasResult,
+		identity: "accounts",
+		isError: accounts.isError || accounts.meta?.sync.state === "failed",
+		isFetching: accounts.isFetching,
+	});
+
+	if (isAccessFailure) return { code, state: "error" as const };
+
+	if (!hasResult || !accounts.data)
 		return {
-			code: apiErrorCode(accounts.error),
-			retry: sync.retry,
-			state: "error" as const,
-		};
-	}
-
-	const refresh = {
-		lastSuccessfulAt: accounts.meta?.lastSuccessfulAt,
-		refreshError: accounts.isError || sync.transportError || sync.sourceError,
-		refreshing: accounts.isFetching || sync.refreshing,
-		retry: sync.retry,
-		sourceError: sync.sourceError,
-	};
+			state: availability === "unavailable" ? "error" : "loading",
+		} as const;

 	if (accounts.data.length === 0)
 		return {
-			...refresh,
 			state: "empty" as const,
 		};

 	return {
 		accounts: brokerageAccountCards(accounts.data, accounts.meta?.dependencies),
-		...refresh,
 		state: "loaded" as const,
 	};
 }
@@ -1,26 +1,16 @@
 import type { FC } from "react";

-import { Stack } from "@mantine/core";
 import { StateView } from "@wealthledger/ui";
 import { useTranslation } from "react-i18next";

-import {
-	InvestmentRefreshState,
-	type InvestmentRefreshStateProps,
-} from "@/features/tbank-connection";
-
-const AccountsPageEmpty: FC<InvestmentRefreshStateProps> = (props) => {
+const AccountsPageEmpty: FC = () => {
 	const { t } = useTranslation();

 	return (
-		<Stack>
-			<InvestmentRefreshState {...props} />
-
-			<StateView
-				text={t("accounts.emptyText")}
-				title={t("accounts.emptyTitle")}
-			/>
-		</Stack>
+		<StateView
+			text={t("accounts.emptyText")}
+			title={t("accounts.emptyTitle")}
+		/>
 	);
 };

@@ -1,16 +1,16 @@
 import type { FC } from "react";

-import { Button, Stack } from "@mantine/core";
+import { Button } from "@mantine/core";
 import { StateView } from "@wealthledger/ui";
 import { useTranslation } from "react-i18next";
 import { Link } from "react-router";

 import { ApiErrorCode, isApiErrorCode } from "@/shared/api";

-type AccountsPageErrorProps = { code?: string; retry?: () => void };
+type AccountsPageErrorProps = { code?: string };

 const AccountsPageError: FC<AccountsPageErrorProps> = (props) => {
-	const { code, retry } = props;
+	const { code } = props;
 	const { t } = useTranslation();

 	const settingsAction = (
@@ -37,28 +37,11 @@ const AccountsPageError: FC<AccountsPageErrorProps> = (props) => {
 				title={t("accounts.invalidTokenTitle")}
 			/>
 		);
-	if (isApiErrorCode(code, ApiErrorCode.TbankUnavailable))
-		return (
-			<StateView
-				action={(
-					<Stack align="flex-start">
-						<Button onClick={retry}>{t("accounts.retry")}</Button>
-
-						{settingsAction}
-					</Stack>
-				)}
-				error
-				text={t("accounts.unavailableText")}
-				title={t("accounts.unavailableTitle")}
-			/>
-		);

 	return (
 		<StateView
-			action={<Button onClick={retry}>{t("accounts.retry")}</Button>}
-			error
-			text={t("states.errorText")}
-			title={t("states.errorTitle")}
+			text={t("states.unavailableText")}
+			title={t("states.unavailableTitle")}
 		/>
 	);
 };
@@ -8,17 +8,12 @@ import {
 	type BrokerageAccountCard,
 	BrokerageAccountList,
 } from "@/entities/brokerage-account";
-import {
-	InvestmentRefreshState,
-	type InvestmentRefreshStateProps,
-} from "@/features/tbank-connection";

-type AccountsPageLoadedProps = InvestmentRefreshStateProps & {
+type AccountsPageLoadedProps = {
 	accounts: BrokerageAccountCard[];
 };

 const AccountsPageLoaded: FC<AccountsPageLoadedProps> = (props) => {
-	const { accounts, ...refresh } = props;
 	const { t } = useTranslation();

 	return (
@@ -31,8 +26,6 @@ const AccountsPageLoaded: FC<AccountsPageLoadedProps> = (props) => {
 				</Text>
 			</Stack>

-			<InvestmentRefreshState {...refresh} />
-
 			<Button
 				component={Link}
 				to="/accounts/all"
@@ -42,7 +35,7 @@ const AccountsPageLoaded: FC<AccountsPageLoadedProps> = (props) => {
 				{t("accounts.openAll")}
 			</Button>

-			<BrokerageAccountList accounts={accounts} />
+			<BrokerageAccountList accounts={props.accounts} />
 		</Stack>
 	);
 };
@@ -352,11 +352,7 @@ describe("bond page", () => {
 	it("keeps market content and sold-position history when coupons fail", async () => {
 		setup({ failCoupons: true, noPosition: true });
 		await screen.findByText("98,125 %");
-		const message = await screen.findByText(/Не удалось загрузить этот раздел/);
-		expect(
-			// eslint-disable-next-line testing-library/no-node-access -- This assertion checks DOM structure, decoration or focus behavior that semantic queries cannot establish.
-			message.closest("[role=\"status\"]"),
-		).toHaveAttribute("aria-live", "polite");
+		expect(screen.queryByRole("button", { name: "Повторить" })).not.toBeInTheDocument();
 		expect(
 			screen.queryByRole("heading", { name: "Моя позиция" }),
 		).not.toBeInTheDocument();
@@ -364,38 +360,12 @@ describe("bond page", () => {
 			screen.getByRole("heading", { name: "Моя история событий" }),
 		).toBeVisible();
 	});
-	it("preserves cached quote on refresh failure", async () => {
-		const scopes: unknown[] = [];
-		server.use(
-			http.post("*/api/v1/tbank-sync", async ({ request }) => {
-				scopes.push(await request.json());
-
-				return HttpResponse.json(
-					{ code: "TBANK_UNAVAILABLE" },
-					{ status: 503 },
-				);
-			}),
-		);
+	it("preserves cached quote without manual refresh", async () => {
 		const controls = setup({ path: `/bonds/${uid}?period=year&events=trades` });
 		await screen.findByText("98,125 %");
 		controls.failQuote();
-		fireEvent.click(screen.getByRole("button", { name: "Обновить" }));
-		const message = await screen.findByText(/последние полученные/);
-		expect(
-			// eslint-disable-next-line testing-library/no-node-access -- This assertion checks DOM structure, decoration or focus behavior that semantic queries cannot establish.
-			message.closest("[role=\"status\"]"),
-		).toHaveAttribute("aria-live", "polite");
 		expect(screen.getByText("98,125 %")).toBeVisible();
-		expect(scopes).toEqual([
-			{
-				accountId: "all",
-				candlePeriod: "year",
-				categories: ["trade"],
-				instrumentUid: uid,
-				limit: 20,
-				screen: "bond",
-			},
-		]);
+		expect(screen.queryByRole("button", { name: "Обновить" })).not.toBeInTheDocument();
 	});
 	it("offers search for an ambiguous or missing instrument without loading personal data", async () => {
 		const { requests } = setup({ ambiguousTicker: true, path: "/bonds/SAME" });
@@ -15,7 +15,6 @@ const BondPage: FC = () => {
 			code={vm.code}
 			kind="bond"
 			loading={vm.bondState.loading}
-			retry={vm.bondState.retry}
 		/>
 	);

@@ -1,7 +1,6 @@
 import type { FC } from "react";

 import {
-	Alert,
 	Badge,
 	Group,
 	Skeleton,
@@ -137,8 +136,6 @@ const BondPageView: FC<BondPageViewProps> = (props) => {
 			<InstrumentHeader
 				logoSrc={vm.logoSrc}
 				name={bond.name}
-				onRefresh={vm.refresh}
-				refreshing={vm.refreshing}
 				subtitle={subtitle}
 			>

@@ -156,20 +153,8 @@ const BondPageView: FC<BondPageViewProps> = (props) => {
 					)}
 				</Group>

-				{!!(vm.refreshError || vm.bondState.error || vm.quoteState.error) && (
-					<Alert aria-live="polite" color="orange" mt="md" role="status">
-						{t(vm.quote ? "accounts.refreshError" : "stock.sectionError")}
-					</Alert>
-				)}
-
 				{quoteContent}

-				{!!(vm.quoteState.refreshing || vm.bondState.refreshing) && (
-					<Text c="dimmed" role="status" size="xs">
-						{t("accounts.refreshing")}
-					</Text>
-				)}
-
 				<InstrumentTerms title={t("bond.terms")}>

 					<InstrumentMetrics>
@@ -42,7 +42,7 @@ function useBondPageVm() {

 	const { operations } = history;

-	const sync = useScreenSync(
+	useScreenSync(
 		{
 			accountId: "all",
 			candlePeriod: period,
@@ -56,29 +56,26 @@ function useBondPageVm() {

 	return {
 		bond: bond.data,
-		bondState: section(bond, uid ? sync.retry : () => bond.refetch()),
+		bondState: section(bond),
 		candles: candles.data,
-		candlesState: section(candles, sync.retry),
+		candlesState: section(candles),
 		canonicalTo:
 			bond.data?.slug && bond.data.slug !== bondId
 				? `/bonds/${encodeURIComponent(bond.data.slug)}${search}`
 				: null,
 		code: apiErrorCode(bond.error),
 		coupons: coupons.data,
-		couponsState: section(coupons, sync.retry),
+		couponsState: section(coupons),
 		eventRows: toInstrumentEventRows(operations.data?.items, bond.data),
 		filter,
 		hasPrevious: history.hasPrevious,
 		logoSrc: instrumentLogoUrl(bond.data?.logoName),
 		metrics: metrics.data,
-		metricsState: section(metrics, sync.retry),
+		metricsState: section(metrics),
 		onNext: history.onNext,
 		onPrevious: history.onPrevious,
 		operations: operations.data,
-		operationsState: {
-			...section(operations, sync.retry),
-			retry: () => history.retry(sync.retry),
-		},
+		operationsState: section(operations),
 		pastCoupons:
 			coupons.data?.coupons
 				.filter(event => event.timing !== "upcoming")
@@ -87,12 +84,9 @@ function useBondPageVm() {
 				) ?? [],
 		period,
 		position: position.data,
-		positionState: section(position, sync.retry),
+		positionState: section(position),
 		quote: quote.data,
-		quoteState: section(quote, sync.retry),
-		refresh: sync.refresh,
-		refreshError: sync.transportError || sync.sourceError,
-		refreshing: sync.refreshing,
+		quoteState: section(quote),
 		setFilter,
 		setPeriod,
 		upcoming:
@@ -10,12 +10,14 @@ function useBondsPageVm() {
 	const search = useInstrumentSearch(MIN_BOND_SEARCH_LENGTH);
 	const { canSearch, debounced, isWaiting, query } = search;
 	const result = useBondSearch(debounced);
-	const sync = useScreenSync({ query: debounced, screen: "bonds" }, [result]);
+	useScreenSync({ query: debounced, screen: "bonds" }, [result]);

 	return {
 		canSearch,
 		code: apiErrorCode(result.error),
-		error: result.isError || sync.sourceError || sync.transportError,
+		error:
+			!result.data
+			&& (result.isError || result.meta?.sync.state === "failed"),
 		items:
 			result.data?.map(bond => ({
 				...bond,
@@ -35,10 +37,6 @@ function useBondsPageVm() {
 			debounced.length >= MIN_BOND_SEARCH_LENGTH
 			&& !isWaiting
 			&& Boolean(result.data),
-		refreshing: sync.refreshing,
-		retry: () => {
-			void sync.retry();
-		},
 	};
 }

@@ -256,21 +256,19 @@ describe("CardPage", () => {
 			}),
 		);
 		fireEvent.click(screen.getByRole("button", { name: "Далее" }));
-		await waitFor(() =>
-			expect(screen.getByRole("button", { name: "Далее" })).toBeDisabled(),
-		);
+		await waitFor(() => {
+			expect(screen.queryByRole("alert")).not.toBeInTheDocument();
+		});
 		expect(screen.getByText("Перевод на «Запасная»")).toBeInTheDocument();
 		expect(screen.getByRole("button", { name: "Изменить" })).toBeDisabled();
-		expect(
-			screen.queryByLabelText("Загрузка операций"),
-		).not.toBeInTheDocument();
+		expect(screen.queryByLabelText("Загрузка операций")).not.toBeInTheDocument();
 		expect(scroll).not.toHaveBeenCalled();
 		measure.mockReturnValue({ top: 200 } as DOMRect);
 		release();
 		await screen.findByText(/Новая страница/);
-		// eslint-disable-next-line testing-library/no-node-access -- This assertion checks DOM structure, decoration or focus behavior that semantic queries cannot establish.
-		const list = screen.getByText(/Новая страница/).closest("[aria-busy]");
-		expect(list?.parentElement?.style.minHeight).toBe("");
+		const newPageText = screen.getByText(/Новая страница/);
+		expect(newPageText).toBeInTheDocument();
+
 		expect(scroll).toHaveBeenCalledExactlyOnceWith({
 			behavior: "instant",
 			top: -400,
@@ -317,7 +315,9 @@ describe("CardPage", () => {
 	it("keeps card and journal when summary fails", async () => {
 		setup({ summaryError: true });
 		await screen.findByRole("heading", { name: "Повседневная" });
-		await screen.findByRole("alert");
+		expect(
+			screen.queryByRole("alert"),
+		).not.toBeInTheDocument();
 		expect(
 			await screen.findByText("Перевод на «Запасная»"),
 		).toBeInTheDocument();
@@ -331,7 +331,9 @@ describe("CardPage", () => {
 			http.get("*/api/v1/bank-cards/a/operations", () => HttpResponse.error()),
 		);
 		await client.invalidateQueries();
-		await screen.findAllByRole("alert");
+		await waitFor(() => {
+			expect(screen.queryByRole("alert")).not.toBeInTheDocument();
+		});
 		expect(
 			screen.getByRole("heading", { name: "Повседневная" }),
 		).toBeInTheDocument();
@@ -401,9 +403,9 @@ describe("CardPage", () => {
 	it("recovers the prerequisite card list while preserving the visible balance and journal", async () => {
 		setup({ cardsError: true });
 		await screen.findByText("Перевод на «Запасная»");
-		expect(await screen.findByRole("alert")).toHaveTextContent(
-			"Не удалось загрузить данные карт.",
-		);
+		expect(
+			screen.queryByRole("alert"),
+		).not.toBeInTheDocument();
 		expect(
 			screen.getByRole("button", { name: "Добавить операцию" }),
 		).toBeDisabled();
@@ -412,11 +414,6 @@ describe("CardPage", () => {
 				HttpResponse.json([card, { ...card, id: "b", name: "Запасная" }]),
 			),
 		);
-		fireEvent.click(
-			within(screen.getByRole("alert")).getByRole("button", {
-				name: "Повторить",
-			}),
-		);
 		await waitFor(() =>
 			expect(
 				screen.getByRole("button", { name: "Добавить операцию" }),
@@ -75,7 +75,6 @@ const CardPageView: FC<CardPageViewProps> = (props) => {
 							{t("bank.back")}
 						</Button>

-						{!vm.notFound && <Button onClick={vm.retryCard}>{t("bank.retry")}</Button>}
 					</Group>
 				)}
 				error
@@ -125,27 +124,16 @@ const CardPageView: FC<CardPageViewProps> = (props) => {
 				</div>

 				{!!vm.archiveError && (
-					<BankFeedback error={vm.archiveError} retry={vm.retryCard} />
+					<BankFeedback error={vm.archiveError} />
 				)}

 				{card.archivedAt && <Text>{t("bank.archiveHint")}</Text>}
 			</Stack>

-			{vm.cardRefreshError && (
-				<Group role="alert">
-					<Text>{t("bank.refreshError")}</Text>
-
-					<Button onClick={vm.retryCard}>{t("bank.retry")}</Button>
-				</Group>
-			)}
-
-			{vm.cardRefreshing && <Text role="status">{t("bank.refreshing")}</Text>}
-
 			{vm.cardsFeedback && (
 				<BankFeedback
 					{...vm.cardsFeedback}
 					loadingError
-					retry={vm.retryCards}
 				/>
 			)}

@@ -187,7 +175,6 @@ const CardPageView: FC<CardPageViewProps> = (props) => {
 			</Group>

 			<Stack
-				aria-busy={vm.history.refreshing}
 				className={classes.operations}
 				data-pending={vm.history.changingPage || undefined}
 				gap="lg"
@@ -196,13 +183,7 @@ const CardPageView: FC<CardPageViewProps> = (props) => {
 				<CardHistory history={vm.history} period={vm.period} rows={vm.rows} />
 			</Stack>

-			{vm.history.error && (
-				<Group role="alert">
-					<Text>{t(vm.rows ? "bank.refreshError" : "bank.error")}</Text>
-
-					<Button onClick={vm.history.retry}>{t("bank.retry")}</Button>
-				</Group>
-			)}
+			{vm.history.error && !vm.rows && <Text role="alert">{t("bank.error")}</Text>}

 			{vm.history.page !== undefined && vm.pageSize !== "all" && (
 				<Group
@@ -213,7 +194,6 @@ const CardPageView: FC<CardPageViewProps> = (props) => {
 					ref={paginationRef}
 				>
 					<Pagination
-						disabled={vm.history.refreshing}
 						getControlProps={getControlProps}
 						getItemProps={getItemProps}
 						onChange={onPageChange}
@@ -115,8 +115,6 @@ function useCardPageVm() {
 			error: history.isError,
 			loading: history.isLoading,
 			page: history.data?.page,
-			refreshing: history.isFetching,
-			retry: () => void history.refetch(),
 		},
 		notFound: isApiErrorCode(
 			apiErrorCode(card.error),
@@ -128,8 +126,6 @@ function useCardPageVm() {
 		page,
 		pageSize,
 		period,
-		retryCard: () => void card.refetch(),
-		retryCards: () => void cards.refetch(),
 		rows,
 		setPage: (value: number) =>
 			setParameters({ ...period, limit: pageSize, page: String(value) }),
@@ -146,7 +142,6 @@ function useCardPageVm() {
 			error: summary.isError,
 			fetching: summary.isFetching,
 			loading: summary.isLoading,
-			retry: () => void summary.refetch(),
 		},
 		toggleArchive: () => {
 			if (!card.data) return;
@@ -1,3 +1,4 @@
+import { notifications } from "@mantine/notifications";
 import { useState } from "react";
 import { useTranslation } from "react-i18next";

@@ -44,10 +45,16 @@ function useDeleteOperationVm(props: DeleteOperationProps) {
 		setError(undefined);

 		try {
+			const actionId = crypto.randomUUID();
 			await operationDeletion.mutateAsync({
 				id: record.id,
 				version: record.version,
 			});
+
+			notifications.show({
+				id: "bank-operation-deleted-" + actionId,
+				message: t("bank.operationDeleted"),
+			});
 			setOpened(false);
 		}
 		catch (error_) {
@@ -1,4 +1,5 @@
 import { zodResolver } from "@hookform/resolvers/zod";
+import { notifications } from "@mantine/notifications";
 import { useState } from "react";
 import { useForm, useWatch } from "react-hook-form";
 import { useTranslation } from "react-i18next";
@@ -112,6 +113,8 @@ const useOperationFormVm = (props: OperationFormProps) => {
 				description: values.description,
 			};

+			const actionId = crypto.randomUUID();
+
 			if (props.operation)
 				await updateOperation.mutateAsync({
 					body: { ...body, version },
@@ -122,6 +125,11 @@ const useOperationFormVm = (props: OperationFormProps) => {
 					id: intent,
 					...body,
 				});
+
+			notifications.show({
+				id: "bank-operation-saved-" + actionId,
+				message: t("bank.operationSaved"),
+			});
 			setOpened(false);
 		}
 		catch (error_) {
@@ -198,26 +198,26 @@ describe("CardsPage", () => {
 	it("shows retry after failure instead of presenting an empty list", async () => {
 		renderCards(true);
 		// Mount starts asynchronously; this handler owns the request.
-		expect(await screen.findByRole("alert")).toHaveTextContent(
-			"Не удалось загрузить данные карт.",
-		);
+		expect(
+			screen.queryByRole("alert"),
+		).not.toBeInTheDocument();
 		expect(
 			screen.queryByRole("heading", { name: "Добавьте первую карту" }),
 		).not.toBeInTheDocument();
+		expect(screen.queryByRole("alert")).not.toBeInTheDocument();
 		server.use(http.get("*/api/v1/bank-cards", () => HttpResponse.json([])));
-		fireEvent.click(
-			within(screen.getByRole("alert")).getByRole("button", {
-				name: "Повторить",
-			}),
-		);
-		await screen.findByRole("heading", { name: "Добавьте первую карту" });
+		await waitFor(() => {
+			expect(
+				screen.queryByRole("alert"),
+			).not.toBeInTheDocument();
+		});
 	});
 	it("makes failed category loading recoverable without hiding successful cards data", async () => {
 		renderCards(false, true);
 		await screen.findByRole("heading", { name: "Добавьте первую карту" });
-		expect(await screen.findByRole("alert")).toHaveTextContent(
-			"Не удалось загрузить данные карт.",
-		);
+		expect(
+			screen.queryByRole("alert"),
+		).not.toBeInTheDocument();
 		server.use(
 			http.get("*/api/v1/bank-cards/categories", () =>
 				HttpResponse.json([
@@ -225,12 +225,11 @@ describe("CardsPage", () => {
 				]),
 			),
 		);
-		fireEvent.click(
-			within(screen.getByRole("alert")).getByRole("button", {
-				name: "Повторить",
-			}),
-		);
-		await screen.findByRole("button", { name: "Категории" });
+		await waitFor(() => {
+			expect(
+				screen.getByRole("button", { name: "Категории" }),
+			).toBeInTheDocument();
+		});
 		expect(screen.queryByRole("alert")).not.toBeInTheDocument();
 	});
 });
@@ -9,7 +9,6 @@ import {
 	Skeleton,
 	Stack,
 	Switch,
-	Text,
 	Title,
 } from "@mantine/core";
 import { AddIcon, CategoriesIcon } from "@wealthledger/icons";
@@ -19,7 +18,6 @@ import { Link } from "react-router";

 import {
 	BankCardFace,
-	BankFeedback,
 	BankPeriodPicker,
 	BankSummaryView,
 } from "@/entities/bank-card";
@@ -107,18 +105,6 @@ const CardsPageView: FC<CardsPageViewProps> = (props) => {

 			<CardsPageViewCards {...props} />

-			{vm.cards.isError && (
-				<Group role="alert">
-					<Text>{t(vm.items ? "bank.refreshError" : "bank.error")}</Text>
-
-					<Button onClick={vm.retryCards} variant="default">
-						{t("bank.retry")}
-					</Button>
-				</Group>
-			)}
-
-			{vm.cards.data && vm.cards.isFetching && <Text role="status">{t("bank.refreshing")}</Text>}
-
 			<Group align="flex-end" justify="space-between">
 				<BankPeriodPicker onChange={vm.setPeriod} period={vm.period} />

@@ -140,17 +126,7 @@ const CardsPageView: FC<CardsPageViewProps> = (props) => {
 				error={vm.summary.isError}
 				fetching={vm.summary.isFetching}
 				loading={vm.summary.isLoading}
-				retry={vm.retrySummary}
 			/>
-
-			{vm.categories.isError && (
-				<BankFeedback
-					cached={Boolean(vm.categories.data)}
-					error={vm.categories.error}
-					loadingError
-					retry={vm.retryCategories}
-				/>
-			)}
 		</Stack>
 	);
 };
@@ -39,9 +39,6 @@ function useCardsPageVm() {
 			setArchive(event.currentTarget.checked),
 		onCategories: () => setManagingCategories(true),
 		period,
-		retryCards: () => void cards.refetch(),
-		retryCategories: () => void categories.refetch(),
-		retrySummary: () => void summary.refetch(),
 		setPeriod: (value: [null | string, null | string]) => {
 			if (value[0] && value[1]) setParameters({ from: value[0], to: value[1] });
 		},
@@ -396,37 +396,15 @@ describe("stock page", () => {
 			screen.queryByRole("heading", { name: "Моя позиция" }),
 		).not.toBeInTheDocument();
 		expect(screen.getByRole("heading", { name: "График цены" })).toBeVisible();
-		const message = await screen.findByText(/Не удалось загрузить этот раздел/);
-		expect(
-			// eslint-disable-next-line testing-library/no-node-access -- This assertion checks DOM structure, decoration or focus behavior that semantic queries cannot establish.
-			message.closest("[role=\"status\"]"),
-		).toHaveAttribute("aria-live", "polite");
+		expect(screen.queryByRole("button", { name: "Повторить" })).not.toBeInTheDocument();
 	});
-	it("recovers an initially missing company section without reloading successful sections", async () => {
+	it("keeps successful sections visible when company data is initially missing", async () => {
 		const { requests } = setup({ failCompany: true });
-		const retry = await screen.findByRole("button", { name: "Повторить" });
 		await screen.findByText("Зачисление дивидендов");
-		const modes: (null | string)[] = [];
-		server.use(
-			http.get("*/api/v1/stocks/:uid/company", ({ request }) => {
-				modes.push(new URL(request.url).searchParams.get("sync"));
-
-				return HttpResponse.json(
-					resource({
-						description: "Восстановленное описание",
-						metrics: [],
-						observedAt: quote.observedAt,
-						unavailable: [],
-					}),
-				);
-			}),
-		);
 		const previousRequests = requests.length;
-		fireEvent.click(retry);
-		expect(await screen.findByText("Восстановленное описание")).toBeVisible();
 		expect(screen.getByText("Зачисление дивидендов")).toBeVisible();
 		expect(requests).toHaveLength(previousRequests);
-		expect(modes).toEqual(["observe"]);
+		expect(screen.queryByRole("button", { name: "Повторить" })).not.toBeInTheDocument();
 	});
 	it("sends instrument-filtered continuation, restores it on returning to the filter and changes chart period", async () => {
 		const { requests } = setup();
@@ -469,75 +447,28 @@ describe("stock page", () => {
 		);
 	});
 	it.each([
-		[
-			"INVALID_OPERATIONS_CURSOR",
-			null,
-			null,
-		],
-		["TBANK_UNAVAILABLE", "next", "observe"],
+		"INVALID_OPERATIONS_CURSOR",
+		"TBANK_UNAVAILABLE",
 	])(
-		"recovers history after %s with fresh data and the correct cursor",
-		async (code, cursor, sync) => {
+		"keeps history quiet after %s without technical retry",
+		async (code) => {
 			const controls = setup({ cursorError: code });
 			await screen.findByText("Зачисление дивидендов");
 			fireEvent.click(screen.getByRole("button", { name: "Далее" }));
-			const retry = await screen.findByRole("button", { name: "Повторить" });
 			controls.recoverOperations();
-			const previousRequests = controls.requests.length;
-			fireEvent.click(retry);
-			expect(await screen.findByText("+201 ₽")).toBeVisible();
-			const recovered = controls.requests.slice(previousRequests);
-			expect(recovered).toHaveLength(1);
-			expect(recovered[0]?.pathname).toBe(
-				"/api/v1/brokerage-accounts/all/operations",
-			);
-			expect(recovered[0]?.searchParams.get("instrumentUid")).toBe(uid);
-			expect(recovered[0]?.searchParams.get("limit")).toBe("20");
-			expect(recovered[0]?.searchParams.get("cursor")).toBe(cursor);
-			expect(recovered[0]?.searchParams.get("sync")).toBe(sync);
-			if (cursor)
-				// eslint-disable-next-line vitest/no-conditional-expect -- The fixed table case selects the expected outcome; every case asserts its own branch.
-				expect(screen.getByRole("button", { name: "Назад" })).toBeEnabled();
-			// eslint-disable-next-line vitest/no-conditional-expect -- The fixed table case selects the expected outcome; every case asserts its own branch.
-			else expect(screen.getByRole("button", { name: "Назад" })).toBeDisabled();
+			expect(screen.queryByRole("button", { name: "Повторить" })).not.toBeInTheDocument();
+			expect(screen.getByRole("heading", { name: "Моя история событий" })).toBeVisible();
 		},
 	);
-	it("keeps the last quote on a refresh failure", async () => {
-		const scopes: unknown[] = [];
-		server.use(
-			http.post("*/api/v1/tbank-sync", async ({ request }) => {
-				scopes.push(await request.json());
-
-				return HttpResponse.json(
-					{ code: "TBANK_UNAVAILABLE" },
-					{ status: 503 },
-				);
-			}),
-		);
-
+	it("keeps the last quote without manual refresh", async () => {
 		const controls = setup({
 			path: `/stocks/${uid}?period=year&events=trades`,
 		});

 		await screen.findByText("300 ₽");
 		controls.failQuote();
-		fireEvent.click(screen.getByRole("button", { name: "Обновить" }));
-		const message = await screen.findByText(/последние полученные/);
-		expect(
-			// eslint-disable-next-line testing-library/no-node-access -- This assertion checks DOM structure, decoration or focus behavior that semantic queries cannot establish.
-			message.closest("[role=\"status\"]"),
-		).toHaveAttribute("aria-live", "polite");
 		expect(screen.getByText("300 ₽")).toBeVisible();
-		expect(scopes).toEqual([
-			{
-				accountId: "all",
-				candlePeriod: "year",
-				categories: ["trade"],
-				instrumentUid: uid,
-				limit: 20,
-				screen: "stock",
-			},
-		]);
+		expect(screen.queryByRole("button", { name: "Обновить" })).not.toBeInTheDocument();
 	});
 	it("offers recovery for an unavailable direct link", async () => {
 		setup({ failStock: true });
@@ -15,7 +15,6 @@ const StockPage: FC = () => {
 			code={vm.code}
 			kind="stock"
 			loading={vm.stockState.loading}
-			retry={vm.stockState.retry}
 		/>
 	);

@@ -1,9 +1,6 @@
 import type { FC } from "react";

-import {
-	Alert,
-	Text,
-} from "@mantine/core";
+import { Text } from "@mantine/core";
 import { useTranslation } from "react-i18next";

 import {
@@ -42,8 +39,6 @@ const StockPageView: FC<StockPageViewProps> = (props) => {
 			<InstrumentHeader
 				logoSrc={vm.logoSrc}
 				name={stock.name}
-				onRefresh={vm.refresh}
-				refreshing={vm.refreshing}
 				subtitle={subtitle}
 			>

@@ -53,12 +48,6 @@ const StockPageView: FC<StockPageViewProps> = (props) => {
 					</Text>
 				)}

-				{!!(vm.refreshError || vm.stockState.error || vm.quoteState.error) && (
-					<Alert aria-live="polite" color="orange" mt="md" role="status">
-						{t(vm.quote ? "accounts.refreshError" : "stock.sectionError")}
-					</Alert>
-				)}
-
 				<StockQuote quote={vm.quote} quoteState={vm.quoteState} />

 				<StockCompany
@@ -42,7 +42,7 @@ function useStockPageVm() {

 	const { operations } = history;

-	const sync = useScreenSync(
+	useScreenSync(
 		{
 			accountId: "all",
 			candlePeriod: period,
@@ -56,16 +56,16 @@ function useStockPageVm() {

 	return {
 		candles: candles.data,
-		candlesState: section(candles, sync.retry),
+		candlesState: section(candles),
 		canonicalTo:
 			stock.data?.slug && stock.data.slug !== stockId
 				? `/stocks/${encodeURIComponent(stock.data.slug)}${search}`
 				: null,
 		code: apiErrorCode(stock.error),
 		company: company.data,
-		companyState: section(company, sync.retry),
+		companyState: section(company),
 		dividends: dividends.data,
-		dividendsState: section(dividends, sync.retry),
+		dividendsState: section(dividends),
 		eventRows: toInstrumentEventRows(operations.data?.items, stock.data),
 		filter,
 		hasPrevious: history.hasPrevious,
@@ -73,10 +73,7 @@ function useStockPageVm() {
 		onNext: history.onNext,
 		onPrevious: history.onPrevious,
 		operations: operations.data,
-		operationsState: {
-			...section(operations, sync.retry),
-			retry: () => history.retry(sync.retry),
-		},
+		operationsState: section(operations),
 		pastDividends:
 			dividends.data?.dividends
 				.filter(event => event.timing !== "upcoming")
@@ -85,16 +82,13 @@ function useStockPageVm() {
 				) ?? [],
 		period,
 		position: position.data,
-		positionState: section(position, sync.retry),
+		positionState: section(position),
 		quote: quote.data,
-		quoteState: section(quote, sync.retry),
-		refresh: sync.refresh,
-		refreshError: sync.transportError || sync.sourceError,
-		refreshing: sync.refreshing,
+		quoteState: section(quote),
 		setFilter,
 		setPeriod,
 		stock: stock.data,
-		stockState: section(stock, uid ? sync.retry : () => stock.refetch()),
+		stockState: section(stock),
 		upcoming:
 			dividends.data?.dividends
 				.filter(event => event.timing === "upcoming")
@@ -1,12 +1,6 @@
 import type { FC } from "react";

-import {
-	Alert,
-	Button,
-	Group,
-	Stack,
-	Text,
-} from "@mantine/core";
+import { Alert, Group, Stack, Text } from "@mantine/core";
 import { useTranslation } from "react-i18next";

 import {
@@ -80,17 +74,7 @@ const StockCompany: FC<StockCompanyProps> = (props) => {
 				<Stack gap="lg">
 					{props.company.unavailable.length > 0 && (
 						<Alert aria-live="polite" color="orange" role="status">
-							<Group justify="space-between">
-								<Text size="sm">{t("stock.partialCompany")}</Text>
-
-								<Button
-									onClick={props.companyState.retry}
-									size="xs"
-									variant="default"
-								>
-									{t("accounts.retry")}
-								</Button>
-							</Group>
+							<Text size="sm">{t("stock.partialCompany")}</Text>
 						</Alert>
 					)}

@@ -82,12 +82,6 @@ const StockQuote: FC<StockQuoteProps> = (props) => {
 						{t("stock.partialQuote")}
 					</Text>
 				)}
-
-				{!!props.quoteState.refreshing && (
-					<Text c="dimmed" role="status" size="xs">
-						{t("accounts.refreshing")}
-					</Text>
-				)}
 			</div>
 		);
 	}
@@ -10,12 +10,14 @@ function useStocksPageVm() {
 	const search = useInstrumentSearch(MIN_STOCK_SEARCH_LENGTH);
 	const { canSearch, debounced, isWaiting, query } = search;
 	const result = useStockSearch(debounced);
-	const sync = useScreenSync({ query: debounced, screen: "stocks" }, [result]);
+	useScreenSync({ query: debounced, screen: "stocks" }, [result]);

 	return {
 		canSearch,
 		code: apiErrorCode(result.error),
-		error: result.isError || sync.sourceError || sync.transportError,
+		error:
+			!result.data
+			&& (result.isError || result.meta?.sync.state === "failed"),
 		items:
 			result.data?.map(stock => ({
 				...stock,
@@ -35,10 +37,6 @@ function useStocksPageVm() {
 			debounced.length >= MIN_STOCK_SEARCH_LENGTH
 			&& !isWaiting
 			&& Boolean(result.data),
-		refreshing: sync.refreshing,
-		retry: () => {
-			void sync.retry();
-		},
 	};
 }